TFF GROUP (TFF.PA) Stock Fundamental Analysis
EPA:TFF - Euronext Paris - Matif - FR0013295789 - Common Stock - Currency: EUR
Taking everything into account, TFF scores 4 out of 10 in our fundamental rating. TFF was compared to 13 industry peers in the Containers & Packaging industry. There are concerns on the financial health of TFF while its profitability can be described as average. TFF is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
TFF had positive earnings in the past year.
In the past year TFF had a positive cash flow from operations.
TFF had positive earnings in each of the past 5 years.
In multiple years TFF reported negative operating cash flow during the last 5 years.
1.2 Ratios
TFF's Return On Assets of 3.96% is in line compared to the rest of the industry. TFF outperforms 53.85% of its industry peers.
TFF has a Return On Equity (8.00%) which is comparable to the rest of the industry.
The Return On Invested Capital of TFF (6.90%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 8% | ||
| ROIC | 6.9% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TFF has a better Profit Margin (8.61%) than 84.62% of its industry peers.
In the last couple of years the Profit Margin of TFF has remained more or less at the same level.
TFF has a better Operating Margin (17.14%) than 100.00% of its industry peers.
TFF's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 43.41%, TFF is in line with its industry, outperforming 53.85% of the companies in the same industry.
TFF's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.14% | ||
| PM (TTM) | 8.61% | ||
| GM | 43.41% |
OM growth 3Y9.79%
OM growth 5Y4.16%
PM growth 3Y14.73%
PM growth 5Y0.49%
GM growth 3Y1.7%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TFF is still creating some value.
TFF has more shares outstanding than it did 5 years ago.
2.2 Solvency
An Altman-Z score of 2.28 indicates that TFF is not a great score, but indicates only limited risk for bankruptcy at the moment.
TFF has a Altman-Z score of 2.28. This is in the better half of the industry: TFF outperforms 61.54% of its industry peers.
TFF has a Debt/Equity ratio of 0.55. This is a neutral value indicating TFF is somewhat dependend on debt financing.
TFF has a Debt to Equity ratio (0.55) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.28 |
ROIC/WACC1.01
WACC6.82%
2.3 Liquidity
A Current Ratio of 1.72 indicates that TFF should not have too much problems paying its short term obligations.
TFF has a Current ratio of 1.72. This is in the better half of the industry: TFF outperforms 69.23% of its industry peers.
A Quick Ratio of 0.55 indicates that TFF may have some problems paying its short term obligations.
TFF's Quick ratio of 0.55 is on the low side compared to the rest of the industry. TFF is outperformed by 76.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.72 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for TFF have decreased strongly by -26.90% in the last year.
The Earnings Per Share has been growing by 12.92% on average over the past years. This is quite good.
The Revenue has decreased by -1.90% in the past year.
TFF shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.36% yearly.
EPS 1Y (TTM)-26.9%
EPS 3Y41.23%
EPS 5Y12.92%
EPS Q2Q%-42.3%
Revenue 1Y (TTM)-1.9%
Revenue growth 3Y23.09%
Revenue growth 5Y12.36%
Sales Q2Q%-9.1%
3.2 Future
TFF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.56% yearly.
Based on estimates for the next years, TFF will show a small growth in Revenue. The Revenue will grow by 3.11% on average per year.
EPS Next Y-41.15%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPS Next 5YN/A
Revenue Next Year-10.22%
Revenue Next 2Y-2.3%
Revenue Next 3Y0.5%
Revenue Next 5Y3.11%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.68, the valuation of TFF can be described as reasonable.
Based on the Price/Earnings ratio, TFF is valued cheaper than 84.62% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 28.18. TFF is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 10.26 indicates a reasonable valuation of TFF.
Based on the Price/Forward Earnings ratio, TFF is valued cheaper than 92.31% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 20.81. TFF is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.68 | ||
| Fwd PE | 10.26 |
4.2 Price Multiples
TFF's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TFF is cheaper than 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6 |
4.3 Compensation for Growth
TFF has a very decent profitability rating, which may justify a higher PE ratio.
TFF's earnings are expected to decrease with -5.56% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
5. Dividend
5.1 Amount
TFF has a Yearly Dividend Yield of 2.87%.
The stock price of TFF dropped by -20.96% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
TFF's Dividend Yield is slightly below the industry average, which is at 4.30.
Compared to an average S&P500 Dividend Yield of 2.45, TFF has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.87% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
TFF pays out 33.24% of its income as dividend. This is a sustainable payout ratio.
DP33.24%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPA:TFF (5/2/2025, 7:00:00 PM)
21.5
+0.6 (+2.87%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)
Earnings (Next)
Inst Owners7.74%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap466.12M
Analysts80
Price Target33.88 (57.58%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.87% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP33.24%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.77%
PT rev (3m)-7.52%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.45%
EPS NY rev (3m)-3.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.64%
Revenue NY rev (3m)-0.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.68 | ||
| Fwd PE | 10.26 | ||
| P/S | 1.01 | ||
| P/FCF | N/A | ||
| P/OCF | 32.75 | ||
| P/B | 0.94 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | 6 |
EPS(TTM)1.84
EY8.56%
EPS(NY)2.1
Fwd EY9.75%
FCF(TTM)-1.07
FCFYN/A
OCF(TTM)0.66
OCFY3.05%
SpS21.33
BVpS22.97
TBVpS17.43
PEG (NY)N/A
PEG (5Y)0.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 8% | ||
| ROCE | 12.6% | ||
| ROIC | 6.9% | ||
| ROICexc | 7.73% | ||
| ROICexgc | 9.25% | ||
| OM | 17.14% | ||
| PM (TTM) | 8.61% | ||
| GM | 43.41% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y9.35%
ROICexcg growth 5Y1.45%
ROICexc growth 3Y11.83%
ROICexc growth 5Y3.18%
OM growth 3Y9.79%
OM growth 5Y4.16%
PM growth 3Y14.73%
PM growth 5Y0.49%
GM growth 3Y1.7%
GM growth 5Y1.6%
F-Score4
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 223.73% | ||
| Cap/Sales | 8.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 14.82% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.72 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 2.28 |
F-Score4
WACC6.82%
ROIC/WACC1.01
Cap/Depr(3y)228.54%
Cap/Depr(5y)238.38%
Cap/Sales(3y)7.46%
Cap/Sales(5y)8.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-26.9%
EPS 3Y41.23%
EPS 5Y12.92%
EPS Q2Q%-42.3%
EPS Next Y-41.15%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.9%
Revenue growth 3Y23.09%
Revenue growth 5Y12.36%
Sales Q2Q%-9.1%
Revenue Next Year-10.22%
Revenue Next 2Y-2.3%
Revenue Next 3Y0.5%
Revenue Next 5Y3.11%
EBIT growth 1Y-9.62%
EBIT growth 3Y35.14%
EBIT growth 5Y17.04%
EBIT Next Year-11.23%
EBIT Next 3Y3.04%
EBIT Next 5YN/A
FCF growth 1Y-658.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-17.77%
OCF growth 3Y-58.15%
OCF growth 5Y-6.84%