RICHARDS PACKAGING INCOME FD (RPI-UN.CA) Stock Overview
Canada - TSX:RPI-UN - CA7631021002
32.3 CAD
-0.21 (-0.65%)
RPI-UN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 9 industry peers in the Containers & Packaging industry. RPI-UN has an excellent profitability rating, but there are some minor concerns on its financial health. RPI-UN has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year RPI-UN was profitable.
In the past year RPI-UN had a positive cash flow from operations.
Each year in the past 5 years RPI-UN has been profitable.
In the past 5 years RPI-UN always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.78%, RPI-UN is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
Looking at the Return On Equity, with a value of 11.97%, RPI-UN is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
With a decent Return On Invested Capital value of 9.36%, RPI-UN is doing good in the industry, outperforming 77.78% of the companies in the same industry.
RPI-UN had an Average Return On Invested Capital over the past 3 years of 16.08%. This is significantly above the industry average of 8.13%.
The 3 year average ROIC (16.08%) for RPI-UN is well above the current ROIC(9.36%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.78% | ||
| ROE | 11.97% | ||
| ROIC | 9.36% |
ROA(3y)11.98%
ROA(5y)10.15%
ROE(3y)22.38%
ROE(5y)19.98%
ROIC(3y)16.08%
ROIC(5y)16.76%
1.3 Margins
The Profit Margin of RPI-UN (5.85%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of RPI-UN has grown nicely.
With a decent Operating Margin value of 10.05%, RPI-UN is doing good in the industry, outperforming 66.67% of the companies in the same industry.
RPI-UN's Operating Margin has been stable in the last couple of years.
The Gross Margin of RPI-UN (18.68%) is worse than 66.67% of its industry peers.
RPI-UN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.05% | ||
| PM (TTM) | 5.85% | ||
| GM | 18.68% |
OM growth 3Y42.95%
OM growth 5Y-1.14%
PM growth 3Y167.72%
PM growth 5Y6.24%
GM growth 3Y-0.6%
GM growth 5Y2.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so RPI-UN is creating value.
Compared to 1 year ago, RPI-UN has about the same amount of shares outstanding.
RPI-UN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for RPI-UN has been reduced compared to a year ago.
2.2 Solvency
RPI-UN has an Altman-Z score of 3.12. This indicates that RPI-UN is financially healthy and has little risk of bankruptcy at the moment.
RPI-UN has a Altman-Z score (3.12) which is in line with its industry peers.
RPI-UN has a debt to FCF ratio of 3.12. This is a good value and a sign of high solvency as RPI-UN would need 3.12 years to pay back of all of its debts.
RPI-UN's Debt to FCF ratio of 3.12 is in line compared to the rest of the industry. RPI-UN outperforms 55.56% of its industry peers.
RPI-UN has a Debt/Equity ratio of 0.50. This is a neutral value indicating RPI-UN is somewhat dependend on debt financing.
The Debt to Equity ratio of RPI-UN (0.50) is worse than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 3.12 | ||
| Altman-Z | 3.12 |
ROIC/WACC1.25
WACC7.48%
2.3 Liquidity
A Current Ratio of 1.74 indicates that RPI-UN should not have too much problems paying its short term obligations.
RPI-UN's Current ratio of 1.74 is in line compared to the rest of the industry. RPI-UN outperforms 44.44% of its industry peers.
A Quick Ratio of 0.68 indicates that RPI-UN may have some problems paying its short term obligations.
With a Quick ratio value of 0.68, RPI-UN is not doing good in the industry: 77.78% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.74 | ||
| Quick Ratio | 0.68 |
3. Growth
3.1 Past
RPI-UN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.51%.
RPI-UN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.04% yearly.
RPI-UN shows a decrease in Revenue. In the last year, the revenue decreased by -0.53%.
Measured over the past years, RPI-UN shows a small growth in Revenue. The Revenue has been growing by 4.07% on average per year.
EPS 1Y (TTM)-19.51%
EPS 3Y-2.71%
EPS 5Y11.04%
EPS Q2Q%-39.76%
Revenue 1Y (TTM)-0.53%
Revenue growth 3Y-3.33%
Revenue growth 5Y4.07%
Sales Q2Q%2.51%
3.2 Future
Based on estimates for the next years, RPI-UN will show a small growth in Earnings Per Share. The EPS will grow by 6.61% on average per year.
RPI-UN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.86% yearly.
EPS Next Y-19.33%
EPS Next 2Y6.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year30.48%
Revenue Next 2Y17.84%
Revenue Next 3Y17.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
RPI-UN is valuated correctly with a Price/Earnings ratio of 12.23.
Compared to the rest of the industry, the Price/Earnings ratio of RPI-UN indicates a somewhat cheap valuation: RPI-UN is cheaper than 77.78% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.77. RPI-UN is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.38, the valuation of RPI-UN can be described as very reasonable.
RPI-UN's Price/Forward Earnings is on the same level as the industry average.
RPI-UN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.23 | ||
| Fwd PE | 9.38 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as RPI-UN.
RPI-UN's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.86 | ||
| EV/EBITDA | 7.85 |
4.3 Compensation for Growth
The decent profitability rating of RPI-UN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.11
EPS Next 2Y6.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
RPI-UN has a Yearly Dividend Yield of 3.51%.
