Logo image of SOFI

SOFI TECHNOLOGIES INC (SOFI) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:SOFI - US83406F1021 - Common Stock

27.4 USD
-0.32 (-1.15%)
Last: 1/9/2026, 10:02:17 PM
27.4294 USD
+0.03 (+0.11%)
After Hours: 1/9/2026, 10:02:17 PM

SOFI Key Statistics, Chart & Performance

Key Statistics
Market Cap33.04B
Revenue(TTM)3.32B
Net Income(TTM)640.24M
Shares1.21B
Float1.17B
52 Week High32.73
52 Week Low8.6
Yearly Dividend0.02
Dividend Yield0%
EPS(TTM)0.3
PE91.33
Fwd PE45.86
Earnings (Next)01-30 2026-01-30/amc
IPO2020-11-30
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


SOFI short term performance overview.The bars show the price performance of SOFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 10 15 20 25

SOFI long term performance overview.The bars show the price performance of SOFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 50 100 150 200 250

The current stock price of SOFI is 27.4 USD. In the past month the price increased by 1.14%. In the past year, price increased by 93.64%.

SOFI TECHNOLOGIES INC / SOFI Daily stock chart

SOFI Latest News, Press Relases and Analysis

SOFI Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 25.21 258.74B
COF CAPITAL ONE FINANCIAL CORP 13.41 158.42B
SYF SYNCHRONY FINANCIAL 9.49 31.30B
SLMBP SLM CORP - SLM 5.68481 PERP 25.78 14.92B
ALLY ALLY FINANCIAL INC 13.06 14.08B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 63.82 12.43B
OMF ONEMAIN HOLDINGS INC 11.38 8.34B
FCFS FIRSTCASH HOLDINGS INC 20.01 7.28B
SLM SLM CORP 9.69 5.61B
CACC CREDIT ACCEPTANCE CORP 12.74 5.25B
NNI NELNET INC-CL A 16.88 5.03B
UPST UPSTART HOLDINGS INC 34.11 4.78B

About SOFI

Company Profile

SOFI logo image SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 5,000 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

Company Info

SOFI TECHNOLOGIES INC

234 1St Street

San Francisco CALIFORNIA US

CEO: Chamath Palihapitiya

Employees: 5000

SOFI Company Website

SOFI Investor Relations

Phone: 18554567634

SOFI TECHNOLOGIES INC / SOFI FAQ

Can you describe the business of SOFI TECHNOLOGIES INC?

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California and currently employs 5,000 full-time employees. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.


Can you provide the latest stock price for SOFI TECHNOLOGIES INC?

The current stock price of SOFI is 27.4 USD. The price decreased by -1.15% in the last trading session.


Does SOFI stock pay dividends?

SOFI does not pay a dividend.


What is the ChartMill rating of SOFI TECHNOLOGIES INC stock?

SOFI has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 2 out of 10.


How is the market expecting SOFI stock to perform?

28 analysts have analysed SOFI and the average price target is 27.31 USD. This implies a price decrease of -0.34% is expected in the next year compared to the current price of 27.4.


What is the market capitalization of SOFI stock?

SOFI TECHNOLOGIES INC (SOFI) has a market capitalization of 33.04B USD. This makes SOFI a Large Cap stock.


What is the next earnings date for SOFI stock?

SOFI TECHNOLOGIES INC (SOFI) will report earnings on 2026-01-30, after the market close.


SOFI Technical Analysis

ChartMill assigns a technical rating of 6 / 10 to SOFI. When comparing the yearly performance of all stocks, SOFI is one of the better performing stocks in the market, outperforming 92.32% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SOFI Fundamental Analysis

ChartMill assigns a fundamental rating of 2 / 10 to SOFI. Both the profitability and financial health of SOFI have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SOFI Financial Highlights

Over the last trailing twelve months SOFI reported a non-GAAP Earnings per Share(EPS) of 0.3. The EPS increased by 200% compared to the year before.


Industry RankSector Rank
PM (TTM) 19.27%
ROA 1.41%
ROE 7.29%
Debt/Equity 0.31
Chartmill High Growth Momentum
EPS Q2Q%120%
Sales Q2Q%37.74%
EPS 1Y (TTM)200%
Revenue 1Y (TTM)29.98%

SOFI Forecast & Estimates

28 analysts have analysed SOFI and the average price target is 27.31 USD. This implies a price decrease of -0.34% is expected in the next year compared to the current price of 27.4.

For the next year, analysts expect an EPS growth of 186.92% and a revenue growth 39.37% for SOFI


Analysts
Analysts70
Price Target27.31 (-0.33%)
EPS Next Y186.92%
Revenue Next Year39.37%

SOFI Ownership

Ownership
Inst Owners52.24%
Ins Owners3.04%
Short Float %10.17%
Short Ratio1.79