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SNP SCHNEIDER-NEUREITHER & P (SHF.DE) Stock Fundamental Analysis

Europe - Frankfurt Stock Exchange - FRA:SHF - DE0007203705 - Common Stock

79 EUR
+1 (+1.28%)
Last: 1/15/2026, 7:00:00 PM
Fundamental Rating

7

Taking everything into account, SHF scores 7 out of 10 in our fundamental rating. SHF was compared to 76 industry peers in the IT Services industry. Both the health and profitability get an excellent rating, making SHF a very profitable company, without any liquidiy or solvency issues. SHF is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! With these ratings, SHF could be worth investigating further for growth and quality investing!.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year SHF was profitable.
  • In the past year SHF had a positive cash flow from operations.
  • SHF had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: SHF reported negative operating cash flow in multiple years.
SHF.DE Yearly Net Income VS EBIT VS OCF VS FCFSHF.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M 30M 40M

1.2 Ratios

  • The Return On Assets of SHF (8.12%) is better than 84.21% of its industry peers.
  • The Return On Equity of SHF (17.94%) is better than 76.32% of its industry peers.
  • The Return On Invested Capital of SHF (15.25%) is better than 89.47% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for SHF is significantly below the industry average of 25.87%.
  • The 3 year average ROIC (5.99%) for SHF is below the current ROIC(15.25%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 8.12%
ROE 17.94%
ROIC 15.25%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
SHF.DE Yearly ROA, ROE, ROICSHF.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 9.22%, SHF belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
  • SHF's Profit Margin has improved in the last couple of years.
  • SHF has a better Operating Margin (15.43%) than 86.84% of its industry peers.
  • In the last couple of years the Operating Margin of SHF has grown nicely.
  • SHF's Gross Margin of 91.58% is amongst the best of the industry. SHF outperforms 86.84% of its industry peers.
  • SHF's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 15.43%
PM (TTM) 9.22%
GM 91.58%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
SHF.DE Yearly Profit, Operating, Gross MarginsSHF.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

7

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), SHF is creating value.
  • SHF has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, SHF has more shares outstanding
  • SHF has a better debt/assets ratio than last year.
SHF.DE Yearly Shares OutstandingSHF.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
SHF.DE Yearly Total Debt VS Total AssetsSHF.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • SHF has an Altman-Z score of 3.85. This indicates that SHF is financially healthy and has little risk of bankruptcy at the moment.
  • SHF has a Altman-Z score of 3.85. This is in the better half of the industry: SHF outperforms 77.63% of its industry peers.
  • The Debt to FCF ratio of SHF is 2.38, which is a good value as it means it would take SHF, 2.38 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of SHF (2.38) is better than 72.37% of its industry peers.
  • SHF has a Debt/Equity ratio of 0.33. This is a healthy value indicating a solid balance between debt and equity.
  • SHF has a better Debt to Equity ratio (0.33) than 64.47% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 2.38
Altman-Z 3.85
ROIC/WACC2.32
WACC6.57%
SHF.DE Yearly LT Debt VS Equity VS FCFSHF.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • SHF has a Current Ratio of 1.76. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
  • SHF has a better Current ratio (1.76) than 80.26% of its industry peers.
  • SHF has a Quick Ratio of 1.76. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of SHF (1.76) is better than 84.21% of its industry peers.
Industry RankSector Rank
Current Ratio 1.76
Quick Ratio 1.76
SHF.DE Yearly Current Assets VS Current LiabilitesSHF.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 84.47% over the past year.
  • Measured over the past years, SHF shows a very strong growth in Earnings Per Share. The EPS has been growing by 170.79% on average per year.
  • SHF shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.52%.
  • SHF shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.90% yearly.
EPS 1Y (TTM)84.47%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%104.31%
Revenue 1Y (TTM)20.52%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%11.28%

3.2 Future

  • Based on estimates for the next years, SHF will show a very strong growth in Earnings Per Share. The EPS will grow by 24.74% on average per year.
  • The Revenue is expected to grow by 9.51% on average over the next years. This is quite good.
EPS Next Y77.39%
EPS Next 2Y32.4%
EPS Next 3Y24.74%
EPS Next 5YN/A
Revenue Next Year19.44%
Revenue Next 2Y14.73%
Revenue Next 3Y12.78%
Revenue Next 5Y9.51%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SHF.DE Yearly Revenue VS EstimatesSHF.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 100M 200M 300M 400M
SHF.DE Yearly EPS VS EstimatesSHF.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 2 3

