EURAZEO SE (RF.PA) Stock Fundamental Analysis

EPA:RF • FR0000121121

48.04 EUR
-0.16 (-0.33%)
Last: Feb 24, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to RF. RF was compared to 56 industry peers in the Financial Services industry. Both the profitability and financial health of RF have multiple concerns. RF has a valuation in line with the averages, but it does not seem to be growing. RF also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year RF has reported negative net income.
  • In the past year RF had a positive cash flow from operations.
  • In multiple years RF reported negative net income over the last 5 years.
  • Of the past 5 years RF 4 years had a positive operating cash flow.
RF.PA Yearly Net Income VS EBIT VS OCF VS FCFRF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

1.2 Ratios

  • With a Return On Assets value of -7.09%, RF is not doing good in the industry: 82.14% of the companies in the same industry are doing better.
  • RF's Return On Equity of -9.56% is on the low side compared to the rest of the industry. RF is outperformed by 78.57% of its industry peers.
  • With a Return On Invested Capital value of 0.57%, RF is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
  • The Average Return On Invested Capital over the past 3 years for RF is significantly below the industry average of 8.48%.
  • The 3 year average ROIC (0.53%) for RF is below the current ROIC(0.57%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -7.09%
ROE -9.56%
ROIC 0.57%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
RF.PA Yearly ROA, ROE, ROICRF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • RF has a Operating Margin of 14.05%. This is comparable to the rest of the industry: RF outperforms 55.36% of its industry peers.
  • RF's Operating Margin has improved in the last couple of years.
  • With a decent Gross Margin value of 75.72%, RF is doing good in the industry, outperforming 76.79% of the companies in the same industry.
  • RF's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 14.05%
PM (TTM) N/A
GM 75.72%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
RF.PA Yearly Profit, Operating, Gross MarginsRF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 400

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RF is destroying value.
  • The number of shares outstanding for RF has been reduced compared to 1 year ago.
  • The number of shares outstanding for RF has been reduced compared to 5 years ago.
  • Compared to 1 year ago, RF has a worse debt to assets ratio.
RF.PA Yearly Shares OutstandingRF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
RF.PA Yearly Total Debt VS Total AssetsRF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • An Altman-Z score of 1.83 indicates that RF is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of RF (1.83) is better than 67.86% of its industry peers.
  • RF has a debt to FCF ratio of 13.82. This is a negative value and a sign of low solvency as RF would need 13.82 years to pay back of all of its debts.
  • The Debt to FCF ratio of RF (13.82) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.04 indicates that RF is not too dependend on debt financing.
  • The Debt to Equity ratio of RF (0.04) is better than 85.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 13.82
Altman-Z 1.83
ROIC/WACC0.08
WACC7.3%
RF.PA Yearly LT Debt VS Equity VS FCFRF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B

2.3 Liquidity

  • RF has a Current Ratio of 0.28. This is a bad value and indicates that RF is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of RF (0.28) is worse than 76.79% of its industry peers.
  • A Quick Ratio of 0.28 indicates that RF may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.28, RF is not doing good in the industry: 76.79% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.28
Quick Ratio 0.28
RF.PA Yearly Current Assets VS Current LiabilitesRF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for RF have decreased strongly by -755.99% in the last year.
  • Looking at the last year, RF shows a quite strong growth in Revenue. The Revenue has grown by 12.21% in the last year.
  • Measured over the past years, RF shows a very negative growth in Revenue. The Revenue has been decreasing by -39.38% on average per year.
EPS 1Y (TTM)-755.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%

3.2 Future

  • Based on estimates for the next years, RF will show a very strong growth in Earnings Per Share. The EPS will grow by 203.94% on average per year.
  • Based on estimates for the next years, RF will show a small growth in Revenue. The Revenue will grow by 6.83% on average per year.
EPS Next Y542.37%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
EPS Next 5YN/A
Revenue Next Year7.16%
Revenue Next 2Y6.43%
Revenue Next 3Y6.83%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RF.PA Yearly Revenue VS EstimatesRF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
RF.PA Yearly EPS VS EstimatesRF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

More info and screens

Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • RF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • The Price/Forward Earnings ratio is 4.13, which indicates a rather cheap valuation of RF.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RF indicates a rather cheap valuation: RF is cheaper than 91.07% of the companies listed in the same industry.
  • RF is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.01, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE N/A
Fwd PE 4.13
RF.PA Price Earnings VS Forward Price EarningsRF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

