POSTAL REALTY TRUST INC- A (PSTL) Fundamental Analysis & Valuation

NYSE:PSTL • US73757R1023

19.33 USD
+0.04 (+0.21%)
Last: Mar 10, 2026, 03:15 PM

This PSTL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to PSTL. PSTL was compared to 123 industry peers in the Diversified REITs industry. PSTL scores excellent on profitability, but there are concerns on its financial health. PSTL is valued quite expensively, but it does show have an excellent growth rating.


Dividend Valuation Growth Profitability Health

7

1. PSTL Profitability Analysis

1.1 Basic Checks

  • PSTL had positive earnings in the past year.
  • In the past year PSTL had a positive cash flow from operations.
  • In the past 5 years PSTL has always been profitable.
  • Each year in the past 5 years PSTL had a positive operating cash flow.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50M -100M

1.2 Ratios

  • PSTL has a Return On Assets (1.51%) which is in line with its industry peers.
  • The Return On Equity of PSTL (4.03%) is comparable to the rest of the industry.
  • The Return On Invested Capital of PSTL (3.59%) is better than 67.48% of its industry peers.
  • PSTL had an Average Return On Invested Capital over the past 3 years of 2.66%. This is in line with the industry average of 3.14%.
  • The last Return On Invested Capital (3.59%) for PSTL is above the 3 year average (2.66%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.51%
ROE 4.03%
ROIC 3.59%
ROA(3y)0.89%
ROA(5y)0.72%
ROE(3y)2.3%
ROE(5y)1.76%
ROIC(3y)2.66%
ROIC(5y)2.16%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 -10 -15

1.3 Margins

  • PSTL's Profit Margin of 12.00% is in line compared to the rest of the industry. PSTL outperforms 58.54% of its industry peers.
  • PSTL's Profit Margin has improved in the last couple of years.
  • PSTL has a Operating Margin of 35.08%. This is in the better half of the industry: PSTL outperforms 73.98% of its industry peers.
  • In the last couple of years the Operating Margin of PSTL has grown nicely.
  • PSTL has a Gross Margin of 78.05%. This is in the better half of the industry: PSTL outperforms 75.61% of its industry peers.
  • PSTL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 35.08%
PM (TTM) 12%
GM 78.05%
OM growth 3Y24.47%
OM growth 5Y33.39%
PM growth 3Y30.77%
PM growth 5YN/A
GM growth 3Y0.88%
GM growth 5Y-0.37%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

1

2. PSTL Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PSTL is destroying value.
  • Compared to 1 year ago, PSTL has more shares outstanding
  • The number of shares outstanding for PSTL has been increased compared to 5 years ago.
  • PSTL has a worse debt/assets ratio than last year.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • PSTL has an Altman-Z score of 0.80. This is a bad value and indicates that PSTL is not financially healthy and even has some risk of bankruptcy.
  • PSTL has a better Altman-Z score (0.80) than 65.85% of its industry peers.
  • A Debt/Equity ratio of 1.27 is on the high side and indicates that PSTL has dependencies on debt financing.
  • PSTL's Debt to Equity ratio of 1.27 is in line compared to the rest of the industry. PSTL outperforms 48.78% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.8
ROIC/WACC0.52
WACC6.94%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.65 indicates that PSTL may have some problems paying its short term obligations.
  • The Current ratio of PSTL (0.65) is worse than 65.04% of its industry peers.
  • PSTL has a Quick Ratio of 0.65. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PSTL has a worse Quick ratio (0.65) than 65.04% of its industry peers.
Industry RankSector Rank
Current Ratio 0.65
Quick Ratio 0.65
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

8

3. PSTL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 392.31% over the past year.
  • The Earnings Per Share has been growing by 58.74% on average over the past years. This is a very strong growth
  • PSTL shows a strong growth in Revenue. In the last year, the Revenue has grown by 25.47%.
  • PSTL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.42% yearly.
EPS 1Y (TTM)392.31%
EPS 3Y58.74%
EPS 5YN/A
EPS Q2Q%266.67%
Revenue 1Y (TTM)25.47%
Revenue growth 3Y21.57%
Revenue growth 5Y31.42%
Sales Q2Q%21.66%

3.2 Future

  • The Earnings Per Share is expected to grow by 3.91% on average over the next years.
  • The Revenue is expected to grow by 13.03% on average over the next years. This is quite good.
EPS Next Y-2.78%
EPS Next 2Y3.34%
EPS Next 3Y-0.4%
EPS Next 5Y3.91%
Revenue Next Year17.12%
Revenue Next 2Y14.34%
Revenue Next 3Y15.6%
Revenue Next 5Y13.03%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 0 0.2 0.4 0.6

2

4. PSTL Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 30.20 indicates a quite expensive valuation of PSTL.
  • Compared to the rest of the industry, the Price/Earnings ratio of PSTL indicates a somewhat cheap valuation: PSTL is cheaper than 65.04% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of PSTL to the average of the S&P500 Index (26.45), we can say PSTL is valued inline with the index average.
  • The Price/Forward Earnings ratio is 31.07, which means the current valuation is very expensive for PSTL.
  • Based on the Price/Forward Earnings ratio, PSTL is valued a bit cheaper than 76.42% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.65, PSTL is valued a bit more expensive.
Industry RankSector Rank
PE 30.2
Fwd PE 31.07
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSTL is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.45
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • PSTL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.34%
EPS Next 3Y-0.4%

