REVO INSURANCE SPA (REVO.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:REVO - Common Stock
22.45 EUR
-0.05 (-0.22%)
REVO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 46 industry peers in the Insurance industry. REVO has an average financial health and profitability rating. REVO is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
- In the past year REVO was profitable.
- In the past year REVO had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: REVO reported negative net income in multiple years.
- In multiple years REVO reported negative operating cash flow during the last 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 3.65%, REVO belongs to the best of the industry, outperforming 82.61% of the companies in the same industry.
- REVO's Return On Equity of 8.10% is on the low side compared to the rest of the industry. REVO is outperformed by 82.61% of its industry peers.
- The Return On Invested Capital of REVO (4.11%) is better than 86.96% of its industry peers.
- REVO had an Average Return On Invested Capital over the past 3 years of 2.56%. This is in line with the industry average of 2.71%.
- The 3 year average ROIC (2.56%) for REVO is below the current ROIC(4.11%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.65% | ||
| ROE | 8.1% | ||
| ROIC | 4.11% |
ROA(3y)2.6%
ROA(5y)N/A
ROE(3y)5.05%
ROE(5y)N/A
ROIC(3y)2.56%
ROIC(5y)N/A
1.3 Margins
- REVO's Profit Margin of 9.51% is in line compared to the rest of the industry. REVO outperforms 52.17% of its industry peers.
- REVO's Operating Margin of 12.71% is in line compared to the rest of the industry. REVO outperforms 56.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.71% | ||
| PM (TTM) | 9.51% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so REVO is destroying value.
- REVO has less shares outstanding than it did 1 year ago.
- Compared to 1 year ago, REVO has an improved debt to assets ratio.
2.2 Solvency
- There is no outstanding debt for REVO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.37 | ||
| Altman-Z | N/A |
ROIC/WACC0.51
WACC8.01%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 24.79% over the past year.
- The Revenue has grown by 30.17% in the past year. This is a very strong growth!
- The Revenue has been growing by 246.84% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)24.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-2.01%
Revenue 1Y (TTM)30.17%
Revenue growth 3Y246.84%
Revenue growth 5YN/A
Sales Q2Q%31.38%
3.2 Future
- Based on estimates for the next years, REVO will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.48% on average per year.
- The Revenue is expected to grow by 19.08% on average over the next years. This is quite good.
EPS Next Y8.66%
EPS Next 2Y16.94%
EPS Next 3Y17.04%
EPS Next 5Y17.48%
Revenue Next Year30.22%
Revenue Next 2Y22.52%
Revenue Next 3Y19.08%
Revenue Next 5YN/A
3.3 Evolution
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- REVO is valuated quite expensively with a Price/Earnings ratio of 34.54.
- Based on the Price/Earnings ratio, REVO is valued more expensive than 89.13% of the companies in the same industry.
- When comparing the Price/Earnings ratio of REVO to the average of the S&P500 Index (27.33), we can say REVO is valued slightly more expensively.
- With a Price/Forward Earnings ratio of 17.06, REVO is valued on the expensive side.
- 80.43% of the companies in the same industry are cheaper than REVO, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.12, REVO is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.54 | ||
| Fwd PE | 17.06 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, REVO is valued a bit more expensive than 65.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.87 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates REVO does not grow enough to justify the current Price/Earnings ratio.
- A more expensive valuation may be justified as REVO's earnings are expected to grow with 17.04% in the coming years.
PEG (NY)3.99
PEG (5Y)N/A
EPS Next 2Y16.94%
EPS Next 3Y17.04%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.06%, REVO has a reasonable but not impressive dividend return.
- With a Dividend Yield of 1.06, REVO pays less dividend than the industry average, which is at 3.93. 91.30% of the companies listed in the same industry pay a better dividend than REVO!
- With a Dividend Yield of 1.06, REVO pays less dividend than the S&P500 average, which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.06% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- REVO pays out 27.57% of its income as dividend. This is a sustainable payout ratio.
DP27.57%
EPS Next 2Y16.94%
EPS Next 3Y17.04%
BIT:REVO (1/15/2026, 2:42:02 PM)
22.45
-0.05 (-0.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners16.61%
Inst Owner ChangeN/A
Ins Owners6.04%
Ins Owner ChangeN/A
Market Cap658.01M
Revenue(TTM)215.94M
Net Income(TTM)20.53M
Analysts84
Price Target19.15 (-14.7%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.06% |
Yearly Dividend0.08
Dividend Growth(5Y)N/A
DP27.57%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.67%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.54 | ||
| Fwd PE | 17.06 | ||
| P/S | 3.05 | ||
| P/FCF | 17.87 | ||
| P/OCF | 14.64 | ||
| P/B | 2.6 | ||
| P/tB | 4.26 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.65
EY2.9%
EPS(NY)1.32
Fwd EY5.86%
FCF(TTM)1.26
FCFY5.59%
OCF(TTM)1.53
OCFY6.83%
SpS7.37
BVpS8.65
TBVpS5.27
PEG (NY)3.99
PEG (5Y)N/A
Graham Number11.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.65% | ||
| ROE | 8.1% | ||
| ROCE | 5.11% | ||
| ROIC | 4.11% | ||
| ROICexc | 4.15% | ||
| ROICexgc | 7.06% | ||
| OM | 12.71% | ||
| PM (TTM) | 9.51% | ||
| GM | N/A | ||
| FCFM | 17.05% |
ROA(3y)2.6%
ROA(5y)N/A
ROE(3y)5.05%
ROE(5y)N/A
ROIC(3y)2.56%
ROIC(5y)N/A
ROICexc(3y)2.59%
ROICexc(5y)N/A
ROICexgc(3y)4.87%
ROICexgc(5y)N/A
ROCE(3y)3.19%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.37 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 3.76% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 179.31% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC8.01%
ROIC/WACC0.51
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)9.85%
Cap/Sales(5y)N/A
Profit Quality(3y)310.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-2.01%
EPS Next Y8.66%
EPS Next 2Y16.94%
EPS Next 3Y17.04%
EPS Next 5Y17.48%
Revenue 1Y (TTM)30.17%
Revenue growth 3Y246.84%
Revenue growth 5YN/A
Sales Q2Q%31.38%
Revenue Next Year30.22%
Revenue Next 2Y22.52%
Revenue Next 3Y19.08%
Revenue Next 5YN/A
EBIT growth 1Y91.37%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1008.76%
EBIT Next 3Y142.98%
EBIT Next 5YN/A
FCF growth 1Y1456.58%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y162.68%
OCF growth 3YN/A
OCF growth 5YN/A
REVO INSURANCE SPA / REVO.MI FAQ
Can you provide the ChartMill fundamental rating for REVO INSURANCE SPA?
ChartMill assigns a fundamental rating of 4 / 10 to REVO.MI.
What is the valuation status for REVO stock?
ChartMill assigns a valuation rating of 1 / 10 to REVO INSURANCE SPA (REVO.MI). This can be considered as Overvalued.
What is the profitability of REVO stock?
REVO INSURANCE SPA (REVO.MI) has a profitability rating of 4 / 10.
What is the financial health of REVO INSURANCE SPA (REVO.MI) stock?
The financial health rating of REVO INSURANCE SPA (REVO.MI) is 4 / 10.
Can you provide the dividend sustainability for REVO stock?
The dividend rating of REVO INSURANCE SPA (REVO.MI) is 2 / 10 and the dividend payout ratio is 27.57%.