RF CAPITAL GROUP INC (RCG.CA) Stock Fundamental Analysis
Canada - TSX:RCG - CA74971G4016 - Common Stock
19.99 CAD
0 (0%)
We assign a fundamental rating of 3 out of 10 to RCG. RCG was compared to 81 industry peers in the Capital Markets industry. RCG scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. While showing a medium growth rate, RCG is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year RCG was profitable.
RCG had a positive operating cash flow in the past year.
In the past 5 years RCG reported 4 times negative net income.
In multiple years RCG reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of -0.84%, RCG is not doing good in the industry: 67.90% of the companies in the same industry are doing better.
RCG has a Return On Equity of -3.62%. This is in the lower half of the industry: RCG underperforms 70.37% of its industry peers.
The Return On Invested Capital of RCG (1.52%) is worse than 64.20% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for RCG is significantly below the industry average of 10.03%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROIC | 1.52% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
1.3 Margins
With a Operating Margin value of 2.97%, RCG is not doing good in the industry: 70.37% of the companies in the same industry are doing better.
RCG's Operating Margin has declined in the last couple of years.
The Gross Margin of RCG (56.04%) is better than 74.07% of its industry peers.
In the last couple of years the Gross Margin of RCG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% |
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
2. Health
2.1 Basic Checks
RCG has more shares outstanding than it did 1 year ago.
RCG has less shares outstanding than it did 5 years ago.
The debt/assets ratio for RCG has been reduced compared to a year ago.
2.2 Solvency
RCG has an Altman-Z score of 0.26. This is a bad value and indicates that RCG is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.26, RCG is not doing good in the industry: 72.84% of the companies in the same industry are doing better.
The Debt to FCF ratio of RCG is 4.31, which is a neutral value as it means it would take RCG, 4.31 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.31, RCG is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
RCG has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.50, RCG perfoms like the industry average, outperforming 53.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Altman-Z | 0.26 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
RCG has a Current Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
RCG has a Current ratio (1.15) which is comparable to the rest of the industry.
RCG has a Quick Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.15, RCG perfoms like the industry average, outperforming 59.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
RCG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.61%.
The Revenue has been growing slightly by 6.26% in the past year.
The Revenue has been growing by 58.60% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
3.2 Future
RCG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.00% yearly.
The Revenue is expected to grow by 7.74% on average over the next years.
EPS Next Y-119.19%
EPS Next 2Y11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
RCG is valuated quite expensively with a Price/Earnings ratio of 285.57.
Based on the Price/Earnings ratio, RCG is valued a bit more expensive than the industry average as 71.60% of the companies are valued more cheaply.
When comparing the Price/Earnings ratio of RCG to the average of the S&P500 Index (25.83), we can say RCG is valued expensively.
Based on the Price/Forward Earnings ratio of 32.45, the valuation of RCG can be described as expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RCG is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 32.68, RCG is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 32.45 |
4.2 Price Multiples
RCG's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. RCG is cheaper than 60.49% of the companies in the same industry.
RCG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. RCG is cheaper than 85.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 10.65 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for RCG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:RCG (11/3/2025, 7:00:00 PM)
19.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.93%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-130.16%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 32.45 | ||
| P/S | 0.83 | ||
| P/FCF | 8.47 | ||
| P/OCF | 7.6 | ||
| P/B | 0.99 | ||
| P/tB | 33.39 | ||
| EV/EBITDA | 10.65 |
EPS(TTM)0.07
EY0.35%
EPS(NY)0.62
Fwd EY3.08%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROCE | 2.11% | ||
| ROIC | 1.52% | ||
| ROICexc | 1.82% | ||
| ROICexgc | 6.95% | ||
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% | ||
| FCFM | 9.83% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Debt/EBITDA | 4.39 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.06 | ||
| Cash Conversion | 113.51% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.26 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-119.19%
EPS Next 2Y11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%
RF CAPITAL GROUP INC / RCG.CA FAQ
Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?
ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.
What is the valuation status of RF CAPITAL GROUP INC (RCG.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.
How profitable is RF CAPITAL GROUP INC (RCG.CA) stock?
RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for RCG stock?
The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -119.19% in the next year.
Is the dividend of RF CAPITAL GROUP INC sustainable?
The dividend rating of RF CAPITAL GROUP INC (RCG.CA) is 0 / 10 and the dividend payout ratio is -37.22%.