REVO INSURANCE SPA (REVO.MI) Fundamental Analysis & Valuation

BIT:REVO

23.3 EUR
-0.75 (-3.12%)
Last: Mar 11, 2026, 05:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This REVO.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

REVO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 47 industry peers in the Insurance industry. While REVO seems to be doing ok healthwise, there are quite some concerns on its profitability. REVO shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

3

1. REVO.MI Profitability Analysis

1.1 Basic Checks

  • REVO had positive earnings in the past year.
  • REVO had a positive operating cash flow in the past year.
  • In multiple years REVO reported negative net income over the last 5 years.
  • In multiple years REVO reported negative operating cash flow during the last 5 years.
REVO.MI Yearly Net Income VS EBIT VS OCF VS FCFREVO.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • REVO's Return On Assets of 3.65% is fine compared to the rest of the industry. REVO outperforms 78.72% of its industry peers.
  • REVO has a worse Return On Equity (8.10%) than 78.72% of its industry peers.
  • REVO's Return On Invested Capital of 4.11% is fine compared to the rest of the industry. REVO outperforms 78.72% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for REVO is in line with the industry average of 3.45%.
  • The last Return On Invested Capital (4.11%) for REVO is above the 3 year average (2.56%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.65%
ROE 8.1%
ROIC 4.11%
ROA(3y)2.6%
ROA(5y)N/A
ROE(3y)5.05%
ROE(5y)N/A
ROIC(3y)2.56%
ROIC(5y)N/A
REVO.MI Yearly ROA, ROE, ROICREVO.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 2 -2 4 -4 6 -6

1.3 Margins

  • REVO has a Profit Margin of 9.51%. This is comparable to the rest of the industry: REVO outperforms 53.19% of its industry peers.
  • REVO has a Operating Margin of 12.71%. This is comparable to the rest of the industry: REVO outperforms 53.19% of its industry peers.
Industry RankSector Rank
OM 12.71%
PM (TTM) 9.51%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
REVO.MI Yearly Profit, Operating, Gross MarginsREVO.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 -100 -200 -300

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4

2. REVO.MI Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so REVO is destroying value.
  • The number of shares outstanding for REVO has been reduced compared to 1 year ago.
  • The debt/assets ratio for REVO has been reduced compared to a year ago.
REVO.MI Yearly Shares OutstandingREVO.MI Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 5M 10M 15M 20M 25M
REVO.MI Yearly Total Debt VS Total AssetsREVO.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • REVO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.37
Altman-Z N/A
ROIC/WACC0.51
WACC8.05%
REVO.MI Yearly LT Debt VS Equity VS FCFREVO.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
REVO.MI Yearly Current Assets VS Current LiabilitesREVO.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

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7

3. REVO.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 24.79% over the past year.
  • The Revenue has grown by 30.17% in the past year. This is a very strong growth!
  • Measured over the past years, REVO shows a very strong growth in Revenue. The Revenue has been growing by 246.84% on average per year.
EPS 1Y (TTM)24.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-2.01%
Revenue 1Y (TTM)30.17%
Revenue growth 3Y246.84%
Revenue growth 5YN/A
Sales Q2Q%31.38%

3.2 Future

  • REVO is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.48% yearly.
  • The Revenue is expected to grow by 19.57% on average over the next years. This is quite good.
EPS Next Y8.66%
EPS Next 2Y17.28%
EPS Next 3Y17.36%
EPS Next 5Y17.48%
Revenue Next Year31.5%
Revenue Next 2Y23.01%
Revenue Next 3Y19.57%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
REVO.MI Yearly Revenue VS EstimatesREVO.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
REVO.MI Yearly EPS VS EstimatesREVO.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5

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1

4. REVO.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 35.85, which means the current valuation is very expensive for REVO.
  • REVO's Price/Earnings ratio is rather expensive when compared to the industry. REVO is more expensive than 85.11% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.15. REVO is valued slightly more expensive when compared to this.
  • REVO is valuated rather expensively with a Price/Forward Earnings ratio of 17.61.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of REVO indicates a rather expensive valuation: REVO more expensive than 89.36% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.27, REVO is valued a bit cheaper.
Industry RankSector Rank
PE 35.85
Fwd PE 17.61
REVO.MI Price Earnings VS Forward Price EarningsREVO.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of REVO indicates a slightly more expensive valuation: REVO is more expensive than 68.09% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 18.55
EV/EBITDA N/A
REVO.MI Per share dataREVO.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • A more expensive valuation may be justified as REVO's earnings are expected to grow with 17.36% in the coming years.
PEG (NY)4.14
PEG (5Y)N/A
EPS Next 2Y17.28%
EPS Next 3Y17.36%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. REVO.MI Dividend Analysis

