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POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis

NYSE:PSTL - New York Stock Exchange, Inc. - US73757R1023 - REIT - Currency: USD

13.41  +0.6 (+4.68%)

After market: 13.41 0 (0%)

Fundamental Rating

4

PSTL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 129 industry peers in the Diversified REITs industry. While PSTL is still in line with the averages on profitability rating, there are concerns on its financial health. PSTL is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

PSTL had positive earnings in the past year.
In the past year PSTL had a positive cash flow from operations.
PSTL had positive earnings in 4 of the past 5 years.
PSTL had a positive operating cash flow in each of the past 5 years.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

PSTL has a Return On Assets (0.99%) which is comparable to the rest of the industry.
PSTL has a Return On Equity (2.63%) which is comparable to the rest of the industry.
PSTL has a Return On Invested Capital of 2.80%. This is comparable to the rest of the industry: PSTL outperforms 54.26% of its industry peers.
PSTL had an Average Return On Invested Capital over the past 3 years of 1.98%. This is in line with the industry average of 3.16%.
The last Return On Invested Capital (2.80%) for PSTL is above the 3 year average (1.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.99%
ROE 2.63%
ROIC 2.8%
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

The Profit Margin of PSTL (7.96%) is comparable to the rest of the industry.
PSTL's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 27.85%, PSTL is doing good in the industry, outperforming 61.24% of the companies in the same industry.
In the last couple of years the Operating Margin of PSTL has grown nicely.
PSTL has a better Gross Margin (76.08%) than 74.42% of its industry peers.
PSTL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 27.85%
PM (TTM) 7.96%
GM 76.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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0

2. Health

2.1 Basic Checks

PSTL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, PSTL has more shares outstanding
The number of shares outstanding for PSTL has been increased compared to 5 years ago.
The debt/assets ratio for PSTL is higher compared to a year ago.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

Based on the Altman-Z score of 0.53, we must say that PSTL is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.53, PSTL is in line with its industry, outperforming 50.39% of the companies in the same industry.
PSTL has a Debt/Equity ratio of 1.25. This is a high value indicating a heavy dependency on external financing.
PSTL has a Debt to Equity ratio (1.25) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.25
Debt/FCF N/A
Altman-Z 0.53
ROIC/WACC0.4
WACC6.95%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

A Current Ratio of 0.56 indicates that PSTL may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.56, PSTL is doing worse than 72.87% of the companies in the same industry.
PSTL has a Quick Ratio of 0.56. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
PSTL has a worse Quick ratio (0.56) than 72.87% of its industry peers.
Industry RankSector Rank
Current Ratio 0.56
Quick Ratio 0.56
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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8

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 360.00% over the past year.
Measured over the past 5 years, PSTL shows a small growth in Earnings Per Share. The EPS has been growing by 5.73% on average per year.
The Revenue has grown by 23.35% in the past year. This is a very strong growth!
PSTL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.57% yearly.
EPS 1Y (TTM)360%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%3300%
Revenue 1Y (TTM)23.35%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%28.13%

3.2 Future

The Earnings Per Share is expected to grow by 11.54% on average over the next years. This is quite good.
The Revenue is expected to grow by 11.62% on average over the next years. This is quite good.
EPS Next Y151.08%
EPS Next 2Y69.23%
EPS Next 3Y40.04%
EPS Next 5Y11.54%
Revenue Next Year22.44%
Revenue Next 2Y16.38%
Revenue Next 3Y14%
Revenue Next 5Y11.62%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20M 40M 60M 80M 100M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.1 -0.1 0.2 0.3

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4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 29.15, the valuation of PSTL can be described as expensive.
PSTL's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 25.05. PSTL is around the same levels.
The Price/Forward Earnings ratio is 36.02, which means the current valuation is very expensive for PSTL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PSTL indicates a somewhat cheap valuation: PSTL is cheaper than 65.89% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of PSTL to the average of the S&P500 Index (21.07), we can say PSTL is valued expensively.
Industry RankSector Rank
PE 29.15
Fwd PE 36.02
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

PSTL's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 13.47
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of PSTL may justify a higher PE ratio.
A more expensive valuation may be justified as PSTL's earnings are expected to grow with 40.04% in the coming years.
PEG (NY)0.19
PEG (5Y)N/A
EPS Next 2Y69.23%
EPS Next 3Y40.04%

