SAVERS VALUE VILLAGE INC (SVV) Stock Fundamental Analysis
USA - NYSE:SVV - US80517M1099 - Common Stock
12.44 USD
-0.29 (-2.28%)
12.44 USD
0 (0%)
SVV gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 28 industry peers in the Broadline Retail industry. While SVV is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, SVV is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
SVV had positive earnings in the past year.
In the past year SVV had a positive cash flow from operations.
Of the past 5 years SVV 4 years were profitable.
Each year in the past 5 years SVV had a positive operating cash flow.
1.2 Ratios
SVV has a Return On Assets (1.75%) which is comparable to the rest of the industry.
SVV's Return On Equity of 8.02% is in line compared to the rest of the industry. SVV outperforms 57.14% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.42%, SVV is in line with its industry, outperforming 42.86% of the companies in the same industry.
SVV had an Average Return On Invested Capital over the past 3 years of 6.11%. This is below the industry average of 11.01%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.75% | ||
| ROE | 8.02% | ||
| ROIC | 4.42% |
ROA(3y)3.11%
ROA(5y)1.92%
ROE(3y)19.42%
ROE(5y)13.35%
ROIC(3y)6.11%
ROIC(5y)5.8%
1.3 Margins
With a Profit Margin value of 2.14%, SVV perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
In the last couple of years the Profit Margin of SVV has declined.
With a decent Operating Margin value of 8.04%, SVV is doing good in the industry, outperforming 67.86% of the companies in the same industry.
SVV's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 55.54%, SVV is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
SVV's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.04% | ||
| PM (TTM) | 2.14% | ||
| GM | 55.54% |
OM growth 3Y-16.97%
OM growth 5Y12.7%
PM growth 3Y-35.16%
PM growth 5Y-37.62%
GM growth 3Y-2.34%
GM growth 5Y2.15%
2. Health
2.1 Basic Checks
SVV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, SVV has less shares outstanding
SVV has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, SVV has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.57, we must say that SVV is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.57, SVV is in line with its industry, outperforming 50.00% of the companies in the same industry.
The Debt to FCF ratio of SVV is 24.29, which is on the high side as it means it would take SVV, 24.29 years of fcf income to pay off all of its debts.
SVV has a Debt to FCF ratio (24.29) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.65 is on the high side and indicates that SVV has dependencies on debt financing.
With a Debt to Equity ratio value of 1.65, SVV is not doing good in the industry: 82.14% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.65 | ||
| Debt/FCF | 24.29 | ||
| Altman-Z | 1.57 |
ROIC/WACC0.5
WACC8.9%
2.3 Liquidity
SVV has a Current Ratio of 0.69. This is a bad value and indicates that SVV is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.69, SVV is doing worse than 96.43% of the companies in the same industry.
SVV has a Quick Ratio of 0.69. This is a bad value and indicates that SVV is not financially healthy enough and could expect problems in meeting its short term obligations.
SVV's Quick ratio of 0.51 is on the low side compared to the rest of the industry. SVV is outperformed by 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.69 | ||
| Quick Ratio | 0.51 |
3. Growth
3.1 Past
SVV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -13.21%.
The earnings per share for SVV have been decreasing by -35.00% on average. This is quite bad
Looking at the last year, SVV shows a small growth in Revenue. The Revenue has grown by 4.47% in the last year.
The Revenue has been growing slightly by 4.99% on average over the past years.
EPS 1Y (TTM)-13.21%
EPS 3Y-30.56%
EPS 5Y-35%
EPS Q2Q%0%
Revenue 1Y (TTM)4.47%
Revenue growth 3Y8.49%
Revenue growth 5Y4.99%
Sales Q2Q%7.9%
3.2 Future
SVV is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.34% yearly.
SVV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.56% yearly.
EPS Next Y-11.95%
EPS Next 2Y2.94%
EPS Next 3Y7.34%
EPS Next 5YN/A
Revenue Next Year9.02%
Revenue Next 2Y8.05%
Revenue Next 3Y7.91%
Revenue Next 5Y6.56%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 27.04, SVV can be considered very expensive at the moment.
Based on the Price/Earnings ratio, SVV is valued a bit cheaper than 64.29% of the companies in the same industry.
SVV is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 22.58 indicates a rather expensive valuation of SVV.
SVV's Price/Forward Earnings ratio is in line with the industry average.
