TEXAF (TEXF.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:TEXF - BE0974263924 - Common Stock
34.6 EUR
+0.2 (+0.58%)
TEXF gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 73 industry peers in the Real Estate Management & Development industry. TEXF scores excellent on profitability, but there are some minor concerns on its financial health. TEXF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
TEXF had positive earnings in the past year.
In the past year TEXF had a positive cash flow from operations.
TEXF had positive earnings in each of the past 5 years.
Each year in the past 5 years TEXF had a positive operating cash flow.
1.2 Ratios
TEXF's Return On Assets of 4.40% is amongst the best of the industry. TEXF outperforms 86.30% of its industry peers.
TEXF has a better Return On Equity (6.78%) than 73.97% of its industry peers.
TEXF has a Return On Invested Capital of 6.07%. This is amongst the best in the industry. TEXF outperforms 93.15% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TEXF is in line with the industry average of 3.86%.
The last Return On Invested Capital (6.07%) for TEXF is above the 3 year average (5.40%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.4% | ||
| ROE | 6.78% | ||
| ROIC | 6.07% |
ROA(3y)5.68%
ROA(5y)4.89%
ROE(3y)8.38%
ROE(5y)6.96%
ROIC(3y)5.4%
ROIC(5y)5.4%
1.3 Margins
TEXF has a better Profit Margin (22.07%) than 67.12% of its industry peers.
In the last couple of years the Profit Margin of TEXF has declined.
TEXF has a Operating Margin (32.48%) which is in line with its industry peers.
TEXF's Operating Margin has declined in the last couple of years.
TEXF has a better Gross Margin (92.20%) than 86.30% of its industry peers.
TEXF's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.48% | ||
| PM (TTM) | 22.07% | ||
| GM | 92.2% |
OM growth 3Y-4.39%
OM growth 5Y-2.61%
PM growth 3Y0.13%
PM growth 5Y-14.27%
GM growth 3Y-0.11%
GM growth 5Y0.32%
2. Health
2.1 Basic Checks
TEXF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for TEXF remains at a similar level compared to 1 year ago.
The number of shares outstanding for TEXF has been increased compared to 5 years ago.
Compared to 1 year ago, TEXF has a worse debt to assets ratio.
2.2 Solvency
TEXF has an Altman-Z score of 2.33. This is not the best score and indicates that TEXF is in the grey zone with still only limited risk for bankruptcy at the moment.
TEXF has a Altman-Z score of 2.33. This is amongst the best in the industry. TEXF outperforms 87.67% of its industry peers.
The Debt to FCF ratio of TEXF is 3.62, which is a good value as it means it would take TEXF, 3.62 years of fcf income to pay off all of its debts.
TEXF has a better Debt to FCF ratio (3.62) than 91.78% of its industry peers.
TEXF has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of TEXF (0.13) is better than 82.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 3.62 | ||
| Altman-Z | 2.33 |
ROIC/WACC0.85
WACC7.12%
2.3 Liquidity
TEXF has a Current Ratio of 0.86. This is a bad value and indicates that TEXF is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.86, TEXF is not doing good in the industry: 67.12% of the companies in the same industry are doing better.
A Quick Ratio of 0.56 indicates that TEXF may have some problems paying its short term obligations.
TEXF's Quick ratio of 0.56 is on the low side compared to the rest of the industry. TEXF is outperformed by 60.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.56 |
3. Growth
3.1 Past
TEXF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -38.12%.
The Earnings Per Share has been decreasing by -7.76% on average over the past years.
Looking at the last year, TEXF shows a quite strong growth in Revenue. The Revenue has grown by 12.02% in the last year.
The Revenue has been growing by 8.30% on average over the past years. This is quite good.
EPS 1Y (TTM)-38.12%
EPS 3Y12.65%
EPS 5Y-7.76%
EPS Q2Q%2.19%
Revenue 1Y (TTM)12.02%
Revenue growth 3Y12.44%
Revenue growth 5Y8.3%
Sales Q2Q%11.83%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 16.88, which indicates a correct valuation of TEXF.
Compared to the rest of the industry, the Price/Earnings ratio of TEXF indicates a somewhat cheap valuation: TEXF is cheaper than 64.38% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of TEXF to the average of the S&P500 Index (25.47), we can say TEXF is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.88 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TEXF is valued cheaply inside the industry as 86.30% of the companies are valued more expensively.
TEXF's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.19 | ||
| EV/EBITDA | 11.5 |
4.3 Compensation for Growth
TEXF has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
TEXF has a Yearly Dividend Yield of 3.58%.
