SAMPO OYJ-A SHS (SMP0.DE) Fundamental Analysis & Valuation

FRA:SMP0 • FI4000552500

Current stock price

9.286 EUR
-0.07 (-0.79%)
Last:

This SMP0.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. SMP0.DE Profitability Analysis

1.1 Basic Checks

  • In the past year SMP0 was profitable.
  • SMP0 had a positive operating cash flow in the past year.
  • Each year in the past 5 years SMP0 has been profitable.
  • SMP0 had a positive operating cash flow in each of the past 5 years.
SMP0.DE Yearly Net Income VS EBIT VS OCF VS FCFSMP0.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B 2.5B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 7.76%, SMP0 belongs to the top of the industry, outperforming 95.83% of the companies in the same industry.
  • SMP0 has a Return On Equity of 24.68%. This is amongst the best in the industry. SMP0 outperforms 85.42% of its industry peers.
Industry RankSector Rank
ROA 7.76%
ROE 24.68%
ROIC N/A
ROA(3y)5.98%
ROA(5y)5.5%
ROE(3y)19.75%
ROE(5y)20.25%
ROIC(3y)N/A
ROIC(5y)N/A
SMP0.DE Yearly ROA, ROE, ROICSMP0.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 17.61%, SMP0 belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of SMP0 has grown nicely.
  • With an excellent Operating Margin value of 22.59%, SMP0 belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
  • SMP0's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 22.59%
PM (TTM) 17.61%
GM N/A
OM growth 3Y0.05%
OM growth 5Y7.19%
PM growth 3Y-8.23%
PM growth 5Y117.15%
GM growth 3YN/A
GM growth 5YN/A
SMP0.DE Yearly Profit, Operating, Gross MarginsSMP0.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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4

2. SMP0.DE Health Analysis

2.1 Basic Checks

  • SMP0 does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for SMP0 has been reduced compared to 1 year ago.
  • Compared to 5 years ago, SMP0 has less shares outstanding
  • Compared to 1 year ago, SMP0 has an improved debt to assets ratio.
SMP0.DE Yearly Shares OutstandingSMP0.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B
SMP0.DE Yearly Total Debt VS Total AssetsSMP0.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • SMP0 has a debt to FCF ratio of 1.65. This is a very positive value and a sign of high solvency as it would only need 1.65 years to pay back of all of its debts.
  • SMP0 has a Debt to FCF ratio of 1.65. This is in the better half of the industry: SMP0 outperforms 66.67% of its industry peers.
  • A Debt/Equity ratio of 0.32 indicates that SMP0 is not too dependend on debt financing.
  • SMP0 has a better Debt to Equity ratio (0.32) than 77.08% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.32
Debt/FCF 1.65
Altman-Z N/A
ROIC/WACCN/A
WACC7.23%
SMP0.DE Yearly LT Debt VS Equity VS FCFSMP0.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SMP0.DE Yearly Current Assets VS Current LiabilitesSMP0.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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5

3. SMP0.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 66.67% over the past year.
  • The Earnings Per Share has been growing by 121.71% on average over the past years. This is a very strong growth
  • Looking at the last year, SMP0 shows a quite strong growth in Revenue. The Revenue has grown by 13.59% in the last year.
  • Measured over the past years, SMP0 shows a small growth in Revenue. The Revenue has been growing by 2.26% on average per year.
EPS 1Y (TTM)66.67%
EPS 3Y11.71%
EPS 5Y121.71%
EPS Q2Q%222.58%
Revenue 1Y (TTM)13.59%
Revenue growth 3Y7.06%
Revenue growth 5Y2.26%
Sales Q2Q%-0.81%

3.2 Future

  • Based on estimates for the next years, SMP0 will show a small growth in Earnings Per Share. The EPS will grow by 1.08% on average per year.
  • Based on estimates for the next years, SMP0 will show a small growth in Revenue. The Revenue will grow by 7.89% on average per year.
EPS Next Y-24.99%
EPS Next 2Y-8.68%
EPS Next 3Y-4.26%
EPS Next 5Y1.08%
Revenue Next Year6.05%
Revenue Next 2Y6.94%
Revenue Next 3Y5.34%
Revenue Next 5Y7.89%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SMP0.DE Yearly Revenue VS EstimatesSMP0.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5B 10B 15B
SMP0.DE Yearly EPS VS EstimatesSMP0.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.2 0.4 0.6 0.8 1

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4

4. SMP0.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.38 indicates a correct valuation of SMP0.
  • SMP0's Price/Earnings ratio is a bit cheaper when compared to the industry. SMP0 is cheaper than 60.42% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of SMP0 to the average of the S&P500 Index (26.86), we can say SMP0 is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 16.51, SMP0 is valued correctly.
  • SMP0's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SMP0 is more expensive than 72.92% of the companies in the same industry.
  • SMP0 is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.39, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 12.38
Fwd PE 16.51
SMP0.DE Price Earnings VS Forward Price EarningsSMP0.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SMP0 indicates a somewhat cheap valuation: SMP0 is cheaper than 72.92% of the companies listed in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as SMP0.
Industry RankSector Rank
P/FCF 15.47
EV/EBITDA 9.36
SMP0.DE Per share dataSMP0.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The decent profitability rating of SMP0 may justify a higher PE ratio.
  • A cheap valuation may be justified as SMP0's earnings are expected to decrease with -4.26% in the coming years.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2Y-8.68%
EPS Next 3Y-4.26%

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3

5. SMP0.DE Dividend Analysis

5.1 Amount

  • SMP0 has a Yearly Dividend Yield of 3.84%.
  • Compared to an average industry Dividend Yield of 4.28, SMP0 is paying slightly less dividend.
  • SMP0's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.84%

