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SNP SCHNEIDER-NEUREITHER & P (SHF.DE) Stock Fundamental Analysis

Europe - FRA:SHF - DE0007203705 - Common Stock

74.8 EUR
+0.2 (+0.27%)
Last: 11/5/2025, 7:00:00 PM
Fundamental Rating

6

SHF gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the IT Services industry. SHF scores excellent points on both the profitability and health parts. This is a solid base for a good stock. SHF is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings could make SHF a good candidate for growth and quality investing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

In the past year SHF was profitable.
SHF had a positive operating cash flow in the past year.
SHF had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: SHF reported negative operating cash flow in multiple years.
SHF.DE Yearly Net Income VS EBIT VS OCF VS FCFSHF.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M 30M 40M

1.2 Ratios

The Return On Assets of SHF (6.78%) is better than 77.14% of its industry peers.
Looking at the Return On Equity, with a value of 15.33%, SHF is in the better half of the industry, outperforming 72.86% of the companies in the same industry.
SHF's Return On Invested Capital of 13.56% is amongst the best of the industry. SHF outperforms 85.71% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SHF is significantly below the industry average of 21.24%.
The 3 year average ROIC (5.99%) for SHF is below the current ROIC(13.56%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 6.78%
ROE 15.33%
ROIC 13.56%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
SHF.DE Yearly ROA, ROE, ROICSHF.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

SHF's Profit Margin of 7.59% is amongst the best of the industry. SHF outperforms 81.43% of its industry peers.
In the last couple of years the Profit Margin of SHF has grown nicely.
With an excellent Operating Margin value of 13.54%, SHF belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
In the last couple of years the Operating Margin of SHF has grown nicely.
SHF has a Gross Margin of 91.20%. This is amongst the best in the industry. SHF outperforms 84.29% of its industry peers.
In the last couple of years the Gross Margin of SHF has remained more or less at the same level.
Industry RankSector Rank
OM 13.54%
PM (TTM) 7.59%
GM 91.2%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
SHF.DE Yearly Profit, Operating, Gross MarginsSHF.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

7

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), SHF is creating value.
The number of shares outstanding for SHF remains at a similar level compared to 1 year ago.
SHF has more shares outstanding than it did 5 years ago.
SHF has a better debt/assets ratio than last year.
SHF.DE Yearly Shares OutstandingSHF.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
SHF.DE Yearly Total Debt VS Total AssetsSHF.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

An Altman-Z score of 3.69 indicates that SHF is not in any danger for bankruptcy at the moment.
SHF has a Altman-Z score of 3.69. This is in the better half of the industry: SHF outperforms 80.00% of its industry peers.
The Debt to FCF ratio of SHF is 2.27, which is a good value as it means it would take SHF, 2.27 years of fcf income to pay off all of its debts.
SHF's Debt to FCF ratio of 2.27 is fine compared to the rest of the industry. SHF outperforms 77.14% of its industry peers.
SHF has a Debt/Equity ratio of 0.35. This is a healthy value indicating a solid balance between debt and equity.
SHF's Debt to Equity ratio of 0.35 is fine compared to the rest of the industry. SHF outperforms 61.43% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF 2.27
Altman-Z 3.69
ROIC/WACC2.07
WACC6.56%
SHF.DE Yearly LT Debt VS Equity VS FCFSHF.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

SHF has a Current Ratio of 1.71. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of SHF (1.71) is better than 82.86% of its industry peers.
SHF has a Quick Ratio of 1.71. This is a normal value and indicates that SHF is financially healthy and should not expect problems in meeting its short term obligations.
SHF has a Quick ratio of 1.71. This is amongst the best in the industry. SHF outperforms 87.14% of its industry peers.
Industry RankSector Rank
Current Ratio 1.71
Quick Ratio 1.71
SHF.DE Yearly Current Assets VS Current LiabilitesSHF.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

8

3. Growth

3.1 Past

SHF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 73.83%, which is quite impressive.
Measured over the past years, SHF shows a very strong growth in Earnings Per Share. The EPS has been growing by 170.79% on average per year.
The Revenue has grown by 24.02% in the past year. This is a very strong growth!
The Revenue has been growing by 11.90% on average over the past years. This is quite good.
EPS 1Y (TTM)73.83%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%-30.14%
Revenue 1Y (TTM)24.02%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%16.67%

3.2 Future

The Earnings Per Share is expected to grow by 25.63% on average over the next years. This is a very strong growth
SHF is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.51% yearly.
EPS Next Y54.17%
EPS Next 2Y33.38%
EPS Next 3Y25.63%
EPS Next 5YN/A
Revenue Next Year16.51%
Revenue Next 2Y12.63%
Revenue Next 3Y11.25%
Revenue Next 5Y9.51%

3.3 Evolution

The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SHF.DE Yearly Revenue VS EstimatesSHF.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 100M 200M 300M 400M
SHF.DE Yearly EPS VS EstimatesSHF.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 2 3

4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 26.06, the valuation of SHF can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of SHF is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.13, SHF is valued at the same level.
A Price/Forward Earnings ratio of 21.72 indicates a rather expensive valuation of SHF.
The rest of the industry has a similar Price/Forward Earnings ratio as SHF.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.35, SHF is valued at the same level.
Industry RankSector Rank
PE 26.06
Fwd PE 21.72
SHF.DE Price Earnings VS Forward Price EarningsSHF.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, SHF is valued a bit more expensive than the industry average as 68.57% of the companies are valued more cheaply.
SHF's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 13.97
EV/EBITDA 11.79
SHF.DE Per share dataSHF.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

