Sap CDR (SAPS.CA) Stock Fundamental Analysis
Canada - TSX:SAPS -
20.47 CAD
+0.18 (+0.89%)
We assign a fundamental rating of 7 out of 10 to SAPS. SAPS was compared to 63 industry peers in the Software industry. While SAPS has a great profitability rating, there are some minor concerns on its financial health. SAPS scores decently on growth, while it is valued quite cheap. This could make an interesting combination. This makes SAPS very considerable for value investing!
1. Profitability
1.1 Basic Checks
In the past year SAPS was profitable.
SAPS had a positive operating cash flow in the past year.
SAPS had positive earnings in each of the past 5 years.
SAPS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SAPS has a better Return On Assets (10.35%) than 87.30% of its industry peers.
With an excellent Return On Equity value of 16.54%, SAPS belongs to the best of the industry, outperforming 84.13% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 13.05%, SAPS belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SAPS is below the industry average of 12.38%.
The last Return On Invested Capital (13.05%) for SAPS is above the 3 year average (8.58%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.35% | ||
| ROE | 16.54% | ||
| ROIC | 13.05% |
ROA(3y)5.45%
ROA(5y)6.51%
ROE(3y)8.93%
ROE(5y)11.53%
ROIC(3y)8.58%
ROIC(5y)8.51%
1.3 Margins
SAPS has a Profit Margin of 19.41%. This is amongst the best in the industry. SAPS outperforms 92.06% of its industry peers.
SAPS's Profit Margin has declined in the last couple of years.
The Operating Margin of SAPS (27.47%) is better than 96.83% of its industry peers.
SAPS's Operating Margin has been stable in the last couple of years.
SAPS has a Gross Margin of 73.83%. This is in the better half of the industry: SAPS outperforms 76.19% of its industry peers.
SAPS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.47% | ||
| PM (TTM) | 19.41% | ||
| GM | 73.83% |
OM growth 3Y7.42%
OM growth 5Y1.05%
PM growth 3Y-21.47%
PM growth 5Y-5.38%
GM growth 3Y0.43%
GM growth 5Y0.66%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SAPS is still creating some value.
Compared to 1 year ago, SAPS has about the same amount of shares outstanding.
The number of shares outstanding for SAPS has been reduced compared to 5 years ago.
Compared to 1 year ago, SAPS has a worse debt to assets ratio.
2.2 Solvency
SAPS has an Altman-Z score of 2.33. This is not the best score and indicates that SAPS is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 2.33, SAPS perfoms like the industry average, outperforming 47.62% of the companies in the same industry.
SAPS has a debt to FCF ratio of 1.41. This is a very positive value and a sign of high solvency as it would only need 1.41 years to pay back of all of its debts.
SAPS has a better Debt to FCF ratio (1.41) than 79.37% of its industry peers.
SAPS has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
SAPS has a Debt to Equity ratio of 0.14. This is comparable to the rest of the industry: SAPS outperforms 55.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 1.41 | ||
| Altman-Z | 2.33 |
ROIC/WACC1.78
WACC7.34%
2.3 Liquidity
SAPS has a Current Ratio of 1.10. This is a normal value and indicates that SAPS is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.10, SAPS is in line with its industry, outperforming 49.21% of the companies in the same industry.
SAPS has a Quick Ratio of 1.10. This is a normal value and indicates that SAPS is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.10, SAPS perfoms like the industry average, outperforming 49.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
SAPS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 30.11%, which is quite impressive.
SAPS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.38% yearly.
Looking at the last year, SAPS shows a quite strong growth in Revenue. The Revenue has grown by 9.70% in the last year.
SAPS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.40% yearly.
EPS 1Y (TTM)30.11%
EPS 3Y-12.45%
EPS 5Y-2.38%
EPS Q2Q%29.27%
Revenue 1Y (TTM)9.7%
Revenue growth 3Y7.07%
Revenue growth 5Y4.4%
Sales Q2Q%7.15%
3.2 Future
The Earnings Per Share is expected to grow by 21.58% on average over the next years. This is a very strong growth
Based on estimates for the next years, SAPS will show a quite strong growth in Revenue. The Revenue will grow by 12.52% on average per year.
