RICHARDS PACKAGING INCOME FD (RPI-UN.CA) Stock Overview
Canada - TSX:RPI-UN - CA7631021002
33.72 CAD
-0.03 (-0.09%)
We assign a fundamental rating of 6 out of 10 to RPI-UN. RPI-UN was compared to 8 industry peers in the Containers & Packaging industry. While RPI-UN belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. RPI-UN is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
RPI-UN had positive earnings in the past year.
RPI-UN had a positive operating cash flow in the past year.
Each year in the past 5 years RPI-UN has been profitable.
Each year in the past 5 years RPI-UN had a positive operating cash flow.
1.2 Ratios
RPI-UN has a better Return On Assets (5.78%) than 75.00% of its industry peers.
The Return On Equity of RPI-UN (11.97%) is better than 87.50% of its industry peers.
Looking at the Return On Invested Capital, with a value of 9.36%, RPI-UN belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for RPI-UN is significantly above the industry average of 7.91%.
The 3 year average ROIC (16.08%) for RPI-UN is well above the current ROIC(9.36%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.78% | ||
| ROE | 11.97% | ||
| ROIC | 9.36% |
ROA(3y)11.98%
ROA(5y)10.15%
ROE(3y)22.38%
ROE(5y)19.98%
ROIC(3y)16.08%
ROIC(5y)16.76%
1.3 Margins
RPI-UN's Profit Margin of 5.85% is in line compared to the rest of the industry. RPI-UN outperforms 50.00% of its industry peers.
In the last couple of years the Profit Margin of RPI-UN has grown nicely.
RPI-UN has a Operating Margin of 10.05%. This is in the better half of the industry: RPI-UN outperforms 75.00% of its industry peers.
RPI-UN's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 18.68%, RPI-UN is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
RPI-UN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.05% | ||
| PM (TTM) | 5.85% | ||
| GM | 18.68% |
OM growth 3Y42.95%
OM growth 5Y-1.14%
PM growth 3Y167.72%
PM growth 5Y6.24%
GM growth 3Y-0.6%
GM growth 5Y2.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so RPI-UN is creating value.
The number of shares outstanding for RPI-UN remains at a similar level compared to 1 year ago.
The number of shares outstanding for RPI-UN has been reduced compared to 5 years ago.
The debt/assets ratio for RPI-UN has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.16 indicates that RPI-UN is not in any danger for bankruptcy at the moment.
RPI-UN has a better Altman-Z score (3.16) than 62.50% of its industry peers.
RPI-UN has a debt to FCF ratio of 3.12. This is a good value and a sign of high solvency as RPI-UN would need 3.12 years to pay back of all of its debts.
The Debt to FCF ratio of RPI-UN (3.12) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.50 indicates that RPI-UN is somewhat dependend on debt financing.
The Debt to Equity ratio of RPI-UN (0.50) is worse than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 3.12 | ||
| Altman-Z | 3.16 |
ROIC/WACC1.19
WACC7.85%
2.3 Liquidity
A Current Ratio of 1.74 indicates that RPI-UN should not have too much problems paying its short term obligations.
RPI-UN has a Current ratio of 1.74. This is comparable to the rest of the industry: RPI-UN outperforms 50.00% of its industry peers.
RPI-UN has a Quick Ratio of 1.74. This is a bad value and indicates that RPI-UN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.68, RPI-UN is doing worse than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.74 | ||
| Quick Ratio | 0.68 |
3. Growth
3.1 Past
RPI-UN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.51%.
The Earnings Per Share has been growing by 11.04% on average over the past years. This is quite good.
The Revenue has decreased by -0.53% in the past year.
The Revenue has been growing slightly by 4.07% on average over the past years.
EPS 1Y (TTM)-19.51%
EPS 3Y-2.71%
EPS 5Y11.04%
EPS Q2Q%-39.76%
Revenue 1Y (TTM)-0.53%
Revenue growth 3Y-3.33%
Revenue growth 5Y4.07%
Sales Q2Q%2.51%
3.2 Future
The Earnings Per Share is expected to grow by 6.61% on average over the next years.
The Revenue is expected to grow by 8.68% on average over the next years. This is quite good.
EPS Next Y-19.33%
EPS Next 2Y6.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.69%
Revenue Next 2Y8.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.77 indicates a correct valuation of RPI-UN.
Based on the Price/Earnings ratio, RPI-UN is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.06. RPI-UN is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.79, the valuation of RPI-UN can be described as very reasonable.
The rest of the industry has a similar Price/Forward Earnings ratio as RPI-UN.
The average S&P500 Price/Forward Earnings ratio is at 22.64. RPI-UN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.77 | ||
| Fwd PE | 9.79 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, RPI-UN is valued a bit more expensive than 62.50% of the companies in the same industry.
RPI-UN's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.33 | ||
| EV/EBITDA | 8.12 |
4.3 Compensation for Growth
RPI-UN has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.16
EPS Next 2Y6.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.51%, RPI-UN has a reasonable but not impressive dividend return.
