SOFI TECHNOLOGIES INC (SOFI) Stock Price & Overview

NASDAQ:SOFI • US83406F1021

Current stock price

17.63 USD
-0.13 (-0.73%)
At close:
17.57 USD
-0.06 (-0.34%)
Pre-Market:

The current stock price of SOFI is 17.63 USD. Today SOFI is down by -0.73%. In the past month the price decreased by -10.1%. In the past year, price increased by 36.99%.

SOFI Key Statistics

52-Week Range8.6 - 32.73
Current SOFI stock price positioned within its 52-week range.
1-Month Range16.8 - 20.01
Current SOFI stock price positioned within its 1-month range.
Market Cap
22.483B
P/E
46.39
Fwd P/E
28.60
EPS (TTM)
0.38
Dividend Yield
N/A

SOFI Stock Performance

Today
-0.73%
1 Week
-6.17%
1 Month
-10.10%
3 Months
-35.28%
Longer-term
6 Months -40.26%
1 Year +36.99%
2 Years +141.51%
3 Years +190.45%
5 Years N/A
10 Years N/A

SOFI Stock Chart

SOFI TECHNOLOGIES INC / SOFI Daily stock chart

SOFI Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to SOFI. When comparing the yearly performance of all stocks, SOFI turns out to be only a medium performer in the overall market: it outperformed 46.24% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SOFI Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to SOFI. SOFI has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SOFI Earnings

On January 30, 2026 SOFI reported an EPS of 0.13 and a revenue of 1.01B. The company beat EPS expectations (9.66% surprise) and beat revenue expectations (0.78% surprise).

Next Earnings DateApr 27, 2026
Last Earnings DateJan 30, 2026
PeriodQ4 / 2025
EPS Reported$0.13
Revenue Reported1.013B
EPS Surprise 9.66%
Revenue Surprise 0.78%

SOFI Forecast & Estimates

29 analysts have analysed SOFI and the average price target is 27.07 USD. This implies a price increase of 53.55% is expected in the next year compared to the current price of 17.63.

For the next year, analysts expect an EPS growth of 62.23% and a revenue growth 31.15% for SOFI


Analysts
Analysts70.34
Price Target27.07 (53.55%)
EPS Next Y62.23%
Revenue Next Year31.15%

SOFI Groups

Sector & Classification

SOFI Financial Highlights

Over the last trailing twelve months SOFI reported a non-GAAP Earnings per Share(EPS) of 0.38. The EPS increased by 192.31% compared to the year before.


Income Statements
Revenue(TTM)3.61B
Net Income(TTM)481.32M
Industry RankSector Rank
PM (TTM) 13.32%
ROA 0.95%
ROE 4.59%
Debt/Equity 0.17
Chartmill High Growth Momentum
EPS Q2Q%160%
Sales Q2Q%37.03%
EPS 1Y (TTM)192.31%
Revenue 1Y (TTM)35.09%

SOFI Ownership

Ownership
Inst Owners55.99%
Shares1.28B
Float1.25B
Ins Owners3.02%
Short Float %10.23%
Short Ratio2.07

SOFI Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AXP AMERICAN EXPRESS CO16.8204.747B
COF CAPITAL ONE FINANCIAL CORP8.8112.426B
SYF SYNCHRONY FINANCIAL6.8622.253B
SLMBP SLM CORP - SLM 5.63562 PERP27.2314.925B
ALLY ALLY FINANCIAL INC6.7111.115B
FCFS FIRSTCASH HOLDINGS INC18.148.295B
FIGR FIGURE TECHNOLOGY SOLUT-CL A37.587.653B
OMF ONEMAIN HOLDINGS INC6.515.771B
CACC CREDIT ACCEPTANCE CORP9.754.779B
NNI NELNET INC-CL A14.454.61B
SLM SLM CORP7.243.967B
ENVA ENOVA INTERNATIONAL INC8.343.353B

About SOFI

Company Profile

SOFI logo image SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 6,100 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

Company Info

IPO: 2020-11-30

SOFI TECHNOLOGIES INC

234 1St Street

San Francisco CALIFORNIA US

CEO: Chamath Palihapitiya

Employees: 6100

SOFI Company Website

SOFI Investor Relations

Phone: 13026365401

SOFI TECHNOLOGIES INC / SOFI FAQ

Can you describe the business of SOFI TECHNOLOGIES INC?

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 6,100 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.


Can you provide the latest stock price for SOFI TECHNOLOGIES INC?

The current stock price of SOFI is 17.63 USD. The price decreased by -0.73% in the last trading session.


Does SOFI stock pay dividends?

SOFI does not pay a dividend.


What is the ChartMill rating of SOFI TECHNOLOGIES INC stock?

SOFI has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


How is the market expecting SOFI stock to perform?

29 analysts have analysed SOFI and the average price target is 27.07 USD. This implies a price increase of 53.55% is expected in the next year compared to the current price of 17.63.


What is the market capitalization of SOFI stock?

SOFI TECHNOLOGIES INC (SOFI) has a market capitalization of 22.48B USD. This makes SOFI a Large Cap stock.


What is the next earnings date for SOFI stock?

SOFI TECHNOLOGIES INC (SOFI) will report earnings on 2026-04-27, before the market open.