RAMADA INVESTIMENTOS E INDUS (RAM.LS) Stock Fundamental Analysis

ELI:RAM • PTFRV0AE0004

7.42 EUR
+0.02 (+0.27%)
Last: Feb 20, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

7

RAM gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 69 industry peers in the Real Estate Management & Development industry. Both the health and profitability get an excellent rating, making RAM a very profitable company, without any liquidiy or solvency issues. RAM is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

9

1. Profitability

1.1 Basic Checks

  • RAM had positive earnings in the past year.
  • RAM had a positive operating cash flow in the past year.
  • RAM had positive earnings in each of the past 5 years.
  • In the past 5 years RAM always reported a positive cash flow from operatings.
RAM.LS Yearly Net Income VS EBIT VS OCF VS FCFRAM.LS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

  • RAM has a better Return On Assets (24.20%) than 98.55% of its industry peers.
  • Looking at the Return On Equity, with a value of 25.18%, RAM belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • RAM has a Return On Invested Capital of 5.28%. This is amongst the best in the industry. RAM outperforms 88.41% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for RAM is above the industry average of 4.07%.
Industry RankSector Rank
ROA 24.2%
ROE 25.18%
ROIC 5.28%
ROA(3y)11.22%
ROA(5y)8.53%
ROE(3y)15.94%
ROE(5y)12.97%
ROIC(3y)6.1%
ROIC(5y)6.12%
RAM.LS Yearly ROA, ROE, ROICRAM.LS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

1.3 Margins

  • The Profit Margin of RAM (282.49%) is better than 97.10% of its industry peers.
  • In the last couple of years the Profit Margin of RAM has grown nicely.
  • RAM has a Operating Margin of 76.93%. This is amongst the best in the industry. RAM outperforms 92.75% of its industry peers.
  • RAM's Operating Margin has improved in the last couple of years.
  • RAM's Gross Margin of 90.78% is amongst the best of the industry. RAM outperforms 84.06% of its industry peers.
  • RAM's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 76.93%
PM (TTM) 282.49%
GM 90.78%
OM growth 3Y80.72%
OM growth 5Y48.82%
PM growth 3Y199%
PM growth 5Y108.73%
GM growth 3Y53.49%
GM growth 5Y29.48%
RAM.LS Yearly Profit, Operating, Gross MarginsRAM.LS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 50 100 150 200 250

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ROAROEROICOperating and Profit MarginShow most profitable peers

9

2. Health

2.1 Basic Checks

  • RAM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • RAM has about the same amout of shares outstanding than it did 1 year ago.
  • RAM has about the same amout of shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, RAM has an improved debt to assets ratio.
RAM.LS Yearly Shares OutstandingRAM.LS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
RAM.LS Yearly Total Debt VS Total AssetsRAM.LS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • An Altman-Z score of 26.19 indicates that RAM is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of RAM (26.19) is better than 100.00% of its industry peers.
  • There is no outstanding debt for RAM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.01
Altman-Z 26.19
ROIC/WACC0.72
WACC7.31%
RAM.LS Yearly LT Debt VS Equity VS FCFRAM.LS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • A Current Ratio of 8.59 indicates that RAM has no problem at all paying its short term obligations.
  • RAM has a better Current ratio (8.59) than 95.65% of its industry peers.
  • RAM has a Quick Ratio of 8.59. This indicates that RAM is financially healthy and has no problem in meeting its short term obligations.
  • RAM's Quick ratio of 8.59 is amongst the best of the industry. RAM outperforms 95.65% of its industry peers.
Industry RankSector Rank
Current Ratio 8.59
Quick Ratio 8.59
RAM.LS Yearly Current Assets VS Current LiabilitesRAM.LS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 180.00% over the past year.
  • RAM shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 28.71% yearly.
  • The Revenue has been growing slightly by 4.17% in the past year.
  • Measured over the past years, RAM shows a very negative growth in Revenue. The Revenue has been decreasing by -38.29% on average per year.
EPS 1Y (TTM)180%
EPS 3Y23.92%
EPS 5Y28.71%
EPS Q2Q%285.71%
Revenue 1Y (TTM)4.17%
Revenue growth 3Y-58.5%
Revenue growth 5Y-38.29%
Sales Q2Q%197.62%

3.2 Future

  • The Earnings Per Share is expected to decrease by -27.44% on average over the next years. This is quite bad
  • The Revenue is expected to grow by 4.70% on average over the next years.
EPS Next Y-64.29%
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
EPS Next 5Y-27.44%
Revenue Next Year20%
Revenue Next 2Y4.88%
Revenue Next 3Y6.27%
Revenue Next 5Y4.7%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RAM.LS Yearly Revenue VS EstimatesRAM.LS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M
RAM.LS Yearly EPS VS EstimatesRAM.LS Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 6.62 indicates a rather cheap valuation of RAM.
  • Based on the Price/Earnings ratio, RAM is valued cheaply inside the industry as 92.75% of the companies are valued more expensively.
  • RAM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.99.
  • RAM is valuated rather expensively with a Price/Forward Earnings ratio of 23.70.
  • RAM's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of RAM to the average of the S&P500 Index (28.06), we can say RAM is valued inline with the index average.
Industry RankSector Rank
PE 6.62
Fwd PE 23.7
RAM.LS Price Earnings VS Forward Price EarningsRAM.LS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of RAM is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 28.66
EV/EBITDA N/A
RAM.LS Per share dataRAM.LS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The excellent profitability rating of RAM may justify a higher PE ratio.
  • A cheap valuation may be justified as RAM's earnings are expected to decrease with -34.83% in the coming years.
PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 14.27%, RAM is a good candidate for dividend investing.
  • RAM's Dividend Yield is rather good when compared to the industry average which is at 4.29. RAM pays more dividend than 91.30% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.85, RAM pays a better dividend.
Industry RankSector Rank
Dividend Yield 14.27%

