SNP SCHNEIDER-NEUREITHER & P (SHF.DE) Stock Fundamental Analysis

FRA:SHF • DE0007203705

80.4 EUR
+0.4 (+0.5%)
Last: Feb 27, 2026, 07:00 PM
Fundamental Rating

7

We assign a fundamental rating of 7 out of 10 to SHF. SHF was compared to 75 industry peers in the IT Services industry. SHF scores excellent points on both the profitability and health parts. This is a solid base for a good stock. SHF is not overvalued while it is showing excellent growth. This is an interesting combination. This makes SHF very considerable for growth and quality investing!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year SHF was profitable.
  • SHF had a positive operating cash flow in the past year.
  • SHF had positive earnings in 4 of the past 5 years.
  • In multiple years SHF reported negative operating cash flow during the last 5 years.
SHF.DE Yearly Net Income VS EBIT VS OCF VS FCFSHF.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M 30M 40M

1.2 Ratios

  • SHF has a better Return On Assets (8.12%) than 83.08% of its industry peers.
  • SHF has a better Return On Equity (17.94%) than 76.92% of its industry peers.
  • SHF has a Return On Invested Capital of 15.25%. This is amongst the best in the industry. SHF outperforms 89.23% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for SHF is significantly below the industry average of 11.55%.
  • The last Return On Invested Capital (15.25%) for SHF is above the 3 year average (5.99%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 8.12%
ROE 17.94%
ROIC 15.25%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
SHF.DE Yearly ROA, ROE, ROICSHF.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • The Profit Margin of SHF (9.22%) is better than 86.15% of its industry peers.
  • SHF's Profit Margin has improved in the last couple of years.
  • SHF's Operating Margin of 15.43% is amongst the best of the industry. SHF outperforms 89.23% of its industry peers.
  • In the last couple of years the Operating Margin of SHF has grown nicely.
  • Looking at the Gross Margin, with a value of 91.58%, SHF belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
  • SHF's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 15.43%
PM (TTM) 9.22%
GM 91.58%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
SHF.DE Yearly Profit, Operating, Gross MarginsSHF.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

7

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), SHF is creating value.
  • Compared to 1 year ago, SHF has about the same amount of shares outstanding.
  • Compared to 5 years ago, SHF has more shares outstanding
  • SHF has a better debt/assets ratio than last year.
SHF.DE Yearly Shares OutstandingSHF.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
SHF.DE Yearly Total Debt VS Total AssetsSHF.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • SHF has an Altman-Z score of 3.89. This indicates that SHF is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 3.89, SHF belongs to the best of the industry, outperforming 83.08% of the companies in the same industry.
  • SHF has a debt to FCF ratio of 2.38. This is a good value and a sign of high solvency as SHF would need 2.38 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 2.38, SHF is doing good in the industry, outperforming 70.77% of the companies in the same industry.
  • SHF has a Debt/Equity ratio of 0.33. This is a healthy value indicating a solid balance between debt and equity.
  • SHF has a better Debt to Equity ratio (0.33) than 66.15% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 2.38
Altman-Z 3.89
ROIC/WACC2.27
WACC6.71%
SHF.DE Yearly LT Debt VS Equity VS FCFSHF.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • SHF has a Current Ratio of 1.76. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
  • SHF has a Current ratio of 1.76. This is in the better half of the industry: SHF outperforms 80.00% of its industry peers.
  • SHF has a Quick Ratio of 1.76. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
  • SHF has a Quick ratio of 1.76. This is amongst the best in the industry. SHF outperforms 84.62% of its industry peers.
Industry RankSector Rank
Current Ratio 1.76
Quick Ratio 1.76
SHF.DE Yearly Current Assets VS Current LiabilitesSHF.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

8

3. Growth

3.1 Past

  • SHF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 84.47%, which is quite impressive.
  • Measured over the past years, SHF shows a very strong growth in Earnings Per Share. The EPS has been growing by 170.79% on average per year.
  • The Revenue has grown by 20.52% in the past year. This is a very strong growth!
  • Measured over the past years, SHF shows a quite strong growth in Revenue. The Revenue has been growing by 11.90% on average per year.
EPS 1Y (TTM)84.47%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%104.31%
Revenue 1Y (TTM)20.52%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%11.28%

3.2 Future

  • Based on estimates for the next years, SHF will show a very strong growth in Earnings Per Share. The EPS will grow by 24.74% on average per year.
  • The Revenue is expected to grow by 9.51% on average over the next years. This is quite good.
EPS Next Y77.39%
EPS Next 2Y32.4%
EPS Next 3Y24.74%
EPS Next 5YN/A
Revenue Next Year19.44%
Revenue Next 2Y14.73%
Revenue Next 3Y12.78%
Revenue Next 5Y9.51%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SHF.DE Yearly Revenue VS EstimatesSHF.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 100M 200M 300M 400M
SHF.DE Yearly EPS VS EstimatesSHF.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 2 3

