TAL EDUCATION GROUP- ADR (TAL) Fundamental Analysis & Valuation

NYSE:TAL • US8740801043

Current stock price

11.085 USD
-0.03 (-0.31%)
Last:

This TAL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. TAL Profitability Analysis

1.1 Basic Checks

  • TAL had positive earnings in the past year.
  • In multiple years TAL reported negative net income over the last 5 years.
  • In multiple years TAL reported negative operating cash flow during the last 5 years.
TAL Yearly Net Income VS EBIT VS OCF VS FCFTAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 500M -500M -1B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.94%, TAL is in the better half of the industry, outperforming 79.45% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 14.06%, TAL is in the better half of the industry, outperforming 69.86% of the companies in the same industry.
  • TAL's Return On Invested Capital of 4.91% is in line compared to the rest of the industry. TAL outperforms 57.53% of its industry peers.
Industry RankSector Rank
ROA 8.94%
ROE 14.06%
ROIC 4.91%
ROA(3y)3.47%
ROA(5y)-2.96%
ROE(3y)5.4%
ROE(5y)-3.1%
ROIC(3y)N/A
ROIC(5y)N/A
TAL Yearly ROA, ROE, ROICTAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 10 -10 20 -20

1.3 Margins

  • TAL has a Profit Margin of 17.64%. This is amongst the best in the industry. TAL outperforms 89.04% of its industry peers.
  • TAL has a better Operating Margin (9.17%) than 67.12% of its industry peers.
  • With a decent Gross Margin value of 55.35%, TAL is doing good in the industry, outperforming 71.23% of the companies in the same industry.
  • TAL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 9.17%
PM (TTM) 17.64%
GM 55.35%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.09%
GM growth 5Y0.34%
TAL Yearly Profit, Operating, Gross MarginsTAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 20 -20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. TAL Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TAL is destroying value.
  • TAL has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, TAL has less shares outstanding
  • There is no outstanding debt for TAL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
TAL Yearly Shares OutstandingTAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M
TAL Yearly Total Debt VS Total AssetsTAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2B 4B 6B 8B 10B

2.2 Solvency

  • TAL has an Altman-Z score of 2.97. This is not the best score and indicates that TAL is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of TAL (2.97) is better than 72.60% of its industry peers.
  • There is no outstanding debt for TAL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 2.97
ROIC/WACC0.65
WACC7.54%
TAL Yearly LT Debt VS Equity VS FCFTAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 2B 4B

2.3 Liquidity

  • A Current Ratio of 2.17 indicates that TAL has no problem at all paying its short term obligations.
  • TAL has a better Current ratio (2.17) than 76.71% of its industry peers.
  • TAL has a Quick Ratio of 2.09. This indicates that TAL is financially healthy and has no problem in meeting its short term obligations.
  • TAL has a better Quick ratio (2.09) than 76.71% of its industry peers.
Industry RankSector Rank
Current Ratio 2.17
Quick Ratio 2.09
TAL Yearly Current Assets VS Current LiabilitesTAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. TAL Growth Analysis

3.1 Past

  • TAL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 320.83%, which is quite impressive.
  • Measured over the past years, TAL shows a very strong growth in Earnings Per Share. The EPS has been growing by 39.67% on average per year.
  • Looking at the last year, TAL shows a very strong growth in Revenue. The Revenue has grown by 33.72%.
  • The Revenue has been decreasing by -7.72% on average over the past years.
EPS 1Y (TTM)320.83%
EPS 3YN/A
EPS 5Y39.67%
EPS Q2Q%4400%
Revenue 1Y (TTM)33.72%
Revenue growth 3Y43.43%
Revenue growth 5Y-7.72%
Sales Q2Q%31.49%

3.2 Future

  • Based on estimates for the next years, TAL will show a very strong growth in Earnings Per Share. The EPS will grow by 25.24% on average per year.
  • TAL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 14.01% yearly.
EPS Next Y-22.38%
EPS Next 2Y-0.73%
EPS Next 3Y31.62%
EPS Next 5Y25.24%
Revenue Next Year22.56%
Revenue Next 2Y19.79%
Revenue Next 3Y15.38%
Revenue Next 5Y14.01%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
TAL Yearly Revenue VS EstimatesTAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B 5B
TAL Yearly EPS VS EstimatesTAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 1 -1 2

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Find the best growth stocksShow best growing peers

4

4. TAL Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.98, the valuation of TAL can be described as reasonable.
  • Based on the Price/Earnings ratio, TAL is valued a bit cheaper than the industry average as 75.34% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 26.77. TAL is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 14.14, which indicates a correct valuation of TAL.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TAL indicates a somewhat cheap valuation: TAL is cheaper than 72.60% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of TAL to the average of the S&P500 Index (21.75), we can say TAL is valued slightly cheaper.
Industry RankSector Rank
PE 10.98
Fwd PE 14.14
TAL Price Earnings VS Forward Price EarningsTAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TAL Per share dataTAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • A more expensive valuation may be justified as TAL's earnings are expected to grow with 31.62% in the coming years.
PEG (NY)N/A
PEG (5Y)0.28
EPS Next 2Y-0.73%
EPS Next 3Y31.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TAL Dividend Analysis

