TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TD-PF-I - CA8911606405
26.72 CAD
-0.04 (-0.15%)
Taking everything into account, TD-PF-I scores 4 out of 10 in our fundamental rating. TD-PF-I was compared to 23 industry peers in the Banks industry. While TD-PF-I is still in line with the averages on profitability rating, there are concerns on its financial health. TD-PF-I has a correct valuation and a medium growth rate. TD-PF-I also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year TD-PF-I was profitable.
TD-PF-I had a negative operating cash flow in the past year.
TD-PF-I had positive earnings in each of the past 5 years.
In multiple years TD-PF-I reported negative operating cash flow during the last 5 years.
1.2 Ratios
TD-PF-I's Return On Assets of 0.95% is amongst the best of the industry. TD-PF-I outperforms 91.30% of its industry peers.
TD-PF-I's Return On Equity of 15.63% is amongst the best of the industry. TD-PF-I outperforms 91.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROIC | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of TD-PF-I (29.47%) is better than 82.61% of its industry peers.
In the last couple of years the Profit Margin of TD-PF-I has grown nicely.
The Operating Margin and Gross Margin are not available for TD-PF-I so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for TD-PF-I has been reduced compared to 1 year ago.
The number of shares outstanding for TD-PF-I has been reduced compared to 5 years ago.
The debt/assets ratio for TD-PF-I is higher compared to a year ago.
2.2 Solvency
A Debt/Equity ratio of 2.20 is on the high side and indicates that TD-PF-I has dependencies on debt financing.
TD-PF-I's Debt to Equity ratio of 2.20 is in line compared to the rest of the industry. TD-PF-I outperforms 56.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.28%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-I shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.17%.
Measured over the past years, TD-PF-I shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.32% on average per year.
TD-PF-I shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.44%.
The Revenue has been growing by 9.20% on average over the past years. This is quite good.
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
3.2 Future
Based on estimates for the next years, TD-PF-I will show a small growth in Earnings Per Share. The EPS will grow by 7.90% on average per year.
Based on estimates for the next years, TD-PF-I will show a small growth in Revenue. The Revenue will grow by 5.07% on average per year.
EPS Next Y9.59%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
EPS Next 5Y7.9%
Revenue Next Year4.11%
Revenue Next 2Y4.37%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 3.19, the valuation of TD-PF-I can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of TD-PF-I is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.57, TD-PF-I is valued rather cheaply.
TD-PF-I is valuated cheaply with a Price/Forward Earnings ratio of 2.91.
The rest of the industry has a similar Price/Forward Earnings ratio as TD-PF-I.
TD-PF-I's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.19 | ||
| Fwd PE | 2.91 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.33
PEG (5Y)0.34
EPS Next 2Y9.88%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.32%, TD-PF-I has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.01, TD-PF-I pays a bit more dividend than its industry peers.
TD-PF-I's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
5.2 History
The dividend of TD-PF-I is nicely growing with an annual growth rate of 9.90%!
TD-PF-I has been paying a dividend for at least 10 years, so it has a reliable track record.
TD-PF-I has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.9%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
TD-PF-I pays out 38.37% of its income as dividend. This is a sustainable payout ratio.
The dividend of TD-PF-I is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP38.37%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
TORONTO-DOMINION BANK - TD 6.301 PERP
TSX:TD-PF-I (12/23/2025, 7:00:00 PM)
26.72
-0.04 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap45.33B
Revenue(TTM)67.78B
Net Income(TTM)19.97B
Analysts75.65
Price Target26.77 (0.19%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
Yearly Dividend4.46
Dividend Growth(5Y)9.9%
DP38.37%
Div Incr Years0
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.13%
Min EPS beat(2)3.97%
Max EPS beat(2)4.29%
EPS beat(4)4
Avg EPS beat(4)4.18%
Min EPS beat(4)0%
Max EPS beat(4)8.48%
EPS beat(8)6
Avg EPS beat(8)1.81%
EPS beat(12)6
Avg EPS beat(12)-0.65%
EPS beat(16)8
Avg EPS beat(16)-0.29%
Revenue beat(2)1
Avg Revenue beat(2)1.91%
Min Revenue beat(2)-0.3%
Max Revenue beat(2)4.13%
Revenue beat(4)1
Avg Revenue beat(4)0.17%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)4.13%
Revenue beat(8)5
Avg Revenue beat(8)4.26%
Revenue beat(12)7
Avg Revenue beat(12)2.99%
Revenue beat(16)10
Avg Revenue beat(16)3.82%
PT rev (1m)-0.52%
PT rev (3m)2.41%
EPS NQ rev (1m)1.41%
EPS NQ rev (3m)2.24%
EPS NY rev (1m)0.65%
EPS NY rev (3m)3.03%
Revenue NQ rev (1m)1.48%
Revenue NQ rev (3m)2.39%
Revenue NY rev (1m)-1.94%
Revenue NY rev (3m)-1.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.19 | ||
| Fwd PE | 2.91 | ||
| P/S | 0.67 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.37
EY31.32%
EPS(NY)9.17
Fwd EY34.33%
FCF(TTM)-42.32
FCFYN/A
OCF(TTM)-41.05
OCFYN/A
SpS39.95
BVpS75.35
TBVpS62.15
PEG (NY)0.33
PEG (5Y)0.34
Graham Number119.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 99.03% | ||
| Cap/Sales | 3.16% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC16.28%
ROIC/WACCN/A
Cap/Depr(3y)100.98%
Cap/Depr(5y)87.98%
Cap/Sales(3y)3.54%
Cap/Sales(5y)3.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
EPS Next Y9.59%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
EPS Next 5Y7.9%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
Revenue Next Year4.11%
Revenue Next 2Y4.37%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.07%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-226.77%
OCF growth 3YN/A
OCF growth 5YN/A
TORONTO-DOMINION BANK - TD 6.301 PERP / TD-PF-I.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 6.301 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-I.CA.
Can you provide the valuation status for TORONTO-DOMINION BANK - TD 6.301 PERP?
ChartMill assigns a valuation rating of 5 / 10 to TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA). This can be considered as Fairly Valued.
How profitable is TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) stock?
TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) has a profitability rating of 4 / 10.
What is the valuation of TORONTO-DOMINION BANK - TD 6.301 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) is 3.19 and the Price/Book (PB) ratio is 0.35.
Can you provide the dividend sustainability for TD-PF-I stock?
The dividend rating of TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) is 7 / 10 and the dividend payout ratio is 38.37%.