SVV is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.73, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.04 | ||
| Fwd PE | 22.58 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SVV indicates a somewhat cheap valuation: SVV is cheaper than 64.29% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SVV is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 67.11 | ||
| EV/EBITDA | 12.73 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y2.94%
EPS Next 3Y7.34%
5. Dividend
5.1 Amount
No dividends for SVV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
12.44
-0.29 (-2.28%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)
Earnings (Next)
Inst Owners26.1%
Inst Owner Change-0.53%
Ins Owners0.07%
Ins Owner Change32.38%
Market Cap1.94B
Analysts80
Price Target14.11 (13.42%)
Short Float %13.99%
Short Ratio6.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)188.02%
Min EPS beat(2)14.45%
Max EPS beat(2)361.59%
EPS beat(4)3
Avg EPS beat(4)96.21%
Min EPS beat(4)-9.99%
Max EPS beat(4)361.59%
EPS beat(8)3
Avg EPS beat(8)40.08%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.7%
Min Revenue beat(2)0.08%
Max Revenue beat(2)1.32%
Revenue beat(4)2
Avg Revenue beat(4)-0.57%
Min Revenue beat(4)-2.88%
Max Revenue beat(4)1.32%
Revenue beat(8)2
Avg Revenue beat(8)-1.05%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.19%
PT rev (3m)5.06%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.14%
EPS NY rev (1m)3.82%
EPS NY rev (3m)3.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.36%
Revenue NY rev (1m)2.36%
Revenue NY rev (3m)2.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.04 | ||
| Fwd PE | 22.58 | ||
| P/S | 1.22 | ||
| P/FCF | 67.11 | ||
| P/OCF | 14.38 | ||
| P/B | 4.57 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.73 |
EPS(TTM)0.46
EY3.7%
EPS(NY)0.55
Fwd EY4.43%
FCF(TTM)0.19
FCFY1.49%
OCF(TTM)0.87
OCFY6.95%
SpS10.18
BVpS2.72
TBVpS-2.64
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.75% | ||
| ROE | 8.02% | ||
| ROCE | 7.53% | ||
| ROIC | 4.42% | ||
| ROICexc | 4.62% | ||
| ROICexgc | 9.52% | ||
| OM | 8.04% | ||
| PM (TTM) | 2.14% | ||
| GM | 55.54% | ||
| FCFM | 1.82% |
ROA(3y)3.11%
ROA(5y)1.92%
ROE(3y)19.42%
ROE(5y)13.35%
ROIC(3y)6.11%
ROIC(5y)5.8%
ROICexc(3y)6.72%
ROICexc(5y)6.39%
ROICexgc(3y)17.14%
ROICexgc(5y)54.13%
ROCE(3y)10.41%
ROCE(5y)9.87%
ROICexcg growth 3Y-61.73%
ROICexcg growth 5Y-26.31%
ROICexc growth 3Y-22.32%
ROICexc growth 5Y2.67%
OM growth 3Y-16.97%
OM growth 5Y12.7%
PM growth 3Y-35.16%
PM growth 5Y-37.62%
GM growth 3Y-2.34%
GM growth 5Y2.15%
F-Score6
Asset Turnover0.82
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.65 | ||
| Debt/FCF | 24.29 | ||
| Debt/EBITDA | 3.48 | ||
| Cap/Depr | 142.68% | ||
| Cap/Sales | 6.67% | ||
| Interest Coverage | 1.81 | ||
| Cash Conversion | 66.8% | ||
| Profit Quality | 84.87% | ||
| Current Ratio | 0.69 | ||
| Quick Ratio | 0.51 | ||
| Altman-Z | 1.57 |
F-Score6
WACC8.9%
ROIC/WACC0.5
Cap/Depr(3y)166.96%
Cap/Depr(5y)123.73%
Cap/Sales(3y)6.9%
Cap/Sales(5y)5.28%
Profit Quality(3y)107.85%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.21%
EPS 3Y-30.56%
EPS 5Y-35%
EPS Q2Q%0%
EPS Next Y-11.95%
EPS Next 2Y2.94%
EPS Next 3Y7.34%
EPS Next 5YN/A
Revenue 1Y (TTM)4.47%
Revenue growth 3Y8.49%
Revenue growth 5Y4.99%
Sales Q2Q%7.9%
Revenue Next Year9.02%
Revenue Next 2Y8.05%
Revenue Next 3Y7.91%
Revenue Next 5Y6.56%
EBIT growth 1Y20.51%
EBIT growth 3Y-9.92%
EBIT growth 5Y18.32%
EBIT Next Year43.67%
EBIT Next 3Y20.66%
EBIT Next 5YN/A
FCF growth 1Y-60.55%
FCF growth 3Y-40.57%
FCF growth 5Y14.39%
OCF growth 1Y-22.08%
OCF growth 3Y-8.59%
OCF growth 5Y25.06%