SIF HOLDING NV (SIFG.AS) Stock Fundamental Analysis
AMS:SIFG - NL0011660485 - Common Stock
7.695 EUR
+0.1 (+1.25%)
SIFG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 58 industry peers in the Electrical Equipment industry. SIFG has a medium profitability rating, but doesn't score so well on its financial health evaluation. SIFG has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year SIFG has reported negative net income.
SIFG had a positive operating cash flow in the past year.
In the past 5 years SIFG has always been profitable.
In the past 5 years SIFG always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of SIFG (0.16%) is comparable to the rest of the industry.
The Return On Equity of SIFG (0.51%) is comparable to the rest of the industry.
SIFG has a Return On Invested Capital of 0.56%. This is comparable to the rest of the industry: SIFG outperforms 46.55% of its industry peers.
SIFG had an Average Return On Invested Capital over the past 3 years of 2.34%. This is significantly below the industry average of 8.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.16% | ||
| ROE | 0.51% | ||
| ROIC | 0.56% |
ROA(3y)1.33%
ROA(5y)2.12%
ROE(3y)3.94%
ROE(5y)6.18%
ROIC(3y)2.34%
ROIC(5y)3.64%
1.3 Margins
SIFG has a Profit Margin (0.28%) which is in line with its industry peers.
In the last couple of years the Profit Margin of SIFG has declined.
SIFG has a Operating Margin of 0.91%. This is comparable to the rest of the industry: SIFG outperforms 46.55% of its industry peers.
SIFG's Operating Margin has declined in the last couple of years.
SIFG has a Gross Margin (35.85%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of SIFG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.91% | ||
| PM (TTM) | 0.28% | ||
| GM | 35.85% |
OM growth 3Y-37.88%
OM growth 5Y-20.25%
PM growth 3Y-53.28%
PM growth 5Y-30.18%
GM growth 3Y6.64%
GM growth 5Y0.8%
2. Health
2.1 Basic Checks
SIFG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, SIFG has about the same amount of shares outstanding.
The number of shares outstanding for SIFG has been increased compared to 5 years ago.
SIFG has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.11, we must say that SIFG is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of SIFG (1.11) is worse than 67.24% of its industry peers.
A Debt/Equity ratio of 0.93 indicates that SIFG is somewhat dependend on debt financing.
SIFG has a Debt to Equity ratio of 0.93. This is in the lower half of the industry: SIFG underperforms 74.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.11 |
ROIC/WACC0.1
WACC5.49%
2.3 Liquidity
A Current Ratio of 0.72 indicates that SIFG may have some problems paying its short term obligations.
SIFG has a Current ratio of 0.72. This is amonst the worse of the industry: SIFG underperforms 94.83% of its industry peers.
SIFG has a Quick Ratio of 0.72. This is a bad value and indicates that SIFG is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.72, SIFG is not doing good in the industry: 74.14% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.72 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
The earnings per share for SIFG have decreased strongly by -111.79% in the last year.
The earnings per share for SIFG have been decreasing by -28.50% on average. This is quite bad
The Revenue has decreased by -5.57% in the past year.
Measured over the past years, SIFG shows a small growth in Revenue. The Revenue has been growing by 5.67% on average per year.
EPS 1Y (TTM)-111.79%
EPS 3Y-54.97%
EPS 5Y-28.5%
EPS Q2Q%-231.74%
Revenue 1Y (TTM)-5.57%
Revenue growth 3Y0.51%
Revenue growth 5Y5.67%
Sales Q2Q%-16.16%
3.2 Future
Based on estimates for the next years, SIFG will show a very strong growth in Earnings Per Share. The EPS will grow by 127.60% on average per year.
