SERVICEWARE SE (SJJ.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:SJJ • DE000A2G8X31

15.75 EUR
-0.85 (-5.12%)
Last: Feb 6, 2026, 07:00 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to SJJ. SJJ was compared to 115 industry peers in the Software industry. While SJJ seems to be doing ok healthwise, there are quite some concerns on its profitability. SJJ is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year SJJ was profitable.
  • SJJ had a positive operating cash flow in the past year.
  • In the past 5 years SJJ always reported negative net income.
  • SJJ had a positive operating cash flow in 4 of the past 5 years.
SJJ.DE Yearly Net Income VS EBIT VS OCF VS FCFSJJ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M

1.2 Ratios

  • SJJ has a Return On Assets of 0.26%. This is comparable to the rest of the industry: SJJ outperforms 42.24% of its industry peers.
  • The Return On Equity of SJJ (0.96%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.26%
ROE 0.96%
ROIC N/A
ROA(3y)-2.28%
ROA(5y)-2.05%
ROE(3y)-5.55%
ROE(5y)-4.68%
ROIC(3y)N/A
ROIC(5y)N/A
SJJ.DE Yearly ROA, ROE, ROICSJJ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

1.3 Margins

  • With a Profit Margin value of 0.41%, SJJ perfoms like the industry average, outperforming 43.97% of the companies in the same industry.
  • SJJ has a Gross Margin of 49.86%. This is in the lower half of the industry: SJJ underperforms 71.55% of its industry peers.
  • In the last couple of years the Gross Margin of SJJ has declined.
Industry RankSector Rank
OM N/A
PM (TTM) 0.41%
GM 49.86%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.06%
GM growth 5Y-3.01%
SJJ.DE Yearly Profit, Operating, Gross MarginsSJJ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

6

2. Health

2.1 Basic Checks

  • SJJ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • SJJ has about the same amout of shares outstanding than it did 1 year ago.
  • SJJ has about the same amout of shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, SJJ has an improved debt to assets ratio.
SJJ.DE Yearly Shares OutstandingSJJ.DE Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
SJJ.DE Yearly Total Debt VS Total AssetsSJJ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

  • An Altman-Z score of 1.91 indicates that SJJ is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 1.91, SJJ is doing worse than 62.07% of the companies in the same industry.
  • SJJ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.44
Altman-Z 1.91
ROIC/WACCN/A
WACC8.26%
SJJ.DE Yearly LT Debt VS Equity VS FCFSJJ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

2.3 Liquidity

  • A Current Ratio of 1.27 indicates that SJJ should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.27, SJJ is doing worse than 60.34% of the companies in the same industry.
  • A Quick Ratio of 1.26 indicates that SJJ should not have too much problems paying its short term obligations.
  • SJJ has a Quick ratio (1.26) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.26
SJJ.DE Yearly Current Assets VS Current LiabilitesSJJ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

6

3. Growth

3.1 Past

  • SJJ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 126.27%, which is quite impressive.
  • Looking at the last year, SJJ shows a quite strong growth in Revenue. The Revenue has grown by 12.79% in the last year.
  • Measured over the past years, SJJ shows a quite strong growth in Revenue. The Revenue has been growing by 9.18% on average per year.
EPS 1Y (TTM)126.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%71.43%
Revenue 1Y (TTM)12.79%
Revenue growth 3Y8.31%
Revenue growth 5Y9.18%
Sales Q2Q%10.29%

3.2 Future

  • SJJ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 243.41% yearly.
  • The Revenue is expected to grow by 9.01% on average over the next years. This is quite good.
EPS Next Y700%
EPS Next 2Y404.98%
EPS Next 3Y243.41%
EPS Next 5YN/A
Revenue Next Year12.89%
Revenue Next 2Y11.83%
Revenue Next 3Y11.44%
Revenue Next 5Y9.01%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
SJJ.DE Yearly Revenue VS EstimatesSJJ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 50M 100M 150M
SJJ.DE Yearly EPS VS EstimatesSJJ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4

