SAIA INC (SAIA) Stock Fundamental Analysis
USA - NASDAQ:SAIA - US78709Y1055 - Common Stock
323.93 USD
+18.35 (+6%)
We assign a fundamental rating of 5 out of 10 to SAIA. SAIA was compared to 42 industry peers in the Ground Transportation industry. SAIA has an excellent profitability rating, but there are some minor concerns on its financial health. SAIA is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year SAIA was profitable.
SAIA had a positive operating cash flow in the past year.
Each year in the past 5 years SAIA has been profitable.
In the past 5 years SAIA always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 8.39%, SAIA belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
Looking at the Return On Equity, with a value of 11.90%, SAIA is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
SAIA's Return On Invested Capital of 9.65% is amongst the best of the industry. SAIA outperforms 85.71% of its industry peers.
SAIA had an Average Return On Invested Capital over the past 3 years of 15.73%. This is significantly above the industry average of 7.77%.
The last Return On Invested Capital (9.65%) for SAIA is well below the 3 year average (15.73%), which needs to be investigated, but indicates that SAIA had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.39% | ||
| ROE | 11.9% | ||
| ROIC | 9.65% |
ROA(3y)13.87%
ROA(5y)12.85%
ROE(3y)18.86%
ROE(5y)18.34%
ROIC(3y)15.73%
ROIC(5y)14.87%
1.3 Margins
With a decent Profit Margin value of 8.96%, SAIA is doing good in the industry, outperforming 78.57% of the companies in the same industry.
In the last couple of years the Profit Margin of SAIA has grown nicely.
The Operating Margin of SAIA (12.36%) is better than 80.95% of its industry peers.
In the last couple of years the Operating Margin of SAIA has grown nicely.
SAIA's Gross Margin of 72.75% is amongst the best of the industry. SAIA outperforms 85.71% of its industry peers.
In the last couple of years the Gross Margin of SAIA has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.36% | ||
| PM (TTM) | 8.96% | ||
| GM | 72.75% |
OM growth 3Y1.57%
OM growth 5Y12.17%
PM growth 3Y0.66%
PM growth 5Y12.13%
GM growth 3Y0.27%
GM growth 5Y-0.19%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SAIA is still creating some value.
Compared to 1 year ago, SAIA has about the same amount of shares outstanding.
SAIA has more shares outstanding than it did 5 years ago.
The debt/assets ratio for SAIA is higher compared to a year ago.
2.2 Solvency
SAIA has an Altman-Z score of 7.02. This indicates that SAIA is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of SAIA (7.02) is better than 88.10% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that SAIA is not too dependend on debt financing.
SAIA has a Debt to Equity ratio of 0.13. This is in the better half of the industry: SAIA outperforms 76.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 7.02 |
ROIC/WACC1.04
WACC9.29%
2.3 Liquidity
A Current Ratio of 1.49 indicates that SAIA should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.49, SAIA is doing good in the industry, outperforming 76.19% of the companies in the same industry.
A Quick Ratio of 1.49 indicates that SAIA should not have too much problems paying its short term obligations.
SAIA's Quick ratio of 1.49 is fine compared to the rest of the industry. SAIA outperforms 76.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.49 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
The earnings per share for SAIA have decreased strongly by -23.79% in the last year.
SAIA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.67% yearly.
The Revenue has been growing slightly by 4.24% in the past year.
The Revenue has been growing by 12.43% on average over the past years. This is quite good.
EPS 1Y (TTM)-23.79%
EPS 3Y12.53%
EPS 5Y25.67%
EPS Q2Q%-30.29%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y11.93%
Revenue growth 5Y12.43%
Sales Q2Q%-0.74%
3.2 Future
The Earnings Per Share is expected to grow by 10.54% on average over the next years. This is quite good.
The Revenue is expected to grow by 6.76% on average over the next years.
EPS Next Y-31.48%
EPS Next 2Y-6.25%
EPS Next 3Y4.09%
EPS Next 5Y10.54%
Revenue Next Year0.52%
Revenue Next 2Y3.44%
Revenue Next 3Y5.04%
Revenue Next 5Y6.76%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 29.91, which means the current valuation is very expensive for SAIA.
The rest of the industry has a similar Price/Earnings ratio as SAIA.
Compared to an average S&P500 Price/Earnings ratio of 27.76, SAIA is valued at the same level.
A Price/Forward Earnings ratio of 27.28 indicates a quite expensive valuation of SAIA.
SAIA's Price/Forward Earnings ratio is in line with the industry average.
