SUNCAR TECHNOLOGY GROUP IN-A (SDA) Fundamental Analysis & Valuation

NASDAQ:SDA • KYG857271087

1.81 USD
-0.14 (-7.18%)
Last: Mar 13, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This SDA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

Taking everything into account, SDA scores 3 out of 10 in our fundamental rating. SDA was compared to 74 industry peers in the Diversified Consumer Services industry. SDA may be in some trouble as it scores bad on both profitability and health. SDA has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

2

1. SDA Profitability Analysis

1.1 Basic Checks

  • In the past year SDA has reported negative net income.
  • In the past year SDA has reported a negative cash flow from operations.
  • SDA had negative earnings in each of the past 5 years.
  • In multiple years SDA reported negative operating cash flow during the last 5 years.
SDA Yearly Net Income VS EBIT VS OCF VS FCFSDA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -20M -40M -60M

1.2 Ratios

  • The Return On Assets of SDA (-4.16%) is comparable to the rest of the industry.
  • With a Return On Equity value of -39.14%, SDA is not doing good in the industry: 63.51% of the companies in the same industry are doing better.
  • Looking at the Return On Invested Capital, with a value of 0.71%, SDA is in line with its industry, outperforming 52.70% of the companies in the same industry.
Industry RankSector Rank
ROA -4.16%
ROE -39.14%
ROIC 0.71%
ROA(3y)-14.46%
ROA(5y)-3260.89%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SDA Yearly ROA, ROE, ROICSDA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50K 100K

1.3 Margins

  • With a Operating Margin value of 0.37%, SDA perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • SDA has a better Gross Margin (52.57%) than 63.51% of its industry peers.
  • SDA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 0.37%
PM (TTM) N/A
GM 52.57%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.6%
GM growth 5YN/A
SDA Yearly Profit, Operating, Gross MarginsSDA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. SDA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SDA is destroying value.
  • The number of shares outstanding for SDA has been increased compared to 1 year ago.
  • The debt/assets ratio for SDA has been reduced compared to a year ago.
SDA Yearly Shares OutstandingSDA Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 20M 40M 60M 80M
SDA Yearly Total Debt VS Total AssetsSDA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • Based on the Altman-Z score of 1.39, we must say that SDA is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.39, SDA is in line with its industry, outperforming 56.76% of the companies in the same industry.
  • A Debt/Equity ratio of 3.00 is on the high side and indicates that SDA has dependencies on debt financing.
  • SDA has a Debt to Equity ratio of 3.00. This is in the lower half of the industry: SDA underperforms 72.97% of its industry peers.
Industry RankSector Rank
Debt/Equity 3
Debt/FCF N/A
Altman-Z 1.39
ROIC/WACC0.1
WACC7.07%
SDA Yearly LT Debt VS Equity VS FCFSDA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 10M -10M -20M -30M

2.3 Liquidity

  • SDA has a Current Ratio of 1.28. This is a normal value and indicates that SDA is financially healthy and should not expect problems in meeting its short term obligations.
  • SDA has a Current ratio (1.28) which is in line with its industry peers.
  • SDA has a Quick Ratio of 1.28. This is a normal value and indicates that SDA is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.28, SDA is in line with its industry, outperforming 58.11% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.28
Quick Ratio 1.28
SDA Yearly Current Assets VS Current LiabilitesSDA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. SDA Growth Analysis

3.1 Past

  • SDA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -127.08%.
  • The Revenue has grown by 21.49% in the past year. This is a very strong growth!
  • Measured over the past years, SDA shows a very strong growth in Revenue. The Revenue has been growing by 21.04% on average per year.
EPS 1Y (TTM)-127.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.91%
Revenue 1Y (TTM)21.49%
Revenue growth 3Y21.04%
Revenue growth 5YN/A
Sales Q2Q%5.61%

3.2 Future

  • Based on estimates for the next years, SDA will show a very strong growth in Earnings Per Share. The EPS will grow by 39.37% on average per year.
  • Based on estimates for the next years, SDA will show a very negative growth in Revenue. The Revenue will decrease by -85.94% on average per year.
EPS Next Y89.66%
EPS Next 2Y56.47%
EPS Next 3Y39.37%
EPS Next 5YN/A
Revenue Next Year-99.79%
Revenue Next 2Y-95.13%
Revenue Next 3Y-85.94%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SDA Yearly Revenue VS EstimatesSDA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 50B 100B 150B 200B
SDA Yearly EPS VS EstimatesSDA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0 0.1 -0.1 0.2 -0.2

