NATWEST GROUP PLC (RYSD.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:RYSD - GB00BM8PJY71 - Common Stock
7.464 EUR
+0.01 (+0.13%)
We assign a fundamental rating of 4 out of 10 to RYSD. RYSD was compared to 111 industry peers in the Banks industry. RYSD may be in some trouble as it scores bad on both profitability and health. RYSD is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- RYSD had positive earnings in the past year.
- In the past year RYSD has reported a negative cash flow from operations.
- RYSD had positive earnings in 4 of the past 5 years.
- In multiple years RYSD reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With a Return On Assets value of 0.67%, RYSD perfoms like the industry average, outperforming 45.05% of the companies in the same industry.
- RYSD has a Return On Equity (11.70%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 11.7% | ||
| ROIC | N/A |
ROA(3y)0.58%
ROA(5y)0.4%
ROE(3y)10.82%
ROE(5y)7.56%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- RYSD's Profit Margin of 29.80% is fine compared to the rest of the industry. RYSD outperforms 77.48% of its industry peers.
- In the last couple of years the Profit Margin of RYSD has grown nicely.
- The Operating Margin and Gross Margin are not available for RYSD so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.8% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y3.49%
PM growth 5Y6.53%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- RYSD does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, RYSD has less shares outstanding
- The number of shares outstanding for RYSD has been reduced compared to 5 years ago.
- RYSD has a worse debt/assets ratio than last year.
2.2 Solvency
- A Debt/Equity ratio of 2.19 is on the high side and indicates that RYSD has dependencies on debt financing.
- RYSD has a Debt to Equity ratio of 2.19. This is comparable to the rest of the industry: RYSD outperforms 46.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC3.83%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- RYSD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.83%, which is quite impressive.
- Measured over the past years, RYSD shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.77% on average per year.
- RYSD shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.03%.
- The Revenue has been growing slightly by 1.01% on average over the past years.
EPS 1Y (TTM)25.83%
EPS 3Y13.37%
EPS 5Y16.77%
EPS Q2Q%36.74%
Revenue 1Y (TTM)11.03%
Revenue growth 3Y11.39%
Revenue growth 5Y1.01%
Sales Q2Q%15.71%
3.2 Future
- RYSD is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.33% yearly.
- RYSD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.59% yearly.
EPS Next Y15.12%
EPS Next 2Y13.47%
EPS Next 3Y12.85%
EPS Next 5Y12.33%
Revenue Next Year12.61%
Revenue Next 2Y9.45%
Revenue Next 3Y8.07%
Revenue Next 5Y3.59%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- RYSD is valuated reasonably with a Price/Earnings ratio of 9.45.
- 81.08% of the companies in the same industry are more expensive than RYSD, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 27.21. RYSD is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 8.90 indicates a reasonable valuation of RYSD.
- RYSD's Price/Forward Earnings ratio is rather cheap when compared to the industry. RYSD is cheaper than 90.99% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, RYSD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.45 | ||
| Fwd PE | 8.9 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- RYSD's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as RYSD's earnings are expected to grow with 12.85% in the coming years.
PEG (NY)0.62
PEG (5Y)0.56
EPS Next 2Y13.47%
EPS Next 3Y12.85%
5. Dividend
5.1 Amount
- RYSD has a Yearly Dividend Yield of 3.91%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 4.03, RYSD has a dividend in line with its industry peers.
- RYSD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.91% |
5.2 History
- The dividend of RYSD decreases each year by -7.34%.
Dividend Growth(5Y)-7.34%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
DPN/A
EPS Next 2Y13.47%
EPS Next 3Y12.85%
NATWEST GROUP PLC / RYSD.DE FAQ
What is the fundamental rating for RYSD stock?
ChartMill assigns a fundamental rating of 4 / 10 to RYSD.DE.
What is the valuation status of NATWEST GROUP PLC (RYSD.DE) stock?
ChartMill assigns a valuation rating of 6 / 10 to NATWEST GROUP PLC (RYSD.DE). This can be considered as Fairly Valued.
What is the profitability of RYSD stock?
NATWEST GROUP PLC (RYSD.DE) has a profitability rating of 3 / 10.
How financially healthy is NATWEST GROUP PLC?
The financial health rating of NATWEST GROUP PLC (RYSD.DE) is 1 / 10.