Logo image of RPI-UN.CA

RICHARDS PACKAGING INCOME FD (RPI-UN.CA) Stock Price, Quote, News and Overview

TSX:RPI-UN - Toronto Stock Exchange - CA7631021002 - Currency: CAD

30.49  +0.53 (+1.77%)

Fundamental Rating

6

Overall RPI-UN gets a fundamental rating of 6 out of 10. We evaluated RPI-UN against 9 industry peers in the Containers & Packaging industry. Both the health and profitability get an excellent rating, making RPI-UN a very profitable company, without any liquidiy or solvency issues. RPI-UN has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

RPI-UN had positive earnings in the past year.
In the past year RPI-UN had a positive cash flow from operations.
Each year in the past 5 years RPI-UN has been profitable.
RPI-UN had a positive operating cash flow in each of the past 5 years.
RPI-UN.CA Yearly Net Income VS EBIT VS OCF VS FCFRPI-UN.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M

1.2 Ratios

The Return On Assets of RPI-UN (11.68%) is better than 100.00% of its industry peers.
RPI-UN has a better Return On Equity (19.27%) than 100.00% of its industry peers.
RPI-UN has a better Return On Invested Capital (16.62%) than 100.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for RPI-UN is above the industry average of 8.97%.
The 3 year average ROIC (13.87%) for RPI-UN is below the current ROIC(16.62%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 11.68%
ROE 19.27%
ROIC 16.62%
ROA(3y)8.57%
ROA(5y)9.73%
ROE(3y)17.05%
ROE(5y)19.89%
ROIC(3y)13.87%
ROIC(5y)17.78%
RPI-UN.CA Yearly ROA, ROE, ROICRPI-UN.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 10 20 30

1.3 Margins

RPI-UN has a better Profit Margin (9.08%) than 66.67% of its industry peers.
In the last couple of years the Profit Margin of RPI-UN has grown nicely.
The Operating Margin of RPI-UN (12.89%) is better than 66.67% of its industry peers.
In the last couple of years the Operating Margin of RPI-UN has remained more or less at the same level.
Looking at the Gross Margin, with a value of 18.71%, RPI-UN is in line with its industry, outperforming 55.56% of the companies in the same industry.
RPI-UN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 12.89%
PM (TTM) 9.08%
GM 18.71%
OM growth 3Y-11.77%
OM growth 5Y-0.6%
PM growth 3Y-3.75%
PM growth 5Y3.8%
GM growth 3Y-7.32%
GM growth 5Y1.04%
RPI-UN.CA Yearly Profit, Operating, Gross MarginsRPI-UN.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 5 10 15 20

8

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), RPI-UN is creating value.
The number of shares outstanding for RPI-UN remains at a similar level compared to 1 year ago.
RPI-UN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, RPI-UN has an improved debt to assets ratio.
RPI-UN.CA Yearly Shares OutstandingRPI-UN.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M 10M
RPI-UN.CA Yearly Total Debt VS Total AssetsRPI-UN.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M

2.2 Solvency

An Altman-Z score of 4.36 indicates that RPI-UN is not in any danger for bankruptcy at the moment.
RPI-UN's Altman-Z score of 4.36 is fine compared to the rest of the industry. RPI-UN outperforms 66.67% of its industry peers.
The Debt to FCF ratio of RPI-UN is 0.66, which is an excellent value as it means it would take RPI-UN, only 0.66 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 0.66, RPI-UN belongs to the best of the industry, outperforming 88.89% of the companies in the same industry.
A Debt/Equity ratio of 0.19 indicates that RPI-UN is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.19, RPI-UN is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.66
Altman-Z 4.36
ROIC/WACC2.41
WACC6.89%
RPI-UN.CA Yearly LT Debt VS Equity VS FCFRPI-UN.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M

