ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:RY-PR-S - CA78013R3909
26.88 CAD
+0.03 (+0.11%)
RY-PR-S gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 24 industry peers in the Banks industry. There are concerns on the financial health of RY-PR-S while its profitability can be described as average. RY-PR-S is valued quite cheap, while showing a decent growth score. This is a good combination! RY-PR-S also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- RY-PR-S had positive earnings in the past year.
- RY-PR-S had a positive operating cash flow in the past year.
- RY-PR-S had positive earnings in each of the past 5 years.
- Each year in the past 5 years RY-PR-S had a positive operating cash flow.
1.2 Ratios
- RY-PR-S has a Return On Assets of 0.85%. This is in the better half of the industry: RY-PR-S outperforms 79.17% of its industry peers.
- RY-PR-S's Return On Equity of 14.28% is amongst the best of the industry. RY-PR-S outperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 14.28% | ||
| ROIC | N/A |
ROA(3y)0.77%
ROA(5y)0.81%
ROE(3y)13.1%
ROE(5y)13.93%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of RY-PR-S (29.83%) is better than 100.00% of its industry peers.
- In the last couple of years the Profit Margin of RY-PR-S has grown nicely.
- The Operating Margin and Gross Margin are not available for RY-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 29.83% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.05%
PM growth 5Y4.74%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- RY-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
- RY-PR-S has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for RY-PR-S has been reduced compared to 5 years ago.
- RY-PR-S has a better debt/assets ratio than last year.
2.2 Solvency
- RY-PR-S has a debt to FCF ratio of 6.67. This is a slightly negative value and a sign of low solvency as RY-PR-S would need 6.67 years to pay back of all of its debts.
- RY-PR-S has a Debt to FCF ratio of 6.67. This is amongst the best in the industry. RY-PR-S outperforms 95.83% of its industry peers.
- A Debt/Equity ratio of 2.53 is on the high side and indicates that RY-PR-S has dependencies on debt financing.
- RY-PR-S has a Debt to Equity ratio (2.53) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.53 | ||
| Debt/FCF | 6.67 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.79%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- RY-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.26%, which is quite good.
- Measured over the past years, RY-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.61% on average per year.
- Looking at the last year, RY-PR-S shows a quite strong growth in Revenue. The Revenue has grown by 16.15% in the last year.
- The Revenue has been growing slightly by 7.14% on average over the past years.
EPS 1Y (TTM)19.26%
EPS 3Y8.81%
EPS 5Y12.61%
EPS Q2Q%25.41%
Revenue 1Y (TTM)16.15%
Revenue growth 3Y10.79%
Revenue growth 5Y7.14%
Sales Q2Q%14.16%
3.2 Future
- RY-PR-S is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.30% yearly.
- Based on estimates for the next years, RY-PR-S will show a small growth in Revenue. The Revenue will grow by 3.82% on average per year.
EPS Next Y11.61%
EPS Next 2Y11%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue Next Year6.48%
Revenue Next 2Y5.73%
Revenue Next 3Y4.7%
Revenue Next 5Y3.82%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 1.86 indicates a rather cheap valuation of RY-PR-S.
- Based on the Price/Earnings ratio, RY-PR-S is valued cheaper than 100.00% of the companies in the same industry.
- RY-PR-S's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.47.
- Based on the Price/Forward Earnings ratio of 1.67, the valuation of RY-PR-S can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of RY-PR-S indicates a rather cheap valuation: RY-PR-S is cheaper than 100.00% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of RY-PR-S to the average of the S&P500 Index (24.26), we can say RY-PR-S is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.86 | ||
| Fwd PE | 1.67 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, RY-PR-S is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.71 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.16
PEG (5Y)0.15
EPS Next 2Y11%
EPS Next 3Y10.3%
5. Dividend
5.1 Amount
- RY-PR-S has a Yearly Dividend Yield of 5.48%, which is a nice return.
- RY-PR-S's Dividend Yield is rather good when compared to the industry average which is at 3.64. RY-PR-S pays more dividend than 87.50% of the companies in the same industry.
- RY-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.48% |
5.2 History
- On average, the dividend of RY-PR-S grows each year by 7.08%, which is quite nice.
- RY-PR-S has been paying a dividend for over 5 years, so it has already some track record.
- RY-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.08%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- 44.29% of the earnings are spent on dividend by RY-PR-S. This is a bit on the high side, but may be sustainable.
- The dividend of RY-PR-S is growing, but earnings are growing more, so the dividend growth is sustainable.
