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SURF AIR MOBILITY INC (SRFM) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:SRFM - US8689272032 - Common Stock

3.22 USD
+0.17 (+5.57%)
Last: 1/8/2026, 8:07:49 PM
3.33 USD
+0.11 (+3.42%)
Pre-Market: 1/9/2026, 8:31:08 AM
Fundamental Rating

1

Taking everything into account, SRFM scores 1 out of 10 in our fundamental rating. SRFM was compared to 22 industry peers in the Passenger Airlines industry. SRFM has a bad profitability rating. Also its financial health evaluation is rather negative. SRFM is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

SRFM had negative earnings in the past year.
In the past year SRFM has reported a negative cash flow from operations.
In the past 5 years SRFM always reported negative net income.
In the past 5 years SRFM always reported negative operating cash flow.
SRFM Yearly Net Income VS EBIT VS OCF VS FCFSRFM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 -50M -100M -150M -200M -250M

1.2 Ratios

With a Return On Assets value of -67.81%, SRFM is not doing good in the industry: 77.27% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -67.81%
ROE N/A
ROIC N/A
ROA(3y)-276.34%
ROA(5y)-300.5%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SRFM Yearly ROA, ROE, ROICSRFM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 200 -200 -400

1.3 Margins

The Gross Margin of SRFM (5.10%) is worse than 81.82% of its industry peers.
The Profit Margin and Operating Margin are not available for SRFM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 5.1%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SRFM Yearly Profit, Operating, Gross MarginsSRFM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 -100 -200 -300 -400

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0

2. Health

2.1 Basic Checks

SRFM does not have a ROIC to compare to the WACC, probably because it is not profitable.
SRFM has more shares outstanding than it did 1 year ago.
Compared to 1 year ago, SRFM has a worse debt to assets ratio.
SRFM Yearly Shares OutstandingSRFM Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M 40M
SRFM Yearly Total Debt VS Total AssetsSRFM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

Based on the Altman-Z score of -10.29, we must say that SRFM is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -10.29, SRFM is not doing good in the industry: 77.27% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -10.29
ROIC/WACCN/A
WACC9.51%
SRFM Yearly LT Debt VS Equity VS FCFSRFM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M -50M -100M

2.3 Liquidity

A Current Ratio of 0.25 indicates that SRFM may have some problems paying its short term obligations.
SRFM has a Current ratio of 0.25. This is amonst the worse of the industry: SRFM underperforms 81.82% of its industry peers.
A Quick Ratio of 0.25 indicates that SRFM may have some problems paying its short term obligations.
With a Quick ratio value of 0.25, SRFM is not doing good in the industry: 77.27% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.25
Quick Ratio 0.25
SRFM Yearly Current Assets VS Current LiabilitesSRFM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M

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6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 77.15% over the past year.
Looking at the last year, SRFM shows a decrease in Revenue. The Revenue has decreased by -8.51% in the last year.
The Revenue has been growing by 116.31% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)77.15%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%31.91%
Revenue 1Y (TTM)-8.51%
Revenue growth 3Y116.31%
Revenue growth 5YN/A
Sales Q2Q%2.77%

3.2 Future

SRFM is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.53% yearly.
SRFM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 32.16% yearly.
EPS Next Y41.33%
EPS Next 2Y33.69%
EPS Next 3Y23.26%
EPS Next 5Y24.53%
Revenue Next Year-11.45%
Revenue Next 2Y-2.03%
Revenue Next 3Y16.95%
Revenue Next 5Y32.16%

3.3 Evolution

The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
SRFM Yearly Revenue VS EstimatesSRFM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M
SRFM Yearly EPS VS EstimatesSRFM Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10

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1

4. Valuation

4.1 Price/Earnings Ratio

SRFM reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for SRFM. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
SRFM Price Earnings VS Forward Price EarningsSRFM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SRFM Per share dataSRFM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 -2

