SCHERZER & CO AG (PZS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:PZS - DE0006942808 - Common Stock
2.56 EUR
-0.02 (-0.78%)
PZS gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 60 industry peers in the Financial Services industry. While PZS has a great health rating, its profitability is only average at the moment. PZS is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year PZS was profitable.
- In multiple years PZS reported negative net income over the last 5 years.
- In the past 5 years PZS always reported negative operating cash flow.
1.2 Ratios
- PZS has a Return On Assets (1.78%) which is in line with its industry peers.
- The Return On Equity of PZS (2.07%) is comparable to the rest of the industry.
- With a decent Return On Invested Capital value of 10.78%, PZS is doing good in the industry, outperforming 80.00% of the companies in the same industry.
- PZS had an Average Return On Invested Capital over the past 3 years of 9.89%. This is in line with the industry average of 10.51%.
- The 3 year average ROIC (9.89%) for PZS is below the current ROIC(10.78%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROIC | 10.78% |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
1.3 Margins
- PZS has a Profit Margin of 9.88%. This is comparable to the rest of the industry: PZS outperforms 51.67% of its industry peers.
- PZS's Profit Margin has declined in the last couple of years.
- PZS has a Operating Margin of 93.65%. This is amongst the best in the industry. PZS outperforms 100.00% of its industry peers.
- PZS's Operating Margin has been stable in the last couple of years.
- PZS has a Gross Margin of 97.37%. This is amongst the best in the industry. PZS outperforms 98.33% of its industry peers.
- In the last couple of years the Gross Margin of PZS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% |
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
- The number of shares outstanding for PZS has been reduced compared to 1 year ago.
- The number of shares outstanding for PZS has been reduced compared to 5 years ago.
- Compared to 1 year ago, PZS has an improved debt to assets ratio.
2.2 Solvency
- PZS has an Altman-Z score of 5.85. This indicates that PZS is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 5.85, PZS belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
- PZS has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.06, PZS belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 5.85 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- PZS has a Current Ratio of 12.35. This indicates that PZS is financially healthy and has no problem in meeting its short term obligations.
- PZS has a Current ratio of 12.35. This is amongst the best in the industry. PZS outperforms 90.00% of its industry peers.
- PZS has a Quick Ratio of 12.35. This indicates that PZS is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Quick ratio value of 12.35, PZS belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 |
3. Growth
3.1 Past
- PZS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 350.00%, which is quite impressive.
- The earnings per share for PZS have been decreasing by -49.58% on average. This is quite bad
- Looking at the last year, PZS shows a very strong growth in Revenue. The Revenue has grown by 75.61%.
- The Revenue has been growing by 22.62% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
3.2 Future
- The Earnings Per Share is expected to grow by 42.19% on average over the next years. This is a very strong growth
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 51.20 indicates a quite expensive valuation of PZS.
- 65.00% of the companies in the same industry are cheaper than PZS, based on the Price/Earnings ratio.
- PZS is valuated expensively when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 19.50 indicates a rather expensive valuation of PZS.
- PZS's Price/Forward Earnings is on the same level as the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.30. PZS is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.2 | ||
| Fwd PE | 19.5 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- PZS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as PZS's earnings are expected to grow with 42.19% in the coming years.
PEG (NY)0.82
PEG (5Y)N/A
EPS Next 2Y50%
EPS Next 3Y42.19%
5. Dividend
5.1 Amount
- No dividends for PZS!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:PZS (1/21/2026, 7:00:00 PM)
2.56
-0.02 (-0.78%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)12-04 2025-12-04
Earnings (Next)03-17 2026-03-17
Inst Owners7.98%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap69.63M
Revenue(TTM)14.51M
Net Income(TTM)1.43M
Analysts83.33
Price Target3.16 (23.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.09%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-25.71%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.2 | ||
| Fwd PE | 19.5 | ||
| P/S | 4.8 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1 | ||
| P/tB | 1 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.05
EY1.95%
EPS(NY)0.13
Fwd EY5.13%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS0.53
BVpS2.55
TBVpS2.55
PEG (NY)0.82
PEG (5Y)N/A
Graham Number1.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROCE | 17.74% | ||
| ROIC | 10.78% | ||
| ROICexc | 29.37% | ||
| ROICexgc | 29.37% | ||
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% | ||
| FCFM | N/A |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
ROICexc(3y)29.86%
ROICexc(5y)34.27%
ROICexgc(3y)29.86%
ROICexgc(5y)34.27%
ROCE(3y)16.27%
ROCE(5y)18.17%
ROICexgc growth 3Y3.14%
ROICexgc growth 5Y14.19%
ROICexc growth 3Y3.14%
ROICexc growth 5Y14.19%
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
F-ScoreN/A
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 | ||
| Altman-Z | 5.85 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.29%
EBIT growth 3Y-3.36%
EBIT growth 5Y23.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
SCHERZER & CO AG / PZS.DE FAQ
What is the ChartMill fundamental rating of SCHERZER & CO AG (PZS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to PZS.DE.
What is the valuation status of SCHERZER & CO AG (PZS.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to SCHERZER & CO AG (PZS.DE). This can be considered as Overvalued.
How profitable is SCHERZER & CO AG (PZS.DE) stock?
SCHERZER & CO AG (PZS.DE) has a profitability rating of 5 / 10.
What are the PE and PB ratios of SCHERZER & CO AG (PZS.DE) stock?
The Price/Earnings (PE) ratio for SCHERZER & CO AG (PZS.DE) is 51.2 and the Price/Book (PB) ratio is 1.
How financially healthy is SCHERZER & CO AG?
The financial health rating of SCHERZER & CO AG (PZS.DE) is 7 / 10.