EPS Next Y35.07%
EPS Next 2Y26.32%
EPS Next 3Y23.94%
EPS Next 5Y21.58%
Revenue Next Year9.2%
Revenue Next 2Y10.08%
Revenue Next 3Y10.96%
Revenue Next 5Y12.52%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 2.13, which indicates a rather cheap valuation of SAPS.
SAPS's Price/Earnings ratio is rather cheap when compared to the industry. SAPS is cheaper than 98.41% of the companies in the same industry.
When comparing the Price/Earnings ratio of SAPS to the average of the S&P500 Index (26.28), we can say SAPS is valued rather cheaply.
A Price/Forward Earnings ratio of 1.75 indicates a rather cheap valuation of SAPS.
Based on the Price/Forward Earnings ratio, SAPS is valued cheaply inside the industry as 98.41% of the companies are valued more expensively.
SAPS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 33.61.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.13 | ||
| Fwd PE | 1.75 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SAPS is valued cheaply inside the industry as 98.41% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SAPS indicates a rather cheap valuation: SAPS is cheaper than 96.83% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.26 | ||
| EV/EBITDA | 1.1 |
4.3 Compensation for Growth
SAPS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of SAPS may justify a higher PE ratio.
A more expensive valuation may be justified as SAPS's earnings are expected to grow with 23.94% in the coming years.
PEG (NY)0.06
PEG (5Y)N/A
EPS Next 2Y26.32%
EPS Next 3Y23.94%
5. Dividend
5.1 Amount
SAPS has a yearly dividend return of 0.79%, which is pretty low.
Compared to an average industry Dividend Yield of 1.51, SAPS pays a better dividend. On top of this SAPS pays more dividend than 93.65% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, SAPS's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
5.2 History
The dividend of SAPS is nicely growing with an annual growth rate of 7.95%!
SAPS is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)7.95%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
38.73% of the earnings are spent on dividend by SAPS. This is a low number and sustainable payout ratio.
The dividend of SAPS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP38.73%
EPS Next 2Y26.32%
EPS Next 3Y23.94%
TSX:SAPS (11/5/2025, 7:00:00 PM)
20.47
+0.18 (+0.89%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners40.23%
Inst Owner ChangeN/A
Ins Owners8.07%
Ins Owner ChangeN/A
Market Cap23.75B
Revenue(TTM)36.49B
Net Income(TTM)7.08B
Analysts78.95
Price Target26.66 (30.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
Yearly Dividend3.59
Dividend Growth(5Y)7.95%
DP38.73%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.84%
Min EPS beat(2)1.63%
Max EPS beat(2)4.05%
EPS beat(4)3
Avg EPS beat(4)3.48%
Min EPS beat(4)-1.57%
Max EPS beat(4)9.81%
EPS beat(8)4
Avg EPS beat(8)-3.11%
EPS beat(12)7
Avg EPS beat(12)10.96%
EPS beat(16)8
Avg EPS beat(16)6.85%
Revenue beat(2)0
Avg Revenue beat(2)-1.7%
