RF CAPITAL GROUP INC (RCG.CA) Stock Fundamental Analysis
TSX:RCG • CA74971G4016
19.99 CAD
0 (0%)
Last: Nov 3, 2025, 07:00 PM
RCG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 80 industry peers in the Capital Markets industry. The financial health of RCG is average, but there are quite some concerns on its profitability. RCG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year RCG was profitable.
- RCG had a positive operating cash flow in the past year.
- RCG had negative earnings in 4 of the past 5 years.
- The reported operating cash flow has been mixed in the past 5 years: RCG reported negative operating cash flow in multiple years.
1.2 Ratios
- RCG's Return On Assets of -0.84% is on the low side compared to the rest of the industry. RCG is outperformed by 68.24% of its industry peers.
- RCG's Return On Equity of -3.62% is on the low side compared to the rest of the industry. RCG is outperformed by 70.59% of its industry peers.
- RCG's Return On Invested Capital of 1.52% is on the low side compared to the rest of the industry. RCG is outperformed by 62.35% of its industry peers.
- RCG had an Average Return On Invested Capital over the past 3 years of 1.58%. This is significantly below the industry average of 10.29%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROIC | 1.52% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
1.3 Margins
- Looking at the Operating Margin, with a value of 2.97%, RCG is doing worse than 69.41% of the companies in the same industry.
- RCG's Operating Margin has declined in the last couple of years.
- RCG's Gross Margin of 56.04% is fine compared to the rest of the industry. RCG outperforms 74.12% of its industry peers.
- RCG's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% |
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, RCG has more shares outstanding
- The number of shares outstanding for RCG has been reduced compared to 5 years ago.
- RCG has a better debt/assets ratio than last year.
2.2 Solvency
- RCG has an Altman-Z score of 0.26. This is a bad value and indicates that RCG is not financially healthy and even has some risk of bankruptcy.
- RCG has a Altman-Z score of 0.26. This is in the lower half of the industry: RCG underperforms 72.94% of its industry peers.
- The Debt to FCF ratio of RCG is 4.31, which is a neutral value as it means it would take RCG, 4.31 years of fcf income to pay off all of its debts.
- RCG's Debt to FCF ratio of 4.31 is fine compared to the rest of the industry. RCG outperforms 63.53% of its industry peers.
- A Debt/Equity ratio of 0.50 indicates that RCG is somewhat dependend on debt financing.
- The Debt to Equity ratio of RCG (0.50) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Altman-Z | 0.26 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- RCG has a Current Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
- RCG has a Current ratio of 1.15. This is comparable to the rest of the industry: RCG outperforms 56.47% of its industry peers.
- RCG has a Quick Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
- With a Quick ratio value of 1.15, RCG perfoms like the industry average, outperforming 56.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
- The earnings per share for RCG have decreased strongly by -86.61% in the last year.
- The Revenue has been growing slightly by 6.26% in the past year.
- Measured over the past years, RCG shows a very strong growth in Revenue. The Revenue has been growing by 58.60% on average per year.
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
3.2 Future
- RCG is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -39.70% yearly.
- The Revenue is expected to grow by 7.74% on average over the next years.
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 285.57 indicates a quite expensive valuation of RCG.
- Based on the Price/Earnings ratio, RCG is valued a bit more expensive than the industry average as 69.41% of the companies are valued more cheaply.
- RCG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.09.
- The Price/Forward Earnings ratio is 109.96, which means the current valuation is very expensive for RCG.
- The rest of the industry has a similar Price/Forward Earnings ratio as RCG.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.98, RCG is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 109.96 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RCG indicates a somewhat cheap valuation: RCG is cheaper than 61.18% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of RCG indicates a rather cheap valuation: RCG is cheaper than 83.53% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 10.65 |
4.3 Compensation for Growth
- A cheap valuation may be justified as RCG's earnings are expected to decrease with -39.70% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-39.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for RCG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:RCG (11/3/2025, 7:00:00 PM)
19.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30 2025-10-30
Earnings (Next)02-25 2026-02-25
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-342.1%
EPS NY rev (3m)-233.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 109.96 | ||
| P/S | 0.83 | ||
| P/FCF | 8.47 | ||
| P/OCF | 7.6 | ||
| P/B | 0.99 | ||
| P/tB | 33.39 | ||
| EV/EBITDA | 10.65 |
EPS(TTM)0.07
EY0.35%
EPS(NY)0.18
Fwd EY0.91%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROCE | 2.11% | ||
| ROIC | 1.52% | ||
| ROICexc | 1.82% | ||
| ROICexgc | 6.95% | ||
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% | ||
| FCFM | 9.83% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Debt/EBITDA | 4.39 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.06 | ||
| Cash Conversion | 113.51% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.26 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-184.84%
EPS Next 2Y-39.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%
RF CAPITAL GROUP INC / RCG.CA FAQ
Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?
ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.
Can you provide the valuation status for RF CAPITAL GROUP INC?
ChartMill assigns a valuation rating of 2 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.
How profitable is RF CAPITAL GROUP INC (RCG.CA) stock?
RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for RCG stock?
The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -184.84% in the next year.
Can you provide the dividend sustainability for RCG stock?
The dividend rating of RF CAPITAL GROUP INC (RCG.CA) is 0 / 10 and the dividend payout ratio is -37.22%.