PHILLIPS 66 (PSX) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:PSX • US7185461040

148.09 USD
+5.85 (+4.11%)
At close: Feb 3, 2026
150 USD
+1.91 (+1.29%)
Pre-Market: 2/4/2026, 8:34:56 AM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to PSX. PSX was compared to 207 industry peers in the Oil, Gas & Consumable Fuels industry. PSX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PSX is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • PSX had positive earnings in the past year.
  • PSX had a positive operating cash flow in the past year.
  • PSX had positive earnings in 4 of the past 5 years.
  • PSX had a positive operating cash flow in each of the past 5 years.
PSX Yearly Net Income VS EBIT VS OCF VS FCFPSX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B

1.2 Ratios

  • PSX's Return On Assets of 1.97% is in line compared to the rest of the industry. PSX outperforms 42.51% of its industry peers.
  • PSX has a Return On Equity of 5.56%. This is comparable to the rest of the industry: PSX outperforms 44.93% of its industry peers.
  • With a Return On Invested Capital value of 3.56%, PSX is not doing good in the industry: 65.22% of the companies in the same industry are doing better.
  • PSX had an Average Return On Invested Capital over the past 3 years of 8.67%. This is significantly below the industry average of 21.94%.
  • The 3 year average ROIC (8.67%) for PSX is well above the current ROIC(3.56%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 1.97%
ROE 5.56%
ROIC 3.56%
ROA(3y)8.86%
ROA(5y)4.33%
ROE(3y)22.64%
ROE(5y)10.75%
ROIC(3y)8.67%
ROIC(5y)N/A
PSX Yearly ROA, ROE, ROICPSX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20 30

1.3 Margins

  • The Profit Margin of PSX (1.13%) is worse than 64.25% of its industry peers.
  • In the last couple of years the Profit Margin of PSX has declined.
  • PSX's Operating Margin of 1.99% is on the low side compared to the rest of the industry. PSX is outperformed by 70.53% of its industry peers.
  • In the last couple of years the Operating Margin of PSX has declined.
  • PSX has a worse Gross Margin (10.79%) than 70.05% of its industry peers.
  • In the last couple of years the Gross Margin of PSX has declined.
Industry RankSector Rank
OM 1.99%
PM (TTM) 1.13%
GM 10.79%
OM growth 3Y52.02%
OM growth 5Y-14.16%
PM growth 3Y7.9%
PM growth 5Y-12.42%
GM growth 3Y3.1%
GM growth 5Y-3.37%
PSX Yearly Profit, Operating, Gross MarginsPSX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

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4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSX is creating some value.
  • PSX has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for PSX has been reduced compared to 5 years ago.
  • The debt/assets ratio for PSX is higher compared to a year ago.
PSX Yearly Shares OutstandingPSX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
PSX Yearly Total Debt VS Total AssetsPSX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • PSX has an Altman-Z score of 3.21. This indicates that PSX is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.21, PSX belongs to the top of the industry, outperforming 82.61% of the companies in the same industry.
  • PSX has a debt to FCF ratio of 16.10. This is a negative value and a sign of low solvency as PSX would need 16.10 years to pay back of all of its debts.
  • PSX has a Debt to FCF ratio of 16.10. This is comparable to the rest of the industry: PSX outperforms 48.31% of its industry peers.
  • PSX has a Debt/Equity ratio of 0.71. This is a neutral value indicating PSX is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.71, PSX is not doing good in the industry: 61.35% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.71
Debt/FCF 16.1
Altman-Z 3.21
ROIC/WACC0.45
WACC8%
PSX Yearly LT Debt VS Equity VS FCFPSX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 1.23 indicates that PSX should not have too much problems paying its short term obligations.
  • The Current ratio of PSX (1.23) is comparable to the rest of the industry.
  • PSX has a Quick Ratio of 1.23. This is a bad value and indicates that PSX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PSX's Quick ratio of 0.87 is in line compared to the rest of the industry. PSX outperforms 45.89% of its industry peers.
Industry RankSector Rank
Current Ratio 1.23
Quick Ratio 0.87
PSX Yearly Current Assets VS Current LiabilitesPSX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

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3

3. Growth

3.1 Past

  • The earnings per share for PSX have decreased strongly by -58.78% in the last year.
  • The Earnings Per Share has been decreasing by -5.44% on average over the past years.
  • The Revenue for PSX has decreased by -10.68% in the past year. This is quite bad
  • PSX shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.91% yearly.
EPS 1Y (TTM)-58.78%
EPS 3Y2.29%
EPS 5Y-5.44%
EPS Q2Q%23.53%
Revenue 1Y (TTM)-10.68%
Revenue growth 3Y8.69%
Revenue growth 5Y5.91%
Sales Q2Q%-3.27%

