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SAVERS VALUE VILLAGE INC (SVV) Stock Fundamental Analysis

NYSE:SVV - New York Stock Exchange, Inc. - US80517M1099 - Common Stock - Currency: USD

11.15  -0.16 (-1.41%)

After market: 11.15 0 (0%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to SVV. SVV was compared to 28 industry peers in the Broadline Retail industry. While SVV is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, SVV is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

SVV had positive earnings in the past year.
SVV had a positive operating cash flow in the past year.
Of the past 5 years SVV 4 years were profitable.
Each year in the past 5 years SVV had a positive operating cash flow.
SVV Yearly Net Income VS EBIT VS OCF VS FCFSVV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M

1.2 Ratios

SVV has a Return On Assets (1.75%) which is in line with its industry peers.
SVV's Return On Equity of 8.02% is fine compared to the rest of the industry. SVV outperforms 60.71% of its industry peers.
With a Return On Invested Capital value of 4.42%, SVV perfoms like the industry average, outperforming 46.43% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SVV is significantly below the industry average of 11.38%.
Industry RankSector Rank
ROA 1.75%
ROE 8.02%
ROIC 4.42%
ROA(3y)3.11%
ROA(5y)1.92%
ROE(3y)19.42%
ROE(5y)13.35%
ROIC(3y)6.11%
ROIC(5y)5.8%
SVV Yearly ROA, ROE, ROICSVV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 50 100

1.3 Margins

SVV's Profit Margin of 2.14% is in line compared to the rest of the industry. SVV outperforms 57.14% of its industry peers.
In the last couple of years the Profit Margin of SVV has declined.
The Operating Margin of SVV (8.04%) is better than 64.29% of its industry peers.
In the last couple of years the Operating Margin of SVV has grown nicely.
Looking at the Gross Margin, with a value of 55.54%, SVV is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
SVV's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 8.04%
PM (TTM) 2.14%
GM 55.54%
OM growth 3Y-16.97%
OM growth 5Y12.7%
PM growth 3Y-35.16%
PM growth 5Y-37.62%
GM growth 3Y-2.34%
GM growth 5Y2.15%
SVV Yearly Profit, Operating, Gross MarginsSVV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 40 60

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2

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SVV is destroying value.
The number of shares outstanding for SVV has been reduced compared to 1 year ago.
The number of shares outstanding for SVV has been reduced compared to 5 years ago.
SVV has a better debt/assets ratio than last year.
SVV Yearly Shares OutstandingSVV Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
SVV Yearly Total Debt VS Total AssetsSVV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

SVV has an Altman-Z score of 1.49. This is a bad value and indicates that SVV is not financially healthy and even has some risk of bankruptcy.
SVV has a Altman-Z score (1.49) which is in line with its industry peers.
The Debt to FCF ratio of SVV is 24.29, which is on the high side as it means it would take SVV, 24.29 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SVV (24.29) is comparable to the rest of the industry.
SVV has a Debt/Equity ratio of 1.65. This is a high value indicating a heavy dependency on external financing.
SVV's Debt to Equity ratio of 1.65 is on the low side compared to the rest of the industry. SVV is outperformed by 82.14% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.65
Debt/FCF 24.29
Altman-Z 1.49
ROIC/WACC0.53
WACC8.42%
SVV Yearly LT Debt VS Equity VS FCFSVV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.3 Liquidity

A Current Ratio of 0.69 indicates that SVV may have some problems paying its short term obligations.
SVV's Current ratio of 0.69 is on the low side compared to the rest of the industry. SVV is outperformed by 96.43% of its industry peers.
A Quick Ratio of 0.51 indicates that SVV may have some problems paying its short term obligations.
The Quick ratio of SVV (0.51) is worse than 85.71% of its industry peers.
Industry RankSector Rank
Current Ratio 0.69
Quick Ratio 0.51
SVV Yearly Current Assets VS Current LiabilitesSVV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

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4

3. Growth

3.1 Past

The earnings per share for SVV have decreased strongly by -13.21% in the last year.
SVV shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -35.00% yearly.
Looking at the last year, SVV shows a small growth in Revenue. The Revenue has grown by 4.47% in the last year.
SVV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.99% yearly.
EPS 1Y (TTM)-13.21%
EPS 3Y-30.56%
EPS 5Y-35%
EPS Q2Q%0%
Revenue 1Y (TTM)4.47%
Revenue growth 3Y8.49%
Revenue growth 5Y4.99%
Sales Q2Q%7.9%

3.2 Future

SVV is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.85% yearly.
Based on estimates for the next years, SVV will show a small growth in Revenue. The Revenue will grow by 6.56% on average per year.
EPS Next Y-15.19%
EPS Next 2Y3.88%
EPS Next 3Y12.85%
EPS Next 5YN/A
Revenue Next Year6.51%
Revenue Next 2Y6.88%
Revenue Next 3Y7.41%
Revenue Next 5Y6.56%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SVV Yearly Revenue VS EstimatesSVV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 500M 1B 1.5B 2B
SVV Yearly EPS VS EstimatesSVV Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 0.2 0.4 0.6

