TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) Stock Fundamental Analysis
Canada • Toronto Stock Exchange • TSX:TD-PF-J • CA8911606249
26.23 CAD
-0.02 (-0.08%)
Last: Feb 2, 2026, 07:00 PM
Overall TD-PF-J gets a fundamental rating of 4 out of 10. We evaluated TD-PF-J against 24 industry peers in the Banks industry. While TD-PF-J is still in line with the averages on profitability rating, there are concerns on its financial health. TD-PF-J has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year TD-PF-J was profitable.
- TD-PF-J had a negative operating cash flow in the past year.
- Each year in the past 5 years TD-PF-J has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: TD-PF-J reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.95%, TD-PF-J belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
- TD-PF-J has a Return On Equity of 15.63%. This is amongst the best in the industry. TD-PF-J outperforms 91.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROIC | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- TD-PF-J has a Profit Margin of 29.47%. This is amongst the best in the industry. TD-PF-J outperforms 83.33% of its industry peers.
- In the last couple of years the Profit Margin of TD-PF-J has grown nicely.
- TD-PF-J does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- TD-PF-J does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for TD-PF-J has been reduced compared to 1 year ago.
- TD-PF-J has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, TD-PF-J has a worse debt to assets ratio.
2.2 Solvency
- A Debt/Equity ratio of 2.20 is on the high side and indicates that TD-PF-J has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 2.20, TD-PF-J is in line with its industry, outperforming 58.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.32%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- TD-PF-J shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.17%.
- The Earnings Per Share has been growing by 9.32% on average over the past years. This is quite good.
- The Revenue has grown by 18.44% in the past year. This is quite good.
- Measured over the past years, TD-PF-J shows a quite strong growth in Revenue. The Revenue has been growing by 9.20% on average per year.
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
3.2 Future
- TD-PF-J is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.90% yearly.
- The Revenue is expected to grow by 5.07% on average over the next years.
EPS Next Y11.62%
EPS Next 2Y11.51%
EPS Next 3Y8.22%
EPS Next 5Y7.9%
Revenue Next Year5.54%
Revenue Next 2Y4.91%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- TD-PF-J is valuated cheaply with a Price/Earnings ratio of 3.13.
- TD-PF-J's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 28.41, TD-PF-J is valued rather cheaply.
- A Price/Forward Earnings ratio of 2.81 indicates a rather cheap valuation of TD-PF-J.
- The rest of the industry has a similar Price/Forward Earnings ratio as TD-PF-J.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.64, TD-PF-J is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.13 | ||
| Fwd PE | 2.81 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.27
PEG (5Y)0.34
EPS Next 2Y11.51%
EPS Next 3Y8.22%
5. Dividend
5.1 Amount
- TD-PF-J has a Yearly Dividend Yield of 3.30%.
- Compared to an average industry Dividend Yield of 3.09, TD-PF-J pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, TD-PF-J pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
5.2 History
- On average, the dividend of TD-PF-J grows each year by 9.90%, which is quite nice.
- TD-PF-J has been paying a dividend for over 5 years, so it has already some track record.
- TD-PF-J has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.9%
Div Incr Years2
Div Non Decr Years6
5.3 Sustainability
- 38.37% of the earnings are spent on dividend by TD-PF-J. This is a low number and sustainable payout ratio.
- TD-PF-J's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP38.37%
EPS Next 2Y11.51%
EPS Next 3Y8.22%
TORONTO-DOMINION BANK - TD 5.747 PERP
TSX:TD-PF-J (2/2/2026, 7:00:00 PM)
26.23
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)12-04 2025-12-04/bmo
Earnings (Next)02-26 2026-02-26/bmo
Inst Owners58.1%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.50B
Revenue(TTM)67.78B
Net Income(TTM)19.97B
Analysts77.39
Price Target26.46 (0.88%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
Yearly Dividend4.46
Dividend Growth(5Y)9.9%
DP38.37%
Div Incr Years2
Div Non Decr Years6
Ex-Date01-09 2026-01-09 (0.3591875)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.13%
Min EPS beat(2)3.97%
Max EPS beat(2)4.29%
EPS beat(4)4
Avg EPS beat(4)4.18%
Min EPS beat(4)0%
Max EPS beat(4)8.48%
EPS beat(8)6
Avg EPS beat(8)1.81%
EPS beat(12)6
Avg EPS beat(12)-0.65%
EPS beat(16)8
Avg EPS beat(16)-0.29%
Revenue beat(2)1
Avg Revenue beat(2)1.91%
Min Revenue beat(2)-0.3%
Max Revenue beat(2)4.13%
Revenue beat(4)1
Avg Revenue beat(4)0.17%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)4.13%
Revenue beat(8)5
Avg Revenue beat(8)4.26%
Revenue beat(12)7
Avg Revenue beat(12)2.99%
Revenue beat(16)10
Avg Revenue beat(16)3.82%
PT rev (1m)-1.95%
PT rev (3m)1.04%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.94%
EPS NY rev (1m)0.01%
EPS NY rev (3m)3.74%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.13 | ||
| Fwd PE | 2.81 | ||
| P/S | 0.66 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.35 | ||
| P/tB | 0.42 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.37
EY31.91%
EPS(NY)9.34
Fwd EY35.62%
FCF(TTM)-42.32
FCFYN/A
OCF(TTM)-41.05
OCFYN/A
SpS39.95
BVpS75.35
TBVpS62.15
PEG (NY)0.27
PEG (5Y)0.34
Graham Number119.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 99.03% | ||
| Cap/Sales | 3.16% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC16.32%
ROIC/WACCN/A
Cap/Depr(3y)100.98%
Cap/Depr(5y)87.98%
Cap/Sales(3y)3.54%
Cap/Sales(5y)3.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
EPS Next Y11.62%
EPS Next 2Y11.51%
EPS Next 3Y8.22%
EPS Next 5Y7.9%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
Revenue Next Year5.54%
Revenue Next 2Y4.91%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.07%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-226.77%
OCF growth 3YN/A
OCF growth 5YN/A
TORONTO-DOMINION BANK - TD 5.747 PERP / TD-PF-J.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 5.747 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-J.CA.
Can you provide the valuation status for TORONTO-DOMINION BANK - TD 5.747 PERP?
ChartMill assigns a valuation rating of 5 / 10 to TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for TORONTO-DOMINION BANK - TD 5.747 PERP?
TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) has a profitability rating of 4 / 10.
How financially healthy is TORONTO-DOMINION BANK - TD 5.747 PERP?
The financial health rating of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) is 1 / 10.
Is the dividend of TORONTO-DOMINION BANK - TD 5.747 PERP sustainable?
The dividend rating of TORONTO-DOMINION BANK - TD 5.747 PERP (TD-PF-J.CA) is 6 / 10 and the dividend payout ratio is 38.37%.