PHILLIPS 66 (PSX) Stock Fundamental Analysis

NYSE:PSX • US7185461040

154.33 USD
+1.87 (+1.23%)
At close: Feb 27, 2026
154.99 USD
+0.66 (+0.43%)
After Hours: 2/27/2026, 8:27:53 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to PSX. PSX was compared to 206 industry peers in the Oil, Gas & Consumable Fuels industry. PSX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PSX is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • PSX had positive earnings in the past year.
  • PSX had a positive operating cash flow in the past year.
  • Of the past 5 years PSX 4 years were profitable.
  • Of the past 5 years PSX 4 years had a positive operating cash flow.
PSX Yearly Net Income VS EBIT VS OCF VS FCFPSX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B

1.2 Ratios

  • With a Return On Assets value of 1.97%, PSX perfoms like the industry average, outperforming 42.72% of the companies in the same industry.
  • PSX has a Return On Equity (5.56%) which is comparable to the rest of the industry.
  • PSX has a Return On Invested Capital of 3.56%. This is in the lower half of the industry: PSX underperforms 64.08% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PSX is significantly below the industry average of 21.99%.
  • The last Return On Invested Capital (3.56%) for PSX is well below the 3 year average (8.67%), which needs to be investigated, but indicates that PSX had better years and this may not be a problem.
Industry RankSector Rank
ROA 1.97%
ROE 5.56%
ROIC 3.56%
ROA(3y)8.86%
ROA(5y)4.33%
ROE(3y)22.64%
ROE(5y)10.75%
ROIC(3y)8.67%
ROIC(5y)N/A
PSX Yearly ROA, ROE, ROICPSX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20 30

1.3 Margins

  • PSX has a worse Profit Margin (1.13%) than 64.08% of its industry peers.
  • PSX's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 1.99%, PSX is not doing good in the industry: 70.39% of the companies in the same industry are doing better.
  • PSX's Operating Margin has declined in the last couple of years.
  • With a Gross Margin value of 10.79%, PSX is not doing good in the industry: 69.90% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of PSX has declined.
Industry RankSector Rank
OM 1.99%
PM (TTM) 1.13%
GM 10.79%
OM growth 3Y52.02%
OM growth 5Y-14.16%
PM growth 3Y7.9%
PM growth 5Y-12.42%
GM growth 3Y3.1%
GM growth 5Y-3.37%
PSX Yearly Profit, Operating, Gross MarginsPSX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSX is creating some value.
  • There is no outstanding debt for PSX. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
PSX Yearly Shares OutstandingPSX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
PSX Yearly Total Debt VS Total AssetsPSX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • PSX has an Altman-Z score of 3.23. This indicates that PSX is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 3.23, PSX belongs to the best of the industry, outperforming 81.55% of the companies in the same industry.
  • The Debt to FCF ratio of PSX is 16.10, which is on the high side as it means it would take PSX, 16.10 years of fcf income to pay off all of its debts.
  • PSX has a Debt to FCF ratio of 16.10. This is comparable to the rest of the industry: PSX outperforms 49.51% of its industry peers.
  • PSX has a Debt/Equity ratio of 0.71. This is a neutral value indicating PSX is somewhat dependend on debt financing.
  • PSX has a worse Debt to Equity ratio (0.71) than 61.16% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.71
Debt/FCF 16.1
Altman-Z 3.23
ROIC/WACC0.48
WACC7.41%
PSX Yearly LT Debt VS Equity VS FCFPSX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B 20B 30B

2.3 Liquidity

  • PSX has a Current Ratio of 1.23. This is a normal value and indicates that PSX is financially healthy and should not expect problems in meeting its short term obligations.
  • PSX has a Current ratio (1.23) which is in line with its industry peers.
  • PSX has a Quick Ratio of 1.23. This is a bad value and indicates that PSX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PSX has a Quick ratio (0.87) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.23
Quick Ratio 0.87
PSX Yearly Current Assets VS Current LiabilitesPSX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • PSX shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.07%.
  • The earnings per share for PSX have been decreasing by -29.61% on average. This is quite bad
EPS 1Y (TTM)6.07%
EPS 3Y-29.61%
EPS 5YN/A
EPS Q2Q%1746.67%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%6.91%

