REALTECH AG (RTC.DE) Stock Fundamental Analysis
FRA:RTC - DE0007008906 - Common Stock
1.06 EUR
0 (0%)
RTC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 73 industry peers in the IT Services industry. RTC has a great financial health rating, but its profitability evaluates not so good. While showing a medium growth rate, RTC is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year RTC was profitable.
In the past year RTC had a positive cash flow from operations.
In multiple years RTC reported negative net income over the last 5 years.
RTC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
RTC's Return On Assets of 2.03% is on the low side compared to the rest of the industry. RTC is outperformed by 61.64% of its industry peers.
Looking at the Return On Equity, with a value of 2.54%, RTC is doing worse than 65.75% of the companies in the same industry.
With a Return On Invested Capital value of 1.03%, RTC is not doing good in the industry: 72.60% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for RTC is significantly below the industry average of 11.37%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.03% | ||
| ROE | 2.54% | ||
| ROIC | 1.03% |
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 1.65%, RTC is not doing good in the industry: 60.27% of the companies in the same industry are doing better.
RTC's Profit Margin has declined in the last couple of years.
RTC has a Operating Margin of 1.20%. This is in the lower half of the industry: RTC underperforms 72.60% of its industry peers.
RTC's Operating Margin has declined in the last couple of years.
RTC has a Gross Margin of 85.01%. This is in the better half of the industry: RTC outperforms 78.08% of its industry peers.
In the last couple of years the Gross Margin of RTC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.2% | ||
| PM (TTM) | 1.65% | ||
| GM | 85.01% |
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
2. Health
2.1 Basic Checks
RTC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
RTC has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for RTC remains at a similar level compared to 5 years ago.
RTC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.41 indicates that RTC is not in any danger for bankruptcy at the moment.
The Altman-Z score of RTC (4.41) is better than 89.04% of its industry peers.
RTC has a debt to FCF ratio of 0.59. This is a very positive value and a sign of high solvency as it would only need 0.59 years to pay back of all of its debts.
RTC has a Debt to FCF ratio of 0.59. This is amongst the best in the industry. RTC outperforms 87.67% of its industry peers.
RTC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.01, RTC belongs to the best of the industry, outperforming 94.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.59 | ||
| Altman-Z | 4.41 |
ROIC/WACC0.15
WACC6.98%
2.3 Liquidity
RTC has a Current Ratio of 4.84. This indicates that RTC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 4.84, RTC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
A Quick Ratio of 4.84 indicates that RTC has no problem at all paying its short term obligations.
RTC has a Quick ratio of 4.84. This is amongst the best in the industry. RTC outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.84 | ||
| Quick Ratio | 4.84 |
3. Growth
3.1 Past
The earnings per share for RTC have decreased strongly by -30.20% in the last year.
RTC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -39.80% yearly.
The Revenue has decreased by -3.63% in the past year.
Measured over the past years, RTC shows a decrease in Revenue. The Revenue has been decreasing by -1.04% on average per year.
EPS 1Y (TTM)-30.2%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-77.19%
Revenue 1Y (TTM)-3.63%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%-6.56%
3.2 Future
Based on estimates for the next years, RTC will show a very strong growth in Earnings Per Share. The EPS will grow by 42.82% on average per year.
RTC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.00% yearly.
EPS Next Y-715.06%
EPS Next 2Y-19.54%
EPS Next 3Y42.82%
EPS Next 5YN/A
Revenue Next Year6.15%
Revenue Next 2Y8.19%
Revenue Next 3Y8%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 35.33, RTC can be considered very expensive at the moment.
64.38% of the companies in the same industry are cheaper than RTC, based on the Price/Earnings ratio.
RTC's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.13.
The Forward Price/Earnings Ratio is negative for RTC. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.33 | ||
| Fwd PE | N/A |
4.2 Price Multiples
RTC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. RTC is cheaper than 73.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.01 | ||
| EV/EBITDA | -24.58 |
4.3 Compensation for Growth
RTC's earnings are expected to grow with 42.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-19.54%
EPS Next 3Y42.82%
5. Dividend
5.1 Amount
RTC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:RTC (9/1/2025, 7:00:00 PM)
1.06
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.84%
Inst Owner ChangeN/A
Ins Owners39.78%
Ins Owner ChangeN/A
Market Cap5.71M
Analysts80
Price Target2.14 (101.89%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.33 | ||
| Fwd PE | N/A | ||
| P/S | 0.56 | ||
| P/FCF | 9.01 | ||
| P/OCF | 7.92 | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | -24.58 |
EPS(TTM)0.03
EY2.83%
EPS(NY)-0.19
Fwd EYN/A
FCF(TTM)0.12
FCFY11.1%
OCF(TTM)0.13
OCFY12.63%
SpS1.89
BVpS1.23
TBVpS1.23
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.03% | ||
| ROE | 2.54% | ||
| ROCE | 1.82% | ||
| ROIC | 1.03% | ||
| ROICexc | 144.79% | ||
| ROICexgc | 144.79% | ||
| OM | 1.2% | ||
| PM (TTM) | 1.65% | ||
| GM | 85.01% | ||
| FCFM | 6.23% |
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
ROICexc(3y)60.52%
ROICexc(5y)N/A
ROICexgc(3y)60.52%
ROICexgc(5y)N/A
ROCE(3y)3.88%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y113.45%
ROICexc growth 5YN/A
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
F-Score5
Asset Turnover1.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.59 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 75.17% | ||
| Cap/Sales | 0.86% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 303.41% | ||
| Profit Quality | 377.34% | ||
| Current Ratio | 4.84 | ||
| Quick Ratio | 4.84 | ||
| Altman-Z | 4.41 |
F-Score5
WACC6.98%
ROIC/WACC0.15
Cap/Depr(3y)50.73%
Cap/Depr(5y)32.66%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.2%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-77.19%
EPS Next Y-715.06%
EPS Next 2Y-19.54%
EPS Next 3Y42.82%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.63%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%-6.56%
Revenue Next Year6.15%
Revenue Next 2Y8.19%
Revenue Next 3Y8%
Revenue Next 5YN/A
EBIT growth 1Y-61.16%
EBIT growth 3Y-49.78%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1092.29%
FCF growth 3Y-19.38%
FCF growth 5YN/A
OCF growth 1Y283.78%
OCF growth 3Y-16.21%
OCF growth 5YN/A