SUNCAR TECHNOLOGY GROUP IN-A (SDA) Stock Fundamental Analysis

NASDAQ:SDA • KYG857271087

2.03 USD
0 (0%)
Last: Feb 17, 2026, 11:12 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to SDA. SDA was compared to 75 industry peers in the Diversified Consumer Services industry. SDA may be in some trouble as it scores bad on both profitability and health. SDA is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year SDA has reported negative net income.
  • SDA had a negative operating cash flow in the past year.
  • In the past 5 years SDA always reported negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: SDA reported negative operating cash flow in multiple years.
SDA Yearly Net Income VS EBIT VS OCF VS FCFSDA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -20M -40M -60M

1.2 Ratios

  • SDA's Return On Assets of -4.16% is in line compared to the rest of the industry. SDA outperforms 41.33% of its industry peers.
  • The Return On Equity of SDA (-39.14%) is worse than 64.00% of its industry peers.
  • SDA has a Return On Invested Capital of 0.71%. This is comparable to the rest of the industry: SDA outperforms 52.00% of its industry peers.
Industry RankSector Rank
ROA -4.16%
ROE -39.14%
ROIC 0.71%
ROA(3y)-14.46%
ROA(5y)-3260.89%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SDA Yearly ROA, ROE, ROICSDA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50K 100K

1.3 Margins

  • Looking at the Operating Margin, with a value of 0.37%, SDA is in line with its industry, outperforming 50.67% of the companies in the same industry.
  • SDA has a Gross Margin of 52.57%. This is in the better half of the industry: SDA outperforms 62.67% of its industry peers.
  • SDA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 0.37%
PM (TTM) N/A
GM 52.57%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.6%
GM growth 5YN/A
SDA Yearly Profit, Operating, Gross MarginsSDA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • SDA has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for SDA has been increased compared to 1 year ago.
  • Compared to 1 year ago, SDA has an improved debt to assets ratio.
SDA Yearly Shares OutstandingSDA Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 20M 40M 60M 80M
SDA Yearly Total Debt VS Total AssetsSDA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • SDA has an Altman-Z score of 1.41. This is a bad value and indicates that SDA is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.41, SDA is in line with its industry, outperforming 58.67% of the companies in the same industry.
  • A Debt/Equity ratio of 3.00 is on the high side and indicates that SDA has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 3.00, SDA is doing worse than 73.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3
Debt/FCF N/A
Altman-Z 1.41
ROIC/WACC0.1
WACC7.26%
SDA Yearly LT Debt VS Equity VS FCFSDA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 10M -10M -20M -30M

2.3 Liquidity

  • SDA has a Current Ratio of 1.28. This is a normal value and indicates that SDA is financially healthy and should not expect problems in meeting its short term obligations.
  • SDA has a Current ratio of 1.28. This is comparable to the rest of the industry: SDA outperforms 53.33% of its industry peers.
  • A Quick Ratio of 1.28 indicates that SDA should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.28, SDA perfoms like the industry average, outperforming 57.33% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.28
Quick Ratio 1.28
SDA Yearly Current Assets VS Current LiabilitesSDA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for SDA have decreased strongly by -127.08% in the last year.
  • The Revenue has grown by 21.49% in the past year. This is a very strong growth!
  • Measured over the past years, SDA shows a very strong growth in Revenue. The Revenue has been growing by 21.04% on average per year.
EPS 1Y (TTM)-127.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.91%
Revenue 1Y (TTM)21.49%
Revenue growth 3Y21.04%
Revenue growth 5YN/A
Sales Q2Q%5.61%

3.2 Future

  • SDA is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 40.83% yearly.
  • The Revenue is expected to decrease by -85.94% on average over the next years. This is quite bad
EPS Next Y100%
EPS Next 2Y58.11%
EPS Next 3Y40.83%
EPS Next 5YN/A
Revenue Next Year-99.79%
Revenue Next 2Y-95.13%
Revenue Next 3Y-85.94%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SDA Yearly Revenue VS EstimatesSDA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 50B 100B 150B 200B
SDA Yearly EPS VS EstimatesSDA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2026 2027 0 0.1 -0.1 0.2 -0.2