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6

5. Dividend

5.1 Amount

PSTL has a Yearly Dividend Yield of 7.70%, which is a nice return.
PSTL's Dividend Yield is a higher than the industry average which is at 6.64.
PSTL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
Industry RankSector Rank
Dividend Yield 7.7%

5.2 History

The dividend of PSTL is nicely growing with an annual growth rate of 14.57%!
PSTL has been paying a dividend for over 5 years, so it has already some track record.
As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

PSTL pays out 440.92% of its income as dividend. This is not a sustainable payout ratio.
The dividend of PSTL is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP440.92%
EPS Next 2Y69.23%
EPS Next 3Y40.04%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

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POSTAL REALTY TRUST INC- A

NYSE:PSTL (5/15/2025, 7:00:00 PM)

After market: 13.41 0 (0%)

13.41

+0.6 (+4.68%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)04-30 2025-04-30/amc
Earnings (Next)08-04 2025-08-04/amc
Inst Owners66.19%
Inst Owner Change0.35%
Ins Owners5.92%
Ins Owner Change-0.11%
Market Cap316.34M
Analysts84.29
Price Target15.9 (18.57%)
Short Float %2.23%
Short Ratio2.57
Dividend
Industry RankSector Rank
Dividend Yield 7.7%
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP440.92%
Div Incr Years5
Div Non Decr Years5
Ex-Date05-01 2025-05-01 (0.2425)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)612.42%
Min EPS beat(2)488.24%
Max EPS beat(2)736.6%
EPS beat(4)3
Avg EPS beat(4)299.29%
Min EPS beat(4)-34.64%
Max EPS beat(4)736.6%
EPS beat(8)6
Avg EPS beat(8)158.9%
EPS beat(12)10
Avg EPS beat(12)353.75%
EPS beat(16)10
Avg EPS beat(16)258.7%
Revenue beat(2)2
Avg Revenue beat(2)9.49%
Min Revenue beat(2)4.64%
Max Revenue beat(2)14.33%
Revenue beat(4)4
Avg Revenue beat(4)6.39%
Min Revenue beat(4)1.84%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.46%
Revenue beat(12)9
Avg Revenue beat(12)2.41%
Revenue beat(16)13
Avg Revenue beat(16)2.5%
PT rev (1m)-1.5%
PT rev (3m)-0.83%
EPS NQ rev (1m)-21.43%
EPS NQ rev (3m)83.33%
EPS NY rev (1m)0%
EPS NY rev (3m)321.05%
Revenue NQ rev (1m)1.03%
Revenue NQ rev (3m)13.59%
Revenue NY rev (1m)2.04%
Revenue NY rev (3m)10.46%
Valuation
Industry RankSector Rank
PE 29.15
Fwd PE 36.02
P/S 3.89
P/FCF N/A
P/OCF 8.34
P/B 1.29
P/tB 1.37
EV/EBITDA 13.47
EPS(TTM)0.46
EY3.43%
EPS(NY)0.37
Fwd EY2.78%
FCF(TTM)-2.08
FCFYN/A
OCF(TTM)1.61
OCFY11.99%
SpS3.44
BVpS10.41
TBVpS9.81
PEG (NY)0.19
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.99%
ROE 2.63%
ROCE 3.54%
ROIC 2.8%
ROICexc 2.8%
ROICexgc 2.87%
OM 27.85%
PM (TTM) 7.96%
GM 76.08%
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexcg growth 3Y22.58%
ROICexcg growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.25
Debt/FCF N/A
Debt/EBITDA 6.79
Cap/Depr 386.4%
Cap/Sales 107.14%
Interest Coverage 250
Cash Conversion 83.98%
Profit Quality N/A
Current Ratio 0.56
Quick Ratio 0.56
Altman-Z 0.53
F-Score6
WACC6.95%
ROIC/WACC0.4
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)360%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%3300%
EPS Next Y151.08%
EPS Next 2Y69.23%
EPS Next 3Y40.04%
EPS Next 5Y11.54%
Revenue 1Y (TTM)23.35%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%28.13%
Revenue Next Year22.44%
Revenue Next 2Y16.38%
Revenue Next 3Y14%
Revenue Next 5Y11.62%
EBIT growth 1Y56.18%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year464.71%
EBIT Next 3Y99.24%
EBIT Next 5Y72.85%
FCF growth 1Y42.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y47.61%
OCF growth 3Y25.13%
OCF growth 5Y63.59%