FIDUCIAL OFFICE SOLUTION (SACI.PA) Fundamental Analysis & Valuation

Q: What is the fundamental rating for SACI stock?

ChartMill assigns a fundamental rating of 2 / 10 to SACI.PA.

EPA:SACI • FR0000061418

26.6 EUR

0 (0%)

Last: Apr 30, 2026, 07:00 PM

This SACI.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1. SACI.PA Profitability Analysis

1.1 Basic Checks

SACI had negative earnings in the past year.
SACI had a negative operating cash flow in the past year.
SACI had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: SACI reported negative operating cash flow in multiple years.

1.2 Ratios

The Return On Assets of SACI (-2.33%) is worse than 63.41% of its industry peers.
SACI has a Return On Equity (-3.79%) which is in line with its industry peers.

		Industry Rank	Sector Rank
ROA	-2.33%
ROE	-3.79%
ROIC	N/A

ROA(3y)0.46%

ROA(5y)0.86%

ROE(3y)0.8%

ROE(5y)1.58%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

SACI has a Gross Margin of 35.58%. This is in the lower half of the industry: SACI underperforms 63.41% of its industry peers.
SACI's Gross Margin has improved in the last couple of years.
SACI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	35.58%

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y0.54%

GM growth 5Y11.31%

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. SACI.PA Health Analysis

2.1 Basic Checks

SACI does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, SACI has about the same amount of shares outstanding.
The number of shares outstanding for SACI remains at a similar level compared to 5 years ago.
Compared to 1 year ago, SACI has a worse debt to assets ratio.

2.2 Solvency

SACI has an Altman-Z score of 2.88. This is not the best score and indicates that SACI is in the grey zone with still only limited risk for bankruptcy at the moment.
SACI's Altman-Z score of 2.88 is amongst the best of the industry. SACI outperforms 80.49% of its industry peers.
SACI has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
SACI has a better Debt to Equity ratio (0.05) than 95.12% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.05
Debt/FCF	N/A
Altman-Z	2.88

ROIC/WACCN/A

WACC7.59%

2.3 Liquidity

A Current Ratio of 1.43 indicates that SACI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.43, SACI is in the better half of the industry, outperforming 63.41% of the companies in the same industry.
A Quick Ratio of 0.96 indicates that SACI may have some problems paying its short term obligations.
SACI has a Quick ratio (0.96) which is comparable to the rest of the industry.

		Industry Rank	Sector Rank
Current Ratio	1.43
Quick Ratio	0.96

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. SACI.PA Growth Analysis

3.1 Past

SACI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -221.27%.
Looking at the last year, SACI shows a very negative growth in Revenue. The Revenue has decreased by -10.86% in the last year.
Measured over the past years, SACI shows a small growth in Revenue. The Revenue has been growing by 0.88% on average per year.

EPS 1Y (TTM)-221.27%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-506.79%

Revenue 1Y (TTM)-10.86%

Revenue growth 3Y-5.27%

Revenue growth 5Y0.88%

Sales Q2Q%-12.92%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks Show best growing peers

4. SACI.PA Valuation Analysis

4.1 Price/Earnings Ratio

SACI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, SACI is valued a bit more expensive than 63.41% of the companies in the same industry.

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	389.44

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. SACI.PA Dividend Analysis

5.1 Amount

No dividends for SACI!.

		Industry Rank	Sector Rank
Dividend Yield	0%

More info and screens

Find the best dividend stocks Show peers with best dividend

SACI.PA Fundamentals: All Metrics, Ratios and Statistics

FIDUCIAL OFFICE SOLUTION

EPA:SACI (4/30/2026, 7:00:00 PM)

26.6

0 (0%)

Chartmill FA Rating

GICS SectorIndustrials

GICS IndustryGroupCommercial & Professional Services

GICS IndustryCommercial Services & Supplies

Industry Strength27.7

Industry Growth12

Earnings (Last)N/A N/A

Earnings (Next)N/A N/A

Inst OwnersN/A

Inst Owner ChangeN/A

Ins OwnersN/A

Ins Owner ChangeN/A

Market Cap57.72M

Revenue(TTM)182.79M

Net Income(TTM)-2.93M

AnalystsN/A

Price TargetN/A

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	0%

Yearly Dividend0.7

Dividend Growth(5Y)-14.14%

DP-51.79%

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)N/A

PT rev (3m)N/A

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	0.32
P/FCF	N/A
P/OCF	N/A
P/B	0.75
P/tB	2.7
EV/EBITDA	389.44

EPS(TTM)-1.35

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-2.21

FCFYN/A

OCF(TTM)-1.35

OCFYN/A

SpS84.24

BVpS35.64

TBVpS9.84

PEG (NY)N/A

PEG (5Y)N/A

Graham Number0 (-100%)

Profitability

		Industry Rank	Sector Rank
ROA	-2.33%
ROE	-3.79%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	N/A
GM	35.58%
FCFM	N/A

ROA(3y)0.46%

ROA(5y)0.86%

ROE(3y)0.8%

ROE(5y)1.58%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y0.54%

GM growth 5Y11.31%

F-Score1

Asset Turnover1.45

Health

		Industry Rank	Sector Rank
Debt/Equity	0.05
Debt/FCF	N/A
Debt/EBITDA	25.87
Cap/Depr	75.71%
Cap/Sales	1.02%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	1.43
Quick Ratio	0.96
Altman-Z	2.88

F-Score1

WACC7.59%

ROIC/WACCN/A

Cap/Depr(3y)53.87%

Cap/Depr(5y)51.97%

Cap/Sales(3y)0.88%

Cap/Sales(5y)1.03%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-221.27%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-506.79%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)-10.86%

Revenue growth 3Y-5.27%

Revenue growth 5Y0.88%

Sales Q2Q%-12.92%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y-180.64%

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-121.12%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-111.73%

OCF growth 3YN/A

OCF growth 5YN/A

FIDUCIAL OFFICE SOLUTION / SACI.PA Fundamental Analysis FAQ

What is the fundamental rating for SACI stock?

ChartMill assigns a fundamental rating of 2 / 10 to SACI.PA.

Can you provide the valuation status for FIDUCIAL OFFICE SOLUTION?

ChartMill assigns a valuation rating of 0 / 10 to FIDUCIAL OFFICE SOLUTION (SACI.PA). This can be considered as Overvalued.

Can you provide the profitability details for FIDUCIAL OFFICE SOLUTION?

FIDUCIAL OFFICE SOLUTION (SACI.PA) has a profitability rating of 2 / 10.

Is the dividend of FIDUCIAL OFFICE SOLUTION sustainable?

The dividend rating of FIDUCIAL OFFICE SOLUTION (SACI.PA) is 0 / 10 and the dividend payout ratio is -51.79%.