381.64 USD
-27.96 (-6.83%)
At close: Feb 10, 2026
381.64 USD
0 (0%)
After Hours: 2/10/2026, 4:00:43 PM
Taking everything into account, SAIA scores 5 out of 10 in our fundamental rating. SAIA was compared to 42 industry peers in the Ground Transportation industry. While SAIA has a great profitability rating, there are some minor concerns on its financial health. SAIA is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year SAIA was profitable.
- In the past year SAIA had a positive cash flow from operations.
- In the past 5 years SAIA has always been profitable.
- In the past 5 years SAIA always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of SAIA (8.10%) is better than 83.33% of its industry peers.
- SAIA has a better Return On Equity (11.23%) than 66.67% of its industry peers.
- SAIA has a Return On Invested Capital of 9.00%. This is amongst the best in the industry. SAIA outperforms 85.71% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for SAIA is significantly above the industry average of 7.14%.
- The last Return On Invested Capital (9.00%) for SAIA is well below the 3 year average (15.73%), which needs to be investigated, but indicates that SAIA had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 11.23% | ||
| ROIC | 9% |
ROA(3y)13.87%
ROA(5y)12.85%
ROE(3y)18.86%
ROE(5y)18.34%
ROIC(3y)15.73%
ROIC(5y)14.87%
1.3 Margins
- SAIA's Profit Margin of 8.77% is fine compared to the rest of the industry. SAIA outperforms 78.57% of its industry peers.
- In the last couple of years the Profit Margin of SAIA has grown nicely.
- Looking at the Operating Margin, with a value of 11.73%, SAIA is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
- In the last couple of years the Operating Margin of SAIA has grown nicely.
- With an excellent Gross Margin value of 72.70%, SAIA belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
- In the last couple of years the Gross Margin of SAIA has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.73% | ||
| PM (TTM) | 8.77% | ||
| GM | 72.7% |
OM growth 3Y1.57%
OM growth 5Y12.17%
PM growth 3Y0.66%
PM growth 5Y12.13%
GM growth 3Y0.27%
GM growth 5Y-0.19%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so SAIA is still creating some value.
- The number of shares outstanding for SAIA remains at a similar level compared to 1 year ago.
- SAIA has more shares outstanding than it did 5 years ago.
- SAIA has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 8.96 indicates that SAIA is not in any danger for bankruptcy at the moment.
- SAIA has a Altman-Z score of 8.96. This is amongst the best in the industry. SAIA outperforms 88.10% of its industry peers.
- A Debt/Equity ratio of 0.09 indicates that SAIA is not too dependend on debt financing.
- SAIA's Debt to Equity ratio of 0.09 is amongst the best of the industry. SAIA outperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 8.96 |
ROIC/WACC0.89
WACC10.1%
2.3 Liquidity
- SAIA has a Current Ratio of 1.68. This is a normal value and indicates that SAIA is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of SAIA (1.68) is better than 78.57% of its industry peers.
- A Quick Ratio of 1.68 indicates that SAIA should not have too much problems paying its short term obligations.
- SAIA has a better Quick ratio (1.68) than 78.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
- SAIA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.36%.
- SAIA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.67% yearly.
- Looking at the last year, SAIA shows a small growth in Revenue. The Revenue has grown by 1.96% in the last year.
- The Revenue has been growing by 12.43% on average over the past years. This is quite good.
EPS 1Y (TTM)-24.36%
EPS 3Y12.53%
EPS 5Y25.67%
EPS Q2Q%-6.94%
Revenue 1Y (TTM)1.96%
Revenue growth 3Y11.93%
Revenue growth 5Y12.43%
Sales Q2Q%-0.29%
3.2 Future
- SAIA is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.15% yearly.
- SAIA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.87% yearly.
EPS Next Y-27.81%
EPS Next 2Y-10.21%
EPS Next 3Y1.13%
EPS Next 5Y8.15%
Revenue Next Year0.46%
Revenue Next 2Y2.58%
Revenue Next 3Y4.82%
Revenue Next 5Y5.87%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 36.04, which means the current valuation is very expensive for SAIA.
- The rest of the industry has a similar Price/Earnings ratio as SAIA.
- The average S&P500 Price/Earnings ratio is at 28.06. SAIA is valued slightly more expensive when compared to this.
- Based on the Price/Forward Earnings ratio of 35.04, the valuation of SAIA can be described as expensive.
- The rest of the industry has a similar Price/Forward Earnings ratio as SAIA.
