SUNCAR TECHNOLOGY GROUP IN-A (SDA) Fundamental Analysis & Valuation

NASDAQ:SDA • KYG857271087

Current stock price

1.9721 USD
+0.27 (+16.01%)
Last:

This SDA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. SDA Profitability Analysis

1.1 Basic Checks

  • In the past year SDA has reported negative net income.
  • In the past year SDA has reported a negative cash flow from operations.
  • SDA had negative earnings in each of the past 5 years.
  • In multiple years SDA reported negative operating cash flow during the last 5 years.
SDA Yearly Net Income VS EBIT VS OCF VS FCFSDA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -20M -40M -60M

1.2 Ratios

  • With a Return On Assets value of -4.16%, SDA is not doing good in the industry: 60.27% of the companies in the same industry are doing better.
  • SDA has a worse Return On Equity (-39.14%) than 65.75% of its industry peers.
  • SDA's Return On Invested Capital of 0.71% is in line compared to the rest of the industry. SDA outperforms 50.68% of its industry peers.
Industry RankSector Rank
ROA -4.16%
ROE -39.14%
ROIC 0.71%
ROA(3y)-14.46%
ROA(5y)-3260.89%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SDA Yearly ROA, ROE, ROICSDA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50K 100K

1.3 Margins

  • Looking at the Operating Margin, with a value of 0.37%, SDA is in line with its industry, outperforming 47.95% of the companies in the same industry.
  • With a decent Gross Margin value of 52.57%, SDA is doing good in the industry, outperforming 61.64% of the companies in the same industry.
  • In the last couple of years the Gross Margin of SDA has grown nicely.
Industry RankSector Rank
OM 0.37%
PM (TTM) N/A
GM 52.57%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.6%
GM growth 5YN/A
SDA Yearly Profit, Operating, Gross MarginsSDA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 40

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2

2. SDA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SDA is destroying value.
  • The number of shares outstanding for SDA has been increased compared to 1 year ago.
  • The debt/assets ratio for SDA has been reduced compared to a year ago.
SDA Yearly Shares OutstandingSDA Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 20M 40M 60M 80M
SDA Yearly Total Debt VS Total AssetsSDA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • SDA has an Altman-Z score of 1.32. This is a bad value and indicates that SDA is not financially healthy and even has some risk of bankruptcy.
  • SDA has a Altman-Z score (1.32) which is comparable to the rest of the industry.
  • SDA has a Debt/Equity ratio of 3.00. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 3.00, SDA is doing worse than 73.97% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3
Debt/FCF N/A
Altman-Z 1.32
ROIC/WACC0.1
WACC7.12%
SDA Yearly LT Debt VS Equity VS FCFSDA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 10M -10M -20M -30M

2.3 Liquidity

  • SDA has a Current Ratio of 1.28. This is a normal value and indicates that SDA is financially healthy and should not expect problems in meeting its short term obligations.
  • SDA has a Current ratio (1.28) which is in line with its industry peers.
  • SDA has a Quick Ratio of 1.28. This is a normal value and indicates that SDA is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of SDA (1.28) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.28
Quick Ratio 1.28
SDA Yearly Current Assets VS Current LiabilitesSDA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. SDA Growth Analysis

3.1 Past

  • SDA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -127.08%.
  • The Revenue has grown by 21.49% in the past year. This is a very strong growth!
  • The Revenue has been growing by 21.04% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-127.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.91%
Revenue 1Y (TTM)21.49%
Revenue growth 3Y21.04%
Revenue growth 5YN/A
Sales Q2Q%5.61%

3.2 Future

  • The Earnings Per Share is expected to grow by 39.37% on average over the next years. This is a very strong growth
  • SDA is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -86.00% yearly.
EPS Next Y89.66%
EPS Next 2Y56.47%
EPS Next 3Y39.37%
EPS Next 5YN/A
Revenue Next Year-99.78%
Revenue Next 2Y-95.01%
Revenue Next 3Y-86%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SDA Yearly Revenue VS EstimatesSDA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 50B 100B 150B 200B
SDA Yearly EPS VS EstimatesSDA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0 0.1 -0.1 0.2 -0.2

