REDELFI SPA (RDF.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:RDF - IT0005496101 - Common Stock
10.56 EUR
-0.04 (-0.38%)
We assign a fundamental rating of 4 out of 10 to RDF. RDF was compared to 77 industry peers in the IT Services industry. There are concerns on the financial health of RDF while its profitability can be described as average. RDF is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year RDF was profitable.
In the past year RDF had a positive cash flow from operations.
1.2 Ratios
RDF has a Return On Assets (3.56%) which is in line with its industry peers.
RDF has a Return On Equity (12.95%) which is in line with its industry peers.
RDF has a Return On Invested Capital (9.85%) which is comparable to the rest of the industry.
RDF had an Average Return On Invested Capital over the past 3 years of 9.97%. This is significantly below the industry average of 26.50%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 12.95% | ||
| ROIC | 9.85% |
ROA(3y)4.89%
ROA(5y)N/A
ROE(3y)12.96%
ROE(5y)N/A
ROIC(3y)9.97%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 240.87%, RDF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of RDF has declined.
RDF's Operating Margin of 813.70% is amongst the best of the industry. RDF outperforms 100.00% of its industry peers.
Looking at the Gross Margin, with a value of 1132.05%, RDF belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Gross Margin of RDF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 813.7% | ||
| PM (TTM) | 240.87% | ||
| GM | 1132.05% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-30.89%
PM growth 5YN/A
GM growth 3Y161.4%
GM growth 5YN/A
2. Health
2.1 Basic Checks
RDF has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, RDF has more shares outstanding
Compared to 1 year ago, RDF has a worse debt to assets ratio.
2.2 Solvency
RDF has an Altman-Z score of 2.23. This is not the best score and indicates that RDF is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 2.23, RDF perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
RDF has a Debt/Equity ratio of 1.02. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.02, RDF is doing worse than 66.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.02 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.23 |
ROIC/WACC1.32
WACC7.45%
2.3 Liquidity
RDF has a Current Ratio of 3.14. This indicates that RDF is financially healthy and has no problem in meeting its short term obligations.
RDF's Current ratio of 3.14 is amongst the best of the industry. RDF outperforms 97.40% of its industry peers.
A Quick Ratio of 1.53 indicates that RDF should not have too much problems paying its short term obligations.
RDF has a Quick ratio of 1.53. This is in the better half of the industry: RDF outperforms 79.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.14 | ||
| Quick Ratio | 1.53 |
3. Growth
3.1 Past
The earnings per share for RDF have decreased strongly by -29.08% in the last year.
Measured over the past years, RDF shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.82% on average per year.
RDF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.98%.
Measured over the past years, RDF shows a very strong growth in Revenue. The Revenue has been growing by 36.68% on average per year.
EPS 1Y (TTM)-29.08%
EPS 3Y-10.82%
EPS 5YN/A
EPS Q2Q%-7.95%
Revenue 1Y (TTM)11.98%
Revenue growth 3Y36.68%
Revenue growth 5YN/A
Sales Q2Q%-71.39%
3.2 Future
Based on estimates for the next years, RDF will show a very strong growth in Earnings Per Share. The EPS will grow by 36.16% on average per year.
Based on estimates for the next years, RDF will show a very strong growth in Revenue. The Revenue will grow by 40.86% on average per year.
EPS Next Y-2.5%
EPS Next 2Y54.92%
EPS Next 3Y51.1%
EPS Next 5Y36.16%
Revenue Next Year46.72%
Revenue Next 2Y47.89%
Revenue Next 3Y40.36%
Revenue Next 5Y40.86%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 33.00 indicates a quite expensive valuation of RDF.
Compared to the rest of the industry, the Price/Earnings ratio of RDF is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.34, RDF is valued a bit more expensive.
