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TETRAGON FINANCIAL GROUP LTD (TFG.AS) Stock Fundamental Analysis

Europe - Euronext Amsterdam - AMS:TFG - GG00B1RMC548

16.6 USD
-0.15 (-0.9%)
Last: 1/22/2026, 7:00:00 PM
Fundamental Rating

4

Taking everything into account, TFG scores 4 out of 10 in our fundamental rating. TFG was compared to 121 industry peers in the Capital Markets industry. There are concerns on the financial health of TFG while its profitability can be described as average. TFG does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year TFG was profitable.
  • TFG had a negative operating cash flow in the past year.
  • Of the past 5 years TFG 4 years were profitable.
  • TFG had a negative operating cash flow in each of the past 5 years.
TFG.AS Yearly Net Income VS EBIT VS OCF VS FCFTFG.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M 400M

1.2 Ratios

  • The Return On Assets of TFG (16.79%) is better than 95.87% of its industry peers.
  • Looking at the Return On Equity, with a value of 19.66%, TFG is in the better half of the industry, outperforming 79.34% of the companies in the same industry.
  • TFG's Return On Invested Capital of 13.75% is amongst the best of the industry. TFG outperforms 92.56% of its industry peers.
Industry RankSector Rank
ROA 16.79%
ROE 19.66%
ROIC 13.75%
ROA(3y)4.45%
ROA(5y)6.68%
ROE(3y)4.98%
ROE(5y)7.28%
ROIC(3y)N/A
ROIC(5y)N/A
TFG.AS Yearly ROA, ROE, ROICTFG.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • The Profit Margin of TFG (70.60%) is better than 93.39% of its industry peers.
  • In the last couple of years the Profit Margin of TFG has remained more or less at the same level.
  • TFG has a better Operating Margin (73.35%) than 93.39% of its industry peers.
  • In the last couple of years the Operating Margin of TFG has remained more or less at the same level.
  • The Gross Margin of TFG (76.09%) is better than 76.03% of its industry peers.
  • TFG's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 73.35%
PM (TTM) 70.6%
GM 76.09%
OM growth 3Y1.38%
OM growth 5Y0.01%
PM growth 3Y-0.49%
PM growth 5Y-1.13%
GM growth 3Y0.69%
GM growth 5Y-0.26%
TFG.AS Yearly Profit, Operating, Gross MarginsTFG.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

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3

2. Health

2.1 Basic Checks

  • TFG has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, TFG has less shares outstanding
  • The debt/assets ratio for TFG is higher compared to a year ago.
TFG.AS Yearly Shares OutstandingTFG.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
TFG.AS Yearly Total Debt VS Total AssetsTFG.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

  • TFG has an Altman-Z score of 4.39. This indicates that TFG is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of TFG (4.39) is better than 85.95% of its industry peers.
  • A Debt/Equity ratio of 0.10 indicates that TFG is not too dependend on debt financing.
  • TFG's Debt to Equity ratio of 0.10 is amongst the best of the industry. TFG outperforms 80.99% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF N/A
Altman-Z 4.39
ROIC/WACCN/A
WACCN/A
TFG.AS Yearly LT Debt VS Equity VS FCFTFG.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.22 indicates that TFG may have some problems paying its short term obligations.
  • With a Current ratio value of 0.22, TFG is not doing good in the industry: 60.33% of the companies in the same industry are doing better.
  • TFG has a Quick Ratio of 0.22. This is a bad value and indicates that TFG is not financially healthy enough and could expect problems in meeting its short term obligations.
  • TFG's Quick ratio of 0.22 is on the low side compared to the rest of the industry. TFG is outperformed by 60.33% of its industry peers.
Industry RankSector Rank
Current Ratio 0.22
Quick Ratio 0.22
TFG.AS Yearly Current Assets VS Current LiabilitesTFG.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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3

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 448.26% over the past year.
  • The Earnings Per Share has been growing slightly by 6.64% on average over the past years.
  • The Revenue has grown by 328.78% in the past year. This is a very strong growth!
  • Measured over the past years, TFG shows a small growth in Revenue. The Revenue has been growing by 5.30% on average per year.
EPS 1Y (TTM)448.26%
EPS 3Y-1.84%
EPS 5Y6.64%
EPS Q2Q%1020.68%
Revenue 1Y (TTM)328.78%
Revenue growth 3Y-5.1%
Revenue growth 5Y5.3%
Sales Q2Q%639.59%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
TFG.AS Yearly Revenue VS EstimatesTFG.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
TFG.AS Yearly EPS VS EstimatesTFG.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 0.5 1