3.2 Future

  • PSX is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.91% yearly.
  • Based on estimates for the next years, PSX will show a decrease in Revenue. The Revenue will decrease by -1.11% on average per year.
EPS Next Y76.31%
EPS Next 2Y38.04%
EPS Next 3Y32.55%
EPS Next 5Y21.91%
Revenue Next Year-0.65%
Revenue Next 2Y0.97%
Revenue Next 3Y2.79%
Revenue Next 5Y-1.11%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PSX Yearly Revenue VS EstimatesPSX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 50B 100B 150B
PSX Yearly EPS VS EstimatesPSX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 10 15

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 23.85, the valuation of PSX can be described as rather expensive.
  • The rest of the industry has a similar Price/Earnings ratio as PSX.
  • PSX is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.10, which is the current average of the S&P500 Index.
  • PSX is valuated correctly with a Price/Forward Earnings ratio of 13.53.
  • Based on the Price/Forward Earnings ratio, PSX is valued a bit cheaper than 68.45% of the companies in the same industry.
  • PSX is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 23.85
Fwd PE 13.53
PSX Price Earnings VS Forward Price EarningsPSX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, PSX is valued a bit more expensive than 60.19% of the companies in the same industry.
  • PSX's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 46.03
EV/EBITDA 13.83
PSX Per share dataPSX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300

4.3 Compensation for Growth

  • PSX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • PSX's earnings are expected to grow with 32.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y38.04%
EPS Next 3Y32.55%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • PSX has a Yearly Dividend Yield of 3.27%. Purely for dividend investing, there may be better candidates out there.
  • PSX's Dividend Yield is comparable with the industry average which is at 3.51.
  • PSX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 3.27%

5.2 History

  • The dividend of PSX has a limited annual growth rate of 5.09%.
  • PSX has paid a dividend for at least 10 years, which is a reliable track record.
  • PSX has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)5.09%
Div Incr Years12
Div Non Decr Years12
PSX Yearly Dividends per sharePSX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • PSX pays out 127.72% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of PSX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP127.72%
EPS Next 2Y38.04%
EPS Next 3Y32.55%
PSX Yearly Income VS Free CF VS DividendPSX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B
PSX Dividend Payout.PSX Dividend Payout, showing the Payout Ratio.PSX Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PHILLIPS 66

NYSE:PSX (2/27/2026, 8:27:53 PM)

After market: 154.99 +0.66 (+0.43%)

154.33

+1.87 (+1.23%)

Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)02-04
Earnings (Next)04-23
Inst Owners78.02%
Inst Owner Change0.76%
Ins Owners0.16%
Ins Owner Change2.21%
Market Cap62.18B
Revenue(TTM)N/A
Net Income(TTM)1.50B
Analysts71.85
Price Target153.94 (-0.25%)
Short Float %1.9%
Short Ratio3.1
Dividend
Industry RankSector Rank
Dividend Yield 3.27%
Yearly Dividend4.49
Dividend Growth(5Y)5.09%
DP127.72%
Div Incr Years12
Div Non Decr Years12
Ex-Date02-23
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.64%
Min EPS beat(2)15.17%
Max EPS beat(2)38.11%
EPS beat(4)3
Avg EPS beat(4)17.18%
Min EPS beat(4)-21.28%
Max EPS beat(4)38.11%
EPS beat(8)6
Avg EPS beat(8)15.4%
EPS beat(12)8
Avg EPS beat(12)11.29%
EPS beat(16)12
Avg EPS beat(16)14.14%
Revenue beat(2)2
Avg Revenue beat(2)5.33%
Min Revenue beat(2)3.59%
Max Revenue beat(2)7.06%
Revenue beat(4)4
Avg Revenue beat(4)3.82%
Min Revenue beat(4)0.25%
Max Revenue beat(4)7.06%
Revenue beat(8)8
Avg Revenue beat(8)5.26%
Revenue beat(12)12
Avg Revenue beat(12)4.21%
Revenue beat(16)15
Avg Revenue beat(16)4.69%
PT rev (1m)2.28%
PT rev (3m)2.61%
EPS NQ rev (1m)-5.22%
EPS NQ rev (3m)-5.32%
EPS NY rev (1m)-2.47%
EPS NY rev (3m)5.99%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)1.29%
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)1.74%
Valuation
Industry RankSector Rank
PE 23.85
Fwd PE 13.53
P/S 0.47
P/FCF 46.03
P/OCF 18.25
P/B 2.31
P/tB 2.54
EV/EBITDA 13.83
EPS(TTM)6.47
EY4.19%
EPS(NY)11.41
Fwd EY7.39%
FCF(TTM)3.35
FCFY2.17%
OCF(TTM)8.46
OCFY5.48%
SpS327.49
BVpS66.8
TBVpS60.69
PEG (NY)0.31
PEG (5Y)N/A
Graham Number98.62
Profitability
Industry RankSector Rank
ROA 1.97%
ROE 5.56%
ROCE 4.52%
ROIC 3.56%
ROICexc 3.68%
ROICexgc 3.85%
OM 1.99%
PM (TTM) 1.13%
GM 10.79%
FCFM 1.02%
ROA(3y)8.86%
ROA(5y)4.33%
ROE(3y)22.64%
ROE(5y)10.75%
ROIC(3y)8.67%
ROIC(5y)N/A
ROICexc(3y)9.38%
ROICexc(5y)N/A
ROICexgc(3y)9.81%
ROICexgc(5y)N/A
ROCE(3y)10.99%
ROCE(5y)N/A
ROICexgc growth 3Y47.02%
ROICexgc growth 5Y-13.51%
ROICexc growth 3Y47.48%
ROICexc growth 5Y-12.72%
OM growth 3Y52.02%
OM growth 5Y-14.16%
PM growth 3Y7.9%
PM growth 5Y-12.42%
GM growth 3Y3.1%
GM growth 5Y-3.37%
F-Score6
Asset Turnover1.73
Health
Industry RankSector Rank
Debt/Equity 0.71
Debt/FCF 16.1
Debt/EBITDA 3.26
Cap/Depr 63.25%
Cap/Sales 1.56%
Interest Coverage 250
Cash Conversion 57.96%
Profit Quality 90.25%
Current Ratio 1.23
Quick Ratio 0.87
Altman-Z 3.23
F-Score6
WACC7.41%
ROIC/WACC0.48
Cap/Depr(3y)111.89%
Cap/Depr(5y)132.17%
Cap/Sales(3y)1.41%
Cap/Sales(5y)2.09%
Profit Quality(3y)84.92%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.07%
EPS 3Y-29.61%
EPS 5YN/A
EPS Q2Q%1746.67%
EPS Next Y76.31%
EPS Next 2Y38.04%
EPS Next 3Y32.55%
EPS Next 5Y21.91%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%6.91%
Revenue Next Year-0.65%
Revenue Next 2Y0.97%
Revenue Next 3Y2.79%
Revenue Next 5Y-1.11%
EBIT growth 1Y-22.77%
EBIT growth 3Y65.23%
EBIT growth 5Y-9.09%
EBIT Next Year113.01%
EBIT Next 3Y37%
EBIT Next 5Y24.01%
FCF growth 1Y-80.95%
FCF growth 3Y-17.53%
FCF growth 5Y20.06%
OCF growth 1Y-64.46%
OCF growth 3Y-11.36%
OCF growth 5Y-2.71%

PHILLIPS 66 / PSX FAQ

What is the ChartMill fundamental rating of PHILLIPS 66 (PSX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to PSX.


What is the valuation status of PHILLIPS 66 (PSX) stock?

ChartMill assigns a valuation rating of 5 / 10 to PHILLIPS 66 (PSX). This can be considered as Fairly Valued.


Can you provide the profitability details for PHILLIPS 66?

PHILLIPS 66 (PSX) has a profitability rating of 3 / 10.


What are the PE and PB ratios of PHILLIPS 66 (PSX) stock?

The Price/Earnings (PE) ratio for PHILLIPS 66 (PSX) is 23.85 and the Price/Book (PB) ratio is 2.31.


Can you provide the financial health for PSX stock?

The financial health rating of PHILLIPS 66 (PSX) is 4 / 10.