3

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 315.00, the valuation of SJJ can be described as expensive.
  • Based on the Price/Earnings ratio, SJJ is valued a bit more expensive than 62.93% of the companies in the same industry.
  • SJJ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.92.
  • SJJ is valuated quite expensively with a Price/Forward Earnings ratio of 61.15.
  • Based on the Price/Forward Earnings ratio, SJJ is valued a bit more expensive than the industry average as 60.34% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.78, SJJ is valued quite expensively.
Industry RankSector Rank
PE 315
Fwd PE 61.15
SJJ.DE Price Earnings VS Forward Price EarningsSJJ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SJJ is on the same level as its industry peers.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as SJJ.
Industry RankSector Rank
P/FCF 145.18
EV/EBITDA 39.78
SJJ.DE Per share dataSJJ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SJJ's earnings are expected to grow with 243.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.45
PEG (5Y)N/A
EPS Next 2Y404.98%
EPS Next 3Y243.41%

0

5. Dividend

5.1 Amount

  • No dividends for SJJ!.
Industry RankSector Rank
Dividend Yield 0%

SERVICEWARE SE

FRA:SJJ (2/6/2026, 7:00:00 PM)

15.75

-0.85 (-5.12%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-24
Earnings (Next)03-19
Inst Owners20.73%
Inst Owner ChangeN/A
Ins Owners62.79%
Ins Owner ChangeN/A
Market Cap165.38M
Revenue(TTM)108.47M
Net Income(TTM)443.90K
Analysts83.33
Price Target27.29 (73.27%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)23.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.43%
Valuation
Industry RankSector Rank
PE 315
Fwd PE 61.15
P/S 1.52
P/FCF 145.18
P/OCF 50.99
P/B 3.58
P/tB 7.79
EV/EBITDA 39.78
EPS(TTM)0.05
EY0.32%
EPS(NY)0.26
Fwd EY1.64%
FCF(TTM)0.11
FCFY0.69%
OCF(TTM)0.31
OCFY1.96%
SpS10.33
BVpS4.4
TBVpS2.02
PEG (NY)0.45
PEG (5Y)N/A
Graham Number2.23
Profitability
Industry RankSector Rank
ROA 0.26%
ROE 0.96%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 0.41%
GM 49.86%
FCFM 1.05%
ROA(3y)-2.28%
ROA(5y)-2.05%
ROE(3y)-5.55%
ROE(5y)-4.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.06%
GM growth 5Y-3.01%
F-Score5
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.44
Debt/EBITDA 0
Cap/Depr 57.19%
Cap/Sales 1.94%
Interest Coverage N/A
Cash Conversion 92.03%
Profit Quality 256.61%
Current Ratio 1.27
Quick Ratio 1.26
Altman-Z 1.91
F-Score5
WACC8.26%
ROIC/WACCN/A
Cap/Depr(3y)34.38%
Cap/Depr(5y)30.11%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)126.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%71.43%
EPS Next Y700%
EPS Next 2Y404.98%
EPS Next 3Y243.41%
EPS Next 5YN/A
Revenue 1Y (TTM)12.79%
Revenue growth 3Y8.31%
Revenue growth 5Y9.18%
Sales Q2Q%10.29%
Revenue Next Year12.89%
Revenue Next 2Y11.83%
Revenue Next 3Y11.44%
Revenue Next 5Y9.01%
EBIT growth 1Y86.11%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9800.99%
EBIT Next 3Y472.87%
EBIT Next 5YN/A
FCF growth 1Y122.16%
FCF growth 3Y14.08%
FCF growth 5YN/A
OCF growth 1Y170.99%
OCF growth 3Y18.03%
OCF growth 5YN/A

SERVICEWARE SE / SJJ.DE FAQ

What is the ChartMill fundamental rating of SERVICEWARE SE (SJJ.DE) stock?

ChartMill assigns a fundamental rating of 4 / 10 to SJJ.DE.


What is the valuation status for SJJ stock?

ChartMill assigns a valuation rating of 3 / 10 to SERVICEWARE SE (SJJ.DE). This can be considered as Overvalued.


How profitable is SERVICEWARE SE (SJJ.DE) stock?

SERVICEWARE SE (SJJ.DE) has a profitability rating of 2 / 10.


What is the valuation of SERVICEWARE SE based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SERVICEWARE SE (SJJ.DE) is 315 and the Price/Book (PB) ratio is 3.58.


What is the financial health of SERVICEWARE SE (SJJ.DE) stock?

The financial health rating of SERVICEWARE SE (SJJ.DE) is 6 / 10.