A Price/Forward Earnings ratio of 10.89 indicates a reasonable valuation of RDF.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RDF indicates a rather cheap valuation: RDF is cheaper than 81.82% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of RDF to the average of the S&P500 Index (23.56), we can say RDF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33 | ||
| Fwd PE | 10.89 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RDF is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 8.21 |
4.3 Compensation for Growth
RDF's earnings are expected to grow with 51.10% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y54.92%
EPS Next 3Y51.1%
5. Dividend
5.1 Amount
RDF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:RDF (12/8/2025, 7:00:00 PM)
10.56
-0.04 (-0.38%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners2.16%
Inst Owner ChangeN/A
Ins Owners8.08%
Ins Owner ChangeN/A
Market Cap126.72M
Revenue(TTM)1.48M
Net Income(TTM)3.57M
Analysts80
Price Target14.35 (35.89%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)20.25%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-29.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33 | ||
| Fwd PE | 10.89 | ||
| P/S | 85.59 | ||
| P/FCF | N/A | ||
| P/OCF | 37.66 | ||
| P/B | 4.6 | ||
| P/tB | 10.82 | ||
| EV/EBITDA | 8.21 |
EPS(TTM)0.32
EY3.03%
EPS(NY)0.97
Fwd EY9.18%
FCF(TTM)-0.99
FCFYN/A
OCF(TTM)0.28
OCFY2.66%
SpS0.12
BVpS2.29
TBVpS0.98
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.56% | ||
| ROE | 12.95% | ||
| ROCE | 15.68% | ||
| ROIC | 9.85% | ||
| ROICexc | 15.98% | ||
| ROICexgc | 24% | ||
| OM | 813.7% | ||
| PM (TTM) | 240.87% | ||
| GM | 1132.05% | ||
| FCFM | N/A |
ROA(3y)4.89%
ROA(5y)N/A
ROE(3y)12.96%
ROE(5y)N/A
ROIC(3y)9.97%
ROIC(5y)N/A
ROICexc(3y)14.82%
ROICexc(5y)N/A
ROICexgc(3y)26.06%
ROICexgc(5y)N/A
ROCE(3y)15.88%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-30.89%
PM growth 5YN/A
GM growth 3Y161.4%
GM growth 5YN/A
F-Score4
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.02 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.98 | ||
| Cap/Depr | 693.25% | ||
| Cap/Sales | 1025.95% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 23.63% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.14 | ||
| Quick Ratio | 1.53 | ||
| Altman-Z | 2.23 |
F-Score4
WACC7.45%
ROIC/WACC1.32
Cap/Depr(3y)626.05%
Cap/Depr(5y)N/A
Cap/Sales(3y)209.13%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.08%
EPS 3Y-10.82%
EPS 5YN/A
EPS Q2Q%-7.95%
EPS Next Y-2.5%
EPS Next 2Y54.92%
EPS Next 3Y51.1%
EPS Next 5Y36.16%
Revenue 1Y (TTM)11.98%
Revenue growth 3Y36.68%
Revenue growth 5YN/A
Sales Q2Q%-71.39%
Revenue Next Year46.72%
Revenue Next 2Y47.89%
Revenue Next 3Y40.36%
Revenue Next 5Y40.86%
EBIT growth 1Y41.11%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year116.36%
EBIT Next 3Y68%
EBIT Next 5Y59.58%
FCF growth 1Y-1098.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1007.52%
OCF growth 3YN/A
OCF growth 5YN/A
REDELFI SPA / RDF.MI FAQ
What is the ChartMill fundamental rating of REDELFI SPA (RDF.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to RDF.MI.
What is the valuation status of REDELFI SPA (RDF.MI) stock?
ChartMill assigns a valuation rating of 4 / 10 to REDELFI SPA (RDF.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for REDELFI SPA?
REDELFI SPA (RDF.MI) has a profitability rating of 4 / 10.
What is the valuation of REDELFI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for REDELFI SPA (RDF.MI) is 33 and the Price/Book (PB) ratio is 4.6.
What is the financial health of REDELFI SPA (RDF.MI) stock?
The financial health rating of REDELFI SPA (RDF.MI) is 3 / 10.