SAVERS VALUE VILLAGE INC (SVV) Stock Fundamental Analysis
NYSE:SVV - New York Stock Exchange, Inc. - US80517M1099 - Common Stock - Currency: USD
Overall SVV gets a fundamental rating of 3 out of 10. We evaluated SVV against 31 industry peers in the Broadline Retail industry. SVV has a medium profitability rating, but doesn't score so well on its financial health evaluation. SVV is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year SVV was profitable.
SVV had a positive operating cash flow in the past year.
SVV had positive earnings in 4 of the past 5 years.
SVV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SVV has a Return On Assets (1.33%) which is comparable to the rest of the industry.
SVV has a Return On Equity (5.99%) which is in line with its industry peers.
SVV has a Return On Invested Capital (4.46%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for SVV is significantly below the industry average of 11.56%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.33% | ||
| ROE | 5.99% | ||
| ROIC | 4.46% |
ROA(3y)3.11%
ROA(5y)1.92%
ROE(3y)19.42%
ROE(5y)13.35%
ROIC(3y)6.11%
ROIC(5y)5.8%
1.3 Margins
SVV has a Profit Margin of 1.59%. This is comparable to the rest of the industry: SVV outperforms 58.06% of its industry peers.
SVV's Profit Margin has declined in the last couple of years.
The Operating Margin of SVV (8.00%) is better than 67.74% of its industry peers.
SVV's Operating Margin has improved in the last couple of years.
SVV has a Gross Margin of 56.23%. This is in the better half of the industry: SVV outperforms 77.42% of its industry peers.
SVV's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8% | ||
| PM (TTM) | 1.59% | ||
| GM | 56.23% |
OM growth 3Y-16.97%
OM growth 5Y12.7%
PM growth 3Y-35.16%
PM growth 5Y-37.62%
GM growth 3Y-2.34%
GM growth 5Y2.15%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SVV is destroying value.
Compared to 1 year ago, SVV has less shares outstanding
Compared to 5 years ago, SVV has less shares outstanding
Compared to 1 year ago, SVV has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.46, we must say that SVV is in the distress zone and has some risk of bankruptcy.
SVV's Altman-Z score of 1.46 is in line compared to the rest of the industry. SVV outperforms 45.16% of its industry peers.
The Debt to FCF ratio of SVV is 19.14, which is on the high side as it means it would take SVV, 19.14 years of fcf income to pay off all of its debts.
SVV has a Debt to FCF ratio of 19.14. This is comparable to the rest of the industry: SVV outperforms 45.16% of its industry peers.
SVV has a Debt/Equity ratio of 1.69. This is a high value indicating a heavy dependency on external financing.
SVV has a worse Debt to Equity ratio (1.69) than 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.69 | ||
| Debt/FCF | 19.14 | ||
| Altman-Z | 1.46 |
ROIC/WACC0.45
WACC9.98%
2.3 Liquidity
SVV has a Current Ratio of 0.74. This is a bad value and indicates that SVV is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of SVV (0.74) is worse than 93.55% of its industry peers.
A Quick Ratio of 0.57 indicates that SVV may have some problems paying its short term obligations.
SVV's Quick ratio of 0.57 is on the low side compared to the rest of the industry. SVV is outperformed by 80.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
SVV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.59%.
SVV shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -35.00% yearly.
The Revenue has been growing slightly by 2.97% in the past year.
SVV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.99% yearly.
EPS 1Y (TTM)-24.59%
EPS 3Y-30.56%
EPS 5Y-35%
EPS Q2Q%-75%
Revenue 1Y (TTM)2.97%
Revenue growth 3Y8.49%
Revenue growth 5Y4.99%
Sales Q2Q%4.51%
3.2 Future
The Earnings Per Share is expected to grow by 12.85% on average over the next years. This is quite good.
The Revenue is expected to grow by 6.56% on average over the next years.
EPS Next Y-15.27%
EPS Next 2Y3.83%
EPS Next 3Y12.85%
EPS Next 5YN/A
Revenue Next Year6.38%
Revenue Next 2Y6.82%
Revenue Next 3Y7.44%
Revenue Next 5Y6.56%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 21.39, SVV is valued on the expensive side.
64.52% of the companies in the same industry are more expensive than SVV, based on the Price/Earnings ratio.
SVV's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.91.
A Price/Forward Earnings ratio of 17.55 indicates a rather expensive valuation of SVV.
Based on the Price/Forward Earnings ratio, SVV is valued a bit cheaper than 61.29% of the companies in the same industry.
