TFI INTERNATIONAL INC (TFII.CA) Stock Fundamental Analysis
TSX:TFII • CA87241L1094
163.24 CAD
+0.81 (+0.5%)
Last: Feb 20, 2026, 07:00 PM
Overall TFII gets a fundamental rating of 4 out of 10. We evaluated TFII against 6 industry peers in the Ground Transportation industry. TFII has an average financial health and profitability rating. TFII has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year TFII was profitable.
- TFII had a positive operating cash flow in the past year.
- Of the past 5 years TFII 4 years were profitable.
- Of the past 5 years TFII 4 years had a positive operating cash flow.
1.2 Ratios
- TFII's Return On Assets of 4.54% is in line compared to the rest of the industry. TFII outperforms 50.00% of its industry peers.
- TFII has a Return On Equity of 12.23%. This is in the better half of the industry: TFII outperforms 66.67% of its industry peers.
- TFII has a Return On Invested Capital of 7.10%. This is in the better half of the industry: TFII outperforms 66.67% of its industry peers.
- TFII had an Average Return On Invested Capital over the past 3 years of 11.81%. This is above the industry average of 7.09%.
- The last Return On Invested Capital (7.10%) for TFII is well below the 3 year average (11.81%), which needs to be investigated, but indicates that TFII had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.54% | ||
| ROE | 12.23% | ||
| ROIC | 7.1% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
1.3 Margins
- With a Profit Margin value of 4.01%, TFII is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of TFII has declined.
- With a Operating Margin value of 7.19%, TFII is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
- TFII's Operating Margin has been stable in the last couple of years.
- The Gross Margin of TFII (50.55%) is better than 66.67% of its industry peers.
- TFII's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.19% | ||
| PM (TTM) | 4.01% | ||
| GM | 50.55% |
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
2. Health
2.1 Basic Checks
- TFII has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- TFII has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- TFII has an Altman-Z score of 3.07. This indicates that TFII is financially healthy and has little risk of bankruptcy at the moment.
- TFII has a Altman-Z score of 3.07. This is amongst the best in the industry. TFII outperforms 100.00% of its industry peers.
- TFII has a debt to FCF ratio of 4.37. This is a neutral value as TFII would need 4.37 years to pay back of all of its debts.
- The Debt to FCF ratio of TFII (4.37) is better than 66.67% of its industry peers.
- TFII has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
- TFII has a Debt to Equity ratio of 1.05. This is in the lower half of the industry: TFII underperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.37 | ||
| Altman-Z | 3.07 |
ROIC/WACC0.73
WACC9.76%
2.3 Liquidity
- A Current Ratio of 1.06 indicates that TFII should not have too much problems paying its short term obligations.
- TFII has a better Current ratio (1.06) than 66.67% of its industry peers.
- TFII has a Quick Ratio of 1.05. This is a normal value and indicates that TFII is financially healthy and should not expect problems in meeting its short term obligations.
- With a decent Quick ratio value of 1.05, TFII is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
- The earnings per share for TFII have decreased strongly by -23.52% in the last year.
- The Earnings Per Share has been growing slightly by 5.96% on average over the past years.
EPS 1Y (TTM)-23.52%
EPS 3Y-18.2%
EPS 5Y5.96%
EPS Q2Q%-8.4%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.84%
3.2 Future
- The Earnings Per Share is expected to grow by 21.95% on average over the next years. This is a very strong growth
- TFII is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.46% yearly.
EPS Next Y21.2%
EPS Next 2Y24.48%
EPS Next 3Y23.01%
EPS Next 5Y21.95%
Revenue Next Year1.8%
Revenue Next 2Y2.82%
Revenue Next 3Y6.47%
Revenue Next 5Y6.46%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- TFII is valuated quite expensively with a Price/Earnings ratio of 27.16.
- Based on the Price/Earnings ratio, TFII is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Earnings ratio of 26.99, TFII is valued at the same level.
- With a Price/Forward Earnings ratio of 22.41, TFII is valued on the expensive side.
- Based on the Price/Forward Earnings ratio, TFII is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
- TFII's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.02.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.16 | ||
| Fwd PE | 22.41 |
4.2 Price Multiples
- TFII's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TFII is cheaper than 66.67% of the companies in the same industry.
- 66.67% of the companies in the same industry are more expensive than TFII, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.29 | ||
| EV/EBITDA | 10.65 |
4.3 Compensation for Growth
- TFII's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- A more expensive valuation may be justified as TFII's earnings are expected to grow with 23.00% in the coming years.
PEG (NY)1.28
PEG (5Y)4.56
EPS Next 2Y24.48%
EPS Next 3Y23.01%
5. Dividend
5.1 Amount
- TFII has a Yearly Dividend Yield of 1.59%.
- TFII's Dividend Yield is a higher than the industry average which is at 1.68.
- TFII's Dividend Yield is comparable with the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.59% |
5.2 History
- On average, the dividend of TFII grows each year by 17.09%, which is quite nice.
- TFII has been paying a dividend for at least 10 years, so it has a reliable track record.
- TFII has decreased its dividend in the last 3 years.
Dividend Growth(5Y)17.09%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 45.70% of the earnings are spent on dividend by TFII. This is a bit on the high side, but may be sustainable.
- The dividend of TFII is growing, but earnings are growing more, so the dividend growth is sustainable.
