REALTECH AG (RTC.DE) Stock Fundamental Analysis
Europe - FRA:RTC - DE0007008906 - Common Stock
1.07 EUR
0 (0%)
Taking everything into account, RTC scores 4 out of 10 in our fundamental rating. RTC was compared to 71 industry peers in the IT Services industry. While RTC has a great health rating, there are worries on its profitability. RTC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
RTC had positive earnings in the past year.
In the past year RTC had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: RTC reported negative net income in multiple years.
RTC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
RTC has a Return On Assets of 2.03%. This is in the lower half of the industry: RTC underperforms 63.38% of its industry peers.
RTC has a worse Return On Equity (2.54%) than 66.20% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.03%, RTC is doing worse than 74.65% of the companies in the same industry.
RTC had an Average Return On Invested Capital over the past 3 years of 2.19%. This is significantly below the industry average of 10.76%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.03% | ||
| ROE | 2.54% | ||
| ROIC | 1.03% |
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
1.3 Margins
RTC has a Profit Margin of 1.65%. This is in the lower half of the industry: RTC underperforms 63.38% of its industry peers.
In the last couple of years the Profit Margin of RTC has declined.
RTC's Operating Margin of 1.20% is on the low side compared to the rest of the industry. RTC is outperformed by 74.65% of its industry peers.
RTC's Operating Margin has declined in the last couple of years.
RTC has a Gross Margin of 85.01%. This is in the better half of the industry: RTC outperforms 77.46% of its industry peers.
In the last couple of years the Gross Margin of RTC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.2% | ||
| PM (TTM) | 1.65% | ||
| GM | 85.01% |
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RTC is destroying value.
Compared to 1 year ago, RTC has about the same amount of shares outstanding.
Compared to 5 years ago, RTC has about the same amount of shares outstanding.
RTC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.43 indicates that RTC is not in any danger for bankruptcy at the moment.
The Altman-Z score of RTC (4.43) is better than 88.73% of its industry peers.
The Debt to FCF ratio of RTC is 0.59, which is an excellent value as it means it would take RTC, only 0.59 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.59, RTC belongs to the top of the industry, outperforming 84.51% of the companies in the same industry.
RTC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of RTC (0.01) is better than 92.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.59 | ||
| Altman-Z | 4.43 |
ROIC/WACC0.15
WACC7.03%
2.3 Liquidity
RTC has a Current Ratio of 4.84. This indicates that RTC is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 4.84, RTC belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
RTC has a Quick Ratio of 4.84. This indicates that RTC is financially healthy and has no problem in meeting its short term obligations.
RTC's Quick ratio of 4.84 is amongst the best of the industry. RTC outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.84 | ||
| Quick Ratio | 4.84 |
3. Growth
3.1 Past
RTC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -30.20%.
The earnings per share for RTC have been decreasing by -39.80% on average. This is quite bad
Looking at the last year, RTC shows a decrease in Revenue. The Revenue has decreased by -3.63% in the last year.
Measured over the past years, RTC shows a decrease in Revenue. The Revenue has been decreasing by -1.04% on average per year.
EPS 1Y (TTM)-30.2%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-77.19%
Revenue 1Y (TTM)-3.63%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%-6.56%
3.2 Future
The Earnings Per Share is expected to grow by 42.82% on average over the next years. This is a very strong growth
Based on estimates for the next years, RTC will show a quite strong growth in Revenue. The Revenue will grow by 8.00% on average per year.
EPS Next Y-715.06%
EPS Next 2Y-19.54%
EPS Next 3Y42.82%
EPS Next 5YN/A
Revenue Next Year6.15%
Revenue Next 2Y8.19%
Revenue Next 3Y8%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 35.67, which means the current valuation is very expensive for RTC.
Based on the Price/Earnings ratio, RTC is valued a bit more expensive than the industry average as 66.20% of the companies are valued more cheaply.
When comparing the Price/Earnings ratio of RTC to the average of the S&P500 Index (27.41), we can say RTC is valued slightly more expensively.
RTC is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.67 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, RTC is valued a bit cheaper than the industry average as 73.24% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.09 | ||
| EV/EBITDA | -24.36 |
4.3 Compensation for Growth
A more expensive valuation may be justified as RTC's earnings are expected to grow with 42.82% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-19.54%
EPS Next 3Y42.82%
5. Dividend
5.1 Amount
RTC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:RTC (9/22/2025, 7:00:00 PM)
1.07
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.84%
Inst Owner ChangeN/A
Ins Owners39.78%
Ins Owner ChangeN/A
Market Cap5.77M
Analysts80
Price Target2.14 (100%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.67 | ||
| Fwd PE | N/A | ||
| P/S | 0.57 | ||
| P/FCF | 9.09 | ||
| P/OCF | 7.99 | ||
| P/B | 0.87 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | -24.36 |
EPS(TTM)0.03
EY2.8%
EPS(NY)-0.19
Fwd EYN/A
FCF(TTM)0.12
FCFY11%
OCF(TTM)0.13
OCFY12.51%
SpS1.89
BVpS1.23
TBVpS1.23
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.03% | ||
| ROE | 2.54% | ||
| ROCE | 1.82% | ||
| ROIC | 1.03% | ||
| ROICexc | 144.79% | ||
| ROICexgc | 144.79% | ||
| OM | 1.2% | ||
| PM (TTM) | 1.65% | ||
| GM | 85.01% | ||
| FCFM | 6.23% |
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
ROICexc(3y)60.52%
ROICexc(5y)N/A
ROICexgc(3y)60.52%
ROICexgc(5y)N/A
ROCE(3y)3.88%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y113.45%
ROICexc growth 5YN/A
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
F-Score5
Asset Turnover1.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.59 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 75.17% | ||
| Cap/Sales | 0.86% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 303.41% | ||
| Profit Quality | 377.34% | ||
| Current Ratio | 4.84 | ||
| Quick Ratio | 4.84 | ||
| Altman-Z | 4.43 |
F-Score5
WACC7.03%
ROIC/WACC0.15
Cap/Depr(3y)50.73%
Cap/Depr(5y)32.66%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.2%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-77.19%
EPS Next Y-715.06%
EPS Next 2Y-19.54%
EPS Next 3Y42.82%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.63%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%-6.56%
Revenue Next Year6.15%
Revenue Next 2Y8.19%
Revenue Next 3Y8%
Revenue Next 5YN/A
EBIT growth 1Y-61.16%
EBIT growth 3Y-49.78%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1092.29%
FCF growth 3Y-19.38%
FCF growth 5YN/A
OCF growth 1Y283.78%
OCF growth 3Y-16.21%
OCF growth 5YN/A