SOFI TECHNOLOGIES INC (SOFI) Forecast, Price Target & Analyst Ratings

NASDAQ:SOFI • US83406F1021

Current stock price

17.305 USD
-0.07 (-0.37%)
Last:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for SOFI TECHNOLOGIES INC (SOFI).

Forecast Snapshot

Consensus Price Target

Price Target
$27.07
+ 56.43% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.12
Revenue Estimate
1.069B
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
70.34%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$27.07
Upside
+ 56.43%
From current price of $17.31 to mean target of $27.07, Based on 29 analyst forecasts
Low
$12.12
Median
$26.52
High
$39.90

Price Target Revisions

1 Month
-0.74%
3 Months
-1.48%

Price Target Summary

29 Wall Street analysts provided a forecast for the next 12 months for SOFI. The average price target is 27.07 USD. This implies a price increase of 56.43% is expected in the next year compared to the current price of 17.305.
The average price target has been revised downward by 1.48% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

SOFI Current Analyst RatingSOFI Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8 10

Analyst Ratings History

SOFI Historical Analyst RatingsSOFI Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20 25

Analyst Ratings Consensus

ChartMill Buy Consensus
70.34%
SOFI was analyzed by 29 analysts. The buy percentage consensus is at 70. So analysts seem to be have mildly positive about SOFI.
In the previous month the buy percentage consensus was at a similar level.
SOFI was analyzed by 29 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-02-18Truist SecuritiesMaintains Hold -> Hold
2026-02-09CitizensUpgrade Market Perform -> Market Outperform
2026-02-03JP MorganUpgrade Neutral -> Overweight
2026-02-02NeedhamMaintains Buy -> Buy
2026-01-06BarclaysMaintains Equal-Weight -> Equal-Weight
2026-01-06Goldman SachsMaintains Neutral -> Neutral
2025-11-25Truist SecuritiesMaintains Hold -> Hold
2025-11-04Truist SecuritiesMaintains Hold -> Hold
2025-10-30UBSMaintains Neutral -> Neutral
2025-10-29Keefe, Bruyette & WoodsMaintains Underperform -> Underperform
2025-10-29BTIGReiterate Neutral -> Neutral
2025-10-29NeedhamMaintains Buy -> Buy
2025-10-29BarclaysMaintains Equal-Weight -> Equal-Weight
2025-10-29JP MorganMaintains Neutral -> Neutral
2025-10-29Goldman SachsMaintains Neutral -> Neutral
2025-10-29CitigroupMaintains Buy -> Buy
2025-10-24Truist SecuritiesMaintains Hold -> Hold
2025-10-24JP MorganMaintains Neutral -> Neutral
2025-10-15Keefe, Bruyette & WoodsMaintains Underperform -> Underperform
2025-10-13Goldman SachsMaintains Neutral -> Neutral
2025-09-29Morgan StanleyMaintains Underweight -> Underweight
2025-09-18MizuhoMaintains Outperform -> Outperform
2025-09-10NeedhamMaintains Buy -> Buy
2025-08-20JP MorganMaintains Neutral -> Neutral
2025-08-20CitigroupMaintains Buy -> Buy

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 27, 2026
Period
Q1 / 2026
EPS Estimate
$0.12
Revenue Estimate
1.069B
Revenue Q2Q
38.70%
EPS Q2Q
100.70%
Number of Analysts
22

Next Earnings Revisions

Revenue (1 Month)
0.00%
Revenue (3 Months)
1.81%
EPS (1 Month)
-4.10%
EPS (3 Months)
-7.63%

Next Earnings Summary

SOFI is expected to report earnings on 4/27/2026. The consensus EPS estimate for the next earnings is 0.12 USD and the consensus revenue estimate is 1.07B USD.
The next earnings revenue estimate has been revised upward by 1.81% in the past 3 months.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033
Revenue
YoY % growth
SOFI revenue by date.SOFI revenue by date.
2.123B
34.91%		2.675B
26.01%		3.613B
35.09%		4.766B
31.90%		5.859B
22.93%		6.801B
16.08%		6.192B
-8.95%		6.845B
10.55%		7.525B
9.93%		8.238B
9.48%		9.025B
9.55%
EBITDA
YoY % growth
SOFI ebitda by date.SOFI ebitda by date.
N/A
236.89%		N/A
64.35%		N/A
61.56%		1.623B
52.97%		2.116B
30.38%		2.51B
18.62%		1.754B
-30.12%		2.128B
21.32%		N/AN/AN/A
EBIT
YoY % growth
SOFI ebit by date.SOFI ebit by date.
N/A
11.58%		N/A
181.39%		N/A
144.50%		1.016B
95.91%		1.453B
43.01%		1.857B
27.80%		1.798B
-3.18%		2.109B
17.30%		2.431B
15.27%		2.759B
13.49%		3.131B
13.48%
Operating Margin
SOFI operating margin by date.SOFI operating margin by date.
N/AN/AN/A21.32%24.80%27.30%29.04%30.81%32.31%33.49%34.69%
EPS
YoY % growth
SOFI eps by date.SOFI eps by date.
-0.12
70.00%		0.13
208.33%		0.38
192.31%		0.62
62.23%		0.85
37.08%		1.05
24.00%		1.09
4.16%		1.29
17.76%		1.49
15.87%		1.69
13.70%		1.92
13.25%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth		0.12
100.70%		0.14
79.10%		0.16
47.26%		0.18
38.21%		0.19
61.18%		0.22
50.62%		0.24
50.31%		0.25
39.82%
Revenue
Q2Q % growth		1.069B
38.70%		1.152B
34.23%		1.202B
26.58%		1.247B
23.12%		1.313B
22.83%		1.381B
19.88%		1.463B
21.71%		1.525B
22.29%
EBITDA
Q2Q % growth		313.09M
73.39%		390.54M
84.73%		421.8M
62.50%		450.61M
43.46%		481.66M
53.84%		541.68M
38.70%		605.31M
43.51%		633.95M
40.69%
EBIT
Q2Q % growth		187.43M
168.09%		240.17M
135.37%		275.3M
86.33%		309.75M
54.90%		360.84M
92.52%		376.25M
56.66%		414.16M
50.44%		423.14M
36.61%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

SOFI Yearly Revenue VS EstimatesSOFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2B 4B 6B 8B
SOFI Yearly EPS VS EstimatesSOFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 0 1 -1

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
40.23%
EPS Next 5 Year
27.60%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
23.23%
Revenue Next 5 Year
13.50%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
69.15%
EBIT Next 5 Year
32.63%
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

SOFI TECHNOLOGIES INC / SOFI Forecast FAQ

What do analysts expect the price target to be for SOFI TECHNOLOGIES INC (SOFI)?

29 analysts have analysed SOFI and the average price target is 27.07 USD. This implies a price increase of 56.43% is expected in the next year compared to the current price of 17.305.

Can you provide the upcoming earnings date for SOFI TECHNOLOGIES INC?

SOFI TECHNOLOGIES INC (SOFI) will report earnings on 2026-04-27, before the market open.

What are the consensus estimates for SOFI stock next earnings?

The consensus EPS estimate for the next earnings of SOFI TECHNOLOGIES INC (SOFI) is 0.12 USD and the consensus revenue estimate is 1.07B USD.

How many analysts have analysed SOFI TECHNOLOGIES INC (SOFI)?

The number of analysts covering SOFI TECHNOLOGIES INC (SOFI) is 29.