SAIA's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.21.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.91 | ||
| Fwd PE | 27.28 |
4.2 Price Multiples
SAIA's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.38 |
4.3 Compensation for Growth
The excellent profitability rating of SAIA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.17
EPS Next 2Y-6.25%
EPS Next 3Y4.09%
5. Dividend
5.1 Amount
No dividends for SAIA!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:SAIA (10/8/2025, 3:12:29 PM)
323.93
+18.35 (+6%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners112.47%
Inst Owner Change0%
Ins Owners0.19%
Ins Owner Change0.62%
Market Cap8.63B
Analysts76.3
Price Target337.95 (4.33%)
Short Float %7.09%
Short Ratio3.16
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.26%
Min EPS beat(2)-33.92%
Max EPS beat(2)9.4%
EPS beat(4)1
Avg EPS beat(4)-7.17%
Min EPS beat(4)-33.92%
Max EPS beat(4)9.4%
EPS beat(8)2
Avg EPS beat(8)-4.65%
EPS beat(12)4
Avg EPS beat(12)-3.48%
EPS beat(16)8
Avg EPS beat(16)0.57%
Revenue beat(2)0
Avg Revenue beat(2)-2.99%
Min Revenue beat(2)-4.79%
Max Revenue beat(2)-1.19%
Revenue beat(4)0
Avg Revenue beat(4)-2.33%
Min Revenue beat(4)-4.79%
Max Revenue beat(4)-1.19%
Revenue beat(8)1
Avg Revenue beat(8)-1.93%
Revenue beat(12)1
Avg Revenue beat(12)-2.07%
Revenue beat(16)5
Avg Revenue beat(16)-0.97%
PT rev (1m)-1.15%
PT rev (3m)11.73%
EPS NQ rev (1m)0.41%
EPS NQ rev (3m)-5.81%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)-3.08%
Revenue NQ rev (1m)0.2%
Revenue NQ rev (3m)-1.19%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)-0.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.91 | ||
| Fwd PE | 27.28 | ||
| P/S | 2.67 | ||
| P/FCF | N/A | ||
| P/OCF | 13.78 | ||
| P/B | 3.54 | ||
| P/tB | 3.57 | ||
| EV/EBITDA | 13.38 |
EPS(TTM)10.83
EY3.34%
EPS(NY)11.87
Fwd EY3.67%
FCF(TTM)-4.24
FCFYN/A
OCF(TTM)23.51
OCFY7.26%
SpS121.46
BVpS91.46
TBVpS90.86
PEG (NY)N/A
PEG (5Y)1.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.39% | ||
| ROE | 11.9% | ||
| ROCE | 12.68% | ||
| ROIC | 9.65% | ||
| ROICexc | 9.71% | ||
| ROICexgc | 9.76% | ||
| OM | 12.36% | ||
| PM (TTM) | 8.96% | ||
| GM | 72.75% | ||
| FCFM | N/A |
ROA(3y)13.87%
ROA(5y)12.85%
ROE(3y)18.86%
ROE(5y)18.34%
ROIC(3y)15.73%
ROIC(5y)14.87%
ROICexc(3y)17.22%
ROICexc(5y)16.06%
ROICexgc(3y)17.38%
ROICexgc(5y)16.23%
ROCE(3y)20.67%
ROCE(5y)19.54%
ROICexcg growth 3Y-10.36%
ROICexcg growth 5Y5.2%
ROICexc growth 3Y-10.13%
ROICexc growth 5Y5.47%
OM growth 3Y1.57%
OM growth 5Y12.17%
PM growth 3Y0.66%
PM growth 5Y12.13%
GM growth 3Y0.27%
GM growth 5Y-0.19%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.49 | ||
| Cap/Depr | 320.95% | ||
| Cap/Sales | 22.84% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 99.36% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.49 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 7.02 |
F-Score5
WACC9.29%
ROIC/WACC1.04
Cap/Depr(3y)325.45%
Cap/Depr(5y)269.91%
Cap/Sales(3y)20.31%
Cap/Sales(5y)17.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.79%
EPS 3Y12.53%
EPS 5Y25.67%
EPS Q2Q%-30.29%
EPS Next Y-31.48%
EPS Next 2Y-6.25%
EPS Next 3Y4.09%
EPS Next 5Y10.54%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y11.93%
Revenue growth 5Y12.43%
Sales Q2Q%-0.74%
Revenue Next Year0.52%
Revenue Next 2Y3.44%
Revenue Next 3Y5.04%
Revenue Next 5Y6.76%
EBIT growth 1Y-19.66%
EBIT growth 3Y13.69%
EBIT growth 5Y26.1%
EBIT Next Year21.49%
EBIT Next 3Y19.73%
EBIT Next 5Y18.01%
FCF growth 1Y-195.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.54%
OCF growth 3Y15.12%
OCF growth 5Y16.42%