Logo image of SDRC.DE

SCOR SE (SDRC.DE) Stock Fundamental Analysis

FRA:SDRC - Deutsche Boerse Ag - FR0010411983 - Common Stock - Currency: EUR

27.62  -0.14 (-0.5%)

Fundamental Rating

3

Overall SDRC gets a fundamental rating of 3 out of 10. We evaluated SDRC against 40 industry peers in the Insurance industry. SDRC may be in some trouble as it scores bad on both profitability and health. SDRC has a valuation in line with the averages, but it does not seem to be growing. Finally SDRC also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

SDRC had positive earnings in the past year.
In the past year SDRC had a positive cash flow from operations.
SDRC had positive earnings in 4 of the past 5 years.
Each year in the past 5 years SDRC had a positive operating cash flow.
SDRC.DE Yearly Net Income VS EBIT VS OCF VS FCFSDRC.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B

1.2 Ratios

SDRC has a worse Return On Assets (0.22%) than 85.00% of its industry peers.
SDRC has a Return On Equity of 1.83%. This is amonst the worse of the industry: SDRC underperforms 85.00% of its industry peers.
SDRC has a Return On Invested Capital of 1.22%. This is comparable to the rest of the industry: SDRC outperforms 52.50% of its industry peers.
Industry RankSector Rank
ROA 0.22%
ROE 1.83%
ROIC 1.22%
ROA(3y)-0.63%
ROA(5y)-0.1%
ROE(3y)-4.88%
ROE(5y)-0.74%
ROIC(3y)N/A
ROIC(5y)N/A
SDRC.DE Yearly ROA, ROE, ROICSDRC.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20 -30

1.3 Margins

SDRC has a worse Profit Margin (0.35%) than 87.50% of its industry peers.
In the last couple of years the Profit Margin of SDRC has declined.
Looking at the Operating Margin, with a value of 2.70%, SDRC is doing worse than 87.50% of the companies in the same industry.
In the last couple of years the Operating Margin of SDRC has declined.
Industry RankSector Rank
OM 2.7%
PM (TTM) 0.35%
GM N/A
OM growth 3Y-19.97%
OM growth 5Y-12.19%
PM growth 3Y-78.6%
PM growth 5Y-60.26%
GM growth 3YN/A
GM growth 5YN/A
SDRC.DE Yearly Profit, Operating, Gross MarginsSDRC.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5

More info and screens

2

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SDRC is destroying value.
The number of shares outstanding for SDRC remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SDRC has less shares outstanding
SDRC has a worse debt/assets ratio than last year.
SDRC.DE Yearly Shares OutstandingSDRC.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
SDRC.DE Yearly Total Debt VS Total AssetsSDRC.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

The Debt to FCF ratio of SDRC is 4.06, which is a neutral value as it means it would take SDRC, 4.06 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.06, SDRC is in line with its industry, outperforming 42.50% of the companies in the same industry.
SDRC has a Debt/Equity ratio of 0.78. This is a neutral value indicating SDRC is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.78, SDRC is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF 4.06
Altman-Z N/A
ROIC/WACC0.21
WACC5.69%
SDRC.DE Yearly LT Debt VS Equity VS FCFSDRC.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SDRC.DE Yearly Current Assets VS Current LiabilitesSDRC.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

More info and screens

3

3. Growth

3.1 Past

SDRC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -98.81%.
The earnings per share for SDRC have been decreasing by -57.79% on average. This is quite bad
The Revenue has decreased by -3.25% in the past year.
Measured over the past years, SDRC shows a decrease in Revenue. The Revenue has been decreasing by -0.88% on average per year.
EPS 1Y (TTM)-98.81%
EPS 3Y-76.98%
EPS 5Y-57.79%
EPS Q2Q%1.82%
Revenue 1Y (TTM)-3.25%
Revenue growth 3Y-3.61%
Revenue growth 5Y-0.88%
Sales Q2Q%-0.91%

3.2 Future

Based on estimates for the next years, SDRC will show a very strong growth in Earnings Per Share. The EPS will grow by 170.11% on average per year.
Based on estimates for the next years, SDRC will show a small growth in Revenue. The Revenue will grow by 3.02% on average per year.
EPS Next Y13484.5%
EPS Next 2Y1117.07%
EPS Next 3Y444.4%
EPS Next 5Y170.11%
Revenue Next Year2.59%
Revenue Next 2Y2.62%
Revenue Next 3Y3.02%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
SDRC.DE Yearly Revenue VS EstimatesSDRC.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B 20B
SDRC.DE Yearly EPS VS EstimatesSDRC.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 0 2 4

More info and screens

6

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 552.40 indicates a quite expensive valuation of SDRC.
90.00% of the companies in the same industry are cheaper than SDRC, based on the Price/Earnings ratio.
SDRC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.86.
A Price/Forward Earnings ratio of 6.22 indicates a rather cheap valuation of SDRC.
97.50% of the companies in the same industry are more expensive than SDRC, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of SDRC to the average of the S&P500 Index (21.43), we can say SDRC is valued rather cheaply.
Industry RankSector Rank
PE 552.4
Fwd PE 6.22
SDRC.DE Price Earnings VS Forward Price EarningsSDRC.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300 400 500

