REALTECH AG (RTC.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:RTC • DE0007008906

0.96 EUR
0 (0%)
Last: Feb 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to RTC. RTC was compared to 74 industry peers in the IT Services industry. No worries on liquidiy or solvency for RTC as it has an excellent financial health rating, but there are worries on the profitability. RTC has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year RTC was profitable.
  • In the past year RTC had a positive cash flow from operations.
  • In multiple years RTC reported negative net income over the last 5 years.
  • RTC had a positive operating cash flow in 4 of the past 5 years.
RTC.DE Yearly Net Income VS EBIT VS OCF VS FCFRTC.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M -2M -3M -4M

1.2 Ratios

  • The Return On Assets of RTC (0.89%) is worse than 67.57% of its industry peers.
  • With a Return On Equity value of 1.39%, RTC is not doing good in the industry: 67.57% of the companies in the same industry are doing better.
  • RTC's Return On Invested Capital of 0.61% is on the low side compared to the rest of the industry. RTC is outperformed by 75.68% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for RTC is significantly below the industry average of 26.58%.
Industry RankSector Rank
ROA 0.89%
ROE 1.39%
ROIC 0.61%
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
RTC.DE Yearly ROA, ROE, ROICRTC.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60

1.3 Margins

  • With a Profit Margin value of 0.87%, RTC is not doing good in the industry: 67.57% of the companies in the same industry are doing better.
  • RTC's Profit Margin has declined in the last couple of years.
  • RTC has a Operating Margin of 0.69%. This is in the lower half of the industry: RTC underperforms 77.03% of its industry peers.
  • In the last couple of years the Operating Margin of RTC has declined.
  • Looking at the Gross Margin, with a value of 84.28%, RTC is in the better half of the industry, outperforming 75.68% of the companies in the same industry.
  • RTC's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 0.69%
PM (TTM) 0.87%
GM 84.28%
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
RTC.DE Yearly Profit, Operating, Gross MarginsRTC.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RTC is destroying value.
  • The number of shares outstanding for RTC remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, RTC has about the same amount of shares outstanding.
  • RTC has a better debt/assets ratio than last year.
RTC.DE Yearly Shares OutstandingRTC.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M 5M
RTC.DE Yearly Total Debt VS Total AssetsRTC.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

2.2 Solvency

  • RTC has an Altman-Z score of 2.81. This is not the best score and indicates that RTC is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.81, RTC perfoms like the industry average, outperforming 58.11% of the companies in the same industry.
  • RTC has a debt to FCF ratio of 1.03. This is a very positive value and a sign of high solvency as it would only need 1.03 years to pay back of all of its debts.
  • RTC has a better Debt to FCF ratio (1.03) than 83.78% of its industry peers.
  • A Debt/Equity ratio of 0.02 indicates that RTC is not too dependend on debt financing.
  • The Debt to Equity ratio of RTC (0.02) is better than 95.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 1.03
Altman-Z 2.81
ROIC/WACC0.09
WACC7.13%
RTC.DE Yearly LT Debt VS Equity VS FCFRTC.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M

2.3 Liquidity

  • RTC has a Current Ratio of 2.79. This indicates that RTC is financially healthy and has no problem in meeting its short term obligations.
  • RTC has a Current ratio of 2.79. This is amongst the best in the industry. RTC outperforms 95.95% of its industry peers.
  • A Quick Ratio of 2.79 indicates that RTC has no problem at all paying its short term obligations.
  • RTC's Quick ratio of 2.79 is amongst the best of the industry. RTC outperforms 97.30% of its industry peers.
Industry RankSector Rank
Current Ratio 2.79
Quick Ratio 2.79
RTC.DE Yearly Current Assets VS Current LiabilitesRTC.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • RTC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -82.51%.
  • The earnings per share for RTC have been decreasing by -39.80% on average. This is quite bad
  • RTC shows a decrease in Revenue. In the last year, the revenue decreased by -0.43%.
  • RTC shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.04% yearly.
EPS 1Y (TTM)-82.51%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-121.37%
Revenue 1Y (TTM)-0.43%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%6%

