REALTECH AG (RTC.DE) Fundamental Analysis & Valuation

FRA:RTC • DE0007008906

1.1 EUR
-0.04 (-3.51%)
Last: Mar 6, 2026, 05:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This RTC.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to RTC. RTC was compared to 75 industry peers in the IT Services industry. While RTC has a great health rating, there are worries on its profitability. RTC is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

2

1. RTC.DE Profitability Analysis

1.1 Basic Checks

  • RTC had positive earnings in the past year.
  • RTC had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: RTC reported negative net income in multiple years.
  • RTC had a positive operating cash flow in 4 of the past 5 years.
RTC.DE Yearly Net Income VS EBIT VS OCF VS FCFRTC.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M -2M -3M -4M

1.2 Ratios

  • The Return On Assets of RTC (0.89%) is worse than 69.33% of its industry peers.
  • RTC has a Return On Equity of 1.39%. This is in the lower half of the industry: RTC underperforms 70.67% of its industry peers.
  • RTC has a worse Return On Invested Capital (0.61%) than 77.33% of its industry peers.
  • RTC had an Average Return On Invested Capital over the past 3 years of 2.19%. This is significantly below the industry average of 11.55%.
Industry RankSector Rank
ROA 0.89%
ROE 1.39%
ROIC 0.61%
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
RTC.DE Yearly ROA, ROE, ROICRTC.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60

1.3 Margins

  • RTC has a worse Profit Margin (0.87%) than 69.33% of its industry peers.
  • RTC's Profit Margin has declined in the last couple of years.
  • RTC has a worse Operating Margin (0.69%) than 78.67% of its industry peers.
  • In the last couple of years the Operating Margin of RTC has declined.
  • RTC has a Gross Margin of 84.28%. This is in the better half of the industry: RTC outperforms 76.00% of its industry peers.
  • In the last couple of years the Gross Margin of RTC has grown nicely.
Industry RankSector Rank
OM 0.69%
PM (TTM) 0.87%
GM 84.28%
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
RTC.DE Yearly Profit, Operating, Gross MarginsRTC.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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8

2. RTC.DE Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RTC is destroying value.
  • The number of shares outstanding for RTC remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for RTC remains at a similar level compared to 5 years ago.
  • RTC has a better debt/assets ratio than last year.
RTC.DE Yearly Shares OutstandingRTC.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M 5M
RTC.DE Yearly Total Debt VS Total AssetsRTC.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

2.2 Solvency

  • An Altman-Z score of 2.97 indicates that RTC is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • RTC's Altman-Z score of 2.97 is fine compared to the rest of the industry. RTC outperforms 62.67% of its industry peers.
  • The Debt to FCF ratio of RTC is 1.03, which is an excellent value as it means it would take RTC, only 1.03 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.03, RTC belongs to the top of the industry, outperforming 84.00% of the companies in the same industry.
  • RTC has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
  • RTC has a Debt to Equity ratio of 0.02. This is amongst the best in the industry. RTC outperforms 94.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 1.03
Altman-Z 2.97
ROIC/WACC0.08
WACC7.16%
RTC.DE Yearly LT Debt VS Equity VS FCFRTC.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M

2.3 Liquidity

  • A Current Ratio of 2.79 indicates that RTC has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 2.79, RTC belongs to the best of the industry, outperforming 96.00% of the companies in the same industry.
  • RTC has a Quick Ratio of 2.79. This indicates that RTC is financially healthy and has no problem in meeting its short term obligations.
  • RTC has a better Quick ratio (2.79) than 97.33% of its industry peers.
Industry RankSector Rank
Current Ratio 2.79
Quick Ratio 2.79
RTC.DE Yearly Current Assets VS Current LiabilitesRTC.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. RTC.DE Growth Analysis

3.1 Past

  • The earnings per share for RTC have decreased strongly by -82.51% in the last year.
  • The earnings per share for RTC have been decreasing by -39.80% on average. This is quite bad
  • RTC shows a decrease in Revenue. In the last year, the revenue decreased by -0.43%.
  • Measured over the past years, RTC shows a decrease in Revenue. The Revenue has been decreasing by -1.04% on average per year.
EPS 1Y (TTM)-82.51%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-121.37%
Revenue 1Y (TTM)-0.43%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%6%

