SCHERZER & CO AG (PZS.DE) Stock Fundamental Analysis
Europe - FRA:PZS - DE0006942808 - Common Stock
2.32 EUR
0 (0%)
Overall PZS gets a fundamental rating of 5 out of 10. We evaluated PZS against 52 industry peers in the Financial Services industry. PZS is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. PZS is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year PZS was profitable.
In multiple years PZS reported negative net income over the last 5 years.
PZS had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
PZS has a Return On Assets (1.78%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 2.07%, PZS is in line with its industry, outperforming 50.00% of the companies in the same industry.
PZS's Return On Invested Capital of 10.78% is amongst the best of the industry. PZS outperforms 80.77% of its industry peers.
PZS had an Average Return On Invested Capital over the past 3 years of 9.89%. This is in line with the industry average of 9.75%.
The 3 year average ROIC (9.89%) for PZS is below the current ROIC(10.78%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROIC | 10.78% |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
1.3 Margins
PZS has a Profit Margin of 9.88%. This is comparable to the rest of the industry: PZS outperforms 59.62% of its industry peers.
In the last couple of years the Profit Margin of PZS has declined.
Looking at the Operating Margin, with a value of 93.65%, PZS belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Operating Margin of PZS has remained more or less at the same level.
PZS has a Gross Margin of 97.37%. This is amongst the best in the industry. PZS outperforms 98.08% of its industry peers.
In the last couple of years the Gross Margin of PZS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% |
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
Compared to 1 year ago, PZS has less shares outstanding
PZS has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, PZS has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.48 indicates that PZS is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.48, PZS belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
PZS has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
PZS's Debt to Equity ratio of 0.06 is fine compared to the rest of the industry. PZS outperforms 78.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 5.48 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 12.35 indicates that PZS has no problem at all paying its short term obligations.
PZS's Current ratio of 12.35 is amongst the best of the industry. PZS outperforms 88.46% of its industry peers.
PZS has a Quick Ratio of 12.35. This indicates that PZS is financially healthy and has no problem in meeting its short term obligations.
PZS has a Quick ratio of 12.35. This is amongst the best in the industry. PZS outperforms 88.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 350.00% over the past year.
Measured over the past years, PZS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -49.58% on average per year.
The Revenue has grown by 75.61% in the past year. This is a very strong growth!
PZS shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.62% yearly.
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
3.2 Future
PZS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 42.19% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 46.40, the valuation of PZS can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of PZS is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 25.89. PZS is valued rather expensively when compared to this.
The Price/Forward Earnings ratio is 17.67, which indicates a rather expensive current valuation of PZS.
PZS's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 34.59. PZS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.4 | ||
| Fwd PE | 17.67 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PZS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PZS's earnings are expected to grow with 42.19% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.74
PEG (5Y)N/A
EPS Next 2Y50%
EPS Next 3Y42.19%
5. Dividend
5.1 Amount
PZS does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:PZS (11/14/2025, 7:00:00 PM)
2.32
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners8%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap63.10M
Revenue(TTM)14.51M
Net Income(TTM)1.43M
Analysts83.33
Price Target3.16 (36.21%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.09%
PT rev (3m)2.65%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-25.71%
EPS NY rev (3m)-27.78%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.4 | ||
| Fwd PE | 17.67 | ||
| P/S | 4.35 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.91 | ||
| P/tB | 0.91 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.05
EY2.16%
EPS(NY)0.13
Fwd EY5.66%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS0.53
BVpS2.55
TBVpS2.55
PEG (NY)0.74
PEG (5Y)N/A
Graham Number1.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.78% | ||
| ROE | 2.07% | ||
| ROCE | 17.74% | ||
| ROIC | 10.78% | ||
| ROICexc | 29.37% | ||
| ROICexgc | 29.37% | ||
| OM | 93.65% | ||
| PM (TTM) | 9.88% | ||
| GM | 97.37% | ||
| FCFM | N/A |
ROA(3y)0.02%
ROA(5y)5.23%
ROE(3y)-0.03%
ROE(5y)6.75%
ROIC(3y)9.89%
ROIC(5y)11.04%
ROICexc(3y)29.86%
ROICexc(5y)34.27%
ROICexgc(3y)29.86%
ROICexgc(5y)34.27%
ROCE(3y)16.27%
ROCE(5y)18.17%
ROICexgc growth 3Y3.14%
ROICexgc growth 5Y14.19%
ROICexc growth 3Y3.14%
ROICexc growth 5Y14.19%
OM growth 3Y4.22%
OM growth 5Y1.05%
PM growth 3Y-46.35%
PM growth 5YN/A
GM growth 3Y-0.57%
GM growth 5Y0.46%
F-ScoreN/A
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 12.35 | ||
| Quick Ratio | 12.35 | ||
| Altman-Z | 5.48 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-49.58%
EPS 5YN/A
EPS Q2Q%216.67%
EPS Next Y62.5%
EPS Next 2Y50%
EPS Next 3Y42.19%
EPS Next 5YN/A
Revenue 1Y (TTM)75.61%
Revenue growth 3Y-7.27%
Revenue growth 5Y22.62%
Sales Q2Q%729.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.29%
EBIT growth 3Y-3.36%
EBIT growth 5Y23.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
SCHERZER & CO AG / PZS.DE FAQ
What is the ChartMill fundamental rating of SCHERZER & CO AG (PZS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to PZS.DE.
Can you provide the valuation status for SCHERZER & CO AG?
ChartMill assigns a valuation rating of 3 / 10 to SCHERZER & CO AG (PZS.DE). This can be considered as Overvalued.
How profitable is SCHERZER & CO AG (PZS.DE) stock?
SCHERZER & CO AG (PZS.DE) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for PZS stock?
The Price/Earnings (PE) ratio for SCHERZER & CO AG (PZS.DE) is 46.4 and the Price/Book (PB) ratio is 0.91.
What is the expected EPS growth for SCHERZER & CO AG (PZS.DE) stock?
The Earnings per Share (EPS) of SCHERZER & CO AG (PZS.DE) is expected to grow by 62.5% in the next year.