TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:TD-PF-A - CA8911456900
25.2 CAD
+0.01 (+0.04%)
TD-PF-A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 24 industry peers in the Banks industry. TD-PF-A has a medium profitability rating, but doesn't score so well on its financial health evaluation. TD-PF-A is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year TD-PF-A was profitable.
TD-PF-A had a negative operating cash flow in the past year.
TD-PF-A had positive earnings in each of the past 5 years.
In multiple years TD-PF-A reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of TD-PF-A (0.95%) is better than 100.00% of its industry peers.
The Return On Equity of TD-PF-A (15.63%) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROIC | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of TD-PF-A (29.47%) is better than 83.33% of its industry peers.
In the last couple of years the Profit Margin of TD-PF-A has grown nicely.
TD-PF-A does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-A does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, TD-PF-A has less shares outstanding
Compared to 5 years ago, TD-PF-A has less shares outstanding
Compared to 1 year ago, TD-PF-A has a worse debt to assets ratio.
2.2 Solvency
A Debt/Equity ratio of 2.20 is on the high side and indicates that TD-PF-A has dependencies on debt financing.
TD-PF-A's Debt to Equity ratio of 2.20 is fine compared to the rest of the industry. TD-PF-A outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.29%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
TD-PF-A shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.17%.
TD-PF-A shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.32% yearly.
The Revenue has grown by 18.44% in the past year. This is quite good.
The Revenue has been growing by 9.20% on average over the past years. This is quite good.
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
3.2 Future
Based on estimates for the next years, TD-PF-A will show a small growth in Earnings Per Share. The EPS will grow by 7.90% on average per year.
The Revenue is expected to grow by 5.07% on average over the next years.
EPS Next Y9.59%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
EPS Next 5Y7.9%
Revenue Next Year4.11%
Revenue Next 2Y4.37%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.01, the valuation of TD-PF-A can be described as very cheap.
TD-PF-A's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.28. TD-PF-A is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 2.75, which indicates a rather cheap valuation of TD-PF-A.
TD-PF-A's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.52. TD-PF-A is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.01 | ||
| Fwd PE | 2.75 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.31
PEG (5Y)0.32
EPS Next 2Y9.88%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.52%, TD-PF-A has a reasonable but not impressive dividend return.
TD-PF-A's Dividend Yield is a higher than the industry average which is at 3.19.
Compared to an average S&P500 Dividend Yield of 2.31, TD-PF-A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.52% |
5.2 History
The dividend of TD-PF-A is nicely growing with an annual growth rate of 9.90%!
TD-PF-A has paid a dividend for at least 10 years, which is a reliable track record.
TD-PF-A has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)9.9%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
38.37% of the earnings are spent on dividend by TD-PF-A. This is a low number and sustainable payout ratio.
TD-PF-A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP38.37%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
TORONTO-DOMINION BANK - TD 4.97 PERP
TSX:TD-PF-A (12/9/2025, 7:00:00 PM)
25.2
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap42.75B
Revenue(TTM)67.78B
Net Income(TTM)19.97B
Analysts75.65
Price Target26 (3.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.52% |
Yearly Dividend4.46
Dividend Growth(5Y)9.9%
DP38.37%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.13%
Min EPS beat(2)3.97%
Max EPS beat(2)4.29%
EPS beat(4)4
Avg EPS beat(4)4.18%
Min EPS beat(4)0%
Max EPS beat(4)8.48%
EPS beat(8)6
Avg EPS beat(8)1.81%
EPS beat(12)6
Avg EPS beat(12)-0.65%
EPS beat(16)8
Avg EPS beat(16)-0.29%
Revenue beat(2)1
Avg Revenue beat(2)1.91%
Min Revenue beat(2)-0.3%
Max Revenue beat(2)4.13%
Revenue beat(4)1
Avg Revenue beat(4)0.17%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)4.13%
Revenue beat(8)5
Avg Revenue beat(8)4.26%
Revenue beat(12)7
Avg Revenue beat(12)2.99%
Revenue beat(16)10
Avg Revenue beat(16)3.82%
PT rev (1m)2.68%
PT rev (3m)1.3%
EPS NQ rev (1m)-0.09%
EPS NQ rev (3m)0.82%
EPS NY rev (1m)0.65%
EPS NY rev (3m)3.03%
Revenue NQ rev (1m)0.72%
Revenue NQ rev (3m)-2.87%
Revenue NY rev (1m)-1.94%
Revenue NY rev (3m)-3.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.01 | ||
| Fwd PE | 2.75 | ||
| P/S | 0.63 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.33 | ||
| P/tB | 0.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.37
EY33.21%
EPS(NY)9.17
Fwd EY36.4%
FCF(TTM)-42.32
FCFYN/A
OCF(TTM)-41.05
OCFYN/A
SpS39.95
BVpS75.35
TBVpS62.15
PEG (NY)0.31
PEG (5Y)0.32
Graham Number119.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 15.63% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.47% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.62%
ROA(5y)0.72%
ROE(3y)10.61%
ROE(5y)12.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.59%
PM growth 5Y2.04%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 99.03% | ||
| Cap/Sales | 3.16% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC16.29%
ROIC/WACCN/A
Cap/Depr(3y)100.98%
Cap/Depr(5y)87.98%
Cap/Sales(3y)3.54%
Cap/Sales(5y)3.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.17%
EPS 3Y0%
EPS 5Y9.32%
EPS Q2Q%26.74%
EPS Next Y9.59%
EPS Next 2Y9.88%
EPS Next 3Y8.57%
EPS Next 5Y7.9%
Revenue 1Y (TTM)18.44%
Revenue growth 3Y11.4%
Revenue growth 5Y9.2%
Sales Q2Q%-7.01%
Revenue Next Year4.11%
Revenue Next 2Y4.37%
Revenue Next 3Y5.75%
Revenue Next 5Y5.07%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.07%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-226.77%
OCF growth 3YN/A
OCF growth 5YN/A
TORONTO-DOMINION BANK - TD 4.97 PERP / TD-PF-A.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 4.97 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-A.CA.
What is the valuation status for TD-PF-A stock?
ChartMill assigns a valuation rating of 5 / 10 to TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA). This can be considered as Fairly Valued.
How profitable is TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) stock?
TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for TD-PF-A stock?
The financial health rating of TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) is 1 / 10.
How sustainable is the dividend of TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) stock?
The dividend rating of TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) is 6 / 10 and the dividend payout ratio is 38.37%.