EURAZEO SE (RF.PA) Stock Fundamental Analysis
EPA:RF - FR0000121121 - Common Stock
53.7 EUR
-0.3 (-0.56%)
Overall RF gets a fundamental rating of 4 out of 10. We evaluated RF against 50 industry peers in the Financial Services industry. RF has a bad profitability rating. Also its financial health evaluation is rather negative. RF has a correct valuation and a medium growth rate. Finally RF also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year RF has reported negative net income.
In the past year RF had a positive cash flow from operations.
In multiple years RF reported negative net income over the last 5 years.
Of the past 5 years RF 4 years had a positive operating cash flow.
1.2 Ratios
RF's Return On Assets of -7.10% is on the low side compared to the rest of the industry. RF is outperformed by 80.00% of its industry peers.
With a Return On Equity value of -9.56%, RF is not doing good in the industry: 78.00% of the companies in the same industry are doing better.
RF has a Return On Invested Capital of 0.57%. This is in the lower half of the industry: RF underperforms 70.00% of its industry peers.
RF had an Average Return On Invested Capital over the past 3 years of 0.53%. This is significantly below the industry average of 10.94%.
The last Return On Invested Capital (0.57%) for RF is above the 3 year average (0.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.1% | ||
| ROE | -9.56% | ||
| ROIC | 0.57% |
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
1.3 Margins
With a Operating Margin value of 14.07%, RF perfoms like the industry average, outperforming 54.00% of the companies in the same industry.
In the last couple of years the Operating Margin of RF has grown nicely.
RF has a Gross Margin of 75.72%. This is in the better half of the industry: RF outperforms 70.00% of its industry peers.
In the last couple of years the Gross Margin of RF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.07% | ||
| PM (TTM) | N/A | ||
| GM | 75.72% |
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
2. Health
2.1 Basic Checks
RF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, RF has less shares outstanding
Compared to 5 years ago, RF has less shares outstanding
The debt/assets ratio for RF is higher compared to a year ago.
2.2 Solvency
RF has an Altman-Z score of 1.99. This is not the best score and indicates that RF is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of RF (1.99) is comparable to the rest of the industry.
The Debt to FCF ratio of RF is 13.86, which is on the high side as it means it would take RF, 13.86 years of fcf income to pay off all of its debts.
RF has a Debt to FCF ratio of 13.86. This is in the lower half of the industry: RF underperforms 62.00% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that RF is not too dependend on debt financing.
RF has a better Debt to Equity ratio (0.04) than 84.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 13.86 | ||
| Altman-Z | 1.99 |
ROIC/WACC0.08
WACC7.14%
2.3 Liquidity
A Current Ratio of 0.28 indicates that RF may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.28, RF is doing worse than 74.00% of the companies in the same industry.
RF has a Quick Ratio of 0.28. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.28, RF is doing worse than 74.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.28 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
The earnings per share for RF have decreased strongly by -754.01% in the last year.
RF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.21%.
RF shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -39.38% yearly.
EPS 1Y (TTM)-754.01%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%
3.2 Future
Based on estimates for the next years, RF will show a very strong growth in Earnings Per Share. The EPS will grow by 202.84% on average per year.
The Revenue is expected to grow by 95.26% on average over the next years. This is a very strong growth
EPS Next Y1284.22%
EPS Next 2Y446.79%
EPS Next 3Y202.84%
EPS Next 5YN/A
Revenue Next Year6.13%
Revenue Next 2Y5.13%
Revenue Next 3Y95.26%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for RF. In the last year negative earnings were reported.
A Price/Forward Earnings ratio of 3.33 indicates a rather cheap valuation of RF.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RF indicates a rather cheap valuation: RF is cheaper than 92.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.69, RF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 3.33 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RF indicates a slightly more expensive valuation: RF is more expensive than 62.00% of the companies listed in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as RF.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.35 | ||
| EV/EBITDA | 63.02 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as RF's earnings are expected to grow with 202.84% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y446.79%
EPS Next 3Y202.84%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.71%, RF is a good candidate for dividend investing.
RF's Dividend Yield is rather good when compared to the industry average which is at 3.49. RF pays more dividend than 84.00% of the companies in the same industry.
RF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.71% |
5.2 History
On average, the dividend of RF grows each year by 15.31%, which is quite nice.
Dividend Growth(5Y)15.31%
Div Incr Years4
Div Non Decr Years6
5.3 Sustainability
The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
The dividend of RF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-29.64%
EPS Next 2Y446.79%
EPS Next 3Y202.84%
EPA:RF (9/5/2025, 7:00:00 PM)
53.7
-0.3 (-0.56%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.88%
Inst Owner ChangeN/A
Ins Owners0.42%
Ins Owner ChangeN/A
Market Cap3.92B
Analysts82.67
Price Target82.47 (53.58%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.71% |
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-29.64%
Div Incr Years4
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.29%
PT rev (3m)-10.73%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-5.25%
EPS NY rev (3m)-5.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.55%
Revenue NY rev (3m)2.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 3.33 | ||
| P/S | 9.9 | ||
| P/FCF | 33.35 | ||
| P/OCF | 32.41 | ||
| P/B | 0.59 | ||
| P/tB | 0.62 | ||
| EV/EBITDA | 63.02 |
EPS(TTM)-8.93
EYN/A
EPS(NY)16.14
Fwd EY30.05%
FCF(TTM)1.61
FCFY3%
OCF(TTM)1.66
OCFY3.09%
SpS5.42
BVpS90.72
TBVpS86.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.1% | ||
| ROE | -9.56% | ||
| ROCE | 0.78% | ||
| ROIC | 0.57% | ||
| ROICexc | 0.59% | ||
| ROICexgc | 0.62% | ||
| OM | 14.07% | ||
| PM (TTM) | N/A | ||
| GM | 75.72% | ||
| FCFM | 29.69% |
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexcg growth 3Y-33.59%
ROICexcg growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 13.86 | ||
| Debt/EBITDA | 3.27 | ||
| Cap/Depr | 12.52% | ||
| Cap/Sales | 0.86% | ||
| Interest Coverage | 0.68 | ||
| Cash Conversion | 145.68% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.28 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | 1.99 |
F-Score5
WACC7.14%
ROIC/WACC0.08
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-754.01%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
EPS Next Y1284.22%
EPS Next 2Y446.79%
EPS Next 3Y202.84%
EPS Next 5YN/A
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%
Revenue Next Year6.13%
Revenue Next 2Y5.13%
Revenue Next 3Y95.26%
Revenue Next 5YN/A
EBIT growth 1Y95.72%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year418.57%
EBIT Next 3Y123.07%
EBIT Next 5YN/A
FCF growth 1Y186.37%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y-60.67%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%