More info and screens

Find the best growth stocksShow best growing peers

4

4. SDA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for SDA. In the last year negative earnings were reported.
  • Based on the Price/Forward Earnings ratio of 13.79, the valuation of SDA can be described as correct.
  • 72.97% of the companies in the same industry are more expensive than SDA, based on the Price/Forward Earnings ratio.
  • SDA's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.84.
Industry RankSector Rank
PE N/A
Fwd PE 13.79
SDA Price Earnings VS Forward Price EarningsSDA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as SDA.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.84
SDA Per share dataSDA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SDA's earnings are expected to grow with 39.37% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y56.47%
EPS Next 3Y39.37%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SDA Dividend Analysis

5.1 Amount

  • No dividends for SDA!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

SDA Fundamentals: All Metrics, Ratios and Statistics

SUNCAR TECHNOLOGY GROUP IN-A

NASDAQ:SDA (3/13/2026, 8:00:02 PM)

1.81

-0.14 (-7.18%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)12-18
Earnings (Next)04-27
Inst Owners0.65%
Inst Owner Change-67.73%
Ins Owners2.88%
Ins Owner ChangeN/A
Market Cap184.64M
Revenue(TTM)467.27M
Net Income(TTM)-11.40M
Analysts86.67
Price Target4.85 (167.96%)
Short Float %0.35%
Short Ratio0.76
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-124.75%
Min EPS beat(2)-149.5%
Max EPS beat(2)-100%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-9.62%
Min Revenue beat(2)-15.22%
Max Revenue beat(2)-4.03%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-14.29%
EPS NQ rev (3m)-14.29%
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.16%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.9%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 13.79
P/S 0.4
P/FCF N/A
P/OCF N/A
P/B 6.34
P/tB 6.34
EV/EBITDA 15.84
EPS(TTM)-0.11
EYN/A
EPS(NY)0.13
Fwd EY7.25%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS4.58
BVpS0.29
TBVpS0.29
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -4.16%
ROE -39.14%
ROCE 1.68%
ROIC 0.71%
ROICexc 0.94%
ROICexgc 0.94%
OM 0.37%
PM (TTM) N/A
GM 52.57%
FCFM N/A
ROA(3y)-14.46%
ROA(5y)-3260.89%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.6%
GM growth 5YN/A
F-Score5
Asset Turnover1.71
Health
Industry RankSector Rank
Debt/Equity 3
Debt/FCF N/A
Debt/EBITDA 10.51
Cap/Depr 4.23%
Cap/Sales 0.06%
Interest Coverage 0.49
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.28
Quick Ratio 1.28
Altman-Z 1.39
F-Score5
WACC7.07%
ROIC/WACC0.1
Cap/Depr(3y)62.9%
Cap/Depr(5y)161.93%
Cap/Sales(3y)1.01%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-127.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%95.91%
EPS Next Y89.66%
EPS Next 2Y56.47%
EPS Next 3Y39.37%
EPS Next 5YN/A
Revenue 1Y (TTM)21.49%
Revenue growth 3Y21.04%
Revenue growth 5YN/A
Sales Q2Q%5.61%
Revenue Next Year-99.79%
Revenue Next 2Y-95.13%
Revenue Next 3Y-85.94%
Revenue Next 5YN/A
EBIT growth 1Y-277.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year122.98%
EBIT Next 3Y37.4%
EBIT Next 5YN/A
FCF growth 1Y96.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y97.43%
OCF growth 3YN/A
OCF growth 5YN/A

SUNCAR TECHNOLOGY GROUP IN-A / SDA FAQ

What is the ChartMill fundamental rating of SUNCAR TECHNOLOGY GROUP IN-A (SDA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to SDA.


Can you provide the valuation status for SUNCAR TECHNOLOGY GROUP IN-A?

ChartMill assigns a valuation rating of 4 / 10 to SUNCAR TECHNOLOGY GROUP IN-A (SDA). This can be considered as Fairly Valued.


How profitable is SUNCAR TECHNOLOGY GROUP IN-A (SDA) stock?

SUNCAR TECHNOLOGY GROUP IN-A (SDA) has a profitability rating of 2 / 10.