TFF GROUP (TFF.PA) Stock Fundamental Analysis
EPA:TFF - Euronext Paris - Matif - FR0013295789 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to TFF. TFF was compared to 14 industry peers in the Containers & Packaging industry. While TFF is still in line with the averages on profitability rating, there are concerns on its financial health. TFF has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
TFF had positive earnings in the past year.
TFF had a positive operating cash flow in the past year.
In the past 5 years TFF has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: TFF reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 3.96%, TFF perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
Looking at the Return On Equity, with a value of 8.00%, TFF is in line with its industry, outperforming 57.14% of the companies in the same industry.
TFF's Return On Invested Capital of 6.90% is in line compared to the rest of the industry. TFF outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 8% | ||
| ROIC | 6.9% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TFF has a Profit Margin of 8.61%. This is amongst the best in the industry. TFF outperforms 85.71% of its industry peers.
TFF's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 17.14%, TFF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
TFF's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 43.41%, TFF perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
TFF's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.14% | ||
| PM (TTM) | 8.61% | ||
| GM | 43.41% |
OM growth 3Y9.79%
OM growth 5Y4.16%
PM growth 3Y14.73%
PM growth 5Y0.49%
GM growth 3Y1.7%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TFF is still creating some value.
Compared to 5 years ago, TFF has more shares outstanding
2.2 Solvency
An Altman-Z score of 2.19 indicates that TFF is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.19, TFF is doing good in the industry, outperforming 64.29% of the companies in the same industry.
TFF has a Debt/Equity ratio of 0.55. This is a neutral value indicating TFF is somewhat dependend on debt financing.
The Debt to Equity ratio of TFF (0.55) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.19 |
ROIC/WACC1.05
WACC6.55%
2.3 Liquidity
TFF has a Current Ratio of 1.72. This is a normal value and indicates that TFF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.72, TFF is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
A Quick Ratio of 0.55 indicates that TFF may have some problems paying its short term obligations.
TFF's Quick ratio of 0.55 is on the low side compared to the rest of the industry. TFF is outperformed by 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.72 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for TFF have decreased strongly by -26.90% in the last year.
The Earnings Per Share has been growing by 12.92% on average over the past years. This is quite good.
The Revenue has decreased by -1.90% in the past year.
TFF shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.36% yearly.
EPS 1Y (TTM)-26.9%
EPS 3Y41.23%
EPS 5Y12.92%
EPS Q2Q%-42.3%
Revenue 1Y (TTM)-1.9%
Revenue growth 3Y23.09%
Revenue growth 5Y12.36%
Sales Q2Q%-9.1%
3.2 Future
TFF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.56% yearly.
TFF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.11% yearly.
EPS Next Y-41.15%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPS Next 5YN/A
Revenue Next Year-10.22%
Revenue Next 2Y-2.3%
Revenue Next 3Y0.5%
Revenue Next 5Y3.11%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.89, which indicates a very decent valuation of TFF.
92.86% of the companies in the same industry are more expensive than TFF, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.50, TFF is valued rather cheaply.
TFF is valuated reasonably with a Price/Forward Earnings ratio of 8.68.
Based on the Price/Forward Earnings ratio, TFF is valued cheaper than 85.71% of the companies in the same industry.
TFF is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.44, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.89 | ||
| Fwd PE | 8.68 |
4.2 Price Multiples
92.86% of the companies in the same industry are more expensive than TFF, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.23 |
4.3 Compensation for Growth
The decent profitability rating of TFF may justify a higher PE ratio.
TFF's earnings are expected to decrease with -5.56% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.77
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.40%, TFF has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 4.19, TFF is paying slightly less dividend.
TFF's Dividend Yield is comparable with the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.4% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
33.24% of the earnings are spent on dividend by TFF. This is a low number and sustainable payout ratio.
DP33.24%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPA:TFF (7/18/2025, 7:00:00 PM)
18.2
+0.1 (+0.55%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)
Earnings (Next)
Inst Owners7.59%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap394.58M
Analysts80
Price Target33.88 (86.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.4% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP33.24%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.77%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.45%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.89 | ||
| Fwd PE | 8.68 | ||
| P/S | 0.85 | ||
| P/FCF | N/A | ||
| P/OCF | 27.72 | ||
| P/B | 0.79 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | 5.23 |
EPS(TTM)1.84
EY10.11%
EPS(NY)2.1
Fwd EY11.52%
FCF(TTM)-1.07
FCFYN/A
OCF(TTM)0.66
OCFY3.61%
SpS21.33
BVpS22.97
TBVpS17.43
PEG (NY)N/A
PEG (5Y)0.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 8% | ||
| ROCE | 12.6% | ||
| ROIC | 6.9% | ||
| ROICexc | 7.73% | ||
| ROICexgc | 9.25% | ||
| OM | 17.14% | ||
| PM (TTM) | 8.61% | ||
| GM | 43.41% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y9.35%
ROICexcg growth 5Y1.45%
ROICexc growth 3Y11.83%
ROICexc growth 5Y3.18%
OM growth 3Y9.79%
OM growth 5Y4.16%
PM growth 3Y14.73%
PM growth 5Y0.49%
GM growth 3Y1.7%
GM growth 5Y1.6%
F-Score4
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 223.73% | ||
| Cap/Sales | 8.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 14.82% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.72 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 2.19 |
F-Score4
WACC6.55%
ROIC/WACC1.05
Cap/Depr(3y)228.54%
Cap/Depr(5y)238.38%
Cap/Sales(3y)7.46%
Cap/Sales(5y)8.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-26.9%
EPS 3Y41.23%
EPS 5Y12.92%
EPS Q2Q%-42.3%
EPS Next Y-41.15%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.9%
Revenue growth 3Y23.09%
Revenue growth 5Y12.36%
Sales Q2Q%-9.1%
Revenue Next Year-10.22%
Revenue Next 2Y-2.3%
Revenue Next 3Y0.5%
Revenue Next 5Y3.11%
EBIT growth 1Y-9.62%
EBIT growth 3Y35.14%
EBIT growth 5Y17.04%
EBIT Next Year-11.23%
EBIT Next 3Y3.04%
EBIT Next 5YN/A
FCF growth 1Y-658.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-17.77%
OCF growth 3Y-58.15%
OCF growth 5Y-6.84%