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SNP SCHNEIDER-NEUREITHER & P (SHF.DE) Stock Fundamental Analysis

Europe - Frankfurt Stock Exchange - FRA:SHF - DE0007203705 - Common Stock

76 EUR
+0.6 (+0.8%)
Last: 11/28/2025, 7:00:00 PM
Fundamental Rating

6

Overall SHF gets a fundamental rating of 6 out of 10. We evaluated SHF against 72 industry peers in the IT Services industry. SHF scores excellent points on both the profitability and health parts. This is a solid base for a good stock. SHF is not priced too expensively while it is growing strongly. Keep and eye on this one! This makes SHF very considerable for growth and quality investing!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

In the past year SHF was profitable.
In the past year SHF had a positive cash flow from operations.
SHF had positive earnings in 4 of the past 5 years.
In multiple years SHF reported negative operating cash flow during the last 5 years.
SHF.DE Yearly Net Income VS EBIT VS OCF VS FCFSHF.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M 30M 40M

1.2 Ratios

SHF has a Return On Assets of 6.78%. This is in the better half of the industry: SHF outperforms 76.39% of its industry peers.
The Return On Equity of SHF (15.33%) is better than 73.61% of its industry peers.
With an excellent Return On Invested Capital value of 13.56%, SHF belongs to the best of the industry, outperforming 84.72% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SHF is significantly below the industry average of 11.90%.
The last Return On Invested Capital (13.56%) for SHF is above the 3 year average (5.99%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 6.78%
ROE 15.33%
ROIC 13.56%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
SHF.DE Yearly ROA, ROE, ROICSHF.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

SHF has a better Profit Margin (7.59%) than 80.56% of its industry peers.
In the last couple of years the Profit Margin of SHF has grown nicely.
Looking at the Operating Margin, with a value of 13.54%, SHF belongs to the top of the industry, outperforming 84.72% of the companies in the same industry.
In the last couple of years the Operating Margin of SHF has grown nicely.
SHF has a Gross Margin of 91.20%. This is amongst the best in the industry. SHF outperforms 84.72% of its industry peers.
In the last couple of years the Gross Margin of SHF has remained more or less at the same level.
Industry RankSector Rank
OM 13.54%
PM (TTM) 7.59%
GM 91.2%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
SHF.DE Yearly Profit, Operating, Gross MarginsSHF.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

7

2. Health

2.1 Basic Checks

SHF has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
SHF has about the same amout of shares outstanding than it did 1 year ago.
SHF has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, SHF has an improved debt to assets ratio.
SHF.DE Yearly Shares OutstandingSHF.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
SHF.DE Yearly Total Debt VS Total AssetsSHF.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

SHF has an Altman-Z score of 3.72. This indicates that SHF is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 3.72, SHF belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
SHF has a debt to FCF ratio of 2.27. This is a good value and a sign of high solvency as SHF would need 2.27 years to pay back of all of its debts.
SHF has a better Debt to FCF ratio (2.27) than 73.61% of its industry peers.
SHF has a Debt/Equity ratio of 0.35. This is a healthy value indicating a solid balance between debt and equity.
SHF has a better Debt to Equity ratio (0.35) than 62.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF 2.27
Altman-Z 3.72
ROIC/WACC2.08
WACC6.51%
SHF.DE Yearly LT Debt VS Equity VS FCFSHF.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

A Current Ratio of 1.71 indicates that SHF should not have too much problems paying its short term obligations.
With an excellent Current ratio value of 1.71, SHF belongs to the best of the industry, outperforming 81.94% of the companies in the same industry.
SHF has a Quick Ratio of 1.71. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
SHF's Quick ratio of 1.71 is amongst the best of the industry. SHF outperforms 86.11% of its industry peers.
Industry RankSector Rank
Current Ratio 1.71
Quick Ratio 1.71
SHF.DE Yearly Current Assets VS Current LiabilitesSHF.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

8

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 73.83% over the past year.
SHF shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 170.79% yearly.
Looking at the last year, SHF shows a very strong growth in Revenue. The Revenue has grown by 24.02%.
Measured over the past years, SHF shows a quite strong growth in Revenue. The Revenue has been growing by 11.90% on average per year.
EPS 1Y (TTM)73.83%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%-30.14%
Revenue 1Y (TTM)24.02%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%16.67%

3.2 Future

The Earnings Per Share is expected to grow by 24.63% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 9.51% on average over the next years. This is quite good.
EPS Next Y76.87%
EPS Next 2Y32.01%
EPS Next 3Y24.63%
EPS Next 5YN/A
Revenue Next Year19.44%
Revenue Next 2Y14.73%
Revenue Next 3Y12.78%
Revenue Next 5Y9.51%

3.3 Evolution

Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SHF.DE Yearly Revenue VS EstimatesSHF.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 100M 200M 300M 400M
SHF.DE Yearly EPS VS EstimatesSHF.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 2 3

