TERADATA CORP (TDC) Stock Fundamental Analysis

NYSE:TDC • US88076W1036

31.49 USD
+0.52 (+1.68%)
At close: Feb 27, 2026
31.49 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to TDC. TDC was compared to 275 industry peers in the Software industry. TDC has an excellent profitability rating, but there are some minor concerns on its financial health. TDC is valued quite cheap, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • TDC had positive earnings in the past year.
  • In the past year TDC had a positive cash flow from operations.
  • In the past 5 years TDC has always been profitable.
  • Each year in the past 5 years TDC had a positive operating cash flow.
TDC Yearly Net Income VS EBIT VS OCF VS FCFTDC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

1.2 Ratios

  • TDC has a better Return On Assets (7.31%) than 77.37% of its industry peers.
  • Looking at the Return On Equity, with a value of 56.52%, TDC belongs to the top of the industry, outperforming 96.72% of the companies in the same industry.
  • TDC has a better Return On Invested Capital (17.22%) than 93.43% of its industry peers.
  • TDC had an Average Return On Invested Capital over the past 3 years of 17.08%. This is significantly above the industry average of 10.80%.
  • The last Return On Invested Capital (17.22%) for TDC is above the 3 year average (17.08%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 7.31%
ROE 56.52%
ROIC 17.22%
ROA(3y)5.77%
ROA(5y)5.14%
ROE(3y)62.72%
ROE(5y)46.58%
ROIC(3y)17.08%
ROIC(5y)14.81%
TDC Yearly ROA, ROE, ROICTDC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

1.3 Margins

  • TDC has a Profit Margin of 7.82%. This is in the better half of the industry: TDC outperforms 67.15% of its industry peers.
  • TDC's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 12.57%, TDC is in the better half of the industry, outperforming 77.01% of the companies in the same industry.
  • In the last couple of years the Operating Margin of TDC has grown nicely.
  • TDC's Gross Margin of 59.35% is on the low side compared to the rest of the industry. TDC is outperformed by 63.87% of its industry peers.
  • TDC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 12.57%
PM (TTM) 7.82%
GM 59.35%
OM growth 3Y23.31%
OM growth 5Y69.87%
PM growth 3Y62.01%
PM growth 5Y2.16%
GM growth 3Y-0.49%
GM growth 5Y1.35%
TDC Yearly Profit, Operating, Gross MarginsTDC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • TDC has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • The number of shares outstanding for TDC has been reduced compared to 1 year ago.
  • The number of shares outstanding for TDC has been reduced compared to 5 years ago.
  • The debt/assets ratio for TDC has been reduced compared to a year ago.
TDC Yearly Shares OutstandingTDC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
TDC Yearly Total Debt VS Total AssetsTDC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • TDC has an Altman-Z score of 0.88. This is a bad value and indicates that TDC is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.88, TDC is doing worse than 63.14% of the companies in the same industry.
  • TDC has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.93, TDC is in the better half of the industry, outperforming 67.52% of the companies in the same industry.
  • TDC has a Debt/Equity ratio of 2.07. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 2.07, TDC is doing worse than 82.48% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for TDC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 2.07
Debt/FCF 1.93
Altman-Z 0.88
ROIC/WACC1.64
WACC10.52%
TDC Yearly LT Debt VS Equity VS FCFTDC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 0.92 indicates that TDC may have some problems paying its short term obligations.
  • With a Current ratio value of 0.92, TDC is not doing good in the industry: 78.10% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.90 indicates that TDC may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.90, TDC is doing worse than 78.83% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.92
Quick Ratio 0.9
TDC Yearly Current Assets VS Current LiabilitesTDC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • TDC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.58%.
  • The Earnings Per Share has been growing by 14.43% on average over the past years. This is quite good.
  • The Revenue has decreased by -4.97% in the past year.
  • The Revenue has been decreasing by -1.96% on average over the past years.
EPS 1Y (TTM)6.58%
EPS 3Y16.45%
EPS 5Y14.43%
EPS Q2Q%39.62%
Revenue 1Y (TTM)-4.97%
Revenue growth 3Y-2.51%
Revenue growth 5Y-1.96%
Sales Q2Q%2.93%

3.2 Future

  • Based on estimates for the next years, TDC will show a small growth in Earnings Per Share. The EPS will grow by 6.64% on average per year.
  • The Revenue is expected to grow by 1.97% on average over the next years.
EPS Next Y-1.47%
EPS Next 2Y2.86%
EPS Next 3Y6.64%
EPS Next 5YN/A
Revenue Next Year0.36%
Revenue Next 2Y0.96%
Revenue Next 3Y1.33%
Revenue Next 5Y1.97%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
TDC Yearly Revenue VS EstimatesTDC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 500M 1B 1.5B 2B 2.5B
TDC Yearly EPS VS EstimatesTDC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • TDC is valuated correctly with a Price/Earnings ratio of 12.16.
  • Compared to the rest of the industry, the Price/Earnings ratio of TDC indicates a rather cheap valuation: TDC is cheaper than 86.86% of the companies listed in the same industry.
  • TDC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.10.
  • A Price/Forward Earnings ratio of 12.34 indicates a correct valuation of TDC.
  • 81.02% of the companies in the same industry are more expensive than TDC, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. TDC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 12.16
Fwd PE 12.34
TDC Price Earnings VS Forward Price EarningsTDC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TDC indicates a rather cheap valuation: TDC is cheaper than 88.69% of the companies listed in the same industry.
  • 90.88% of the companies in the same industry are more expensive than TDC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 10.3
EV/EBITDA 9.85
TDC Per share dataTDC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The excellent profitability rating of TDC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.84
EPS Next 2Y2.86%
EPS Next 3Y6.64%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • TDC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TERADATA CORP

