TERADATA CORP (TDC) Fundamental Analysis & Valuation

NYSE:TDC • US88076W1036

Current stock price

26.36 USD
+0.35 (+1.35%)
Last:

This TDC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. TDC Profitability Analysis

1.1 Basic Checks

  • TDC had positive earnings in the past year.
  • In the past year TDC had a positive cash flow from operations.
  • TDC had positive earnings in each of the past 5 years.
  • Each year in the past 5 years TDC had a positive operating cash flow.
TDC Yearly Net Income VS EBIT VS OCF VS FCFTDC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

1.2 Ratios

  • TDC has a better Return On Assets (7.31%) than 80.58% of its industry peers.
  • TDC has a Return On Equity of 56.52%. This is amongst the best in the industry. TDC outperforms 96.40% of its industry peers.
  • With an excellent Return On Invested Capital value of 16.56%, TDC belongs to the best of the industry, outperforming 92.81% of the companies in the same industry.
  • TDC had an Average Return On Invested Capital over the past 3 years of 16.97%. This is significantly above the industry average of 10.92%.
Industry RankSector Rank
ROA 7.31%
ROE 56.52%
ROIC 16.56%
ROA(3y)5.77%
ROA(5y)5.14%
ROE(3y)62.72%
ROE(5y)46.58%
ROIC(3y)16.97%
ROIC(5y)14.74%
TDC Yearly ROA, ROE, ROICTDC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

1.3 Margins

  • With a decent Profit Margin value of 7.82%, TDC is doing good in the industry, outperforming 70.14% of the companies in the same industry.
  • In the last couple of years the Profit Margin of TDC has grown nicely.
  • TDC's Operating Margin of 12.09% is fine compared to the rest of the industry. TDC outperforms 78.78% of its industry peers.
  • TDC's Operating Margin has improved in the last couple of years.
  • With a Gross Margin value of 59.35%, TDC is not doing good in the industry: 62.59% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of TDC has remained more or less at the same level.
Industry RankSector Rank
OM 12.09%
PM (TTM) 7.82%
GM 59.35%
OM growth 3Y22.51%
OM growth 5Y69.2%
PM growth 3Y62.01%
PM growth 5Y2.16%
GM growth 3Y-0.49%
GM growth 5Y1.35%
TDC Yearly Profit, Operating, Gross MarginsTDC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. TDC Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TDC is still creating some value.
  • Compared to 1 year ago, TDC has less shares outstanding
  • TDC has less shares outstanding than it did 5 years ago.
  • TDC has a better debt/assets ratio than last year.
TDC Yearly Shares OutstandingTDC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
TDC Yearly Total Debt VS Total AssetsTDC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • TDC has an Altman-Z score of 0.67. This is a bad value and indicates that TDC is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.67, TDC is not doing good in the industry: 64.75% of the companies in the same industry are doing better.
  • TDC has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.93, TDC is in the better half of the industry, outperforming 67.63% of the companies in the same industry.
  • TDC has a Debt/Equity ratio of 2.07. This is a high value indicating a heavy dependency on external financing.
  • TDC's Debt to Equity ratio of 2.07 is on the low side compared to the rest of the industry. TDC is outperformed by 81.30% of its industry peers.
  • Although TDC's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 2.07
Debt/FCF 1.93
Altman-Z 0.67
ROIC/WACC1.6
WACC10.37%
TDC Yearly LT Debt VS Equity VS FCFTDC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.3 Liquidity

