REDELFI SPA (RDF.MI) Stock Fundamental Analysis

BIT:RDF • IT0005496101

10.86 EUR
-0.14 (-1.27%)
Last: Mar 2, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to RDF. RDF was compared to 75 industry peers in the IT Services industry. While RDF is still in line with the averages on profitability rating, there are concerns on its financial health. RDF is valued quite expensively, but it does show have an excellent growth rating.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year RDF was profitable.
  • In the past year RDF had a positive cash flow from operations.
RDF.MI Yearly Net Income VS EBIT VS OCF VS FCFRDF.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 5M -5M -10M

1.2 Ratios

  • With a Return On Assets value of 3.56%, RDF perfoms like the industry average, outperforming 41.33% of the companies in the same industry.
  • With a Return On Equity value of 12.95%, RDF perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
  • RDF's Return On Invested Capital of 9.85% is in line compared to the rest of the industry. RDF outperforms 58.67% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for RDF is in line with the industry average of 11.55%.
Industry RankSector Rank
ROA 3.56%
ROE 12.95%
ROIC 9.85%
ROA(3y)4.89%
ROA(5y)N/A
ROE(3y)12.96%
ROE(5y)N/A
ROIC(3y)9.97%
ROIC(5y)N/A
RDF.MI Yearly ROA, ROE, ROICRDF.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 20 40 60

1.3 Margins

  • RDF has a Profit Margin of 240.87%. This is amongst the best in the industry. RDF outperforms 100.00% of its industry peers.
  • RDF's Profit Margin has declined in the last couple of years.
  • The Operating Margin of RDF (813.70%) is better than 100.00% of its industry peers.
  • RDF has a Gross Margin of 1132.05%. This is amongst the best in the industry. RDF outperforms 100.00% of its industry peers.
  • In the last couple of years the Gross Margin of RDF has grown nicely.
Industry RankSector Rank
OM 813.7%
PM (TTM) 240.87%
GM 1132.05%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-30.89%
PM growth 5YN/A
GM growth 3Y161.4%
GM growth 5YN/A
RDF.MI Yearly Profit, Operating, Gross MarginsRDF.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 100 -100 200 300

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), RDF is creating some value.
  • Compared to 1 year ago, RDF has more shares outstanding
  • Compared to 1 year ago, RDF has a worse debt to assets ratio.
RDF.MI Yearly Shares OutstandingRDF.MI Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2M 4M 6M 8M
RDF.MI Yearly Total Debt VS Total AssetsRDF.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 20M 40M 60M

2.2 Solvency

  • An Altman-Z score of 2.25 indicates that RDF is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • RDF's Altman-Z score of 2.25 is in line compared to the rest of the industry. RDF outperforms 44.00% of its industry peers.
  • A Debt/Equity ratio of 1.02 is on the high side and indicates that RDF has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.02, RDF is doing worse than 65.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Altman-Z 2.25
ROIC/WACC1.31
WACC7.51%
RDF.MI Yearly LT Debt VS Equity VS FCFRDF.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 10M -10M 20M

2.3 Liquidity

  • RDF has a Current Ratio of 3.14. This indicates that RDF is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Current ratio value of 3.14, RDF belongs to the best of the industry, outperforming 98.67% of the companies in the same industry.
  • RDF has a Quick Ratio of 1.53. This is a normal value and indicates that RDF is financially healthy and should not expect problems in meeting its short term obligations.
  • RDF has a Quick ratio of 1.53. This is in the better half of the industry: RDF outperforms 77.33% of its industry peers.
Industry RankSector Rank
Current Ratio 3.14
Quick Ratio 1.53
RDF.MI Yearly Current Assets VS Current LiabilitesRDF.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • RDF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.08%.
  • Measured over the past years, RDF shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.82% on average per year.
  • RDF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.98%.
  • The Revenue has been growing by 36.68% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-29.08%
EPS 3Y-10.82%
EPS 5YN/A
EPS Q2Q%-7.95%
Revenue 1Y (TTM)11.98%
Revenue growth 3Y36.68%
Revenue growth 5YN/A
Sales Q2Q%-71.39%

