PHILLIPS 66 (PSX) Stock Fundamental Analysis
NYSE:PSX • US7185461040
153.055 USD
+0.59 (+0.39%)
Last: Feb 27, 2026, 02:00 PM
Taking everything into account, PSX scores 4 out of 10 in our fundamental rating. PSX was compared to 206 industry peers in the Oil, Gas & Consumable Fuels industry. PSX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PSX has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year PSX was profitable.
- In the past year PSX had a positive cash flow from operations.
- PSX had positive earnings in 4 of the past 5 years.
- Of the past 5 years PSX 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of PSX (1.97%) is comparable to the rest of the industry.
- Looking at the Return On Equity, with a value of 5.56%, PSX is in line with its industry, outperforming 44.66% of the companies in the same industry.
- PSX's Return On Invested Capital of 3.56% is on the low side compared to the rest of the industry. PSX is outperformed by 64.08% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for PSX is significantly below the industry average of 21.99%.
- The last Return On Invested Capital (3.56%) for PSX is well below the 3 year average (8.67%), which needs to be investigated, but indicates that PSX had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.97% | ||
| ROE | 5.56% | ||
| ROIC | 3.56% |
ROA(3y)8.86%
ROA(5y)4.33%
ROE(3y)22.64%
ROE(5y)10.75%
ROIC(3y)8.67%
ROIC(5y)N/A
1.3 Margins
- PSX has a Profit Margin of 1.13%. This is in the lower half of the industry: PSX underperforms 64.08% of its industry peers.
- In the last couple of years the Profit Margin of PSX has declined.
- With a Operating Margin value of 1.99%, PSX is not doing good in the industry: 70.39% of the companies in the same industry are doing better.
- In the last couple of years the Operating Margin of PSX has declined.
- PSX has a Gross Margin of 10.79%. This is in the lower half of the industry: PSX underperforms 69.90% of its industry peers.
- In the last couple of years the Gross Margin of PSX has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.99% | ||
| PM (TTM) | 1.13% | ||
| GM | 10.79% |
OM growth 3Y52.02%
OM growth 5Y-14.16%
PM growth 3Y7.9%
PM growth 5Y-12.42%
GM growth 3Y3.1%
GM growth 5Y-3.37%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), PSX is creating some value.
- PSX has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- PSX has an Altman-Z score of 3.23. This indicates that PSX is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.23, PSX belongs to the top of the industry, outperforming 81.55% of the companies in the same industry.
- PSX has a debt to FCF ratio of 16.10. This is a negative value and a sign of low solvency as PSX would need 16.10 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 16.10, PSX is in line with its industry, outperforming 49.51% of the companies in the same industry.
- PSX has a Debt/Equity ratio of 0.71. This is a neutral value indicating PSX is somewhat dependend on debt financing.
- PSX has a worse Debt to Equity ratio (0.71) than 61.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | 16.1 | ||
| Altman-Z | 3.23 |
ROIC/WACC0.48
WACC7.45%
2.3 Liquidity
- A Current Ratio of 1.23 indicates that PSX should not have too much problems paying its short term obligations.
- PSX has a Current ratio of 1.23. This is comparable to the rest of the industry: PSX outperforms 55.83% of its industry peers.
- A Quick Ratio of 0.87 indicates that PSX may have some problems paying its short term obligations.
- PSX has a Quick ratio of 0.87. This is comparable to the rest of the industry: PSX outperforms 45.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.23 | ||
| Quick Ratio | 0.87 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 6.07% over the past year.
- Measured over the past years, PSX shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -29.61% on average per year.
EPS 1Y (TTM)6.07%
EPS 3Y-29.61%
EPS 5YN/A
EPS Q2Q%1746.67%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%6.91%
3.2 Future
- Based on estimates for the next years, PSX will show a very strong growth in Earnings Per Share. The EPS will grow by 21.91% on average per year.
- Based on estimates for the next years, PSX will show a decrease in Revenue. The Revenue will decrease by -1.11% on average per year.