  • 60.71% of the companies in the same industry are cheaper than RF, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of RF is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 28.17
EV/EBITDA 55.71
RF.PA Per share dataRF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as RF's earnings are expected to grow with 203.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y364.46%
EPS Next 3Y203.94%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • RF has a Yearly Dividend Yield of 5.41%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.21, RF pays a better dividend. On top of this RF pays more dividend than 87.50% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, RF pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.41%

5.2 History

  • On average, the dividend of RF grows each year by 15.31%, which is quite nice.
Dividend Growth(5Y)15.31%
Div Incr Years4
Div Non Decr Years6
RF.PA Yearly Dividends per shareRF.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • RF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • The dividend of RF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-29.76%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
RF.PA Yearly Income VS Free CF VS DividendRF.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

More info and screens

Find the best dividend stocksShow peers with best dividend

EURAZEO SE

EPA:RF (2/24/2026, 7:00:00 PM)

48.04

-0.16 (-0.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06
Earnings (Next)03-05
Inst Owners14.44%
Inst Owner ChangeN/A
Ins Owners0.43%
Ins Owner ChangeN/A
Market Cap3.32B
Revenue(TTM)396.37M
Net Income(TTM)-633.68M
Analysts81.25
Price Target75.63 (57.43%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.41%
Yearly Dividend2.45
Dividend Growth(5Y)15.31%
DP-29.76%
Div Incr Years4
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-8.79%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-3.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.4%
Revenue NY rev (3m)0.97%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 4.13
P/S 8.38
P/FCF 28.17
P/OCF 27.43
P/B 0.5
P/tB 0.53
EV/EBITDA 55.71
EPS(TTM)-8.95
EYN/A
EPS(NY)11.64
Fwd EY24.24%
FCF(TTM)1.71
FCFY3.55%
OCF(TTM)1.75
OCFY3.65%
SpS5.73
BVpS95.86
TBVpS91.21
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -7.09%
ROE -9.56%
ROCE 0.77%
ROIC 0.57%
ROICexc 0.59%
ROICexgc 0.61%
OM 14.05%
PM (TTM) N/A
GM 75.72%
FCFM 29.76%
ROA(3y)5.76%
ROA(5y)5.15%
ROE(3y)8.59%
ROE(5y)9.57%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.8%
ROICexgc(5y)N/A
ROCE(3y)0.72%
ROCE(5y)N/A
ROICexgc growth 3Y-33.59%
ROICexgc growth 5Y-23.63%
ROICexc growth 3Y-18.81%
ROICexc growth 5Y-10.13%
OM growth 3Y59.9%
OM growth 5Y39.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.97%
GM growth 5Y5.4%
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 13.82
Debt/EBITDA 3.28
Cap/Depr 11.55%
Cap/Sales 0.8%
Interest Coverage 0.68
Cash Conversion 145.9%
Profit Quality N/A
Current Ratio 0.28
Quick Ratio 0.28
Altman-Z 1.83
F-Score5
WACC7.3%
ROIC/WACC0.08
Cap/Depr(3y)208.23%
Cap/Depr(5y)141.26%
Cap/Sales(3y)6%
Cap/Sales(5y)6.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-755.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-206.03%
EPS Next Y542.37%
EPS Next 2Y364.46%
EPS Next 3Y203.94%
EPS Next 5YN/A
Revenue 1Y (TTM)12.21%
Revenue growth 3Y-55.98%
Revenue growth 5Y-39.38%
Sales Q2Q%7.23%
Revenue Next Year7.16%
Revenue Next 2Y6.43%
Revenue Next 3Y6.83%
Revenue Next 5YN/A
EBIT growth 1Y95.35%
EBIT growth 3Y-29.61%
EBIT growth 5Y-15.19%
EBIT Next Year-101.4%
EBIT Next 3Y87.73%
EBIT Next 5YN/A
FCF growth 1Y187.08%
FCF growth 3Y-3.65%
FCF growth 5Y-23.79%
OCF growth 1Y-60.66%
OCF growth 3Y-39.85%
OCF growth 5Y-32.17%

EURAZEO SE / RF.PA FAQ

What is the fundamental rating for RF stock?

ChartMill assigns a fundamental rating of 4 / 10 to RF.PA.


What is the valuation status of EURAZEO SE (RF.PA) stock?

ChartMill assigns a valuation rating of 5 / 10 to EURAZEO SE (RF.PA). This can be considered as Fairly Valued.


What is the profitability of RF stock?

EURAZEO SE (RF.PA) has a profitability rating of 3 / 10.


How sustainable is the dividend of EURAZEO SE (RF.PA) stock?

The dividend rating of EURAZEO SE (RF.PA) is 7 / 10 and the dividend payout ratio is -29.76%.