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SURF AIR MOBILITY INC (SRFM) Stock Fundamental Analysis

USA - NYSE:SRFM - US8689272032 - Common Stock

3.0645 USD
-0.25 (-7.42%)
Last: 11/7/2025, 11:34:08 AM
Fundamental Rating

1

We assign a fundamental rating of 1 out of 10 to SRFM. SRFM was compared to 21 industry peers in the Passenger Airlines industry. Both the profitability and financial health of SRFM have multiple concerns. SRFM is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

SRFM had negative earnings in the past year.
In the past year SRFM has reported a negative cash flow from operations.
SRFM had negative earnings in each of the past 5 years.
In the past 5 years SRFM always reported negative operating cash flow.
SRFM Yearly Net Income VS EBIT VS OCF VS FCFSRFM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 -50M -100M -150M -200M -250M

1.2 Ratios

The Return On Assets of SRFM (-44.52%) is worse than 80.95% of its industry peers.
Industry RankSector Rank
ROA -44.52%
ROE N/A
ROIC N/A
ROA(3y)-276.34%
ROA(5y)-300.5%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SRFM Yearly ROA, ROE, ROICSRFM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 200 -200 -400

1.3 Margins

SRFM has a worse Gross Margin (4.56%) than 90.48% of its industry peers.
SRFM does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 4.56%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SRFM Yearly Profit, Operating, Gross MarginsSRFM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 -100 -200 -300 -400

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2. Health

2.1 Basic Checks

SRFM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, SRFM has more shares outstanding
SRFM has a worse debt/assets ratio than last year.
SRFM Yearly Shares OutstandingSRFM Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M 40M
SRFM Yearly Total Debt VS Total AssetsSRFM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

SRFM has an Altman-Z score of -8.12. This is a bad value and indicates that SRFM is not financially healthy and even has some risk of bankruptcy.
SRFM's Altman-Z score of -8.12 is on the low side compared to the rest of the industry. SRFM is outperformed by 85.71% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -8.12
ROIC/WACCN/A
WACC9.03%
SRFM Yearly LT Debt VS Equity VS FCFSRFM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M -50M -100M

2.3 Liquidity

SRFM has a Current Ratio of 0.40. This is a bad value and indicates that SRFM is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of SRFM (0.40) is worse than 76.19% of its industry peers.
A Quick Ratio of 0.40 indicates that SRFM may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.40, SRFM is doing worse than 71.43% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.4
Quick Ratio 0.4
SRFM Yearly Current Assets VS Current LiabilitesSRFM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M

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3. Growth

3.1 Past

SRFM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 85.71%, which is quite impressive.
The Revenue has decreased by -3.95% in the past year.
Measured over the past years, SRFM shows a very strong growth in Revenue. The Revenue has been growing by 116.31% on average per year.
EPS 1Y (TTM)85.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%41.99%
Revenue 1Y (TTM)-3.95%
Revenue growth 3Y116.31%
Revenue growth 5YN/A
Sales Q2Q%-15.25%

3.2 Future

SRFM is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.53% yearly.
The Revenue is expected to grow by 32.12% on average over the next years. This is a very strong growth
EPS Next Y33.7%
EPS Next 2Y25.05%
EPS Next 3Y21.54%
EPS Next 5Y24.53%
Revenue Next Year-11.99%
Revenue Next 2Y1.93%
Revenue Next 3Y16.81%
Revenue Next 5Y32.12%

3.3 Evolution

Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
SRFM Yearly Revenue VS EstimatesSRFM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M
SRFM Yearly EPS VS EstimatesSRFM Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10

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1

4. Valuation

4.1 Price/Earnings Ratio

SRFM reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year SRFM is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
SRFM Price Earnings VS Forward Price EarningsSRFM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SRFM Per share dataSRFM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2 -3

4.3 Compensation for Growth

SRFM's earnings are expected to grow with 21.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y25.05%
EPS Next 3Y21.54%

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0

5. Dividend

5.1 Amount

No dividends for SRFM!.
Industry RankSector Rank
Dividend Yield N/A

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SURF AIR MOBILITY INC

NYSE:SRFM (11/7/2025, 11:34:08 AM)

3.0645

-0.25 (-7.42%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)08-12 2025-08-12/amc
Earnings (Next)11-12 2025-11-12
Inst Owners7.21%
Inst Owner Change2.45%
Ins Owners4.97%
Ins Owner Change23.83%
Market Cap131.25M
Revenue(TTM)107.37M
Net Income(TTM)-57.42M
Analysts80
Price Target8.03 (162.03%)
Short Float %9.02%
Short Ratio1.2
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-9.97%
Min EPS beat(2)-20.53%
Max EPS beat(2)0.59%
EPS beat(4)3
Avg EPS beat(4)35.43%
Min EPS beat(4)-20.53%
Max EPS beat(4)149.43%
EPS beat(8)3
Avg EPS beat(8)-97.38%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.53%
Min Revenue beat(2)-3.45%
Max Revenue beat(2)6.51%
Revenue beat(4)2
Avg Revenue beat(4)0.28%
Min Revenue beat(4)-7.74%
Max Revenue beat(4)6.51%
Revenue beat(8)5
Avg Revenue beat(8)-1.42%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)24.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)32.02%
EPS NY rev (1m)0%
EPS NY rev (3m)-8.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)8.27%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.69%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.22
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-2.77
EYN/A
EPS(NY)-2.62
Fwd EYN/A
FCF(TTM)-1.81
FCFYN/A
OCF(TTM)-1.46
OCFYN/A
SpS2.51
BVpS-2.7
TBVpS-3.2
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -44.52%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 4.56%
FCFM N/A
ROA(3y)-276.34%
ROA(5y)-300.5%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.83
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 170.84%
Cap/Sales 14.15%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.4
Quick Ratio 0.4
Altman-Z -8.12
F-Score2
WACC9.03%
ROIC/WACCN/A
Cap/Depr(3y)134.99%
Cap/Depr(5y)88.07%
Cap/Sales(3y)8.72%
Cap/Sales(5y)6.47%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)85.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%41.99%
EPS Next Y33.7%
EPS Next 2Y25.05%
EPS Next 3Y21.54%
EPS Next 5Y24.53%
Revenue 1Y (TTM)-3.95%
Revenue growth 3Y116.31%
Revenue growth 5YN/A
Sales Q2Q%-15.25%
Revenue Next Year-11.99%
Revenue Next 2Y1.93%
Revenue Next 3Y16.81%
Revenue Next 5Y32.12%
EBIT growth 1Y79.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year56.01%
EBIT Next 3Y22.41%
EBIT Next 5Y28.09%
FCF growth 1Y-129.36%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-87.71%
OCF growth 3YN/A
OCF growth 5YN/A

SURF AIR MOBILITY INC / SRFM FAQ

What is the ChartMill fundamental rating of SURF AIR MOBILITY INC (SRFM) stock?

ChartMill assigns a fundamental rating of 1 / 10 to SRFM.


What is the valuation status of SURF AIR MOBILITY INC (SRFM) stock?

ChartMill assigns a valuation rating of 1 / 10 to SURF AIR MOBILITY INC (SRFM). This can be considered as Overvalued.


Can you provide the profitability details for SURF AIR MOBILITY INC?

SURF AIR MOBILITY INC (SRFM) has a profitability rating of 0 / 10.


What is the earnings growth outlook for SURF AIR MOBILITY INC?

The Earnings per Share (EPS) of SURF AIR MOBILITY INC (SRFM) is expected to grow by 33.7% in the next year.