THREDUP INC - CLASS A (TDUP) Stock Fundamental Analysis

NASDAQ:TDUP • US88556E1029

5.02 USD
+0.11 (+2.24%)
Last: Feb 26, 2026, 01:34 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

TDUP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 123 industry peers in the Specialty Retail industry. Both the profitability and financial health of TDUP have multiple concerns. TDUP is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • TDUP had negative earnings in the past year.
  • In the past year TDUP had a positive cash flow from operations.
  • TDUP had negative earnings in each of the past 5 years.
  • TDUP had negative operating cash flow in 4 of the past 5 years.
TDUP Yearly Net Income VS EBIT VS OCF VS FCFTDUP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 -20M -40M -60M -80M

1.2 Ratios

  • The Return On Assets of TDUP (-21.07%) is worse than 81.30% of its industry peers.
  • Looking at the Return On Equity, with a value of -61.53%, TDUP is doing worse than 68.29% of the companies in the same industry.
Industry RankSector Rank
ROA -21.07%
ROE -61.53%
ROIC N/A
ROA(3y)-34.68%
ROA(5y)-30.99%
ROE(3y)-90.41%
ROE(5y)-98.7%
ROIC(3y)N/A
ROIC(5y)N/A
TDUP Yearly ROA, ROE, ROICTDUP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 -100 -200 -300

1.3 Margins

  • With an excellent Gross Margin value of 87.73%, TDUP belongs to the best of the industry, outperforming 97.56% of the companies in the same industry.
  • In the last couple of years the Gross Margin of TDUP has grown nicely.
  • The Profit Margin and Operating Margin are not available for TDUP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 87.73%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.04%
GM growth 5Y3.01%
TDUP Yearly Profit, Operating, Gross MarginsTDUP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • TDUP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for TDUP has been increased compared to 1 year ago.
  • The number of shares outstanding for TDUP has been increased compared to 5 years ago.
  • Compared to 1 year ago, TDUP has a worse debt to assets ratio.
TDUP Yearly Shares OutstandingTDUP Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
TDUP Yearly Total Debt VS Total AssetsTDUP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • Based on the Altman-Z score of -0.10, we must say that TDUP is in the distress zone and has some risk of bankruptcy.
  • TDUP's Altman-Z score of -0.10 is on the low side compared to the rest of the industry. TDUP is outperformed by 76.42% of its industry peers.
  • TDUP has a debt to FCF ratio of 5.83. This is a neutral value as TDUP would need 5.83 years to pay back of all of its debts.
  • TDUP has a better Debt to FCF ratio (5.83) than 60.98% of its industry peers.
  • A Debt/Equity ratio of 0.26 indicates that TDUP is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.26, TDUP is in the better half of the industry, outperforming 60.16% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 5.83
Altman-Z -0.1
ROIC/WACCN/A
WACC9.58%
TDUP Yearly LT Debt VS Equity VS FCFTDUP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

  • A Current Ratio of 0.92 indicates that TDUP may have some problems paying its short term obligations.
  • TDUP has a Current ratio of 0.92. This is in the lower half of the industry: TDUP underperforms 77.24% of its industry peers.
  • TDUP has a Quick Ratio of 0.92. This is a bad value and indicates that TDUP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • TDUP's Quick ratio of 0.92 is fine compared to the rest of the industry. TDUP outperforms 71.54% of its industry peers.
Industry RankSector Rank
Current Ratio 0.92
Quick Ratio 0.92
TDUP Yearly Current Assets VS Current LiabilitesTDUP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • TDUP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 45.45%, which is quite impressive.
  • The Revenue for TDUP has decreased by -17.52% in the past year. This is quite bad
  • Measured over the past years, TDUP shows a quite strong growth in Revenue. The Revenue has been growing by 9.68% on average per year.
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%76.92%
Revenue 1Y (TTM)-17.52%
Revenue growth 3Y1.08%
Revenue growth 5Y9.68%
Sales Q2Q%12.52%

3.2 Future

  • Based on estimates for the next years, TDUP will show a very strong growth in Earnings Per Share. The EPS will grow by 24.18% on average per year.
  • The Revenue is expected to grow by 8.47% on average over the next years. This is quite good.
EPS Next Y72.8%
EPS Next 2Y35.07%
EPS Next 3Y24.18%
EPS Next 5YN/A
Revenue Next Year6.53%
Revenue Next 2Y9.1%
Revenue Next 3Y9.5%
Revenue Next 5Y8.47%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
TDUP Yearly Revenue VS EstimatesTDUP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M
TDUP Yearly EPS VS EstimatesTDUP Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -0.2 -0.4 -0.6 -0.8

