SCHERZER & CO AG (PZS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:PZS - DE0006942808 - Common Stock
2.4 EUR
-0.02 (-0.83%)
Taking everything into account, PZS scores 5 out of 10 in our fundamental rating. PZS was compared to 59 industry peers in the Financial Services industry. While PZS has a great health rating, its profitability is only average at the moment. PZS is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
PZS had positive earnings in the past year.
In multiple years PZS reported negative net income over the last 5 years.
PZS had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
PZS has a Return On Assets (1.78%) which is comparable to the rest of the industry.
PZS's Return On Equity of 2.07% is in line compared to the rest of the industry. PZS outperforms 47.46% of its industry peers.
With an excellent Return On Invested Capital value of 10.78%, PZS belongs to the best of the industry, outperforming 81.36% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for PZS is in line with the industry average of 9.75%.
The 3 year average ROIC (9.89%) for PZS is below the current ROIC(10.78%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROIC | 10.78% |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
1.3 Margins
PZS's Profit Margin of 9.88% is in line compared to the rest of the industry. PZS outperforms 54.24% of its industry peers.
In the last couple of years the Profit Margin of PZS has declined.
PZS's Operating Margin of 93.65% is amongst the best of the industry. PZS outperforms 100.00% of its industry peers.
In the last couple of years the Operating Margin of PZS has remained more or less at the same level.
PZS's Gross Margin of 97.37% is amongst the best of the industry. PZS outperforms 98.31% of its industry peers.
In the last couple of years the Gross Margin of PZS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% |
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
PZS has less shares outstanding than it did 1 year ago.
The number of shares outstanding for PZS has been reduced compared to 5 years ago.
PZS has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.59 indicates that PZS is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.59, PZS belongs to the top of the industry, outperforming 86.44% of the companies in the same industry.
PZS has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of PZS (0.06) is better than 83.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 5.59 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 12.35 indicates that PZS has no problem at all paying its short term obligations.
With an excellent Current ratio value of 12.35, PZS belongs to the best of the industry, outperforming 88.14% of the companies in the same industry.
A Quick Ratio of 12.35 indicates that PZS has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 12.35, PZS belongs to the top of the industry, outperforming 88.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 350.00% over the past year.
PZS shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -49.58% yearly.
Looking at the last year, PZS shows a very strong growth in Revenue. The Revenue has grown by 75.61%.
Measured over the past years, PZS shows a very strong growth in Revenue. The Revenue has been growing by 22.62% on average per year.
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
3.2 Future
The Earnings Per Share is expected to grow by 42.19% on average over the next years. This is a very strong growth
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 48.00, PZS can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of PZS indicates a slightly more expensive valuation: PZS is more expensive than 64.41% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of PZS to the average of the S&P500 Index (26.59), we can say PZS is valued expensively.
The Price/Forward Earnings ratio is 18.28, which indicates a rather expensive current valuation of PZS.
PZS's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of PZS to the average of the S&P500 Index (24.03), we can say PZS is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48 | ||
| Fwd PE | 18.28 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PZS's earnings are expected to grow with 42.19% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.77
PEG (5Y)N/A
EPS Next 2Y50%
EPS Next 3Y42.19%
5. Dividend
5.1 Amount
No dividends for PZS!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:PZS (12/23/2025, 7:00:00 PM)
2.4
-0.02 (-0.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners8.03%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap65.28M
Revenue(TTM)14.51M
Net Income(TTM)1.43M
Analysts83.33
Price Target3.16 (31.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.09%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-25.71%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48 | ||
| Fwd PE | 18.28 | ||
| P/S | 4.5 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.94 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.05
EY2.08%
EPS(NY)0.13
Fwd EY5.47%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS0.53
BVpS2.55
TBVpS2.55
PEG (NY)0.77
PEG (5Y)N/A
Graham Number1.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROCE | 17.74% | ||
| ROIC | 10.78% | ||
| ROICexc | 29.37% | ||
| ROICexgc | 29.37% | ||
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% | ||
| FCFM | N/A |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
ROICexc(3y)29.86%
ROICexc(5y)34.27%
ROICexgc(3y)29.86%
ROICexgc(5y)34.27%
ROCE(3y)16.27%
ROCE(5y)18.17%
ROICexgc growth 3Y3.14%
ROICexgc growth 5Y14.19%
ROICexc growth 3Y3.14%
ROICexc growth 5Y14.19%
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
F-ScoreN/A
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 | ||
| Altman-Z | 5.59 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.29%
EBIT growth 3Y-3.36%
EBIT growth 5Y23.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
SCHERZER & CO AG / PZS.DE FAQ
What is the ChartMill fundamental rating of SCHERZER & CO AG (PZS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to PZS.DE.
Can you provide the valuation status for SCHERZER & CO AG?
ChartMill assigns a valuation rating of 3 / 10 to SCHERZER & CO AG (PZS.DE). This can be considered as Overvalued.
How profitable is SCHERZER & CO AG (PZS.DE) stock?
SCHERZER & CO AG (PZS.DE) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for PZS stock?
The Price/Earnings (PE) ratio for SCHERZER & CO AG (PZS.DE) is 48 and the Price/Book (PB) ratio is 0.94.
What is the expected EPS growth for SCHERZER & CO AG (PZS.DE) stock?
The Earnings per Share (EPS) of SCHERZER & CO AG (PZS.DE) is expected to grow by 62.5% in the next year.