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, SDRC is valued cheaper than 87.50% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SDRC indicates a somewhat cheap valuation: SDRC is cheaper than 77.50% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 5.66
EV/EBITDA 7.08
SDRC.DE Per share dataSDRC.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SDRC's earnings are expected to grow with 444.40% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.04
PEG (5Y)N/A
EPS Next 2Y1117.07%
EPS Next 3Y444.4%

More info and screens

7

5. Dividend

5.1 Amount

SDRC has a Yearly Dividend Yield of 6.43%, which is a nice return.
Compared to an average industry Dividend Yield of 4.54, SDRC pays a better dividend. On top of this SDRC pays more dividend than 90.00% of the companies listed in the same industry.
SDRC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.43.
Industry RankSector Rank
Dividend Yield 6.43%

5.2 History

The dividend of SDRC has a limited annual growth rate of 0.57%.
Dividend Growth(5Y)0.57%
Div Incr Years1
Div Non Decr Years1
SDRC.DE Yearly Dividends per shareSDRC.DE Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 1 2 3

5.3 Sustainability

SDRC pays out 390.36% of its income as dividend. This is not a sustainable payout ratio.
The dividend of SDRC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP390.36%
EPS Next 2Y1117.07%
EPS Next 3Y444.4%
SDRC.DE Yearly Income VS Free CF VS DividendSDRC.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B
SDRC.DE Dividend Payout.SDRC.DE Dividend Payout, showing the Payout Ratio.SDRC.DE Dividend Payout.PayoutRetained Earnings

More info and screens

SCOR SE

FRA:SDRC (6/26/2025, 7:00:00 PM)

27.62

-0.14 (-0.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)05-07 2025-05-07/bmo
Earnings (Next)07-31 2025-07-31/bmo
Inst Owners47.28%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap4.95B
Analysts76.84
Price Target31.09 (12.56%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.43%
Yearly Dividend1.81
Dividend Growth(5Y)0.57%
DP390.36%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.77%
Min EPS beat(2)-182.14%
Max EPS beat(2)8.6%
EPS beat(4)1
Avg EPS beat(4)-115.73%
Min EPS beat(4)-282.85%
Max EPS beat(4)8.6%
EPS beat(8)3
Avg EPS beat(8)-46.59%
EPS beat(12)4
Avg EPS beat(12)-136.91%
EPS beat(16)8
Avg EPS beat(16)-50.62%
Revenue beat(2)2
Avg Revenue beat(2)5.21%
Min Revenue beat(2)2.78%
Max Revenue beat(2)7.63%
Revenue beat(4)4
Avg Revenue beat(4)5.45%
Min Revenue beat(4)2.78%
Max Revenue beat(4)7.84%
Revenue beat(8)8
Avg Revenue beat(8)5.76%
Revenue beat(12)12
Avg Revenue beat(12)22.78%
Revenue beat(16)15
Avg Revenue beat(16)33.58%
PT rev (1m)2.21%
PT rev (3m)11.82%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-33.06%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.36%
Revenue NQ rev (1m)2.28%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.39%
Valuation
Industry RankSector Rank
PE 552.4
Fwd PE 6.22
P/S 0.21
P/FCF 5.66
P/OCF 5.49
P/B 1.1
P/tB 1.55
EV/EBITDA 7.08
EPS(TTM)0.05
EY0.18%
EPS(NY)4.44
Fwd EY16.09%
FCF(TTM)4.88
FCFY17.66%
OCF(TTM)5.03
OCFY18.23%
SpS132.27
BVpS25.22
TBVpS17.78
PEG (NY)0.04
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.22%
ROE 1.83%
ROCE 1.73%
ROIC 1.22%
ROICexc 1.3%
ROICexgc 1.58%
OM 2.7%
PM (TTM) 0.35%
GM N/A
FCFM 3.69%
ROA(3y)-0.63%
ROA(5y)-0.1%
ROE(3y)-4.88%
ROE(5y)-0.74%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-11.91%
ROICexcg growth 5Y-6.82%
ROICexc growth 3Y-13.22%
ROICexc growth 5Y-8.16%
OM growth 3Y-19.97%
OM growth 5Y-12.19%
PM growth 3Y-78.6%
PM growth 5Y-60.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF 4.06
Debt/EBITDA 4.08
Cap/Depr 12.56%
Cap/Sales 0.12%
Interest Coverage 6.21
Cash Conversion 104.64%
Profit Quality 1054.22%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC5.69%
ROIC/WACC0.21
Cap/Depr(3y)19.46%
Cap/Depr(5y)36.14%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-98.81%
EPS 3Y-76.98%
EPS 5Y-57.79%
EPS Q2Q%1.82%
EPS Next Y13484.5%
EPS Next 2Y1117.07%
EPS Next 3Y444.4%
EPS Next 5Y170.11%
Revenue 1Y (TTM)-3.25%
Revenue growth 3Y-3.61%
Revenue growth 5Y-0.88%
Sales Q2Q%-0.91%
Revenue Next Year2.59%
Revenue Next 2Y2.62%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
EBIT growth 1Y-72.09%
EBIT growth 3Y-22.86%
EBIT growth 5Y-12.97%
EBIT Next Year307.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.53%
FCF growth 3Y-27.74%
FCF growth 5Y4.24%
OCF growth 1Y-38.99%
OCF growth 3Y-27.87%
OCF growth 5Y1.43%