4.3 Compensation for Growth

SRFM's earnings are expected to grow with 23.26% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y33.69%
EPS Next 3Y23.26%

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0

5. Dividend

5.1 Amount

No dividends for SRFM!.
Industry RankSector Rank
Dividend Yield 0%

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SURF AIR MOBILITY INC

NYSE:SRFM (1/8/2026, 8:07:49 PM)

Premarket: 3.33 +0.11 (+3.42%)

3.22

+0.17 (+5.57%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)11-12 2025-11-12/amc
Earnings (Next)03-16 2026-03-16/amc
Inst Owners11.87%
Inst Owner Change0%
Ins Owners3.47%
Ins Owner Change4.13%
Market Cap203.57M
Revenue(TTM)108.16M
Net Income(TTM)-72.41M
Analysts80
Price Target7.91 (145.65%)
Short Float %15.3%
Short Ratio2.53
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.12%
Min EPS beat(2)-20.53%
Max EPS beat(2)-3.71%
EPS beat(4)2
Avg EPS beat(4)31.45%
Min EPS beat(4)-20.53%
Max EPS beat(4)149.43%
EPS beat(8)3
Avg EPS beat(8)-15.11%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.54%
Min Revenue beat(2)2.58%
Max Revenue beat(2)6.51%
Revenue beat(4)2
Avg Revenue beat(4)-0.53%
Min Revenue beat(4)-7.74%
Max Revenue beat(4)6.51%
Revenue beat(8)6
Avg Revenue beat(8)2.13%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.59%
EPS NQ rev (1m)0%
EPS NQ rev (3m)32.16%
EPS NY rev (1m)0%
EPS NY rev (3m)11.52%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.11%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.62%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.88
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-2.47
EYN/A
EPS(NY)-1.28
Fwd EYN/A
FCF(TTM)-1.34
FCFYN/A
OCF(TTM)-1.1
OCFYN/A
SpS1.71
BVpS-1.46
TBVpS-1.79
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -67.81%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 5.1%
FCFM N/A
ROA(3y)-276.34%
ROA(5y)-300.5%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover1.01
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 169.94%
Cap/Sales 14.44%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.25
Quick Ratio 0.25
Altman-Z -10.29
F-Score3
WACC9.51%
ROIC/WACCN/A
Cap/Depr(3y)134.99%
Cap/Depr(5y)88.07%
Cap/Sales(3y)8.72%
Cap/Sales(5y)6.47%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)77.15%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%31.91%
EPS Next Y41.33%
EPS Next 2Y33.69%
EPS Next 3Y23.26%
EPS Next 5Y24.53%
Revenue 1Y (TTM)-8.51%
Revenue growth 3Y116.31%
Revenue growth 5YN/A
Sales Q2Q%2.77%
Revenue Next Year-11.45%
Revenue Next 2Y-2.03%
Revenue Next 3Y16.95%
Revenue Next 5Y32.16%
EBIT growth 1Y63.3%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year50.67%
EBIT Next 3Y21.47%
EBIT Next 5Y27.83%
FCF growth 1Y5.16%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y15.61%
OCF growth 3YN/A
OCF growth 5YN/A

SURF AIR MOBILITY INC / SRFM FAQ

What is the ChartMill fundamental rating of SURF AIR MOBILITY INC (SRFM) stock?

ChartMill assigns a fundamental rating of 1 / 10 to SRFM.


What is the valuation status for SRFM stock?

ChartMill assigns a valuation rating of 1 / 10 to SURF AIR MOBILITY INC (SRFM). This can be considered as Overvalued.


Can you provide the profitability details for SURF AIR MOBILITY INC?

SURF AIR MOBILITY INC (SRFM) has a profitability rating of 0 / 10.


What is the financial health of SURF AIR MOBILITY INC (SRFM) stock?

The financial health rating of SURF AIR MOBILITY INC (SRFM) is 0 / 10.