6

5. PSTL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.91%, PSTL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 7.59, PSTL has a dividend in line with its industry peers.
  • PSTL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.91%

5.2 History

  • The dividend of PSTL has a limited annual growth rate of 1.82%.
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • PSTL has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)1.82%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • PSTL pays out 267.55% of its income as dividend. This is not a sustainable payout ratio.
  • PSTL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP267.55%
EPS Next 2Y3.34%
EPS Next 3Y-0.4%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

PSTL Fundamentals: All Metrics, Ratios and Statistics

POSTAL REALTY TRUST INC- A

NYSE:PSTL (3/10/2026, 3:15:38 PM)

19.33

+0.04 (+0.21%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners72.61%
Inst Owner Change3.01%
Ins Owners5.31%
Ins Owner Change5.98%
Market Cap531.38M
Revenue(TTM)95.82M
Net Income(TTM)11.49M
Analysts83.33
Price Target19.38 (0.26%)
Short Float %10.93%
Short Ratio9.09
Dividend
Industry RankSector Rank
Dividend Yield 4.91%
Yearly Dividend1.22
Dividend Growth(5Y)1.82%
DP267.55%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)114.14%
Min EPS beat(2)34.16%
Max EPS beat(2)194.12%
EPS beat(4)4
Avg EPS beat(4)89.86%
Min EPS beat(4)34.16%
Max EPS beat(4)194.12%
EPS beat(8)6
Avg EPS beat(8)89.04%
EPS beat(12)10
Avg EPS beat(12)82.83%
EPS beat(16)13
Avg EPS beat(16)238.76%
Revenue beat(2)2
Avg Revenue beat(2)1.2%
Min Revenue beat(2)0.8%
Max Revenue beat(2)1.59%
Revenue beat(4)4
Avg Revenue beat(4)2.6%
Min Revenue beat(4)0.8%
Max Revenue beat(4)4.64%
Revenue beat(8)7
Avg Revenue beat(8)3.79%
Revenue beat(12)10
Avg Revenue beat(12)2.73%
Revenue beat(16)13
Avg Revenue beat(16)2.19%
PT rev (1m)0%
PT rev (3m)7.04%
EPS NQ rev (1m)-25%
EPS NQ rev (3m)-18.18%
EPS NY rev (1m)2.52%
EPS NY rev (3m)13.66%
Revenue NQ rev (1m)3.41%
Revenue NQ rev (3m)6.28%
Revenue NY rev (1m)2.39%
Revenue NY rev (3m)5.58%
Valuation
Industry RankSector Rank
PE 30.2
Fwd PE 31.07
P/S 5.55
P/FCF N/A
P/OCF 11.94
P/B 1.86
P/tB 1.99
EV/EBITDA 15.45
EPS(TTM)0.64
EY3.31%
EPS(NY)0.62
Fwd EY3.22%
FCF(TTM)-2.98
FCFYN/A
OCF(TTM)1.62
OCFY8.38%
SpS3.49
BVpS10.37
TBVpS9.72
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.22
Profitability
Industry RankSector Rank
ROA 1.51%
ROE 4.03%
ROCE 4.54%
ROIC 3.59%
ROICexc 3.59%
ROICexgc 3.68%
OM 35.08%
PM (TTM) 12%
GM 78.05%
FCFM N/A
ROA(3y)0.89%
ROA(5y)0.72%
ROE(3y)2.3%
ROE(5y)1.76%
ROIC(3y)2.66%
ROIC(5y)2.16%
ROICexc(3y)2.67%
ROICexc(5y)2.17%
ROICexgc(3y)2.74%
ROICexgc(5y)2.23%
ROCE(3y)3.37%
ROCE(5y)2.74%
ROICexgc growth 3Y31.49%
ROICexgc growth 5Y40.41%
ROICexc growth 3Y32.02%
ROICexc growth 5Y41.23%
OM growth 3Y24.47%
OM growth 5Y33.39%
PM growth 3Y30.77%
PM growth 5YN/A
GM growth 3Y0.88%
GM growth 5Y-0.37%
F-Score6
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 6.27
Cap/Depr 526.58%
Cap/Sales 131.83%
Interest Coverage 250
Cash Conversion 77.26%
Profit Quality N/A
Current Ratio 0.65
Quick Ratio 0.65
Altman-Z 0.8
F-Score6
WACC6.94%
ROIC/WACC0.52
Cap/Depr(3y)426.59%
Cap/Depr(5y)521.82%
Cap/Sales(3y)119.2%
Cap/Sales(5y)162.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)392.31%
EPS 3Y58.74%
EPS 5YN/A
EPS Q2Q%266.67%
EPS Next Y-2.78%
EPS Next 2Y3.34%
EPS Next 3Y-0.4%
EPS Next 5Y3.91%
Revenue 1Y (TTM)25.47%
Revenue growth 3Y21.57%
Revenue growth 5Y31.42%
Sales Q2Q%21.66%
Revenue Next Year17.12%
Revenue Next 2Y14.34%
Revenue Next 3Y15.6%
Revenue Next 5Y13.03%
EBIT growth 1Y75.19%
EBIT growth 3Y51.32%
EBIT growth 5Y75.31%
EBIT Next Year125.15%
EBIT Next 3Y43.91%
EBIT Next 5Y35.31%
FCF growth 1Y-59.49%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.84%
OCF growth 3Y21.87%
OCF growth 5Y36.48%

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 2 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Overvalued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 30.2 and the Price/Book (PB) ratio is 1.86.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to decline by -2.78% in the next year.