  • TDC has a Current Ratio of 0.92. This is a bad value and indicates that TDC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of TDC (0.92) is worse than 79.50% of its industry peers.
  • A Quick Ratio of 0.90 indicates that TDC may have some problems paying its short term obligations.
  • TDC has a Quick ratio of 0.90. This is in the lower half of the industry: TDC underperforms 78.78% of its industry peers.
Industry RankSector Rank
Current Ratio 0.92
Quick Ratio 0.9
TDC Yearly Current Assets VS Current LiabilitesTDC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. TDC Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 6.58% over the past year.
  • The Earnings Per Share has been growing by 14.43% on average over the past years. This is quite good.
  • The Revenue has decreased by -4.97% in the past year.
  • The Revenue has been decreasing by -1.96% on average over the past years.
EPS 1Y (TTM)6.58%
EPS 3Y16.45%
EPS 5Y14.43%
EPS Q2Q%39.62%
Revenue 1Y (TTM)-4.97%
Revenue growth 3Y-2.51%
Revenue growth 5Y-1.96%
Sales Q2Q%2.93%

3.2 Future

  • TDC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.30% yearly.
  • TDC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.97% yearly.
EPS Next Y2.01%
EPS Next 2Y4.46%
EPS Next 3Y7.3%
EPS Next 5YN/A
Revenue Next Year0.54%
Revenue Next 2Y0.96%
Revenue Next 3Y1.33%
Revenue Next 5Y1.97%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
TDC Yearly Revenue VS EstimatesTDC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
TDC Yearly EPS VS EstimatesTDC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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Find the best growth stocksShow best growing peers

8

4. TDC Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.18, the valuation of TDC can be described as reasonable.
  • Based on the Price/Earnings ratio, TDC is valued cheaper than 87.77% of the companies in the same industry.
  • TDC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.61.
  • TDC is valuated reasonably with a Price/Forward Earnings ratio of 9.98.
  • Based on the Price/Forward Earnings ratio, TDC is valued cheaply inside the industry as 83.45% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of TDC to the average of the S&P500 Index (22.79), we can say TDC is valued rather cheaply.
Industry RankSector Rank
PE 10.18
Fwd PE 9.98
TDC Price Earnings VS Forward Price EarningsTDC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TDC is valued cheaply inside the industry as 90.29% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, TDC is valued cheaply inside the industry as 91.73% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 8.53
EV/EBITDA 8.44
TDC Per share dataTDC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TDC does not grow enough to justify the current Price/Earnings ratio.
  • The excellent profitability rating of TDC may justify a higher PE ratio.
PEG (NY)5.05
PEG (5Y)0.71
EPS Next 2Y4.46%
EPS Next 3Y7.3%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TDC Dividend Analysis

5.1 Amount

  • TDC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

TDC Fundamentals: All Metrics, Ratios and Statistics

TERADATA CORP

NYSE:TDC (3/26/2026, 3:01:45 PM)