The Revenue is expected to grow by 29.74% on average over the next years. This is a very strong growth
EPS Next Y483.47%
EPS Next 2Y240.59%
EPS Next 3Y127.6%
EPS Next 5YN/A
Revenue Next Year63.77%
Revenue Next 2Y47.69%
Revenue Next 3Y29.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
SIFG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 9.15 indicates a reasonable valuation of SIFG.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SIFG indicates a rather cheap valuation: SIFG is cheaper than 87.93% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.76. SIFG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 9.15 |
4.2 Price Multiples
SIFG's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SIFG is cheaper than 60.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 14.81 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SIFG's earnings are expected to grow with 127.60% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y240.59%
EPS Next 3Y127.6%
5. Dividend
5.1 Amount
No dividends for SIFG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
AMS:SIFG (9/2/2025, 10:44:44 AM)
7.695
+0.1 (+1.25%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryElectrical Equipment
Earnings (Last)
Earnings (Next)
Inst Owners22.47%
Inst Owner ChangeN/A
Ins Owners49.41%
Ins Owner ChangeN/A
Market Cap230.00M
Analysts82
Price Target16.69 (116.89%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.97%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-29.65%
EPS NY rev (3m)-29.65%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 9.15 | ||
| P/S | 0.54 | ||
| P/FCF | N/A | ||
| P/OCF | 3.39 | ||
| P/B | 0.97 | ||
| P/tB | 0.99 | ||
| EV/EBITDA | 14.81 |
EPS(TTM)-0.05
EYN/A
EPS(NY)0.84
Fwd EY10.93%
FCF(TTM)-3.47
FCFYN/A
OCF(TTM)2.27
OCFY29.51%
SpS14.35
BVpS7.91
TBVpS7.78
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.16% | ||
| ROE | 0.51% | ||
| ROCE | 0.78% | ||
| ROIC | 0.56% | ||
| ROICexc | 0.72% | ||
| ROICexgc | 0.73% | ||
| OM | 0.91% | ||
| PM (TTM) | 0.28% | ||
| GM | 35.85% | ||
| FCFM | N/A |
ROA(3y)1.33%
ROA(5y)2.12%
ROE(3y)3.94%
ROE(5y)6.18%
ROIC(3y)2.34%
ROIC(5y)3.64%
ROICexc(3y)12.01%
ROICexc(5y)10.09%
ROICexgc(3y)12.37%
ROICexgc(5y)10.32%
ROCE(3y)3.26%
ROCE(5y)5.07%
ROICexcg growth 3Y-56.21%
ROICexcg growth 5Y-28.98%
ROICexc growth 3Y-56.3%
ROICexc growth 5Y-28.98%
OM growth 3Y-37.88%
OM growth 5Y-20.25%
PM growth 3Y-53.28%
PM growth 5Y-30.18%
GM growth 3Y6.64%
GM growth 5Y0.8%
F-Score4
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 9.28 | ||
| Cap/Depr | 865.19% | ||
| Cap/Sales | 39.99% | ||
| Interest Coverage | 0.8 | ||
| Cash Conversion | 286.1% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.72 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 1.11 |
F-Score4
WACC5.49%
ROIC/WACC0.1
Cap/Depr(3y)563.58%
Cap/Depr(5y)353.06%
Cap/Sales(3y)27.6%
Cap/Sales(5y)17.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-111.79%
EPS 3Y-54.97%
EPS 5Y-28.5%
EPS Q2Q%-231.74%
EPS Next Y483.47%
EPS Next 2Y240.59%
EPS Next 3Y127.6%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.57%
Revenue growth 3Y0.51%
Revenue growth 5Y5.67%
Sales Q2Q%-16.16%
Revenue Next Year63.77%
Revenue Next 2Y47.69%
Revenue Next 3Y29.74%
Revenue Next 5YN/A
EBIT growth 1Y-71.99%
EBIT growth 3Y-37.57%
EBIT growth 5Y-15.73%
EBIT Next Year1953.34%
EBIT Next 3Y206.03%
EBIT Next 5YN/A
FCF growth 1Y-63.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-36.26%
OCF growth 3Y-9.39%
OCF growth 5Y17.08%