Sap CDR (SAPS.CA) Fundamental Analysis & Valuation
TSX:SAPS
Current stock price
13.46 CAD
+0.79 (+6.24%)
Last:
This SAPS.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SAPS.CA Profitability Analysis
1.1 Basic Checks
- In the past year SAPS was profitable.
- SAPS had a positive operating cash flow in the past year.
- Each year in the past 5 years SAPS has been profitable.
- SAPS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 10.41%, SAPS belongs to the best of the industry, outperforming 90.91% of the companies in the same industry.
- With an excellent Return On Equity value of 16.37%, SAPS belongs to the best of the industry, outperforming 84.85% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 13.43%, SAPS belongs to the top of the industry, outperforming 89.39% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for SAPS is below the industry average of 13.06%.
- The last Return On Invested Capital (13.43%) for SAPS is above the 3 year average (10.61%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.41% | ||
| ROE | 16.37% | ||
| ROIC | 13.43% |
ROA(3y)7.87%
ROA(5y)6.83%
ROE(3y)12.49%
ROE(5y)11.34%
ROIC(3y)10.61%
ROIC(5y)9.31%
1.3 Margins
- Looking at the Profit Margin, with a value of 19.91%, SAPS belongs to the top of the industry, outperforming 89.39% of the companies in the same industry.
- In the last couple of years the Profit Margin of SAPS has remained more or less at the same level.
- SAPS's Operating Margin of 28.17% is amongst the best of the industry. SAPS outperforms 93.94% of its industry peers.
- SAPS's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 73.62%, SAPS is in the better half of the industry, outperforming 75.76% of the companies in the same industry.
- In the last couple of years the Gross Margin of SAPS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 28.17% | ||
| PM (TTM) | 19.91% | ||
| GM | 73.62% |
OM growth 3Y8.24%
OM growth 5Y1.17%
PM growth 3Y37.04%
PM growth 5Y1.13%
GM growth 3Y0.25%
GM growth 5Y0.42%
2. SAPS.CA Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SAPS is still creating some value.
- The number of shares outstanding for SAPS remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, SAPS has less shares outstanding
- SAPS has a better debt/assets ratio than last year.
2.2 Solvency
- SAPS has an Altman-Z score of 2.24. This is not the best score and indicates that SAPS is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.24, SAPS is in line with its industry, outperforming 59.09% of the companies in the same industry.
- The Debt to FCF ratio of SAPS is 0.96, which is an excellent value as it means it would take SAPS, only 0.96 years of fcf income to pay off all of its debts.
- SAPS has a Debt to FCF ratio of 0.96. This is amongst the best in the industry. SAPS outperforms 80.30% of its industry peers.
- SAPS has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of SAPS (0.13) is better than 62.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 2.24 |
ROIC/WACC1.74
WACC7.7%
2.3 Liquidity
- A Current Ratio of 1.17 indicates that SAPS should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.17, SAPS perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
- A Quick Ratio of 1.17 indicates that SAPS should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.17, SAPS perfoms like the industry average, outperforming 56.06% of the companies in the same industry.
- The current and quick ratio evaluation for SAPS is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.17 |
3. SAPS.CA Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 35.76% over the past year.
- SAPS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.60% yearly.
- The Revenue has been growing slightly by 7.67% in the past year.
- Measured over the past years, SAPS shows a small growth in Revenue. The Revenue has been growing by 6.12% on average per year.
EPS 1Y (TTM)35.76%
EPS 3Y14.85%
EPS 5Y2.6%
EPS Q2Q%16.55%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y7.62%
Revenue growth 5Y6.12%
Sales Q2Q%3.26%
3.2 Future
- SAPS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.34% yearly.
- SAPS is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.18% yearly.
EPS Next Y18.39%
EPS Next 2Y17.63%
EPS Next 3Y17.41%
EPS Next 5Y18.34%
Revenue Next Year8.81%
Revenue Next 2Y10.27%
Revenue Next 3Y10.69%
Revenue Next 5Y13.18%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. SAPS.CA Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 1.37 indicates a rather cheap valuation of SAPS.
