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TETRAGON FINANCIAL GROUP LTD (TFG.AS) Stock Overview

Europe - AMS:TFG - GG00B1RMC548

18.8 USD
+0.1 (+0.53%)
Last: 9/12/2025, 7:00:00 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to TFG. TFG was compared to 109 industry peers in the Capital Markets industry. There are concerns on the financial health of TFG while its profitability can be described as average. TFG has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

In the past year TFG was profitable.
TFG had a negative operating cash flow in the past year.
Of the past 5 years TFG 4 years were profitable.
TFG had a negative operating cash flow in each of the past 5 years.
TFG.AS Yearly Net Income VS EBIT VS OCF VS FCFTFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M 400M

1.2 Ratios

The Return On Assets of TFG (16.79%) is better than 96.33% of its industry peers.
TFG's Return On Equity of 19.66% is amongst the best of the industry. TFG outperforms 82.57% of its industry peers.
TFG has a better Return On Invested Capital (13.75%) than 94.50% of its industry peers.
Industry RankSector Rank
ROA 16.79%
ROE 19.66%
ROIC 13.75%
ROA(3y)4.45%
ROA(5y)6.68%
ROE(3y)4.98%
ROE(5y)7.28%
ROIC(3y)N/A
ROIC(5y)N/A
TFG.AS Yearly ROA, ROE, ROICTFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

The Profit Margin of TFG (70.60%) is better than 91.74% of its industry peers.
In the last couple of years the Profit Margin of TFG has remained more or less at the same level.
TFG's Operating Margin of 73.35% is amongst the best of the industry. TFG outperforms 93.58% of its industry peers.
In the last couple of years the Operating Margin of TFG has remained more or less at the same level.
Looking at the Gross Margin, with a value of 76.09%, TFG is in the better half of the industry, outperforming 77.98% of the companies in the same industry.
TFG's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 73.35%
PM (TTM) 70.6%
GM 76.09%
OM growth 3Y1.38%
OM growth 5Y0.01%
PM growth 3Y-0.49%
PM growth 5Y-1.13%
GM growth 3Y0.69%
GM growth 5Y-0.26%
TFG.AS Yearly Profit, Operating, Gross MarginsTFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

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3

2. Health

2.1 Basic Checks

Compared to 1 year ago, TFG has more shares outstanding
The number of shares outstanding for TFG has been reduced compared to 5 years ago.
The debt/assets ratio for TFG is higher compared to a year ago.
TFG.AS Yearly Shares OutstandingTFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
TFG.AS Yearly Total Debt VS Total AssetsTFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

TFG has an Altman-Z score of 4.72. This indicates that TFG is financially healthy and has little risk of bankruptcy at the moment.
TFG's Altman-Z score of 4.72 is amongst the best of the industry. TFG outperforms 86.24% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that TFG is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.10, TFG is doing good in the industry, outperforming 77.06% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF N/A
Altman-Z 4.72
ROIC/WACCN/A
WACCN/A
TFG.AS Yearly LT Debt VS Equity VS FCFTFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

A Current Ratio of 0.22 indicates that TFG may have some problems paying its short term obligations.
TFG has a Current ratio of 0.22. This is comparable to the rest of the industry: TFG outperforms 40.37% of its industry peers.
TFG has a Quick Ratio of 0.22. This is a bad value and indicates that TFG is not financially healthy enough and could expect problems in meeting its short term obligations.
TFG has a Quick ratio (0.22) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.22
Quick Ratio 0.22
TFG.AS Yearly Current Assets VS Current LiabilitesTFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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3

3. Growth

3.1 Past

TFG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 448.26%, which is quite impressive.
TFG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.64% yearly.
The Revenue has grown by 328.78% in the past year. This is a very strong growth!
TFG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.30% yearly.
EPS 1Y (TTM)448.26%
EPS 3Y-1.84%
EPS 5Y6.64%
EPS Q2Q%1020.68%
Revenue 1Y (TTM)328.78%
Revenue growth 3Y-5.1%
Revenue growth 5Y5.3%
Sales Q2Q%639.59%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
TFG.AS Yearly Revenue VS EstimatesTFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
TFG.AS Yearly EPS VS EstimatesTFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 0.5 1

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3

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 2.89, the valuation of TFG can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of TFG indicates a rather cheap valuation: TFG is cheaper than 99.08% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.30. TFG is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.89
Fwd PE N/A
TFG.AS Price Earnings VS Forward Price EarningsTFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TFG.AS Per share dataTFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

The decent profitability rating of TFG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.44
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.35%, TFG has a reasonable but not impressive dividend return.
TFG's Dividend Yield is a higher than the industry average which is at 6.46.
Compared to an average S&P500 Dividend Yield of 2.41, TFG has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.35%

5.2 History

The dividend of TFG decreases each year by -11.34%.
Dividend Growth(5Y)-11.34%
Div Incr Years0
Div Non Decr Years3
TFG.AS Yearly Dividends per shareTFG.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

3.30% of the earnings are spent on dividend by TFG. This is a low number and sustainable payout ratio.
DP3.3%
EPS Next 2YN/A
EPS Next 3YN/A
TFG.AS Yearly Income VS Free CF VS DividendTFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M 400M
TFG.AS Dividend Payout.TFG.AS Dividend Payout, showing the Payout Ratio.TFG.AS Dividend Payout.PayoutRetained Earnings

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TETRAGON FINANCIAL GROUP LTD

AMS:TFG (9/12/2025, 7:00:00 PM)

18.8

+0.1 (+0.53%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)07-29 2025-07-29
Earnings (Next)03-02 2026-03-02
Inst Owners0.55%
Inst Owner ChangeN/A
Ins Owners17.63%
Ins Owner ChangeN/A
Market Cap2.63B
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.35%
Yearly Dividend0.23
Dividend Growth(5Y)-11.34%
DP3.3%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.89
Fwd PE N/A
P/S 3.12
P/FCF N/A
P/OCF N/A
P/B 0.87
P/tB 0.87
EV/EBITDA N/A
EPS(TTM)6.51
EY34.63%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.73
FCFYN/A
OCF(TTM)-0.73
OCFYN/A
SpS6.04
BVpS21.67
TBVpS21.67
PEG (NY)N/A
PEG (5Y)0.44
Profitability
Industry RankSector Rank
ROA 16.79%
ROE 19.66%
ROCE 18.34%
ROIC 13.75%
ROICexc 13.76%
ROICexgc 13.82%
OM 73.35%
PM (TTM) 70.6%
GM 76.09%
FCFM N/A
ROA(3y)4.45%
ROA(5y)6.68%
ROE(3y)4.98%
ROE(5y)7.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-10.55%
ROICexcg growth 5Y-1.67%
ROICexc growth 3Y-10.68%
ROICexc growth 5Y-1.7%
OM growth 3Y1.38%
OM growth 5Y0.01%
PM growth 3Y-0.49%
PM growth 5Y-1.13%
GM growth 3Y0.69%
GM growth 5Y-0.26%
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 26.74
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.22
Quick Ratio 0.22
Altman-Z 4.72
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)448.26%
EPS 3Y-1.84%
EPS 5Y6.64%
EPS Q2Q%1020.68%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)328.78%
Revenue growth 3Y-5.1%
Revenue growth 5Y5.3%
Sales Q2Q%639.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y364.49%
EBIT growth 3Y-3.79%
EBIT growth 5Y5.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-13.48%
OCF growth 3YN/A
OCF growth 5YN/A