- When comparing the Price/Forward Earnings ratio of SAIA to the average of the S&P500 Index (27.86), we can say SAIA is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.04 | ||
| Fwd PE | 35.04 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as SAIA.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 17.93 |
4.3 Compensation for Growth
- SAIA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.4
EPS Next 2Y-10.21%
EPS Next 3Y1.13%
5. Dividend
5.1 Amount
- No dividends for SAIA!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
381.64
-27.96 (-6.83%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)10-30 2025-10-30/bmo
Earnings (Next)02-10 2026-02-10/bmo
Inst Owners111.68%
Inst Owner Change-0.96%
Ins Owners0.19%
Ins Owner Change-0.38%
Market Cap10.17B
Revenue(TTM)3.23B
Net Income(TTM)283.62M
Analysts75.56
Price Target353.69 (-7.32%)
Short Float %5.71%
Short Ratio3.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.8%
Min EPS beat(2)9.4%
Max EPS beat(2)24.19%
EPS beat(4)2
Avg EPS beat(4)-0.13%
Min EPS beat(4)-33.92%
Max EPS beat(4)24.19%
EPS beat(8)3
Avg EPS beat(8)-1.57%
EPS beat(12)5
Avg EPS beat(12)-1.24%
EPS beat(16)8
Avg EPS beat(16)0.56%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.19%
Max Revenue beat(2)-0.53%
Revenue beat(4)0
Avg Revenue beat(4)-2.04%
Min Revenue beat(4)-4.79%
Max Revenue beat(4)-0.53%
Revenue beat(8)0
Avg Revenue beat(8)-2.17%
Revenue beat(12)1
Avg Revenue beat(12)-2.03%
Revenue beat(16)4
Avg Revenue beat(16)-1.31%
PT rev (1m)4.1%
PT rev (3m)3.52%
EPS NQ rev (1m)-0.25%
EPS NQ rev (3m)-0.98%
EPS NY rev (1m)0.52%
EPS NY rev (3m)3.87%
Revenue NQ rev (1m)-0.12%
Revenue NQ rev (3m)0.55%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.04 | ||
| Fwd PE | 35.04 | ||
| P/S | 3.14 | ||
| P/FCF | N/A | ||
| P/OCF | 16.33 | ||
| P/B | 4.02 | ||
| P/tB | 4.05 | ||
| EV/EBITDA | 17.93 |
EPS(TTM)10.59
EY2.77%
EPS(NY)10.89
Fwd EY2.85%
FCF(TTM)-0.51
FCFYN/A
OCF(TTM)23.36
OCFY6.12%
SpS121.37
BVpS94.82
TBVpS94.23
PEG (NY)N/A
PEG (5Y)1.4
Graham Number150.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.1% | ||
| ROE | 11.23% | ||
| ROCE | 11.83% | ||
| ROIC | 9% | ||
| ROICexc | 9.1% | ||
| ROICexgc | 9.15% | ||
| OM | 11.73% | ||
| PM (TTM) | 8.77% | ||
| GM | 72.7% | ||
| FCFM | N/A |
ROA(3y)13.87%
ROA(5y)12.85%
ROE(3y)18.86%
ROE(5y)18.34%
ROIC(3y)15.73%
ROIC(5y)14.87%
ROICexc(3y)17.22%
ROICexc(5y)16.06%
ROICexgc(3y)17.38%
ROICexgc(5y)16.23%
ROCE(3y)20.67%
ROCE(5y)19.54%
ROICexgc growth 3Y-10.36%
ROICexgc growth 5Y5.2%
ROICexc growth 3Y-10.13%
ROICexc growth 5Y5.47%
OM growth 3Y1.57%
OM growth 5Y12.17%
PM growth 3Y0.66%
PM growth 5Y12.13%
GM growth 3Y0.27%
GM growth 5Y-0.19%
F-Score4
Asset Turnover0.92
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.35 | ||
| Cap/Depr | 265.37% | ||
| Cap/Sales | 19.67% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 100.56% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 8.96 |
F-Score4
WACC10.1%
ROIC/WACC0.89
Cap/Depr(3y)325.45%
Cap/Depr(5y)269.91%
Cap/Sales(3y)20.31%
Cap/Sales(5y)17.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.36%
EPS 3Y12.53%
EPS 5Y25.67%
EPS Q2Q%-6.94%
EPS Next Y-27.81%
EPS Next 2Y-10.21%
EPS Next 3Y1.13%
EPS Next 5Y8.15%
Revenue 1Y (TTM)1.96%
Revenue growth 3Y11.93%
Revenue growth 5Y12.43%
Sales Q2Q%-0.29%
Revenue Next Year0.46%
Revenue Next 2Y2.58%
Revenue Next 3Y4.82%
Revenue Next 5Y5.87%
EBIT growth 1Y-23.36%
EBIT growth 3Y13.69%
EBIT growth 5Y26.1%
EBIT Next Year23.48%
EBIT Next 3Y17.23%
EBIT Next 5Y15.81%
FCF growth 1Y-111.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y14.16%
OCF growth 3Y15.12%
OCF growth 5Y16.42%
SAIA INC / SAIA FAQ
What is the ChartMill fundamental rating of SAIA INC (SAIA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to SAIA.
What is the valuation status for SAIA stock?
ChartMill assigns a valuation rating of 2 / 10 to SAIA INC (SAIA). This can be considered as Overvalued.
Can you provide the profitability details for SAIA INC?
SAIA INC (SAIA) has a profitability rating of 9 / 10.
How financially healthy is SAIA INC?
The financial health rating of SAIA INC (SAIA) is 5 / 10.
What is the expected EPS growth for SAIA INC (SAIA) stock?
The Earnings per Share (EPS) of SAIA INC (SAIA) is expected to decline by -27.81% in the next year.