5.1 Amount

  • REVO has a yearly dividend return of 0.91%, which is pretty low.
  • Compared to an average industry Dividend Yield of 4.21, REVO's dividend is way lower than its industry peers. On top of this 87.23% of the companies listed in the same industry pay a better dividend than REVO!
  • With a Dividend Yield of 0.91, REVO pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.91%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 27.57% of the earnings are spent on dividend by REVO. This is a low number and sustainable payout ratio.
DP27.57%
EPS Next 2Y17.28%
EPS Next 3Y17.36%
REVO.MI Yearly Income VS Free CF VS DividendREVO.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 0 -50M -100M
REVO.MI Dividend Payout.REVO.MI Dividend Payout, showing the Payout Ratio.REVO.MI Dividend Payout.PayoutRetained Earnings

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REVO.MI Fundamentals: All Metrics, Ratios and Statistics

REVO INSURANCE SPA

BIT:REVO (3/11/2026, 5:29:47 PM)

23.3

-0.75 (-3.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners17.72%
Inst Owner ChangeN/A
Ins Owners15.53%
Ins Owner ChangeN/A
Market Cap682.92M
Revenue(TTM)215.94M
Net Income(TTM)20.53M
Analysts84
Price Target20.48 (-12.1%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.91%
Yearly Dividend0.08
Dividend Growth(5Y)N/A
DP27.57%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)6.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.24%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.98%
Revenue NY rev (3m)0.98%
Valuation
Industry RankSector Rank
PE 35.85
Fwd PE 17.61
P/S 3.16
P/FCF 18.55
P/OCF 15.2
P/B 2.69
P/tB 4.42
EV/EBITDA N/A
EPS(TTM)0.65
EY2.79%
EPS(NY)1.32
Fwd EY5.68%
FCF(TTM)1.26
FCFY5.39%
OCF(TTM)1.53
OCFY6.58%
SpS7.37
BVpS8.65
TBVpS5.27
PEG (NY)4.14
PEG (5Y)N/A
Graham Number11.25
Profitability
Industry RankSector Rank
ROA 3.65%
ROE 8.1%
ROCE 5.11%
ROIC 4.11%
ROICexc 4.15%
ROICexgc 7.06%
OM 12.71%
PM (TTM) 9.51%
GM N/A
FCFM 17.05%
ROA(3y)2.6%
ROA(5y)N/A
ROE(3y)5.05%
ROE(5y)N/A
ROIC(3y)2.56%
ROIC(5y)N/A
ROICexc(3y)2.59%
ROICexc(5y)N/A
ROICexgc(3y)4.87%
ROICexgc(5y)N/A
ROCE(3y)3.19%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.38
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.37
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 3.76%
Interest Coverage 250
Cash Conversion N/A
Profit Quality 179.31%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.05%
ROIC/WACC0.51
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.85%
Cap/Sales(5y)N/A
Profit Quality(3y)310.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-2.01%
EPS Next Y8.66%
EPS Next 2Y17.28%
EPS Next 3Y17.36%
EPS Next 5Y17.48%
Revenue 1Y (TTM)30.17%
Revenue growth 3Y246.84%
Revenue growth 5YN/A
Sales Q2Q%31.38%
Revenue Next Year31.5%
Revenue Next 2Y23.01%
Revenue Next 3Y19.57%
Revenue Next 5YN/A
EBIT growth 1Y91.37%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1008.76%
EBIT Next 3Y142.98%
EBIT Next 5YN/A
FCF growth 1Y1456.58%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y162.68%
OCF growth 3YN/A
OCF growth 5YN/A

REVO INSURANCE SPA / REVO.MI FAQ

Can you provide the ChartMill fundamental rating for REVO INSURANCE SPA?

ChartMill assigns a fundamental rating of 4 / 10 to REVO.MI.


What is the valuation status for REVO stock?

ChartMill assigns a valuation rating of 1 / 10 to REVO INSURANCE SPA (REVO.MI). This can be considered as Overvalued.


What is the profitability of REVO stock?

REVO INSURANCE SPA (REVO.MI) has a profitability rating of 3 / 10.


What is the financial health of REVO INSURANCE SPA (REVO.MI) stock?

The financial health rating of REVO INSURANCE SPA (REVO.MI) is 4 / 10.


Can you provide the dividend sustainability for REVO stock?

The dividend rating of REVO INSURANCE SPA (REVO.MI) is 2 / 10 and the dividend payout ratio is 27.57%.