POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis
USA - NYSE:PSTL - US73757R1023 - REIT
15.175 USD
-0.07 (-0.49%)
Taking everything into account, PSTL scores 5 out of 10 in our fundamental rating. PSTL was compared to 127 industry peers in the Diversified REITs industry. While PSTL is still in line with the averages on profitability rating, there are concerns on its financial health. PSTL is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! PSTL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
PSTL had positive earnings in the past year.
In the past year PSTL had a positive cash flow from operations.
PSTL had positive earnings in 4 of the past 5 years.
In the past 5 years PSTL always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of PSTL (1.30%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 3.57%, PSTL is in line with its industry, outperforming 58.27% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 3.16%, PSTL is in line with its industry, outperforming 59.84% of the companies in the same industry.
PSTL had an Average Return On Invested Capital over the past 3 years of 1.98%. This is in line with the industry average of 3.04%.
The 3 year average ROIC (1.98%) for PSTL is below the current ROIC(3.16%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.3% | ||
| ROE | 3.57% | ||
| ROIC | 3.16% |
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
1.3 Margins
Looking at the Profit Margin, with a value of 10.36%, PSTL is in line with its industry, outperforming 58.27% of the companies in the same industry.
PSTL's Profit Margin has improved in the last couple of years.
PSTL's Operating Margin of 31.06% is fine compared to the rest of the industry. PSTL outperforms 63.78% of its industry peers.
In the last couple of years the Operating Margin of PSTL has grown nicely.
PSTL has a better Gross Margin (77.25%) than 74.80% of its industry peers.
In the last couple of years the Gross Margin of PSTL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.06% | ||
| PM (TTM) | 10.36% | ||
| GM | 77.25% |
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
2. Health
2.1 Basic Checks
PSTL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
PSTL has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PSTL has more shares outstanding
PSTL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.62, we must say that PSTL is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.62, PSTL is in line with its industry, outperforming 56.69% of the companies in the same industry.
PSTL has a Debt/Equity ratio of 1.31. This is a high value indicating a heavy dependency on external financing.
PSTL has a Debt to Equity ratio (1.31) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.62 |
ROIC/WACC0.48
WACC6.52%
2.3 Liquidity
PSTL has a Current Ratio of 0.59. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
PSTL's Current ratio of 0.59 is on the low side compared to the rest of the industry. PSTL is outperformed by 75.59% of its industry peers.
A Quick Ratio of 0.59 indicates that PSTL may have some problems paying its short term obligations.
PSTL has a Quick ratio of 0.59. This is in the lower half of the industry: PSTL underperforms 74.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
PSTL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 233.33%, which is quite impressive.
PSTL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.73% yearly.
Looking at the last year, PSTL shows a very strong growth in Revenue. The Revenue has grown by 26.43%.
Measured over the past years, PSTL shows a very strong growth in Revenue. The Revenue has been growing by 46.57% on average per year.
EPS 1Y (TTM)233.33%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)26.43%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%29.37%
3.2 Future
The Earnings Per Share is expected to grow by 31.44% on average over the next years. This is a very strong growth
Based on estimates for the next years, PSTL will show a quite strong growth in Revenue. The Revenue will grow by 14.88% on average per year.
EPS Next Y233.46%
EPS Next 2Y90.5%
EPS Next 3Y58.07%
EPS Next 5Y31.44%
Revenue Next Year30.59%
Revenue Next 2Y20.25%
Revenue Next 3Y17.06%
Revenue Next 5Y14.88%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 50.58, the valuation of PSTL can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of PSTL is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 27.69. PSTL is valued rather expensively when compared to this.
The Price/Forward Earnings ratio is 32.17, which means the current valuation is very expensive for PSTL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PSTL indicates a somewhat cheap valuation: PSTL is cheaper than 73.23% of the companies listed in the same industry.
PSTL is valuated rather expensively when we compare the Price/Forward Earnings ratio to 23.18, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 50.58 | ||
| Fwd PE | 32.17 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as PSTL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 14.12 |
4.3 Compensation for Growth
PSTL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of PSTL may justify a higher PE ratio.
