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SERVICEWARE SE (SJJ.DE) Stock Fundamental Analysis

Europe - Frankfurt Stock Exchange - FRA:SJJ - DE000A2G8X31 - Common Stock

18.55 EUR
-0.3 (-1.59%)
Last: 1/2/2026, 5:28:00 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to SJJ. SJJ was compared to 105 industry peers in the Software industry. SJJ scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. While showing a medium growth rate, SJJ is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

SJJ had positive earnings in the past year.
In the past year SJJ had a positive cash flow from operations.
SJJ had negative earnings in each of the past 5 years.
SJJ had a positive operating cash flow in 4 of the past 5 years.
SJJ.DE Yearly Net Income VS EBIT VS OCF VS FCFSJJ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M

1.2 Ratios

Looking at the Return On Assets, with a value of 0.26%, SJJ is in line with its industry, outperforming 41.90% of the companies in the same industry.
With a Return On Equity value of 0.96%, SJJ perfoms like the industry average, outperforming 41.90% of the companies in the same industry.
Industry RankSector Rank
ROA 0.26%
ROE 0.96%
ROIC N/A
ROA(3y)-2.28%
ROA(5y)-2.05%
ROE(3y)-5.55%
ROE(5y)-4.68%
ROIC(3y)N/A
ROIC(5y)N/A
SJJ.DE Yearly ROA, ROE, ROICSJJ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

1.3 Margins

Looking at the Profit Margin, with a value of 0.41%, SJJ is in line with its industry, outperforming 43.81% of the companies in the same industry.
With a Gross Margin value of 49.86%, SJJ is not doing good in the industry: 72.38% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of SJJ has declined.
Industry RankSector Rank
OM N/A
PM (TTM) 0.41%
GM 49.86%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.06%
GM growth 5Y-3.01%
SJJ.DE Yearly Profit, Operating, Gross MarginsSJJ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

6

2. Health

2.1 Basic Checks

SJJ does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for SJJ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SJJ has about the same amount of shares outstanding.
SJJ has a better debt/assets ratio than last year.
SJJ.DE Yearly Shares OutstandingSJJ.DE Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
SJJ.DE Yearly Total Debt VS Total AssetsSJJ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

SJJ has an Altman-Z score of 2.07. This is not the best score and indicates that SJJ is in the grey zone with still only limited risk for bankruptcy at the moment.
SJJ's Altman-Z score of 2.07 is on the low side compared to the rest of the industry. SJJ is outperformed by 61.90% of its industry peers.
SJJ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.44
Altman-Z 2.07
ROIC/WACCN/A
WACC7.14%
SJJ.DE Yearly LT Debt VS Equity VS FCFSJJ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

2.3 Liquidity

SJJ has a Current Ratio of 1.27. This is a normal value and indicates that SJJ is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.27, SJJ is doing worse than 60.00% of the companies in the same industry.
SJJ has a Quick Ratio of 1.26. This is a normal value and indicates that SJJ is financially healthy and should not expect problems in meeting its short term obligations.
SJJ's Quick ratio of 1.26 is in line compared to the rest of the industry. SJJ outperforms 42.86% of its industry peers.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.26
SJJ.DE Yearly Current Assets VS Current LiabilitesSJJ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 126.27% over the past year.
SJJ shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.79%.
SJJ shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.18% yearly.
EPS 1Y (TTM)126.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%71.43%
Revenue 1Y (TTM)12.79%
Revenue growth 3Y8.31%
Revenue growth 5Y9.18%
Sales Q2Q%10.29%

3.2 Future

SJJ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 243.41% yearly.
Based on estimates for the next years, SJJ will show a quite strong growth in Revenue. The Revenue will grow by 9.01% on average per year.
EPS Next Y700%
EPS Next 2Y404.98%
EPS Next 3Y243.41%
EPS Next 5YN/A
Revenue Next Year12.89%
Revenue Next 2Y11.83%
Revenue Next 3Y11.44%
Revenue Next 5Y9.01%

3.3 Evolution

The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
SJJ.DE Yearly Revenue VS EstimatesSJJ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 50M 100M 150M
SJJ.DE Yearly EPS VS EstimatesSJJ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4

2

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 371.00, SJJ can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of SJJ indicates a slightly more expensive valuation: SJJ is more expensive than 61.90% of the companies listed in the same industry.
SJJ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.51.
SJJ is valuated quite expensively with a Price/Forward Earnings ratio of 72.02.
SJJ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SJJ is more expensive than 64.76% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SJJ to the average of the S&P500 Index (23.13), we can say SJJ is valued expensively.
Industry RankSector Rank
PE 371
Fwd PE 72.02
SJJ.DE Price Earnings VS Forward Price EarningsSJJ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300