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 22.40, the valuation of SHF can be described as rather expensive.
  • SHF's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 27.07, SHF is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 23.69, the valuation of SHF can be described as rather expensive.
  • Based on the Price/Forward Earnings ratio, SHF is valued a bit more expensive than 63.08% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.05. SHF is around the same levels.
Industry RankSector Rank
PE 22.4
Fwd PE 23.69
SHF.DE Price Earnings VS Forward Price EarningsSHF.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • SHF's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SHF is more expensive than 66.15% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of SHF is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 15.61
EV/EBITDA 11.12
SHF.DE Per share dataSHF.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • SHF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SHF has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as SHF's earnings are expected to grow with 24.74% in the coming years.
PEG (NY)0.29
PEG (5Y)N/A
EPS Next 2Y32.4%
EPS Next 3Y24.74%

0

5. Dividend

5.1 Amount

  • No dividends for SHF!.
Industry RankSector Rank
Dividend Yield 0%

SNP SCHNEIDER-NEUREITHER & P

FRA:SHF (2/27/2026, 7:00:00 PM)

80.4

+0.4 (+0.5%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-06
Earnings (Next)03-26
Inst Owners18.03%
Inst Owner ChangeN/A
Ins Owners2.61%
Ins Owner ChangeN/A
Market Cap594.16M
Revenue(TTM)285.16M
Net Income(TTM)26.28M
Analysts47.5
Price Target75.99 (-5.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.29%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 22.4
Fwd PE 23.69
P/S 2.08
P/FCF 15.61
P/OCF 14.8
P/B 4.06
P/tB 10.37
EV/EBITDA 11.12
EPS(TTM)3.59
EY4.47%
EPS(NY)3.39
Fwd EY4.22%
FCF(TTM)5.15
FCFY6.41%
OCF(TTM)5.43
OCFY6.76%
SpS38.59
BVpS19.82
TBVpS7.75
PEG (NY)0.29
PEG (5Y)N/A
Graham Number40.01
Profitability
Industry RankSector Rank
ROA 8.12%
ROE 17.94%
ROCE 20.93%
ROIC 15.25%
ROICexc 23.59%
ROICexgc 68.68%
OM 15.43%
PM (TTM) 9.22%
GM 91.58%
FCFM 13.35%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
ROICexc(3y)8.3%
ROICexc(5y)6.23%
ROICexgc(3y)20.39%
ROICexgc(5y)15.63%
ROCE(3y)8.28%
ROCE(5y)6.24%
ROICexgc growth 3Y31.6%
ROICexgc growth 5Y28.25%
ROICexc growth 3Y43.08%
ROICexc growth 5Y28.49%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
F-Score7
Asset Turnover0.88
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 2.38
Debt/EBITDA 0.87
Cap/Depr 19.1%
Cap/Sales 0.73%
Interest Coverage 250
Cash Conversion 73.17%
Profit Quality 144.86%
Current Ratio 1.76
Quick Ratio 1.76
Altman-Z 3.89
F-Score7
WACC6.71%
ROIC/WACC2.27
Cap/Depr(3y)13.69%
Cap/Depr(5y)18.74%
Cap/Sales(3y)0.73%
Cap/Sales(5y)1.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)84.47%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%104.31%
EPS Next Y77.39%
EPS Next 2Y32.4%
EPS Next 3Y24.74%
EPS Next 5YN/A
Revenue 1Y (TTM)20.52%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%11.28%
Revenue Next Year19.44%
Revenue Next 2Y14.73%
Revenue Next 3Y12.78%
Revenue Next 5Y9.51%
EBIT growth 1Y119.65%
EBIT growth 3Y50.86%
EBIT growth 5Y40.34%
EBIT Next Year149.62%
EBIT Next 3Y40.03%
EBIT Next 5YN/A
FCF growth 1Y310.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y273.77%
OCF growth 3YN/A
OCF growth 5YN/A

SNP SCHNEIDER-NEUREITHER & P / SHF.DE FAQ

Can you provide the ChartMill fundamental rating for SNP SCHNEIDER-NEUREITHER & P?

ChartMill assigns a fundamental rating of 7 / 10 to SHF.DE.


Can you provide the valuation status for SNP SCHNEIDER-NEUREITHER & P?

ChartMill assigns a valuation rating of 4 / 10 to SNP SCHNEIDER-NEUREITHER & P (SHF.DE). This can be considered as Fairly Valued.


How profitable is SNP SCHNEIDER-NEUREITHER & P (SHF.DE) stock?

SNP SCHNEIDER-NEUREITHER & P (SHF.DE) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for SHF stock?

The Price/Earnings (PE) ratio for SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is 22.4 and the Price/Book (PB) ratio is 4.06.


Is the dividend of SNP SCHNEIDER-NEUREITHER & P sustainable?

The dividend rating of SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is 0 / 10 and the dividend payout ratio is 0%.