SHF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SHF has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SHF's earnings are expected to grow with 25.63% in the coming years.
PEG (NY)0.48
PEG (5Y)N/A
EPS Next 2Y33.38%
EPS Next 3Y25.63%

0

5. Dividend

5.1 Amount

SHF does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

SNP SCHNEIDER-NEUREITHER & P

FRA:SHF (11/5/2025, 7:00:00 PM)

74.8

+0.2 (+0.27%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)07-31 2025-07-31
Earnings (Next)11-06 2025-11-06
Inst Owners17.79%
Inst Owner ChangeN/A
Ins Owners2.12%
Ins Owner ChangeN/A
Market Cap552.77M
Revenue(TTM)277.62M
Net Income(TTM)21.06M
Analysts47.5
Price Target73.44 (-1.82%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.92%
PT rev (3m)19.34%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)10.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.22%
Valuation
Industry RankSector Rank
PE 26.06
Fwd PE 21.72
P/S 1.99
P/FCF 13.97
P/OCF 13.32
P/B 4.02
P/tB 11.99
EV/EBITDA 11.79
EPS(TTM)2.87
EY3.84%
EPS(NY)3.44
Fwd EY4.6%
FCF(TTM)5.36
FCFY7.16%
OCF(TTM)5.62
OCFY7.51%
SpS37.57
BVpS18.6
TBVpS6.24
PEG (NY)0.48
PEG (5Y)N/A
Graham Number34.65
Profitability
Industry RankSector Rank
ROA 6.78%
ROE 15.33%
ROCE 18.61%
ROIC 13.56%
ROICexc 19.97%
ROICexgc 59.74%
OM 13.54%
PM (TTM) 7.59%
GM 91.2%
FCFM 14.26%
ROA(3y)3.1%
ROA(5y)1.79%
ROE(3y)7.14%
ROE(5y)4.13%
ROIC(3y)5.99%
ROIC(5y)4.53%
ROICexc(3y)8.3%
ROICexc(5y)6.23%
ROICexgc(3y)20.39%
ROICexgc(5y)15.63%
ROCE(3y)8.28%
ROCE(5y)6.24%
ROICexgc growth 3Y31.6%
ROICexgc growth 5Y28.25%
ROICexc growth 3Y43.08%
ROICexc growth 5Y28.49%
OM growth 3Y31.04%
OM growth 5Y25.41%
PM growth 3Y137.61%
PM growth 5YN/A
GM growth 3Y2.08%
GM growth 5Y0.46%
F-Score7
Asset Turnover0.89
Health
Industry RankSector Rank
Debt/Equity 0.35
Debt/FCF 2.27
Debt/EBITDA 0.98
Cap/Depr 16.89%
Cap/Sales 0.69%
Interest Coverage 250
Cash Conversion 84.71%
Profit Quality 187.9%
Current Ratio 1.71
Quick Ratio 1.71
Altman-Z 3.69
F-Score7
WACC6.56%
ROIC/WACC2.07
Cap/Depr(3y)13.69%
Cap/Depr(5y)18.74%
Cap/Sales(3y)0.73%
Cap/Sales(5y)1.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)73.83%
EPS 3Y170.79%
EPS 5YN/A
EPS Q2Q%-30.14%
EPS Next Y54.17%
EPS Next 2Y33.38%
EPS Next 3Y25.63%
EPS Next 5YN/A
Revenue 1Y (TTM)24.02%
Revenue growth 3Y15.13%
Revenue growth 5Y11.9%
Sales Q2Q%16.67%
Revenue Next Year16.51%
Revenue Next 2Y12.63%
Revenue Next 3Y11.25%
Revenue Next 5Y9.51%
EBIT growth 1Y135.32%
EBIT growth 3Y50.86%
EBIT growth 5Y40.34%
EBIT Next Year109.23%
EBIT Next 3Y31.15%
EBIT Next 5YN/A
FCF growth 1Y2463.15%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1232.3%
OCF growth 3YN/A
OCF growth 5YN/A

SNP SCHNEIDER-NEUREITHER & P / SHF.DE FAQ

Can you provide the ChartMill fundamental rating for SNP SCHNEIDER-NEUREITHER & P?

ChartMill assigns a fundamental rating of 6 / 10 to SHF.DE.


What is the valuation status for SHF stock?

ChartMill assigns a valuation rating of 4 / 10 to SNP SCHNEIDER-NEUREITHER & P (SHF.DE). This can be considered as Fairly Valued.


How profitable is SNP SCHNEIDER-NEUREITHER & P (SHF.DE) stock?

SNP SCHNEIDER-NEUREITHER & P (SHF.DE) has a profitability rating of 7 / 10.


What are the PE and PB ratios of SNP SCHNEIDER-NEUREITHER & P (SHF.DE) stock?

The Price/Earnings (PE) ratio for SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is 26.06 and the Price/Book (PB) ratio is 4.02.


Can you provide the expected EPS growth for SHF stock?

The Earnings per Share (EPS) of SNP SCHNEIDER-NEUREITHER & P (SHF.DE) is expected to grow by 54.17% in the next year.