Min Revenue beat(2)-1.8%
Max Revenue beat(2)-1.6%
Revenue beat(4)1
Avg Revenue beat(4)-0.84%
Min Revenue beat(4)-1.8%
Max Revenue beat(4)1.75%
Revenue beat(8)2
Avg Revenue beat(8)-0.54%
Revenue beat(12)3
Avg Revenue beat(12)-1.13%
Revenue beat(16)4
Avg Revenue beat(16)-1.25%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.13 | ||
| Fwd PE | 1.75 | ||
| P/S | 0.4 | ||
| P/FCF | 2.26 | ||
| P/OCF | 2 | ||
| P/B | 0.34 | ||
| P/tB | 1.29 | ||
| EV/EBITDA | 1.1 |
EPS(TTM)9.6
EY46.9%
EPS(NY)11.72
Fwd EY57.25%
FCF(TTM)9.05
FCFY44.23%
OCF(TTM)10.21
OCFY49.88%
SpS50.99
BVpS59.82
TBVpS15.91
PEG (NY)0.06
PEG (5Y)N/A
Graham Number113.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.35% | ||
| ROE | 16.54% | ||
| ROCE | 19.55% | ||
| ROIC | 13.05% | ||
| ROICexc | 16.19% | ||
| ROICexgc | 67.39% | ||
| OM | 27.47% | ||
| PM (TTM) | 19.41% | ||
| GM | 73.83% | ||
| FCFM | 17.75% |
ROA(3y)5.45%
ROA(5y)6.51%
ROE(3y)8.93%
ROE(5y)11.53%
ROIC(3y)8.58%
ROIC(5y)8.51%
ROICexc(3y)10.69%
ROICexc(5y)10.46%
ROICexgc(3y)47.04%
ROICexgc(5y)47.34%
ROCE(3y)12.97%
ROCE(5y)12.91%
ROICexgc growth 3Y10.63%
ROICexgc growth 5Y-0.71%
ROICexc growth 3Y15.06%
ROICexc growth 5Y4.05%
OM growth 3Y7.42%
OM growth 5Y1.05%
PM growth 3Y-21.47%
PM growth 5Y-5.38%
GM growth 3Y0.43%
GM growth 5Y0.66%
F-Score9
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 1.41 | ||
| Debt/EBITDA | 0.54 | ||
| Cap/Depr | 62.59% | ||
| Cap/Sales | 2.27% | ||
| Interest Coverage | 17.84 | ||
| Cash Conversion | 64.38% | ||
| Profit Quality | 91.49% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 2.33 |
F-Score9
WACC7.34%
ROIC/WACC1.78
Cap/Depr(3y)55.18%
Cap/Depr(5y)51.03%
Cap/Sales(3y)2.6%
Cap/Sales(5y)2.73%
Profit Quality(3y)146.95%
Profit Quality(5y)133.59%
High Growth Momentum
Growth
EPS 1Y (TTM)30.11%
EPS 3Y-12.45%
EPS 5Y-2.38%
EPS Q2Q%29.27%
EPS Next Y35.07%
EPS Next 2Y26.32%
EPS Next 3Y23.94%
EPS Next 5Y21.58%
Revenue 1Y (TTM)9.7%
Revenue growth 3Y7.07%
Revenue growth 5Y4.4%
Sales Q2Q%7.15%
Revenue Next Year9.2%
Revenue Next 2Y10.08%
Revenue Next 3Y10.96%
Revenue Next 5Y12.52%
EBIT growth 1Y30.45%
EBIT growth 3Y15.02%
EBIT growth 5Y5.49%
EBIT Next Year56.23%
EBIT Next 3Y28.74%
EBIT Next 5Y21.39%
FCF growth 1Y15.2%
FCF growth 3Y-6.56%
FCF growth 5Y10.55%
OCF growth 1Y14.03%
OCF growth 3Y-5.69%
OCF growth 5Y8.35%
Sap CDR / SAPS.CA FAQ
What is the ChartMill fundamental rating of Sap CDR (SAPS.CA) stock?
ChartMill assigns a fundamental rating of 7 / 10 to SAPS.CA.
Can you provide the valuation status for Sap CDR?
ChartMill assigns a valuation rating of 10 / 10 to Sap CDR (SAPS.CA). This can be considered as Undervalued.
How profitable is Sap CDR (SAPS.CA) stock?
Sap CDR (SAPS.CA) has a profitability rating of 8 / 10.
What are the PE and PB ratios of Sap CDR (SAPS.CA) stock?
The Price/Earnings (PE) ratio for Sap CDR (SAPS.CA) is 2.13 and the Price/Book (PB) ratio is 0.34.
Can you provide the financial health for SAPS stock?
The financial health rating of Sap CDR (SAPS.CA) is 5 / 10.