RPI-UN's Dividend Yield is a higher than the industry average which is at 3.26.
RPI-UN's Dividend Yield is a higher than the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.51% |
5.2 History
The dividend of RPI-UN has a limited annual growth rate of 4.82%.
RPI-UN has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.82%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
RPI-UN pays out 62.39% of its income as dividend. This is not a sustainable payout ratio.
RPI-UN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.39%
EPS Next 2Y6.61%
EPS Next 3YN/A
TSX:RPI-UN (9/25/2025, 7:00:00 PM)
33.72
-0.03 (-0.09%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)
Earnings (Next)
Inst Owners26.3%
Inst Owner ChangeN/A
Ins Owners20.27%
Ins Owner ChangeN/A
Market Cap369.57M
Analysts80
Price Target38.76 (14.95%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.51% |
Yearly Dividend1.68
Dividend Growth(5Y)4.82%
DP62.39%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.88%
Min EPS beat(2)-17.49%
Max EPS beat(2)-12.27%
EPS beat(4)1
Avg EPS beat(4)-12%
Min EPS beat(4)-21.04%
Max EPS beat(4)2.82%
EPS beat(8)4
Avg EPS beat(8)-0.55%
EPS beat(12)5
Avg EPS beat(12)-0.9%
EPS beat(16)6
Avg EPS beat(16)-5.86%
Revenue beat(2)1
Avg Revenue beat(2)2.13%
Min Revenue beat(2)-3.67%
Max Revenue beat(2)7.94%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-4.34%
Max Revenue beat(4)7.94%
Revenue beat(8)5
Avg Revenue beat(8)1.56%
Revenue beat(12)7
Avg Revenue beat(12)1.09%
Revenue beat(16)11
Avg Revenue beat(16)1.93%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-30.06%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.77 | ||
| Fwd PE | 9.79 | ||
| P/S | 0.89 | ||
| P/FCF | 11.33 | ||
| P/OCF | 10.8 | ||
| P/B | 1.83 | ||
| P/tB | 48.39 | ||
| EV/EBITDA | 8.12 |
EPS(TTM)2.64
EY7.83%
EPS(NY)3.44
Fwd EY10.21%
FCF(TTM)2.98
FCFY8.82%
OCF(TTM)3.12
OCFY9.26%
SpS37.71
BVpS18.41
TBVpS0.7
PEG (NY)N/A
PEG (5Y)1.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.78% | ||
| ROE | 11.97% | ||
| ROCE | 13.04% | ||
| ROIC | 9.36% | ||
| ROICexc | 9.43% | ||
| ROICexgc | 24.47% | ||
| OM | 10.05% | ||
| PM (TTM) | 5.85% | ||
| GM | 18.68% | ||
| FCFM | 7.89% |
ROA(3y)11.98%
ROA(5y)10.15%
ROE(3y)22.38%
ROE(5y)19.98%
ROIC(3y)16.08%
ROIC(5y)16.76%
ROICexc(3y)16.53%
ROICexc(5y)17.29%
ROICexgc(3y)40.88%
ROICexgc(5y)46.27%
ROCE(3y)22.4%
ROCE(5y)23.36%
ROICexcg growth 3Y10.38%
ROICexcg growth 5Y-0.37%
ROICexc growth 3Y27.64%
ROICexc growth 5Y-3.21%
OM growth 3Y42.95%
OM growth 5Y-1.14%
PM growth 3Y167.72%
PM growth 5Y6.24%
GM growth 3Y-0.6%
GM growth 5Y2.25%
F-Score4
Asset Turnover0.99
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 3.12 | ||
| Debt/EBITDA | 1.76 | ||
| Cap/Depr | 9.92% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 41.5 | ||
| Cash Conversion | 59.25% | ||
| Profit Quality | 134.98% | ||
| Current Ratio | 1.74 | ||
| Quick Ratio | 0.68 | ||
| Altman-Z | 3.16 |
F-Score4
WACC7.85%
ROIC/WACC1.19
Cap/Depr(3y)9.41%
Cap/Depr(5y)12.9%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.35%
Profit Quality(3y)147.82%
Profit Quality(5y)649.83%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.51%
EPS 3Y-2.71%
EPS 5Y11.04%
EPS Q2Q%-39.76%
EPS Next Y-19.33%
EPS Next 2Y6.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.53%
Revenue growth 3Y-3.33%
Revenue growth 5Y4.07%
Sales Q2Q%2.51%
Revenue Next Year9.69%
Revenue Next 2Y8.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-23.76%
EBIT growth 3Y38.19%
EBIT growth 5Y2.88%
EBIT Next Year3.16%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-50.37%
FCF growth 3Y-3.11%
FCF growth 5Y5.56%
OCF growth 1Y-48.9%
OCF growth 3Y-3.43%
OCF growth 5Y5.08%