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QUIRIN PRIVATBANK AG (QB7.DE) Stock Fundamental Analysis

Europe - Frankfurt Stock Exchange - FRA:QB7 - DE0005202303 - Common Stock

3.44 EUR
-0.12 (-3.37%)
Last: 11/25/2025, 7:00:00 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to QB7. QB7 was compared to 120 industry peers in the Capital Markets industry. While QB7 seems to be doing ok healthwise, there are quite some concerns on its profitability. QB7 is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

In the past year QB7 was profitable.
In the past 5 years QB7 has always been profitable.
In the past 5 years QB7 always reported negative operating cash flow.
QB7.DE Yearly Net Income VS EBIT VS OCF VS FCFQB7.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

1.2 Ratios

QB7 has a Return On Assets (0.98%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 15.62%, QB7 is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
Industry RankSector Rank
ROA 0.98%
ROE 15.62%
ROIC N/A
ROA(3y)1.08%
ROA(5y)1.1%
ROE(3y)13.16%
ROE(5y)11.47%
ROIC(3y)N/A
ROIC(5y)N/A
QB7.DE Yearly ROA, ROE, ROICQB7.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

The Profit Margin of QB7 (15.34%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of QB7 has grown nicely.
The Operating Margin and Gross Margin are not available for QB7 so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 15.34%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.13%
PM growth 5Y10.31%
GM growth 3YN/A
GM growth 5YN/A
QB7.DE Yearly Profit, Operating, Gross MarginsQB7.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

4

2. Health

2.1 Basic Checks

Compared to 1 year ago, QB7 has about the same amount of shares outstanding.
The number of shares outstanding for QB7 remains at a similar level compared to 5 years ago.
There is no outstanding debt for QB7. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
QB7.DE Yearly Shares OutstandingQB7.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
QB7.DE Yearly Total Debt VS Total AssetsQB7.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

2.2 Solvency

QB7 has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
QB7.DE Yearly LT Debt VS Equity VS FCFQB7.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
QB7.DE Yearly Current Assets VS Current LiabilitesQB7.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M

3

3. Growth

3.1 Past

QB7 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 36.36%, which is quite impressive.
The Earnings Per Share has been growing by 18.20% on average over the past years. This is quite good.
The Revenue has grown by 17.85% in the past year. This is quite good.
QB7 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.62% yearly.
EPS 1Y (TTM)36.36%
EPS 3Y2.33%
EPS 5Y18.2%
EPS Q2Q%45.45%
Revenue 1Y (TTM)17.85%
Revenue growth 3Y8.44%
Revenue growth 5Y6.62%
Sales Q2Q%17.45%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
QB7.DE Yearly Revenue VS EstimatesQB7.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 11.47, the valuation of QB7 can be described as reasonable.
QB7's Price/Earnings ratio is a bit cheaper when compared to the industry. QB7 is cheaper than 79.17% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.15. QB7 is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.47
Fwd PE N/A
QB7.DE Price Earnings VS Forward Price EarningsQB7.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
QB7.DE Per share dataQB7.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.63
EPS Next 2YN/A
EPS Next 3YN/A

3

5. Dividend

5.1 Amount

QB7 has a Yearly Dividend Yield of 3.13%. Purely for dividend investing, there may be better candidates out there.
QB7's Dividend Yield is a higher than the industry average which is at 5.42.
QB7's Dividend Yield is a higher than the S&P500 average which is at 2.41.
Industry RankSector Rank
Dividend Yield 3.13%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
QB7.DE Yearly Dividends per shareQB7.DE Yearly Dividends per shareYearly Dividends per share 2018 2019 2021 2022 2023 2024 2025 0.05 0.1 0.15

5.3 Sustainability

DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
QB7.DE Yearly Income VS Free CF VS DividendQB7.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

QUIRIN PRIVATBANK AG

FRA:QB7 (11/25/2025, 7:00:00 PM)

3.44

-0.12 (-3.37%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners1.38%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap149.33M
Revenue(TTM)85.90M
Net Income(TTM)13.18M
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.13%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 11.47
Fwd PE N/A
P/S 1.74
P/FCF N/A
P/OCF N/A
P/B 1.77
P/tB 1.8
EV/EBITDA N/A
EPS(TTM)0.3
EY8.72%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.98
BVpS1.94
TBVpS1.91
PEG (NY)N/A
PEG (5Y)0.63
Graham Number3.62
Profitability
Industry RankSector Rank
ROA 0.98%
ROE 15.62%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 15.34%
GM N/A
FCFM N/A
ROA(3y)1.08%
ROA(5y)1.1%
ROE(3y)13.16%
ROE(5y)11.47%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.13%
PM growth 5Y10.31%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.36%
EPS 3Y2.33%
EPS 5Y18.2%
EPS Q2Q%45.45%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.85%
Revenue growth 3Y8.44%
Revenue growth 5Y6.62%
Sales Q2Q%17.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

QUIRIN PRIVATBANK AG / QB7.DE FAQ

What is the fundamental rating for QB7 stock?

ChartMill assigns a fundamental rating of 3 / 10 to QB7.DE.


Can you provide the valuation status for QUIRIN PRIVATBANK AG?

ChartMill assigns a valuation rating of 2 / 10 to QUIRIN PRIVATBANK AG (QB7.DE). This can be considered as Overvalued.


What is the profitability of QB7 stock?

QUIRIN PRIVATBANK AG (QB7.DE) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for QB7 stock?

The Price/Earnings (PE) ratio for QUIRIN PRIVATBANK AG (QB7.DE) is 11.47 and the Price/Book (PB) ratio is 1.77.