TEXF's Dividend Yield is a higher than the industry average which is at 7.49.
TEXF's Dividend Yield is a higher than the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.58% |
5.2 History
On average, the dividend of TEXF grows each year by 11.05%, which is quite nice.
Dividend Growth(5Y)11.05%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
85.52% of the earnings are spent on dividend by TEXF. This is not a sustainable payout ratio.
The Dividend Rate of TEXF has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP85.52%
EPS Next 2YN/A
EPS Next 3YN/A
EBR:TEXF (11/21/2025, 7:00:00 PM)
34.6
+0.2 (+0.58%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners62.88%
Ins Owner ChangeN/A
Market Cap126.98M
Revenue(TTM)34.12M
Net Income(TTM)7.53M
Analysts85.71
Price Target45.9 (32.66%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.58% |
Yearly Dividend1.64
Dividend Growth(5Y)11.05%
DP85.52%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.88 | ||
| Fwd PE | N/A | ||
| P/S | 3.72 | ||
| P/FCF | 24.19 | ||
| P/OCF | 12.94 | ||
| P/B | 1.14 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | 11.5 |
EPS(TTM)2.05
EY5.92%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.43
FCFY4.13%
OCF(TTM)2.67
OCFY7.73%
SpS9.3
BVpS30.25
TBVpS30.22
PEG (NY)N/A
PEG (5Y)N/A
Graham Number37.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.4% | ||
| ROE | 6.78% | ||
| ROCE | 7.39% | ||
| ROIC | 6.07% | ||
| ROICexc | 6.36% | ||
| ROICexgc | 6.36% | ||
| OM | 32.48% | ||
| PM (TTM) | 22.07% | ||
| GM | 92.2% | ||
| FCFM | 15.39% |
ROA(3y)5.68%
ROA(5y)4.89%
ROE(3y)8.38%
ROE(5y)6.96%
ROIC(3y)5.4%
ROIC(5y)5.4%
ROICexc(3y)5.71%
ROICexc(5y)5.71%
ROICexgc(3y)5.71%
ROICexgc(5y)5.71%
ROCE(3y)6.57%
ROCE(5y)6.58%
ROICexgc growth 3Y-0.02%
ROICexgc growth 5Y-0.78%
ROICexc growth 3Y-0.04%
ROICexc growth 5Y-0.79%
OM growth 3Y-4.39%
OM growth 5Y-2.61%
PM growth 3Y0.13%
PM growth 5Y-14.27%
GM growth 3Y-0.11%
GM growth 5Y0.32%
F-Score6
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 3.62 | ||
| Debt/EBITDA | 1.15 | ||
| Cap/Depr | 425.77% | ||
| Cap/Sales | 13.36% | ||
| Interest Coverage | 6.88 | ||
| Cash Conversion | 80.71% | ||
| Profit Quality | 69.72% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.56 | ||
| Altman-Z | 2.33 |
F-Score6
WACC7.12%
ROIC/WACC0.85
Cap/Depr(3y)1446.96%
Cap/Depr(5y)1367.03%
Cap/Sales(3y)43.36%
Cap/Sales(5y)38.81%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-38.12%
EPS 3Y12.65%
EPS 5Y-7.76%
EPS Q2Q%2.19%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.02%
Revenue growth 3Y12.44%
Revenue growth 5Y8.3%
Sales Q2Q%11.83%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.96%
EBIT growth 3Y7.51%
EBIT growth 5Y5.48%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.52%
FCF growth 3Y71.72%
FCF growth 5Y8.78%
OCF growth 1Y34.33%
OCF growth 3Y13.21%
OCF growth 5Y5.44%
TEXAF / TEXF.BR FAQ
What is the fundamental rating for TEXF stock?
ChartMill assigns a fundamental rating of 4 / 10 to TEXF.BR.
What is the valuation status for TEXF stock?
ChartMill assigns a valuation rating of 3 / 10 to TEXAF (TEXF.BR). This can be considered as Overvalued.
What is the profitability of TEXF stock?
TEXAF (TEXF.BR) has a profitability rating of 7 / 10.
What is the financial health of TEXAF (TEXF.BR) stock?
The financial health rating of TEXAF (TEXF.BR) is 4 / 10.
Can you provide the dividend sustainability for TEXF stock?
The dividend rating of TEXAF (TEXF.BR) is 4 / 10 and the dividend payout ratio is 85.52%.