UPM-KYMMENE OYJ (RPL.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:RPL • FI0009005987
23.41 EUR
-0.78 (-3.22%)
Last: Jan 30, 2026, 07:00 PM
We assign a fundamental rating of 4 out of 10 to RPL. RPL was compared to 11 industry peers in the Paper & Forest Products industry. While RPL seems to be doing ok healthwise, there are quite some concerns on its profitability. RPL is not valued too expensively and it also shows a decent growth rate. Finally RPL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- RPL had positive earnings in the past year.
- RPL had a positive operating cash flow in the past year.
- In the past 5 years RPL has always been profitable.
- In the past 5 years RPL always reported a positive cash flow from operatings.
1.2 Ratios
- RPL has a worse Return On Assets (0.69%) than 63.64% of its industry peers.
- RPL has a Return On Equity of 1.23%. This is in the lower half of the industry: RPL underperforms 63.64% of its industry peers.
- RPL has a Return On Invested Capital of 2.91%. This is comparable to the rest of the industry: RPL outperforms 45.45% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for RPL is in line with the industry average of 5.04%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.69% | ||
| ROE | 1.23% | ||
| ROIC | 2.91% |
ROA(3y)3.75%
ROA(5y)4.46%
ROE(3y)6.53%
ROE(5y)7.49%
ROIC(3y)5.31%
ROIC(5y)5.36%
1.3 Margins
- RPL has a Profit Margin of 1.24%. This is in the lower half of the industry: RPL underperforms 63.64% of its industry peers.
- In the last couple of years the Profit Margin of RPL has declined.
- The Operating Margin of RPL (6.35%) is better than 63.64% of its industry peers.
- In the last couple of years the Operating Margin of RPL has declined.
- RPL has a worse Gross Margin (10.79%) than 81.82% of its industry peers.
- RPL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.35% | ||
| PM (TTM) | 1.24% | ||
| GM | 10.79% |
OM growth 3Y-9.4%
OM growth 5Y-4.13%
PM growth 3Y-31.47%
PM growth 5Y-16.46%
GM growth 3Y1.22%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RPL is destroying value.
- Compared to 1 year ago, RPL has about the same amount of shares outstanding.
- Compared to 5 years ago, RPL has about the same amount of shares outstanding.
- Compared to 1 year ago, RPL has a worse debt to assets ratio.
2.2 Solvency
- RPL has an Altman-Z score of 2.34. This is not the best score and indicates that RPL is in the grey zone with still only limited risk for bankruptcy at the moment.
- RPL's Altman-Z score of 2.34 is fine compared to the rest of the industry. RPL outperforms 63.64% of its industry peers.
- RPL has a debt to FCF ratio of 2.68. This is a good value and a sign of high solvency as RPL would need 2.68 years to pay back of all of its debts.
- RPL has a better Debt to FCF ratio (2.68) than 100.00% of its industry peers.
- A Debt/Equity ratio of 0.36 indicates that RPL is not too dependend on debt financing.
- With a decent Debt to Equity ratio value of 0.36, RPL is doing good in the industry, outperforming 63.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 2.68 | ||
| Altman-Z | 2.34 |
ROIC/WACC0.43
WACC6.71%
2.3 Liquidity
- A Current Ratio of 1.62 indicates that RPL should not have too much problems paying its short term obligations.
- RPL's Current ratio of 1.62 is in line compared to the rest of the industry. RPL outperforms 54.55% of its industry peers.
- A Quick Ratio of 0.88 indicates that RPL may have some problems paying its short term obligations.
- RPL has a Quick ratio (0.88) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
- The earnings per share for RPL have decreased strongly by -13.75% in the last year.
- The Earnings Per Share has been decreasing by -3.30% on average over the past years.
- Looking at the last year, RPL shows a decrease in Revenue. The Revenue has decreased by -2.56% in the last year.
- Measured over the past years, RPL shows a small growth in Revenue. The Revenue has been growing by 0.20% on average per year.
EPS 1Y (TTM)-13.75%
EPS 3Y-7.76%
EPS 5Y-3.3%
EPS Q2Q%-56.82%
Revenue 1Y (TTM)-2.56%
Revenue growth 3Y1.75%
Revenue growth 5Y0.2%
Sales Q2Q%-8.85%
3.2 Future
- RPL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.62% yearly.
- The Revenue is expected to grow by 0.83% on average over the next years.
EPS Next Y-31.34%
EPS Next 2Y-5.08%
EPS Next 3Y9.09%
EPS Next 5Y9.62%
Revenue Next Year-5.5%
Revenue Next 2Y-1.47%
Revenue Next 3Y0.46%
Revenue Next 5Y0.83%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- RPL is valuated correctly with a Price/Earnings ratio of 16.96.
- Based on the Price/Earnings ratio, RPL is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 28.30. RPL is valued slightly cheaper when compared to this.
- The Price/Forward Earnings ratio is 14.85, which indicates a correct valuation of RPL.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of RPL is on the same level as its industry peers.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, RPL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.96 | ||
| Fwd PE | 14.85 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, RPL is valued a bit cheaper than the industry average as 63.64% of the companies are valued more expensively.
- 90.91% of the companies in the same industry are more expensive than RPL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 9.02 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-5.08%
EPS Next 3Y9.09%
5. Dividend
5.1 Amount
- RPL has a Yearly Dividend Yield of 6.14%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.99, RPL pays a better dividend. On top of this RPL pays more dividend than 81.82% of the companies listed in the same industry.
- RPL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.14% |
5.2 History
- The dividend of RPL has a limited annual growth rate of 2.94%.
Dividend Growth(5Y)2.94%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- RPL pays out 642.74% of its income as dividend. This is not a sustainable payout ratio.
- RPL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP642.74%
EPS Next 2Y-5.08%
EPS Next 3Y9.09%
UPM-KYMMENE OYJ / RPL.DE FAQ
Can you provide the ChartMill fundamental rating for UPM-KYMMENE OYJ?
ChartMill assigns a fundamental rating of 4 / 10 to RPL.DE.
Can you provide the valuation status for UPM-KYMMENE OYJ?
ChartMill assigns a valuation rating of 4 / 10 to UPM-KYMMENE OYJ (RPL.DE). This can be considered as Fairly Valued.
How profitable is UPM-KYMMENE OYJ (RPL.DE) stock?
UPM-KYMMENE OYJ (RPL.DE) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for RPL stock?
The Price/Earnings (PE) ratio for UPM-KYMMENE OYJ (RPL.DE) is 16.96 and the Price/Book (PB) ratio is 1.23.
Can you provide the expected EPS growth for RPL stock?
The Earnings per Share (EPS) of UPM-KYMMENE OYJ (RPL.DE) is expected to decline by -31.34% in the next year.