RAMADA INVESTIMENTOS E INDUS (RAM.LS) Stock Fundamental Analysis
Europe - Euronext Lisbon - ELI:RAM - PTFRV0AE0004 - Common Stock
7.44 EUR
-0.12 (-1.59%)
Taking everything into account, RAM scores 7 out of 10 in our fundamental rating. RAM was compared to 73 industry peers in the Real Estate Management & Development industry. Both the health and profitability get an excellent rating, making RAM a very profitable company, without any liquidiy or solvency issues. RAM has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
RAM had positive earnings in the past year.
RAM had a positive operating cash flow in the past year.
In the past 5 years RAM has always been profitable.
Each year in the past 5 years RAM had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 20.33%, RAM belongs to the top of the industry, outperforming 98.63% of the companies in the same industry.
RAM has a Return On Equity of 24.10%. This is amongst the best in the industry. RAM outperforms 98.63% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.00%, RAM is in the better half of the industry, outperforming 78.08% of the companies in the same industry.
RAM had an Average Return On Invested Capital over the past 3 years of 6.10%. This is above the industry average of 3.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 20.33% | ||
| ROE | 24.1% | ||
| ROIC | 4% |
ROA(3y)11.22%
ROA(5y)8.53%
ROE(3y)15.94%
ROE(5y)12.97%
ROIC(3y)6.1%
ROIC(5y)6.12%
1.3 Margins
RAM has a Profit Margin (-124.76%) which is comparable to the rest of the industry.
RAM's Profit Margin has improved in the last couple of years.
RAM's Operating Margin of -31.04% is on the low side compared to the rest of the industry. RAM is outperformed by 63.01% of its industry peers.
In the last couple of years the Operating Margin of RAM has grown nicely.
With a Gross Margin value of -2.47%, RAM is not doing good in the industry: 76.71% of the companies in the same industry are doing better.
RAM's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | -31.04% | ||
| PM (TTM) | -124.76% | ||
| GM | -2.47% |
OM growth 3Y80.72%
OM growth 5Y48.82%
PM growth 3Y199%
PM growth 5Y108.73%
GM growth 3Y53.49%
GM growth 5Y29.48%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RAM is destroying value.
RAM has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for RAM remains at a similar level compared to 5 years ago.
The debt/assets ratio for RAM has been reduced compared to a year ago.
2.2 Solvency
RAM has an Altman-Z score of 6.10. This indicates that RAM is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of RAM (6.10) is better than 95.89% of its industry peers.
There is no outstanding debt for RAM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 6.1 |
ROIC/WACC0.55
WACC7.31%
2.3 Liquidity
A Current Ratio of 4.94 indicates that RAM has no problem at all paying its short term obligations.
RAM's Current ratio of 4.94 is amongst the best of the industry. RAM outperforms 86.30% of its industry peers.
RAM has a Quick Ratio of 4.94. This indicates that RAM is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 4.94, RAM belongs to the best of the industry, outperforming 90.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.94 | ||
| Quick Ratio | 4.94 |
3. Growth
3.1 Past
RAM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 214.21%, which is quite impressive.
RAM shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 28.71% yearly.
Looking at the last year, RAM shows a very negative growth in Revenue. The Revenue has decreased by -117.06% in the last year.
Measured over the past years, RAM shows a very negative growth in Revenue. The Revenue has been decreasing by -38.29% on average per year.
EPS 1Y (TTM)214.21%
EPS 3Y23.92%
EPS 5Y28.71%
EPS Q2Q%-13.77%
Revenue 1Y (TTM)-117.06%
Revenue growth 3Y-58.5%
Revenue growth 5Y-38.29%
Sales Q2Q%-92.8%
3.2 Future
The Earnings Per Share is expected to decrease by -27.44% on average over the next years. This is quite bad
Based on estimates for the next years, RAM will show a small growth in Revenue. The Revenue will grow by 4.70% on average per year.
EPS Next Y-64.29%
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
EPS Next 5Y-27.44%
Revenue Next Year20%
Revenue Next 2Y4.88%
Revenue Next 3Y6.27%
Revenue Next 5Y4.7%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.83, the valuation of RAM can be described as very cheap.
RAM's Price/Earnings ratio is rather cheap when compared to the industry. RAM is cheaper than 90.41% of the companies in the same industry.
When comparing the Price/Earnings ratio of RAM to the average of the S&P500 Index (26.46), we can say RAM is valued rather cheaply.
RAM is valuated rather expensively with a Price/Forward Earnings ratio of 23.76.
61.64% of the companies in the same industry are more expensive than RAM, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.10, RAM is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.83 | ||
| Fwd PE | 23.76 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as RAM.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.04 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of RAM may justify a higher PE ratio.
A cheap valuation may be justified as RAM's earnings are expected to decrease with -34.83% in the coming years.
