REDELFI SPA (RDF.MI) Stock Fundamental Analysis
Europe • Euronext Milan • BIT:RDF • IT0005496101
11.3 EUR
-0.58 (-4.88%)
Last: Jan 30, 2026, 07:00 PM
Taking everything into account, RDF scores 4 out of 10 in our fundamental rating. RDF was compared to 70 industry peers in the IT Services industry. While RDF is still in line with the averages on profitability rating, there are concerns on its financial health. RDF is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
- In the past year RDF was profitable.
- In the past year RDF had a positive cash flow from operations.
1.2 Ratios
- RDF has a Return On Assets of 3.56%. This is in the lower half of the industry: RDF underperforms 60.00% of its industry peers.
- RDF has a Return On Equity (12.95%) which is comparable to the rest of the industry.
- The Return On Invested Capital of RDF (9.85%) is comparable to the rest of the industry.
- RDF had an Average Return On Invested Capital over the past 3 years of 9.97%. This is significantly below the industry average of 26.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 12.95% | ||
| ROIC | 9.85% |
ROA(3y)4.89%
ROA(5y)N/A
ROE(3y)12.96%
ROE(5y)N/A
ROIC(3y)9.97%
ROIC(5y)N/A
1.3 Margins
- RDF's Profit Margin of 240.87% is amongst the best of the industry. RDF outperforms 100.00% of its industry peers.
- RDF's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 813.70%, RDF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
- The Gross Margin of RDF (1132.05%) is better than 100.00% of its industry peers.
- RDF's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 813.7% | ||
| PM (TTM) | 240.87% | ||
| GM | 1132.05% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-30.89%
PM growth 5YN/A
GM growth 3Y161.4%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so RDF is still creating some value.
- RDF has more shares outstanding than it did 1 year ago.
- Compared to 1 year ago, RDF has a worse debt to assets ratio.
2.2 Solvency
- RDF has an Altman-Z score of 2.36. This is not the best score and indicates that RDF is in the grey zone with still only limited risk for bankruptcy at the moment.
- RDF's Altman-Z score of 2.36 is in line compared to the rest of the industry. RDF outperforms 41.43% of its industry peers.
- A Debt/Equity ratio of 1.02 is on the high side and indicates that RDF has dependencies on debt financing.
- RDF's Debt to Equity ratio of 1.02 is on the low side compared to the rest of the industry. RDF is outperformed by 67.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.02 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.36 |
ROIC/WACC1.3
WACC7.59%
2.3 Liquidity
- RDF has a Current Ratio of 3.14. This indicates that RDF is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 3.14, RDF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
- RDF has a Quick Ratio of 1.53. This is a normal value and indicates that RDF is financially healthy and should not expect problems in meeting its short term obligations.
- RDF has a Quick ratio of 1.53. This is in the better half of the industry: RDF outperforms 77.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.14 | ||
| Quick Ratio | 1.53 |
3. Growth
3.1 Past
- The earnings per share for RDF have decreased strongly by -29.08% in the last year.
- The earnings per share for RDF have been decreasing by -10.82% on average. This is quite bad
- Looking at the last year, RDF shows a quite strong growth in Revenue. The Revenue has grown by 11.98% in the last year.
- RDF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 36.68% yearly.
EPS 1Y (TTM)-29.08%
EPS 3Y-10.82%
EPS 5YN/A
EPS Q2Q%-7.95%
Revenue 1Y (TTM)11.98%
Revenue growth 3Y36.68%
Revenue growth 5YN/A
Sales Q2Q%-71.39%
3.2 Future
- The Earnings Per Share is expected to grow by 36.16% on average over the next years. This is a very strong growth
- Based on estimates for the next years, RDF will show a very strong growth in Revenue. The Revenue will grow by 40.86% on average per year.
EPS Next Y-2.5%
EPS Next 2Y54.92%
EPS Next 3Y51.1%
EPS Next 5Y36.16%
Revenue Next Year46.72%
Revenue Next 2Y47.89%
Revenue Next 3Y40.36%
Revenue Next 5Y40.86%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 35.31, which means the current valuation is very expensive for RDF.
- RDF's Price/Earnings ratio is a bit more expensive when compared to the industry. RDF is more expensive than 64.29% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.30, RDF is valued a bit more expensive.
- The Price/Forward Earnings ratio is 11.65, which indicates a very decent valuation of RDF.
- RDF's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. RDF is cheaper than 72.86% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, RDF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.31 | ||
| Fwd PE | 11.65 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as RDF.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.32 |
4.3 Compensation for Growth
- RDF's earnings are expected to grow with 51.10% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y54.92%
EPS Next 3Y51.1%
5. Dividend
5.1 Amount
- RDF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
REDELFI SPA / RDF.MI FAQ
What is the fundamental rating for RDF stock?
ChartMill assigns a fundamental rating of 4 / 10 to RDF.MI.
Can you provide the valuation status for REDELFI SPA?
ChartMill assigns a valuation rating of 3 / 10 to REDELFI SPA (RDF.MI). This can be considered as Overvalued.
Can you provide the profitability details for REDELFI SPA?
REDELFI SPA (RDF.MI) has a profitability rating of 4 / 10.
What is the valuation of REDELFI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for REDELFI SPA (RDF.MI) is 35.31 and the Price/Book (PB) ratio is 4.93.
What is the financial health of REDELFI SPA (RDF.MI) stock?
The financial health rating of REDELFI SPA (RDF.MI) is 3 / 10.