TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TD-PF-D - CA8911456330
25 CAD
+0.01 (+0.04%)
TD-PF-D gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 24 industry peers in the Banks industry. TD-PF-D has a bad profitability rating. Also its financial health evaluation is rather negative. TD-PF-D is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- TD-PF-D had positive earnings in the past year.
- In the past year TD-PF-D had a positive cash flow from operations.
- Each year in the past 5 years TD-PF-D has been profitable.
- TD-PF-D had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 0.82%, TD-PF-D belongs to the best of the industry, outperforming 96.55% of the companies in the same industry.
- TD-PF-D's Return On Equity of 13.35% is fine compared to the rest of the industry. TD-PF-D outperforms 79.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.82% | ||
| ROE | 13.35% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 25.24%, TD-PF-D is in line with its industry, outperforming 44.83% of the companies in the same industry.
- In the last couple of years the Profit Margin of TD-PF-D has declined.
- The Operating Margin and Gross Margin are not available for TD-PF-D so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.24% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- TD-PF-D does not have a ROIC to compare to the WACC, probably because it is not profitable.
- TD-PF-D has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for TD-PF-D has been reduced compared to 5 years ago.
- The debt/assets ratio for TD-PF-D is higher compared to a year ago.
2.2 Solvency
- TD-PF-D has a debt to FCF ratio of 8.50. This is a slightly negative value and a sign of low solvency as TD-PF-D would need 8.50 years to pay back of all of its debts.
- The Debt to FCF ratio of TD-PF-D (8.50) is comparable to the rest of the industry.
- A Debt/Equity ratio of 1.95 is on the high side and indicates that TD-PF-D has dependencies on debt financing.
- TD-PF-D's Debt to Equity ratio of 1.95 is fine compared to the rest of the industry. TD-PF-D outperforms 68.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.95 | ||
| Debt/FCF | 8.5 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.05%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for TD-PF-D have decreased by -1.27% in the last year.
- Measured over the past 5 years, TD-PF-D shows a small growth in Earnings Per Share. The EPS has been growing by 3.11% on average per year.
- The Revenue has grown by 24.34% in the past year. This is a very strong growth!
- TD-PF-D shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-1.27%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%-3.43%
Revenue 1Y (TTM)24.34%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%1.03%
3.2 Future
- TD-PF-D is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.17% yearly.
- The Revenue is expected to grow by 4.34% on average over the next years.
EPS Next Y2.56%
EPS Next 2Y6.22%
EPS Next 3Y6.17%
EPS Next 5YN/A
Revenue Next Year9.16%
Revenue Next 2Y6.45%
Revenue Next 3Y4.89%
Revenue Next 5Y4.34%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 3.22, the valuation of TD-PF-D can be described as very cheap.
- TD-PF-D's Price/Earnings ratio is in line with the industry average.
- TD-PF-D is valuated cheaply when we compare the Price/Earnings ratio to 27.47, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 2.84, the valuation of TD-PF-D can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of TD-PF-D is on the same level as its industry peers.
- TD-PF-D is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.22 | ||
| Fwd PE | 2.84 |
4.2 Price Multiples
- TD-PF-D's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TD-PF-D is cheaper than 62.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- TD-PF-D's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.26
PEG (5Y)1.03
EPS Next 2Y6.22%
EPS Next 3Y6.17%
5. Dividend
5.1 Amount
- TD-PF-D has a Yearly Dividend Yield of 4.16%, which is a nice return.
- Compared to an average industry Dividend Yield of 3.64, TD-PF-D has a dividend in line with its industry peers.
- TD-PF-D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.16% |
5.2 History
- The dividend of TD-PF-D is nicely growing with an annual growth rate of 7.39%!
- TD-PF-D has paid a dividend for at least 10 years, which is a reliable track record.
- TD-PF-D has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- TD-PF-D pays out 43.80% of its income as dividend. This is a bit on the high side, but may be sustainable.
- The dividend of TD-PF-D is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP43.8%
EPS Next 2Y6.22%
EPS Next 3Y6.17%
TORONTO-DOMINION BANK - TD 3.201 PERP
TSX:TD-PF-D (7/31/2025, 7:00:00 PM)
25
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)05-22 2025-05-22/bmo
Earnings (Next)08-28 2025-08-28/bmo
Inst Owners56.8%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap43.01B
Revenue(TTM)66.68B
Net Income(TTM)16.83B
Analysts76.52
Price Target24.39 (-2.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.16% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP43.8%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.24%
Min EPS beat(2)0%
Max EPS beat(2)8.48%
EPS beat(4)2
Avg EPS beat(4)-0.81%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)4
Avg EPS beat(8)-0.69%
EPS beat(12)5
Avg EPS beat(12)-1.14%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)0
Avg Revenue beat(2)-1.58%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)-1.12%
Revenue beat(4)2
Avg Revenue beat(4)4.47%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.84%
Revenue beat(12)7
Avg Revenue beat(12)4.49%
Revenue beat(16)11
Avg Revenue beat(16)3.81%
PT rev (1m)-3.38%
PT rev (3m)-7.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.99%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.23%
Revenue NY rev (1m)1.41%
Revenue NY rev (3m)1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.22 | ||
| Fwd PE | 2.84 | ||
| P/S | 0.65 | ||
| P/FCF | 1.48 | ||
| P/OCF | 1.38 | ||
| P/B | 0.34 | ||
| P/tB | 0.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.76
EY31.04%
EPS(NY)8.81
Fwd EY35.24%
FCF(TTM)16.86
FCFY67.45%
OCF(TTM)18.15
OCFY72.6%
SpS38.75
BVpS73.29
TBVpS60.58
PEG (NY)1.26
PEG (5Y)1.03
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.82% | ||
| ROE | 13.35% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.24% | ||
| GM | N/A | ||
| FCFM | 43.51% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.95 | ||
| Debt/FCF | 8.5 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 105.33% | ||
| Cap/Sales | 3.32% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 172.41% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC18.05%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.27%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%-3.43%
EPS Next Y2.56%
EPS Next 2Y6.22%
EPS Next 3Y6.17%
EPS Next 5YN/A
Revenue 1Y (TTM)24.34%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%1.03%
Revenue Next Year9.16%
Revenue Next 2Y6.45%
Revenue Next 3Y4.89%
Revenue Next 5Y4.34%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y200.01%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y213.47%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
TORONTO-DOMINION BANK - TD 3.201 PERP / TD-PF-D.CA FAQ
What is the ChartMill fundamental rating of TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to TD-PF-D.CA.
Can you provide the valuation status for TORONTO-DOMINION BANK - TD 3.201 PERP?
ChartMill assigns a valuation rating of 5 / 10 to TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA). This can be considered as Fairly Valued.
How profitable is TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA) stock?
TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA) has a profitability rating of 3 / 10.
What is the valuation of TORONTO-DOMINION BANK - TD 3.201 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA) is 3.22 and the Price/Book (PB) ratio is 0.34.
Is the dividend of TORONTO-DOMINION BANK - TD 3.201 PERP sustainable?
The dividend rating of TORONTO-DOMINION BANK - TD 3.201 PERP (TD-PF-D.CA) is 6 / 10 and the dividend payout ratio is 43.8%.