TFI INTERNATIONAL INC (TFII.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TFII - CA87241L1094 - Common Stock
134.63 CAD
+1.01 (+0.76%)
Overall TFII gets a fundamental rating of 5 out of 10. We evaluated TFII against 6 industry peers in the Ground Transportation industry. TFII scores excellent on profitability, but there are some minor concerns on its financial health. TFII is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year TFII was profitable.
TFII had a positive operating cash flow in the past year.
TFII had positive earnings in each of the past 5 years.
TFII had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
TFII has a better Return On Assets (4.54%) than 66.67% of its industry peers.
With an excellent Return On Equity value of 12.23%, TFII belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
TFII has a better Return On Invested Capital (7.10%) than 83.33% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TFII is significantly above the industry average of 6.71%.
The 3 year average ROIC (11.81%) for TFII is well above the current ROIC(7.10%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.54% | ||
| ROE | 12.23% | ||
| ROIC | 7.1% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
1.3 Margins
TFII has a Profit Margin of 4.01%. This is in the lower half of the industry: TFII underperforms 66.67% of its industry peers.
In the last couple of years the Profit Margin of TFII has declined.
With a Operating Margin value of 7.19%, TFII is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of TFII has remained more or less at the same level.
Looking at the Gross Margin, with a value of 50.55%, TFII is in line with its industry, outperforming 50.00% of the companies in the same industry.
In the last couple of years the Gross Margin of TFII has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.19% | ||
| PM (TTM) | 4.01% | ||
| GM | 50.55% |
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TFII is creating some value.
Compared to 1 year ago, TFII has about the same amount of shares outstanding.
TFII has more shares outstanding than it did 5 years ago.
TFII has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.81 indicates that TFII is not a great score, but indicates only limited risk for bankruptcy at the moment.
TFII has a Altman-Z score of 2.81. This is amongst the best in the industry. TFII outperforms 83.33% of its industry peers.
The Debt to FCF ratio of TFII is 4.37, which is a neutral value as it means it would take TFII, 4.37 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of TFII (4.37) is better than 83.33% of its industry peers.
TFII has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
TFII has a better Debt to Equity ratio (1.05) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.37 | ||
| Altman-Z | 2.81 |
ROIC/WACC0.75
WACC9.49%
2.3 Liquidity
A Current Ratio of 1.06 indicates that TFII should not have too much problems paying its short term obligations.
TFII's Current ratio of 1.06 is fine compared to the rest of the industry. TFII outperforms 66.67% of its industry peers.
TFII has a Quick Ratio of 1.05. This is a normal value and indicates that TFII is financially healthy and should not expect problems in meeting its short term obligations.
TFII's Quick ratio of 1.05 is fine compared to the rest of the industry. TFII outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
The earnings per share for TFII have decreased strongly by -28.27% in the last year.
TFII shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.09% yearly.
The Revenue has decreased by -2.91% in the past year.
The Revenue has been growing by 16.56% on average over the past years. This is quite good.
EPS 1Y (TTM)-28.27%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-25%
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-9.88%
3.2 Future
TFII is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.41% yearly.
The Revenue is expected to grow by 3.75% on average over the next years.
EPS Next Y-20.75%
EPS Next 2Y0.84%
EPS Next 3Y7.07%
EPS Next 5Y11.41%
Revenue Next Year-6.24%
Revenue Next 2Y-1.65%
Revenue Next 3Y-0.52%
Revenue Next 5Y3.75%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.47, which indicates a rather expensive current valuation of TFII.
66.67% of the companies in the same industry are more expensive than TFII, based on the Price/Earnings ratio.
TFII's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.46.
TFII is valuated correctly with a Price/Forward Earnings ratio of 16.51.
83.33% of the companies in the same industry are more expensive than TFII, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.10, TFII is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 16.51 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TFII indicates a rather cheap valuation: TFII is cheaper than 83.33% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, TFII is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.55 | ||
| EV/EBITDA | 9.03 |
4.3 Compensation for Growth
TFII has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.52
EPS Next 2Y0.84%
EPS Next 3Y7.07%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.94%, TFII has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.43, TFII has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, TFII has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.94% |
5.2 History
On average, the dividend of TFII grows each year by 17.09%, which is quite nice.
TFII has paid a dividend for at least 10 years, which is a reliable track record.
TFII has decreased its dividend in the last 3 years.
Dividend Growth(5Y)17.09%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
45.70% of the earnings are spent on dividend by TFII. This is a bit on the high side, but may be sustainable.
