Logo image of SOFI

SOFI TECHNOLOGIES INC (SOFI) Stock Price, Forecast & Analysis

USA - NASDAQ:SOFI - US83406F1021 - Common Stock

29.68 USD
+0.65 (+2.24%)
Last: 10/31/2025, 8:14:23 PM
29.84 USD
+0.16 (+0.54%)
Pre-Market: 11/3/2025, 6:22:59 AM

SOFI Key Statistics, Chart & Performance

Key Statistics
Market Cap35.23B
Revenue(TTM)3.32B
Net Income(TTM)561.60M
Shares1.19B
Float1.15B
52 Week High32.57
52 Week Low8.6
Yearly Dividend0.02
Dividend YieldN/A
EPS(TTM)0.3
PE98.93
Fwd PE48.42
Earnings (Next)01-26 2026-01-26/amc
IPO2020-11-30
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


SOFI short term performance overview.The bars show the price performance of SOFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 20 40 60 80 100

SOFI long term performance overview.The bars show the price performance of SOFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 100 200 300 400

The current stock price of SOFI is 29.68 USD. In the past month the price increased by 17.59%. In the past year, price increased by 168.84%.

SOFI TECHNOLOGIES INC / SOFI Daily stock chart

SOFI Latest News, Press Relases and Analysis

SOFI Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 24.21 248.49B
COF CAPITAL ONE FINANCIAL CORP 11.84 140.68B
SYF SYNCHRONY FINANCIAL 8.12 26.78B
SLMBP SLM CORP - SLM 5.99942 PERP 26.49 15.74B
KSPI JSC KASPI.KZ ADR N/A 14.21B
ALLY ALLY FINANCIAL INC 11.13 12.00B
OMF ONEMAIN HOLDINGS INC 9.5 7.04B
FCFS FIRSTCASH HOLDINGS INC 19.24 7.03B
SLM SLM CORP 9.42 5.60B
CACC CREDIT ACCEPTANCE CORP 11.97 5.03B
NNI NELNET INC-CL A 23.77 4.67B
UPST UPSTART HOLDINGS INC 55.26 4.57B

About SOFI

Company Profile

SOFI logo image SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 5,000 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

Company Info

SOFI TECHNOLOGIES INC

234 1St Street

San Francisco CALIFORNIA US

CEO: Chamath Palihapitiya

Employees: 5000

SOFI Company Website

SOFI Investor Relations

Phone: 18554567634

SOFI TECHNOLOGIES INC / SOFI FAQ

Can you describe the business of SOFI TECHNOLOGIES INC?

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 5,000 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.


What is the current price of SOFI stock?

The current stock price of SOFI is 29.68 USD. The price increased by 2.24% in the last trading session.


Does SOFI stock pay dividends?

SOFI does not pay a dividend.


How is the ChartMill rating for SOFI TECHNOLOGIES INC?

SOFI has a ChartMill Technical rating of 10 out of 10 and a ChartMill Fundamental rating of 2 out of 10.


Which stock exchange lists SOFI stock?

SOFI stock is listed on the Nasdaq exchange.


Can you provide the number of employees for SOFI TECHNOLOGIES INC?

SOFI TECHNOLOGIES INC (SOFI) currently has 5000 employees.


Can you provide the short interest for SOFI stock?

The outstanding short interest for SOFI TECHNOLOGIES INC (SOFI) is 8.74% of its float.


SOFI Technical Analysis

ChartMill assigns a technical rating of 10 / 10 to SOFI. When comparing the yearly performance of all stocks, SOFI is one of the better performing stocks in the market, outperforming 96.1% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SOFI Fundamental Analysis

ChartMill assigns a fundamental rating of 2 / 10 to SOFI. SOFI may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SOFI Financial Highlights

Over the last trailing twelve months SOFI reported a non-GAAP Earnings per Share(EPS) of 0.3. The EPS increased by 200% compared to the year before.


Industry RankSector Rank
PM (TTM) 18.37%
ROA 1.37%
ROE 8.19%
Debt/Equity 0.57
Chartmill High Growth Momentum
EPS Q2Q%120%
Sales Q2Q%37.74%
EPS 1Y (TTM)200%
Revenue 1Y (TTM)29.98%

SOFI Forecast & Estimates

29 analysts have analysed SOFI and the average price target is 23.48 USD. This implies a price decrease of -20.88% is expected in the next year compared to the current price of 29.68.

For the next year, analysts expect an EPS growth of 180.38% and a revenue growth 39.25% for SOFI


Analysts
Analysts68.97
Price Target23.48 (-20.89%)
EPS Next Y180.38%
Revenue Next Year39.25%

SOFI Ownership

Ownership
Inst Owners53.67%
Ins Owners3.16%
Short Float %8.74%
Short Ratio1.47