TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TD-PF-J - CA8911606249
26.23 CAD
+0.23 (+0.88%)
TD-PF-J gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. While TD-PF-J is still in line with the averages on profitability rating, there are concerns on its financial health. TD-PF-J has a decent growth rate and is not valued too expensively. TD-PF-J also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year TD-PF-J was profitable.
In the past year TD-PF-J had a positive cash flow from operations.
Each year in the past 5 years TD-PF-J has been profitable.
Of the past 5 years TD-PF-J 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 1.00%, TD-PF-J belongs to the best of the industry, outperforming 96.00% of the companies in the same industry.
TD-PF-J has a Return On Equity of 16.21%. This is amongst the best in the industry. TD-PF-J outperforms 96.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 29.98%, TD-PF-J belongs to the top of the industry, outperforming 96.00% of the companies in the same industry.
In the last couple of years the Profit Margin of TD-PF-J has declined.
TD-PF-J does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-J does not have a ROIC to compare to the WACC, probably because it is not profitable.
TD-PF-J has less shares outstanding than it did 1 year ago.
The number of shares outstanding for TD-PF-J has been reduced compared to 5 years ago.
TD-PF-J has a worse debt/assets ratio than last year.
2.2 Solvency
TD-PF-J has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-J would need 15.32 years to pay back of all of its debts.
The Debt to FCF ratio of TD-PF-J (15.32) is comparable to the rest of the industry.
TD-PF-J has a Debt/Equity ratio of 2.11. This is a high value indicating a heavy dependency on external financing.
TD-PF-J's Debt to Equity ratio of 2.11 is fine compared to the rest of the industry. TD-PF-J outperforms 64.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.01%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for TD-PF-J have decreased by -0.13% in the last year.
Measured over the past 5 years, TD-PF-J shows a small growth in Earnings Per Share. The EPS has been growing by 3.11% on average per year.
Looking at the last year, TD-PF-J shows a very strong growth in Revenue. The Revenue has grown by 23.52%.
TD-PF-J shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
Based on estimates for the next years, TD-PF-J will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.06% on average per year.
The Revenue is expected to grow by 5.10% on average over the next years.
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 3.32 indicates a rather cheap valuation of TD-PF-J.
The rest of the industry has a similar Price/Earnings ratio as TD-PF-J.
TD-PF-J is valuated cheaply when we compare the Price/Earnings ratio to 26.11, which is the current average of the S&P500 Index.
TD-PF-J is valuated cheaply with a Price/Forward Earnings ratio of 2.88.
The rest of the industry has a similar Price/Forward Earnings ratio as TD-PF-J.
TD-PF-J is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.21, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.32 | ||
| Fwd PE | 2.88 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, TD-PF-J is valued a bit cheaper than the industry average as 68.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.41
PEG (5Y)1.07
EPS Next 2Y8.02%
EPS Next 3Y8.6%
5. Dividend
5.1 Amount
TD-PF-J has a Yearly Dividend Yield of 3.59%.
TD-PF-J's Dividend Yield is a higher than the industry average which is at 3.24.
Compared to an average S&P500 Dividend Yield of 2.32, TD-PF-J pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.59% |
5.2 History
On average, the dividend of TD-PF-J grows each year by 7.39%, which is quite nice.
TD-PF-J has been paying a dividend for over 5 years, so it has already some track record.
TD-PF-J has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.39%
Div Incr Years2
Div Non Decr Years6
5.3 Sustainability
37.08% of the earnings are spent on dividend by TD-PF-J. This is a low number and sustainable payout ratio.
The dividend of TD-PF-J is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP37.08%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
TORONTO-DOMINION BANK - TD 5.747 PERP
TSX:TD-PF-J (12/1/2025, 7:00:00 PM)
26.23
+0.23 (+0.88%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.50B
Revenue(TTM)67.80B
Net Income(TTM)20.33B
Analysts78.18
Price Target26.5 (1.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.59% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years2
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)3.46%
PT rev (3m)2.22%
EPS NQ rev (1m)1.03%
EPS NQ rev (3m)2.61%
EPS NY rev (1m)0%
EPS NY rev (3m)2.25%
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)-4.18%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-1.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.32 | ||
| Fwd PE | 2.88 | ||
| P/S | 0.66 | ||
| P/FCF | 2.58 | ||
| P/OCF | 2.29 | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY30.16%
EPS(NY)9.11
Fwd EY34.75%
FCF(TTM)10.16
FCFY38.74%
OCF(TTM)11.47
OCFY43.73%
SpS39.96
BVpS73.92
TBVpS60.91
PEG (NY)0.41
PEG (5Y)1.07
Graham Number114.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.01%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
TORONTO-DOMINION BANK - TD 5.747 PERP / TD-PF-J.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 5.747 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-J.CA.
What is the valuation status of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) stock?
ChartMill assigns a valuation rating of 6 / 10 to TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for TORONTO-DOMINION BANK - TD 5.747 PERP?
TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) has a profitability rating of 4 / 10.
What is the expected EPS growth for TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) stock?
The Earnings per Share (EPS) of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) is expected to grow by 8.14% in the next year.
How sustainable is the dividend of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) stock?
The dividend rating of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) is 7 / 10 and the dividend payout ratio is 37.08%.