5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.01, which indicates a rather expensive current valuation of SHF.
  • The rest of the industry has a similar Price/Earnings ratio as SHF.
  • SHF is valuated rather cheaply when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 23.28, which indicates a rather expensive current valuation of SHF.
  • The rest of the industry has a similar Price/Forward Earnings ratio as SHF.
  • SHF's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.31.
Industry RankSector Rank
PE 22.01
Fwd PE 23.28
SHF.DE Price Earnings VS Forward Price EarningsSHF.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SHF is on the same level as its industry peers.
  • SHF's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 15.34
EV/EBITDA 10.94
SHF.DE Per share dataSHF.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • SHF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SHF has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as SHF's earnings are expected to grow with 24.74% in the coming years.
PEG (NY)0.28
PEG (5Y)N/A
EPS Next 2Y32.4%
EPS Next 3Y24.74%

0

5. Dividend

5.1 Amount

  • No dividends for SHF!.
Industry RankSector Rank
Dividend Yield 0%

SNP SCHNEIDER-NEUREITHER & P

FRA:SHF (1/15/2026, 7:00:00 PM)

79

+1 (+1.28%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-06
Earnings (Next)01-30
Inst Owners18.03%
Inst Owner ChangeN/A
Ins Owners2.61%
Ins Owner ChangeN/A
Market Cap583.81M
Revenue(TTM)285.16M
Net Income(TTM)26.28M
Analysts47.5
Price Target75.99 (-3.81%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)13.74%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)15.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.51%
Valuation
Industry RankSector Rank
PE 22.01
Fwd PE 23.28
P/S 2.05
P/FCF 15.34
P/OCF 14.54
P/B 3.99
P/tB 10.19
EV/EBITDA 10.94
EPS(TTM)3.59
EY4.54%
EPS(NY)3.39
Fwd EY4.3%
FCF(TTM)5.15
FCFY6.52%
OCF(TTM)5.43
OCFY6.88%
SpS38.59
BVpS19.82
TBVpS7.75
PEG (NY)0.28
PEG (5Y)N/A
Graham Number40.01
Profitability
Industry RankSector Rank
ROA 8.12%
ROE 17.94%
ROCE 20.93%
ROIC 15.25%
ROICexc 23.59%
ROICexgc 68.68%
OM 15.43%
PM (TTM) 9.22%
GM 91.58%
FCFM 13.35%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
ROICexc(3y)8.3%
ROICexc(5y)6.23%
ROICexgc(3y)20.39%
ROICexgc(5y)15.63%
ROCE(3y)8.28%
ROCE(5y)6.24%
ROICexgc growth 3Y31.6%
ROICexgc growth 5Y28.25%
ROICexc growth 3Y43.08%
ROICexc growth 5Y28.49%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
F-Score7
Asset Turnover0.88
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 2.38
Debt/EBITDA 0.87
Cap/Depr 19.1%
Cap/Sales 0.73%
Interest Coverage 250
Cash Conversion 73.17%
Profit Quality 144.86%
Current Ratio 1.76
Quick Ratio 1.76
Altman-Z 3.85
F-Score7
WACC6.57%
ROIC/WACC2.32
Cap/Depr(3y)13.69%
Cap/Depr(5y)18.74%
Cap/Sales(3y)0.73%
Cap/Sales(5y)1.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)84.47%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%104.31%
EPS Next Y77.39%
EPS Next 2Y32.4%
EPS Next 3Y24.74%
EPS Next 5YN/A
Revenue 1Y (TTM)20.52%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%11.28%
Revenue Next Year19.44%
Revenue Next 2Y14.73%
Revenue Next 3Y12.78%
Revenue Next 5Y9.51%
EBIT growth 1Y119.65%
EBIT growth 3Y50.86%
EBIT growth 5Y40.34%
EBIT Next Year149.62%
EBIT Next 3Y40.03%
EBIT Next 5YN/A
FCF growth 1Y310.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y273.77%
OCF growth 3YN/A
OCF growth 5YN/A

SNP SCHNEIDER-NEUREITHER & P / SHF.DE FAQ

Can you provide the ChartMill fundamental rating for SNP SCHNEIDER-NEUREITHER & P?

ChartMill assigns a fundamental rating of 7 / 10 to SHF.DE.


Can you provide the valuation status for SNP SCHNEIDER-NEUREITHER & P?

ChartMill assigns a valuation rating of 5 / 10 to SNP SCHNEIDER-NEUREITHER & P (SHF.DE). This can be considered as Fairly Valued.


How profitable is SNP SCHNEIDER-NEUREITHER & P (SHF.DE) stock?

SNP SCHNEIDER-NEUREITHER & P (SHF.DE) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for SHF stock?

The Price/Earnings (PE) ratio for SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is 22.01 and the Price/Book (PB) ratio is 3.99.


Is the dividend of SNP SCHNEIDER-NEUREITHER & P sustainable?

The dividend rating of SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is 0 / 10 and the dividend payout ratio is 0%.