5.2 History

  • The dividend of RAM decreases each year by -16.65%.
Dividend Growth(5Y)-16.65%
Div Incr Years2
Div Non Decr Years3
RAM.LS Yearly Dividends per shareRAM.LS Yearly Dividends per shareYearly Dividends per share 2018 2019 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • RAM pays out 104.54% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of RAM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP104.54%
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
RAM.LS Yearly Income VS Free CF VS DividendRAM.LS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M
RAM.LS Dividend Payout.RAM.LS Dividend Payout, showing the Payout Ratio.RAM.LS Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

RAMADA INVESTIMENTOS E INDUS

ELI:RAM (2/20/2026, 7:00:00 PM)

7.42

+0.02 (+0.27%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-21
Earnings (Next)N/A
Inst Owners0.46%
Inst Owner ChangeN/A
Ins Owners77.37%
Ins Owner ChangeN/A
Market Cap190.25M
Revenue(TTM)10.20M
Net Income(TTM)28.82M
Analysts45.71
Price Target7.59 (2.29%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 14.27%
Yearly Dividend1.36
Dividend Growth(5Y)-16.65%
DP104.54%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 6.62
Fwd PE 23.7
P/S 18.65
P/FCF 28.66
P/OCF 24.65
P/B 1.66
P/tB 1.66
EV/EBITDA N/A
EPS(TTM)1.12
EY15.09%
EPS(NY)0.31
Fwd EY4.22%
FCF(TTM)0.26
FCFY3.49%
OCF(TTM)0.3
OCFY4.06%
SpS0.4
BVpS4.46
TBVpS4.46
PEG (NY)N/A
PEG (5Y)0.23
Graham Number10.61
Profitability
Industry RankSector Rank
ROA 24.2%
ROE 25.18%
ROCE 6.77%
ROIC 5.28%
ROICexc 5.28%
ROICexgc 5.28%
OM 76.93%
PM (TTM) 282.49%
GM 90.78%
FCFM 65.06%
ROA(3y)11.22%
ROA(5y)8.53%
ROE(3y)15.94%
ROE(5y)12.97%
ROIC(3y)6.1%
ROIC(5y)6.12%
ROICexc(3y)6.91%
ROICexc(5y)7.57%
ROICexgc(3y)6.91%
ROICexgc(5y)7.57%
ROCE(3y)8.67%
ROCE(5y)8.8%
ROICexgc growth 3Y-25.24%
ROICexgc growth 5Y-14.69%
ROICexc growth 3Y-25.24%
ROICexc growth 5Y-14.46%
OM growth 3Y80.72%
OM growth 5Y48.82%
PM growth 3Y199%
PM growth 5Y108.73%
GM growth 3Y53.49%
GM growth 5Y29.48%
F-Score6
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.01
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 10.6%
Interest Coverage 250
Cash Conversion N/A
Profit Quality 23.03%
Current Ratio 8.59
Quick Ratio 8.59
Altman-Z 26.19
F-Score6
WACC7.31%
ROIC/WACC0.72
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)33.77%
Cap/Sales(5y)21.21%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)180%
EPS 3Y23.92%
EPS 5Y28.71%
EPS Q2Q%285.71%
EPS Next Y-64.29%
EPS Next 2Y-47.39%
EPS Next 3Y-34.83%
EPS Next 5Y-27.44%
Revenue 1Y (TTM)4.17%
Revenue growth 3Y-58.5%
Revenue growth 5Y-38.29%
Sales Q2Q%197.62%
Revenue Next Year20%
Revenue Next 2Y4.88%
Revenue Next 3Y6.27%
Revenue Next 5Y4.7%
EBIT growth 1Y28.14%
EBIT growth 3Y-25.01%
EBIT growth 5Y-8.16%
EBIT Next Year25%
EBIT Next 3Y4%
EBIT Next 5Y5.78%
FCF growth 1Y-60.51%
FCF growth 3Y-8.26%
FCF growth 5Y-4.34%
OCF growth 1Y-66.75%
OCF growth 3Y-12.14%
OCF growth 5Y-4.2%

RAMADA INVESTIMENTOS E INDUS / RAM.LS FAQ

What is the ChartMill fundamental rating of RAMADA INVESTIMENTOS E INDUS (RAM.LS) stock?

ChartMill assigns a fundamental rating of 7 / 10 to RAM.LS.


What is the valuation status of RAMADA INVESTIMENTOS E INDUS (RAM.LS) stock?

ChartMill assigns a valuation rating of 4 / 10 to RAMADA INVESTIMENTOS E INDUS (RAM.LS). This can be considered as Fairly Valued.


What is the profitability of RAM stock?

RAMADA INVESTIMENTOS E INDUS (RAM.LS) has a profitability rating of 9 / 10.


What is the valuation of RAMADA INVESTIMENTOS E INDUS based on its PE and PB ratios?

The Price/Earnings (PE) ratio for RAMADA INVESTIMENTOS E INDUS (RAM.LS) is 6.62 and the Price/Book (PB) ratio is 1.66.


What is the earnings growth outlook for RAMADA INVESTIMENTOS E INDUS?

The Earnings per Share (EPS) of RAMADA INVESTIMENTOS E INDUS (RAM.LS) is expected to decline by -64.29% in the next year.