REALTECH AG (RTC.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:RTC - DE0007008906 - Common Stock
0.925 EUR
-0.03 (-3.14%)
Taking everything into account, RTC scores 4 out of 10 in our fundamental rating. RTC was compared to 72 industry peers in the IT Services industry. No worries on liquidiy or solvency for RTC as it has an excellent financial health rating, but there are worries on the profitability. RTC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
RTC had positive earnings in the past year.
RTC had a positive operating cash flow in the past year.
In multiple years RTC reported negative net income over the last 5 years.
RTC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
RTC's Return On Assets of 0.89% is on the low side compared to the rest of the industry. RTC is outperformed by 66.67% of its industry peers.
Looking at the Return On Equity, with a value of 1.39%, RTC is doing worse than 72.22% of the companies in the same industry.
RTC has a Return On Invested Capital of 0.61%. This is in the lower half of the industry: RTC underperforms 76.39% of its industry peers.
RTC had an Average Return On Invested Capital over the past 3 years of 2.19%. This is significantly below the industry average of 11.90%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.89% | ||
| ROE | 1.39% | ||
| ROIC | 0.61% |
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 0.87%, RTC is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
RTC's Profit Margin has declined in the last couple of years.
RTC's Operating Margin of 0.69% is on the low side compared to the rest of the industry. RTC is outperformed by 76.39% of its industry peers.
In the last couple of years the Operating Margin of RTC has declined.
RTC has a Gross Margin of 84.28%. This is in the better half of the industry: RTC outperforms 75.00% of its industry peers.
RTC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.69% | ||
| PM (TTM) | 0.87% | ||
| GM | 84.28% |
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RTC is destroying value.
Compared to 1 year ago, RTC has about the same amount of shares outstanding.
Compared to 5 years ago, RTC has about the same amount of shares outstanding.
Compared to 1 year ago, RTC has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.78 indicates that RTC is not a great score, but indicates only limited risk for bankruptcy at the moment.
RTC has a Altman-Z score (2.78) which is comparable to the rest of the industry.
The Debt to FCF ratio of RTC is 1.03, which is an excellent value as it means it would take RTC, only 1.03 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 1.03, RTC belongs to the best of the industry, outperforming 86.11% of the companies in the same industry.
A Debt/Equity ratio of 0.02 indicates that RTC is not too dependend on debt financing.
RTC has a Debt to Equity ratio of 0.02. This is amongst the best in the industry. RTC outperforms 95.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 1.03 | ||
| Altman-Z | 2.78 |
ROIC/WACC0.09
WACC6.93%
2.3 Liquidity
RTC has a Current Ratio of 2.79. This indicates that RTC is financially healthy and has no problem in meeting its short term obligations.
RTC has a Current ratio of 2.79. This is amongst the best in the industry. RTC outperforms 97.22% of its industry peers.
A Quick Ratio of 2.79 indicates that RTC has no problem at all paying its short term obligations.
The Quick ratio of RTC (2.79) is better than 98.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.79 | ||
| Quick Ratio | 2.79 |
3. Growth
3.1 Past
The earnings per share for RTC have decreased strongly by -82.51% in the last year.
Measured over the past years, RTC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -39.80% on average per year.
Looking at the last year, RTC shows a decrease in Revenue. The Revenue has decreased by -0.43% in the last year.
Measured over the past years, RTC shows a decrease in Revenue. The Revenue has been decreasing by -1.04% on average per year.
EPS 1Y (TTM)-82.51%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-121.37%
Revenue 1Y (TTM)-0.43%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%6%
3.2 Future
RTC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.40% yearly.
The Revenue is expected to grow by 7.95% on average over the next years.
EPS Next Y-261.86%
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
EPS Next 5Y7.4%
Revenue Next Year9.12%
Revenue Next 2Y8.65%
Revenue Next 3Y8.57%
Revenue Next 5Y7.95%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 46.25, the valuation of RTC can be described as expensive.
70.83% of the companies in the same industry are cheaper than RTC, based on the Price/Earnings ratio.
