STOREBRAND ASA (STB.OL) Stock Fundamental Analysis
Europe - OSL:STB - NO0003053605 - Common Stock
156 NOK
-3.4 (-2.13%)
Overall STB gets a fundamental rating of 3 out of 10. We evaluated STB against 39 industry peers in the Insurance industry. STB has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, STB is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
STB had positive earnings in the past year.
In the past year STB had a positive cash flow from operations.
Each year in the past 5 years STB has been profitable.
In multiple years STB reported negative operating cash flow during the last 5 years.
1.2 Ratios
STB has a worse Return On Assets (0.45%) than 82.05% of its industry peers.
STB has a Return On Equity (14.79%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 14.79% | ||
| ROIC | N/A |
ROA(3y)0.41%
ROA(5y)0.39%
ROE(3y)12.22%
ROE(5y)10.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
STB has a better Profit Margin (30793.33%) than 100.00% of its industry peers.
In the last couple of years the Profit Margin of STB has grown nicely.
The Operating Margin and Gross Margin are not available for STB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 30793.33% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y303.1%
PM growth 5Y135.54%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
STB does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, STB has less shares outstanding
STB has less shares outstanding than it did 5 years ago.
STB has a worse debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of STB is 8.55, which is on the high side as it means it would take STB, 8.55 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 8.55, STB is doing worse than 61.54% of the companies in the same industry.
STB has a Debt/Equity ratio of 2.90. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 2.90, STB is doing worse than 84.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.9 | ||
| Debt/FCF | 8.55 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.82%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.06% over the past year.
Measured over the past years, STB shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.07% on average per year.
STB shows a strong growth in Revenue. In the last year, the Revenue has grown by 100.34%.
STB shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -48.38% yearly.
EPS 1Y (TTM)4.06%
EPS 3Y20.63%
EPS 5Y20.07%
EPS Q2Q%-40.27%
Revenue 1Y (TTM)100.34%
Revenue growth 3Y-70.05%
Revenue growth 5Y-48.38%
Sales Q2Q%847.81%
3.2 Future
The Earnings Per Share is expected to decrease by -3.34% on average over the next years.
STB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.71% yearly.
EPS Next Y-25%
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
EPS Next 5YN/A
Revenue Next Year-0.54%
Revenue Next 2Y4.8%
Revenue Next 3Y9.71%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
STB is valuated correctly with a Price/Earnings ratio of 13.39.
STB's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.91. STB is valued rather cheaply when compared to this.
STB is valuated correctly with a Price/Forward Earnings ratio of 14.31.
Based on the Price/Forward Earnings ratio, STB is valued a bit more expensive than the industry average as 74.36% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of STB to the average of the S&P500 Index (22.92), we can say STB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.39 | ||
| Fwd PE | 14.31 |
4.2 Price Multiples
71.79% of the companies in the same industry are more expensive than STB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.42 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
STB's earnings are expected to decrease with -3.34% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.67
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.95%, STB has a reasonable but not impressive dividend return.
STB's Dividend Yield is slightly below the industry average, which is at 4.57.
Compared to an average S&P500 Dividend Yield of 2.32, STB pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
5.2 History
The dividend of STB is nicely growing with an annual growth rate of 10.52%!
Dividend Growth(5Y)10.52%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
43.91% of the earnings are spent on dividend by STB. This is a bit on the high side, but may be sustainable.
DP43.91%
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
OSL:STB (10/24/2025, 7:00:00 PM)
156
-3.4 (-2.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners73.02%
Inst Owner ChangeN/A
Ins Owners0.22%
Ins Owner ChangeN/A
Market Cap67.93B
Revenue(TTM)15.00M
Net Income(TTM)4.62B
Analysts72.86
Price Target154.28 (-1.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
Yearly Dividend4.12
Dividend Growth(5Y)10.52%
DP43.91%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.06%
Min EPS beat(2)7.54%
Max EPS beat(2)30.57%
EPS beat(4)4
Avg EPS beat(4)27.37%
Min EPS beat(4)7.54%
Max EPS beat(4)44.87%
EPS beat(8)8
Avg EPS beat(8)26.29%
EPS beat(12)11
Avg EPS beat(12)24.89%
EPS beat(16)15
Avg EPS beat(16)22.37%
Revenue beat(2)2
Avg Revenue beat(2)53.88%
Min Revenue beat(2)51.02%
Max Revenue beat(2)56.74%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.11%
PT rev (3m)8.58%
EPS NQ rev (1m)0.54%
EPS NQ rev (3m)6.03%
EPS NY rev (1m)-0.81%
EPS NY rev (3m)3.95%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)8.26%
Revenue NY rev (1m)1.35%
Revenue NY rev (3m)3.91%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.39 | ||
| Fwd PE | 14.31 | ||
| P/S | 4528.99 | ||
| P/FCF | 6.42 | ||
| P/OCF | 5.53 | ||
| P/B | 2.18 | ||
| P/tB | 2.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.65
EY7.47%
EPS(NY)10.9
Fwd EY6.99%
FCF(TTM)24.29
FCFY15.57%
OCF(TTM)28.19
OCFY18.07%
SpS0.03
BVpS71.71
TBVpS56.7
PEG (NY)N/A
PEG (5Y)0.67
Graham Number137.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 14.79% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 30793.33% | ||
| GM | N/A | ||
| FCFM | 70526.7% |
ROA(3y)0.41%
ROA(5y)0.39%
ROE(3y)12.22%
ROE(5y)10.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y303.1%
PM growth 5Y135.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.9 | ||
| Debt/FCF | 8.55 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 11320% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 229.03% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC6.82%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)24.99%
Cap/Sales(5y)15.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.06%
EPS 3Y20.63%
EPS 5Y20.07%
EPS Q2Q%-40.27%
EPS Next Y-25%
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
EPS Next 5YN/A
Revenue 1Y (TTM)100.34%
Revenue growth 3Y-70.05%
Revenue growth 5Y-48.38%
Sales Q2Q%847.81%
Revenue Next Year-0.54%
Revenue Next 2Y4.8%
Revenue Next 3Y9.71%
Revenue Next 5YN/A
EBIT growth 1Y27.48%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y641.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y785.87%
OCF growth 3YN/A
OCF growth 5YN/A
STOREBRAND ASA / STB.OL FAQ
What is the fundamental rating for STB stock?
ChartMill assigns a fundamental rating of 3 / 10 to STB.OL.
Can you provide the valuation status for STOREBRAND ASA?
ChartMill assigns a valuation rating of 3 / 10 to STOREBRAND ASA (STB.OL). This can be considered as Overvalued.
How profitable is STOREBRAND ASA (STB.OL) stock?
STOREBRAND ASA (STB.OL) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for STB stock?
The Price/Earnings (PE) ratio for STOREBRAND ASA (STB.OL) is 13.39 and the Price/Book (PB) ratio is 2.18.
What is the earnings growth outlook for STOREBRAND ASA?
The Earnings per Share (EPS) of STOREBRAND ASA (STB.OL) is expected to decline by -25% in the next year.