TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TD-PF-I - CA8911606405
26.73 CAD
-0.03 (-0.11%)
Taking everything into account, TD-PF-I scores 4 out of 10 in our fundamental rating. TD-PF-I was compared to 25 industry peers in the Banks industry. There are concerns on the financial health of TD-PF-I while its profitability can be described as average. TD-PF-I has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
TD-PF-I had positive earnings in the past year.
In the past year TD-PF-I has reported a negative cash flow from operations.
TD-PF-I had positive earnings in each of the past 5 years.
In multiple years TD-PF-I reported negative operating cash flow during the last 5 years.
1.2 Ratios
With an excellent Return On Assets value of 0.95%, TD-PF-I belongs to the best of the industry, outperforming 92.00% of the companies in the same industry.
The Return On Equity of TD-PF-I (15.63%) is better than 92.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROIC | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 29.47%, TD-PF-I is in the better half of the industry, outperforming 72.00% of the companies in the same industry.
In the last couple of years the Profit Margin of TD-PF-I has grown nicely.
TD-PF-I does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, TD-PF-I has less shares outstanding
Compared to 5 years ago, TD-PF-I has less shares outstanding
TD-PF-I has a worse debt/assets ratio than last year.
2.2 Solvency
A Debt/Equity ratio of 2.20 is on the high side and indicates that TD-PF-I has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.20, TD-PF-I is in line with its industry, outperforming 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.17% over the past year.
TD-PF-I shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.32% yearly.
Looking at the last year, TD-PF-I shows a quite strong growth in Revenue. The Revenue has grown by 18.44% in the last year.
Measured over the past years, TD-PF-I shows a quite strong growth in Revenue. The Revenue has been growing by 9.20% on average per year.
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
3.2 Future
Based on estimates for the next years, TD-PF-I will show a small growth in Earnings Per Share. The EPS will grow by 7.90% on average per year.
Based on estimates for the next years, TD-PF-I will show a small growth in Revenue. The Revenue will grow by 5.07% on average per year.
EPS Next Y9.59%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
EPS Next 5Y7.9%
Revenue Next Year4.11%
Revenue Next 2Y4.37%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 3.19 indicates a rather cheap valuation of TD-PF-I.
Compared to the rest of the industry, the Price/Earnings ratio of TD-PF-I is on the same level as its industry peers.
TD-PF-I is valuated cheaply when we compare the Price/Earnings ratio to 26.46, which is the current average of the S&P500 Index.
TD-PF-I is valuated cheaply with a Price/Forward Earnings ratio of 2.91.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TD-PF-I is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of TD-PF-I to the average of the S&P500 Index (36.10), we can say TD-PF-I is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.19 | ||
| Fwd PE | 2.91 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.33
PEG (5Y)0.34
EPS Next 2Y9.88%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
TD-PF-I has a Yearly Dividend Yield of 3.52%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.21, TD-PF-I pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, TD-PF-I pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.52% |
5.2 History
On average, the dividend of TD-PF-I grows each year by 9.90%, which is quite nice.
TD-PF-I has been paying a dividend for over 5 years, so it has already some track record.
As TD-PF-I did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.9%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
38.37% of the earnings are spent on dividend by TD-PF-I. This is a low number and sustainable payout ratio.
TD-PF-I's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP38.37%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
TORONTO-DOMINION BANK - TD 6.301 PERP
TSX:TD-PF-I (12/5/2025, 7:00:00 PM)
26.73
-0.03 (-0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap45.35B
Revenue(TTM)67.78B
Net Income(TTM)19.97B
Analysts75.65
Price Target26.77 (0.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.52% |
Yearly Dividend4.46
Dividend Growth(5Y)9.9%
DP38.37%
Div Incr Years0
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.13%
Min EPS beat(2)3.97%
Max EPS beat(2)4.29%
EPS beat(4)4
Avg EPS beat(4)4.18%
Min EPS beat(4)0%
Max EPS beat(4)8.48%
EPS beat(8)6
Avg EPS beat(8)1.81%
EPS beat(12)6
Avg EPS beat(12)-0.65%
EPS beat(16)8
Avg EPS beat(16)-0.29%
Revenue beat(2)1
Avg Revenue beat(2)1.91%
Min Revenue beat(2)-0.3%
Max Revenue beat(2)4.13%
Revenue beat(4)1
Avg Revenue beat(4)0.17%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)4.13%
Revenue beat(8)5
Avg Revenue beat(8)4.26%
Revenue beat(12)7
Avg Revenue beat(12)2.99%
Revenue beat(16)10
Avg Revenue beat(16)3.82%
PT rev (1m)1.13%
PT rev (3m)-0.09%
EPS NQ rev (1m)-0.09%
EPS NQ rev (3m)0.82%
EPS NY rev (1m)0.65%
EPS NY rev (3m)3.03%
Revenue NQ rev (1m)0.72%
Revenue NQ rev (3m)-2.87%
Revenue NY rev (1m)-1.94%
Revenue NY rev (3m)-3.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.19 | ||
| Fwd PE | 2.91 | ||
| P/S | 0.67 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.37
EY31.31%
EPS(NY)9.17
Fwd EY34.32%
FCF(TTM)-42.32
FCFYN/A
OCF(TTM)-41.05
OCFYN/A
SpS39.95
BVpS75.35
TBVpS62.15
PEG (NY)0.33
PEG (5Y)0.34
Graham Number119.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 99.03% | ||
| Cap/Sales | 3.16% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC18%
ROIC/WACCN/A
Cap/Depr(3y)100.98%
Cap/Depr(5y)87.98%
Cap/Sales(3y)3.54%
Cap/Sales(5y)3.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
EPS Next Y9.59%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
EPS Next 5Y7.9%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
Revenue Next Year4.11%
Revenue Next 2Y4.37%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.07%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-226.77%
OCF growth 3YN/A
OCF growth 5YN/A
TORONTO-DOMINION BANK - TD 6.301 PERP / TD-PF-I.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 6.301 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-I.CA.
Can you provide the valuation status for TORONTO-DOMINION BANK - TD 6.301 PERP?
ChartMill assigns a valuation rating of 6 / 10 to TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA). This can be considered as Fairly Valued.
How profitable is TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) stock?
TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) has a profitability rating of 4 / 10.
What is the valuation of TORONTO-DOMINION BANK - TD 6.301 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) is 3.19 and the Price/Book (PB) ratio is 0.35.
Can you provide the dividend sustainability for TD-PF-I stock?
The dividend rating of TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) is 7 / 10 and the dividend payout ratio is 38.37%.