SVV's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 21.77.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.39 | ||
| Fwd PE | 17.55 |
4.2 Price Multiples
SVV's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SVV is cheaper than 64.52% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SVV is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.8 | ||
| EV/EBITDA | 11.05 |
4.3 Compensation for Growth
SVV's earnings are expected to grow with 12.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.83%
EPS Next 3Y12.85%
5. Dividend
5.1 Amount
No dividends for SVV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
9.84
-0.05 (-0.51%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)
Earnings (Next)
Inst Owners106.93%
Inst Owner Change2.1%
Ins Owners0.06%
Ins Owner Change6.1%
Market Cap1.53B
Analysts80
Price Target13.43 (36.48%)
Short Float %3.63%
Short Ratio6.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)190.2%
Min EPS beat(2)18.81%
Max EPS beat(2)361.59%
EPS beat(4)2
Avg EPS beat(4)85.26%
Min EPS beat(4)-29.37%
Max EPS beat(4)361.59%
EPS beat(8)3
Avg EPS beat(8)41.55%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-0.37%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)0.08%
Revenue beat(4)1
Avg Revenue beat(4)-1.43%
Min Revenue beat(4)-2.88%
Max Revenue beat(4)0.08%
Revenue beat(8)2
Avg Revenue beat(8)-1.21%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.6%
PT rev (3m)-2.02%
EPS NQ rev (1m)-6.67%
EPS NQ rev (3m)-27.58%
EPS NY rev (1m)5.76%
EPS NY rev (3m)-20.32%
Revenue NQ rev (1m)0.29%
Revenue NQ rev (3m)-2.05%
Revenue NY rev (1m)0.43%
Revenue NY rev (3m)-0.84%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.39 | ||
| Fwd PE | 17.55 | ||
| P/S | 0.98 | ||
| P/FCF | 41.8 | ||
| P/OCF | 10.87 | ||
| P/B | 3.69 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.05 |
EPS(TTM)0.46
EY4.67%
EPS(NY)0.56
Fwd EY5.7%
FCF(TTM)0.24
FCFY2.39%
OCF(TTM)0.91
OCFY9.2%
SpS10.01
BVpS2.67
TBVpS-2.65
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.33% | ||
| ROE | 5.99% | ||
| ROCE | 7.59% | ||
| ROIC | 4.46% | ||
| ROICexc | 4.67% | ||
| ROICexgc | 9.88% | ||
| OM | 8% | ||
| PM (TTM) | 1.59% | ||
| GM | 56.23% | ||
| FCFM | 2.35% |
ROA(3y)3.11%
ROA(5y)1.92%
ROE(3y)19.42%
ROE(5y)13.35%
ROIC(3y)6.11%
ROIC(5y)5.8%
ROICexc(3y)6.72%
ROICexc(5y)6.39%
ROICexgc(3y)17.14%
ROICexgc(5y)54.13%
ROCE(3y)10.41%
ROCE(5y)9.87%
ROICexcg growth 3Y-61.73%
ROICexcg growth 5Y-26.31%
ROICexc growth 3Y-22.32%
ROICexc growth 5Y2.67%
OM growth 3Y-16.97%
OM growth 5Y12.7%
PM growth 3Y-35.16%
PM growth 5Y-37.62%
GM growth 3Y-2.34%
GM growth 5Y2.15%
F-Score6
Asset Turnover0.84
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.69 | ||
| Debt/FCF | 19.14 | ||
| Debt/EBITDA | 3.59 | ||
| Cap/Depr | 147.29% | ||
| Cap/Sales | 6.69% | ||
| Interest Coverage | 1.74 | ||
| Cash Conversion | 72.08% | ||
| Profit Quality | 147.45% | ||
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 1.46 |
F-Score6
WACC9.98%
ROIC/WACC0.45
Cap/Depr(3y)166.96%
Cap/Depr(5y)123.73%
Cap/Sales(3y)6.9%
Cap/Sales(5y)5.28%
Profit Quality(3y)107.85%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.59%
EPS 3Y-30.56%
EPS 5Y-35%
EPS Q2Q%-75%
EPS Next Y-15.27%
EPS Next 2Y3.83%
EPS Next 3Y12.85%
EPS Next 5YN/A
Revenue 1Y (TTM)2.97%
Revenue growth 3Y8.49%
Revenue growth 5Y4.99%
Sales Q2Q%4.51%
Revenue Next Year6.38%
Revenue Next 2Y6.82%
Revenue Next 3Y7.44%
Revenue Next 5Y6.56%
EBIT growth 1Y-12.66%
EBIT growth 3Y-9.92%
EBIT growth 5Y18.32%
EBIT Next Year40.16%
EBIT Next 3Y22.53%
EBIT Next 5YN/A
FCF growth 1Y-23.58%
FCF growth 3Y-40.57%
FCF growth 5Y14.39%
OCF growth 1Y-8.17%
OCF growth 3Y-8.59%
OCF growth 5Y25.06%