SLF-PR-D Fundamental Analysis - SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP

Fundamental Rating

Taking everything into account, SLF-PR-D scores 4 out of 10 in our fundamental rating. SLF-PR-D was compared to 80 industry peers in the Insurance industry. SLF-PR-D has a bad profitability rating. Also its financial health evaluation is rather negative. SLF-PR-D has a decent growth rate and is not valued too expensively.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year SLF-PR-D was profitable.
In the past year SLF-PR-D had a positive cash flow from operations.
Each year in the past 5 years SLF-PR-D has been profitable.
Of the past 5 years SLF-PR-D 4 years had a positive operating cash flow.

1.2 Ratios

Looking at the Return On Assets, with a value of 0.76%, SLF-PR-D is in the better half of the industry, outperforming 71.25% of the companies in the same industry.
SLF-PR-D has a Return On Equity of 11.62%. This is comparable to the rest of the industry: SLF-PR-D outperforms 43.75% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.76%
ROE	11.62%
ROIC	N/A

ROA(3y)0.9%

ROA(5y)0.92%

ROE(3y)12.65%

ROE(5y)12.26%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

SLF-PR-D's Profit Margin of 8.57% is in line compared to the rest of the industry. SLF-PR-D outperforms 41.25% of its industry peers.
SLF-PR-D's Profit Margin has improved in the last couple of years.
The Operating Margin of SLF-PR-D (13.88%) is worse than 68.75% of its industry peers.
In the last couple of years the Operating Margin of SLF-PR-D has declined.

		Industry Rank	Sector Rank
OM	13.88%
PM (TTM)	8.57%
GM	N/A

OM growth 3Y-8.21%

OM growth 5YN/A

PM growth 3Y-4.77%

PM growth 5Y1.93%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

SLF-PR-D does not have a ROIC to compare to the WACC, probably because it is not profitable.
SLF-PR-D has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, SLF-PR-D has less shares outstanding
The debt/assets ratio for SLF-PR-D has been reduced compared to a year ago.

2.2 Solvency

The Debt to FCF ratio of SLF-PR-D is 3.56, which is a good value as it means it would take SLF-PR-D, 3.56 years of fcf income to pay off all of its debts.
SLF-PR-D's Debt to FCF ratio of 3.56 is on the low side compared to the rest of the industry. SLF-PR-D is outperformed by 60.00% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that SLF-PR-D is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.29, SLF-PR-D perfoms like the industry average, outperforming 43.75% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.29
Debt/FCF	3.56
Altman-Z	N/A

ROIC/WACCN/A

WACC5.01%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 7.36% over the past year.
SLF-PR-D shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.28% yearly.
Looking at the last year, SLF-PR-D shows a small growth in Revenue. The Revenue has grown by 5.51% in the last year.
The Revenue has been growing slightly by 0.65% on average over the past years.

EPS 1Y (TTM)7.36%

EPS 3Y3.43%

EPS 5Y5.28%

EPS Q2Q%5.68%

Revenue 1Y (TTM)5.51%

Revenue growth 3Y-3.54%

Revenue growth 5Y0.65%

Sales Q2Q%2.8%

3.2 Future

The Earnings Per Share is expected to grow by 7.21% on average over the next years.
SLF-PR-D is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 29.23% yearly.

EPS Next Y11.3%

EPS Next 2Y9.69%

EPS Next 3Y9.49%

EPS Next 5Y7.21%

Revenue Next Year-5.34%

Revenue Next 2Y-0.04%

Revenue Next 3Y1.71%

Revenue Next 5Y29.23%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 2.99, the valuation of SLF-PR-D can be described as very cheap.
Based on the Price/Earnings ratio, SLF-PR-D is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of SLF-PR-D to the average of the S&P500 Index (26.94), we can say SLF-PR-D is valued rather cheaply.
A Price/Forward Earnings ratio of 2.67 indicates a rather cheap valuation of SLF-PR-D.
SLF-PR-D's Price/Forward Earnings ratio is rather cheap when compared to the industry. SLF-PR-D is cheaper than 86.25% of the companies in the same industry.
SLF-PR-D's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.94.

		Industry Rank	Sector Rank
PE	2.99
Fwd PE	2.67

4.2 Price Multiples

SLF-PR-D's Price/Free Cash Flow ratio is in line with the industry average.

		Industry Rank	Sector Rank
P/FCF	5.75
EV/EBITDA	N/A

4.3 Compensation for Growth

SLF-PR-D's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)0.26

PEG (5Y)0.57

EPS Next 2Y9.69%

EPS Next 3Y9.49%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.22%, SLF-PR-D is a good candidate for dividend investing.
SLF-PR-D's Dividend Yield is comparable with the industry average which is at 4.15.
Compared to an average S&P500 Dividend Yield of 1.83, SLF-PR-D pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	4.22%

5.2 History

The dividend of SLF-PR-D is nicely growing with an annual growth rate of 8.81%!
SLF-PR-D has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of SLF-PR-D decreased in the last 3 years.

