UPM-KYMMENE OYJ (RPL.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:RPL - FI0009005987 - Common Stock
24.07 EUR
+0.04 (+0.17%)
RPL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 12 industry peers in the Paper & Forest Products industry. RPL scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. RPL has a correct valuation and a medium growth rate. RPL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
RPL had positive earnings in the past year.
RPL had a positive operating cash flow in the past year.
In the past 5 years RPL has always been profitable.
Each year in the past 5 years RPL had a positive operating cash flow.
1.2 Ratios
RPL has a Return On Assets of 0.69%. This is in the lower half of the industry: RPL underperforms 66.67% of its industry peers.
RPL's Return On Equity of 1.23% is on the low side compared to the rest of the industry. RPL is outperformed by 66.67% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.91%, RPL is in line with its industry, outperforming 50.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for RPL is in line with the industry average of 5.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.69% | ||
| ROE | 1.23% | ||
| ROIC | 2.91% |
ROA(3y)3.75%
ROA(5y)4.46%
ROE(3y)6.53%
ROE(5y)7.49%
ROIC(3y)5.31%
ROIC(5y)5.36%
1.3 Margins
RPL has a worse Profit Margin (1.24%) than 66.67% of its industry peers.
In the last couple of years the Profit Margin of RPL has declined.
RPL has a better Operating Margin (6.35%) than 66.67% of its industry peers.
RPL's Operating Margin has declined in the last couple of years.
RPL has a worse Gross Margin (10.79%) than 83.33% of its industry peers.
In the last couple of years the Gross Margin of RPL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.35% | ||
| PM (TTM) | 1.24% | ||
| GM | 10.79% |
OM growth 3Y-9.4%
OM growth 5Y-4.13%
PM growth 3Y-31.47%
PM growth 5Y-16.46%
GM growth 3Y1.22%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RPL is destroying value.
Compared to 1 year ago, RPL has about the same amount of shares outstanding.
RPL has about the same amout of shares outstanding than it did 5 years ago.
RPL has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.34 indicates that RPL is not a great score, but indicates only limited risk for bankruptcy at the moment.
RPL's Altman-Z score of 2.34 is fine compared to the rest of the industry. RPL outperforms 75.00% of its industry peers.
RPL has a debt to FCF ratio of 2.68. This is a good value and a sign of high solvency as RPL would need 2.68 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.68, RPL belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
A Debt/Equity ratio of 0.36 indicates that RPL is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.36, RPL is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 2.68 | ||
| Altman-Z | 2.34 |
ROIC/WACC0.44
WACC6.62%
2.3 Liquidity
RPL has a Current Ratio of 1.62. This is a normal value and indicates that RPL is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of RPL (1.62) is better than 66.67% of its industry peers.
A Quick Ratio of 0.88 indicates that RPL may have some problems paying its short term obligations.
RPL has a Quick ratio of 0.88. This is comparable to the rest of the industry: RPL outperforms 58.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
The earnings per share for RPL have decreased strongly by -13.75% in the last year.
The Earnings Per Share has been decreasing by -3.30% on average over the past years.
The Revenue has decreased by -2.56% in the past year.
Measured over the past years, RPL shows a small growth in Revenue. The Revenue has been growing by 0.20% on average per year.
EPS 1Y (TTM)-13.75%
EPS 3Y-7.76%
EPS 5Y-3.3%
EPS Q2Q%-56.82%
Revenue 1Y (TTM)-2.56%
Revenue growth 3Y1.75%
Revenue growth 5Y0.2%
Sales Q2Q%-8.85%
3.2 Future
RPL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.94% yearly.
RPL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.13% yearly.
EPS Next Y-31.18%
EPS Next 2Y-2.92%
EPS Next 3Y10.38%
EPS Next 5Y9.94%
Revenue Next Year-5.25%
Revenue Next 2Y-1.17%
Revenue Next 3Y0.59%
Revenue Next 5Y1.13%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 17.44, the valuation of RPL can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of RPL is on the same level as its industry peers.
RPL is valuated rather cheaply when we compare the Price/Earnings ratio to 26.50, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 14.59, which indicates a correct valuation of RPL.
RPL's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.93. RPL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.44 | ||
| Fwd PE | 14.59 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, RPL is valued a bit cheaper than 66.67% of the companies in the same industry.
66.67% of the companies in the same industry are more expensive than RPL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.71 | ||
| EV/EBITDA | 9.08 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.92%
EPS Next 3Y10.38%
5. Dividend
5.1 Amount
RPL has a Yearly Dividend Yield of 6.21%, which is a nice return.
RPL's Dividend Yield is rather good when compared to the industry average which is at 3.23. RPL pays more dividend than 83.33% of the companies in the same industry.
RPL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.21% |
5.2 History
The dividend of RPL has a limited annual growth rate of 2.94%.
Dividend Growth(5Y)2.94%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
642.74% of the earnings are spent on dividend by RPL. This is not a sustainable payout ratio.
