SWISS RE AG (SR9.DE) Fundamental Analysis & Valuation

FRA:SR9 • CH0126881561

Current stock price

143.1 EUR
-0.15 (-0.1%)
Last:

This SR9.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. SR9.DE Profitability Analysis

1.1 Basic Checks

  • In the past year SR9 was profitable.
  • SR9 had a positive operating cash flow in the past year.
  • SR9 had positive earnings in each of the past 5 years.
  • In the past 5 years SR9 always reported a positive cash flow from operatings.
SR9.DE Yearly Net Income VS EBIT VS OCF VS FCFSR9.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

1.2 Ratios

  • SR9's Return On Assets of 3.44% is fine compared to the rest of the industry. SR9 outperforms 72.09% of its industry peers.
  • With a decent Return On Equity value of 18.06%, SR9 is doing good in the industry, outperforming 67.44% of the companies in the same industry.
  • The Return On Invested Capital of SR9 (3.74%) is better than 76.74% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for SR9 is in line with the industry average of 2.95%.
  • The last Return On Invested Capital (3.74%) for SR9 is above the 3 year average (3.03%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.44%
ROE 18.06%
ROIC 3.74%
ROA(3y)2.74%
ROA(5y)1.86%
ROE(3y)15.15%
ROE(5y)11.05%
ROIC(3y)3.03%
ROIC(5y)2.11%
SR9.DE Yearly ROA, ROE, ROICSR9.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • SR9's Profit Margin of 10.52% is fine compared to the rest of the industry. SR9 outperforms 60.47% of its industry peers.
  • In the last couple of years the Profit Margin of SR9 has grown nicely.
  • SR9 has a better Operating Margin (14.45%) than 62.79% of its industry peers.
  • In the last couple of years the Operating Margin of SR9 has grown nicely.
Industry RankSector Rank
OM 14.45%
PM (TTM) 10.52%
GM N/A
OM growth 3Y64.55%
OM growth 5YN/A
PM growth 3Y117.69%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SR9.DE Yearly Profit, Operating, Gross MarginsSR9.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

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2

2. SR9.DE Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, SR9 has more shares outstanding
  • The number of shares outstanding for SR9 has been increased compared to 5 years ago.
  • Compared to 1 year ago, SR9 has a worse debt to assets ratio.
SR9.DE Yearly Shares OutstandingSR9.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
SR9.DE Yearly Total Debt VS Total AssetsSR9.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • The Debt to FCF ratio of SR9 is 2.90, which is a good value as it means it would take SR9, 2.90 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of SR9 (2.90) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.33 indicates that SR9 is not too dependend on debt financing.
  • SR9's Debt to Equity ratio of 0.33 is fine compared to the rest of the industry. SR9 outperforms 72.09% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 2.9
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
SR9.DE Yearly LT Debt VS Equity VS FCFSR9.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SR9.DE Yearly Current Assets VS Current LiabilitesSR9.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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4

3. SR9.DE Growth Analysis

3.1 Past

  • SR9 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 57.81%, which is quite impressive.
  • SR9 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 116.65% yearly.
  • Looking at the last year, SR9 shows a decrease in Revenue. The Revenue has decreased by -3.55% in the last year.
  • The Revenue has been growing slightly by 0.50% on average over the past years.
EPS 1Y (TTM)57.81%
EPS 3Y116.65%
EPS 5YN/A
EPS Q2Q%-32.97%
Revenue 1Y (TTM)-3.55%
Revenue growth 3Y-1.76%
Revenue growth 5Y0.5%
Sales Q2Q%-6.31%

3.2 Future

  • Based on estimates for the next years, SR9 will show a decrease in Earnings Per Share. The EPS will decrease by -2.04% on average per year.
  • Based on estimates for the next years, SR9 will show a small growth in Revenue. The Revenue will grow by 7.71% on average per year.
EPS Next Y3.04%
EPS Next 2Y1.32%
EPS Next 3Y-0.75%
EPS Next 5Y-2.04%
Revenue Next Year0.21%
Revenue Next 2Y1.51%
Revenue Next 3Y1.32%
Revenue Next 5Y7.71%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SR9.DE Yearly Revenue VS EstimatesSR9.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
SR9.DE Yearly EPS VS EstimatesSR9.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0 5 10 15 20

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5

4. SR9.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • SR9 is valuated reasonably with a Price/Earnings ratio of 10.10.
  • 72.09% of the companies in the same industry are more expensive than SR9, based on the Price/Earnings ratio.
  • SR9 is valuated cheaply when we compare the Price/Earnings ratio to 25.35, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 9.80, the valuation of SR9 can be described as reasonable.
  • SR9's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SR9 is cheaper than 65.12% of the companies in the same industry.
  • SR9's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.61.
Industry RankSector Rank
PE 10.1
Fwd PE 9.8
SR9.DE Price Earnings VS Forward Price EarningsSR9.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • SR9's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 16
EV/EBITDA N/A
SR9.DE Per share dataSR9.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates SR9 does not grow enough to justify the current Price/Earnings ratio.
  • SR9 has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)3.33
PEG (5Y)N/A
EPS Next 2Y1.32%
EPS Next 3Y-0.75%

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6

5. SR9.DE Dividend Analysis

5.1 Amount

  • SR9 has a Yearly Dividend Yield of 5.00%, which is a nice return.
  • SR9's Dividend Yield is a higher than the industry average which is at 4.47.
  • Compared to an average S&P500 Dividend Yield of 1.89, SR9 pays a better dividend.
Industry RankSector Rank
Dividend Yield 5%

