TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) Stock Fundamental Analysis
Canada - TSX:TD-PF-A - CA8911456900
25.07 CAD
-0.02 (-0.08%)
Taking everything into account, TD-PF-A scores 4 out of 10 in our fundamental rating. TD-PF-A was compared to 25 industry peers in the Banks industry. There are concerns on the financial health of TD-PF-A while its profitability can be described as average. TD-PF-A has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year TD-PF-A was profitable.
TD-PF-A had a positive operating cash flow in the past year.
TD-PF-A had positive earnings in each of the past 5 years.
TD-PF-A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
TD-PF-A's Return On Assets of 1.00% is amongst the best of the industry. TD-PF-A outperforms 100.00% of its industry peers.
TD-PF-A's Return On Equity of 16.21% is amongst the best of the industry. TD-PF-A outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROIC | N/A |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 29.98%, TD-PF-A belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
TD-PF-A's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for TD-PF-A so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TD-PF-A does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, TD-PF-A has less shares outstanding
TD-PF-A has less shares outstanding than it did 5 years ago.
The debt/assets ratio for TD-PF-A is higher compared to a year ago.
2.2 Solvency
TD-PF-A has a debt to FCF ratio of 15.32. This is a negative value and a sign of low solvency as TD-PF-A would need 15.32 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 15.32, TD-PF-A is in line with its industry, outperforming 56.00% of the companies in the same industry.
TD-PF-A has a Debt/Equity ratio of 2.11. This is a high value indicating a heavy dependency on external financing.
TD-PF-A has a Debt to Equity ratio of 2.11. This is in the better half of the industry: TD-PF-A outperforms 68.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC18.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for TD-PF-A have decreased by -0.13% in the last year.
TD-PF-A shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.11% yearly.
TD-PF-A shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.52%.
TD-PF-A shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.86% yearly.
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
3.2 Future
TD-PF-A is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.06% yearly.
The Revenue is expected to grow by 5.10% on average over the next years.
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 3.17, which indicates a rather cheap valuation of TD-PF-A.
TD-PF-A's Price/Earnings is on the same level as the industry average.
TD-PF-A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.89.
Based on the Price/Forward Earnings ratio of 2.75, the valuation of TD-PF-A can be described as very cheap.
The rest of the industry has a similar Price/Forward Earnings ratio as TD-PF-A.
TD-PF-A is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.17 | ||
| Fwd PE | 2.75 |
4.2 Price Multiples
TD-PF-A's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TD-PF-A is cheaper than 72.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.47 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TD-PF-A's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.39
PEG (5Y)1.02
EPS Next 2Y8.02%
EPS Next 3Y8.6%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.68%, TD-PF-A has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 4.43, TD-PF-A has a dividend in line with its industry peers.
TD-PF-A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.68% |
5.2 History
On average, the dividend of TD-PF-A grows each year by 7.39%, which is quite nice.
TD-PF-A has been paying a dividend for at least 10 years, so it has a reliable track record.
TD-PF-A has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.39%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
TD-PF-A pays out 37.08% of its income as dividend. This is a sustainable payout ratio.
TD-PF-A's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP37.08%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
TORONTO-DOMINION BANK - TD 4.97 PERP
TSX:TD-PF-A (11/14/2025, 7:00:00 PM)
25.07
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners56.42%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap42.64B
Revenue(TTM)67.80B
Net Income(TTM)20.33B
Analysts78.18
Price Target25.89 (3.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.68% |
Yearly Dividend4.04
Dividend Growth(5Y)7.39%
DP37.08%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.22%
Min EPS beat(2)3.97%
Max EPS beat(2)8.48%
EPS beat(4)3
Avg EPS beat(4)1.09%
Min EPS beat(4)-8.09%
Max EPS beat(4)8.48%
EPS beat(8)5
Avg EPS beat(8)0.47%
EPS beat(12)6
Avg EPS beat(12)-0.76%
EPS beat(16)8
Avg EPS beat(16)-0.34%
Revenue beat(2)1
Avg Revenue beat(2)1.04%
Min Revenue beat(2)-2.05%
Max Revenue beat(2)4.13%
Revenue beat(4)2
Avg Revenue beat(4)4.15%
Min Revenue beat(4)-2.05%
Max Revenue beat(4)15.62%
Revenue beat(8)6
Avg Revenue beat(8)4.62%
Revenue beat(12)8
Avg Revenue beat(12)5.4%
Revenue beat(16)11
Avg Revenue beat(16)3.95%
PT rev (1m)4.23%
PT rev (3m)5.96%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.72%
EPS NY rev (1m)0%
EPS NY rev (3m)5.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.42%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)-1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.17 | ||
| Fwd PE | 2.75 | ||
| P/S | 0.63 | ||
| P/FCF | 2.47 | ||
| P/OCF | 2.19 | ||
| P/B | 0.34 | ||
| P/tB | 0.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.91
EY31.55%
EPS(NY)9.11
Fwd EY36.35%
FCF(TTM)10.14
FCFY40.43%
OCF(TTM)11.44
OCFY45.64%
SpS39.86
BVpS73.73
TBVpS60.75
PEG (NY)0.39
PEG (5Y)1.02
Graham Number114.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1% | ||
| ROE | 16.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.98% | ||
| GM | N/A | ||
| FCFM | 25.43% |
ROA(3y)0.6%
ROA(5y)0.66%
ROE(3y)10.54%
ROE(5y)11.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-23.85%
PM growth 5Y-12.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.11 | ||
| Debt/FCF | 15.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 103.88% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 84.82% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC18.04%
ROIC/WACCN/A
Cap/Depr(3y)95.41%
Cap/Depr(5y)84.59%
Cap/Sales(3y)3.47%
Cap/Sales(5y)3.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.13%
EPS 3Y-0.47%
EPS 5Y3.11%
EPS Q2Q%7.32%
EPS Next Y8.14%
EPS Next 2Y8.02%
EPS Next 3Y8.6%
EPS Next 5Y8.06%
Revenue 1Y (TTM)23.52%
Revenue growth 3Y10.26%
Revenue growth 5Y6.86%
Sales Q2Q%7.91%
Revenue Next Year7.29%
Revenue Next 2Y5.68%
Revenue Next 3Y4.07%
Revenue Next 5Y5.1%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.83%
FCF growth 3Y2.5%
FCF growth 5YN/A
OCF growth 1Y125.2%
OCF growth 3Y3.1%
OCF growth 5Y189.32%
TORONTO-DOMINION BANK - TD 4.97 PERP / TD-PF-A.CA FAQ
Can you provide the ChartMill fundamental rating for TORONTO-DOMINION BANK - TD 4.97 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to TD-PF-A.CA.
What is the valuation status for TD-PF-A stock?
ChartMill assigns a valuation rating of 6 / 10 to TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA). This can be considered as Fairly Valued.
How profitable is TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) stock?
TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) has a profitability rating of 4 / 10.
Can you provide the financial health for TD-PF-A stock?
The financial health rating of TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) is 2 / 10.
How sustainable is the dividend of TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) stock?
The dividend rating of TORONTO-DOMINION BANK - TD 4.97 PERP (TD-PF-A.CA) is 6 / 10 and the dividend payout ratio is 37.08%.