- 95.45% of the companies in the same industry are more expensive than SAPS, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of SAPS to the average of the S&P500 Index (27.42), we can say SAPS is valued rather cheaply.
- With a Price/Forward Earnings ratio of 1.16, the valuation of SAPS can be described as very cheap.
- Based on the Price/Forward Earnings ratio, SAPS is valued cheaper than 93.94% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of SAPS to the average of the S&P500 Index (22.24), we can say SAPS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.37 | ||
| Fwd PE | 1.16 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, SAPS is valued cheaper than 95.45% of the companies in the same industry.
- SAPS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. SAPS is cheaper than 96.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.23 | ||
| EV/EBITDA | 0.56 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The excellent profitability rating of SAPS may justify a higher PE ratio.
- SAPS's earnings are expected to grow with 17.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.07
PEG (5Y)0.53
EPS Next 2Y17.63%
EPS Next 3Y17.41%
5. SAPS.CA Dividend Analysis
5.1 Amount
- SAPS has a Yearly Dividend Yield of 1.65%. Purely for dividend investing, there may be better candidates out there.
- In the last 3 months the price of SAPS has falen by -23.35%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- Compared to an average industry Dividend Yield of 0.48, SAPS pays a better dividend. On top of this SAPS pays more dividend than 93.94% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, SAPS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.65% |
5.2 History
- On average, the dividend of SAPS grows each year by 8.40%, which is quite nice.
- SAPS does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)8.4%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- SAPS pays out 37.44% of its income as dividend. This is a sustainable payout ratio.
- The dividend of SAPS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.44%
EPS Next 2Y17.63%
EPS Next 3Y17.41%
SAPS.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:SAPS (4/24/2026, 7:00:00 PM)
13.46
+0.79 (+6.24%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)01-29 2026-01-29/bmo
Earnings (Next)04-23 2026-04-23/amc
Inst Owners38.98%
Inst Owner ChangeN/A
Ins Owners8.07%
Ins Owner ChangeN/A
Market Cap16.54B
Revenue(TTM)36.80B
Net Income(TTM)7.33B
Analysts76.59
Price Target21.77 (61.74%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.65% |
Yearly Dividend3.79
Dividend Growth(5Y)8.4%
DP37.44%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.87%
Min EPS beat(2)3.69%
Max EPS beat(2)4.05%
EPS beat(4)4
Avg EPS beat(4)4.8%
Min EPS beat(4)1.63%
Max EPS beat(4)9.81%
EPS beat(8)5
Avg EPS beat(8)-1.12%
EPS beat(12)8
Avg EPS beat(12)13.78%
EPS beat(16)8
Avg EPS beat(16)6.36%
Revenue beat(2)0
Avg Revenue beat(2)-1.88%
Min Revenue beat(2)-1.96%
Max Revenue beat(2)-1.8%
Revenue beat(4)0
Avg Revenue beat(4)-1.77%
Min Revenue beat(4)-1.96%
Max Revenue beat(4)-1.6%
Revenue beat(8)1
Avg Revenue beat(8)-0.88%
