TFI INTERNATIONAL INC (TFII.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TFII - CA87241L1094 - Common Stock
152.55 CAD
+3.69 (+2.48%)
Taking everything into account, TFII scores 5 out of 10 in our fundamental rating. TFII was compared to 5 industry peers in the Ground Transportation industry. Both the profitability and the financial health of TFII get a neutral evaluation. Nothing too spectacular is happening here. TFII is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year TFII was profitable.
TFII had a positive operating cash flow in the past year.
Each year in the past 5 years TFII has been profitable.
In the past 5 years TFII always reported a positive cash flow from operatings.
1.2 Ratios
TFII's Return On Assets of 4.54% is in line compared to the rest of the industry. TFII outperforms 60.00% of its industry peers.
TFII's Return On Equity of 12.23% is fine compared to the rest of the industry. TFII outperforms 80.00% of its industry peers.
TFII has a better Return On Invested Capital (7.10%) than 80.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TFII is above the industry average of 6.96%.
The 3 year average ROIC (11.81%) for TFII is well above the current ROIC(7.10%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.54% | ||
| ROE | 12.23% | ||
| ROIC | 7.1% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
1.3 Margins
TFII's Profit Margin of 4.01% is on the low side compared to the rest of the industry. TFII is outperformed by 60.00% of its industry peers.
In the last couple of years the Profit Margin of TFII has declined.
TFII has a Operating Margin of 7.19%. This is in the lower half of the industry: TFII underperforms 60.00% of its industry peers.
TFII's Operating Margin has been stable in the last couple of years.
TFII has a Gross Margin (50.55%) which is in line with its industry peers.
TFII's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.19% | ||
| PM (TTM) | 4.01% | ||
| GM | 50.55% |
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TFII is still creating some value.
TFII has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for TFII has been increased compared to 5 years ago.
The debt/assets ratio for TFII is higher compared to a year ago.
2.2 Solvency
TFII has an Altman-Z score of 2.97. This is not the best score and indicates that TFII is in the grey zone with still only limited risk for bankruptcy at the moment.
TFII has a better Altman-Z score (2.97) than 100.00% of its industry peers.
The Debt to FCF ratio of TFII is 4.37, which is a neutral value as it means it would take TFII, 4.37 years of fcf income to pay off all of its debts.
TFII has a Debt to FCF ratio of 4.37. This is in the better half of the industry: TFII outperforms 80.00% of its industry peers.
A Debt/Equity ratio of 1.05 is on the high side and indicates that TFII has dependencies on debt financing.
TFII has a worse Debt to Equity ratio (1.05) than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.37 | ||
| Altman-Z | 2.97 |
ROIC/WACC0.76
WACC9.36%
2.3 Liquidity
A Current Ratio of 1.06 indicates that TFII should not have too much problems paying its short term obligations.
TFII's Current ratio of 1.06 is fine compared to the rest of the industry. TFII outperforms 80.00% of its industry peers.
A Quick Ratio of 1.05 indicates that TFII should not have too much problems paying its short term obligations.
The Quick ratio of TFII (1.05) is better than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
The earnings per share for TFII have decreased strongly by -28.27% in the last year.
TFII shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.09% yearly.
TFII shows a decrease in Revenue. In the last year, the revenue decreased by -2.91%.
The Revenue has been growing by 16.56% on average over the past years. This is quite good.
EPS 1Y (TTM)-28.27%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-25%
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-9.88%
3.2 Future
Based on estimates for the next years, TFII will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.41% on average per year.
Based on estimates for the next years, TFII will show a small growth in Revenue. The Revenue will grow by 3.75% on average per year.
EPS Next Y-26.14%
EPS Next 2Y-3.26%
EPS Next 3Y6.21%
EPS Next 5Y11.41%
Revenue Next Year-7.42%
Revenue Next 2Y-2.45%
Revenue Next 3Y-0.61%
Revenue Next 5Y3.75%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 24.53, the valuation of TFII can be described as rather expensive.
60.00% of the companies in the same industry are cheaper than TFII, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.19, TFII is valued at the same level.
TFII is valuated rather expensively with a Price/Forward Earnings ratio of 20.49.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TFII indicates a slightly more expensive valuation: TFII is more expensive than 60.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.88, TFII is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.53 | ||
| Fwd PE | 20.49 |
4.2 Price Multiples
80.00% of the companies in the same industry are more expensive than TFII, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, TFII is valued a bit cheaper than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.19 | ||
| EV/EBITDA | 10.02 |
4.3 Compensation for Growth
The decent profitability rating of TFII may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.74
EPS Next 2Y-3.26%
EPS Next 3Y6.21%
5. Dividend
5.1 Amount
TFII has a Yearly Dividend Yield of 1.82%.
TFII's Dividend Yield is comparable with the industry average which is at 2.13.
TFII's Dividend Yield is comparable with the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.82% |
5.2 History
The dividend of TFII is nicely growing with an annual growth rate of 17.09%!
TFII has paid a dividend for at least 10 years, which is a reliable track record.
TFII has decreased its dividend in the last 3 years.
Dividend Growth(5Y)17.09%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TFII pays out 45.70% of its income as dividend. This is a bit on the high side, but may be sustainable.
