EURAZEO SE (RF.PA) Stock Fundamental Analysis
EPA:RF - Euronext Paris - Matif - FR0000121121 - Common Stock - Currency: EUR
Overall RF gets a fundamental rating of 4 out of 10. We evaluated RF against 47 industry peers in the Financial Services industry. RF has a bad profitability rating. Also its financial health evaluation is rather negative. RF is not valued too expensively and it also shows a decent growth rate. RF also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year RF has reported negative net income.
In the past year RF had a positive cash flow from operations.
In multiple years RF reported negative net income over the last 5 years.
RF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of RF (-4.56%) is worse than 85.11% of its industry peers.
Looking at the Return On Equity, with a value of -5.92%, RF is doing worse than 80.85% of the companies in the same industry.
RF has a worse Return On Invested Capital (0.41%) than 63.83% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for RF is significantly below the industry average of 10.10%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.56% | ||
| ROE | -5.92% | ||
| ROIC | 0.41% |
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
1.3 Margins
Looking at the Operating Margin, with a value of 11.38%, RF is in line with its industry, outperforming 51.06% of the companies in the same industry.
In the last couple of years the Operating Margin of RF has grown nicely.
RF's Gross Margin of 74.73% is fine compared to the rest of the industry. RF outperforms 70.21% of its industry peers.
RF's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.38% | ||
| PM (TTM) | N/A | ||
| GM | 74.73% |
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RF is destroying value.
RF has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, RF has less shares outstanding
RF has a worse debt/assets ratio than last year.
2.2 Solvency
RF has an Altman-Z score of 2.35. This is not the best score and indicates that RF is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.35, RF is in line with its industry, outperforming 59.57% of the companies in the same industry.
RF has a debt to FCF ratio of 28.28. This is a negative value and a sign of low solvency as RF would need 28.28 years to pay back of all of its debts.
RF's Debt to FCF ratio of 28.28 is on the low side compared to the rest of the industry. RF is outperformed by 70.21% of its industry peers.
RF has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
RF has a better Debt to Equity ratio (0.04) than 89.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 28.28 | ||
| Altman-Z | 2.35 |
ROIC/WACC0.06
WACC7.4%
2.3 Liquidity
RF has a Current Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
RF has a worse Current ratio (0.26) than 72.34% of its industry peers.
RF has a Quick Ratio of 0.26. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of RF (0.26) is worse than 72.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for RF have decreased strongly by -123.74% in the last year.
Looking at the last year, RF shows a quite strong growth in Revenue. The Revenue has grown by 11.52% in the last year.
Measured over the past years, RF shows a very negative growth in Revenue. The Revenue has been decreasing by -39.38% on average per year.
EPS 1Y (TTM)-123.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1276.75%
Revenue 1Y (TTM)11.52%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%17.43%
3.2 Future
RF is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 217.08% yearly.
Based on estimates for the next years, RF will show a very strong growth in Revenue. The Revenue will grow by 61.38% on average per year.
EPS Next Y1360.88%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPS Next 5YN/A
Revenue Next Year3.52%
Revenue Next 2Y194.59%
Revenue Next 3Y61.38%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for RF. In the last year negative earnings were reported.
RF is valuated reasonably with a Price/Forward Earnings ratio of 8.23.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RF indicates a somewhat cheap valuation: RF is cheaper than 76.60% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 20.86. RF is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 8.23 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RF indicates a slightly more expensive valuation: RF is more expensive than 61.70% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, RF is valued a bit more expensive than the industry average as 65.96% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 93.59 | ||
| EV/EBITDA | 84.18 |
4.3 Compensation for Growth
RF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
RF's earnings are expected to grow with 217.08% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y492.2%
EPS Next 3Y217.08%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.25%, RF is a good candidate for dividend investing.
RF's Dividend Yield is a higher than the industry average which is at 3.96.
RF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.25% |
5.2 History
On average, the dividend of RF grows each year by 15.31%, which is quite nice.
Dividend Growth(5Y)15.31%
Div Incr Years3
Div Non Decr Years5
5.3 Sustainability
The earnings of RF are negative and hence is the payout ratio. RF will probably not be able to sustain this dividend level.
The dividend of RF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-41.54%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPA:RF (5/2/2025, 7:00:00 PM)
64.9
+0.7 (+1.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners17.79%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap4.74B
Analysts85.33
Price Target92.38 (42.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.25% |
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-41.54%
Div Incr Years3
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.94%
PT rev (3m)-2.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-33.89%
EPS NY rev (3m)-18.42%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-6.34%
Revenue NY rev (3m)-6.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 8.23 | ||
| P/S | 12.38 | ||
| P/FCF | 93.59 | ||
| P/OCF | 68.88 | ||
| P/B | 0.65 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | 84.18 |
EPS(TTM)-5.98
EYN/A
EPS(NY)7.88
Fwd EY12.15%
FCF(TTM)0.69
FCFY1.07%
OCF(TTM)0.94
OCFY1.45%
SpS5.24
BVpS99.31
TBVpS94.88
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -4.56% | ||
| ROE | -5.92% | ||
| ROCE | 0.55% | ||
| ROIC | 0.41% | ||
| ROICexc | 0.41% | ||
| ROICexgc | 0.43% | ||
| OM | 11.38% | ||
| PM (TTM) | N/A | ||
| GM | 74.73% | ||
| FCFM | 13.22% |
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexcg growth 3Y-33.59%
ROICexcg growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 28.28 | ||
| Debt/EBITDA | 3.89 | ||
| Cap/Depr | 66.5% | ||
| Cap/Sales | 4.74% | ||
| Interest Coverage | 0.57 | ||
| Cash Conversion | 97.04% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 2.35 |
F-Score5
WACC7.4%
ROIC/WACC0.06
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-123.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1276.75%
EPS Next Y1360.88%
EPS Next 2Y492.2%
EPS Next 3Y217.08%
EPS Next 5YN/A
Revenue 1Y (TTM)11.52%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%17.43%
Revenue Next Year3.52%
Revenue Next 2Y194.59%
Revenue Next 3Y61.38%
Revenue Next 5YN/A
EBIT growth 1Y-97.65%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year801.63%
EBIT Next 3Y123.63%
EBIT Next 5YN/A
FCF growth 1Y288.64%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y581.68%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%