SOFI TECHNOLOGIES INC (SOFI) Forecast, Price Target & Analyst Ratings

NASDAQ:SOFI • US83406F1021

Current stock price

15.525 USD
-2.83 (-15.44%)
At close:
15.81 USD
+0.29 (+1.84%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for SOFI TECHNOLOGIES INC (SOFI).

Forecast Snapshot

Consensus Price Target

Price Target
$24.85
+ 60.06% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
N/A
Period
Q2 / 2026
EPS Estimate
$0.14
Revenue Estimate
1.152B
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
70.00%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$24.85
Upside
+ 60.06%
From current price of $15.53 to mean target of $24.85, Based on 30 analyst forecasts
Low
$12.12
Median
$23.21
High
$39.90

Price Target Revisions

1 Month
-8.20%
3 Months
-10.28%

Price Target Summary

30 Wall Street analysts provided a forecast for the next 12 months for SOFI. The average price target is 24.85 USD. This implies a price increase of 60.06% is expected in the next year compared to the current price of 15.525.
The average price target has been revised downward by 10.28% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

SOFI Current Analyst RatingSOFI Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8 10

Analyst Ratings History

SOFI Historical Analyst RatingsSOFI Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20 25

Analyst Ratings Consensus

ChartMill Buy Consensus
70.00%
SOFI was analyzed by 30 analysts. The buy percentage consensus is at 70. So analysts seem to be have mildly positive about SOFI.
In the previous month the buy percentage consensus was at a similar level.
SOFI was analyzed by 30 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-04-24Truist SecuritiesMaintains Hold -> Hold
2026-04-15Argus ResearchInitiate Hold
2026-04-14Goldman SachsMaintains Neutral -> Neutral
2026-04-09Keefe, Bruyette & WoodsMaintains Underperform -> Underperform
2026-04-09Wells FargoMaintains Equal-Weight -> Equal-Weight
2026-04-06BarclaysMaintains Equal-Weight -> Equal-Weight
2026-03-19Wells FargoInitiate Equal-Weight
2026-02-18Truist SecuritiesMaintains Hold -> Hold
2026-02-09CitizensUpgrade Market Perform -> Market Outperform
2026-02-03JP MorganUpgrade Neutral -> Overweight
2026-02-02NeedhamMaintains Buy -> Buy
2026-01-06BarclaysMaintains Equal-Weight -> Equal-Weight
2026-01-06Goldman SachsMaintains Neutral -> Neutral
2025-11-25Truist SecuritiesMaintains Hold -> Hold
2025-11-04Truist SecuritiesMaintains Hold -> Hold
2025-10-30UBSMaintains Neutral -> Neutral
2025-10-29Keefe, Bruyette & WoodsMaintains Underperform -> Underperform
2025-10-29BTIGReiterate Neutral -> Neutral
2025-10-29NeedhamMaintains Buy -> Buy
2025-10-29BarclaysMaintains Equal-Weight -> Equal-Weight
2025-10-29JP MorganMaintains Neutral -> Neutral
2025-10-29Goldman SachsMaintains Neutral -> Neutral
2025-10-29CitigroupMaintains Buy -> Buy
2025-10-24Truist SecuritiesMaintains Hold -> Hold
2025-10-24JP MorganMaintains Neutral -> Neutral

Next Earnings Forecast Details

Next Earnings Details

Release Date
N/A
Period
Q2 / 2026
EPS Estimate
$0.14
Revenue Estimate
1.152B
Revenue Q2Q
34.23%
EPS Q2Q
77.99%
Number of Analysts
23

Next Earnings Revisions

Revenue (1 Month)
0.09%
Revenue (3 Months)
1.61%
EPS (1 Month)
0.74%
EPS (3 Months)
-3.99%

Next Earnings Summary

The next earnings revenue estimate has been revised upward by 1.61% in the past 3 months.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2033