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for SDA. In the last year negative earnings were reported.
  • Based on the Price/Forward Earnings ratio of 13.86, the valuation of SDA can be described as correct.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of SDA indicates a somewhat cheap valuation: SDA is cheaper than 73.33% of the companies listed in the same industry.
  • SDA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE N/A
Fwd PE 13.86
SDA Price Earnings VS Forward Price EarningsSDA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

  • SDA's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 16.82
SDA Per share dataSDA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SDA's earnings are expected to grow with 40.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.11%
EPS Next 3Y40.83%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for SDA!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

SUNCAR TECHNOLOGY GROUP IN-A

NASDAQ:SDA (2/17/2026, 11:12:25 AM)

2.03

0 (0%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)12-18
Earnings (Next)04-27
Inst Owners2.01%
Inst Owner Change-45.7%
Ins Owners2.88%
Ins Owner ChangeN/A
Market Cap207.08M
Revenue(TTM)467.27M
Net Income(TTM)-11.40M
Analysts86.67
Price Target4.85 (138.92%)
Short Float %0.32%
Short Ratio1.49
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-124.75%
Min EPS beat(2)-149.5%
Max EPS beat(2)-100%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-9.62%
Min Revenue beat(2)-15.22%
Max Revenue beat(2)-4.03%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-38.71%
EPS NQ rev (1m)-14.29%
EPS NQ rev (3m)400%
EPS NY rev (1m)N/A
EPS NY rev (3m)-100%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.44%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 13.86
P/S 0.44
P/FCF N/A
P/OCF N/A
P/B 7.11
P/tB 7.11
EV/EBITDA 16.82
EPS(TTM)-0.11
EYN/A
EPS(NY)0.15
Fwd EY7.21%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS4.58
BVpS0.29
TBVpS0.29
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -4.16%
ROE -39.14%
ROCE 1.68%
ROIC 0.71%
ROICexc 0.94%
ROICexgc 0.94%
OM 0.37%
PM (TTM) N/A
GM 52.57%
FCFM N/A
ROA(3y)-14.46%
ROA(5y)-3260.89%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.6%
GM growth 5YN/A
F-Score5
Asset Turnover1.71
Health
Industry RankSector Rank
Debt/Equity 3
Debt/FCF N/A
Debt/EBITDA 10.51
Cap/Depr 4.23%
Cap/Sales 0.06%
Interest Coverage 0.49
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.28
Quick Ratio 1.28
Altman-Z 1.41
F-Score5
WACC7.26%
ROIC/WACC0.1
Cap/Depr(3y)62.9%
Cap/Depr(5y)161.93%
Cap/Sales(3y)1.01%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-127.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.91%
EPS Next Y100%
EPS Next 2Y58.11%
EPS Next 3Y40.83%
EPS Next 5YN/A
Revenue 1Y (TTM)21.49%
Revenue growth 3Y21.04%
Revenue growth 5YN/A
Sales Q2Q%5.61%
Revenue Next Year-99.79%
Revenue Next 2Y-95.13%
Revenue Next 3Y-85.94%
Revenue Next 5YN/A
EBIT growth 1Y-277.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year122.98%
EBIT Next 3Y38.14%
EBIT Next 5YN/A
FCF growth 1Y96.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y97.43%
OCF growth 3YN/A
OCF growth 5YN/A

SUNCAR TECHNOLOGY GROUP IN-A / SDA FAQ

What is the ChartMill fundamental rating of SUNCAR TECHNOLOGY GROUP IN-A (SDA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to SDA.


Can you provide the valuation status for SUNCAR TECHNOLOGY GROUP IN-A?

ChartMill assigns a valuation rating of 4 / 10 to SUNCAR TECHNOLOGY GROUP IN-A (SDA). This can be considered as Fairly Valued.


How profitable is SUNCAR TECHNOLOGY GROUP IN-A (SDA) stock?

SUNCAR TECHNOLOGY GROUP IN-A (SDA) has a profitability rating of 2 / 10.