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3

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 2.56, the valuation of TFG can be described as very cheap.
  • TFG's Price/Earnings ratio is rather cheap when compared to the industry. TFG is cheaper than 100.00% of the companies in the same industry.
  • TFG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.32.
Industry RankSector Rank
PE 2.56
Fwd PE N/A
TFG.AS Price Earnings VS Forward Price EarningsTFG.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TFG.AS Per share dataTFG.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • TFG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.39
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

  • TFG has a Yearly Dividend Yield of 2.58%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 3.07, TFG pays a bit more dividend than its industry peers.
  • TFG's Dividend Yield is a higher than the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 2.58%

5.2 History

  • The dividend of TFG decreases each year by -11.34%.
Dividend Growth(5Y)-11.34%
Div Incr Years0
Div Non Decr Years3
TFG.AS Yearly Dividends per shareTFG.AS Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • TFG pays out 3.30% of its income as dividend. This is a sustainable payout ratio.
DP3.3%
EPS Next 2YN/A
EPS Next 3YN/A
TFG.AS Yearly Income VS Free CF VS DividendTFG.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M 400M
TFG.AS Dividend Payout.TFG.AS Dividend Payout, showing the Payout Ratio.TFG.AS Dividend Payout.PayoutRetained Earnings

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TETRAGON FINANCIAL GROUP LTD

AMS:TFG (1/22/2026, 7:00:00 PM)

16.6

-0.15 (-0.9%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)07-29
Earnings (Next)03-02
Inst Owners10.9%
Inst Owner ChangeN/A
Ins Owners17.63%
Ins Owner ChangeN/A
Market Cap2.32B
Revenue(TTM)987.90M
Net Income(TTM)697.50M
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.58%
Yearly Dividend0.23
Dividend Growth(5Y)-11.34%
DP3.3%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.56
Fwd PE N/A
P/S 2.76
P/FCF N/A
P/OCF N/A
P/B 0.77
P/tB 0.77
EV/EBITDA N/A
EPS(TTM)6.49
EY39.1%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.72
FCFYN/A
OCF(TTM)-0.72
OCFYN/A
SpS6.02
BVpS21.63
TBVpS21.63
PEG (NY)N/A
PEG (5Y)0.39
Graham Number56.2
Profitability
Industry RankSector Rank
ROA 16.79%
ROE 19.66%
ROCE 18.34%
ROIC 13.75%
ROICexc 13.76%
ROICexgc 13.82%
OM 73.35%
PM (TTM) 70.6%
GM 76.09%
FCFM N/A
ROA(3y)4.45%
ROA(5y)6.68%
ROE(3y)4.98%
ROE(5y)7.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-10.55%
ROICexgc growth 5Y-1.67%
ROICexc growth 3Y-10.68%
ROICexc growth 5Y-1.7%
OM growth 3Y1.38%
OM growth 5Y0.01%
PM growth 3Y-0.49%
PM growth 5Y-1.13%
GM growth 3Y0.69%
GM growth 5Y-0.26%
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 26.74
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.22
Quick Ratio 0.22
Altman-Z 4.39
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)448.26%
EPS 3Y-1.84%
EPS 5Y6.64%
EPS Q2Q%1020.68%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)328.78%
Revenue growth 3Y-5.1%
Revenue growth 5Y5.3%
Sales Q2Q%639.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y364.49%
EBIT growth 3Y-3.79%
EBIT growth 5Y5.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-13.48%
OCF growth 3YN/A
OCF growth 5YN/A

TETRAGON FINANCIAL GROUP LTD / TFG.AS FAQ

Can you provide the ChartMill fundamental rating for TETRAGON FINANCIAL GROUP LTD?

ChartMill assigns a fundamental rating of 4 / 10 to TFG.AS.


What is the valuation status for TFG stock?

ChartMill assigns a valuation rating of 3 / 10 to TETRAGON FINANCIAL GROUP LTD (TFG.AS). This can be considered as Overvalued.


How profitable is TETRAGON FINANCIAL GROUP LTD (TFG.AS) stock?

TETRAGON FINANCIAL GROUP LTD (TFG.AS) has a profitability rating of 6 / 10.


Can you provide the dividend sustainability for TFG stock?

The dividend rating of TETRAGON FINANCIAL GROUP LTD (TFG.AS) is 4 / 10 and the dividend payout ratio is 3.3%.