RTC is valuated expensively when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
The Forward Price/Earnings Ratio is negative for RTC. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.25 | ||
| Fwd PE | N/A |
4.2 Price Multiples
RTC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.27 | ||
| EV/EBITDA | -52.21 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
5. Dividend
5.1 Amount
RTC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:RTC (11/27/2025, 5:26:14 PM)
0.925
-0.03 (-3.14%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.84%
Inst Owner ChangeN/A
Ins Owners39.78%
Ins Owner ChangeN/A
Market Cap4.99M
Revenue(TTM)10.49M
Net Income(TTM)91.40K
Analysts80
Price Target2.26 (144.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.71%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)73.68%
EPS NY rev (3m)73.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.8%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.25 | ||
| Fwd PE | N/A | ||
| P/S | 0.48 | ||
| P/FCF | 15.27 | ||
| P/OCF | 12.78 | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | -52.21 |
EPS(TTM)0.02
EY2.16%
EPS(NY)-0.03
Fwd EYN/A
FCF(TTM)0.06
FCFY6.55%
OCF(TTM)0.07
OCFY7.82%
SpS1.95
BVpS1.22
TBVpS1.22
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.89% | ||
| ROE | 1.39% | ||
| ROCE | 1.08% | ||
| ROIC | 0.61% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 0.69% | ||
| PM (TTM) | 0.87% | ||
| GM | 84.28% | ||
| FCFM | 3.11% |
ROA(3y)-13.47%
ROA(5y)-8.39%
ROE(3y)-18.98%
ROE(5y)-11.87%
ROIC(3y)2.19%
ROIC(5y)N/A
ROICexc(3y)60.52%
ROICexc(5y)N/A
ROICexgc(3y)60.52%
ROICexgc(5y)N/A
ROCE(3y)3.88%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y113.45%
ROICexc growth 5YN/A
OM growth 3Y-50.33%
OM growth 5YN/A
PM growth 3Y-40.46%
PM growth 5YN/A
GM growth 3Y14.06%
GM growth 5Y8.81%
F-Score5
Asset Turnover1.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 1.03 | ||
| Debt/EBITDA | 0.64 | ||
| Cap/Depr | 55.65% | ||
| Cap/Sales | 0.61% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 209.51% | ||
| Profit Quality | 357.33% | ||
| Current Ratio | 2.79 | ||
| Quick Ratio | 2.79 | ||
| Altman-Z | 2.78 |
F-Score5
WACC6.93%
ROIC/WACC0.09
Cap/Depr(3y)50.73%
Cap/Depr(5y)32.66%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-82.51%
EPS 3Y-39.8%
EPS 5YN/A
EPS Q2Q%-121.37%
EPS Next Y-261.86%
EPS Next 2Y-72.37%
EPS Next 3Y-0.97%
EPS Next 5Y7.4%
Revenue 1Y (TTM)-0.43%
Revenue growth 3Y1.09%
Revenue growth 5Y-1.04%
Sales Q2Q%6%
Revenue Next Year9.12%
Revenue Next 2Y8.65%
Revenue Next 3Y8.57%
Revenue Next 5Y7.95%
EBIT growth 1Y-86.56%
EBIT growth 3Y-49.78%
EBIT growth 5YN/A
EBIT Next Year-680.46%
EBIT Next 3Y60.65%
EBIT Next 5Y48.16%
FCF growth 1Y188.99%
FCF growth 3Y-19.38%
FCF growth 5YN/A
OCF growth 1Y264.95%
OCF growth 3Y-16.21%
OCF growth 5YN/A
REALTECH AG / RTC.DE FAQ
What is the fundamental rating for RTC stock?
ChartMill assigns a fundamental rating of 4 / 10 to RTC.DE.
Can you provide the valuation status for REALTECH AG?
ChartMill assigns a valuation rating of 1 / 10 to REALTECH AG (RTC.DE). This can be considered as Overvalued.
How profitable is REALTECH AG (RTC.DE) stock?
REALTECH AG (RTC.DE) has a profitability rating of 2 / 10.
What are the PE and PB ratios of REALTECH AG (RTC.DE) stock?
The Price/Earnings (PE) ratio for REALTECH AG (RTC.DE) is 46.25 and the Price/Book (PB) ratio is 0.76.
What is the financial health of REALTECH AG (RTC.DE) stock?
The financial health rating of REALTECH AG (RTC.DE) is 8 / 10.