The dividend of TFII is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP45.7%
EPS Next 2Y0.84%
EPS Next 3Y7.07%
TSX:TFII (12/5/2025, 7:00:00 PM)
134.63
+1.01 (+0.76%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners72.86%
Inst Owner ChangeN/A
Ins Owners6.52%
Ins Owner ChangeN/A
Market Cap11.06B
Revenue(TTM)8.05B
Net Income(TTM)322.78M
Analysts76.67
Price Target138.75 (3.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.94% |
Yearly Dividend2.21
Dividend Growth(5Y)17.09%
DP45.7%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.92%
Min EPS beat(2)-2.34%
Max EPS beat(2)6.19%
EPS beat(4)1
Avg EPS beat(4)-11.37%
Min EPS beat(4)-26.96%
Max EPS beat(4)6.19%
EPS beat(8)3
Avg EPS beat(8)-7.92%
EPS beat(12)3
Avg EPS beat(12)-8.63%
EPS beat(16)7
Avg EPS beat(16)0.76%
Revenue beat(2)0
Avg Revenue beat(2)-3.49%
Min Revenue beat(2)-3.59%
Max Revenue beat(2)-3.38%
Revenue beat(4)0
Avg Revenue beat(4)-4.94%
Min Revenue beat(4)-6.55%
Max Revenue beat(4)-3.38%
Revenue beat(8)0
Avg Revenue beat(8)-3.88%
Revenue beat(12)0
Avg Revenue beat(12)-4.76%
Revenue beat(16)3
Avg Revenue beat(16)-2.73%
PT rev (1m)-1.38%
PT rev (3m)-1.38%
EPS NQ rev (1m)-26.21%
EPS NQ rev (3m)-29.43%
EPS NY rev (1m)-2.71%
EPS NY rev (3m)-2.53%
Revenue NQ rev (1m)-2.65%
Revenue NQ rev (3m)-4.85%
Revenue NY rev (1m)-0.95%
Revenue NY rev (3m)-1.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 16.51 | ||
| P/S | 0.98 | ||
| P/FCF | 11.55 | ||
| P/OCF | 8.26 | ||
| P/B | 3 | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.03 |
EPS(TTM)6.27
EY4.66%
EPS(NY)8.15
Fwd EY6.06%
FCF(TTM)11.66
FCFY8.66%
OCF(TTM)16.3
OCFY12.11%
SpS136.95
BVpS44.9
TBVpS-0.08
PEG (NY)N/A
PEG (5Y)1.52
Graham Number79.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.54% | ||
| ROE | 12.23% | ||
| ROCE | 9.47% | ||
| ROIC | 7.1% | ||
| ROICexc | 7.14% | ||
| ROICexgc | 12.65% | ||
| OM | 7.19% | ||
| PM (TTM) | 4.01% | ||
| GM | 50.55% | ||
| FCFM | 8.51% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
ROICexc(3y)12.24%
ROICexc(5y)11.2%
ROICexgc(3y)20.24%
ROICexgc(5y)19.48%
ROCE(3y)15.76%
ROCE(5y)14.58%
ROICexgc growth 3Y-5.37%
ROICexgc growth 5Y-1.39%
ROICexc growth 3Y-6.67%
ROICexc growth 5Y1.25%
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
F-Score7
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 4.37 | ||
| Debt/EBITDA | 2.3 | ||
| Cap/Depr | 44.03% | ||
| Cap/Sales | 3.39% | ||
| Interest Coverage | 3.68 | ||
| Cash Conversion | 79.98% | ||
| Profit Quality | 212.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z | 2.81 |
F-Score7
WACC9.49%
ROIC/WACC0.75
Cap/Depr(3y)77.96%
Cap/Depr(5y)70.47%
Cap/Sales(3y)4.55%
Cap/Sales(5y)4.26%
Profit Quality(3y)120.13%
Profit Quality(5y)121.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-28.27%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-25%
EPS Next Y-20.75%
EPS Next 2Y0.84%
EPS Next 3Y7.07%
EPS Next 5Y11.41%
Revenue 1Y (TTM)-2.91%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-9.88%
Revenue Next Year-6.24%
Revenue Next 2Y-1.65%
Revenue Next 3Y-0.52%
Revenue Next 5Y3.75%
EBIT growth 1Y-23.73%
EBIT growth 3Y3.89%
EBIT growth 5Y16.69%
EBIT Next Year53.43%
EBIT Next 3Y23.78%
EBIT Next 5Y16.68%
FCF growth 1Y21.75%
FCF growth 3Y4.62%
FCF growth 5Y24.3%
OCF growth 1Y-0.17%
OCF growth 3Y7.5%
OCF growth 5Y16.82%
TFI INTERNATIONAL INC / TFII.CA FAQ
What is the fundamental rating for TFII stock?
ChartMill assigns a fundamental rating of 5 / 10 to TFII.CA.
Can you provide the valuation status for TFI INTERNATIONAL INC?
ChartMill assigns a valuation rating of 6 / 10 to TFI INTERNATIONAL INC (TFII.CA). This can be considered as Fairly Valued.
What is the profitability of TFII stock?
TFI INTERNATIONAL INC (TFII.CA) has a profitability rating of 7 / 10.
Can you provide the financial health for TFII stock?
The financial health rating of TFI INTERNATIONAL INC (TFII.CA) is 5 / 10.
What is the expected EPS growth for TFI INTERNATIONAL INC (TFII.CA) stock?
The Earnings per Share (EPS) of TFI INTERNATIONAL INC (TFII.CA) is expected to decline by -20.75% in the next year.