TAL EDUCATION GROUP- ADR (TAL) Stock Fundamental Analysis

NYSE:TAL • US8740801043

10.53 USD
-0.36 (-3.31%)
At close: Feb 27, 2026
10.61 USD
+0.08 (+0.76%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

TAL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 75 industry peers in the Diversified Consumer Services industry. While TAL has a great health rating, its profitability is only average at the moment. TAL has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year TAL was profitable.
  • In the past year TAL had a positive cash flow from operations.
  • In the past 5 years TAL reported 4 times negative net income.
  • Of the past 5 years TAL 4 years had a positive operating cash flow.
TAL Yearly Net Income VS EBIT VS OCF VS FCFTAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M -1B

1.2 Ratios

  • TAL's Return On Assets of 4.71% is fine compared to the rest of the industry. TAL outperforms 65.33% of its industry peers.
  • TAL has a Return On Equity of 7.96%. This is in the better half of the industry: TAL outperforms 61.33% of its industry peers.
  • TAL has a Return On Invested Capital (3.86%) which is in line with its industry peers.
Industry RankSector Rank
ROA 4.71%
ROE 7.96%
ROIC 3.86%
ROA(3y)-0.47%
ROA(5y)-4.94%
ROE(3y)-0.46%
ROE(5y)-6.36%
ROIC(3y)N/A
ROIC(5y)N/A
TAL Yearly ROA, ROE, ROICTAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • With a decent Profit Margin value of 9.89%, TAL is doing good in the industry, outperforming 72.00% of the companies in the same industry.
  • With a decent Operating Margin value of 6.66%, TAL is doing good in the industry, outperforming 61.33% of the companies in the same industry.
  • With a decent Gross Margin value of 55.24%, TAL is doing good in the industry, outperforming 69.33% of the companies in the same industry.
  • In the last couple of years the Gross Margin of TAL has remained more or less at the same level.
Industry RankSector Rank
OM 6.66%
PM (TTM) 9.89%
GM 55.24%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.3%
GM growth 5Y-0.66%
TAL Yearly Profit, Operating, Gross MarginsTAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TAL is destroying value.
  • Compared to 1 year ago, TAL has less shares outstanding
  • TAL has more shares outstanding than it did 5 years ago.
  • TAL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
TAL Yearly Shares OutstandingTAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
TAL Yearly Total Debt VS Total AssetsTAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 2.63 indicates that TAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of TAL (2.63) is better than 70.67% of its industry peers.
  • TAL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.63
ROIC/WACC0.51
WACC7.54%
TAL Yearly LT Debt VS Equity VS FCFTAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

2.3 Liquidity

  • TAL has a Current Ratio of 2.07. This indicates that TAL is financially healthy and has no problem in meeting its short term obligations.
  • TAL has a Current ratio of 2.07. This is in the better half of the industry: TAL outperforms 77.33% of its industry peers.
  • A Quick Ratio of 2.01 indicates that TAL has no problem at all paying its short term obligations.
  • TAL has a Quick ratio of 2.01. This is in the better half of the industry: TAL outperforms 77.33% of its industry peers.
Industry RankSector Rank
Current Ratio 2.07
Quick Ratio 2.01
TAL Yearly Current Assets VS Current LiabilitesTAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 83.87% over the past year.
  • The Revenue has grown by 36.10% in the past year. This is a very strong growth!
  • TAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.22% yearly.
EPS 1Y (TTM)83.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%316.67%
Revenue 1Y (TTM)36.1%
Revenue growth 3Y-19.98%
Revenue growth 5Y-7.22%
Sales Q2Q%27%

3.2 Future

  • The Earnings Per Share is expected to grow by 59.59% on average over the next years. This is a very strong growth
  • TAL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.43% yearly.
EPS Next Y159.69%
EPS Next 2Y78.52%
EPS Next 3Y59.38%
EPS Next 5Y59.59%
Revenue Next Year32.14%
Revenue Next 2Y27.23%
Revenue Next 3Y23.85%
Revenue Next 5Y17.43%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
TAL Yearly Revenue VS EstimatesTAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B 5B
TAL Yearly EPS VS EstimatesTAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 1 -1 2

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 18.47 indicates a rather expensive valuation of TAL.
  • TAL's Price/Earnings ratio is in line with the industry average.
  • TAL is valuated rather cheaply when we compare the Price/Earnings ratio to 27.10, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 13.77, which indicates a correct valuation of TAL.
  • TAL's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. TAL is cheaper than 77.33% of the companies in the same industry.
  • TAL is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 18.47
Fwd PE 13.77
TAL Price Earnings VS Forward Price EarningsTAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TAL is valued a bit cheaper than 80.00% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of TAL indicates a rather cheap valuation: TAL is cheaper than 82.67% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.78
EV/EBITDA 6.33
TAL Per share dataTAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as TAL's earnings are expected to grow with 59.38% in the coming years.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y78.52%
EPS Next 3Y59.38%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for TAL!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

TAL EDUCATION GROUP- ADR

NYSE:TAL (2/27/2026, 8:04:00 PM)

