SCHERZER & CO AG (PZS.DE) Fundamental Analysis & Valuation

FRA:PZS • DE0006942808

2.62 EUR
-0.04 (-1.5%)
Last: Mar 5, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This PZS.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Overall PZS gets a fundamental rating of 5 out of 10. We evaluated PZS against 55 industry peers in the Financial Services industry. PZS has an excellent financial health rating, but there are some minor concerns on its profitability. While showing a medium growth rate, PZS is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

5

1. PZS.DE Profitability Analysis

1.1 Basic Checks

  • PZS had positive earnings in the past year.
  • In multiple years PZS reported negative net income over the last 5 years.
  • PZS had a negative operating cash flow in each of the past 5 years.
PZS.DE Yearly Net Income VS EBIT VS OCF VS FCFPZS.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.78%, PZS is in line with its industry, outperforming 58.18% of the companies in the same industry.
  • PZS has a Return On Equity of 2.07%. This is comparable to the rest of the industry: PZS outperforms 47.27% of its industry peers.
  • PZS has a Return On Invested Capital of 10.78%. This is amongst the best in the industry. PZS outperforms 83.64% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PZS is in line with the industry average of 8.26%.
  • The last Return On Invested Capital (10.78%) for PZS is above the 3 year average (9.89%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.78%
ROE 2.07%
ROIC 10.78%
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
PZS.DE Yearly ROA, ROE, ROICPZS.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

  • PZS's Profit Margin of 9.88% is in line compared to the rest of the industry. PZS outperforms 52.73% of its industry peers.
  • In the last couple of years the Profit Margin of PZS has declined.
  • With an excellent Operating Margin value of 93.65%, PZS belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of PZS has remained more or less at the same level.
  • Looking at the Gross Margin, with a value of 97.37%, PZS belongs to the top of the industry, outperforming 98.18% of the companies in the same industry.
  • PZS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 93.65%
PM (TTM) 9.88%
GM 97.37%
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
PZS.DE Yearly Profit, Operating, Gross MarginsPZS.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100

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7

2. PZS.DE Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for PZS has been reduced compared to 1 year ago.
  • The number of shares outstanding for PZS has been reduced compared to 5 years ago.
  • PZS has a better debt/assets ratio than last year.
PZS.DE Yearly Shares OutstandingPZS.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
PZS.DE Yearly Total Debt VS Total AssetsPZS.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • PZS has an Altman-Z score of 5.96. This indicates that PZS is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of PZS (5.96) is better than 89.09% of its industry peers.
  • A Debt/Equity ratio of 0.06 indicates that PZS is not too dependend on debt financing.
  • With an excellent Debt to Equity ratio value of 0.06, PZS belongs to the best of the industry, outperforming 83.64% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z 5.96
ROIC/WACCN/A
WACCN/A
PZS.DE Yearly LT Debt VS Equity VS FCFPZS.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

2.3 Liquidity

  • PZS has a Current Ratio of 12.35. This indicates that PZS is financially healthy and has no problem in meeting its short term obligations.
  • PZS's Current ratio of 12.35 is amongst the best of the industry. PZS outperforms 89.09% of its industry peers.
  • A Quick Ratio of 12.35 indicates that PZS has no problem at all paying its short term obligations.
  • With an excellent Quick ratio value of 12.35, PZS belongs to the best of the industry, outperforming 89.09% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 12.35
Quick Ratio 12.35
PZS.DE Yearly Current Assets VS Current LiabilitesPZS.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. PZS.DE Growth Analysis

3.1 Past

  • PZS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 350.00%, which is quite impressive.
  • PZS shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -49.58% yearly.
  • The Revenue has grown by 75.61% in the past year. This is a very strong growth!
  • PZS shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.62% yearly.
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%

3.2 Future

  • The Earnings Per Share is expected to grow by 42.19% on average over the next years. This is a very strong growth
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PZS.DE Yearly Revenue VS EstimatesPZS.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PZS.DE Yearly EPS VS EstimatesPZS.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.1 0.2 0.3

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2

4. PZS.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 52.40 indicates a quite expensive valuation of PZS.
  • 65.45% of the companies in the same industry are cheaper than PZS, based on the Price/Earnings ratio.
  • PZS's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.74.
  • The Price/Forward Earnings ratio is 19.95, which indicates a rather expensive current valuation of PZS.
  • PZS's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.82, PZS is valued at the same level.
Industry RankSector Rank
PE 52.4
Fwd PE 19.95
PZS.DE Price Earnings VS Forward Price EarningsPZS.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PZS.DE Per share dataPZS.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as PZS's earnings are expected to grow with 42.19% in the coming years.
PEG (NY)0.84
PEG (5Y)N/A
EPS Next 2Y50%
EPS Next 3Y42.19%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. PZS.DE Dividend Analysis

5.1 Amount

  • No dividends for PZS!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

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PZS.DE Fundamentals: All Metrics, Ratios and Statistics

SCHERZER & CO AG

FRA:PZS (3/5/2026, 7:00:00 PM)

2.62

-0.04 (-1.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)12-04
Earnings (Next)03-17
Inst Owners7.98%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap71.26M
Revenue(TTM)14.51M
Net Income(TTM)1.43M
Analysts83.33
Price Target3.24 (23.66%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.58%
PT rev (3m)2.58%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 52.4
Fwd PE 19.95
P/S 4.91
P/FCF N/A
P/OCF N/A
P/B 1.03
P/tB 1.03
EV/EBITDA N/A
EPS(TTM)0.05
EY1.91%
EPS(NY)0.13
Fwd EY5.01%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS0.53
BVpS2.55
TBVpS2.55
PEG (NY)0.84
PEG (5Y)N/A
Graham Number1.69
Profitability
Industry RankSector Rank
ROA 1.78%
ROE 2.07%
ROCE 17.74%
ROIC 10.78%
ROICexc 29.37%
ROICexgc 29.37%
OM 93.65%
PM (TTM) 9.88%
GM 97.37%
FCFM N/A
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
ROICexc(3y)29.86%
ROICexc(5y)34.27%
ROICexgc(3y)29.86%
ROICexgc(5y)34.27%
ROCE(3y)16.27%
ROCE(5y)18.17%
ROICexgc growth 3Y3.14%
ROICexgc growth 5Y14.19%
ROICexc growth 3Y3.14%
ROICexc growth 5Y14.19%
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
F-ScoreN/A
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 12.35
Quick Ratio 12.35
Altman-Z 5.96
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.29%
EBIT growth 3Y-3.36%
EBIT growth 5Y23.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

SCHERZER & CO AG / PZS.DE FAQ

What is the ChartMill fundamental rating of SCHERZER & CO AG (PZS.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to PZS.DE.


What is the valuation status of SCHERZER & CO AG (PZS.DE) stock?

ChartMill assigns a valuation rating of 2 / 10 to SCHERZER & CO AG (PZS.DE). This can be considered as Overvalued.


How profitable is SCHERZER & CO AG (PZS.DE) stock?

SCHERZER & CO AG (PZS.DE) has a profitability rating of 5 / 10.


What are the PE and PB ratios of SCHERZER & CO AG (PZS.DE) stock?

The Price/Earnings (PE) ratio for SCHERZER & CO AG (PZS.DE) is 52.4 and the Price/Book (PB) ratio is 1.03.


How financially healthy is SCHERZER & CO AG?

The financial health rating of SCHERZER & CO AG (PZS.DE) is 7 / 10.