TFII's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP45.7%
EPS Next 2Y-3.26%
EPS Next 3Y6.21%
TSX:TFII (1/8/2026, 7:00:00 PM)
152.55
+3.69 (+2.48%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners72.82%
Inst Owner ChangeN/A
Ins Owners6.47%
Ins Owner ChangeN/A
Market Cap12.53B
Revenue(TTM)8.05B
Net Income(TTM)322.78M
Analysts76.67
Price Target140.22 (-8.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.82% |
Yearly Dividend2.17
Dividend Growth(5Y)17.09%
DP45.7%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.92%
Min EPS beat(2)-2.34%
Max EPS beat(2)6.19%
EPS beat(4)1
Avg EPS beat(4)-11.37%
Min EPS beat(4)-26.96%
Max EPS beat(4)6.19%
EPS beat(8)3
Avg EPS beat(8)-7.92%
EPS beat(12)3
Avg EPS beat(12)-8.63%
EPS beat(16)7
Avg EPS beat(16)0.76%
Revenue beat(2)0
Avg Revenue beat(2)-3.49%
Min Revenue beat(2)-3.59%
Max Revenue beat(2)-3.38%
Revenue beat(4)0
Avg Revenue beat(4)-4.94%
Min Revenue beat(4)-6.55%
Max Revenue beat(4)-3.38%
Revenue beat(8)0
Avg Revenue beat(8)-3.88%
Revenue beat(12)0
Avg Revenue beat(12)-4.76%
Revenue beat(16)3
Avg Revenue beat(16)-2.73%
PT rev (1m)1.06%
PT rev (3m)-0.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-31.87%
EPS NY rev (1m)-0.36%
EPS NY rev (3m)-9.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.53 | ||
| Fwd PE | 20.49 | ||
| P/S | 1.12 | ||
| P/FCF | 13.19 | ||
| P/OCF | 9.43 | ||
| P/B | 3.43 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.02 |
EPS(TTM)6.22
EY4.08%
EPS(NY)7.45
Fwd EY4.88%
FCF(TTM)11.57
FCFY7.58%
OCF(TTM)16.17
OCFY10.6%
SpS135.84
BVpS44.54
TBVpS-0.08
PEG (NY)N/A
PEG (5Y)1.74
Graham Number78.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.54% | ||
| ROE | 12.23% | ||
| ROCE | 9.47% | ||
| ROIC | 7.1% | ||
| ROICexc | 7.14% | ||
| ROICexgc | 12.65% | ||
| OM | 7.19% | ||
| PM (TTM) | 4.01% | ||
| GM | 50.55% | ||
| FCFM | 8.51% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
ROICexc(3y)12.24%
ROICexc(5y)11.2%
ROICexgc(3y)20.24%
ROICexgc(5y)19.48%
ROCE(3y)15.76%
ROCE(5y)14.58%
ROICexgc growth 3Y-5.37%
ROICexgc growth 5Y-1.39%
ROICexc growth 3Y-6.67%
ROICexc growth 5Y1.25%
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
F-Score7
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.37 | ||
| Debt/EBITDA | 2.3 | ||
| Cap/Depr | 44.03% | ||
| Cap/Sales | 3.39% | ||
| Interest Coverage | 3.68 | ||
| Cash Conversion | 79.98% | ||
| Profit Quality | 212.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z | 2.97 |
F-Score7
WACC9.36%
ROIC/WACC0.76
Cap/Depr(3y)77.96%
Cap/Depr(5y)70.47%
Cap/Sales(3y)4.55%
Cap/Sales(5y)4.26%
Profit Quality(3y)120.13%
Profit Quality(5y)121.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-28.27%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-25%
EPS Next Y-26.14%
EPS Next 2Y-3.26%
EPS Next 3Y6.21%
EPS Next 5Y11.41%
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-9.88%
Revenue Next Year-7.42%
Revenue Next 2Y-2.45%
Revenue Next 3Y-0.61%
Revenue Next 5Y3.75%
EBIT growth 1Y-23.73%
EBIT growth 3Y3.89%
EBIT growth 5Y16.69%
EBIT Next Year48.76%
EBIT Next 3Y22.42%
EBIT Next 5Y16.68%
FCF growth 1Y21.75%
FCF growth 3Y4.62%
FCF growth 5Y24.3%
OCF growth 1Y-0.17%
OCF growth 3Y7.5%
OCF growth 5Y16.82%
TFI INTERNATIONAL INC / TFII.CA FAQ
What is the fundamental rating for TFII stock?
ChartMill assigns a fundamental rating of 5 / 10 to TFII.CA.
What is the valuation status of TFI INTERNATIONAL INC (TFII.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to TFI INTERNATIONAL INC (TFII.CA). This can be considered as Overvalued.
Can you provide the profitability details for TFI INTERNATIONAL INC?
TFI INTERNATIONAL INC (TFII.CA) has a profitability rating of 6 / 10.
What are the PE and PB ratios of TFI INTERNATIONAL INC (TFII.CA) stock?
The Price/Earnings (PE) ratio for TFI INTERNATIONAL INC (TFII.CA) is 24.53 and the Price/Book (PB) ratio is 3.43.
Is the dividend of TFI INTERNATIONAL INC sustainable?
The dividend rating of TFI INTERNATIONAL INC (TFII.CA) is 4 / 10 and the dividend payout ratio is 45.7%.