EPS Next Y76.31%
EPS Next 2Y38.04%
EPS Next 3Y32.55%
EPS Next 5Y21.91%
Revenue Next Year-0.65%
Revenue Next 2Y0.97%
Revenue Next 3Y2.79%
Revenue Next 5Y-1.11%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 23.66, the valuation of PSX can be described as rather expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of PSX is on the same level as its industry peers.
- PSX is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.11, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 13.42, PSX is valued correctly.
- PSX's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. PSX is cheaper than 68.45% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.13, PSX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.66 | ||
| Fwd PE | 13.42 |
4.2 Price Multiples
- PSX's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. PSX is more expensive than 60.19% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as PSX.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 45.65 | ||
| EV/EBITDA | 13.83 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as PSX's earnings are expected to grow with 32.55% in the coming years.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y38.04%
EPS Next 3Y32.55%
5. Dividend
5.1 Amount
- PSX has a Yearly Dividend Yield of 3.27%.
- Compared to an average industry Dividend Yield of 3.51, PSX has a dividend in line with its industry peers.
- PSX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.27% |
5.2 History
- The dividend of PSX has a limited annual growth rate of 5.09%.
- PSX has paid a dividend for at least 10 years, which is a reliable track record.
- PSX has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)5.09%
Div Incr Years12
Div Non Decr Years12
5.3 Sustainability
- 127.72% of the earnings are spent on dividend by PSX. This is not a sustainable payout ratio.
- The dividend of PSX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP127.72%
EPS Next 2Y38.04%
EPS Next 3Y32.55%
NYSE:PSX (2/27/2026, 2:00:00 PM)
153.055
+0.59 (+0.39%)
Chartmill FA Rating
GICS SectorEnergy
GICS IndustryGroupEnergy
GICS IndustryOil, Gas & Consumable Fuels
Earnings (Last)02-04 2026-02-04/bmo
Earnings (Next)04-23 2026-04-23/bmo
Inst Owners78.02%
Inst Owner Change0.76%
Ins Owners0.16%
Ins Owner Change2.21%
Market Cap61.67B
Revenue(TTM)N/A
Net Income(TTM)1.50B
Analysts71.85
Price Target153.94 (0.58%)
Short Float %1.9%
Short Ratio3.1
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.27% |
Yearly Dividend4.49
Dividend Growth(5Y)5.09%
DP127.72%
Div Incr Years12
Div Non Decr Years12
Ex-Date02-23 2026-02-23 (1.27)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.64%
Min EPS beat(2)15.17%
Max EPS beat(2)38.11%
EPS beat(4)3
Avg EPS beat(4)17.18%
Min EPS beat(4)-21.28%
Max EPS beat(4)38.11%
EPS beat(8)6
Avg EPS beat(8)15.4%
EPS beat(12)8
Avg EPS beat(12)11.29%
EPS beat(16)12
Avg EPS beat(16)14.14%
Revenue beat(2)2
Avg Revenue beat(2)5.33%
Min Revenue beat(2)3.59%
Max Revenue beat(2)7.06%
Revenue beat(4)4
Avg Revenue beat(4)3.82%
Min Revenue beat(4)0.25%
Max Revenue beat(4)7.06%
Revenue beat(8)8
