TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) Stock Fundamental Analysis
Canada - TSX:TD-PF-I - CA8911606405
26.13 CAD
+0.03 (+0.11%)
TD-PF-I gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. There are concerns on the financial health of TD-PF-I while its profitability can be described as average. TD-PF-I is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year TD-PF-I was profitable.
TD-PF-I had a positive operating cash flow in the past year.
In the past 5 years TD-PF-I has always been profitable.
TD-PF-I had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
TD-PF-I's Return On Assets of 1.00% is amongst the best of the industry. TD-PF-I outperforms 92.00% of its industry peers.
TD-PF-I's Return On Equity of 16.21% is amongst the best of the industry. TD-PF-I outperforms 92.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TD-PF-I's Profit Margin of 29.98% is amongst the best of the industry. TD-PF-I outperforms 92.00% of its industry peers.
TD-PF-I's Profit Margin has declined in the last couple of years.
TD-PF-I does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-I does not have a ROIC to compare to the WACC, probably because it is not profitable.
TD-PF-I has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, TD-PF-I has less shares outstanding
The debt/assets ratio for TD-PF-I is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of TD-PF-I is 15.32, which is on the high side as it means it would take TD-PF-I, 15.32 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 15.32, TD-PF-I is in line with its industry, outperforming 48.00% of the companies in the same industry.
TD-PF-I has a Debt/Equity ratio of 2.11. This is a high value indicating a heavy dependency on external financing.
TD-PF-I has a Debt to Equity ratio of 2.11. This is comparable to the rest of the industry: TD-PF-I outperforms 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.02%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for TD-PF-I have decreased by -0.13% in the last year.
Measured over the past 5 years, TD-PF-I shows a small growth in Earnings Per Share. The EPS has been growing by 3.11% on average per year.
Looking at the last year, TD-PF-I shows a very strong growth in Revenue. The Revenue has grown by 23.52%.
TD-PF-I shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
TD-PF-I is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.06% yearly.
Based on estimates for the next years, TD-PF-I will show a small growth in Revenue. The Revenue will grow by 5.10% on average per year.
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
TD-PF-I is valuated cheaply with a Price/Earnings ratio of 3.30.
TD-PF-I's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.89, TD-PF-I is valued rather cheaply.
TD-PF-I is valuated cheaply with a Price/Forward Earnings ratio of 2.87.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TD-PF-I is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, TD-PF-I is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.3 | ||
| Fwd PE | 2.87 |
4.2 Price Multiples
TD-PF-I's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TD-PF-I is cheaper than 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-I's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.41
PEG (5Y)1.06
EPS Next 2Y8.02%
EPS Next 3Y8.6%
5. Dividend
5.1 Amount
TD-PF-I has a Yearly Dividend Yield of 3.68%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.42, TD-PF-I has a dividend in line with its industry peers.
TD-PF-I's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.68% |
5.2 History
The dividend of TD-PF-I is nicely growing with an annual growth rate of 7.39%!
TD-PF-I has been paying a dividend for over 5 years, so it has already some track record.
As TD-PF-I did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
TD-PF-I pays out 37.08% of its income as dividend. This is a sustainable payout ratio.
The dividend of TD-PF-I is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP37.08%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
TORONTO-DOMINION BANK - TD 6.301 PERP
TSX:TD-PF-I (11/14/2025, 7:00:00 PM)
26.13
+0.03 (+0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap44.44B
Revenue(TTM)67.80B
Net Income(TTM)20.33B
Analysts78.18
Price Target26.91 (2.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.68% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years0
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)2.27%
PT rev (3m)2.15%
EPS NQ rev (1m)0.05%
EPS NQ rev (3m)2.72%
EPS NY rev (1m)0%
EPS NY rev (3m)5.44%
Revenue NQ rev (1m)0.37%
Revenue NQ rev (3m)-4.42%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.3 | ||
| Fwd PE | 2.87 | ||
| P/S | 0.66 | ||
| P/FCF | 2.58 | ||
| P/OCF | 2.28 | ||
| P/B | 0.35 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY30.27%
EPS(NY)9.11
Fwd EY34.88%
FCF(TTM)10.14
FCFY38.79%
OCF(TTM)11.44
OCFY43.79%
SpS39.86
BVpS73.73
TBVpS60.75
PEG (NY)0.41
PEG (5Y)1.06
Graham Number114.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.02%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
TORONTO-DOMINION BANK - TD 6.301 PERP / TD-PF-I.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 6.301 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-I.CA.
Can you provide the valuation status for TORONTO-DOMINION BANK - TD 6.301 PERP?
ChartMill assigns a valuation rating of 6 / 10 to TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA). This can be considered as Fairly Valued.
How profitable is TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) stock?
TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) has a profitability rating of 4 / 10.
What is the valuation of TORONTO-DOMINION BANK - TD 6.301 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) is 3.3 and the Price/Book (PB) ratio is 0.35.
Can you provide the dividend sustainability for TD-PF-I stock?
The dividend rating of TORONTO-DOMINION BANK - TD 6.301 PERP (TD-PF-I.CA) is 6 / 10 and the dividend payout ratio is 37.08%.