PSTL's earnings are expected to grow with 58.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y90.5%
EPS Next 3Y58.07%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.47%, PSTL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.21, PSTL pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.34, PSTL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
5.2 History
The dividend of PSTL is nicely growing with an annual growth rate of 14.57%!
PSTL has been paying a dividend for over 5 years, so it has already some track record.
As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
324.95% of the earnings are spent on dividend by PSTL. This is not a sustainable payout ratio.
PSTL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP324.95%
EPS Next 2Y90.5%
EPS Next 3Y58.07%
NYSE:PSTL (10/21/2025, 3:23:25 PM)
15.175
-0.07 (-0.49%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners70.46%
Inst Owner Change-0.04%
Ins Owners5.68%
Ins Owner Change-1.57%
Market Cap373.46M
Analysts83.08
Price Target17.21 (13.41%)
Short Float %0.96%
Short Ratio1.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.47% |
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP324.95%
Div Incr Years5
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)65.58%
Min EPS beat(2)56.86%
Max EPS beat(2)74.29%
EPS beat(4)4
Avg EPS beat(4)156.59%
Min EPS beat(4)6.95%
Max EPS beat(4)488.24%
EPS beat(8)6
Avg EPS beat(8)75.29%
EPS beat(12)10
Avg EPS beat(12)302.3%
EPS beat(16)11
Avg EPS beat(16)220.98%
Revenue beat(2)2
Avg Revenue beat(2)4%
Min Revenue beat(2)3.36%
Max Revenue beat(2)4.64%
Revenue beat(4)4
Avg Revenue beat(4)6.77%
Min Revenue beat(4)3.36%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.78%
Revenue beat(12)9
Avg Revenue beat(12)2.66%
Revenue beat(16)13
Avg Revenue beat(16)2.46%
PT rev (1m)1%
PT rev (3m)5.19%
EPS NQ rev (1m)-10.94%
EPS NQ rev (3m)40.74%
EPS NY rev (1m)8.28%
EPS NY rev (3m)44.56%
Revenue NQ rev (1m)0.36%
Revenue NQ rev (3m)4.96%
Revenue NY rev (1m)0.6%
Revenue NY rev (3m)3.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 50.58 | ||
| Fwd PE | 32.17 | ||
| P/S | 4.32 | ||
| P/FCF | N/A | ||
| P/OCF | 9.47 | ||
| P/B | 1.49 | ||
| P/tB | 1.58 | ||
| EV/EBITDA | 14.12 |
EPS(TTM)0.3
EY1.98%
EPS(NY)0.47
Fwd EY3.11%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)1.6
OCFY10.56%
SpS3.52
BVpS10.19
TBVpS9.59
PEG (NY)0.22
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.3% | ||
| ROE | 3.57% | ||
| ROCE | 4% | ||
| ROIC | 3.16% | ||
| ROICexc | 3.16% | ||
| ROICexgc | 3.24% | ||
| OM | 31.06% | ||
| PM (TTM) | 10.36% | ||
| GM | 77.25% | ||
| FCFM | N/A |
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexcg growth 3Y22.58%
ROICexcg growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.6 | ||
| Cap/Depr | 398.5% | ||
| Cap/Sales | 105.55% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.19% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.62 |
F-Score6
WACC6.52%
ROIC/WACC0.48
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)233.33%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y233.46%
EPS Next 2Y90.5%
EPS Next 3Y58.07%
EPS Next 5Y31.44%
Revenue 1Y (TTM)26.43%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%29.37%
Revenue Next Year30.59%
Revenue Next 2Y20.25%
Revenue Next 3Y17.06%
Revenue Next 5Y14.88%
EBIT growth 1Y79.49%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year520.02%
EBIT Next 3Y102.18%
EBIT Next 5Y75.7%
FCF growth 1Y-13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y50.88%
OCF growth 3Y25.13%
OCF growth 5Y63.59%