SNP SCHNEIDER-NEUREITHER & P (SHF.DE) Stock Fundamental Analysis
Europe - FRA:SHF - DE0007203705 - Common Stock
73.8 EUR
+0.2 (+0.27%)
SHF gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 69 industry peers in the IT Services industry. SHF has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. SHF is growing strongly while it is still valued neutral. This is a good combination! With these ratings, SHF could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year SHF was profitable.
In the past year SHF had a positive cash flow from operations.
Of the past 5 years SHF 4 years were profitable.
In multiple years SHF reported negative operating cash flow during the last 5 years.
1.2 Ratios
SHF's Return On Assets of 6.78% is fine compared to the rest of the industry. SHF outperforms 75.36% of its industry peers.
SHF has a Return On Equity of 15.33%. This is in the better half of the industry: SHF outperforms 69.57% of its industry peers.
Looking at the Return On Invested Capital, with a value of 13.56%, SHF belongs to the top of the industry, outperforming 85.51% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SHF is significantly below the industry average of 11.46%.
The last Return On Invested Capital (13.56%) for SHF is above the 3 year average (5.99%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.78% | ||
| ROE | 15.33% | ||
| ROIC | 13.56% |
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
1.3 Margins
SHF has a better Profit Margin (7.59%) than 84.06% of its industry peers.
SHF's Profit Margin has improved in the last couple of years.
SHF's Operating Margin of 13.54% is amongst the best of the industry. SHF outperforms 89.86% of its industry peers.
In the last couple of years the Operating Margin of SHF has grown nicely.
SHF's Gross Margin of 91.20% is amongst the best of the industry. SHF outperforms 84.06% of its industry peers.
In the last couple of years the Gross Margin of SHF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.54% | ||
| PM (TTM) | 7.59% | ||
| GM | 91.2% |
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SHF is still creating some value.
Compared to 1 year ago, SHF has about the same amount of shares outstanding.
SHF has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, SHF has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.66 indicates that SHF is not in any danger for bankruptcy at the moment.
SHF's Altman-Z score of 3.66 is fine compared to the rest of the industry. SHF outperforms 79.71% of its industry peers.
SHF has a debt to FCF ratio of 2.27. This is a good value and a sign of high solvency as SHF would need 2.27 years to pay back of all of its debts.
SHF has a better Debt to FCF ratio (2.27) than 73.91% of its industry peers.
SHF has a Debt/Equity ratio of 0.35. This is a healthy value indicating a solid balance between debt and equity.
SHF's Debt to Equity ratio of 0.35 is fine compared to the rest of the industry. SHF outperforms 60.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.35 | ||
| Debt/FCF | 2.27 | ||
| Altman-Z | 3.66 |
ROIC/WACC1.09
WACC12.45%
2.3 Liquidity
A Current Ratio of 1.71 indicates that SHF should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.71, SHF belongs to the top of the industry, outperforming 82.61% of the companies in the same industry.
SHF has a Quick Ratio of 1.71. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Quick ratio value of 1.71, SHF belongs to the best of the industry, outperforming 86.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.71 | ||
| Quick Ratio | 1.71 |
3. Growth
3.1 Past
SHF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 73.83%, which is quite impressive.
Measured over the past years, SHF shows a very strong growth in Earnings Per Share. The EPS has been growing by 170.79% on average per year.
The Revenue has grown by 24.02% in the past year. This is a very strong growth!
SHF shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.90% yearly.
EPS 1Y (TTM)73.83%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%-30.14%
Revenue 1Y (TTM)24.02%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%16.67%
3.2 Future
The Earnings Per Share is expected to grow by 25.63% on average over the next years. This is a very strong growth
Based on estimates for the next years, SHF will show a quite strong growth in Revenue. The Revenue will grow by 9.51% on average per year.
EPS Next Y54.17%
EPS Next 2Y33.38%
EPS Next 3Y25.63%
EPS Next 5YN/A
Revenue Next Year16.51%
Revenue Next 2Y12.63%
Revenue Next 3Y11.25%
Revenue Next 5Y9.51%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
SHF is valuated quite expensively with a Price/Earnings ratio of 25.71.
The rest of the industry has a similar Price/Earnings ratio as SHF.
SHF's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.27.
Based on the Price/Forward Earnings ratio of 21.43, the valuation of SHF can be described as rather expensive.
SHF's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.77, SHF is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.71 | ||
| Fwd PE | 21.43 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SHF is valued a bit more expensive than 69.57% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SHF is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.78 | ||
| EV/EBITDA | 11.61 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SHF has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SHF's earnings are expected to grow with 25.63% in the coming years.
PEG (NY)0.47
PEG (5Y)N/A
EPS Next 2Y33.38%
EPS Next 3Y25.63%
5. Dividend
5.1 Amount
SHF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:SHF (9/15/2025, 4:45:57 PM)
73.8
+0.2 (+0.27%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners16.83%
Inst Owner ChangeN/A
Ins Owners2.12%
Ins Owner ChangeN/A
Market Cap545.38M
Analysts47.5
Price Target66.81 (-9.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)8.56%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)10.88%
EPS NY rev (3m)10.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)0.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.71 | ||
| Fwd PE | 21.43 | ||
| P/S | 1.96 | ||
| P/FCF | 13.78 | ||
| P/OCF | 13.14 | ||
| P/B | 3.97 | ||
| P/tB | 11.83 | ||
| EV/EBITDA | 11.61 |
EPS(TTM)2.87
EY3.89%
EPS(NY)3.44
Fwd EY4.67%
FCF(TTM)5.36
FCFY7.26%
OCF(TTM)5.62
OCFY7.61%
SpS37.57
BVpS18.6
TBVpS6.24
PEG (NY)0.47
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.78% | ||
| ROE | 15.33% | ||
| ROCE | 18.61% | ||
| ROIC | 13.56% | ||
| ROICexc | 19.97% | ||
| ROICexgc | 59.74% | ||
| OM | 13.54% | ||
| PM (TTM) | 7.59% | ||
| GM | 91.2% | ||
| FCFM | 14.26% |
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
ROICexc(3y)8.3%
ROICexc(5y)6.23%
ROICexgc(3y)20.39%
ROICexgc(5y)15.63%
ROCE(3y)8.28%
ROCE(5y)6.24%
ROICexcg growth 3Y31.6%
ROICexcg growth 5Y28.25%
ROICexc growth 3Y43.08%
ROICexc growth 5Y28.49%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
F-Score7
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.35 | ||
| Debt/FCF | 2.27 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 16.89% | ||
| Cap/Sales | 0.69% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 84.71% | ||
| Profit Quality | 187.9% | ||
| Current Ratio | 1.71 | ||
| Quick Ratio | 1.71 | ||
| Altman-Z | 3.66 |
F-Score7
WACC12.45%
ROIC/WACC1.09
Cap/Depr(3y)13.69%
Cap/Depr(5y)18.74%
Cap/Sales(3y)0.73%
Cap/Sales(5y)1.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)73.83%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%-30.14%
EPS Next Y54.17%
EPS Next 2Y33.38%
EPS Next 3Y25.63%
EPS Next 5YN/A
Revenue 1Y (TTM)24.02%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%16.67%
Revenue Next Year16.51%
Revenue Next 2Y12.63%
Revenue Next 3Y11.25%
Revenue Next 5Y9.51%
EBIT growth 1Y135.32%
EBIT growth 3Y50.86%
EBIT growth 5Y40.34%
EBIT Next Year108.77%
EBIT Next 3Y31.15%
EBIT Next 5YN/A
FCF growth 1Y2463.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1232.3%
OCF growth 3YN/A
OCF growth 5YN/A