STOREBRAND ASA (STB.OL) Stock Fundamental Analysis
Europe - OSL:STB - NO0003053605 - Common Stock
159.8 NOK
+0.4 (+0.25%)
We assign a fundamental rating of 3 out of 10 to STB. STB was compared to 43 industry peers in the Insurance industry. STB may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, STB is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
STB had positive earnings in the past year.
In the past year STB had a positive cash flow from operations.
Each year in the past 5 years STB has been profitable.
In multiple years STB reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.45%, STB is doing worse than 86.05% of the companies in the same industry.
Looking at the Return On Equity, with a value of 14.79%, STB is in line with its industry, outperforming 55.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 14.79% | ||
| ROIC | N/A |
ROA(3y)0.41%
ROA(5y)0.39%
ROE(3y)12.22%
ROE(5y)10.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 30793.33%, STB belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
STB's Profit Margin has improved in the last couple of years.
STB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 30793.33% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y303.1%
PM growth 5Y135.54%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
STB does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for STB has been reduced compared to 1 year ago.
STB has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, STB has a worse debt to assets ratio.
2.2 Solvency
STB has a debt to FCF ratio of 8.55. This is a slightly negative value and a sign of low solvency as STB would need 8.55 years to pay back of all of its debts.
STB has a worse Debt to FCF ratio (8.55) than 65.12% of its industry peers.
STB has a Debt/Equity ratio of 2.90. This is a high value indicating a heavy dependency on external financing.
STB has a Debt to Equity ratio of 2.90. This is amonst the worse of the industry: STB underperforms 88.37% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.9 | ||
| Debt/FCF | 8.55 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.78%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.06% over the past year.
STB shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.07% yearly.
Looking at the last year, STB shows a very strong growth in Revenue. The Revenue has grown by 100.34%.
STB shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -48.38% yearly.
EPS 1Y (TTM)4.06%
EPS 3Y20.63%
EPS 5Y20.07%
EPS Q2Q%-40.27%
Revenue 1Y (TTM)100.34%
Revenue growth 3Y-70.05%
Revenue growth 5Y-48.38%
Sales Q2Q%847.81%
3.2 Future
The Earnings Per Share is expected to decrease by -3.34% on average over the next years.
The Revenue is expected to grow by 9.71% on average over the next years. This is quite good.
EPS Next Y-25%
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
EPS Next 5YN/A
Revenue Next Year-0.54%
Revenue Next 2Y4.8%
Revenue Next 3Y9.71%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.72, which indicates a correct valuation of STB.
STB's Price/Earnings ratio is in line with the industry average.
STB's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.76.
With a Price/Forward Earnings ratio of 14.65, STB is valued correctly.
72.09% of the companies in the same industry are cheaper than STB, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.63, STB is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.72 | ||
| Fwd PE | 14.65 |
4.2 Price Multiples
72.09% of the companies in the same industry are more expensive than STB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
STB's earnings are expected to decrease with -3.34% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.68
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.95%, STB has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 4.57, STB's dividend is way lower than its industry peers. On top of this 83.72% of the companies listed in the same industry pay a better dividend than STB!
Compared to an average S&P500 Dividend Yield of 2.31, STB pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
5.2 History
The dividend of STB is nicely growing with an annual growth rate of 10.52%!
Dividend Growth(5Y)10.52%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
STB pays out 43.91% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP43.91%
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
OSL:STB (10/29/2025, 4:19:58 PM)
159.8
+0.4 (+0.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners73.02%
Inst Owner ChangeN/A
Ins Owners0.22%
Ins Owner ChangeN/A
Market Cap69.59B
Revenue(TTM)15.00M
Net Income(TTM)4.62B
Analysts72.86
Price Target154.28 (-3.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
Yearly Dividend4.12
Dividend Growth(5Y)10.52%
DP43.91%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.06%
Min EPS beat(2)7.54%
Max EPS beat(2)30.57%
EPS beat(4)4
Avg EPS beat(4)27.37%
Min EPS beat(4)7.54%
Max EPS beat(4)44.87%
EPS beat(8)8
Avg EPS beat(8)26.29%
EPS beat(12)11
Avg EPS beat(12)24.89%
EPS beat(16)15
Avg EPS beat(16)22.37%
Revenue beat(2)2
Avg Revenue beat(2)53.88%
Min Revenue beat(2)51.02%
Max Revenue beat(2)56.74%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.11%
PT rev (3m)8.58%
EPS NQ rev (1m)0.54%
EPS NQ rev (3m)4.19%
EPS NY rev (1m)0%
EPS NY rev (3m)3.95%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)8.26%
Revenue NY rev (1m)1.35%
Revenue NY rev (3m)3.91%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.72 | ||
| Fwd PE | 14.65 | ||
| P/S | 4639.31 | ||
| P/FCF | 6.58 | ||
| P/OCF | 5.67 | ||
| P/B | 2.23 | ||
| P/tB | 2.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.65
EY7.29%
EPS(NY)10.9
Fwd EY6.82%
FCF(TTM)24.29
FCFY15.2%
OCF(TTM)28.19
OCFY17.64%
SpS0.03
BVpS71.71
TBVpS56.7
PEG (NY)N/A
PEG (5Y)0.68
Graham Number137.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 14.79% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 30793.33% | ||
| GM | N/A | ||
| FCFM | 70526.7% |
ROA(3y)0.41%
ROA(5y)0.39%
ROE(3y)12.22%
ROE(5y)10.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y303.1%
PM growth 5Y135.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.9 | ||
| Debt/FCF | 8.55 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 11320% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 229.03% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC6.78%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)24.99%
Cap/Sales(5y)15.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.06%
EPS 3Y20.63%
EPS 5Y20.07%
EPS Q2Q%-40.27%
EPS Next Y-25%
EPS Next 2Y-9.88%
EPS Next 3Y-3.34%
EPS Next 5YN/A
Revenue 1Y (TTM)100.34%
Revenue growth 3Y-70.05%
Revenue growth 5Y-48.38%
Sales Q2Q%847.81%
Revenue Next Year-0.54%
Revenue Next 2Y4.8%
Revenue Next 3Y9.71%
Revenue Next 5YN/A
EBIT growth 1Y27.48%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y641.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y785.87%
OCF growth 3YN/A
OCF growth 5YN/A
STOREBRAND ASA / STB.OL FAQ
What is the fundamental rating for STB stock?
ChartMill assigns a fundamental rating of 3 / 10 to STB.OL.
Can you provide the valuation status for STOREBRAND ASA?
ChartMill assigns a valuation rating of 3 / 10 to STOREBRAND ASA (STB.OL). This can be considered as Overvalued.
How profitable is STOREBRAND ASA (STB.OL) stock?
STOREBRAND ASA (STB.OL) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for STB stock?
The Price/Earnings (PE) ratio for STOREBRAND ASA (STB.OL) is 13.72 and the Price/Book (PB) ratio is 2.23.
What is the earnings growth outlook for STOREBRAND ASA?
The Earnings per Share (EPS) of STOREBRAND ASA (STB.OL) is expected to decline by -25% in the next year.