REVO INSURANCE SPA (REVO.MI) Fundamental Analysis & Valuation

BIT:REVO

Current stock price

25.5 EUR
+0.5 (+2%)
Last:

This REVO.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. REVO.MI Profitability Analysis

1.1 Basic Checks

  • REVO had positive earnings in the past year.
  • In the past year REVO had a positive cash flow from operations.
  • Of the past 5 years REVO 4 years were profitable.
  • REVO had a positive operating cash flow in 4 of the past 5 years.
REVO.MI Yearly Net Income VS EBIT VS OCF VS FCFREVO.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 2025 0 -50M -100M

1.2 Ratios

  • REVO has a Return On Assets of 3.64%. This is amongst the best in the industry. REVO outperforms 89.47% of its industry peers.
  • REVO's Return On Equity of 8.49% is on the low side compared to the rest of the industry. REVO is outperformed by 65.79% of its industry peers.
  • With an excellent Return On Invested Capital value of 3.91%, REVO belongs to the best of the industry, outperforming 89.47% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for REVO is in line with the industry average of 2.62%.
  • The 3 year average ROIC (3.21%) for REVO is below the current ROIC(3.91%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.64%
ROE 8.49%
ROIC 3.91%
ROA(3y)3.24%
ROA(5y)1.51%
ROE(3y)6.92%
ROE(5y)3.46%
ROIC(3y)3.21%
ROIC(5y)N/A
REVO.MI Yearly ROA, ROE, ROICREVO.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 2025 0 5 -5

1.3 Margins

  • REVO has a Profit Margin of 9.30%. This is comparable to the rest of the industry: REVO outperforms 55.26% of its industry peers.
  • In the last couple of years the Profit Margin of REVO has declined.
  • Looking at the Operating Margin, with a value of 12.46%, REVO is in line with its industry, outperforming 55.26% of the companies in the same industry.
  • REVO's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.46%
PM (TTM) 9.3%
GM N/A
OM growth 3Y4.32%
OM growth 5YN/A
PM growth 3Y-2.13%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
REVO.MI Yearly Profit, Operating, Gross MarginsREVO.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 2025 0 -100 -200 -300

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4

2. REVO.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), REVO is destroying value.
  • Compared to 1 year ago, REVO has less shares outstanding
  • The debt/assets ratio for REVO has been reduced compared to a year ago.
REVO.MI Yearly Shares OutstandingREVO.MI Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
REVO.MI Yearly Total Debt VS Total AssetsREVO.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • REVO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.47
Altman-Z N/A
ROIC/WACC0.49
WACC7.95%
REVO.MI Yearly LT Debt VS Equity VS FCFREVO.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 2025 0 100M -100M 200M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
REVO.MI Yearly Current Assets VS Current LiabilitesREVO.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 2025 10M 20M 30M

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9

3. REVO.MI Growth Analysis

3.1 Past

  • REVO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 22.06%, which is quite impressive.
  • Measured over the past years, REVO shows a very strong growth in Earnings Per Share. The EPS has been growing by 50.28% on average per year.
  • REVO shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.24%.
  • REVO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 56.87% yearly.
EPS 1Y (TTM)22.06%
EPS 3Y50.28%
EPS 5YN/A
EPS Q2Q%57.88%
Revenue 1Y (TTM)27.24%
Revenue growth 3Y56.87%
Revenue growth 5YN/A
Sales Q2Q%23.9%

3.2 Future

  • The Earnings Per Share is expected to grow by 20.12% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, REVO will show a quite strong growth in Revenue. The Revenue will grow by 12.94% on average per year.
EPS Next Y20.73%
EPS Next 2Y21.58%
EPS Next 3Y20.12%
EPS Next 5YN/A
Revenue Next Year16.18%
Revenue Next 2Y14.43%
Revenue Next 3Y12.94%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
REVO.MI Yearly Revenue VS EstimatesREVO.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M 500M
REVO.MI Yearly EPS VS EstimatesREVO.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5

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1

4. REVO.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 31.88, the valuation of REVO can be described as expensive.
  • 78.95% of the companies in the same industry are cheaper than REVO, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.64. REVO is around the same levels.
  • With a Price/Forward Earnings ratio of 20.20, REVO is valued on the expensive side.
  • Based on the Price/Forward Earnings ratio, REVO is valued more expensive than 86.84% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 21.36. REVO is around the same levels.
Industry RankSector Rank
PE 31.88
Fwd PE 20.2
REVO.MI Price Earnings VS Forward Price EarningsREVO.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, REVO is valued a bit more expensive than the industry average as 71.05% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 27.47
EV/EBITDA N/A
REVO.MI Per share dataREVO.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as REVO's earnings are expected to grow with 20.12% in the coming years.
PEG (NY)1.54
PEG (5Y)N/A
EPS Next 2Y21.58%
EPS Next 3Y20.12%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. REVO.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.06%, REVO has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 4.46, REVO's dividend is way lower than its industry peers. On top of this 89.47% of the companies listed in the same industry pay a better dividend than REVO!
  • Compared to an average S&P500 Dividend Yield of 1.82, REVO's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 1.06%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • REVO pays out 25.26% of its income as dividend. This is a sustainable payout ratio.
DP25.26%
EPS Next 2Y21.58%
EPS Next 3Y20.12%
REVO.MI Yearly Income VS Free CF VS DividendREVO.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 2025 0 -50M -100M
REVO.MI Dividend Payout.REVO.MI Dividend Payout, showing the Payout Ratio.REVO.MI Dividend Payout.PayoutRetained Earnings

