EURAZEO SE (RF.PA) Stock Fundamental Analysis
EPA:RF - Euronext Paris - Matif - FR0000121121 - Common Stock - Currency: EUR
Overall RF gets a fundamental rating of 4 out of 10. We evaluated RF against 50 industry peers in the Financial Services industry. RF has a bad profitability rating. Also its financial health evaluation is rather negative. RF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year RF has reported negative net income.
In the past year RF had a positive cash flow from operations.
In multiple years RF reported negative net income over the last 5 years.
RF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
RF's Return On Assets of -4.56% is on the low side compared to the rest of the industry. RF is outperformed by 82.00% of its industry peers.
With a Return On Equity value of -5.92%, RF is not doing good in the industry: 80.00% of the companies in the same industry are doing better.
The Return On Invested Capital of RF (0.41%) is worse than 64.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for RF is significantly below the industry average of 10.20%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.56% | ||
| ROE | -5.92% | ||
| ROIC | 0.41% |
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
1.3 Margins
The Operating Margin of RF (11.38%) is comparable to the rest of the industry.
RF's Operating Margin has improved in the last couple of years.
RF's Gross Margin of 74.73% is fine compared to the rest of the industry. RF outperforms 74.00% of its industry peers.
RF's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.38% | ||
| PM (TTM) | N/A | ||
| GM | 74.73% |
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
2. Health
2.1 Basic Checks
RF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
RF has less shares outstanding than it did 1 year ago.
RF has less shares outstanding than it did 5 years ago.
RF has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.35 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.35, RF is in the better half of the industry, outperforming 62.00% of the companies in the same industry.
RF has a debt to FCF ratio of 28.28. This is a negative value and a sign of low solvency as RF would need 28.28 years to pay back of all of its debts.
RF has a Debt to FCF ratio of 28.28. This is in the lower half of the industry: RF underperforms 66.00% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that RF is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.04, RF belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 28.28 | ||
| Altman-Z | 2.35 |
ROIC/WACC0.06
WACC7.28%
2.3 Liquidity
A Current Ratio of 0.26 indicates that RF may have some problems paying its short term obligations.
RF has a Current ratio of 0.26. This is in the lower half of the industry: RF underperforms 70.00% of its industry peers.
RF has a Quick Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.26, RF is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
RF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -123.74%.
RF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.52%.
RF shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -39.38% yearly.
EPS 1Y (TTM)-123.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1276.75%
Revenue 1Y (TTM)11.52%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%17.43%
3.2 Future
Based on estimates for the next years, RF will show a very strong growth in Earnings Per Share. The EPS will grow by 217.08% on average per year.
Based on estimates for the next years, RF will show a very strong growth in Revenue. The Revenue will grow by 61.38% on average per year.
EPS Next Y1360.88%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPS Next 5YN/A
Revenue Next Year3.52%
Revenue Next 2Y194.59%
Revenue Next 3Y61.38%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
RF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
The Price/Forward Earnings ratio is 8.05, which indicates a very decent valuation of RF.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RF indicates a somewhat cheap valuation: RF is cheaper than 80.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.85, RF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 8.05 |
4.2 Price Multiples
60.00% of the companies in the same industry are cheaper than RF, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, RF is valued a bit more expensive than the industry average as 62.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 91.57 | ||
| EV/EBITDA | 84.44 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as RF's earnings are expected to grow with 217.08% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y492.2%
EPS Next 3Y217.08%
5. Dividend
5.1 Amount
RF has a Yearly Dividend Yield of 3.80%.
Compared to an average industry Dividend Yield of 3.83, RF pays a bit more dividend than its industry peers.
RF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.8% |
5.2 History
The dividend of RF is nicely growing with an annual growth rate of 15.31%!
Dividend Growth(5Y)15.31%
Div Incr Years3
Div Non Decr Years5
5.3 Sustainability
The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
RF's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-41.54%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPA:RF (5/23/2025, 3:36:34 PM)
63.5
-0.95 (-1.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners17.79%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap4.64B
Analysts84
Price Target92.38 (45.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.8% |
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-41.54%
Div Incr Years3
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.21%
PT rev (3m)-3.94%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.38%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-6.34%
Revenue NY rev (3m)-6.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 8.05 | ||
| P/S | 12.11 | ||
| P/FCF | 91.57 | ||
| P/OCF | 67.39 | ||
| P/B | 0.64 | ||
| P/tB | 0.67 | ||
| EV/EBITDA | 84.44 |
EPS(TTM)-5.98
EYN/A
EPS(NY)7.88
Fwd EY12.42%
FCF(TTM)0.69
FCFY1.09%
OCF(TTM)0.94
OCFY1.48%
SpS5.24
BVpS99.31
TBVpS94.88
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.56% | ||
| ROE | -5.92% | ||
| ROCE | 0.55% | ||
| ROIC | 0.41% | ||
| ROICexc | 0.41% | ||
| ROICexgc | 0.43% | ||
| OM | 11.38% | ||
| PM (TTM) | N/A | ||
| GM | 74.73% | ||
| FCFM | 13.22% |
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexcg growth 3Y-33.59%
ROICexcg growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 28.28 | ||
| Debt/EBITDA | 3.89 | ||
| Cap/Depr | 66.5% | ||
| Cap/Sales | 4.74% | ||
| Interest Coverage | 0.57 | ||
| Cash Conversion | 97.04% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 2.35 |
F-Score5
WACC7.28%
ROIC/WACC0.06
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-123.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1276.75%
EPS Next Y1360.88%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPS Next 5YN/A
Revenue 1Y (TTM)11.52%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%17.43%
Revenue Next Year3.52%
Revenue Next 2Y194.59%
Revenue Next 3Y61.38%
Revenue Next 5YN/A
EBIT growth 1Y-97.65%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year801.63%
EBIT Next 3Y123.63%
EBIT Next 5YN/A
FCF growth 1Y288.64%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y581.68%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%