Sap CDR (SAPS.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:SAPS -
18.75 CAD
-0.39 (-2.04%)
We assign a fundamental rating of 7 out of 10 to SAPS. SAPS was compared to 64 industry peers in the Software industry. While SAPS has a great profitability rating, there are some minor concerns on its financial health. SAPS scores decently on growth, while it is valued quite cheap. This could make an interesting combination. This makes SAPS very considerable for value investing!
1. Profitability
1.1 Basic Checks
SAPS had positive earnings in the past year.
SAPS had a positive operating cash flow in the past year.
SAPS had positive earnings in each of the past 5 years.
In the past 5 years SAPS always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of SAPS (10.35%) is better than 87.50% of its industry peers.
With an excellent Return On Equity value of 16.54%, SAPS belongs to the best of the industry, outperforming 85.94% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 13.05%, SAPS belongs to the top of the industry, outperforming 89.06% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SAPS is below the industry average of 11.55%.
The last Return On Invested Capital (13.05%) for SAPS is above the 3 year average (8.58%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.35% | ||
| ROE | 16.54% | ||
| ROIC | 13.05% |
ROA(3y)5.45%
ROA(5y)6.51%
ROE(3y)8.93%
ROE(5y)11.53%
ROIC(3y)8.58%
ROIC(5y)8.51%
1.3 Margins
With an excellent Profit Margin value of 19.41%, SAPS belongs to the best of the industry, outperforming 93.75% of the companies in the same industry.
SAPS's Profit Margin has declined in the last couple of years.
SAPS has a better Operating Margin (27.47%) than 95.31% of its industry peers.
SAPS's Operating Margin has been stable in the last couple of years.
SAPS has a better Gross Margin (73.83%) than 78.13% of its industry peers.
SAPS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.47% | ||
| PM (TTM) | 19.41% | ||
| GM | 73.83% |
OM growth 3Y7.42%
OM growth 5Y1.05%
PM growth 3Y-21.47%
PM growth 5Y-5.38%
GM growth 3Y0.43%
GM growth 5Y0.66%
2. Health
2.1 Basic Checks
SAPS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for SAPS remains at a similar level compared to 1 year ago.
SAPS has less shares outstanding than it did 5 years ago.
The debt/assets ratio for SAPS is higher compared to a year ago.
2.2 Solvency
SAPS has an Altman-Z score of 2.31. This is not the best score and indicates that SAPS is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.31, SAPS is in line with its industry, outperforming 50.00% of the companies in the same industry.
SAPS has a debt to FCF ratio of 1.41. This is a very positive value and a sign of high solvency as it would only need 1.41 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.41, SAPS belongs to the top of the industry, outperforming 82.81% of the companies in the same industry.
SAPS has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
SAPS has a Debt to Equity ratio (0.14) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 1.41 | ||
| Altman-Z | 2.31 |
ROIC/WACC1.73
WACC7.54%
2.3 Liquidity
A Current Ratio of 1.10 indicates that SAPS should not have too much problems paying its short term obligations.
SAPS's Current ratio of 1.10 is in line compared to the rest of the industry. SAPS outperforms 45.31% of its industry peers.
SAPS has a Quick Ratio of 1.10. This is a normal value and indicates that SAPS is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of SAPS (1.10) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 30.11% over the past year.
SAPS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.38% yearly.
Looking at the last year, SAPS shows a quite strong growth in Revenue. The Revenue has grown by 9.70% in the last year.
SAPS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.40% yearly.
EPS 1Y (TTM)30.11%
EPS 3Y-12.45%
EPS 5Y-2.38%
EPS Q2Q%29.27%
Revenue 1Y (TTM)9.7%
Revenue growth 3Y7.07%
Revenue growth 5Y4.4%
Sales Q2Q%7.15%
3.2 Future
SAPS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.58% yearly.
The Revenue is expected to grow by 12.53% on average over the next years. This is quite good.
EPS Next Y35.07%
EPS Next 2Y26.32%
EPS Next 3Y23.9%
EPS Next 5Y21.58%
Revenue Next Year9.19%
Revenue Next 2Y10.07%
Revenue Next 3Y10.93%
Revenue Next 5Y12.53%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.97, the valuation of SAPS can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of SAPS indicates a rather cheap valuation: SAPS is cheaper than 96.88% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.29. SAPS is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 1.61, the valuation of SAPS can be described as very cheap.
Based on the Price/Forward Earnings ratio, SAPS is valued cheaper than 98.44% of the companies in the same industry.
SAPS is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.51, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.97 | ||
| Fwd PE | 1.61 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SAPS is valued cheaply inside the industry as 98.44% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, SAPS is valued cheaper than 98.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.09 | ||
| EV/EBITDA | 1 |
4.3 Compensation for Growth
SAPS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of SAPS may justify a higher PE ratio.
SAPS's earnings are expected to grow with 23.90% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.06
PEG (5Y)N/A
EPS Next 2Y26.32%
EPS Next 3Y23.9%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.11%, SAPS has a reasonable but not impressive dividend return.
SAPS's Dividend Yield is rather good when compared to the industry average which is at 1.73. SAPS pays more dividend than 95.31% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, SAPS's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.11% |
5.2 History
The dividend of SAPS is nicely growing with an annual growth rate of 7.95%!
SAPS is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)7.95%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
38.73% of the earnings are spent on dividend by SAPS. This is a low number and sustainable payout ratio.