4.2 Price Multiples

SJJ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SJJ is more expensive than 60.00% of the companies in the same industry.
SJJ's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 170.99
EV/EBITDA 49.02
SJJ.DE Per share dataSJJ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

SJJ's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SJJ's earnings are expected to grow with 243.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.53
PEG (5Y)N/A
EPS Next 2Y404.98%
EPS Next 3Y243.41%

0

5. Dividend

5.1 Amount

No dividends for SJJ!.
Industry RankSector Rank
Dividend Yield 0%

SERVICEWARE SE

FRA:SJJ (1/2/2026, 5:28:00 PM)

18.55

-0.3 (-1.59%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-24 2025-10-24
Earnings (Next)03-19 2026-03-19
Inst Owners20.65%
Inst Owner ChangeN/A
Ins Owners62.79%
Ins Owner ChangeN/A
Market Cap194.78M
Revenue(TTM)108.47M
Net Income(TTM)443.90K
Analysts83.33
Price Target27.29 (47.12%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)23.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.73%
Revenue NY rev (3m)0.43%
Valuation
Industry RankSector Rank
PE 371
Fwd PE 72.02
P/S 1.8
P/FCF 170.99
P/OCF 60.05
P/B 4.21
P/tB 9.18
EV/EBITDA 49.02
EPS(TTM)0.05
EY0.27%
EPS(NY)0.26
Fwd EY1.39%
FCF(TTM)0.11
FCFY0.58%
OCF(TTM)0.31
OCFY1.67%
SpS10.33
BVpS4.4
TBVpS2.02
PEG (NY)0.53
PEG (5Y)N/A
Graham Number2.23
Profitability
Industry RankSector Rank
ROA 0.26%
ROE 0.96%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 0.41%
GM 49.86%
FCFM 1.05%
ROA(3y)-2.28%
ROA(5y)-2.05%
ROE(3y)-5.55%
ROE(5y)-4.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.06%
GM growth 5Y-3.01%
F-Score5
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.44
Debt/EBITDA 0
Cap/Depr 57.19%
Cap/Sales 1.94%
Interest Coverage N/A
Cash Conversion 92.03%
Profit Quality 256.61%
Current Ratio 1.27
Quick Ratio 1.26
Altman-Z 2.07
F-Score5
WACC7.14%
ROIC/WACCN/A
Cap/Depr(3y)34.38%
Cap/Depr(5y)30.11%
Cap/Sales(3y)1.39%
Cap/Sales(5y)1.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)126.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%71.43%
EPS Next Y700%
EPS Next 2Y404.98%
EPS Next 3Y243.41%
EPS Next 5YN/A
Revenue 1Y (TTM)12.79%
Revenue growth 3Y8.31%
Revenue growth 5Y9.18%
Sales Q2Q%10.29%
Revenue Next Year12.89%
Revenue Next 2Y11.83%
Revenue Next 3Y11.44%
Revenue Next 5Y9.01%
EBIT growth 1Y86.11%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9800.99%
EBIT Next 3Y472.87%
EBIT Next 5YN/A
FCF growth 1Y122.16%
FCF growth 3Y14.08%
FCF growth 5YN/A
OCF growth 1Y170.99%
OCF growth 3Y18.03%
OCF growth 5YN/A

SERVICEWARE SE / SJJ.DE FAQ

What is the ChartMill fundamental rating of SERVICEWARE SE (SJJ.DE) stock?

ChartMill assigns a fundamental rating of 4 / 10 to SJJ.DE.


What is the valuation status for SJJ stock?

ChartMill assigns a valuation rating of 2 / 10 to SERVICEWARE SE (SJJ.DE). This can be considered as Overvalued.


How profitable is SERVICEWARE SE (SJJ.DE) stock?

SERVICEWARE SE (SJJ.DE) has a profitability rating of 2 / 10.


What is the valuation of SERVICEWARE SE based on its PE and PB ratios?

The Price/Earnings (PE) ratio for SERVICEWARE SE (SJJ.DE) is 371 and the Price/Book (PB) ratio is 4.21.


What is the financial health of SERVICEWARE SE (SJJ.DE) stock?

The financial health rating of SERVICEWARE SE (SJJ.DE) is 6 / 10.