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • TDUP reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for TDUP. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
TDUP Price Earnings VS Forward Price EarningsTDUP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 -40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TDUP is valued a bit more expensive than 69.92% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of TDUP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 191.58
EV/EBITDA 215.75
TDUP Per share dataTDUP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5 2

4.3 Compensation for Growth

  • A more expensive valuation may be justified as TDUP's earnings are expected to grow with 24.18% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y35.07%
EPS Next 3Y24.18%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • TDUP does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

THREDUP INC - CLASS A

NASDAQ:TDUP (2/26/2026, 1:34:08 PM)

5.02

+0.11 (+2.24%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-03
Earnings (Next)03-02
Inst Owners87.05%
Inst Owner Change4.09%
Ins Owners4.39%
Ins Owner Change4.34%
Market Cap628.20M
Revenue(TTM)258.78M
Net Income(TTM)-36.35M
Analysts81.67
Price Target12.75 (153.98%)
Short Float %17.32%
Short Ratio9.19
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.32%
Min EPS beat(2)12.85%
Max EPS beat(2)19.79%
EPS beat(4)3
Avg EPS beat(4)-1.76%
Min EPS beat(4)-80.27%
Max EPS beat(4)40.58%
EPS beat(8)4
Avg EPS beat(8)-3.18%
EPS beat(12)7
Avg EPS beat(12)1.86%
EPS beat(16)7
Avg EPS beat(16)-1.53%
Revenue beat(2)2
Avg Revenue beat(2)3.45%
Min Revenue beat(2)3.09%
Max Revenue beat(2)3.8%
Revenue beat(4)3
Avg Revenue beat(4)1.95%
Min Revenue beat(4)-1.6%
Max Revenue beat(4)3.8%
Revenue beat(8)4
Avg Revenue beat(8)0.18%
Revenue beat(12)7
Avg Revenue beat(12)1.03%
Revenue beat(16)9
Avg Revenue beat(16)0.96%
PT rev (1m)0%
PT rev (3m)-3.85%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.08%
EPS NY rev (1m)0%
EPS NY rev (3m)1.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.37%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 2.43
P/FCF 191.58
P/OCF 47.43
P/B 10.63
P/tB 13
EV/EBITDA 215.75
EPS(TTM)-0.3
EYN/A
EPS(NY)-0.11
Fwd EYN/A
FCF(TTM)0.03
FCFY0.52%
OCF(TTM)0.11
OCFY2.11%
SpS2.07
BVpS0.47
TBVpS0.39
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -21.07%
ROE -61.53%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 87.73%
FCFM 1.27%
ROA(3y)-34.68%
ROA(5y)-30.99%
ROE(3y)-90.41%
ROE(5y)-98.7%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.04%
GM growth 5Y3.01%
F-Score6
Asset Turnover1.5
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 5.83
Debt/EBITDA 5.7
Cap/Depr 81%
Cap/Sales 3.85%
Interest Coverage N/A
Cash Conversion 494.77%
Profit Quality N/A
Current Ratio 0.92
Quick Ratio 0.92
Altman-Z -0.1
F-Score6
WACC9.58%
ROIC/WACCN/A
Cap/Depr(3y)146.13%
Cap/Depr(5y)200.58%
Cap/Sales(3y)7.53%
Cap/Sales(5y)8.18%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%76.92%
EPS Next Y72.8%
EPS Next 2Y35.07%
EPS Next 3Y24.18%
EPS Next 5YN/A
Revenue 1Y (TTM)-17.52%
Revenue growth 3Y1.08%
Revenue growth 5Y9.68%
Sales Q2Q%12.52%
Revenue Next Year6.53%
Revenue Next 2Y9.1%
Revenue Next 3Y9.5%
Revenue Next 5Y8.47%
EBIT growth 1Y84.17%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year119.25%
EBIT Next 3Y34.49%
EBIT Next 5Y27.76%
FCF growth 1Y106.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y144.46%
OCF growth 3YN/A
OCF growth 5YN/A

THREDUP INC - CLASS A / TDUP FAQ

What is the ChartMill fundamental rating of THREDUP INC - CLASS A (TDUP) stock?

ChartMill assigns a fundamental rating of 3 / 10 to TDUP.


Can you provide the valuation status for THREDUP INC - CLASS A?

ChartMill assigns a valuation rating of 1 / 10 to THREDUP INC - CLASS A (TDUP). This can be considered as Overvalued.


What is the profitability of TDUP stock?

THREDUP INC - CLASS A (TDUP) has a profitability rating of 2 / 10.


Can you provide the financial health for TDUP stock?

The financial health rating of THREDUP INC - CLASS A (TDUP) is 3 / 10.