RAMADA INVESTIMENTOS E INDUS (RAM.LS) Stock Fundamental Analysis
Europe - ELI:RAM - PTFRV0AE0004 - Common Stock
7.78 EUR
-0.04 (-0.51%)
We assign a fundamental rating of 6 out of 10 to RAM. RAM was compared to 75 industry peers in the Real Estate Management & Development industry. RAM gets an excellent profitability rating and is at the same time showing great financial health properties. RAM has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year RAM was profitable.
In the past year RAM had a positive cash flow from operations.
Each year in the past 5 years RAM has been profitable.
In the past 5 years RAM always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 20.33%, RAM belongs to the top of the industry, outperforming 98.67% of the companies in the same industry.
RAM has a better Return On Equity (24.10%) than 98.67% of its industry peers.
RAM's Return On Invested Capital of 4.00% is fine compared to the rest of the industry. RAM outperforms 78.67% of its industry peers.
RAM had an Average Return On Invested Capital over the past 3 years of 6.10%. This is above the industry average of 4.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 20.33% | ||
| ROE | 24.1% | ||
| ROIC | 4% |
ROA(3y)11.22%
ROA(5y)8.53%
ROE(3y)15.94%
ROE(5y)12.97%
ROIC(3y)6.1%
ROIC(5y)6.12%
1.3 Margins
Looking at the Profit Margin, with a value of -124.76%, RAM is in line with its industry, outperforming 48.00% of the companies in the same industry.
In the last couple of years the Profit Margin of RAM has grown nicely.
Looking at the Operating Margin, with a value of -31.04%, RAM is doing worse than 61.33% of the companies in the same industry.
RAM's Operating Margin has improved in the last couple of years.
The Gross Margin of RAM (-2.47%) is worse than 72.00% of its industry peers.
In the last couple of years the Gross Margin of RAM has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | -31.04% | ||
| PM (TTM) | -124.76% | ||
| GM | -2.47% |
OM growth 3Y80.72%
OM growth 5Y48.82%
PM growth 3Y199%
PM growth 5Y108.73%
GM growth 3Y53.49%
GM growth 5Y29.48%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RAM is destroying value.
Compared to 1 year ago, RAM has about the same amount of shares outstanding.
Compared to 5 years ago, RAM has about the same amount of shares outstanding.
The debt/assets ratio for RAM has been reduced compared to a year ago.
2.2 Solvency
RAM has an Altman-Z score of 6.39. This indicates that RAM is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of RAM (6.39) is better than 97.33% of its industry peers.
RAM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 6.39 |
ROIC/WACC0.55
WACC7.32%
2.3 Liquidity
A Current Ratio of 4.94 indicates that RAM has no problem at all paying its short term obligations.
RAM has a better Current ratio (4.94) than 88.00% of its industry peers.
A Quick Ratio of 4.94 indicates that RAM has no problem at all paying its short term obligations.
The Quick ratio of RAM (4.94) is better than 90.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.94 | ||
| Quick Ratio | 4.94 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 214.21% over the past year.
Measured over the past years, RAM shows a very strong growth in Earnings Per Share. The EPS has been growing by 28.71% on average per year.
Looking at the last year, RAM shows a very negative growth in Revenue. The Revenue has decreased by -117.06% in the last year.
The Revenue for RAM have been decreasing by -38.29% on average. This is quite bad
EPS 1Y (TTM)214.21%
EPS 3Y23.92%
EPS 5Y28.71%
EPS Q2Q%-13.77%
Revenue 1Y (TTM)-117.06%
Revenue growth 3Y-58.5%
Revenue growth 5Y-38.29%
Sales Q2Q%-92.8%
3.2 Future
The Earnings Per Share is expected to decrease by -39.34% on average over the next years. This is quite bad
RAM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.27% yearly.
EPS Next Y-64.29%
EPS Next 2Y-47.39%
EPS Next 3Y-39.34%
EPS Next 5YN/A
Revenue Next Year20%
Revenue Next 2Y4.88%
Revenue Next 3Y6.27%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.14 indicates a rather cheap valuation of RAM.
Based on the Price/Earnings ratio, RAM is valued cheaper than 92.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.06, RAM is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 24.85, the valuation of RAM can be described as rather expensive.
RAM's Price/Forward Earnings is on the same level as the industry average.