5.1 Amount

  • No dividends for TAL!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TAL Fundamentals: All Metrics, Ratios and Statistics

TAL EDUCATION GROUP- ADR

NYSE:TAL (5/1/2026, 1:56:01 PM)

11.085

-0.03 (-0.31%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)04-23
Earnings (Next)07-29
Inst Owners57.96%
Inst Owner Change3.93%
Ins Owners0%
Ins Owner Change0%
Market Cap6.70B
Revenue(TTM)3.01B
Net Income(TTM)530.75M
Analysts83.08
Price Target15.56 (40.37%)
Short Float %1.41%
Short Ratio5.21
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)214.51%
Min EPS beat(2)185.24%
Max EPS beat(2)243.78%
EPS beat(4)4
Avg EPS beat(4)137.64%
Min EPS beat(4)46.81%
Max EPS beat(4)243.78%
EPS beat(8)7
Avg EPS beat(8)144.1%
EPS beat(12)9
Avg EPS beat(12)-25.41%
EPS beat(16)11
Avg EPS beat(16)-21.3%
Revenue beat(2)1
Avg Revenue beat(2)0.44%
Min Revenue beat(2)-1.43%
Max Revenue beat(2)2.3%
Revenue beat(4)2
Avg Revenue beat(4)0.28%
Min Revenue beat(4)-2.55%
Max Revenue beat(4)2.81%
Revenue beat(8)5
Avg Revenue beat(8)1.52%
Revenue beat(12)9
Avg Revenue beat(12)3.29%
Revenue beat(16)12
Avg Revenue beat(16)4.08%
PT rev (1m)0%
PT rev (3m)8.53%
EPS NQ rev (1m)0%
EPS NQ rev (3m)62.03%
EPS NY rev (1m)-1.92%
EPS NY rev (3m)39.01%
Revenue NQ rev (1m)0.13%
Revenue NQ rev (3m)-1.43%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)-1.15%
Valuation
Industry RankSector Rank
PE 10.98
Fwd PE 14.14
P/S 2.23
P/FCF N/A
P/OCF N/A
P/B 1.77
P/tB 1.82
EV/EBITDA N/A
EPS(TTM)1.01
EY9.11%
EPS(NY)0.78
Fwd EY7.07%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS4.98
BVpS6.25
TBVpS6.09
PEG (NY)N/A
PEG (5Y)0.28
Graham Number11.914 (7.48%)
Profitability
Industry RankSector Rank
ROA 8.94%
ROE 14.06%
ROCE 6.62%
ROIC 4.91%
ROICexc 22.04%
ROICexgc 24.44%
OM 9.17%
PM (TTM) 17.64%
GM 55.35%
FCFM N/A
ROA(3y)3.47%
ROA(5y)-2.96%
ROE(3y)5.4%
ROE(5y)-3.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.09%
GM growth 5Y0.34%
F-ScoreN/A
Asset Turnover0.51
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.17
Quick Ratio 2.09
Altman-Z 2.97
F-ScoreN/A
WACC7.54%
ROIC/WACC0.65
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.83%
EPS 3YN/A
EPS 5Y39.67%
EPS Q2Q%4400%
EPS Next Y-22.38%
EPS Next 2Y-0.73%
EPS Next 3Y31.62%
EPS Next 5Y25.24%
Revenue 1Y (TTM)33.72%
Revenue growth 3Y43.43%
Revenue growth 5Y-7.72%
Sales Q2Q%31.49%
Revenue Next Year22.56%
Revenue Next 2Y19.79%
Revenue Next 3Y15.38%
Revenue Next 5Y14.01%
EBIT growth 1Y8849.25%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year76.46%
EBIT Next 3Y25.76%
EBIT Next 5Y21.48%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

TAL EDUCATION GROUP- ADR / TAL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TAL EDUCATION GROUP- ADR (TAL) stock?

ChartMill assigns a fundamental rating of 6 / 10 to TAL.


Can you provide the valuation status for TAL EDUCATION GROUP- ADR?

ChartMill assigns a valuation rating of 4 / 10 to TAL EDUCATION GROUP- ADR (TAL). This can be considered as Fairly Valued.


Can you provide the profitability details for TAL EDUCATION GROUP- ADR?

TAL EDUCATION GROUP- ADR (TAL) has a profitability rating of 4 / 10.


What are the PE and PB ratios of TAL EDUCATION GROUP- ADR (TAL) stock?

The Price/Earnings (PE) ratio for TAL EDUCATION GROUP- ADR (TAL) is 10.98 and the Price/Book (PB) ratio is 1.77.


Can you provide the financial health for TAL stock?

The financial health rating of TAL EDUCATION GROUP- ADR (TAL) is 8 / 10.