TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) Stock Fundamental Analysis
TSX:TD-PF-I - Toronto Stock Exchange - CA8911606405 - Currency: CAD
Overall TD-PF-I gets a fundamental rating of 3 out of 10. We evaluated TD-PF-I against 30 industry peers in the Banks industry. TD-PF-I has a bad profitability rating. Also its financial health evaluation is rather negative. TD-PF-I has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
TD-PF-I had positive earnings in the past year.
In the past year TD-PF-I had a positive cash flow from operations.
TD-PF-I had positive earnings in each of the past 5 years.
TD-PF-I had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of TD-PF-I (0.40%) is worse than 86.67% of its industry peers.
TD-PF-I's Return On Equity of 6.95% is on the low side compared to the rest of the industry. TD-PF-I is outperformed by 76.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 6.95% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TD-PF-I's Profit Margin of 14.37% is on the low side compared to the rest of the industry. TD-PF-I is outperformed by 86.67% of its industry peers.
In the last couple of years the Profit Margin of TD-PF-I has declined.
The Operating Margin and Gross Margin are not available for TD-PF-I so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 14.37% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
TD-PF-I has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, TD-PF-I has less shares outstanding
The debt/assets ratio for TD-PF-I is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of TD-PF-I is 11.47, which is on the high side as it means it would take TD-PF-I, 11.47 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of TD-PF-I (11.47) is comparable to the rest of the industry.
TD-PF-I has a Debt/Equity ratio of 2.17. This is a high value indicating a heavy dependency on external financing.
TD-PF-I has a Debt to Equity ratio (2.17) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.17 | ||
| Debt/FCF | 11.47 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-I shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.27%.
Measured over the past 5 years, TD-PF-I shows a small growth in Earnings Per Share. The EPS has been growing by 3.11% on average per year.
TD-PF-I shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.89%.
TD-PF-I shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-1.27%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%-3.43%
Revenue 1Y (TTM)12.89%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%1.03%
3.2 Future
Based on estimates for the next years, TD-PF-I will show a small growth in Earnings Per Share. The EPS will grow by 6.17% on average per year.
Based on estimates for the next years, TD-PF-I will show a small growth in Revenue. The Revenue will grow by 4.13% on average per year.
EPS Next Y2.56%
EPS Next 2Y6.22%
EPS Next 3Y6.17%
EPS Next 5YN/A
Revenue Next Year7.64%
Revenue Next 2Y5.76%
Revenue Next 3Y4.88%
Revenue Next 5Y4.13%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 3.29, which indicates a rather cheap valuation of TD-PF-I.
TD-PF-I's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of TD-PF-I to the average of the S&P500 Index (25.82), we can say TD-PF-I is valued rather cheaply.
A Price/Forward Earnings ratio of 2.90 indicates a rather cheap valuation of TD-PF-I.
The rest of the industry has a similar Price/Forward Earnings ratio as TD-PF-I.
The average S&P500 Price/Forward Earnings ratio is at 21.76. TD-PF-I is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.29 | ||
| Fwd PE | 2.9 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as TD-PF-I.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.97 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-I's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.29
PEG (5Y)1.06
EPS Next 2Y6.22%
EPS Next 3Y6.17%
5. Dividend
5.1 Amount
TD-PF-I has a Yearly Dividend Yield of 4.61%, which is a nice return.
TD-PF-I's Dividend Yield is a higher than the industry average which is at 4.20.
TD-PF-I's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.61% |
5.2 History
The dividend of TD-PF-I is nicely growing with an annual growth rate of 7.39%!
TD-PF-I has been paying a dividend for over 5 years, so it has already some track record.
TD-PF-I has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.39%
Div Incr Years1
Div Non Decr Years7
5.3 Sustainability
TD-PF-I pays out 87.13% of its income as dividend. This is not a sustainable payout ratio.
TD-PF-I's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP87.13%
EPS Next 2Y6.22%
EPS Next 3Y6.17%
TORONTO-DOMINION BANK - TD 6.301 PERP
TSX:TD-PF-I (5/23/2025, 7:00:00 PM)
25.56
+0.1 (+0.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners55.01%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.37B
Analysts76.52
Price Target26.44 (3.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.61% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP87.13%
Div Incr Years1
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.04%
Min EPS beat(2)-8.09%
Max EPS beat(2)0%
EPS beat(4)2
Avg EPS beat(4)-1.2%
Min EPS beat(4)-8.09%
Max EPS beat(4)6.92%
EPS beat(8)3
Avg EPS beat(8)-2.87%
EPS beat(12)5
Avg EPS beat(12)-1.7%
EPS beat(16)7
Avg EPS beat(16)-0.38%
Revenue beat(2)1
Avg Revenue beat(2)7.25%
Min Revenue beat(2)-1.12%
Max Revenue beat(2)15.62%
Revenue beat(4)3
Avg Revenue beat(4)6.6%
Min Revenue beat(4)-1.12%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.8%
Revenue beat(12)8
Avg Revenue beat(12)4.87%
Revenue beat(16)11
Avg Revenue beat(16)3.73%
PT rev (1m)-4.1%
PT rev (3m)-2.25%
EPS NQ rev (1m)-1.93%
EPS NQ rev (3m)-6.62%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.53%
Revenue NQ rev (1m)-1.1%
Revenue NQ rev (3m)-0.91%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)1.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.29 | ||
| Fwd PE | 2.9 | ||
| P/S | 0.77 | ||
| P/FCF | 1.97 | ||
| P/OCF | 1.79 | ||
| P/B | 0.37 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.76
EY30.36%
EPS(NY)8.81
Fwd EY34.47%
FCF(TTM)13
FCFY50.86%
OCF(TTM)14.27
OCFY55.83%
SpS33.16
BVpS68.56
TBVpS55.45
PEG (NY)1.29
PEG (5Y)1.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 6.95% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 14.37% | ||
| GM | N/A | ||
| FCFM | 39.21% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.17 | ||
| Debt/FCF | 11.47 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 106.94% | ||
| Cap/Sales | 3.83% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 272.78% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC18%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.27%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%-3.43%
EPS Next Y2.56%
EPS Next 2Y6.22%
EPS Next 3Y6.17%
EPS Next 5YN/A
Revenue 1Y (TTM)12.89%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%1.03%
Revenue Next Year7.64%
Revenue Next 2Y5.76%
Revenue Next 3Y4.88%
Revenue Next 5Y4.13%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y64.29%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y62.32%
OCF growth 3Y3.1%
OCF growth 5Y189.32%