2.3 Liquidity

RPI-UN has a Current Ratio of 1.63. This is a normal value and indicates that RPI-UN is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of RPI-UN (1.63) is comparable to the rest of the industry.
RPI-UN has a Quick Ratio of 1.63. This is a bad value and indicates that RPI-UN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.75, RPI-UN is doing worse than 77.78% of the companies in the same industry.
RPI-UN does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.63
Quick Ratio 0.75
RPI-UN.CA Yearly Current Assets VS Current LiabilitesRPI-UN.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M

2

3. Growth

3.1 Past

RPI-UN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.59%.
RPI-UN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.58% yearly.
Looking at the last year, RPI-UN shows a decrease in Revenue. The Revenue has decreased by -3.15% in the last year.
The Revenue has been growing slightly by 6.01% on average over the past years.
EPS 1Y (TTM)5.59%
EPS 3Y-8.66%
EPS 5Y10.58%
EPS Q2Q%-10%
Revenue 1Y (TTM)-3.15%
Revenue growth 3Y-4.51%
Revenue growth 5Y6.01%
Sales Q2Q%-3.65%

3.2 Future

Based on estimates for the next years, RPI-UN will show a small growth in Earnings Per Share. The EPS will grow by 0.80% on average per year.
Based on estimates for the next years, RPI-UN will show a decrease in Revenue. The Revenue will decrease by -1.13% on average per year.
EPS Next Y-0.23%
EPS Next 2Y0.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.83%
Revenue Next 2Y-1.13%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
RPI-UN.CA Yearly Revenue VS EstimatesRPI-UN.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
RPI-UN.CA Yearly EPS VS EstimatesRPI-UN.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

6

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 9.50, which indicates a very decent valuation of RPI-UN.
Compared to the rest of the industry, the Price/Earnings ratio of RPI-UN indicates a somewhat cheap valuation: RPI-UN is cheaper than 77.78% of the companies listed in the same industry.
RPI-UN is valuated cheaply when we compare the Price/Earnings ratio to 28.12, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 9.15, the valuation of RPI-UN can be described as very reasonable.
66.67% of the companies in the same industry are more expensive than RPI-UN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 94.77, RPI-UN is valued rather cheaply.
Industry RankSector Rank
PE 9.5
Fwd PE 9.15
RPI-UN.CA Price Earnings VS Forward Price EarningsRPI-UN.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, RPI-UN is valued a bit cheaper than 77.78% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, RPI-UN is valued a bit cheaper than the industry average as 77.78% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 6.15
EV/EBITDA 5.55
RPI-UN.CA Per share dataRPI-UN.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

The excellent profitability rating of RPI-UN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y0.8%
EPS Next 3YN/A

5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.51%, RPI-UN has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.94, RPI-UN pays a bit more dividend than its industry peers.
RPI-UN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.29.
Industry RankSector Rank
Dividend Yield 3.51%

5.2 History

The dividend of RPI-UN has a limited annual growth rate of 5.03%.
RPI-UN has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)5.03%
Div Incr Years0
Div Non Decr Years0
RPI-UN.CA Yearly Dividends per shareRPI-UN.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

51.30% of the earnings are spent on dividend by RPI-UN. This is a bit on the high side, but may be sustainable.
The dividend of RPI-UN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.3%
EPS Next 2Y0.8%
EPS Next 3YN/A
RPI-UN.CA Yearly Income VS Free CF VS DividendRPI-UN.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M
RPI-UN.CA Dividend Payout.RPI-UN.CA Dividend Payout, showing the Payout Ratio.RPI-UN.CA Dividend Payout.PayoutRetained Earnings

RICHARDS PACKAGING INCOME FD

TSX:RPI-UN (2/7/2025, 7:00:00 PM)