3.2 Future

  • Based on estimates for the next years, RTC will show a small growth in Earnings Per Share. The EPS will grow by 7.40% on average per year.
  • The Revenue is expected to grow by 7.95% on average over the next years.
EPS Next Y-261.86%
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
EPS Next 5Y7.4%
Revenue Next Year10.12%
Revenue Next 2Y8.65%
Revenue Next 3Y8.57%
Revenue Next 5Y7.95%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RTC.DE Yearly Revenue VS EstimatesRTC.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 10M 20M 30M
RTC.DE Yearly EPS VS EstimatesRTC.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2025 2026 2027 2028 0 -0.2 -0.4

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1

4. RTC.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 55.00, which means the current valuation is very expensive for RTC.
  • 72.00% of the companies in the same industry are cheaper than RTC, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 26.29, RTC is valued quite expensively.
  • RTC is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE 55
Fwd PE N/A
RTC.DE Price Earnings VS Forward Price EarningsRTC.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40

4.2 Price Multiples

  • RTC's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 18.15
EV/EBITDA -45.99
RTC.DE Per share dataRTC.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. RTC.DE Dividend Analysis

5.1 Amount

  • RTC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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RTC.DE Fundamentals: All Metrics, Ratios and Statistics

REALTECH AG

FRA:RTC (3/6/2026, 5:29:14 PM)

1.1

-0.04 (-3.51%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)09-29
Earnings (Next)03-31
Inst Owners9.84%
Inst Owner ChangeN/A
Ins Owners39.78%
Ins Owner ChangeN/A
Market Cap5.93M
Revenue(TTM)10.49M
Net Income(TTM)91.40K
Analysts80
Price Target2.26 (105.45%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.91%
Revenue NY rev (3m)0.91%
Valuation
Industry RankSector Rank
PE 55
Fwd PE N/A
P/S 0.57
P/FCF 18.15
P/OCF 15.2
P/B 0.9
P/tB 0.9
EV/EBITDA -45.99
EPS(TTM)0.02
EY1.82%
EPS(NY)-0.03
Fwd EYN/A
FCF(TTM)0.06
FCFY5.51%
OCF(TTM)0.07
OCFY6.58%
SpS1.95
BVpS1.22
TBVpS1.22
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.74
Profitability
Industry RankSector Rank
ROA 0.89%
ROE 1.39%
ROCE 1.08%
ROIC 0.61%
ROICexc N/A
ROICexgc N/A
OM 0.69%
PM (TTM) 0.87%
GM 84.28%
FCFM 3.11%
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
ROICexc(3y)60.52%
ROICexc(5y)N/A
ROICexgc(3y)60.52%
ROICexgc(5y)N/A
ROCE(3y)3.88%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y113.45%
ROICexc growth 5YN/A
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
F-Score5
Asset Turnover1.02
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 1.03
Debt/EBITDA 0.64
Cap/Depr 55.65%
Cap/Sales 0.61%
Interest Coverage 250
Cash Conversion 209.51%
Profit Quality 357.33%
Current Ratio 2.79
Quick Ratio 2.79
Altman-Z 2.97
F-Score5
WACC7.16%
ROIC/WACC0.08
Cap/Depr(3y)50.73%
Cap/Depr(5y)32.66%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-82.51%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-121.37%
EPS Next Y-261.86%
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
EPS Next 5Y7.4%
Revenue 1Y (TTM)-0.43%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%6%
Revenue Next Year10.12%
Revenue Next 2Y8.65%
Revenue Next 3Y8.57%
Revenue Next 5Y7.95%
EBIT growth 1Y-86.56%
EBIT growth 3Y-49.78%
EBIT growth 5YN/A
EBIT Next Year-100%
EBIT Next 3Y60.65%
EBIT Next 5Y48.16%
FCF growth 1Y188.99%
FCF growth 3Y-19.38%
FCF growth 5YN/A
OCF growth 1Y264.95%
OCF growth 3Y-16.21%
OCF growth 5YN/A

REALTECH AG / RTC.DE FAQ

What is the fundamental rating for RTC stock?

ChartMill assigns a fundamental rating of 4 / 10 to RTC.DE.


What is the valuation status of REALTECH AG (RTC.DE) stock?

ChartMill assigns a valuation rating of 1 / 10 to REALTECH AG (RTC.DE). This can be considered as Overvalued.


How profitable is REALTECH AG (RTC.DE) stock?

REALTECH AG (RTC.DE) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for RTC stock?

The Price/Earnings (PE) ratio for REALTECH AG (RTC.DE) is 55 and the Price/Book (PB) ratio is 0.9.


What is the earnings growth outlook for REALTECH AG?

The Earnings per Share (EPS) of REALTECH AG (RTC.DE) is expected to decline by -261.86% in the next year.