NYSE:TDC (2/27/2026, 8:04:00 PM)

After market: 31.49 0 (0%)

31.49

+0.52 (+1.68%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-10
Earnings (Next)05-04
Inst Owners105.63%
Inst Owner Change-3.67%
Ins Owners1.89%
Ins Owner Change4.66%
Market Cap2.93B
Revenue(TTM)1.66B
Net Income(TTM)130.00M
Analysts70.67
Price Target37.54 (19.21%)
Short Float %7.69%
Short Ratio4.23
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)32.42%
Min EPS beat(2)31.82%
Max EPS beat(2)33.02%
EPS beat(4)4
Avg EPS beat(4)24.15%
Min EPS beat(4)15.81%
Max EPS beat(4)33.02%
EPS beat(8)8
Avg EPS beat(8)21.65%
EPS beat(12)10
Avg EPS beat(12)15.24%
EPS beat(16)14
Avg EPS beat(16)13.66%
Revenue beat(2)2
Avg Revenue beat(2)2.69%
Min Revenue beat(2)1.39%
Max Revenue beat(2)3.99%
Revenue beat(4)3
Avg Revenue beat(4)1%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)3.99%
Revenue beat(8)4
Avg Revenue beat(8)0.26%
Revenue beat(12)6
Avg Revenue beat(12)0.25%
Revenue beat(16)8
Avg Revenue beat(16)0%
PT rev (1m)0%
PT rev (3m)6.12%
EPS NQ rev (1m)8.07%
EPS NQ rev (3m)8.87%
EPS NY rev (1m)0%
EPS NY rev (3m)9.33%
Revenue NQ rev (1m)3.49%
Revenue NQ rev (3m)3.4%
Revenue NY rev (1m)0.73%
Revenue NY rev (3m)1.22%
Valuation
Industry RankSector Rank
PE 12.16
Fwd PE 12.34
P/S 1.76
P/FCF 10.3
P/OCF 9.62
P/B 12.76
P/tB N/A
EV/EBITDA 9.85
EPS(TTM)2.59
EY8.22%
EPS(NY)2.55
Fwd EY8.1%
FCF(TTM)3.06
FCFY9.71%
OCF(TTM)3.27
OCFY10.39%
SpS17.84
BVpS2.47
TBVpS-1.81
PEG (NY)N/A
PEG (5Y)0.84
Graham Number11.99
Profitability
Industry RankSector Rank
ROA 7.31%
ROE 56.52%
ROCE 24.16%
ROIC 17.22%
ROICexc 40.04%
ROICexgc N/A
OM 12.57%
PM (TTM) 7.82%
GM 59.35%
FCFM 17.14%
ROA(3y)5.77%
ROA(5y)5.14%
ROE(3y)62.72%
ROE(5y)46.58%
ROIC(3y)17.08%
ROIC(5y)14.81%
ROICexc(3y)38.42%
ROICexc(5y)32.88%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)23.97%
ROCE(5y)20.77%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y27.71%
ROICexc growth 5Y89.63%
OM growth 3Y23.31%
OM growth 5Y69.87%
PM growth 3Y62.01%
PM growth 5Y2.16%
GM growth 3Y-0.49%
GM growth 5Y1.35%
F-Score7
Asset Turnover0.93
Health
Industry RankSector Rank
Debt/Equity 2.07
Debt/FCF 1.93
Debt/EBITDA 1.59
Cap/Depr 22.22%
Cap/Sales 1.2%
Interest Coverage 250
Cash Conversion 102.01%
Profit Quality 219.23%
Current Ratio 0.92
Quick Ratio 0.9
Altman-Z 0.88
F-Score7
WACC10.52%
ROIC/WACC1.64
Cap/Depr(3y)21.82%
Cap/Depr(5y)19.64%
Cap/Sales(3y)1.26%
Cap/Sales(5y)1.26%
Profit Quality(3y)344.93%
Profit Quality(5y)509.98%
High Growth Momentum
Growth
EPS 1Y (TTM)6.58%
EPS 3Y16.45%
EPS 5Y14.43%
EPS Q2Q%39.62%
EPS Next Y-1.47%
EPS Next 2Y2.86%
EPS Next 3Y6.64%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.97%
Revenue growth 3Y-2.51%
Revenue growth 5Y-1.96%
Sales Q2Q%2.93%
Revenue Next Year0.36%
Revenue Next 2Y0.96%
Revenue Next 3Y1.33%
Revenue Next 5Y1.97%
EBIT growth 1Y0%
EBIT growth 3Y20.21%
EBIT growth 5Y66.54%
EBIT Next Year32.06%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.89%
FCF growth 3Y-10.91%
FCF growth 5Y5.7%
OCF growth 1Y0.66%
OCF growth 3Y-10.04%
OCF growth 5Y2.7%

TERADATA CORP / TDC FAQ

What is the fundamental rating for TDC stock?

ChartMill assigns a fundamental rating of 5 / 10 to TDC.


Can you provide the valuation status for TERADATA CORP?

ChartMill assigns a valuation rating of 7 / 10 to TERADATA CORP (TDC). This can be considered as Undervalued.


How profitable is TERADATA CORP (TDC) stock?

TERADATA CORP (TDC) has a profitability rating of 8 / 10.


Can you provide the expected EPS growth for TDC stock?

The Earnings per Share (EPS) of TERADATA CORP (TDC) is expected to decline by -1.47% in the next year.