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4

4. SDA Valuation Analysis

4.1 Price/Earnings Ratio

  • SDA reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • A Price/Forward Earnings ratio of 15.02 indicates a correct valuation of SDA.
  • Based on the Price/Forward Earnings ratio, SDA is valued cheaper than 80.82% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of SDA to the average of the S&P500 Index (22.81), we can say SDA is valued slightly cheaper.
Industry RankSector Rank
PE N/A
Fwd PE 15.02
SDA Price Earnings VS Forward Price EarningsSDA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, SDA is valued a bit cheaper than 60.27% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.78
SDA Per share dataSDA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as SDA's earnings are expected to grow with 39.37% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y56.47%
EPS Next 3Y39.37%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SDA Dividend Analysis

5.1 Amount

  • No dividends for SDA!.
Industry RankSector Rank
Dividend Yield 0%

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SDA Fundamentals: All Metrics, Ratios and Statistics

SUNCAR TECHNOLOGY GROUP IN-A

NASDAQ:SDA (4/1/2026, 1:42:07 PM)

1.9721

+0.27 (+16.01%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)12-18
Earnings (Next)04-27
Inst Owners0.65%
Inst Owner Change-67.73%
Ins Owners2.88%
Ins Owner ChangeN/A
Market Cap201.17M
Revenue(TTM)467.27M
Net Income(TTM)-11.40M
Analysts86.67
Price Target4.85 (145.93%)
Short Float %1.46%
Short Ratio1.69
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-124.75%
Min EPS beat(2)-149.5%
Max EPS beat(2)-100%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-9.62%
Min Revenue beat(2)-15.22%
Max Revenue beat(2)-4.03%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-14.29%
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)8.38%
Revenue NQ rev (3m)8.38%
Revenue NY rev (1m)1.94%
Revenue NY rev (3m)1.03%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 15.02
P/S 0.43
P/FCF N/A
P/OCF N/A
P/B 6.91
P/tB 6.91
EV/EBITDA 12.78
EPS(TTM)-0.11
EYN/A
EPS(NY)0.13
Fwd EY6.66%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS4.58
BVpS0.29
TBVpS0.29
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -4.16%
ROE -39.14%
ROCE 1.68%
ROIC 0.71%
ROICexc 0.94%
ROICexgc 0.94%
OM 0.37%
PM (TTM) N/A
GM 52.57%
FCFM N/A
ROA(3y)-14.46%
ROA(5y)-3260.89%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.6%
GM growth 5YN/A
F-Score5
Asset Turnover1.71
Health
Industry RankSector Rank
Debt/Equity 3
Debt/FCF N/A
Debt/EBITDA 10.51
Cap/Depr 4.23%
Cap/Sales 0.06%
Interest Coverage 0.49
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.28
Quick Ratio 1.28
Altman-Z 1.32
F-Score5
WACC7.12%
ROIC/WACC0.1
Cap/Depr(3y)62.9%
Cap/Depr(5y)161.93%
Cap/Sales(3y)1.01%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-127.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.91%
EPS Next Y89.66%
EPS Next 2Y56.47%
EPS Next 3Y39.37%
EPS Next 5YN/A
Revenue 1Y (TTM)21.49%
Revenue growth 3Y21.04%
Revenue growth 5YN/A
Sales Q2Q%5.61%
Revenue Next Year-99.78%
Revenue Next 2Y-95.01%
Revenue Next 3Y-86%
Revenue Next 5YN/A
EBIT growth 1Y-277.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year122.98%
EBIT Next 3Y37.4%
EBIT Next 5YN/A
FCF growth 1Y96.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y97.43%
OCF growth 3YN/A
OCF growth 5YN/A

SUNCAR TECHNOLOGY GROUP IN-A / SDA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SUNCAR TECHNOLOGY GROUP IN-A (SDA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to SDA.


Can you provide the valuation status for SUNCAR TECHNOLOGY GROUP IN-A?

ChartMill assigns a valuation rating of 4 / 10 to SUNCAR TECHNOLOGY GROUP IN-A (SDA). This can be considered as Fairly Valued.


Can you provide the profitability details for SUNCAR TECHNOLOGY GROUP IN-A?

SUNCAR TECHNOLOGY GROUP IN-A (SDA) has a profitability rating of 2 / 10.


Can you provide the financial health for SDA stock?

The financial health rating of SUNCAR TECHNOLOGY GROUP IN-A (SDA) is 2 / 10.