5.2 History

  • The dividend of SR9 has a limited annual growth rate of 3.86%.
Dividend Growth(5Y)3.86%
Div Incr Years0
Div Non Decr Years0
SR9.DE Yearly Dividends per shareSR9.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2026 2 4 6

5.3 Sustainability

  • SR9 pays out 46.95% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.95%
EPS Next 2Y1.32%
EPS Next 3Y-0.75%
SR9.DE Yearly Income VS Free CF VS DividendSR9.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B
SR9.DE Dividend Payout.SR9.DE Dividend Payout, showing the Payout Ratio.SR9.DE Dividend Payout.PayoutRetained Earnings

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SR9.DE Fundamentals: All Metrics, Ratios and Statistics

SWISS RE AG

FRA:SR9 (3/31/2026, 7:00:00 PM)

143.1

-0.15 (-0.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-27
Earnings (Next)05-07
Inst Owners38.92%
Inst Owner ChangeN/A
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap42.75B
Revenue(TTM)43.87B
Net Income(TTM)4.62B
Analysts52.14
Price Target146.21 (2.17%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5%
Yearly Dividend6.39
Dividend Growth(5Y)3.86%
DP46.95%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)18.48%
Min EPS beat(2)-1.67%
Max EPS beat(2)38.63%
EPS beat(4)2
Avg EPS beat(4)12.78%
Min EPS beat(4)-11.28%
Max EPS beat(4)38.63%
EPS beat(8)4
Avg EPS beat(8)-3.05%
EPS beat(12)5
Avg EPS beat(12)-2.32%
EPS beat(16)7
Avg EPS beat(16)-27.52%
Revenue beat(2)0
Avg Revenue beat(2)-2.35%
Min Revenue beat(2)-2.63%
Max Revenue beat(2)-2.08%
Revenue beat(4)0
Avg Revenue beat(4)-5.77%
Min Revenue beat(4)-13.74%
Max Revenue beat(4)-2.08%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.24%
PT rev (3m)-11.6%
EPS NQ rev (1m)8.46%
EPS NQ rev (3m)-1.89%
EPS NY rev (1m)1.5%
EPS NY rev (3m)2%
Revenue NQ rev (1m)-0.79%
Revenue NQ rev (3m)-1.07%
Revenue NY rev (1m)0.29%
Revenue NY rev (3m)-2.8%
Valuation
Industry RankSector Rank
PE 10.1
Fwd PE 9.8
P/S 1.12
P/FCF 16
P/OCF 16
P/B 1.92
P/tB 2.28
EV/EBITDA N/A
EPS(TTM)14.17
EY9.9%
EPS(NY)14.6
Fwd EY10.2%
FCF(TTM)8.95
FCFY6.25%
OCF(TTM)8.95
OCFY6.25%
SpS127.87
BVpS74.49
TBVpS62.78
PEG (NY)3.33
PEG (5Y)N/A
Graham Number154.11
Profitability
Industry RankSector Rank
ROA 3.44%
ROE 18.06%
ROCE 4.77%
ROIC 3.74%
ROICexc 3.82%
ROICexgc 4.38%
OM 14.45%
PM (TTM) 10.52%
GM N/A
FCFM 7%
ROA(3y)2.74%
ROA(5y)1.86%
ROE(3y)15.15%
ROE(5y)11.05%
ROIC(3y)3.03%
ROIC(5y)2.11%
ROICexc(3y)3.12%
ROICexc(5y)2.18%
ROICexgc(3y)3.6%
ROICexgc(5y)2.53%
ROCE(3y)3.87%
ROCE(5y)2.7%
ROICexgc growth 3Y69%
ROICexgc growth 5YN/A
ROICexc growth 3Y73.1%
ROICexc growth 5YN/A
OM growth 3Y64.55%
OM growth 5YN/A
PM growth 3Y117.69%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.33
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 2.9
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 12.38
Cash Conversion N/A
Profit Quality 66.49%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)101.14%
Profit Quality(5y)241.83%
High Growth Momentum
Growth
EPS 1Y (TTM)57.81%
EPS 3Y116.65%
EPS 5YN/A
EPS Q2Q%-32.97%
EPS Next Y3.04%
EPS Next 2Y1.32%
EPS Next 3Y-0.75%
EPS Next 5Y-2.04%
Revenue 1Y (TTM)-3.55%
Revenue growth 3Y-1.76%
Revenue growth 5Y0.5%
Sales Q2Q%-6.31%
Revenue Next Year0.21%
Revenue Next 2Y1.51%
Revenue Next 3Y1.32%
Revenue Next 5Y7.71%
EBIT growth 1Y46.45%
EBIT growth 3Y61.65%
EBIT growth 5YN/A
EBIT Next Year-1.81%
EBIT Next 3Y-2.96%
EBIT Next 5YN/A
FCF growth 1Y-1.95%
FCF growth 3Y1.59%
FCF growth 5Y-17.69%
OCF growth 1Y-1.95%
OCF growth 3Y1.59%
OCF growth 5Y-17.69%

SWISS RE AG / SR9.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SWISS RE AG (SR9.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to SR9.DE.


What is the valuation status of SWISS RE AG (SR9.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to SWISS RE AG (SR9.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for SWISS RE AG?

SWISS RE AG (SR9.DE) has a profitability rating of 7 / 10.


What are the PE and PB ratios of SWISS RE AG (SR9.DE) stock?

The Price/Earnings (PE) ratio for SWISS RE AG (SR9.DE) is 10.1 and the Price/Book (PB) ratio is 1.92.


How financially healthy is SWISS RE AG?

The financial health rating of SWISS RE AG (SR9.DE) is 2 / 10.