3.2 Future

  • Based on estimates for the next years, RDF will show a very strong growth in Earnings Per Share. The EPS will grow by 36.16% on average per year.
  • The Revenue is expected to grow by 40.86% on average over the next years. This is a very strong growth
EPS Next Y-2.5%
EPS Next 2Y54.92%
EPS Next 3Y51.1%
EPS Next 5Y36.16%
Revenue Next Year46.72%
Revenue Next 2Y47.89%
Revenue Next 3Y40.36%
Revenue Next 5Y40.86%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
RDF.MI Yearly Revenue VS EstimatesRDF.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 20M 40M 60M
RDF.MI Yearly EPS VS EstimatesRDF.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 2028 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 33.94, which means the current valuation is very expensive for RDF.
  • 62.67% of the companies in the same industry are cheaper than RDF, based on the Price/Earnings ratio.
  • RDF's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.13.
  • RDF is valuated reasonably with a Price/Forward Earnings ratio of 11.20.
  • RDF's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. RDF is cheaper than 72.00% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.11, RDF is valued rather cheaply.
Industry RankSector Rank
PE 33.94
Fwd PE 11.2
RDF.MI Price Earnings VS Forward Price EarningsRDF.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • RDF's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 8.39
RDF.MI Per share dataRDF.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2

4.3 Compensation for Growth

  • RDF's earnings are expected to grow with 51.10% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y54.92%
EPS Next 3Y51.1%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • RDF does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

REDELFI SPA

BIT:RDF (3/2/2026, 7:00:00 PM)

10.86

-0.14 (-1.27%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners2.15%
Inst Owner ChangeN/A
Ins Owners8.08%
Ins Owner ChangeN/A
Market Cap130.32M
Revenue(TTM)1.48M
Net Income(TTM)3.57M
Analysts80
Price Target14.35 (32.14%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 33.94
Fwd PE 11.2
P/S 88.02
P/FCF N/A
P/OCF 38.73
P/B 4.73
P/tB 11.13
EV/EBITDA 8.39
EPS(TTM)0.32
EY2.95%
EPS(NY)0.97
Fwd EY8.93%
FCF(TTM)-0.99
FCFYN/A
OCF(TTM)0.28
OCFY2.58%
SpS0.12
BVpS2.29
TBVpS0.98
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.06
Profitability
Industry RankSector Rank
ROA 3.56%
ROE 12.95%
ROCE 15.68%
ROIC 9.85%
ROICexc 15.98%
ROICexgc 24%
OM 813.7%
PM (TTM) 240.87%
GM 1132.05%
FCFM N/A
ROA(3y)4.89%
ROA(5y)N/A
ROE(3y)12.96%
ROE(5y)N/A
ROIC(3y)9.97%
ROIC(5y)N/A
ROICexc(3y)14.82%
ROICexc(5y)N/A
ROICexgc(3y)26.06%
ROICexgc(5y)N/A
ROCE(3y)15.88%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-30.89%
PM growth 5YN/A
GM growth 3Y161.4%
GM growth 5YN/A
F-Score4
Asset Turnover0.01
Health
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Debt/EBITDA 1.98
Cap/Depr 693.25%
Cap/Sales 1025.95%
Interest Coverage 250
Cash Conversion 23.63%
Profit Quality N/A
Current Ratio 3.14
Quick Ratio 1.53
Altman-Z 2.25
F-Score4
WACC7.51%
ROIC/WACC1.31
Cap/Depr(3y)626.05%
Cap/Depr(5y)N/A
Cap/Sales(3y)209.13%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.08%
EPS 3Y-10.82%
EPS 5YN/A
EPS Q2Q%-7.95%
EPS Next Y-2.5%
EPS Next 2Y54.92%
EPS Next 3Y51.1%
EPS Next 5Y36.16%
Revenue 1Y (TTM)11.98%
Revenue growth 3Y36.68%
Revenue growth 5YN/A
Sales Q2Q%-71.39%
Revenue Next Year46.72%
Revenue Next 2Y47.89%
Revenue Next 3Y40.36%
Revenue Next 5Y40.86%
EBIT growth 1Y41.11%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year116.36%
EBIT Next 3Y68%
EBIT Next 5Y59.58%
FCF growth 1Y-1098.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1007.52%
OCF growth 3YN/A
OCF growth 5YN/A

REDELFI SPA / RDF.MI FAQ

What is the fundamental rating for RDF stock?

ChartMill assigns a fundamental rating of 4 / 10 to RDF.MI.


Can you provide the valuation status for REDELFI SPA?

ChartMill assigns a valuation rating of 3 / 10 to REDELFI SPA (RDF.MI). This can be considered as Overvalued.


Can you provide the profitability details for REDELFI SPA?

REDELFI SPA (RDF.MI) has a profitability rating of 4 / 10.


What is the valuation of REDELFI SPA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for REDELFI SPA (RDF.MI) is 33.94 and the Price/Book (PB) ratio is 4.73.


What is the financial health of REDELFI SPA (RDF.MI) stock?

The financial health rating of REDELFI SPA (RDF.MI) is 3 / 10.