After market: 10.61 +0.08 (+0.76%)

10.53

-0.36 (-3.31%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners56.19%
Inst Owner Change0.96%
Ins Owners0%
Ins Owner Change0%
Market Cap6.36B
Revenue(TTM)2.82B
Net Income(TTM)278.65M
Analysts83.08
Price Target15.69 (49%)
Short Float %1.49%
Short Ratio5.7
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)145.3%
Min EPS beat(2)46.81%
Max EPS beat(2)243.78%
EPS beat(4)3
Avg EPS beat(4)68.99%
Min EPS beat(4)-89.33%
Max EPS beat(4)243.78%
EPS beat(8)7
Avg EPS beat(8)149.69%
EPS beat(12)8
Avg EPS beat(12)-58.89%
EPS beat(16)10
Avg EPS beat(16)-70.53%
Revenue beat(2)1
Avg Revenue beat(2)0.69%
Min Revenue beat(2)-1.43%
Max Revenue beat(2)2.81%
Revenue beat(4)1
Avg Revenue beat(4)-1.59%
Min Revenue beat(4)-5.18%
Max Revenue beat(4)2.81%
Revenue beat(8)5
Avg Revenue beat(8)2.37%
Revenue beat(12)9
Avg Revenue beat(12)3.71%
Revenue beat(16)11
Avg Revenue beat(16)2.76%
PT rev (1m)7.23%
PT rev (3m)7.23%
EPS NQ rev (1m)62.03%
EPS NQ rev (3m)55.58%
EPS NY rev (1m)34.22%
EPS NY rev (3m)41.63%
Revenue NQ rev (1m)-1.57%
Revenue NQ rev (3m)-2.67%
Revenue NY rev (1m)-1.18%
Revenue NY rev (3m)-0.36%
Valuation
Industry RankSector Rank
PE 18.47
Fwd PE 13.77
P/S 2.26
P/FCF 10.78
P/OCF 10.78
P/B 1.82
P/tB 1.87
EV/EBITDA 6.33
EPS(TTM)0.57
EY5.41%
EPS(NY)0.76
Fwd EY7.26%
FCF(TTM)0.98
FCFY9.27%
OCF(TTM)0.98
OCFY9.27%
SpS4.66
BVpS5.79
TBVpS5.64
PEG (NY)0.12
PEG (5Y)N/A
Graham Number8.62
Profitability
Industry RankSector Rank
ROA 4.71%
ROE 7.96%
ROCE 4.89%
ROIC 3.86%
ROICexc 67.28%
ROICexgc 116.36%
OM 6.66%
PM (TTM) 9.89%
GM 55.24%
FCFM 20.95%
ROA(3y)-0.47%
ROA(5y)-4.94%
ROE(3y)-0.46%
ROE(5y)-6.36%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.3%
GM growth 5Y-0.66%
F-Score7
Asset Turnover0.48
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 250.43%
Profit Quality 211.77%
Current Ratio 2.07
Quick Ratio 2.01
Altman-Z 2.63
F-Score7
WACC7.54%
ROIC/WACC0.51
Cap/Depr(3y)339.72%
Cap/Depr(5y)260.95%
Cap/Sales(3y)7.98%
Cap/Sales(5y)7.01%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)83.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%316.67%
EPS Next Y159.69%
EPS Next 2Y78.52%
EPS Next 3Y59.38%
EPS Next 5Y59.59%
Revenue 1Y (TTM)36.1%
Revenue growth 3Y-19.98%
Revenue growth 5Y-7.22%
Sales Q2Q%27%
Revenue Next Year32.14%
Revenue Next 2Y27.23%
Revenue Next 3Y23.85%
Revenue Next 5Y17.43%
EBIT growth 1Y10325.3%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year380.93%
EBIT Next 3Y118.84%
EBIT Next 5Y63.78%
FCF growth 1Y54.4%
FCF growth 3YN/A
FCF growth 5Y-15.63%
OCF growth 1Y29.97%
OCF growth 3YN/A
OCF growth 5Y-14.2%

TAL EDUCATION GROUP- ADR / TAL FAQ

What is the ChartMill fundamental rating of TAL EDUCATION GROUP- ADR (TAL) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TAL.


Can you provide the valuation status for TAL EDUCATION GROUP- ADR?

ChartMill assigns a valuation rating of 6 / 10 to TAL EDUCATION GROUP- ADR (TAL). This can be considered as Fairly Valued.


How profitable is TAL EDUCATION GROUP- ADR (TAL) stock?

TAL EDUCATION GROUP- ADR (TAL) has a profitability rating of 4 / 10.


What is the earnings growth outlook for TAL EDUCATION GROUP- ADR?

The Earnings per Share (EPS) of TAL EDUCATION GROUP- ADR (TAL) is expected to grow by 159.69% in the next year.


Can you provide the dividend sustainability for TAL stock?

The dividend rating of TAL EDUCATION GROUP- ADR (TAL) is 0 / 10 and the dividend payout ratio is 0%.