PEG (NY)N/A
PEG (5Y)0.24
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.85%, RAM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 7.36, RAM pays a better dividend. On top of this RAM pays more dividend than 90.41% of the companies listed in the same industry.
RAM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.85% |
5.2 History
The dividend of RAM decreases each year by -16.65%.
Dividend Growth(5Y)-16.65%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
120.94% of the earnings are spent on dividend by RAM. This is not a sustainable payout ratio.
The Dividend Rate of RAM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP120.94%
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
ELI:RAM (12/5/2025, 7:00:00 PM)
7.44
-0.12 (-1.59%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners0.35%
Inst Owner ChangeN/A
Ins Owners77.37%
Ins Owner ChangeN/A
Market Cap190.76M
Revenue(TTM)-23.11M
Net Income(TTM)28.83M
Analysts45.71
Price Target7.75 (4.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.85% |
Yearly Dividend1.36
Dividend Growth(5Y)-16.65%
DP120.94%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.83 | ||
| Fwd PE | 23.76 | ||
| P/S | N/A | ||
| P/FCF | 20.04 | ||
| P/OCF | 16.54 | ||
| P/B | 1.59 | ||
| P/tB | 1.59 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.09
EY14.65%
EPS(NY)0.31
Fwd EY4.21%
FCF(TTM)0.37
FCFY4.99%
OCF(TTM)0.45
OCFY6.05%
SpS-0.9
BVpS4.67
TBVpS4.67
PEG (NY)N/A
PEG (5Y)0.24
Graham Number10.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 20.33% | ||
| ROE | 24.1% | ||
| ROCE | 5.12% | ||
| ROIC | 4% | ||
| ROICexc | 4.2% | ||
| ROICexgc | 4.2% | ||
| OM | -31.04% | ||
| PM (TTM) | -124.76% | ||
| GM | -2.47% | ||
| FCFM | -41.19% |
ROA(3y)11.22%
ROA(5y)8.53%
ROE(3y)15.94%
ROE(5y)12.97%
ROIC(3y)6.1%
ROIC(5y)6.12%
ROICexc(3y)6.91%
ROICexc(5y)7.57%
ROICexgc(3y)6.91%
ROICexgc(5y)7.57%
ROCE(3y)8.67%
ROCE(5y)8.8%
ROICexgc growth 3Y-25.24%
ROICexgc growth 5Y-14.69%
ROICexc growth 3Y-25.24%
ROICexc growth 5Y-14.46%
OM growth 3Y80.72%
OM growth 5Y48.82%
PM growth 3Y199%
PM growth 5Y108.73%
GM growth 3Y53.49%
GM growth 5Y29.48%
F-Score5
Asset Turnover-0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | -8.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 33.01% | ||
| Current Ratio | 4.94 | ||
| Quick Ratio | 4.94 | ||
| Altman-Z | 6.1 |
F-Score5
WACC7.31%
ROIC/WACC0.55
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)33.77%
Cap/Sales(5y)21.21%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)214.21%
EPS 3Y23.92%
EPS 5Y28.71%
EPS Q2Q%-13.77%
EPS Next Y-64.29%
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
EPS Next 5Y-27.44%
Revenue 1Y (TTM)-117.06%
Revenue growth 3Y-58.5%
Revenue growth 5Y-38.29%
Sales Q2Q%-92.8%
Revenue Next Year20%
Revenue Next 2Y4.88%
Revenue Next 3Y6.27%
Revenue Next 5Y4.7%
EBIT growth 1Y-41.43%
EBIT growth 3Y-25.01%
EBIT growth 5Y-8.16%
EBIT Next Year25%
EBIT Next 3Y4%
EBIT Next 5Y5.78%
FCF growth 1Y265.97%
FCF growth 3Y-8.26%
FCF growth 5Y-4.34%
OCF growth 1Y37.83%
OCF growth 3Y-12.14%
OCF growth 5Y-4.2%
RAMADA INVESTIMENTOS E INDUS / RAM.LS FAQ
What is the ChartMill fundamental rating of RAMADA INVESTIMENTOS E INDUS (RAM.LS) stock?
ChartMill assigns a fundamental rating of 7 / 10 to RAM.LS.
Can you provide the valuation status for RAMADA INVESTIMENTOS E INDUS?
ChartMill assigns a valuation rating of 5 / 10 to RAMADA INVESTIMENTOS E INDUS (RAM.LS). This can be considered as Fairly Valued.
What is the profitability of RAM stock?
RAMADA INVESTIMENTOS E INDUS (RAM.LS) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for RAM stock?
The Price/Earnings (PE) ratio for RAMADA INVESTIMENTOS E INDUS (RAM.LS) is 6.83 and the Price/Book (PB) ratio is 1.59.
What is the earnings growth outlook for RAMADA INVESTIMENTOS E INDUS?
The Earnings per Share (EPS) of RAMADA INVESTIMENTOS E INDUS (RAM.LS) is expected to decline by -64.29% in the next year.