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033
Revenue
YoY % growth
SOFI revenue by date.SOFI revenue by date.
2.123B
34.91%		2.675B
26.01%		3.613B
35.09%		4.749B
31.43%		5.785B
21.82%		6.749B
16.66%		6.525B
-3.32%		7.313B
12.08%		8.099B
10.75%		8.909B
10.00%		9.771B
9.68%
EBITDA
YoY % growth
SOFI ebitda by date.SOFI ebitda by date.
N/A
236.89%		N/A
64.35%		N/A
61.56%		1.623B
52.97%		2.118B
30.50%		2.536B
19.74%		1.754B
-30.84%		2.128B
21.32%		N/AN/AN/A
EBIT
YoY % growth
SOFI ebit by date.SOFI ebit by date.
N/A
11.58%		N/A
181.39%		N/A
144.50%		1.016B
95.91%		1.453B
43.01%		1.857B
27.80%		1.798B
-3.18%		2.109B
17.30%		2.431B
15.27%		2.759B
13.49%		3.131B
13.48%
Operating Margin
SOFI operating margin by date.SOFI operating margin by date.
N/AN/AN/A21.39%25.12%27.52%27.56%28.84%30.02%30.97%32.04%
EPS
YoY % growth
SOFI eps by date.SOFI eps by date.
-0.12
70.00%		0.13
208.33%		0.38
192.31%		0.61
61.21%		0.83
35.71%		1.03
24.20%		0.99
-4.18%		1.24
25.77%		1.47
18.03%		1.69
15.28%		1.93
13.86%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27 Q1 / 28 Q2 / 28 Q3 / 28 Q4 / 28
EPS
Q2Q % growth		0.14
77.99%		0.17
52.86%		0.18
39.74%		0.18
53.43%		0.20
41.53%		0.22
31.48%		0.23
27.04%		0.22
21.88%		0.24
21.47%		0.31
38.41%		0.31
34.81%
Revenue
Q2Q % growth		1.152B
34.23%		1.233B
29.84%		1.298B
28.16%		1.34B
23.25%		1.422B
23.44%		1.5B
21.65%		1.564B
20.49%		1.522B
13.58%		1.617B
13.71%		1.721B
14.73%		1.781B
13.87%
EBITDA
Q2Q % growth		382.75M
81.05%		442.19M
70.35%		476.7M
51.76%		475.15M
48.88%		518.08M
35.36%		555.22M
25.56%		577.22M
21.09%		551.02M
15.97%		598.27M
15.48%		711.48M
28.14%		731.25M
26.68%
EBIT
Q2Q % growth		229.14M
124.56%		280.65M
89.95%		307.36M
53.70%		268.35M
43.93%		313.46M
36.80%		465.33M
65.80%		494.29M
60.82%		407.95M
52.02%		458.07M
46.13%		651.34M
39.97%		662.44M
34.02%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

SOFI Yearly Revenue VS EstimatesSOFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2B 4B 6B 8B
SOFI Yearly EPS VS EstimatesSOFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 0 1 -1

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
39.54%
EPS Next 5 Year
26.78%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
22.92%
Revenue Next 5 Year
15.01%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
69.73%
EBIT Next 5 Year
32.63%
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

SOFI TECHNOLOGIES INC / SOFI Forecast FAQ

What do analysts expect the price target to be for SOFI TECHNOLOGIES INC (SOFI)?

30 analysts have analysed SOFI and the average price target is 24.85 USD. This implies a price increase of 60.06% is expected in the next year compared to the current price of 15.525.

What are the consensus estimates for SOFI TECHNOLOGIES INC (SOFI) next earnings?

The consensus EPS estimate for the next earnings of SOFI TECHNOLOGIES INC (SOFI) is 0.14 USD and the consensus revenue estimate is 1.15B USD.

How many analysts cover SOFI TECHNOLOGIES INC (SOFI) stock?

The number of analysts covering SOFI TECHNOLOGIES INC (SOFI) is 30.