DP45.7%
EPS Next 2Y24.48%
EPS Next 3Y23.01%
TSX:TFII (2/20/2026, 7:00:00 PM)
163.24
+0.81 (+0.5%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)02-17 2026-02-17/amc
Earnings (Next)04-21 2026-04-21/amc
Inst Owners72.82%
Inst Owner ChangeN/A
Ins Owners6.47%
Ins Owner ChangeN/A
Market Cap13.41B
Revenue(TTM)N/A
Net Income(TTM)322.78M
Analysts76.67
Price Target148.81 (-8.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.59% |
Yearly Dividend2.17
Dividend Growth(5Y)17.09%
DP45.7%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.92%
Min EPS beat(2)-2.34%
Max EPS beat(2)6.19%
EPS beat(4)1
Avg EPS beat(4)-11.37%
Min EPS beat(4)-26.96%
Max EPS beat(4)6.19%
EPS beat(8)3
Avg EPS beat(8)-7.92%
EPS beat(12)3
Avg EPS beat(12)-8.63%
EPS beat(16)7
Avg EPS beat(16)0.76%
Revenue beat(2)0
Avg Revenue beat(2)-3.49%
Min Revenue beat(2)-3.59%
Max Revenue beat(2)-3.38%
Revenue beat(4)0
Avg Revenue beat(4)-4.94%
Min Revenue beat(4)-6.55%
Max Revenue beat(4)-3.38%
Revenue beat(8)0
Avg Revenue beat(8)-3.88%
Revenue beat(12)0
Avg Revenue beat(12)-4.76%
Revenue beat(16)3
Avg Revenue beat(16)-2.73%
PT rev (1m)3.77%
PT rev (3m)7.25%
EPS NQ rev (1m)-0.18%
EPS NQ rev (3m)-9.02%
EPS NY rev (1m)0%
EPS NY rev (3m)-7.03%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)-1.31%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-1.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.16 | ||
| Fwd PE | 22.41 | ||
| P/S | 1.22 | ||
| P/FCF | 14.29 | ||
| P/OCF | 10.22 | ||
| P/B | 3.71 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.65 |
EPS(TTM)6.01
EY3.68%
EPS(NY)7.29
Fwd EY4.46%
FCF(TTM)11.42
FCFY7%
OCF(TTM)15.97
OCFY9.78%
SpS134.13
BVpS43.98
TBVpS-0.08
PEG (NY)1.28
PEG (5Y)4.56
Graham Number77.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.54% | ||
| ROE | 12.23% | ||
| ROCE | 9.47% | ||
| ROIC | 7.1% | ||
| ROICexc | 7.14% | ||
| ROICexgc | 12.65% | ||
| OM | 7.19% | ||
| PM (TTM) | 4.01% | ||
| GM | 50.55% | ||
| FCFM | 8.51% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
ROICexc(3y)12.24%
ROICexc(5y)11.2%
ROICexgc(3y)20.24%
ROICexgc(5y)19.48%
ROCE(3y)15.76%
ROCE(5y)14.58%
ROICexgc growth 3Y-5.37%
ROICexgc growth 5Y-1.39%
ROICexc growth 3Y-6.67%
ROICexc growth 5Y1.25%
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
F-Score7
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.37 | ||
| Debt/EBITDA | 2.3 | ||
| Cap/Depr | 44.03% | ||
| Cap/Sales | 3.39% | ||
| Interest Coverage | 3.68 | ||
| Cash Conversion | 79.98% | ||
| Profit Quality | 212.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z | 3.07 |
F-Score7
WACC9.76%
ROIC/WACC0.73
Cap/Depr(3y)77.96%
Cap/Depr(5y)70.47%
Cap/Sales(3y)4.55%
Cap/Sales(5y)4.26%
Profit Quality(3y)120.13%
Profit Quality(5y)121.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-23.52%
EPS 3Y-18.2%
EPS 5Y5.96%
EPS Q2Q%-8.4%
EPS Next Y21.2%
EPS Next 2Y24.48%
EPS Next 3Y23.01%
EPS Next 5Y21.95%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.84%
Revenue Next Year1.8%
Revenue Next 2Y2.82%
Revenue Next 3Y6.47%
Revenue Next 5Y6.46%
EBIT growth 1Y-23.73%
EBIT growth 3Y3.89%
EBIT growth 5Y16.69%
EBIT Next Year48.76%
EBIT Next 3Y22.42%
EBIT Next 5Y16.43%
FCF growth 1Y21.75%
FCF growth 3Y4.62%
FCF growth 5Y24.3%
OCF growth 1Y-0.17%
OCF growth 3Y7.5%
OCF growth 5Y16.82%
TFI INTERNATIONAL INC / TFII.CA FAQ
What is the fundamental rating for TFII stock?
ChartMill assigns a fundamental rating of 4 / 10 to TFII.CA.
What is the valuation status of TFI INTERNATIONAL INC (TFII.CA) stock?
ChartMill assigns a valuation rating of 4 / 10 to TFI INTERNATIONAL INC (TFII.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for TFI INTERNATIONAL INC?
TFI INTERNATIONAL INC (TFII.CA) has a profitability rating of 5 / 10.
What are the PE and PB ratios of TFI INTERNATIONAL INC (TFII.CA) stock?
The Price/Earnings (PE) ratio for TFI INTERNATIONAL INC (TFII.CA) is 27.16 and the Price/Book (PB) ratio is 3.71.
Is the dividend of TFI INTERNATIONAL INC sustainable?
The dividend rating of TFI INTERNATIONAL INC (TFII.CA) is 5 / 10 and the dividend payout ratio is 45.7%.