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3

4. Valuation

4.1 Price/Earnings Ratio

SVV is valuated rather expensively with a Price/Earnings ratio of 24.24.
SVV's Price/Earnings ratio is a bit cheaper when compared to the industry. SVV is cheaper than 60.71% of the companies in the same industry.
SVV is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.48, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 19.87 indicates a rather expensive valuation of SVV.
64.29% of the companies in the same industry are more expensive than SVV, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.04, SVV is valued a bit cheaper.
Industry RankSector Rank
PE 24.24
Fwd PE 19.87
SVV Price Earnings VS Forward Price EarningsSVV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SVV indicates a somewhat cheap valuation: SVV is cheaper than 60.71% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SVV is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 60
EV/EBITDA 11.84
SVV Per share dataSVV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

A more expensive valuation may be justified as SVV's earnings are expected to grow with 12.85% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.88%
EPS Next 3Y12.85%

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0

5. Dividend

5.1 Amount

SVV does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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SAVERS VALUE VILLAGE INC

NYSE:SVV (8/8/2025, 8:08:04 PM)

After market: 11.15 0 (0%)

11.15

-0.16 (-1.41%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)07-31 2025-07-31/amc
Earnings (Next)N/A N/A
Inst Owners26.1%
Inst Owner Change0.07%
Ins Owners0.07%
Ins Owner Change18.38%
Market Cap1.73B
Analysts80
Price Target14.28 (28.07%)
Short Float %13.9%
Short Ratio6.88
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)188.02%
Min EPS beat(2)14.45%
Max EPS beat(2)361.59%
EPS beat(4)3
Avg EPS beat(4)96.21%
Min EPS beat(4)-9.99%
Max EPS beat(4)361.59%
EPS beat(8)3
Avg EPS beat(8)40.08%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.7%
Min Revenue beat(2)0.08%
Max Revenue beat(2)1.32%
Revenue beat(4)2
Avg Revenue beat(4)-0.57%
Min Revenue beat(4)-2.88%
Max Revenue beat(4)1.32%
Revenue beat(8)2
Avg Revenue beat(8)-1.05%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)7.43%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.8%
EPS NY rev (1m)0%
EPS NY rev (3m)5.86%
Revenue NQ rev (1m)0.06%
Revenue NQ rev (3m)0.75%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.55%
Valuation
Industry RankSector Rank
PE 24.24
Fwd PE 19.87
P/S 1.09
P/FCF 60
P/OCF 12.86
P/B 4.09
P/tB N/A
EV/EBITDA 11.84
EPS(TTM)0.46
EY4.13%
EPS(NY)0.56
Fwd EY5.03%
FCF(TTM)0.19
FCFY1.67%
OCF(TTM)0.87
OCFY7.78%
SpS10.21
BVpS2.73
TBVpS-2.65
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.75%
ROE 8.02%
ROCE 7.53%
ROIC 4.42%
ROICexc 4.62%
ROICexgc 9.52%
OM 8.04%
PM (TTM) 2.14%
GM 55.54%
FCFM 1.82%
ROA(3y)3.11%
ROA(5y)1.92%
ROE(3y)19.42%
ROE(5y)13.35%
ROIC(3y)6.11%
ROIC(5y)5.8%
ROICexc(3y)6.72%
ROICexc(5y)6.39%
ROICexgc(3y)17.14%
ROICexgc(5y)54.13%
ROCE(3y)10.41%
ROCE(5y)9.87%
ROICexcg growth 3Y-61.73%
ROICexcg growth 5Y-26.31%
ROICexc growth 3Y-22.32%
ROICexc growth 5Y2.67%
OM growth 3Y-16.97%
OM growth 5Y12.7%
PM growth 3Y-35.16%
PM growth 5Y-37.62%
GM growth 3Y-2.34%
GM growth 5Y2.15%
F-Score6
Asset Turnover0.82
Health
Industry RankSector Rank
Debt/Equity 1.65
Debt/FCF 24.29
Debt/EBITDA 3.48
Cap/Depr 142.68%
Cap/Sales 6.67%
Interest Coverage 1.81
Cash Conversion 66.8%
Profit Quality 84.87%
Current Ratio 0.69
Quick Ratio 0.51
Altman-Z 1.49
F-Score6
WACC8.42%
ROIC/WACC0.53
Cap/Depr(3y)166.96%
Cap/Depr(5y)123.73%
Cap/Sales(3y)6.9%
Cap/Sales(5y)5.28%
Profit Quality(3y)107.85%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.21%
EPS 3Y-30.56%
EPS 5Y-35%
EPS Q2Q%0%
EPS Next Y-15.19%
EPS Next 2Y3.88%
EPS Next 3Y12.85%
EPS Next 5YN/A
Revenue 1Y (TTM)4.47%
Revenue growth 3Y8.49%
Revenue growth 5Y4.99%
Sales Q2Q%7.9%
Revenue Next Year6.51%
Revenue Next 2Y6.88%
Revenue Next 3Y7.41%
Revenue Next 5Y6.56%
EBIT growth 1Y20.51%
EBIT growth 3Y-9.92%
EBIT growth 5Y18.32%
EBIT Next Year43.67%
EBIT Next 3Y20.66%
EBIT Next 5YN/A
FCF growth 1Y-60.55%
FCF growth 3Y-40.57%
FCF growth 5Y14.39%
OCF growth 1Y-22.08%
OCF growth 3Y-8.59%
OCF growth 5Y25.06%