TETRAGON FINANCIAL GROUP LTD (TFG.AS) Fundamental Analysis & Valuation

AMS:TFG • GG00B1RMC548

Current stock price

13.65 USD
-0.15 (-1.09%)
Last:

This TFG.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. TFG.AS Profitability Analysis

1.1 Basic Checks

  • In the past year TFG was profitable.
  • In the past year TFG has reported a negative cash flow from operations.
  • Of the past 5 years TFG 4 years were profitable.
  • TFG had a negative operating cash flow in each of the past 5 years.
TFG.AS Yearly Net Income VS EBIT VS OCF VS FCFTFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 17.14%, TFG belongs to the top of the industry, outperforming 94.07% of the companies in the same industry.
  • TFG's Return On Equity of 18.75% is amongst the best of the industry. TFG outperforms 83.90% of its industry peers.
  • With an excellent Return On Invested Capital value of 13.36%, TFG belongs to the best of the industry, outperforming 91.53% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for TFG is in line with the industry average of 8.97%.
  • The last Return On Invested Capital (13.36%) for TFG is above the 3 year average (8.51%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 17.14%
ROE 18.75%
ROIC 13.36%
ROA(3y)10.52%
ROA(5y)8.83%
ROE(3y)11.61%
ROE(5y)9.64%
ROIC(3y)8.51%
ROIC(5y)N/A
TFG.AS Yearly ROA, ROE, ROICTFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • The Profit Margin of TFG (71.03%) is better than 94.07% of its industry peers.
  • TFG's Profit Margin has improved in the last couple of years.
  • TFG's Operating Margin of 73.69% is amongst the best of the industry. TFG outperforms 93.22% of its industry peers.
  • TFG's Operating Margin has improved in the last couple of years.
  • TFG has a Gross Margin of 75.80%. This is in the better half of the industry: TFG outperforms 76.27% of its industry peers.
  • In the last couple of years the Gross Margin of TFG has grown nicely.
Industry RankSector Rank
OM 73.69%
PM (TTM) 71.03%
GM 75.8%
OM growth 3YN/A
OM growth 5Y4.95%
PM growth 3YN/A
PM growth 5Y4.93%
GM growth 3YN/A
GM growth 5Y3.11%
TFG.AS Yearly Profit, Operating, Gross MarginsTFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60 80

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7

2. TFG.AS Health Analysis

2.1 Basic Checks

  • TFG has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for TFG has been reduced compared to 5 years ago.
  • Compared to 1 year ago, TFG has an improved debt to assets ratio.
TFG.AS Yearly Shares OutstandingTFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
TFG.AS Yearly Total Debt VS Total AssetsTFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • TFG has an Altman-Z score of 5.56. This indicates that TFG is financially healthy and has little risk of bankruptcy at the moment.
  • TFG's Altman-Z score of 5.56 is amongst the best of the industry. TFG outperforms 93.22% of its industry peers.
  • TFG has a Debt/Equity ratio of 0.09. This is a healthy value indicating a solid balance between debt and equity.
  • TFG has a better Debt to Equity ratio (0.09) than 82.20% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Altman-Z 5.56
ROIC/WACCN/A
WACCN/A
TFG.AS Yearly LT Debt VS Equity VS FCFTFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 5.03 indicates that TFG has no problem at all paying its short term obligations.
  • The Current ratio of TFG (5.03) is better than 89.83% of its industry peers.
  • TFG has a Quick Ratio of 5.03. This indicates that TFG is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of TFG (5.03) is better than 90.68% of its industry peers.
Industry RankSector Rank
Current Ratio 5.03
Quick Ratio 5.03
TFG.AS Yearly Current Assets VS Current LiabilitesTFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TFG.AS Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 91.13% over the past year.
  • TFG shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 35.41% yearly.
  • Looking at the last year, TFG shows a very strong growth in Revenue. The Revenue has grown by 97.14%.
  • Measured over the past years, TFG shows a very strong growth in Revenue. The Revenue has been growing by 27.37% on average per year.
EPS 1Y (TTM)91.13%
EPS 3YN/A
EPS 5Y35.41%
EPS Q2Q%-0.64%
Revenue 1Y (TTM)97.14%
Revenue growth 3Y153.7%
Revenue growth 5Y27.37%
Sales Q2Q%8.75%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
TFG.AS Yearly Revenue VS EstimatesTFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
TFG.AS Yearly EPS VS EstimatesTFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 0.5 1