3.2 Future

  • Based on estimates for the next years, PSX will show a very strong growth in Earnings Per Share. The EPS will grow by 22.02% on average per year.
  • Based on estimates for the next years, PSX will show a decrease in Revenue. The Revenue will decrease by -2.15% on average per year.
EPS Next Y4.61%
EPS Next 2Y38.02%
EPS Next 3Y26.97%
EPS Next 5Y22.02%
Revenue Next Year-5.95%
Revenue Next 2Y-5.66%
Revenue Next 3Y-2.41%
Revenue Next 5Y-2.15%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PSX Yearly Revenue VS EstimatesPSX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 50B 100B 150B
PSX Yearly EPS VS EstimatesPSX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 10 15

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3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 38.46, which means the current valuation is very expensive for PSX.
  • PSX's Price/Earnings ratio is a bit more expensive when compared to the industry. PSX is more expensive than 63.28% of the companies in the same industry.
  • PSX's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 28.18.
  • The Price/Forward Earnings ratio is 12.74, which indicates a correct valuation of PSX.
  • Based on the Price/Forward Earnings ratio, PSX is valued a bit cheaper than 67.63% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of PSX to the average of the S&P500 Index (25.51), we can say PSX is valued rather cheaply.
Industry RankSector Rank
PE 38.46
Fwd PE 12.74
PSX Price Earnings VS Forward Price EarningsPSX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • PSX's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. PSX is more expensive than 62.80% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of PSX is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 44.17
EV/EBITDA 13.53
PSX Per share dataPSX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • PSX's earnings are expected to grow with 26.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)8.34
PEG (5Y)N/A
EPS Next 2Y38.02%
EPS Next 3Y26.97%

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6

5. Dividend

5.1 Amount

  • PSX has a Yearly Dividend Yield of 3.33%.
  • PSX's Dividend Yield is comparable with the industry average which is at 3.64.
  • Compared to an average S&P500 Dividend Yield of 1.83, PSX pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.33%

5.2 History

  • The dividend of PSX has a limited annual growth rate of 5.09%.
  • PSX has paid a dividend for at least 10 years, which is a reliable track record.
  • PSX has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)5.09%
Div Incr Years12
Div Non Decr Years12
PSX Yearly Dividends per sharePSX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

  • 127.72% of the earnings are spent on dividend by PSX. This is not a sustainable payout ratio.
  • The dividend of PSX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP127.72%
EPS Next 2Y38.02%
EPS Next 3Y26.97%
PSX Yearly Income VS Free CF VS DividendPSX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B
PSX Dividend Payout.PSX Dividend Payout, showing the Payout Ratio.PSX Dividend Payout.PayoutRetained Earnings

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PHILLIPS 66

NYSE:PSX (2/3/2026, 8:04:00 PM)

Premarket: 150 +1.91 (+1.29%)

148.09

+5.85 (+4.11%)

Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)10-29
Earnings (Next)02-04
Inst Owners78.02%
Inst Owner Change-1.34%
Ins Owners0.16%
Ins Owner Change0.58%
Market Cap59.67B
Revenue(TTM)131.95B
Net Income(TTM)1.50B
Analysts72.31
Price Target150.5 (1.63%)
Short Float %1.9%
Short Ratio3.24
Dividend
Industry RankSector Rank
Dividend Yield 3.33%
Yearly Dividend4.49
Dividend Growth(5Y)5.09%
DP127.72%
Div Incr Years12
Div Non Decr Years12
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.64%
Min EPS beat(2)15.17%
Max EPS beat(2)38.11%
EPS beat(4)3
Avg EPS beat(4)17.18%
Min EPS beat(4)-21.28%
Max EPS beat(4)38.11%
EPS beat(8)6
Avg EPS beat(8)15.4%
EPS beat(12)8
Avg EPS beat(12)11.29%
EPS beat(16)12
Avg EPS beat(16)14.14%
Revenue beat(2)2
Avg Revenue beat(2)5.33%
Min Revenue beat(2)3.59%
Max Revenue beat(2)7.06%
Revenue beat(4)4
Avg Revenue beat(4)3.82%
Min Revenue beat(4)0.25%
Max Revenue beat(4)7.06%
Revenue beat(8)8
Avg Revenue beat(8)5.26%
Revenue beat(12)12
Avg Revenue beat(12)4.21%
Revenue beat(16)15
Avg Revenue beat(16)4.69%
PT rev (1m)-0.53%
PT rev (3m)1.79%
EPS NQ rev (1m)-10.7%
EPS NQ rev (3m)13.55%
EPS NY rev (1m)-1.49%
EPS NY rev (3m)10.57%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)3.36%
Revenue NY rev (1m)0.59%
Revenue NY rev (3m)2.71%
Valuation
Industry RankSector Rank
PE 38.46
Fwd PE 12.74
P/S 0.45
P/FCF 44.17
P/OCF 17.51
P/B 2.22
P/tB 2.44
EV/EBITDA 13.53
EPS(TTM)3.85
EY2.6%
EPS(NY)11.62
Fwd EY7.85%
FCF(TTM)3.35
FCFY2.26%
OCF(TTM)8.46
OCFY5.71%
SpS327.49
BVpS66.8
TBVpS60.69
PEG (NY)8.34
PEG (5Y)N/A
Graham Number76.07
Profitability
Industry RankSector Rank
ROA 1.97%
ROE 5.56%
ROCE 4.52%
ROIC 3.56%
ROICexc 3.68%
ROICexgc 3.85%
OM 1.99%
PM (TTM) 1.13%
GM 10.79%
FCFM 1.02%
ROA(3y)8.86%
ROA(5y)4.33%
ROE(3y)22.64%
ROE(5y)10.75%
ROIC(3y)8.67%
ROIC(5y)N/A
ROICexc(3y)9.38%
ROICexc(5y)N/A
ROICexgc(3y)9.81%
ROICexgc(5y)N/A
ROCE(3y)10.99%
ROCE(5y)N/A
ROICexgc growth 3Y47.02%
ROICexgc growth 5Y-13.51%
ROICexc growth 3Y47.48%
ROICexc growth 5Y-12.72%
OM growth 3Y52.02%
OM growth 5Y-14.16%
PM growth 3Y7.9%
PM growth 5Y-12.42%
GM growth 3Y3.1%
GM growth 5Y-3.37%
F-Score6
Asset Turnover1.73
Health
Industry RankSector Rank
Debt/Equity 0.71
Debt/FCF 16.1
Debt/EBITDA 3.26
Cap/Depr 63.25%
Cap/Sales 1.56%
Interest Coverage 250
Cash Conversion 57.96%
Profit Quality 90.25%
Current Ratio 1.23
Quick Ratio 0.87
Altman-Z 3.21
F-Score6
WACC8%
ROIC/WACC0.45
Cap/Depr(3y)111.89%
Cap/Depr(5y)132.17%
Cap/Sales(3y)1.41%
Cap/Sales(5y)2.09%
Profit Quality(3y)84.92%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.78%
EPS 3Y2.29%
EPS 5Y-5.44%
EPS Q2Q%23.53%
EPS Next Y4.61%
EPS Next 2Y38.02%
EPS Next 3Y26.97%
EPS Next 5Y22.02%
Revenue 1Y (TTM)-10.68%
Revenue growth 3Y8.69%
Revenue growth 5Y5.91%
Sales Q2Q%-3.27%
Revenue Next Year-5.95%
Revenue Next 2Y-5.66%
Revenue Next 3Y-2.41%
Revenue Next 5Y-2.15%
EBIT growth 1Y-22.77%
EBIT growth 3Y65.23%
EBIT growth 5Y-9.09%
EBIT Next Year113.01%
EBIT Next 3Y37%
EBIT Next 5Y24.08%
FCF growth 1Y-80.95%
FCF growth 3Y-17.53%
FCF growth 5Y20.06%
OCF growth 1Y-64.46%
OCF growth 3Y-11.36%
OCF growth 5Y-2.71%

PHILLIPS 66 / PSX FAQ

What is the ChartMill fundamental rating of PHILLIPS 66 (PSX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to PSX.


What is the valuation status of PHILLIPS 66 (PSX) stock?

ChartMill assigns a valuation rating of 3 / 10 to PHILLIPS 66 (PSX). This can be considered as Overvalued.


Can you provide the profitability details for PHILLIPS 66?

PHILLIPS 66 (PSX) has a profitability rating of 3 / 10.


What are the PE and PB ratios of PHILLIPS 66 (PSX) stock?

The Price/Earnings (PE) ratio for PHILLIPS 66 (PSX) is 38.46 and the Price/Book (PB) ratio is 2.22.


Can you provide the financial health for PSX stock?

The financial health rating of PHILLIPS 66 (PSX) is 4 / 10.