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REVO.MI Fundamentals: All Metrics, Ratios and Statistics

REVO INSURANCE SPA

BIT:REVO (4/30/2026, 7:00:00 PM)

25.5

+0.5 (+2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Industry Strength68.92
Industry Growth33.33
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners15.72%
Inst Owner ChangeN/A
Ins Owners15.53%
Ins Owner ChangeN/A
Market Cap747.40M
Revenue(TTM)240.99M
Net Income(TTM)22.41M
Analysts80
Price Target25.3 (-0.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.06%
Yearly Dividend15.94
Dividend Growth(5Y)N/A
DP25.26%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)20.8%
PT rev (3m)20.8%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.62%
EPS NY rev (3m)-4.62%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.95%
Revenue NY rev (3m)1.77%
Valuation
Industry RankSector Rank
PE 31.88
Fwd PE 20.2
P/S 3.1
P/FCF 27.47
P/OCF 21.43
P/B 2.83
P/tB 4.65
EV/EBITDA N/A
EPS(TTM)0.8
EY3.14%
EPS(NY)1.26
Fwd EY4.95%
FCF(TTM)0.93
FCFY3.64%
OCF(TTM)1.19
OCFY4.67%
SpS8.22
BVpS9
TBVpS5.48
PEG (NY)1.54
PEG (5Y)N/A
Graham Number12.729 (-50.08%)
Profitability
Industry RankSector Rank
ROA 3.64%
ROE 8.49%
ROCE 5.11%
ROIC 3.91%
ROICexc 3.95%
ROICexgc 8.07%
OM 12.46%
PM (TTM) 9.3%
GM N/A
FCFM 11.29%
ROA(3y)3.24%
ROA(5y)1.51%
ROE(3y)6.92%
ROE(5y)3.46%
ROIC(3y)3.21%
ROIC(5y)N/A
ROICexc(3y)3.24%
ROICexc(5y)N/A
ROICexgc(3y)6.35%
ROICexgc(5y)N/A
ROCE(3y)4.19%
ROCE(5y)N/A
ROICexgc growth 3Y40.36%
ROICexgc growth 5YN/A
ROICexc growth 3Y34.41%
ROICexc growth 5YN/A
OM growth 3Y4.32%
OM growth 5YN/A
PM growth 3Y-2.13%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.39
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.47
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 3.18%
Interest Coverage 250
Cash Conversion N/A
Profit Quality 121.45%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC7.95%
ROIC/WACC0.49
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.57%
Cap/Sales(5y)408.5%
Profit Quality(3y)241.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.06%
EPS 3Y50.28%
EPS 5YN/A
EPS Q2Q%57.88%
EPS Next Y20.73%
EPS Next 2Y21.58%
EPS Next 3Y20.12%
EPS Next 5YN/A
Revenue 1Y (TTM)27.24%
Revenue growth 3Y56.87%
Revenue growth 5YN/A
Sales Q2Q%23.9%
Revenue Next Year16.18%
Revenue Next 2Y14.43%
Revenue Next 3Y12.94%
Revenue Next 5YN/A
EBIT growth 1Y28.3%
EBIT growth 3Y63.64%
EBIT growth 5YN/A
EBIT Next Year982.41%
EBIT Next 3Y135.74%
EBIT Next 5YN/A
FCF growth 1Y-28.59%
FCF growth 3Y10.34%
FCF growth 5YN/A
OCF growth 1Y-20.19%
OCF growth 3Y-0.93%
OCF growth 5YN/A

REVO INSURANCE SPA / REVO.MI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for REVO INSURANCE SPA?

ChartMill assigns a fundamental rating of 5 / 10 to REVO.MI.


What is the valuation status for REVO stock?

ChartMill assigns a valuation rating of 1 / 10 to REVO INSURANCE SPA (REVO.MI). This can be considered as Overvalued.


How profitable is REVO INSURANCE SPA (REVO.MI) stock?

REVO INSURANCE SPA (REVO.MI) has a profitability rating of 5 / 10.


What is the financial health of REVO INSURANCE SPA (REVO.MI) stock?

The financial health rating of REVO INSURANCE SPA (REVO.MI) is 4 / 10.


Can you provide the expected EPS growth for REVO stock?

The Earnings per Share (EPS) of REVO INSURANCE SPA (REVO.MI) is expected to grow by 20.73% in the next year.