TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) Stock Fundamental Analysis
Canada - TSX:TD-PF-C - CA8911456587
24.99 CAD
0 (0%)
Taking everything into account, TD-PF-C scores 3 out of 10 in our fundamental rating. TD-PF-C was compared to 25 industry peers in the Banks industry. TD-PF-C has a bad profitability rating. Also its financial health evaluation is rather negative. TD-PF-C is valued correctly, but it does not seem to be growing. TD-PF-C also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year TD-PF-C was profitable.
TD-PF-C had a positive operating cash flow in the past year.
TD-PF-C had positive earnings in each of the past 5 years.
Of the past 5 years TD-PF-C 4 years had a positive operating cash flow.
1.2 Ratios
TD-PF-C has a Return On Assets of 0.40%. This is amonst the worse of the industry: TD-PF-C underperforms 82.86% of its industry peers.
TD-PF-C's Return On Equity of 7.22% is on the low side compared to the rest of the industry. TD-PF-C is outperformed by 74.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 7.22% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TD-PF-C has a worse Profit Margin (14.53%) than 82.86% of its industry peers.
In the last couple of years the Profit Margin of TD-PF-C has declined.
TD-PF-C does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 14.53% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-C does not have a ROIC to compare to the WACC, probably because it is not profitable.
TD-PF-C has less shares outstanding than it did 1 year ago.
TD-PF-C has less shares outstanding than it did 5 years ago.
The debt/assets ratio for TD-PF-C is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of TD-PF-C is 4.89, which is a neutral value as it means it would take TD-PF-C, 4.89 years of fcf income to pay off all of its debts.
TD-PF-C's Debt to FCF ratio of 4.89 is amongst the best of the industry. TD-PF-C outperforms 88.57% of its industry peers.
TD-PF-C has a Debt/Equity ratio of 2.24. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 2.24, TD-PF-C is in line with its industry, outperforming 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.24 | ||
| Debt/FCF | 4.89 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.02%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-C shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.25%.
TD-PF-C shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.11% yearly.
TD-PF-C shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.33%.
Measured over the past years, TD-PF-C shows a small growth in Revenue. The Revenue has been growing by 6.86% on average per year.
EPS 1Y (TTM)-2.25%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%-6.01%
Revenue 1Y (TTM)13.33%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%17.66%
3.2 Future
The Earnings Per Share is expected to grow by 2.64% on average over the next years.
TD-PF-C is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.93% yearly.
EPS Next Y3.34%
EPS Next 2Y5.33%
EPS Next 3Y2.64%
EPS Next 5YN/A
Revenue Next Year3.06%
Revenue Next 2Y3.87%
Revenue Next 3Y1.41%
Revenue Next 5Y2.93%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 3.20, the valuation of TD-PF-C can be described as very cheap.
TD-PF-C's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.06, TD-PF-C is valued rather cheaply.
A Price/Forward Earnings ratio of 3.10 indicates a rather cheap valuation of TD-PF-C.
The rest of the industry has a similar Price/Forward Earnings ratio as TD-PF-C.
When comparing the Price/Forward Earnings ratio of TD-PF-C to the average of the S&P500 Index (32.73), we can say TD-PF-C is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.2 | ||
| Fwd PE | 3.1 |
4.2 Price Multiples
85.71% of the companies in the same industry are more expensive than TD-PF-C, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.83 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-C's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.96
PEG (5Y)1.03
EPS Next 2Y5.33%
EPS Next 3Y2.64%
5. Dividend
5.1 Amount
TD-PF-C has a Yearly Dividend Yield of 4.96%, which is a nice return.
TD-PF-C's Dividend Yield is rather good when compared to the industry average which is at 4.38. TD-PF-C pays more dividend than 82.86% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, TD-PF-C pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.96% |
5.2 History
The dividend of TD-PF-C is nicely growing with an annual growth rate of 7.39%!
TD-PF-C has been paying a dividend for at least 10 years, so it has a reliable track record.
As TD-PF-C did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
86.10% of the earnings are spent on dividend by TD-PF-C. This is not a sustainable payout ratio.
The dividend of TD-PF-C is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP86.1%
EPS Next 2Y5.33%
EPS Next 3Y2.64%
TORONTO-DOMINION BANK - TD 3.876 PERP
TSX:TD-PF-C (1/31/2025, 7:00:00 PM)
24.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners58.1%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap43.69B
Revenue(TTM)57.22B
Net Income(TTM)8.32B
Analysts74.78
Price Target26.15 (4.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.96% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP86.1%
Div Incr Years0
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.86%
Min EPS beat(2)-8.09%
Max EPS beat(2)-3.63%
EPS beat(4)2
Avg EPS beat(4)-0.56%
Min EPS beat(4)-8.09%
Max EPS beat(4)6.92%
EPS beat(8)2
Avg EPS beat(8)-3.06%
EPS beat(12)4
Avg EPS beat(12)-1.79%
EPS beat(16)7
Avg EPS beat(16)0.83%
Revenue beat(2)2
Avg Revenue beat(2)10.53%
Min Revenue beat(2)5.43%
Max Revenue beat(2)15.62%
Revenue beat(4)4
Avg Revenue beat(4)8.36%
Min Revenue beat(4)5.43%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.42%
Revenue beat(12)9
Avg Revenue beat(12)5.06%
Revenue beat(16)12
Avg Revenue beat(16)4.07%
PT rev (1m)-6.52%
PT rev (3m)3.27%
EPS NQ rev (1m)-1.43%
EPS NQ rev (3m)-5.8%
EPS NY rev (1m)-1.92%
EPS NY rev (3m)-3%
Revenue NQ rev (1m)1.96%
Revenue NQ rev (3m)-3.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.2 | ||
| Fwd PE | 3.1 | ||
| P/S | 0.76 | ||
| P/FCF | 0.83 | ||
| P/OCF | 0.8 | ||
| P/B | 0.38 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.81
EY31.25%
EPS(NY)8.07
Fwd EY32.3%
FCF(TTM)30.18
FCFY120.76%
OCF(TTM)31.42
OCFY125.74%
SpS32.73
BVpS65.87
TBVpS53.35
PEG (NY)0.96
PEG (5Y)1.03
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 7.22% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 14.53% | ||
| GM | N/A | ||
| FCFM | 92.2% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.24 | ||
| Debt/FCF | 4.89 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 107.4% | ||
| Cap/Sales | 3.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 634.44% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC18.02%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.25%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%-6.01%
EPS Next Y3.34%
EPS Next 2Y5.33%
EPS Next 3Y2.64%
EPS Next 5YN/A
Revenue 1Y (TTM)13.33%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%17.66%
Revenue Next Year3.06%
Revenue Next 2Y3.87%
Revenue Next 3Y1.41%
Revenue Next 5Y2.93%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y178.58%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y184.13%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
TORONTO-DOMINION BANK - TD 3.876 PERP / TD-PF-C.CA FAQ
What is the ChartMill fundamental rating of TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to TD-PF-C.CA.
What is the valuation status of TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) stock?
ChartMill assigns a valuation rating of 6 / 10 to TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA). This can be considered as Fairly Valued.
What is the profitability of TD-PF-C stock?
TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) has a profitability rating of 2 / 10.
What are the PE and PB ratios of TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) stock?
The Price/Earnings (PE) ratio for TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) is 3.2 and the Price/Book (PB) ratio is 0.38.
Can you provide the expected EPS growth for TD-PF-C stock?
The Earnings per Share (EPS) of TORONTO-DOMINION BANK - TD 3.876 PERP (TD-PF-C.CA) is expected to grow by 3.34% in the next year.