RF CAPITAL GROUP INC (RCG.CA) Stock Fundamental Analysis
Canada - TSX:RCG - CA74971G4016 - Common Stock
19.99 CAD
0 (0%)
We assign a fundamental rating of 3 out of 10 to RCG. RCG was compared to 81 industry peers in the Capital Markets industry. While RCG seems to be doing ok healthwise, there are quite some concerns on its profitability. RCG is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
RCG had positive earnings in the past year.
In the past year RCG had a positive cash flow from operations.
RCG had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: RCG reported negative operating cash flow in multiple years.
1.2 Ratios
RCG has a Return On Assets of -0.84%. This is in the lower half of the industry: RCG underperforms 67.90% of its industry peers.
Looking at the Return On Equity, with a value of -3.62%, RCG is doing worse than 70.37% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 1.52%, RCG is doing worse than 64.20% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for RCG is significantly below the industry average of 10.03%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROIC | 1.52% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
1.3 Margins
The Operating Margin of RCG (2.97%) is worse than 70.37% of its industry peers.
In the last couple of years the Operating Margin of RCG has declined.
RCG has a Gross Margin of 56.04%. This is in the better half of the industry: RCG outperforms 74.07% of its industry peers.
RCG's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% |
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
2. Health
2.1 Basic Checks
RCG has more shares outstanding than it did 1 year ago.
RCG has less shares outstanding than it did 5 years ago.
The debt/assets ratio for RCG has been reduced compared to a year ago.
2.2 Solvency
RCG has an Altman-Z score of 0.26. This is a bad value and indicates that RCG is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of RCG (0.26) is worse than 72.84% of its industry peers.
The Debt to FCF ratio of RCG is 4.31, which is a neutral value as it means it would take RCG, 4.31 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of RCG (4.31) is better than 66.67% of its industry peers.
RCG has a Debt/Equity ratio of 0.50. This is a neutral value indicating RCG is somewhat dependend on debt financing.
The Debt to Equity ratio of RCG (0.50) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Altman-Z | 0.26 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.15 indicates that RCG should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.15, RCG is in line with its industry, outperforming 59.26% of the companies in the same industry.
RCG has a Quick Ratio of 1.15. This is a normal value and indicates that RCG is financially healthy and should not expect problems in meeting its short term obligations.
RCG has a Quick ratio (1.15) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
The earnings per share for RCG have decreased strongly by -86.61% in the last year.
Looking at the last year, RCG shows a small growth in Revenue. The Revenue has grown by 6.26% in the last year.
Measured over the past years, RCG shows a very strong growth in Revenue. The Revenue has been growing by 58.60% on average per year.
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
3.2 Future
Based on estimates for the next years, RCG will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.00% on average per year.
RCG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.74% yearly.
EPS Next Y-119.19%
EPS Next 2Y11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 285.57, which means the current valuation is very expensive for RCG.
RCG's Price/Earnings ratio is a bit more expensive when compared to the industry. RCG is more expensive than 71.60% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.67, RCG is valued quite expensively.
RCG is valuated quite expensively with a Price/Forward Earnings ratio of 32.45.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RCG is on the same level as its industry peers.
RCG is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 31.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 32.45 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, RCG is valued a bit cheaper than 60.49% of the companies in the same industry.
RCG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. RCG is cheaper than 85.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.47 | ||
| EV/EBITDA | 10.65 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
RCG does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:RCG (11/3/2025, 7:00:00 PM)
19.99
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.67%
Inst Owner ChangeN/A
Ins Owners0.76%
Ins Owner ChangeN/A
Market Cap314.24M
Revenue(TTM)377.41M
Net Income(TTM)-11.53M
Analysts45.71
Price Target13.52 (-32.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.28
Dividend Growth(5Y)11.18%
DP-37.22%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.11%
Min Revenue beat(2)-7.46%
Max Revenue beat(2)1.24%
Revenue beat(4)2
Avg Revenue beat(4)-1.74%
Min Revenue beat(4)-7.46%
Max Revenue beat(4)1.24%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.93%
PT rev (3m)-0.93%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-130.16%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 285.57 | ||
| Fwd PE | 32.45 | ||
| P/S | 0.83 | ||
| P/FCF | 8.47 | ||
| P/OCF | 7.6 | ||
| P/B | 0.99 | ||
| P/tB | 33.39 | ||
| EV/EBITDA | 10.65 |
EPS(TTM)0.07
EY0.35%
EPS(NY)0.62
Fwd EY3.08%
FCF(TTM)2.36
FCFY11.8%
OCF(TTM)2.63
OCFY13.15%
SpS24.01
BVpS20.27
TBVpS0.6
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.84% | ||
| ROE | -3.62% | ||
| ROCE | 2.11% | ||
| ROIC | 1.52% | ||
| ROICexc | 1.82% | ||
| ROICexgc | 6.95% | ||
| OM | 2.97% | ||
| PM (TTM) | N/A | ||
| GM | 56.04% | ||
| FCFM | 9.83% |
ROA(3y)-0.65%
ROA(5y)-0.38%
ROE(3y)-2.89%
ROE(5y)-1.81%
ROIC(3y)1.58%
ROIC(5y)1.24%
ROICexc(3y)2.34%
ROICexc(5y)4.76%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.2%
ROCE(5y)1.73%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-17.26%
ROICexc growth 5YN/A
OM growth 3Y56.36%
OM growth 5Y-15.38%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.65%
GM growth 5YN/A
F-Score4
Asset Turnover0.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 4.31 | ||
| Debt/EBITDA | 4.39 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.06 | ||
| Cash Conversion | 113.51% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.26 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)35.57%
Cap/Depr(5y)34.23%
Cap/Sales(3y)2.81%
Cap/Sales(5y)2.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.61%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-93.08%
EPS Next Y-119.19%
EPS Next 2Y11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.26%
Revenue growth 3Y3.98%
Revenue growth 5Y58.6%
Sales Q2Q%-2.14%
Revenue Next Year5.57%
Revenue Next 2Y7.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-66.6%
EBIT growth 3Y62.59%
EBIT growth 5Y34.21%
EBIT Next Year188.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y105.37%
FCF growth 3YN/A
FCF growth 5Y198.6%
OCF growth 1Y106.21%
OCF growth 3YN/A
OCF growth 5Y53.36%
RF CAPITAL GROUP INC / RCG.CA FAQ
Can you provide the ChartMill fundamental rating for RF CAPITAL GROUP INC?
ChartMill assigns a fundamental rating of 3 / 10 to RCG.CA.
What is the valuation status of RF CAPITAL GROUP INC (RCG.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to RF CAPITAL GROUP INC (RCG.CA). This can be considered as Overvalued.
How profitable is RF CAPITAL GROUP INC (RCG.CA) stock?
RF CAPITAL GROUP INC (RCG.CA) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for RCG stock?
The Earnings per Share (EPS) of RF CAPITAL GROUP INC (RCG.CA) is expected to decline by -119.19% in the next year.
Is the dividend of RF CAPITAL GROUP INC sustainable?
The dividend rating of RF CAPITAL GROUP INC (RCG.CA) is 0 / 10 and the dividend payout ratio is -37.22%.