The dividend of RPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP642.74%
EPS Next 2Y-2.92%
EPS Next 3Y10.38%
FRA:RPL (12/23/2025, 7:00:00 PM)
24.07
+0.04 (+0.17%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryPaper & Forest Products
Earnings (Last)
Earnings (Next)
Inst Owners53.61%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap12.70B
Revenue(TTM)9.98B
Net Income(TTM)124.00M
Analysts73.04
Price Target27.45 (14.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.21% |
Yearly Dividend1.5
Dividend Growth(5Y)2.94%
DP642.74%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-21.75%
Min EPS beat(2)-32.61%
Max EPS beat(2)-10.89%
EPS beat(4)2
Avg EPS beat(4)-2.24%
Min EPS beat(4)-32.61%
Max EPS beat(4)23.11%
EPS beat(8)4
Avg EPS beat(8)-1.09%
EPS beat(12)6
Avg EPS beat(12)-7.01%
EPS beat(16)9
Avg EPS beat(16)2.54%
Revenue beat(2)0
Avg Revenue beat(2)-5.53%
Min Revenue beat(2)-5.59%
Max Revenue beat(2)-5.47%
Revenue beat(4)2
Avg Revenue beat(4)-2.41%
Min Revenue beat(4)-5.59%
Max Revenue beat(4)0.99%
Revenue beat(8)2
Avg Revenue beat(8)-3.02%
Revenue beat(12)2
Avg Revenue beat(12)-4.37%
Revenue beat(16)5
Avg Revenue beat(16)-2.88%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.44 | ||
| Fwd PE | 14.59 | ||
| P/S | 1.27 | ||
| P/FCF | 8.71 | ||
| P/OCF | 6.64 | ||
| P/B | 1.26 | ||
| P/tB | 1.38 | ||
| EV/EBITDA | 9.08 |
EPS(TTM)1.38
EY5.73%
EPS(NY)1.65
Fwd EY6.85%
FCF(TTM)2.76
FCFY11.48%
OCF(TTM)3.62
OCFY15.06%
SpS18.9
BVpS19.06
TBVpS17.49
PEG (NY)N/A
PEG (5Y)N/A
Graham Number24.33
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.69% | ||
| ROE | 1.23% | ||
| ROCE | 4.13% | ||
| ROIC | 2.91% | ||
| ROICexc | 3.04% | ||
| ROICexgc | 3.22% | ||
| OM | 6.35% | ||
| PM (TTM) | 1.24% | ||
| GM | 10.79% | ||
| FCFM | 14.62% |
ROA(3y)3.75%
ROA(5y)4.46%
ROE(3y)6.53%
ROE(5y)7.49%
ROIC(3y)5.31%
ROIC(5y)5.36%
ROICexc(3y)5.76%
ROICexc(5y)5.91%
ROICexgc(3y)6.08%
ROICexgc(5y)6.22%
ROCE(3y)7.54%
ROCE(5y)7.61%
ROICexgc growth 3Y-12.1%
ROICexgc growth 5Y-10.1%
ROICexc growth 3Y-12.21%
ROICexc growth 5Y-10.07%
OM growth 3Y-9.4%
OM growth 5Y-4.13%
PM growth 3Y-31.47%
PM growth 5Y-16.46%
GM growth 3Y1.22%
GM growth 5Y-0.43%
F-Score4
Asset Turnover0.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 2.68 | ||
| Debt/EBITDA | 2.08 | ||
| Cap/Depr | 40.7% | ||
| Cap/Sales | 4.56% | ||
| Interest Coverage | 4.65 | ||
| Cash Conversion | 109.25% | ||
| Profit Quality | 1175.81% | ||
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 2.34 |
F-Score4
WACC6.62%
ROIC/WACC0.44
Cap/Depr(3y)166.3%
Cap/Depr(5y)191.2%
Cap/Sales(3y)9.56%
Cap/Sales(5y)10.88%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.75%
EPS 3Y-7.76%
EPS 5Y-3.3%
EPS Q2Q%-56.82%
EPS Next Y-31.18%
EPS Next 2Y-2.92%
EPS Next 3Y10.38%
EPS Next 5Y9.94%
Revenue 1Y (TTM)-2.56%
Revenue growth 3Y1.75%
Revenue growth 5Y0.2%
Sales Q2Q%-8.85%
Revenue Next Year-5.25%
Revenue Next 2Y-1.17%
Revenue Next 3Y0.59%
Revenue Next 5Y1.13%
EBIT growth 1Y-46.85%
EBIT growth 3Y-7.81%
EBIT growth 5Y-3.94%
EBIT Next Year19.55%
EBIT Next 3Y22.14%
EBIT Next 5Y16.45%
FCF growth 1Y-29.94%
FCF growth 3YN/A
FCF growth 5Y-11.25%
OCF growth 1Y-43.57%
OCF growth 3Y3.63%
OCF growth 5Y-5.51%
UPM-KYMMENE OYJ / RPL.DE FAQ
Can you provide the ChartMill fundamental rating for UPM-KYMMENE OYJ?
ChartMill assigns a fundamental rating of 4 / 10 to RPL.DE.
What is the valuation status for RPL stock?
ChartMill assigns a valuation rating of 4 / 10 to UPM-KYMMENE OYJ (RPL.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for UPM-KYMMENE OYJ?
UPM-KYMMENE OYJ (RPL.DE) has a profitability rating of 3 / 10.
What is the expected EPS growth for UPM-KYMMENE OYJ (RPL.DE) stock?
The Earnings per Share (EPS) of UPM-KYMMENE OYJ (RPL.DE) is expected to decline by -31.18% in the next year.
How sustainable is the dividend of UPM-KYMMENE OYJ (RPL.DE) stock?
The dividend rating of UPM-KYMMENE OYJ (RPL.DE) is 7 / 10 and the dividend payout ratio is 642.74%.