TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) Stock Fundamental Analysis
TSX:TD-PF-I - CA8911606405
26.2 CAD
+0.02 (+0.08%)
Taking everything into account, TD-PF-I scores 4 out of 10 in our fundamental rating. TD-PF-I was compared to 26 industry peers in the Banks industry. There are concerns on the financial health of TD-PF-I while its profitability can be described as average. TD-PF-I is not valued too expensively and it also shows a decent growth rate. TD-PF-I also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
TD-PF-I had positive earnings in the past year.
In the past year TD-PF-I had a positive cash flow from operations.
TD-PF-I had positive earnings in each of the past 5 years.
TD-PF-I had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
TD-PF-I has a Return On Assets of 1.00%. This is amongst the best in the industry. TD-PF-I outperforms 88.46% of its industry peers.
The Return On Equity of TD-PF-I (16.21%) is better than 88.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TD-PF-I has a better Profit Margin (29.98%) than 88.46% of its industry peers.
TD-PF-I's Profit Margin has declined in the last couple of years.
TD-PF-I does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, TD-PF-I has less shares outstanding
TD-PF-I has less shares outstanding than it did 5 years ago.
The debt/assets ratio for TD-PF-I is higher compared to a year ago.
2.2 Solvency
TD-PF-I has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-I would need 15.32 years to pay back of all of its debts.
With a Debt to FCF ratio value of 15.32, TD-PF-I perfoms like the industry average, outperforming 46.15% of the companies in the same industry.
TD-PF-I has a Debt/Equity ratio of 2.11. This is a high value indicating a heavy dependency on external financing.
TD-PF-I's Debt to Equity ratio of 2.11 is in line compared to the rest of the industry. TD-PF-I outperforms 57.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.06%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for TD-PF-I have decreased by -0.13% in the last year.
The Earnings Per Share has been growing slightly by 3.11% on average over the past years.
The Revenue has grown by 23.52% in the past year. This is a very strong growth!
The Revenue has been growing slightly by 6.86% on average over the past years.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
The Earnings Per Share is expected to grow by 8.06% on average over the next years. This is quite good.
The Revenue is expected to grow by 4.53% on average over the next years.
EPS Next Y5.77%
EPS Next 2Y6.77%
EPS Next 3Y6.79%
EPS Next 5Y8.06%
Revenue Next Year9.06%
Revenue Next 2Y6.43%
Revenue Next 3Y4.75%
Revenue Next 5Y4.53%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.31, the valuation of TD-PF-I can be described as very cheap.
TD-PF-I's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of TD-PF-I to the average of the S&P500 Index (27.03), we can say TD-PF-I is valued rather cheaply.
The Price/Forward Earnings ratio is 2.94, which indicates a rather cheap valuation of TD-PF-I.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TD-PF-I is on the same level as its industry peers.
TD-PF-I's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.54.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.31 | ||
| Fwd PE | 2.94 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, TD-PF-I is valued a bit cheaper than 61.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.61 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)1.06
EPS Next 2Y6.77%
EPS Next 3Y6.79%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.06%, TD-PF-I is a good candidate for dividend investing.
TD-PF-I's Dividend Yield is a higher than the industry average which is at 3.58.
Compared to an average S&P500 Dividend Yield of 2.45, TD-PF-I pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.06% |
5.2 History
On average, the dividend of TD-PF-I grows each year by 7.39%, which is quite nice.
TD-PF-I has been paying a dividend for over 5 years, so it has already some track record.
TD-PF-I has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
37.08% of the earnings are spent on dividend by TD-PF-I. This is a low number and sustainable payout ratio.
TD-PF-I's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP37.08%
EPS Next 2Y6.77%
EPS Next 3Y6.79%
TORONTO-DOMINION BANK - TD 6.301 PERP
TSX:TD-PF-I (9/10/2025, 7:00:00 PM)
26.2
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.8%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.94B
Analysts77.27
Price Target26.79 (2.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.06% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years0
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)4.56%
PT rev (3m)0.97%
EPS NQ rev (1m)2.42%
EPS NQ rev (3m)3.3%
EPS NY rev (1m)3.12%
EPS NY rev (3m)3.12%
Revenue NQ rev (1m)-0.1%
Revenue NQ rev (3m)2.15%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)1.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.31 | ||
| Fwd PE | 2.94 | ||
| P/S | 0.66 | ||
| P/FCF | 2.61 | ||
| P/OCF | 2.31 | ||
| P/B | 0.36 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY30.19%
EPS(NY)8.9
Fwd EY33.98%
FCF(TTM)10.05
FCFY38.36%
OCF(TTM)11.35
OCFY43.31%
SpS39.53
BVpS73.11
TBVpS60.24
PEG (NY)0.57
PEG (5Y)1.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.06%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y5.77%
EPS Next 2Y6.77%
EPS Next 3Y6.79%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year9.06%
Revenue Next 2Y6.43%
Revenue Next 3Y4.75%
Revenue Next 5Y4.53%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%