23.52 USD
+0.12 (+0.51%)
Last: Feb 11, 2026, 08:04 PM
We assign a fundamental rating of 3 out of 10 to SCCE. SCCE was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. The financial health of SCCE is average, but there are quite some concerns on its profitability. SCCE does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- SCCE had negative earnings in the past year.
- SCCE had a positive operating cash flow in the past year.
- Of the past 5 years SCCE 4 years were profitable.
- In the past 5 years SCCE always reported a positive cash flow from operatings.
1.2 Ratios
- SCCE's Return On Assets of -8.54% is on the low side compared to the rest of the industry. SCCE is outperformed by 95.71% of its industry peers.
- SCCE's Return On Equity of -24.08% is on the low side compared to the rest of the industry. SCCE is outperformed by 95.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- SCCE has a Gross Margin of 0.79%. This is amonst the worse of the industry: SCCE underperforms 94.29% of its industry peers.
- SCCE's Gross Margin has declined in the last couple of years.
- SCCE does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
- SCCE does not have a ROIC to compare to the WACC, probably because it is not profitable.
- SCCE has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, SCCE has more shares outstanding
- SCCE has a worse debt/assets ratio than last year.
2.2 Solvency
- SCCE has an Altman-Z score of 1.99. This is not the best score and indicates that SCCE is in the grey zone with still only limited risk for bankruptcy at the moment.
- With an excellent Altman-Z score value of 1.99, SCCE belongs to the best of the industry, outperforming 95.71% of the companies in the same industry.
- SCCE has a debt to FCF ratio of 175.42. This is a negative value and a sign of low solvency as SCCE would need 175.42 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 175.42, SCCE is not doing good in the industry: 64.29% of the companies in the same industry are doing better.
- SCCE has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of SCCE (1.77) is better than 88.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 1.99 |
ROIC/WACCN/A
WACC8.14%
2.3 Liquidity
- SCCE has a Current Ratio of 1.13. This is a normal value and indicates that SCCE is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.13, SCCE belongs to the top of the industry, outperforming 84.29% of the companies in the same industry.
- SCCE has a Quick Ratio of 1.13. This is a normal value and indicates that SCCE is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of SCCE (1.13) is better than 84.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
- The earnings per share for SCCE have decreased strongly by -305.88% in the last year.
- The Revenue for SCCE has decreased by -45.85% in the past year. This is quite bad
- SCCE shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
- SCCE is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 43.82% yearly.
- Based on estimates for the next years, SCCE will show a decrease in Revenue. The Revenue will decrease by -6.86% on average per year.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for SCCE. In the last year negative earnings were reported.
- A Price/Forward Earnings ratio of 419.25 indicates a quite expensive valuation of SCCE.
- 87.14% of the companies in the same industry are cheaper than SCCE, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of SCCE to the average of the S&P500 Index (28.01), we can say SCCE is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 419.25 |
4.2 Price Multiples
- 64.29% of the companies in the same industry are cheaper than SCCE, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 623.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- SCCE's earnings are expected to grow with 43.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- SCCE has a Yearly Dividend Yield of 19.80%, which is a nice return.
- Compared to an average industry Dividend Yield of 12.51, SCCE pays a better dividend. On top of this SCCE pays more dividend than 95.71% of the companies listed in the same industry.
- SCCE's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.8% |
5.2 History
- The dividend of SCCE decreases each year by -2.97%.
- SCCE has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- SCCE has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 6 03/30/27
NYSEARCA:SCCE (2/11/2026, 8:04:00 PM)
23.52
+0.12 (+0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-25 2026-03-25/bmo
Inst Owners19.42%
Inst Owner ChangeN/A
Ins Owners5.6%
Ins Owner ChangeN/A
Market Cap1.12B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target33.75 (43.49%)
Short Float %0%
Short Ratio0.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.8% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)0.51%
PT rev (3m)-2.3%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)0%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 419.25 | ||
| P/S | 43.49 | ||
| P/FCF | 623.5 | ||
| P/OCF | 466.78 | ||
| P/B | 6.3 | ||
| P/tB | 6.34 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY0.24%
FCF(TTM)0.04
FCFY0.16%
OCF(TTM)0.05
OCFY0.21%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 1.99 |
F-Score3
WACC8.14%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP - SACH 6 03/30/27 / SCCE FAQ
Can you provide the ChartMill fundamental rating for SACHEM CAPITAL CORP - SACH 6 03/30/27?
ChartMill assigns a fundamental rating of 3 / 10 to SCCE.
What is the valuation status for SCCE stock?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 6 03/30/27 (SCCE). This can be considered as Overvalued.
How profitable is SACHEM CAPITAL CORP - SACH 6 03/30/27 (SCCE) stock?
SACHEM CAPITAL CORP - SACH 6 03/30/27 (SCCE) has a profitability rating of 2 / 10.
Can you provide the dividend sustainability for SCCE stock?
The dividend rating of SACHEM CAPITAL CORP - SACH 6 03/30/27 (SCCE) is 4 / 10 and the dividend payout ratio is -35.76%.