DP44.29%
EPS Next 2Y11%
EPS Next 3Y10.3%
ROYAL BANK OF CANADA - RY 5.885 PERP
TSX:RY-PR-S (1/16/2026, 7:00:00 PM)
26.88
+0.03 (+0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)12-03 2025-12-03/bmo
Earnings (Next)02-25 2026-02-25
Inst Owners49.22%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap37.63B
Revenue(TTM)66.61B
Net Income(TTM)19.87B
Analysts82.5
Price Target27.64 (2.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.48% |
Yearly Dividend6.25
Dividend Growth(5Y)7.08%
DP44.29%
Div Incr Years1
Div Non Decr Years4
Ex-Date01-26 2026-01-26 (0.3678125)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.15%
Min EPS beat(2)6.02%
Max EPS beat(2)12.29%
EPS beat(4)3
Avg EPS beat(4)5.29%
Min EPS beat(4)-4.92%
Max EPS beat(4)12.29%
EPS beat(8)5
Avg EPS beat(8)3.59%
EPS beat(12)8
Avg EPS beat(12)2.35%
EPS beat(16)11
Avg EPS beat(16)2.06%
Revenue beat(2)2
Avg Revenue beat(2)1.6%
Min Revenue beat(2)0.34%
Max Revenue beat(2)2.86%
Revenue beat(4)3
Avg Revenue beat(4)1.03%
Min Revenue beat(4)-3.31%
Max Revenue beat(4)4.2%
Revenue beat(8)4
Avg Revenue beat(8)0.19%
Revenue beat(12)6
Avg Revenue beat(12)0.08%
Revenue beat(16)7
Avg Revenue beat(16)-0.53%
PT rev (1m)-1.51%
PT rev (3m)-0.7%
EPS NQ rev (1m)0.05%
EPS NQ rev (3m)2.51%
EPS NY rev (1m)2.47%
EPS NY rev (3m)4.11%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)3.12%
Revenue NY rev (1m)2.93%
Revenue NY rev (3m)3.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.86 | ||
| Fwd PE | 1.67 | ||
| P/S | 0.57 | ||
| P/FCF | 0.71 | ||
| P/OCF | 0.68 | ||
| P/B | 0.27 | ||
| P/tB | 0.34 | ||
| EV/EBITDA | N/A |
EPS(TTM)14.43
EY53.68%
EPS(NY)16.1
Fwd EY59.91%
FCF(TTM)37.84
FCFY140.77%
OCF(TTM)39.44
OCFY146.73%
SpS47.57
BVpS99.34
TBVpS80.2
PEG (NY)0.16
PEG (5Y)0.15
Graham Number179.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 14.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 29.83% | ||
| GM | N/A | ||
| FCFM | 79.54% |
ROA(3y)0.77%
ROA(5y)0.81%
ROE(3y)13.1%
ROE(5y)13.93%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.05%
PM growth 5Y4.74%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.53 | ||
| Debt/FCF | 6.67 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 72.85% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 266.65% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC15.79%
ROIC/WACCN/A
Cap/Depr(3y)81.48%
Cap/Depr(5y)84.61%
Cap/Sales(3y)4.22%
Cap/Sales(5y)4.43%
Profit Quality(3y)186.75%
Profit Quality(5y)211.66%
High Growth Momentum
Growth
EPS 1Y (TTM)19.26%
EPS 3Y8.81%
EPS 5Y12.61%
EPS Q2Q%25.41%
EPS Next Y11.61%
EPS Next 2Y11%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue 1Y (TTM)16.15%
Revenue growth 3Y10.79%
Revenue growth 5Y7.14%
Sales Q2Q%14.16%
Revenue Next Year6.48%
Revenue Next 2Y5.73%
Revenue Next 3Y4.7%
Revenue Next 5Y3.82%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-13.45%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y153.98%
FCF growth 3Y39.67%
FCF growth 5Y-17.21%
OCF growth 1Y138.65%
OCF growth 3Y36.02%
OCF growth 5Y-16.84%
ROYAL BANK OF CANADA - RY 5.885 PERP / RY-PR-S.CA FAQ
What is the ChartMill fundamental rating of ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to RY-PR-S.CA.
What is the valuation status of ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA) stock?
ChartMill assigns a valuation rating of 8 / 10 to ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA). This can be considered as Undervalued.
Can you provide the profitability details for ROYAL BANK OF CANADA - RY 5.885 PERP?
ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for RY-PR-S stock?
The Price/Earnings (PE) ratio for ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA) is 1.86 and the Price/Book (PB) ratio is 0.27.
What is the earnings growth outlook for ROYAL BANK OF CANADA - RY 5.885 PERP?
The Earnings per Share (EPS) of ROYAL BANK OF CANADA - RY 5.885 PERP (RY-PR-S.CA) is expected to grow by 11.61% in the next year.