30.49

+0.53 (+1.77%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)10-31 2024-10-31/amc
Earnings (Next)N/A N/A
Inst Owners33.27%
Inst Owner ChangeN/A
Ins Owners20.32%
Ins Owner ChangeN/A
Market Cap334.17M
Analysts80
Price Target40.8 (33.81%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.51%
Yearly Dividend1.7
Dividend Growth(5Y)5.03%
DP51.3%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-31 2025-01-31 (0.11)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-8.51%
Min EPS beat(2)-21.04%
Max EPS beat(2)4.02%
EPS beat(4)2
Avg EPS beat(4)3.98%
Min EPS beat(4)-21.04%
Max EPS beat(4)40.03%
EPS beat(8)4
Avg EPS beat(8)2.92%
EPS beat(12)5
Avg EPS beat(12)-3.93%
EPS beat(16)8
Avg EPS beat(16)6.37%
Revenue beat(2)1
Avg Revenue beat(2)0.53%
Min Revenue beat(2)-4.34%
Max Revenue beat(2)5.4%
Revenue beat(4)2
Avg Revenue beat(4)0.59%
Min Revenue beat(4)-6.28%
Max Revenue beat(4)7.56%
Revenue beat(8)4
Avg Revenue beat(8)-0.28%
Revenue beat(12)8
Avg Revenue beat(12)1.73%
Revenue beat(16)12
Avg Revenue beat(16)2.82%
PT rev (1m)0%
PT rev (3m)-4.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.41%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.93%
Valuation
Industry RankSector Rank
PE 9.5
Fwd PE 9.15
P/S 0.81
P/FCF 6.15
P/OCF 5.99
P/B 1.72
P/tB 6.52
EV/EBITDA 5.55
EPS(TTM)3.21
EY10.53%
EPS(NY)3.33
Fwd EY10.93%
FCF(TTM)4.96
FCFY16.25%
OCF(TTM)5.09
OCFY16.7%
SpS37.57
BVpS17.71
TBVpS4.67
PEG (NY)N/A
PEG (5Y)0.9
Profitability
Industry RankSector Rank
ROA 11.68%
ROE 19.27%
ROCE 22.44%
ROIC 16.62%
ROICexc 16.7%
ROICexgc 42.48%
OM 12.89%
PM (TTM) 9.08%
GM 18.71%
FCFM 13.19%
ROA(3y)8.57%
ROA(5y)9.73%
ROE(3y)17.05%
ROE(5y)19.89%
ROIC(3y)13.87%
ROIC(5y)17.78%
ROICexc(3y)14.31%
ROICexc(5y)18.41%
ROICexgc(3y)38.69%
ROICexgc(5y)47.91%
ROCE(3y)18.73%
ROCE(5y)24%
ROICexcg growth 3Y-16.25%
ROICexcg growth 5Y-12.43%
ROICexc growth 3Y-15.48%
ROICexc growth 5Y-4.85%
OM growth 3Y-11.77%
OM growth 5Y-0.6%
PM growth 3Y-3.75%
PM growth 5Y3.8%
GM growth 3Y-7.32%
GM growth 5Y1.04%
F-Score6
Asset Turnover1.29
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.66
Debt/EBITDA 0.55
Cap/Depr 12.08%
Cap/Sales 0.36%
Interest Coverage -44.36
Cash Conversion 85.25%
Profit Quality 145.23%
Current Ratio 1.63
Quick Ratio 0.75
Altman-Z 4.36
F-Score6
WACC6.89%
ROIC/WACC2.41
Cap/Depr(3y)11.4%
Cap/Depr(5y)14.79%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.4%
Profit Quality(3y)988.78%
Profit Quality(5y)657.1%
High Growth Momentum
Growth
EPS 1Y (TTM)5.59%
EPS 3Y-8.66%
EPS 5Y10.58%
EPS Q2Q%-10%
EPS Next Y-0.23%
EPS Next 2Y0.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.15%
Revenue growth 3Y-4.51%
Revenue growth 5Y6.01%
Sales Q2Q%-3.65%
Revenue Next Year-3.83%
Revenue Next 2Y-1.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-3.19%
EBIT growth 3Y-15.75%
EBIT growth 5Y5.38%
EBIT Next Year-0.89%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y15.41%
FCF growth 3Y4.46%
FCF growth 5Y29.09%
OCF growth 1Y17.14%
OCF growth 3Y3.82%
OCF growth 5Y27.32%