4

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 26.48, SHF can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as SHF.
SHF is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.31, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 22.53 indicates a rather expensive valuation of SHF.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SHF is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.59, SHF is valued a bit cheaper.
Industry RankSector Rank
PE 26.48
Fwd PE 22.53
SHF.DE Price Earnings VS Forward Price EarningsSHF.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SHF indicates a slightly more expensive valuation: SHF is more expensive than 69.44% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SHF is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 14.19
EV/EBITDA 11.97
SHF.DE Per share dataSHF.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

SHF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SHF has a very decent profitability rating, which may justify a higher PE ratio.
SHF's earnings are expected to grow with 24.63% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.34
PEG (5Y)N/A
EPS Next 2Y32.01%
EPS Next 3Y24.63%

0

5. Dividend

5.1 Amount

No dividends for SHF!.
Industry RankSector Rank
Dividend Yield N/A

SNP SCHNEIDER-NEUREITHER & P

FRA:SHF (11/28/2025, 7:00:00 PM)

76

+0.6 (+0.8%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)11-06 2025-11-06
Earnings (Next)01-30 2026-01-30
Inst Owners17.79%
Inst Owner ChangeN/A
Ins Owners2.12%
Ins Owner ChangeN/A
Market Cap561.64M
Revenue(TTM)277.62M
Net Income(TTM)21.06M
Analysts47.5
Price Target75.99 (-0.01%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)13.74%
PT rev (3m)13.74%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)14.72%
EPS NY rev (3m)14.72%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.51%
Revenue NY rev (3m)2.51%
Valuation
Industry RankSector Rank
PE 26.48
Fwd PE 22.53
P/S 2.02
P/FCF 14.19
P/OCF 13.53
P/B 4.09
P/tB 12.18
EV/EBITDA 11.97
EPS(TTM)2.87
EY3.78%
EPS(NY)3.37
Fwd EY4.44%
FCF(TTM)5.36
FCFY7.05%
OCF(TTM)5.62
OCFY7.39%
SpS37.57
BVpS18.6
TBVpS6.24
PEG (NY)0.34
PEG (5Y)N/A
Graham Number34.65
Profitability
Industry RankSector Rank
ROA 6.78%
ROE 15.33%
ROCE 18.61%
ROIC 13.56%
ROICexc 19.97%
ROICexgc 59.74%
OM 13.54%
PM (TTM) 7.59%
GM 91.2%
FCFM 14.26%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
ROICexc(3y)8.3%
ROICexc(5y)6.23%
ROICexgc(3y)20.39%
ROICexgc(5y)15.63%
ROCE(3y)8.28%
ROCE(5y)6.24%
ROICexgc growth 3Y31.6%
ROICexgc growth 5Y28.25%
ROICexc growth 3Y43.08%
ROICexc growth 5Y28.49%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
F-Score7
Asset Turnover0.89
Health
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF 2.27
Debt/EBITDA 0.98
Cap/Depr 16.89%
Cap/Sales 0.69%
Interest Coverage 250
Cash Conversion 84.71%
Profit Quality 187.9%
Current Ratio 1.71
Quick Ratio 1.71
Altman-Z 3.72
F-Score7
WACC6.51%
ROIC/WACC2.08
Cap/Depr(3y)13.69%
Cap/Depr(5y)18.74%
Cap/Sales(3y)0.73%
Cap/Sales(5y)1.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)73.83%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%-30.14%
EPS Next Y76.87%
EPS Next 2Y32.01%
EPS Next 3Y24.63%
EPS Next 5YN/A
Revenue 1Y (TTM)24.02%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%16.67%
Revenue Next Year19.44%
Revenue Next 2Y14.73%
Revenue Next 3Y12.78%
Revenue Next 5Y9.51%
EBIT growth 1Y135.32%
EBIT growth 3Y50.86%
EBIT growth 5Y40.34%
EBIT Next Year109.23%
EBIT Next 3Y31.15%
EBIT Next 5YN/A
FCF growth 1Y2463.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1232.3%
OCF growth 3YN/A
OCF growth 5YN/A

SNP SCHNEIDER-NEUREITHER & P / SHF.DE FAQ

Can you provide the ChartMill fundamental rating for SNP SCHNEIDER-NEUREITHER & P?

ChartMill assigns a fundamental rating of 6 / 10 to SHF.DE.


What is the valuation status for SHF stock?

ChartMill assigns a valuation rating of 4 / 10 to SNP SCHNEIDER-NEUREITHER & P (SHF.DE). This can be considered as Fairly Valued.


How profitable is SNP SCHNEIDER-NEUREITHER & P (SHF.DE) stock?

SNP SCHNEIDER-NEUREITHER & P (SHF.DE) has a profitability rating of 7 / 10.


What are the PE and PB ratios of SNP SCHNEIDER-NEUREITHER & P (SHF.DE) stock?

The Price/Earnings (PE) ratio for SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is 26.48 and the Price/Book (PB) ratio is 4.09.


Can you provide the expected EPS growth for SHF stock?

The Earnings per Share (EPS) of SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is expected to grow by 76.87% in the next year.