Dividend Growth(5Y)8.81%

Div Incr Years0

Div Non Decr Years2

5.3 Sustainability

67.93% of the earnings are spent on dividend by SLF-PR-D. This is not a sustainable payout ratio.
The dividend of SLF-PR-D is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.

DP67.93%

EPS Next 2Y9.69%

EPS Next 3Y9.49%

More info and screens

Find the best dividend stocks

Show peers with best dividend

SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP

TSX:SLF-PR-D (1/19/2026, 7:00:00 PM)

21.38

-0.05 (-0.23%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupInsurance

GICS IndustryInsurance

Earnings (Last)11-05 2025-11-05/amc

Earnings (Next)02-11 2026-02-11/amc

Inst Owners56.05%

Inst Owner ChangeN/A

Ins Owners0.12%

Ins Owner ChangeN/A

Market Cap11.92B

Revenue(TTM)34.84B

Net Income(TTM)2.99B

Analysts73.68

Price Target23.84 (11.51%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	4.22%

Yearly Dividend3.39

Dividend Growth(5Y)8.81%

DP67.93%

Div Incr Years0

Div Non Decr Years2

Ex-DateN/A

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)0.09%

Min EPS beat(2)-0.3%

Max EPS beat(2)0.48%

EPS beat(4)2

Avg EPS beat(4)-0.21%

Min EPS beat(4)-6.68%

Max EPS beat(4)5.64%

EPS beat(8)5

Avg EPS beat(8)0.67%

EPS beat(12)8

Avg EPS beat(12)1.2%

EPS beat(16)11

Avg EPS beat(16)1.99%

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)-5.05%

PT rev (3m)2.27%

EPS NQ rev (1m)0%

EPS NQ rev (3m)-0.91%

EPS NY rev (1m)0.01%

EPS NY rev (3m)0.42%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)0%

Revenue NY rev (3m)1.94%

Valuation

		Industry Rank	Sector Rank
PE	2.99
Fwd PE	2.67
P/S	0.34
P/FCF	5.75
P/OCF	5.39
P/B	0.46
P/tB	1.1
EV/EBITDA	N/A

EPS(TTM)7.15

EY33.44%

EPS(NY)8.01

Fwd EY37.48%

FCF(TTM)3.72

FCFY17.38%

OCF(TTM)3.96

OCFY18.54%

SpS62.51

BVpS46.11

TBVpS19.37

PEG (NY)0.26

PEG (5Y)0.57

Graham Number86.12

Profitability

		Industry Rank	Sector Rank
ROA	0.76%
ROE	11.62%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	13.88%
PM (TTM)	8.57%
GM	N/A
FCFM	5.94%

ROA(3y)0.9%

ROA(5y)0.92%

ROE(3y)12.65%

ROE(5y)12.26%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)3.32%

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3Y-8.21%

OM growth 5YN/A

PM growth 3Y-4.77%

PM growth 5Y1.93%

GM growth 3YN/A

GM growth 5YN/A

F-Score3

Asset Turnover0.09

Health

		Industry Rank	Sector Rank
Debt/Equity	0.29
Debt/FCF	3.56
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	0.4%
Interest Coverage	13.4
Cash Conversion	N/A
Profit Quality	69.33%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score3

WACC5.01%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)131.84%

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)7.36%

EPS 3Y3.43%

EPS 5Y5.28%

EPS Q2Q%5.68%

EPS Next Y11.3%

EPS Next 2Y9.69%

EPS Next 3Y9.49%

EPS Next 5Y7.21%

Revenue 1Y (TTM)5.51%

Revenue growth 3Y-3.54%

Revenue growth 5Y0.65%

Sales Q2Q%2.8%

Revenue Next Year-5.34%

Revenue Next 2Y-0.04%

Revenue Next 3Y1.71%

Revenue Next 5Y29.23%

EBIT growth 1Y-5.8%

EBIT growth 3Y-11.46%

EBIT growth 5YN/A

EBIT Next Year-2%

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-30.2%

FCF growth 3YN/A

FCF growth 5Y0.24%

OCF growth 1Y-29.23%

OCF growth 3YN/A

OCF growth 5Y0.46%

SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP / SLF-PR-D.CA FAQ

Can you provide the ChartMill fundamental rating for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to SLF-PR-D.CA.

Can you provide the valuation status for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP?

ChartMill assigns a valuation rating of 6 / 10 to SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA). This can be considered as Fairly Valued.

How profitable is SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA) stock?

SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA) has a profitability rating of 3 / 10.

What is the valuation of SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA) is 2.99 and the Price/Book (PB) ratio is 0.46.

What is the earnings growth outlook for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP?

The Earnings per Share (EPS) of SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA) is expected to grow by 11.3% in the next year.

SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens

SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP / SLF-PR-D.CA FAQ

Can you provide the ChartMill fundamental rating for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP?

Can you provide the valuation status for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP?

How profitable is SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP (SLF-PR-D.CA) stock?

What is the valuation of SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP based on its PE and PB ratios?

What is the earnings growth outlook for SUN LIFE FINANCIAL INC - SLFCN 4.45 PERP?