SAIA INC (SAIA) Fundamental Analysis & Valuation

NASDAQ:SAIA • US78709Y1055

360.99 USD
-35.63 (-8.98%)
Last: Mar 6, 2026, 11:46 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This SAIA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to SAIA. SAIA was compared to 42 industry peers in the Ground Transportation industry. SAIA scores excellent on profitability, but there are some minor concerns on its financial health. While showing a medium growth rate, SAIA is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

7

1. SAIA Profitability Analysis

1.1 Basic Checks

  • SAIA had positive earnings in the past year.
  • In the past year SAIA had a positive cash flow from operations.
  • SAIA had positive earnings in each of the past 5 years.
  • Of the past 5 years SAIA 4 years had a positive operating cash flow.
SAIA Yearly Net Income VS EBIT VS OCF VS FCFSAIA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.10%, SAIA belongs to the top of the industry, outperforming 80.95% of the companies in the same industry.
  • SAIA has a better Return On Equity (11.23%) than 64.29% of its industry peers.
  • SAIA has a better Return On Invested Capital (8.97%) than 83.33% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for SAIA is above the industry average of 7.32%.
Industry RankSector Rank
ROA 8.1%
ROE 11.23%
ROIC 8.97%
ROA(3y)10.83%
ROA(5y)12.53%
ROE(3y)14.61%
ROE(5y)17.44%
ROIC(3y)12.18%
ROIC(5y)14.36%
SAIA Yearly ROA, ROE, ROICSAIA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • SAIA has a Profit Margin of 8.77%. This is in the better half of the industry: SAIA outperforms 76.19% of its industry peers.
  • In the last couple of years the Profit Margin of SAIA has remained more or less at the same level.
  • SAIA has a Operating Margin of 11.73%. This is in the better half of the industry: SAIA outperforms 78.57% of its industry peers.
  • SAIA's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 72.70%, SAIA belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
  • In the last couple of years the Gross Margin of SAIA has remained more or less at the same level.
Industry RankSector Rank
OM 11.73%
PM (TTM) 8.77%
GM 72.7%
OM growth 3Y-13.55%
OM growth 5Y2.22%
PM growth 3Y-14.91%
PM growth 5Y0.77%
GM growth 3Y1.82%
GM growth 5Y-0.89%
SAIA Yearly Profit, Operating, Gross MarginsSAIA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. SAIA Health Analysis

2.1 Basic Checks

  • SAIA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, SAIA has about the same amount of shares outstanding.
  • Compared to 5 years ago, SAIA has more shares outstanding
  • The debt/assets ratio for SAIA has been reduced compared to a year ago.
SAIA Yearly Shares OutstandingSAIA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
SAIA Yearly Total Debt VS Total AssetsSAIA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • SAIA has an Altman-Z score of 8.74. This indicates that SAIA is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 8.74, SAIA belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
  • SAIA has a Debt/Equity ratio of 0.09. This is a healthy value indicating a solid balance between debt and equity.
  • SAIA's Debt to Equity ratio of 0.09 is amongst the best of the industry. SAIA outperforms 80.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Altman-Z 8.74
ROIC/WACC0.86
WACC10.48%
SAIA Yearly LT Debt VS Equity VS FCFSAIA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • SAIA has a Current Ratio of 1.68. This is a normal value and indicates that SAIA is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.68, SAIA is in the better half of the industry, outperforming 73.81% of the companies in the same industry.
  • A Quick Ratio of 1.68 indicates that SAIA should not have too much problems paying its short term obligations.
  • With a decent Quick ratio value of 1.68, SAIA is doing good in the industry, outperforming 73.81% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.68
Quick Ratio 1.68
SAIA Yearly Current Assets VS Current LiabilitesSAIA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SAIA Growth Analysis

3.1 Past

  • SAIA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.53%.
  • SAIA shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.86% yearly.
  • The Revenue has been growing slightly by 0.79% in the past year.
  • SAIA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.16% yearly.
EPS 1Y (TTM)-29.53%
EPS 3Y-10.77%
EPS 5Y12.86%
EPS Q2Q%-37.68%
Revenue 1Y (TTM)0.79%
Revenue growth 3Y5.02%
Revenue growth 5Y12.16%
Sales Q2Q%0.13%

3.2 Future

  • The Earnings Per Share is expected to grow by 21.10% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 7.21% on average over the next years.
EPS Next Y14.4%
EPS Next 2Y21.15%
EPS Next 3Y23.65%
EPS Next 5Y21.1%
Revenue Next Year4.72%
Revenue Next 2Y6.93%
Revenue Next 3Y7.15%
Revenue Next 5Y7.21%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SAIA Yearly Revenue VS EstimatesSAIA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1B 2B 3B 4B
SAIA Yearly EPS VS EstimatesSAIA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20

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2

4. SAIA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 37.92, which means the current valuation is very expensive for SAIA.
  • SAIA's Price/Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.69, SAIA is valued a bit more expensive.
  • Based on the Price/Forward Earnings ratio of 33.14, the valuation of SAIA can be described as expensive.
  • SAIA's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of SAIA to the average of the S&P500 Index (24.79), we can say SAIA is valued slightly more expensively.
Industry RankSector Rank
PE 37.92
Fwd PE 33.14
SAIA Price Earnings VS Forward Price EarningsSAIA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SAIA is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 17.37
SAIA Per share dataSAIA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of SAIA may justify a higher PE ratio.
  • SAIA's earnings are expected to grow with 23.65% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.63
PEG (5Y)2.95
EPS Next 2Y21.15%
EPS Next 3Y23.65%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SAIA Dividend Analysis