RAM's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.64.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.14 | ||
| Fwd PE | 24.85 |
4.2 Price Multiples
RAM's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.96 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
RAM has a very decent profitability rating, which may justify a higher PE ratio.
RAM's earnings are expected to decrease with -39.34% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.25
EPS Next 2Y-47.39%
EPS Next 3Y-39.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.43%, RAM is a good candidate for dividend investing.
RAM's Dividend Yield is rather good when compared to the industry average which is at 7.76. RAM pays more dividend than 90.67% of the companies in the same industry.
RAM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.43% |
5.2 History
The dividend of RAM decreases each year by -16.65%.
Dividend Growth(5Y)-16.65%
Div Incr Years2
Div Non Decr Years3
5.3 Sustainability
120.94% of the earnings are spent on dividend by RAM. This is not a sustainable payout ratio.
RAM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP120.94%
EPS Next 2Y-47.39%
EPS Next 3Y-39.34%
ELI:RAM (9/25/2025, 7:00:00 PM)
7.78
-0.04 (-0.51%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners0.19%
Inst Owner ChangeN/A
Ins Owners77.37%
Ins Owner ChangeN/A
Market Cap199.48M
Analysts45.71
Price Target7.75 (-0.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.43% |
Yearly Dividend1.36
Dividend Growth(5Y)-16.65%
DP120.94%
Div Incr Years2
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)8.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)48.15%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)20%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.14 | ||
| Fwd PE | 24.85 | ||
| P/S | N/A | ||
| P/FCF | 20.96 | ||
| P/OCF | 17.29 | ||
| P/B | 1.67 | ||
| P/tB | 1.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.09
EY14.01%
EPS(NY)0.31
Fwd EY4.02%
FCF(TTM)0.37
FCFY4.77%
OCF(TTM)0.45
OCFY5.78%
SpS-0.9
BVpS4.67
TBVpS4.67
PEG (NY)N/A
PEG (5Y)0.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 20.33% | ||
| ROE | 24.1% | ||
| ROCE | 5.12% | ||
| ROIC | 4% | ||
| ROICexc | 4.2% | ||
| ROICexgc | 4.2% | ||
| OM | -31.04% | ||
| PM (TTM) | -124.76% | ||
| GM | -2.47% | ||
| FCFM | -41.19% |
ROA(3y)11.22%
ROA(5y)8.53%
ROE(3y)15.94%
ROE(5y)12.97%
ROIC(3y)6.1%
ROIC(5y)6.12%
ROICexc(3y)6.91%
ROICexc(5y)7.57%
ROICexgc(3y)6.91%
ROICexgc(5y)7.57%
ROCE(3y)8.67%
ROCE(5y)8.8%
ROICexcg growth 3Y-25.24%
ROICexcg growth 5Y-14.69%
ROICexc growth 3Y-25.24%
ROICexc growth 5Y-14.46%
OM growth 3Y80.72%
OM growth 5Y48.82%
PM growth 3Y199%
PM growth 5Y108.73%
GM growth 3Y53.49%
GM growth 5Y29.48%
F-Score5
Asset Turnover-0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | -8.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 33.01% | ||
| Current Ratio | 4.94 | ||
| Quick Ratio | 4.94 | ||
| Altman-Z | 6.39 |
F-Score5
WACC7.32%
ROIC/WACC0.55
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)33.77%
Cap/Sales(5y)21.21%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)214.21%
EPS 3Y23.92%
EPS 5Y28.71%
EPS Q2Q%-13.77%
EPS Next Y-64.29%
EPS Next 2Y-47.39%
EPS Next 3Y-39.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-117.06%
Revenue growth 3Y-58.5%
Revenue growth 5Y-38.29%
Sales Q2Q%-92.8%
Revenue Next Year20%
Revenue Next 2Y4.88%
Revenue Next 3Y6.27%
Revenue Next 5YN/A
EBIT growth 1Y-41.43%
EBIT growth 3Y-25.01%
EBIT growth 5Y-8.16%
EBIT Next Year12.5%
EBIT Next 3Y0%
EBIT Next 5YN/A
FCF growth 1Y265.97%
FCF growth 3Y-8.26%
FCF growth 5Y-4.34%
OCF growth 1Y37.83%
OCF growth 3Y-12.14%
OCF growth 5Y-4.2%