RPI-UN's Dividend Yield is a higher than the industry average which is at 3.13.
Compared to an average S&P500 Dividend Yield of 2.36, RPI-UN pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.51% |
5.2 History
The dividend of RPI-UN has a limited annual growth rate of 4.82%.
RPI-UN has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.82%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
RPI-UN pays out 62.39% of its income as dividend. This is not a sustainable payout ratio.
RPI-UN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.39%
EPS Next 2Y6.61%
EPS Next 3YN/A
TSX:RPI-UN (10/21/2025, 7:00:00 PM)
32.3
-0.21 (-0.65%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)
Earnings (Next)
Inst Owners27.95%
Inst Owner ChangeN/A
Ins Owners20.27%
Ins Owner ChangeN/A
Market Cap354.01M
Revenue(TTM)413.30M
Net Income(TTM)24.16M
Analysts80
Price Target38.76 (20%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.51% |
Yearly Dividend1.68
Dividend Growth(5Y)4.82%
DP62.39%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.88%
Min EPS beat(2)-17.49%
Max EPS beat(2)-12.27%
EPS beat(4)1
Avg EPS beat(4)-12%
Min EPS beat(4)-21.04%
Max EPS beat(4)2.82%
EPS beat(8)4
Avg EPS beat(8)-0.55%
EPS beat(12)5
Avg EPS beat(12)-0.9%
EPS beat(16)6
Avg EPS beat(16)-5.86%
Revenue beat(2)1
Avg Revenue beat(2)2.13%
Min Revenue beat(2)-3.67%
Max Revenue beat(2)7.94%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-4.34%
Max Revenue beat(4)7.94%
Revenue beat(8)5
Avg Revenue beat(8)1.56%
Revenue beat(12)7
Avg Revenue beat(12)1.09%
Revenue beat(16)11
Avg Revenue beat(16)1.93%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)21.44%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-30.06%
Revenue NQ rev (1m)18.19%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)18.95%
Revenue NY rev (3m)26.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.23 | ||
| Fwd PE | 9.38 | ||
| P/S | 0.86 | ||
| P/FCF | 10.86 | ||
| P/OCF | 10.35 | ||
| P/B | 1.75 | ||
| P/tB | 46.35 | ||
| EV/EBITDA | 7.85 |
EPS(TTM)2.64
EY8.17%
EPS(NY)3.44
Fwd EY10.66%
FCF(TTM)2.98
FCFY9.21%
OCF(TTM)3.12
OCFY9.67%
SpS37.71
BVpS18.41
TBVpS0.7
PEG (NY)N/A
PEG (5Y)1.11
Graham Number33.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.78% | ||
| ROE | 11.97% | ||
| ROCE | 13.04% | ||
| ROIC | 9.36% | ||
| ROICexc | 9.43% | ||
| ROICexgc | 24.47% | ||
| OM | 10.05% | ||
| PM (TTM) | 5.85% | ||
| GM | 18.68% | ||
| FCFM | 7.89% |
ROA(3y)11.98%
ROA(5y)10.15%
ROE(3y)22.38%
ROE(5y)19.98%
ROIC(3y)16.08%
ROIC(5y)16.76%
ROICexc(3y)16.53%
ROICexc(5y)17.29%
ROICexgc(3y)40.88%
ROICexgc(5y)46.27%
ROCE(3y)22.4%
ROCE(5y)23.36%
ROICexgc growth 3Y10.38%
ROICexgc growth 5Y-0.37%
ROICexc growth 3Y27.64%
ROICexc growth 5Y-3.21%
OM growth 3Y42.95%
OM growth 5Y-1.14%
PM growth 3Y167.72%
PM growth 5Y6.24%
GM growth 3Y-0.6%
GM growth 5Y2.25%
F-Score4
Asset Turnover0.99
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 3.12 | ||
| Debt/EBITDA | 1.76 | ||
| Cap/Depr | 9.92% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 41.5 | ||
| Cash Conversion | 59.25% | ||
| Profit Quality | 134.98% | ||
| Current Ratio | 1.74 | ||
| Quick Ratio | 0.68 | ||
| Altman-Z | 3.12 |
F-Score4
WACC7.48%
ROIC/WACC1.25
Cap/Depr(3y)9.41%
Cap/Depr(5y)12.9%
Cap/Sales(3y)0.27%
Cap/Sales(5y)0.35%
Profit Quality(3y)147.82%
Profit Quality(5y)649.83%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.51%
EPS 3Y-2.71%
EPS 5Y11.04%
EPS Q2Q%-39.76%
EPS Next Y-19.33%
EPS Next 2Y6.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.53%
Revenue growth 3Y-3.33%
Revenue growth 5Y4.07%
Sales Q2Q%2.51%
Revenue Next Year30.48%
Revenue Next 2Y17.84%
Revenue Next 3Y17.86%
Revenue Next 5YN/A
EBIT growth 1Y-23.76%
EBIT growth 3Y38.19%
EBIT growth 5Y2.88%
EBIT Next Year9.53%
EBIT Next 3YN/A
EBIT Next 5Y7.02%
FCF growth 1Y-50.37%
FCF growth 3Y-3.11%
FCF growth 5Y5.56%
OCF growth 1Y-48.9%
OCF growth 3Y-3.43%
OCF growth 5Y5.08%