TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) Stock Fundamental Analysis
Canada - TSX:TD-PF-J - CA8911606249
25.89 CAD
-0.06 (-0.23%)
Overall TD-PF-J gets a fundamental rating of 4 out of 10. We evaluated TD-PF-J against 26 industry peers in the Banks industry. While TD-PF-J is still in line with the averages on profitability rating, there are concerns on its financial health. TD-PF-J has a decent growth rate and is not valued too expensively. Finally TD-PF-J also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
TD-PF-J had positive earnings in the past year.
TD-PF-J had a positive operating cash flow in the past year.
TD-PF-J had positive earnings in each of the past 5 years.
Of the past 5 years TD-PF-J 4 years had a positive operating cash flow.
1.2 Ratios
TD-PF-J has a Return On Assets of 1.00%. This is amongst the best in the industry. TD-PF-J outperforms 92.31% of its industry peers.
The Return On Equity of TD-PF-J (16.21%) is better than 92.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 29.98%, TD-PF-J belongs to the best of the industry, outperforming 92.31% of the companies in the same industry.
In the last couple of years the Profit Margin of TD-PF-J has declined.
The Operating Margin and Gross Margin are not available for TD-PF-J so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-J does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, TD-PF-J has less shares outstanding
Compared to 5 years ago, TD-PF-J has less shares outstanding
The debt/assets ratio for TD-PF-J is higher compared to a year ago.
2.2 Solvency
TD-PF-J has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-J would need 15.32 years to pay back of all of its debts.
TD-PF-J has a Debt to FCF ratio (15.32) which is in line with its industry peers.
TD-PF-J has a Debt/Equity ratio of 2.11. This is a high value indicating a heavy dependency on external financing.
TD-PF-J's Debt to Equity ratio of 2.11 is fine compared to the rest of the industry. TD-PF-J outperforms 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.06%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-J shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.13%.
Measured over the past 5 years, TD-PF-J shows a small growth in Earnings Per Share. The EPS has been growing by 3.11% on average per year.
TD-PF-J shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.52%.
TD-PF-J shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
TD-PF-J is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.06% yearly.
Based on estimates for the next years, TD-PF-J will show a small growth in Revenue. The Revenue will grow by 4.53% on average per year.
EPS Next Y5.77%
EPS Next 2Y6.77%
EPS Next 3Y6.79%
EPS Next 5Y8.06%
Revenue Next Year7.16%
Revenue Next 2Y5.26%
Revenue Next 3Y3.3%
Revenue Next 5Y4.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.27, the valuation of TD-PF-J can be described as very cheap.
TD-PF-J's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.38, TD-PF-J is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 2.91, the valuation of TD-PF-J can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TD-PF-J is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of TD-PF-J to the average of the S&P500 Index (22.86), we can say TD-PF-J is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.27 | ||
| Fwd PE | 2.91 |
4.2 Price Multiples
TD-PF-J's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TD-PF-J is cheaper than 65.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)1.05
EPS Next 2Y6.77%
EPS Next 3Y6.79%
5. Dividend
5.1 Amount
TD-PF-J has a Yearly Dividend Yield of 3.88%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.02, TD-PF-J pays a better dividend. On top of this TD-PF-J pays more dividend than 92.31% of the companies listed in the same industry.
TD-PF-J's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.88% |
5.2 History
On average, the dividend of TD-PF-J grows each year by 7.39%, which is quite nice.
TD-PF-J has been paying a dividend for over 5 years, so it has already some track record.
TD-PF-J has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.39%
Div Incr Years2
Div Non Decr Years6
5.3 Sustainability
TD-PF-J pays out 37.08% of its income as dividend. This is a sustainable payout ratio.
The dividend of TD-PF-J is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP37.08%
EPS Next 2Y6.77%
EPS Next 3Y6.79%
TORONTO-DOMINION BANK - TD 5.747 PERP
TSX:TD-PF-J (9/19/2025, 7:00:00 PM)
25.89
-0.06 (-0.23%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.8%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.41B
Analysts77.27
Price Target25.97 (0.31%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.88% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years2
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)3.12%
PT rev (3m)-0.55%
EPS NQ rev (1m)2.31%
EPS NQ rev (3m)3.55%
EPS NY rev (1m)3.12%
EPS NY rev (3m)3.12%
Revenue NQ rev (1m)-4.72%
Revenue NQ rev (3m)-2.63%
Revenue NY rev (1m)-1.83%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.27 | ||
| Fwd PE | 2.91 | ||
| P/S | 0.65 | ||
| P/FCF | 2.58 | ||
| P/OCF | 2.28 | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY30.55%
EPS(NY)8.9
Fwd EY34.39%
FCF(TTM)10.05
FCFY38.82%
OCF(TTM)11.35
OCFY43.83%
SpS39.53
BVpS73.11
TBVpS60.24
PEG (NY)0.57
PEG (5Y)1.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.06%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y5.77%
EPS Next 2Y6.77%
EPS Next 3Y6.79%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.16%
Revenue Next 2Y5.26%
Revenue Next 3Y3.3%
Revenue Next 5Y4.53%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%