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3

4. TFG.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • TFG is valuated cheaply with a Price/Earnings ratio of 2.11.
  • 100.00% of the companies in the same industry are more expensive than TFG, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.71, TFG is valued rather cheaply.
Industry RankSector Rank
PE 2.11
Fwd PE N/A
TFG.AS Price Earnings VS Forward Price EarningsTFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TFG.AS Per share dataTFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • TFG has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. TFG.AS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.19%, TFG has a reasonable but not impressive dividend return.
  • TFG's Dividend Yield is a higher than the industry average which is at 3.01.
  • TFG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.19%

5.2 History

  • The dividend of TFG decreases each year by -3.35%.
Dividend Growth(5Y)-3.35%
Div Incr Years0
Div Non Decr Years4
TFG.AS Yearly Dividends per shareTFG.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

5.3 Sustainability

  • 3.25% of the earnings are spent on dividend by TFG. This is a low number and sustainable payout ratio.
DP3.25%
EPS Next 2YN/A
EPS Next 3YN/A
TFG.AS Yearly Income VS Free CF VS DividendTFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M
TFG.AS Dividend Payout.TFG.AS Dividend Payout, showing the Payout Ratio.TFG.AS Dividend Payout.PayoutRetained Earnings

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TFG.AS Fundamentals: All Metrics, Ratios and Statistics

TETRAGON FINANCIAL GROUP LTD

AMS:TFG (4/21/2026, 7:00:00 PM)

13.65

-0.15 (-1.09%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-04
Earnings (Next)07-29
Inst Owners10.7%
Inst Owner ChangeN/A
Ins Owners17.63%
Ins Owner ChangeN/A
Market Cap1.91B
Revenue(TTM)1.03B
Net Income(TTM)729.60M
Analysts83.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.19%
Yearly Dividend0.24
Dividend Growth(5Y)-3.35%
DP3.25%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.11
Fwd PE N/A
P/S 2.18
P/FCF N/A
P/OCF N/A
P/B 0.58
P/tB 0.58
EV/EBITDA N/A
EPS(TTM)6.46
EY47.33%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-2.07
FCFYN/A
OCF(TTM)-2.07
OCFYN/A
SpS6.25
BVpS23.69
TBVpS23.69
PEG (NY)N/A
PEG (5Y)0.06
Graham Number58.6809 (329.9%)
Profitability
Industry RankSector Rank
ROA 17.14%
ROE 18.75%
ROCE 17.81%
ROIC 13.36%
ROICexc 13.45%
ROICexgc 13.48%
OM 73.69%
PM (TTM) 71.03%
GM 75.8%
FCFM N/A
ROA(3y)10.52%
ROA(5y)8.83%
ROE(3y)11.61%
ROE(5y)9.64%
ROIC(3y)8.51%
ROIC(5y)N/A
ROICexc(3y)8.57%
ROICexc(5y)N/A
ROICexgc(3y)8.6%
ROICexgc(5y)N/A
ROCE(3y)11.35%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y19.45%
ROICexc growth 3YN/A
ROICexc growth 5Y19.48%
OM growth 3YN/A
OM growth 5Y4.95%
PM growth 3YN/A
PM growth 5Y4.93%
GM growth 3YN/A
GM growth 5Y3.11%
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 27.73
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.03
Quick Ratio 5.03
Altman-Z 5.56
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)91.13%
EPS 3YN/A
EPS 5Y35.41%
EPS Q2Q%-0.64%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)97.14%
Revenue growth 3Y153.7%
Revenue growth 5Y27.37%
Sales Q2Q%8.75%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y100.45%
EBIT growth 3YN/A
EBIT growth 5Y33.68%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-404.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-404.9%
OCF growth 3YN/A
OCF growth 5YN/A

TETRAGON FINANCIAL GROUP LTD / TFG.AS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for TETRAGON FINANCIAL GROUP LTD?

ChartMill assigns a fundamental rating of 6 / 10 to TFG.AS.


What is the valuation status for TFG stock?

ChartMill assigns a valuation rating of 3 / 10 to TETRAGON FINANCIAL GROUP LTD (TFG.AS). This can be considered as Overvalued.


What is the profitability of TFG stock?

TETRAGON FINANCIAL GROUP LTD (TFG.AS) has a profitability rating of 8 / 10.


What is the valuation of TETRAGON FINANCIAL GROUP LTD based on its PE and PB ratios?

The Price/Earnings (PE) ratio for TETRAGON FINANCIAL GROUP LTD (TFG.AS) is 2.11 and the Price/Book (PB) ratio is 0.58.


How financially healthy is TETRAGON FINANCIAL GROUP LTD?

The financial health rating of TETRAGON FINANCIAL GROUP LTD (TFG.AS) is 7 / 10.