SCHERZER & CO AG (PZS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:PZS - DE0006942808 - Common Stock
2.34 EUR
0 (0%)
Overall PZS gets a fundamental rating of 5 out of 10. We evaluated PZS against 55 industry peers in the Financial Services industry. PZS has an excellent financial health rating, but there are some minor concerns on its profitability. While showing a medium growth rate, PZS is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year PZS was profitable.
The reported net income has been mixed in the past 5 years: PZS reported negative net income in multiple years.
In the past 5 years PZS always reported negative operating cash flow.
1.2 Ratios
PZS has a Return On Assets (1.78%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 2.07%, PZS is in line with its industry, outperforming 50.91% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 10.78%, PZS is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for PZS is in line with the industry average of 10.39%.
The last Return On Invested Capital (10.78%) for PZS is above the 3 year average (9.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROIC | 10.78% |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
1.3 Margins
With a Profit Margin value of 9.88%, PZS perfoms like the industry average, outperforming 56.36% of the companies in the same industry.
In the last couple of years the Profit Margin of PZS has declined.
Looking at the Operating Margin, with a value of 93.65%, PZS belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
PZS's Operating Margin has been stable in the last couple of years.
PZS has a better Gross Margin (97.37%) than 98.18% of its industry peers.
PZS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% |
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
The number of shares outstanding for PZS has been reduced compared to 1 year ago.
PZS has less shares outstanding than it did 5 years ago.
The debt/assets ratio for PZS has been reduced compared to a year ago.
2.2 Solvency
PZS has an Altman-Z score of 5.50. This indicates that PZS is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of PZS (5.50) is better than 85.45% of its industry peers.
PZS has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
PZS has a Debt to Equity ratio of 0.06. This is amongst the best in the industry. PZS outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 5.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PZS has a Current Ratio of 12.35. This indicates that PZS is financially healthy and has no problem in meeting its short term obligations.
PZS has a better Current ratio (12.35) than 87.27% of its industry peers.
A Quick Ratio of 12.35 indicates that PZS has no problem at all paying its short term obligations.
PZS's Quick ratio of 12.35 is amongst the best of the industry. PZS outperforms 87.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 350.00% over the past year.
Measured over the past years, PZS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -49.58% on average per year.
PZS shows a strong growth in Revenue. In the last year, the Revenue has grown by 75.61%.
Measured over the past years, PZS shows a very strong growth in Revenue. The Revenue has been growing by 22.62% on average per year.
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
3.2 Future
Based on estimates for the next years, PZS will show a very strong growth in Earnings Per Share. The EPS will grow by 42.19% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 46.80, which means the current valuation is very expensive for PZS.
Based on the Price/Earnings ratio, PZS is valued a bit more expensive than 60.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.54, PZS is valued quite expensively.
A Price/Forward Earnings ratio of 17.82 indicates a rather expensive valuation of PZS.
The rest of the industry has a similar Price/Forward Earnings ratio as PZS.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.78, PZS is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.8 | ||
| Fwd PE | 17.82 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as PZS's earnings are expected to grow with 42.19% in the coming years.
PEG (NY)0.75
PEG (5Y)N/A
EPS Next 2Y50%
EPS Next 3Y42.19%
5. Dividend
5.1 Amount
PZS does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:PZS (12/12/2025, 7:00:00 PM)
2.34
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners8.03%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap63.65M
Revenue(TTM)14.51M
Net Income(TTM)1.43M
Analysts83.33
Price Target3.16 (35.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.09%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-25.71%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.8 | ||
| Fwd PE | 17.82 | ||
| P/S | 4.39 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.92 | ||
| P/tB | 0.92 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.05
EY2.14%
EPS(NY)0.13
Fwd EY5.61%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS0.53
BVpS2.55
TBVpS2.55
PEG (NY)0.75
PEG (5Y)N/A
Graham Number1.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROCE | 17.74% | ||
| ROIC | 10.78% | ||
| ROICexc | 29.37% | ||
| ROICexgc | 29.37% | ||
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% | ||
| FCFM | N/A |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
ROICexc(3y)29.86%
ROICexc(5y)34.27%
ROICexgc(3y)29.86%
ROICexgc(5y)34.27%
ROCE(3y)16.27%
ROCE(5y)18.17%
ROICexgc growth 3Y3.14%
ROICexgc growth 5Y14.19%
ROICexc growth 3Y3.14%
ROICexc growth 5Y14.19%
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
F-ScoreN/A
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 | ||
| Altman-Z | 5.5 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.29%
EBIT growth 3Y-3.36%
EBIT growth 5Y23.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
SCHERZER & CO AG / PZS.DE FAQ
What is the ChartMill fundamental rating of SCHERZER & CO AG (PZS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to PZS.DE.
Can you provide the valuation status for SCHERZER & CO AG?
ChartMill assigns a valuation rating of 3 / 10 to SCHERZER & CO AG (PZS.DE). This can be considered as Overvalued.
How profitable is SCHERZER & CO AG (PZS.DE) stock?
SCHERZER & CO AG (PZS.DE) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for PZS stock?
The Price/Earnings (PE) ratio for SCHERZER & CO AG (PZS.DE) is 46.8 and the Price/Book (PB) ratio is 0.92.
What is the expected EPS growth for SCHERZER & CO AG (PZS.DE) stock?
The Earnings per Share (EPS) of SCHERZER & CO AG (PZS.DE) is expected to grow by 62.5% in the next year.