26.36

+0.35 (+1.35%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-10
Earnings (Next)05-04
Inst Owners104.18%
Inst Owner Change-3.3%
Ins Owners2.17%
Ins Owner Change1.24%
Market Cap2.43B
Revenue(TTM)1.66B
Net Income(TTM)130.00M
Analysts70.67
Price Target37.54 (42.41%)
Short Float %10.41%
Short Ratio4.82
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)32.42%
Min EPS beat(2)31.82%
Max EPS beat(2)33.02%
EPS beat(4)4
Avg EPS beat(4)24.15%
Min EPS beat(4)15.81%
Max EPS beat(4)33.02%
EPS beat(8)8
Avg EPS beat(8)21.65%
EPS beat(12)10
Avg EPS beat(12)15.24%
EPS beat(16)14
Avg EPS beat(16)13.66%
Revenue beat(2)2
Avg Revenue beat(2)2.69%
Min Revenue beat(2)1.39%
Max Revenue beat(2)3.99%
Revenue beat(4)3
Avg Revenue beat(4)1%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)3.99%
Revenue beat(8)4
Avg Revenue beat(8)0.26%
Revenue beat(12)6
Avg Revenue beat(12)0.25%
Revenue beat(16)8
Avg Revenue beat(16)0%
PT rev (1m)24.75%
PT rev (3m)32.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)8.38%
EPS NY rev (1m)3.54%
EPS NY rev (3m)3.66%
Revenue NQ rev (1m)0.39%
Revenue NQ rev (3m)3.89%
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)0.91%
Valuation
Industry RankSector Rank
PE 10.18
Fwd PE 9.98
P/S 1.46
P/FCF 8.53
P/OCF 7.97
P/B 10.57
P/tB N/A
EV/EBITDA 8.44
EPS(TTM)2.59
EY9.83%
EPS(NY)2.64
Fwd EY10.02%
FCF(TTM)3.09
FCFY11.73%
OCF(TTM)3.31
OCFY12.55%
SpS18.04
BVpS2.49
TBVpS-1.83
PEG (NY)5.05
PEG (5Y)0.71
Graham Number12.06
Profitability
Industry RankSector Rank
ROA 7.31%
ROE 56.52%
ROCE 23.24%
ROIC 16.56%
ROICexc 38.51%
ROICexgc N/A
OM 12.09%
PM (TTM) 7.82%
GM 59.35%
FCFM 17.14%
ROA(3y)5.77%
ROA(5y)5.14%
ROE(3y)62.72%
ROE(5y)46.58%
ROIC(3y)16.97%
ROIC(5y)14.74%
ROICexc(3y)38.16%
ROICexc(5y)32.72%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)23.82%
ROCE(5y)20.68%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y26.87%
ROICexc growth 5Y88.89%
OM growth 3Y22.51%
OM growth 5Y69.2%
PM growth 3Y62.01%
PM growth 5Y2.16%
GM growth 3Y-0.49%
GM growth 5Y1.35%
F-Score7
Asset Turnover0.93
Health
Industry RankSector Rank
Debt/Equity 2.07
Debt/FCF 1.93
Debt/EBITDA 1.64
Cap/Depr 22.22%
Cap/Sales 1.2%
Interest Coverage 7.73
Cash Conversion 104.81%
Profit Quality 219.23%
Current Ratio 0.92
Quick Ratio 0.9
Altman-Z 0.67
F-Score7
WACC10.37%
ROIC/WACC1.6
Cap/Depr(3y)21.82%
Cap/Depr(5y)19.64%
Cap/Sales(3y)1.26%
Cap/Sales(5y)1.26%
Profit Quality(3y)344.93%
Profit Quality(5y)509.98%
High Growth Momentum
Growth
EPS 1Y (TTM)6.58%
EPS 3Y16.45%
EPS 5Y14.43%
EPS Q2Q%39.62%
EPS Next Y2.01%
EPS Next 2Y4.46%
EPS Next 3Y7.3%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.97%
Revenue growth 3Y-2.51%
Revenue growth 5Y-1.96%
Sales Q2Q%2.93%
Revenue Next Year0.54%
Revenue Next 2Y0.96%
Revenue Next 3Y1.33%
Revenue Next 5Y1.97%
EBIT growth 1Y-3.83%
EBIT growth 3Y19.43%
EBIT growth 5Y65.89%
EBIT Next Year37.12%
EBIT Next 3Y14.12%
EBIT Next 5YN/A
FCF growth 1Y2.89%
FCF growth 3Y-10.91%
FCF growth 5Y5.7%
OCF growth 1Y0.66%
OCF growth 3Y-10.04%
OCF growth 5Y2.7%

TERADATA CORP / TDC Fundamental Analysis FAQ

What is the fundamental rating for TDC stock?

ChartMill assigns a fundamental rating of 5 / 10 to TDC.


Can you provide the valuation status for TERADATA CORP?

ChartMill assigns a valuation rating of 8 / 10 to TERADATA CORP (TDC). This can be considered as Undervalued.


How profitable is TERADATA CORP (TDC) stock?

TERADATA CORP (TDC) has a profitability rating of 8 / 10.


Can you provide the expected EPS growth for TDC stock?

The Earnings per Share (EPS) of TERADATA CORP (TDC) is expected to grow by 2.01% in the next year.