Revenue beat(12)3
Avg Revenue beat(12)-0.78%
Revenue beat(16)3
Avg Revenue beat(16)-1.45%
PT rev (1m)-3.35%
PT rev (3m)-16.35%
EPS NQ rev (1m)0.56%
EPS NQ rev (3m)2.44%
EPS NY rev (1m)-0.34%
EPS NY rev (3m)0.29%
Revenue NQ rev (1m)0.49%
Revenue NQ rev (3m)-1.38%
Revenue NY rev (1m)-0.11%
Revenue NY rev (3m)-1.94%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.37 | ||
| Fwd PE | 1.16 | ||
| P/S | 0.28 | ||
| P/FCF | 1.23 | ||
| P/OCF | 1.13 | ||
| P/B | 0.23 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | 0.56 |
EPS(TTM)9.83
EY73.03%
EPS(NY)11.64
Fwd EY86.48%
FCF(TTM)10.95
FCFY81.37%
OCF(TTM)11.91
OCFY88.52%
SpS47.89
BVpS58.23
TBVpS17.51
PEG (NY)0.07
PEG (5Y)0.53
Graham Number113.488 (743.15%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.41% | ||
| ROE | 16.37% | ||
| ROCE | 19.52% | ||
| ROIC | 13.43% | ||
| ROICexc | 16.45% | ||
| ROICexgc | 59.21% | ||
| OM | 28.17% | ||
| PM (TTM) | 19.91% | ||
| GM | 73.62% | ||
| FCFM | 22.87% |
ROA(3y)7.87%
ROA(5y)6.83%
ROE(3y)12.49%
ROE(5y)11.34%
ROIC(3y)10.61%
ROIC(5y)9.31%
ROICexc(3y)13.63%
ROICexc(5y)11.8%
ROICexgc(3y)62.47%
ROICexgc(5y)55.44%
ROCE(3y)15.47%
ROCE(5y)13.63%
ROICexgc growth 3Y5.44%
ROICexgc growth 5Y0.02%
ROICexc growth 3Y18.72%
ROICexc growth 5Y5.54%
OM growth 3Y8.24%
OM growth 5Y1.17%
PM growth 3Y37.04%
PM growth 5Y1.13%
GM growth 3Y0.25%
GM growth 5Y0.42%
F-Score9
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.52 | ||
| Cap/Depr | 56.37% | ||
| Cap/Sales | 2.01% | ||
| Interest Coverage | 18.06 | ||
| Cash Conversion | 78.41% | ||
| Profit Quality | 114.88% | ||
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.17 | ||
| Altman-Z | 2.24 |
F-Score9
WACC7.7%
ROIC/WACC1.74
Cap/Depr(3y)58.6%
Cap/Depr(5y)53.4%
Cap/Sales(3y)2.29%
Cap/Sales(5y)2.54%
Profit Quality(3y)115.61%
Profit Quality(5y)131.78%
High Growth Momentum
Growth
EPS 1Y (TTM)35.76%
EPS 3Y14.85%
EPS 5Y2.6%
EPS Q2Q%16.55%
EPS Next Y18.39%
EPS Next 2Y17.63%
EPS Next 3Y17.41%
EPS Next 5Y18.34%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y7.62%
Revenue growth 5Y6.12%
Sales Q2Q%3.26%
Revenue Next Year8.81%
Revenue Next 2Y10.27%
Revenue Next 3Y10.69%
Revenue Next 5Y13.18%
EBIT growth 1Y27.11%
EBIT growth 3Y16.49%
EBIT growth 5Y7.37%
EBIT Next Year28.79%
EBIT Next 3Y19.32%
EBIT Next 5Y17.76%
FCF growth 1Y90.3%
FCF growth 3Y20.83%
FCF growth 5Y5.71%
OCF growth 1Y75.4%
OCF growth 3Y17.49%
OCF growth 5Y4.94%
Sap CDR / SAPS.CA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of Sap CDR (SAPS.CA) stock?
ChartMill assigns a fundamental rating of 7 / 10 to SAPS.CA.
What is the valuation status for SAPS stock?
ChartMill assigns a valuation rating of 9 / 10 to Sap CDR (SAPS.CA). This can be considered as Undervalued.
Can you provide the profitability details for Sap CDR?
Sap CDR (SAPS.CA) has a profitability rating of 8 / 10.
What is the valuation of Sap CDR based on its PE and PB ratios?
The Price/Earnings (PE) ratio for Sap CDR (SAPS.CA) is 1.37 and the Price/Book (PB) ratio is 0.23.
Can you provide the dividend sustainability for SAPS stock?
The dividend rating of Sap CDR (SAPS.CA) is 5 / 10 and the dividend payout ratio is 37.44%.