TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) Stock Fundamental Analysis
Canada - TSX:TD-PF-I - CA8911606405
26.06 CAD
-0.32 (-1.21%)
Taking everything into account, TD-PF-I scores 4 out of 10 in our fundamental rating. TD-PF-I was compared to 26 industry peers in the Banks industry. There are concerns on the financial health of TD-PF-I while its profitability can be described as average. TD-PF-I has a correct valuation and a medium growth rate. Finally TD-PF-I also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
TD-PF-I had positive earnings in the past year.
TD-PF-I had a positive operating cash flow in the past year.
TD-PF-I had positive earnings in each of the past 5 years.
Of the past 5 years TD-PF-I 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 1.00%, TD-PF-I belongs to the best of the industry, outperforming 88.46% of the companies in the same industry.
With an excellent Return On Equity value of 16.21%, TD-PF-I belongs to the best of the industry, outperforming 88.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 29.98%, TD-PF-I belongs to the top of the industry, outperforming 88.46% of the companies in the same industry.
In the last couple of years the Profit Margin of TD-PF-I has declined.
The Operating Margin and Gross Margin are not available for TD-PF-I so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for TD-PF-I has been reduced compared to 1 year ago.
TD-PF-I has less shares outstanding than it did 5 years ago.
TD-PF-I has a worse debt/assets ratio than last year.
2.2 Solvency
TD-PF-I has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-I would need 15.32 years to pay back of all of its debts.
TD-PF-I has a Debt to FCF ratio (15.32) which is comparable to the rest of the industry.
TD-PF-I has a Debt/Equity ratio of 2.11. This is a high value indicating a heavy dependency on external financing.
TD-PF-I has a Debt to Equity ratio (2.11) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.06%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for TD-PF-I have decreased by -0.13% in the last year.
Measured over the past 5 years, TD-PF-I shows a small growth in Earnings Per Share. The EPS has been growing by 3.11% on average per year.
Looking at the last year, TD-PF-I shows a very strong growth in Revenue. The Revenue has grown by 23.52%.
Measured over the past years, TD-PF-I shows a small growth in Revenue. The Revenue has been growing by 6.86% on average per year.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
Based on estimates for the next years, TD-PF-I will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.06% on average per year.
TD-PF-I is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.95% yearly.
EPS Next Y8.14%
EPS Next 2Y7.38%
EPS Next 3Y7.63%
EPS Next 5Y8.06%
Revenue Next Year7.28%
Revenue Next 2Y5.68%
Revenue Next 3Y4.08%
Revenue Next 5Y4.95%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.29, the valuation of TD-PF-I can be described as very cheap.
The rest of the industry has a similar Price/Earnings ratio as TD-PF-I.
When comparing the Price/Earnings ratio of TD-PF-I to the average of the S&P500 Index (27.35), we can say TD-PF-I is valued rather cheaply.
TD-PF-I is valuated cheaply with a Price/Forward Earnings ratio of 2.89.
TD-PF-I's Price/Forward Earnings ratio is in line with the industry average.
TD-PF-I is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.29 | ||
| Fwd PE | 2.89 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TD-PF-I indicates a somewhat cheap valuation: TD-PF-I is cheaper than 61.54% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.57 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.4
PEG (5Y)1.06
EPS Next 2Y7.38%
EPS Next 3Y7.63%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.75%, TD-PF-I has a reasonable but not impressive dividend return.
TD-PF-I's Dividend Yield is a higher than the industry average which is at 3.45.
TD-PF-I's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
5.2 History
The dividend of TD-PF-I is nicely growing with an annual growth rate of 7.39%!
TD-PF-I has been paying a dividend for over 5 years, so it has already some track record.
As TD-PF-I did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
TD-PF-I pays out 37.08% of its income as dividend. This is a sustainable payout ratio.
The dividend of TD-PF-I is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP37.08%
EPS Next 2Y7.38%
EPS Next 3Y7.63%
TORONTO-DOMINION BANK - TD 6.301 PERP
TSX:TD-PF-I (10/10/2025, 7:00:00 PM)
26.06
-0.32 (-1.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.32B
Analysts77.27
Price Target25.88 (-0.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years0
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)-3.39%
PT rev (3m)-2.29%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.67%
EPS NY rev (1m)2.25%
EPS NY rev (3m)5.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.77%
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)-0.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.29 | ||
| Fwd PE | 2.89 | ||
| P/S | 0.65 | ||
| P/FCF | 2.57 | ||
| P/OCF | 2.28 | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY30.35%
EPS(NY)9.01
Fwd EY34.56%
FCF(TTM)10.14
FCFY38.9%
OCF(TTM)11.44
OCFY43.91%
SpS39.86
BVpS73.73
TBVpS60.75
PEG (NY)0.4
PEG (5Y)1.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.06%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y8.14%
EPS Next 2Y7.38%
EPS Next 3Y7.63%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.28%
Revenue Next 2Y5.68%
Revenue Next 3Y4.08%
Revenue Next 5Y4.95%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%