3.2 Future

  • RTC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.40% yearly.
  • Based on estimates for the next years, RTC will show a small growth in Revenue. The Revenue will grow by 7.95% on average per year.
EPS Next Y-261.86%
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
EPS Next 5Y7.4%
Revenue Next Year9.12%
Revenue Next 2Y8.65%
Revenue Next 3Y8.57%
Revenue Next 5Y7.95%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
RTC.DE Yearly Revenue VS EstimatesRTC.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 10M 20M 30M
RTC.DE Yearly EPS VS EstimatesRTC.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2025 2026 2027 2028 0 -0.2 -0.4

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • RTC is valuated quite expensively with a Price/Earnings ratio of 48.00.
  • Based on the Price/Earnings ratio, RTC is valued a bit more expensive than 67.57% of the companies in the same industry.
  • RTC is valuated expensively when we compare the Price/Earnings ratio to 27.92, which is the current average of the S&P500 Index.
  • RTC is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE 48
Fwd PE N/A
RTC.DE Price Earnings VS Forward Price EarningsRTC.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40

4.2 Price Multiples

  • RTC's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 15.84
EV/EBITDA -51.2
RTC.DE Per share dataRTC.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for RTC!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

REALTECH AG

FRA:RTC (2/6/2026, 7:00:00 PM)

0.96

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)09-29
Earnings (Next)03-31
Inst Owners9.84%
Inst Owner ChangeN/A
Ins Owners39.78%
Ins Owner ChangeN/A
Market Cap5.17M
Revenue(TTM)10.49M
Net Income(TTM)91.40K
Analysts80
Price Target2.26 (135.42%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)73.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 48
Fwd PE N/A
P/S 0.49
P/FCF 15.84
P/OCF 13.26
P/B 0.79
P/tB 0.79
EV/EBITDA -51.2
EPS(TTM)0.02
EY2.08%
EPS(NY)-0.03
Fwd EYN/A
FCF(TTM)0.06
FCFY6.31%
OCF(TTM)0.07
OCFY7.54%
SpS1.95
BVpS1.22
TBVpS1.22
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.74
Profitability
Industry RankSector Rank
ROA 0.89%
ROE 1.39%
ROCE 1.08%
ROIC 0.61%
ROICexc N/A
ROICexgc N/A
OM 0.69%
PM (TTM) 0.87%
GM 84.28%
FCFM 3.11%
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
ROICexc(3y)60.52%
ROICexc(5y)N/A
ROICexgc(3y)60.52%
ROICexgc(5y)N/A
ROCE(3y)3.88%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y113.45%
ROICexc growth 5YN/A
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
F-Score5
Asset Turnover1.02
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 1.03
Debt/EBITDA 0.64
Cap/Depr 55.65%
Cap/Sales 0.61%
Interest Coverage 250
Cash Conversion 209.51%
Profit Quality 357.33%
Current Ratio 2.79
Quick Ratio 2.79
Altman-Z 2.81
F-Score5
WACC7.13%
ROIC/WACC0.09
Cap/Depr(3y)50.73%
Cap/Depr(5y)32.66%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-82.51%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-121.37%
EPS Next Y-261.86%
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
EPS Next 5Y7.4%
Revenue 1Y (TTM)-0.43%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%6%
Revenue Next Year9.12%
Revenue Next 2Y8.65%
Revenue Next 3Y8.57%
Revenue Next 5Y7.95%
EBIT growth 1Y-86.56%
EBIT growth 3Y-49.78%
EBIT growth 5YN/A
EBIT Next Year-100%
EBIT Next 3Y60.65%
EBIT Next 5Y48.16%
FCF growth 1Y188.99%
FCF growth 3Y-19.38%
FCF growth 5YN/A
OCF growth 1Y264.95%
OCF growth 3Y-16.21%
OCF growth 5YN/A

REALTECH AG / RTC.DE FAQ

What is the fundamental rating for RTC stock?

ChartMill assigns a fundamental rating of 4 / 10 to RTC.DE.


What is the valuation status of REALTECH AG (RTC.DE) stock?

ChartMill assigns a valuation rating of 1 / 10 to REALTECH AG (RTC.DE). This can be considered as Overvalued.


How profitable is REALTECH AG (RTC.DE) stock?

REALTECH AG (RTC.DE) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for RTC stock?

The Price/Earnings (PE) ratio for REALTECH AG (RTC.DE) is 48 and the Price/Book (PB) ratio is 0.79.


What is the earnings growth outlook for REALTECH AG?

The Earnings per Share (EPS) of REALTECH AG (RTC.DE) is expected to decline by -261.86% in the next year.