SAPS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP38.73%
EPS Next 2Y26.32%
EPS Next 3Y23.9%
TSX:SAPS (12/8/2025, 7:00:00 PM)
18.75
-0.39 (-2.04%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners40.03%
Inst Owner ChangeN/A
Ins Owners8.07%
Ins Owner ChangeN/A
Market Cap21.84B
Revenue(TTM)36.49B
Net Income(TTM)7.08B
Analysts78.95
Price Target26.49 (41.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.11% |
Yearly Dividend3.57
Dividend Growth(5Y)7.95%
DP38.73%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.84%
Min EPS beat(2)1.63%
Max EPS beat(2)4.05%
EPS beat(4)3
Avg EPS beat(4)3.48%
Min EPS beat(4)-1.57%
Max EPS beat(4)9.81%
EPS beat(8)4
Avg EPS beat(8)-3.11%
EPS beat(12)7
Avg EPS beat(12)10.96%
EPS beat(16)8
Avg EPS beat(16)6.85%
Revenue beat(2)0
Avg Revenue beat(2)-1.7%
Min Revenue beat(2)-1.8%
Max Revenue beat(2)-1.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.84%
Min Revenue beat(4)-1.8%
Max Revenue beat(4)1.75%
Revenue beat(8)2
Avg Revenue beat(8)-0.54%
Revenue beat(12)3
Avg Revenue beat(12)-1.13%
Revenue beat(16)4
Avg Revenue beat(16)-1.25%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)-0.23%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)-0.3%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.97 | ||
| Fwd PE | 1.61 | ||
| P/S | 0.37 | ||
| P/FCF | 2.09 | ||
| P/OCF | 1.85 | ||
| P/B | 0.32 | ||
| P/tB | 1.19 | ||
| EV/EBITDA | 1 |
EPS(TTM)9.54
EY50.88%
EPS(NY)11.65
Fwd EY62.12%
FCF(TTM)8.96
FCFY47.81%
OCF(TTM)10.11
OCFY53.92%
SpS50.49
BVpS59.23
TBVpS15.76
PEG (NY)0.06
PEG (5Y)N/A
Graham Number112.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.35% | ||
| ROE | 16.54% | ||
| ROCE | 19.55% | ||
| ROIC | 13.05% | ||
| ROICexc | 16.19% | ||
| ROICexgc | 67.39% | ||
| OM | 27.47% | ||
| PM (TTM) | 19.41% | ||
| GM | 73.83% | ||
| FCFM | 17.75% |
ROA(3y)5.45%
ROA(5y)6.51%
ROE(3y)8.93%
ROE(5y)11.53%
ROIC(3y)8.58%
ROIC(5y)8.51%
ROICexc(3y)10.69%
ROICexc(5y)10.46%
ROICexgc(3y)47.04%
ROICexgc(5y)47.34%
ROCE(3y)12.97%
ROCE(5y)12.91%
ROICexgc growth 3Y10.63%
ROICexgc growth 5Y-0.71%
ROICexc growth 3Y15.06%
ROICexc growth 5Y4.05%
OM growth 3Y7.42%
OM growth 5Y1.05%
PM growth 3Y-21.47%
PM growth 5Y-5.38%
GM growth 3Y0.43%
GM growth 5Y0.66%
F-Score9
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 1.41 | ||
| Debt/EBITDA | 0.54 | ||
| Cap/Depr | 62.59% | ||
| Cap/Sales | 2.27% | ||
| Interest Coverage | 17.84 | ||
| Cash Conversion | 64.38% | ||
| Profit Quality | 91.49% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 2.31 |
F-Score9
WACC7.54%
ROIC/WACC1.73
Cap/Depr(3y)55.18%
Cap/Depr(5y)51.03%
Cap/Sales(3y)2.6%
Cap/Sales(5y)2.73%
Profit Quality(3y)146.95%
Profit Quality(5y)133.59%
High Growth Momentum
Growth
EPS 1Y (TTM)30.11%
EPS 3Y-12.45%
EPS 5Y-2.38%
EPS Q2Q%29.27%
EPS Next Y35.07%
EPS Next 2Y26.32%
EPS Next 3Y23.9%
EPS Next 5Y21.58%
Revenue 1Y (TTM)9.7%
Revenue growth 3Y7.07%
Revenue growth 5Y4.4%
Sales Q2Q%7.15%
Revenue Next Year9.19%
Revenue Next 2Y10.07%
Revenue Next 3Y10.93%
Revenue Next 5Y12.53%
EBIT growth 1Y30.45%
EBIT growth 3Y15.02%
EBIT growth 5Y5.49%
EBIT Next Year55.23%
EBIT Next 3Y27.92%
EBIT Next 5Y21.39%
FCF growth 1Y15.2%
FCF growth 3Y-6.56%
FCF growth 5Y10.55%
OCF growth 1Y14.03%
OCF growth 3Y-5.69%
OCF growth 5Y8.35%
Sap CDR / SAPS.CA FAQ
What is the ChartMill fundamental rating of Sap CDR (SAPS.CA) stock?
ChartMill assigns a fundamental rating of 7 / 10 to SAPS.CA.
Can you provide the valuation status for Sap CDR?
ChartMill assigns a valuation rating of 10 / 10 to Sap CDR (SAPS.CA). This can be considered as Undervalued.
How profitable is Sap CDR (SAPS.CA) stock?
Sap CDR (SAPS.CA) has a profitability rating of 8 / 10.
What are the PE and PB ratios of Sap CDR (SAPS.CA) stock?
The Price/Earnings (PE) ratio for Sap CDR (SAPS.CA) is 1.97 and the Price/Book (PB) ratio is 0.32.
Can you provide the financial health for SAPS stock?
The financial health rating of Sap CDR (SAPS.CA) is 6 / 10.