5.1 Amount

  • SAIA does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

SAIA Fundamentals: All Metrics, Ratios and Statistics

SAIA INC

NASDAQ:SAIA (3/6/2026, 11:46:05 AM)

360.99

-35.63 (-8.98%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)02-10
Earnings (Next)04-23
Inst Owners111.68%
Inst Owner Change-3.07%
Ins Owners0.19%
Ins Owner Change1.79%
Market Cap9.62B
Revenue(TTM)3.23B
Net Income(TTM)283.62M
Analysts75.56
Price Target400.34 (10.9%)
Short Float %6.52%
Short Ratio3.31
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.8%
Min EPS beat(2)9.4%
Max EPS beat(2)24.19%
EPS beat(4)2
Avg EPS beat(4)-0.13%
Min EPS beat(4)-33.92%
Max EPS beat(4)24.19%
EPS beat(8)3
Avg EPS beat(8)-1.57%
EPS beat(12)5
Avg EPS beat(12)-1.24%
EPS beat(16)8
Avg EPS beat(16)0.56%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.19%
Max Revenue beat(2)-0.53%
Revenue beat(4)0
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-4.79%
Max Revenue beat(4)-0.53%
Revenue beat(8)0
Avg Revenue beat(8)-2.17%
Revenue beat(12)1
Avg Revenue beat(12)-2.03%
Revenue beat(16)4
Avg Revenue beat(16)-1.31%
PT rev (1m)14.97%
PT rev (3m)19.7%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)0.59%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.27%
Revenue NQ rev (1m)0.12%
Revenue NQ rev (3m)0.57%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.49%
Valuation
Industry RankSector Rank
PE 37.92
Fwd PE 33.14
P/S 2.97
P/FCF N/A
P/OCF 15.45
P/B 3.81
P/tB 3.83
EV/EBITDA 17.37
EPS(TTM)9.52
EY2.64%
EPS(NY)10.89
Fwd EY3.02%
FCF(TTM)-0.51
FCFYN/A
OCF(TTM)23.36
OCFY6.47%
SpS121.37
BVpS94.82
TBVpS94.23
PEG (NY)2.63
PEG (5Y)2.95
Graham Number142.51
Profitability
Industry RankSector Rank
ROA 8.1%
ROE 11.23%
ROCE 11.83%
ROIC 8.97%
ROICexc 9.07%
ROICexgc 9.12%
OM 11.73%
PM (TTM) 8.77%
GM 72.7%
FCFM N/A
ROA(3y)10.83%
ROA(5y)12.53%
ROE(3y)14.61%
ROE(5y)17.44%
ROIC(3y)12.18%
ROIC(5y)14.36%
ROICexc(3y)13.01%
ROICexc(5y)15.51%
ROICexgc(3y)13.08%
ROICexgc(5y)15.65%
ROCE(3y)16.07%
ROCE(5y)18.94%
ROICexgc growth 3Y-26.52%
ROICexgc growth 5Y-5.33%
ROICexc growth 3Y-26.26%
ROICexc growth 5Y-5.02%
OM growth 3Y-13.55%
OM growth 5Y2.22%
PM growth 3Y-14.91%
PM growth 5Y0.77%
GM growth 3Y1.82%
GM growth 5Y-0.89%
F-Score4
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Debt/EBITDA 0.35
Cap/Depr 265.37%
Cap/Sales 19.67%
Interest Coverage 250
Cash Conversion 100.56%
Profit Quality N/A
Current Ratio 1.68
Quick Ratio 1.68
Altman-Z 8.74
F-Score4
WACC10.48%
ROIC/WACC0.86
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.53%
EPS 3Y-10.77%
EPS 5Y12.86%
EPS Q2Q%-37.68%
EPS Next Y14.4%
EPS Next 2Y21.15%
EPS Next 3Y23.65%
EPS Next 5Y21.1%
Revenue 1Y (TTM)0.79%
Revenue growth 3Y5.02%
Revenue growth 5Y12.16%
Sales Q2Q%0.13%
Revenue Next Year4.72%
Revenue Next 2Y6.93%
Revenue Next 3Y7.15%
Revenue Next 5Y7.21%
EBIT growth 1Y-23.36%
EBIT growth 3Y-9.21%
EBIT growth 5Y14.65%
EBIT Next Year86.36%
EBIT Next 3Y36.2%
EBIT Next 5Y30.72%
FCF growth 1Y96.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y7.2%
OCF growth 3YN/A
OCF growth 5YN/A

SAIA INC / SAIA FAQ

What is the ChartMill fundamental rating of SAIA INC (SAIA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to SAIA.


What is the valuation status for SAIA stock?

ChartMill assigns a valuation rating of 2 / 10 to SAIA INC (SAIA). This can be considered as Overvalued.


Can you provide the profitability details for SAIA INC?

SAIA INC (SAIA) has a profitability rating of 7 / 10.


How financially healthy is SAIA INC?

The financial health rating of SAIA INC (SAIA) is 5 / 10.


What is the expected EPS growth for SAIA INC (SAIA) stock?

The Earnings per Share (EPS) of SAIA INC (SAIA) is expected to grow by 14.4% in the next year.