Avg Revenue beat(8)5.26%
Revenue beat(12)12
Avg Revenue beat(12)4.21%
Revenue beat(16)15
Avg Revenue beat(16)4.69%
PT rev (1m)2.28%
PT rev (3m)2.61%
EPS NQ rev (1m)-5.22%
EPS NQ rev (3m)-5.32%
EPS NY rev (1m)-2.47%
EPS NY rev (3m)5.99%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)1.29%
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)1.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.66 | ||
| Fwd PE | 13.42 | ||
| P/S | 0.47 | ||
| P/FCF | 45.65 | ||
| P/OCF | 18.1 | ||
| P/B | 2.29 | ||
| P/tB | 2.52 | ||
| EV/EBITDA | 13.83 |
EPS(TTM)6.47
EY4.23%
EPS(NY)11.41
Fwd EY7.45%
FCF(TTM)3.35
FCFY2.19%
OCF(TTM)8.46
OCFY5.53%
SpS327.49
BVpS66.8
TBVpS60.69
PEG (NY)0.31
PEG (5Y)N/A
Graham Number98.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.97% | ||
| ROE | 5.56% | ||
| ROCE | 4.52% | ||
| ROIC | 3.56% | ||
| ROICexc | 3.68% | ||
| ROICexgc | 3.85% | ||
| OM | 1.99% | ||
| PM (TTM) | 1.13% | ||
| GM | 10.79% | ||
| FCFM | 1.02% |
ROA(3y)8.86%
ROA(5y)4.33%
ROE(3y)22.64%
ROE(5y)10.75%
ROIC(3y)8.67%
ROIC(5y)N/A
ROICexc(3y)9.38%
ROICexc(5y)N/A
ROICexgc(3y)9.81%
ROICexgc(5y)N/A
ROCE(3y)10.99%
ROCE(5y)N/A
ROICexgc growth 3Y47.02%
ROICexgc growth 5Y-13.51%
ROICexc growth 3Y47.48%
ROICexc growth 5Y-12.72%
OM growth 3Y52.02%
OM growth 5Y-14.16%
PM growth 3Y7.9%
PM growth 5Y-12.42%
GM growth 3Y3.1%
GM growth 5Y-3.37%
F-Score6
Asset Turnover1.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | 16.1 | ||
| Debt/EBITDA | 3.26 | ||
| Cap/Depr | 63.25% | ||
| Cap/Sales | 1.56% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 57.96% | ||
| Profit Quality | 90.25% | ||
| Current Ratio | 1.23 | ||
| Quick Ratio | 0.87 | ||
| Altman-Z | 3.23 |
F-Score6
WACC7.45%
ROIC/WACC0.48
Cap/Depr(3y)111.89%
Cap/Depr(5y)132.17%
Cap/Sales(3y)1.41%
Cap/Sales(5y)2.09%
Profit Quality(3y)84.92%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.07%
EPS 3Y-29.61%
EPS 5YN/A
EPS Q2Q%1746.67%
EPS Next Y76.31%
EPS Next 2Y38.04%
EPS Next 3Y32.55%
EPS Next 5Y21.91%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%6.91%
Revenue Next Year-0.65%
Revenue Next 2Y0.97%
Revenue Next 3Y2.79%
Revenue Next 5Y-1.11%
EBIT growth 1Y-22.77%
EBIT growth 3Y65.23%
EBIT growth 5Y-9.09%
EBIT Next Year113.01%
EBIT Next 3Y37%
EBIT Next 5Y24.01%
FCF growth 1Y-80.95%
FCF growth 3Y-17.53%
FCF growth 5Y20.06%
OCF growth 1Y-64.46%
OCF growth 3Y-11.36%
OCF growth 5Y-2.71%
PHILLIPS 66 / PSX FAQ
What is the ChartMill fundamental rating of PHILLIPS 66 (PSX) stock?
ChartMill assigns a fundamental rating of 4 / 10 to PSX.
What is the valuation status of PHILLIPS 66 (PSX) stock?
ChartMill assigns a valuation rating of 5 / 10 to PHILLIPS 66 (PSX). This can be considered as Fairly Valued.
Can you provide the profitability details for PHILLIPS 66?
PHILLIPS 66 (PSX) has a profitability rating of 3 / 10.
What are the PE and PB ratios of PHILLIPS 66 (PSX) stock?
The Price/Earnings (PE) ratio for PHILLIPS 66 (PSX) is 23.66 and the Price/Book (PB) ratio is 2.29.
Can you provide the financial health for PSX stock?
The financial health rating of PHILLIPS 66 (PSX) is 4 / 10.