5.2 History

  • The dividend of SMP0 decreases each year by -25.60%.
Dividend Growth(5Y)-25.6%
Div Incr Years0
Div Non Decr Years0
SMP0.DE Yearly Dividends per shareSMP0.DE Yearly Dividends per shareYearly Dividends per share 2026 0.1 0.2 0.3

5.3 Sustainability

  • SMP0 pays out 45.82% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP45.82%
EPS Next 2Y-8.68%
EPS Next 3Y-4.26%
SMP0.DE Yearly Income VS Free CF VS DividendSMP0.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B 2.5B
SMP0.DE Dividend Payout.SMP0.DE Dividend Payout, showing the Payout Ratio.SMP0.DE Dividend Payout.PayoutRetained Earnings

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SMP0.DE Fundamentals: All Metrics, Ratios and Statistics

SAMPO OYJ-A SHS

FRA:SMP0 (4/10/2026, 7:00:00 PM)

9.286

-0.07 (-0.79%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-05
Earnings (Next)05-06
Inst Owners48.98%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap24.65B
Revenue(TTM)11.34B
Net Income(TTM)2.00B
Analysts75.2
Price Target10.52 (13.29%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.84%
Yearly Dividend0.34
Dividend Growth(5Y)-25.6%
DP45.82%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)23.46%
Min EPS beat(2)6.8%
Max EPS beat(2)40.13%
EPS beat(4)4
Avg EPS beat(4)17.15%
Min EPS beat(4)4.19%
Max EPS beat(4)40.13%
EPS beat(8)8
Avg EPS beat(8)16.13%
EPS beat(12)10
Avg EPS beat(12)13.27%
EPS beat(16)13
Avg EPS beat(16)10.32%
Revenue beat(2)0
Avg Revenue beat(2)-2.93%
Min Revenue beat(2)-3.65%
Max Revenue beat(2)-2.21%
Revenue beat(4)0
Avg Revenue beat(4)-3.48%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)-2.21%
Revenue beat(8)4
Avg Revenue beat(8)7.1%
Revenue beat(12)8
Avg Revenue beat(12)13.37%
Revenue beat(16)11
Avg Revenue beat(16)20.33%
PT rev (1m)0.45%
PT rev (3m)0.17%
EPS NQ rev (1m)0%
EPS NQ rev (3m)8.97%
EPS NY rev (1m)-0.46%
EPS NY rev (3m)-0.39%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.5%
Revenue NY rev (1m)1.48%
Revenue NY rev (3m)-1.07%
Valuation
Industry RankSector Rank
PE 12.38
Fwd PE 16.51
P/S 2.17
P/FCF 15.47
P/OCF 14.01
P/B 3.05
P/tB 5.36
EV/EBITDA 9.36
EPS(TTM)0.75
EY8.08%
EPS(NY)0.56
Fwd EY6.06%
FCF(TTM)0.6
FCFY6.47%
OCF(TTM)0.66
OCFY7.14%
SpS4.27
BVpS3.05
TBVpS1.73
PEG (NY)N/A
PEG (5Y)0.1
Graham Number7.17
Profitability
Industry RankSector Rank
ROA 7.76%
ROE 24.68%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 22.59%
PM (TTM) 17.61%
GM N/A
FCFM 14.06%
ROA(3y)5.98%
ROA(5y)5.5%
ROE(3y)19.75%
ROE(5y)20.25%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)7.76%
ROCE(5y)6.43%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.05%
OM growth 5Y7.19%
PM growth 3Y-8.23%
PM growth 5Y117.15%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 0.32
Debt/FCF 1.65
Debt/EBITDA 0.95
Cap/Depr 78.2%
Cap/Sales 1.46%
Interest Coverage 28.79
Cash Conversion 63.43%
Profit Quality 79.82%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC7.23%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)85.26%
Profit Quality(5y)60.7%
High Growth Momentum
Growth
EPS 1Y (TTM)66.67%
EPS 3Y11.71%
EPS 5Y121.71%
EPS Q2Q%222.58%
EPS Next Y-24.99%
EPS Next 2Y-8.68%
EPS Next 3Y-4.26%
EPS Next 5Y1.08%
Revenue 1Y (TTM)13.59%
Revenue growth 3Y7.06%
Revenue growth 5Y2.26%
Sales Q2Q%-0.81%
Revenue Next Year6.05%
Revenue Next 2Y6.94%
Revenue Next 3Y5.34%
Revenue Next 5Y7.89%
EBIT growth 1Y58.83%
EBIT growth 3Y7.12%
EBIT growth 5Y9.62%
EBIT Next Year5.51%
EBIT Next 3Y5.71%
EBIT Next 5Y4.89%
FCF growth 1Y34.51%
FCF growth 3Y264.19%
FCF growth 5Y21.7%
OCF growth 1Y32.55%
OCF growth 3Y276.34%
OCF growth 5Y18.37%

SAMPO OYJ-A SHS / SMP0.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SAMPO OYJ-A SHS (SMP0.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to SMP0.DE.


Can you provide the valuation status for SAMPO OYJ-A SHS?

ChartMill assigns a valuation rating of 4 / 10 to SAMPO OYJ-A SHS (SMP0.DE). This can be considered as Fairly Valued.


What is the profitability of SMP0 stock?

SAMPO OYJ-A SHS (SMP0.DE) has a profitability rating of 6 / 10.


What is the valuation of SAMPO OYJ-A SHS based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SAMPO OYJ-A SHS (SMP0.DE) is 12.38 and the Price/Book (PB) ratio is 3.05.


What is the expected EPS growth for SAMPO OYJ-A SHS (SMP0.DE) stock?

The Earnings per Share (EPS) of SAMPO OYJ-A SHS (SMP0.DE) is expected to decline by -24.99% in the next year.