TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) Stock Fundamental Analysis
Canada - TSX:TD-PF-J - CA8911606249
26.06 CAD
+0.01 (+0.04%)
TD-PF-J gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. TD-PF-J has a medium profitability rating, but doesn't score so well on its financial health evaluation. TD-PF-J has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
TD-PF-J had positive earnings in the past year.
TD-PF-J had a positive operating cash flow in the past year.
In the past 5 years TD-PF-J has always been profitable.
TD-PF-J had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
TD-PF-J has a better Return On Assets (1.00%) than 96.00% of its industry peers.
TD-PF-J's Return On Equity of 16.21% is amongst the best of the industry. TD-PF-J outperforms 96.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TD-PF-J's Profit Margin of 29.98% is amongst the best of the industry. TD-PF-J outperforms 96.00% of its industry peers.
TD-PF-J's Profit Margin has declined in the last couple of years.
TD-PF-J does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-J does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, TD-PF-J has less shares outstanding
The number of shares outstanding for TD-PF-J has been reduced compared to 5 years ago.
TD-PF-J has a worse debt/assets ratio than last year.
2.2 Solvency
TD-PF-J has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-J would need 15.32 years to pay back of all of its debts.
TD-PF-J has a Debt to FCF ratio (15.32) which is comparable to the rest of the industry.
A Debt/Equity ratio of 2.11 is on the high side and indicates that TD-PF-J has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.11, TD-PF-J is in the better half of the industry, outperforming 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.03%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-J shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.13%.
TD-PF-J shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.11% yearly.
TD-PF-J shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.52%.
TD-PF-J shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
The Earnings Per Share is expected to grow by 8.06% on average over the next years. This is quite good.
TD-PF-J is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.10% yearly.
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.29, the valuation of TD-PF-J can be described as very cheap.
TD-PF-J's Price/Earnings is on the same level as the industry average.
TD-PF-J's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.28.
With a Price/Forward Earnings ratio of 2.86, the valuation of TD-PF-J can be described as very cheap.
TD-PF-J's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of TD-PF-J to the average of the S&P500 Index (33.61), we can say TD-PF-J is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.29 | ||
| Fwd PE | 2.86 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, TD-PF-J is valued a bit cheaper than 68.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.57 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-J's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.4
PEG (5Y)1.06
EPS Next 2Y8.02%
EPS Next 3Y8.6%
5. Dividend
5.1 Amount
TD-PF-J has a Yearly Dividend Yield of 3.70%. Purely for dividend investing, there may be better candidates out there.
TD-PF-J's Dividend Yield is comparable with the industry average which is at 4.38.
TD-PF-J's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.7% |
5.2 History
On average, the dividend of TD-PF-J grows each year by 7.39%, which is quite nice.
TD-PF-J has been paying a dividend for over 5 years, so it has already some track record.
TD-PF-J has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.39%
Div Incr Years2
Div Non Decr Years6
5.3 Sustainability
TD-PF-J pays out 37.08% of its income as dividend. This is a sustainable payout ratio.
The dividend of TD-PF-J is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP37.08%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
TORONTO-DOMINION BANK - TD 5.747 PERP
TSX:TD-PF-J (11/7/2025, 7:00:00 PM)
26.06
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.32B
Revenue(TTM)67.80B
Net Income(TTM)20.33B
Analysts78.18
Price Target26.19 (0.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.7% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years2
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)2.23%
PT rev (3m)3.98%
EPS NQ rev (1m)0.05%
EPS NQ rev (3m)2.72%
EPS NY rev (1m)0%
EPS NY rev (3m)5.44%
Revenue NQ rev (1m)0.37%
Revenue NQ rev (3m)-4.42%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.29 | ||
| Fwd PE | 2.86 | ||
| P/S | 0.65 | ||
| P/FCF | 2.57 | ||
| P/OCF | 2.28 | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY30.35%
EPS(NY)9.11
Fwd EY34.97%
FCF(TTM)10.14
FCFY38.9%
OCF(TTM)11.44
OCFY43.91%
SpS39.86
BVpS73.73
TBVpS60.75
PEG (NY)0.4
PEG (5Y)1.06
Graham Number114.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.03%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
TORONTO-DOMINION BANK - TD 5.747 PERP / TD-PF-J.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 5.747 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-J.CA.
What is the valuation status of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) stock?
ChartMill assigns a valuation rating of 6 / 10 to TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for TORONTO-DOMINION BANK - TD 5.747 PERP?
TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) has a profitability rating of 4 / 10.
What is the expected EPS growth for TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) stock?
The Earnings per Share (EPS) of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) is expected to grow by 8.14% in the next year.
How sustainable is the dividend of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) stock?
The dividend rating of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) is 6 / 10 and the dividend payout ratio is 37.08%.