POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis

NYSE:PSTL • US73757R1023

19.17 USD
+0.05 (+0.26%)
At close: Feb 20, 2026
19.17 USD
0 (0%)
After Hours: 2/20/2026, 8:04:00 PM
Fundamental Rating

5

Taking everything into account, PSTL scores 5 out of 10 in our fundamental rating. PSTL was compared to 123 industry peers in the Diversified REITs industry. PSTL scores excellent on profitability, but there are concerns on its financial health. PSTL is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year PSTL was profitable.
  • PSTL had a positive operating cash flow in the past year.
  • Of the past 5 years PSTL 4 years were profitable.
  • Each year in the past 5 years PSTL had a positive operating cash flow.
PSTL Yearly Net Income VS EBIT VS OCF VS FCFPSTL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • PSTL has a Return On Assets of 1.55%. This is comparable to the rest of the industry: PSTL outperforms 56.91% of its industry peers.
  • With a decent Return On Equity value of 4.17%, PSTL is doing good in the industry, outperforming 62.60% of the companies in the same industry.
  • PSTL's Return On Invested Capital of 3.44% is fine compared to the rest of the industry. PSTL outperforms 64.23% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PSTL is in line with the industry average of 3.06%.
  • The last Return On Invested Capital (3.44%) for PSTL is above the 3 year average (1.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROIC 3.44%
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
PSTL Yearly ROA, ROE, ROICPSTL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • The Profit Margin of PSTL (12.53%) is better than 60.98% of its industry peers.
  • PSTL's Profit Margin has improved in the last couple of years.
  • PSTL has a Operating Margin of 34.13%. This is in the better half of the industry: PSTL outperforms 70.73% of its industry peers.
  • In the last couple of years the Operating Margin of PSTL has grown nicely.
  • PSTL has a Gross Margin of 78.20%. This is in the better half of the industry: PSTL outperforms 78.05% of its industry peers.
  • In the last couple of years the Gross Margin of PSTL has remained more or less at the same level.
Industry RankSector Rank
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
PSTL Yearly Profit, Operating, Gross MarginsPSTL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

1

2. Health

2.1 Basic Checks

  • PSTL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for PSTL has been increased compared to 1 year ago.
  • Compared to 5 years ago, PSTL has more shares outstanding
  • PSTL has a worse debt/assets ratio than last year.
PSTL Yearly Shares OutstandingPSTL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
PSTL Yearly Total Debt VS Total AssetsPSTL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 0.77, we must say that PSTL is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.77, PSTL is in the better half of the industry, outperforming 63.41% of the companies in the same industry.
  • PSTL has a Debt/Equity ratio of 1.27. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of PSTL (1.27) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.77
ROIC/WACC0.5
WACC6.91%
PSTL Yearly LT Debt VS Equity VS FCFPSTL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

2.3 Liquidity

  • PSTL has a Current Ratio of 0.68. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PSTL's Current ratio of 0.68 is on the low side compared to the rest of the industry. PSTL is outperformed by 70.73% of its industry peers.
  • A Quick Ratio of 0.68 indicates that PSTL may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.68, PSTL is not doing good in the industry: 70.73% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.68
Quick Ratio 0.68
PSTL Yearly Current Assets VS Current LiabilitesPSTL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

8

3. Growth

3.1 Past

  • PSTL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 400.00%, which is quite impressive.
  • Measured over the past 5 years, PSTL shows a small growth in Earnings Per Share. The EPS has been growing by 5.73% on average per year.
  • The Revenue has grown by 26.65% in the past year. This is a very strong growth!
  • PSTL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.57% yearly.
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%

3.2 Future

  • The Earnings Per Share is expected to grow by 41.38% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 17.23% on average over the next years. This is quite good.
EPS Next Y327.62%
EPS Next 2Y116.07%
EPS Next 3Y73.01%
EPS Next 5Y41.38%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.23%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
PSTL Yearly Revenue VS EstimatesPSTL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50M 100M 150M
PSTL Yearly EPS VS EstimatesPSTL Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 0.4 0.6

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 47.93 indicates a quite expensive valuation of PSTL.
  • PSTL's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 26.99. PSTL is valued rather expensively when compared to this.
  • Based on the Price/Forward Earnings ratio of 31.59, the valuation of PSTL can be described as expensive.
  • 75.61% of the companies in the same industry are more expensive than PSTL, based on the Price/Forward Earnings ratio.
  • PSTL is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 47.93
Fwd PE 31.59
PSTL Price Earnings VS Forward Price EarningsPSTL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • PSTL's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.51
PSTL Per share dataPSTL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of PSTL may justify a higher PE ratio.
  • A more expensive valuation may be justified as PSTL's earnings are expected to grow with 73.01% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y116.07%
EPS Next 3Y73.01%

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.19%, PSTL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.79, PSTL has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.81, PSTL pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.19%

5.2 History

  • On average, the dividend of PSTL grows each year by 14.57%, which is quite nice.
  • PSTL has been paying a dividend for over 5 years, so it has already some track record.
  • PSTL has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
PSTL Yearly Dividends per sharePSTL Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 260.93% of the earnings are spent on dividend by PSTL. This is not a sustainable payout ratio.
  • The dividend of PSTL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP260.93%
EPS Next 2Y116.07%
EPS Next 3Y73.01%
PSTL Yearly Income VS Free CF VS DividendPSTL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
PSTL Dividend Payout.PSTL Dividend Payout, showing the Payout Ratio.PSTL Dividend Payout.PayoutRetained Earnings

POSTAL REALTY TRUST INC- A

NYSE:PSTL (2/20/2026, 8:04:00 PM)

After market: 19.17 0 (0%)

19.17

+0.05 (+0.26%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)02-24
Inst Owners72.32%
Inst Owner Change1.12%
Ins Owners5.4%
Ins Owner Change9.33%
Market Cap500.15M
Revenue(TTM)91.19M
Net Income(TTM)11.43M
Analysts81.67
Price Target19.38 (1.1%)
Short Float %5.96%
Short Ratio5.18
Dividend
Industry RankSector Rank
Dividend Yield 5.19%
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP260.93%
Div Incr Years5
Div Non Decr Years5
Ex-Date02-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)54.23%
Min EPS beat(2)34.16%
Max EPS beat(2)74.29%
EPS beat(4)4
Avg EPS beat(4)163.39%
Min EPS beat(4)34.16%
Max EPS beat(4)488.24%
EPS beat(8)6
Avg EPS beat(8)69.78%
EPS beat(12)10
Avg EPS beat(12)303.42%
EPS beat(16)12
Avg EPS beat(16)225.28%
Revenue beat(2)2
Avg Revenue beat(2)2.08%
Min Revenue beat(2)0.8%
Max Revenue beat(2)3.36%
Revenue beat(4)4
Avg Revenue beat(4)5.78%
Min Revenue beat(4)0.8%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.86%
Revenue beat(12)10
Avg Revenue beat(12)2.81%
Revenue beat(16)13
Avg Revenue beat(16)2.17%
PT rev (1m)5.07%
PT rev (3m)12.59%
EPS NQ rev (1m)-4.35%
EPS NQ rev (3m)7.32%
EPS NY rev (1m)3.81%
EPS NY rev (3m)34.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.2%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.46%
Valuation
Industry RankSector Rank
PE 47.93
Fwd PE 31.59
P/S 5.48
P/FCF N/A
P/OCF 11.81
P/B 1.83
P/tB 1.94
EV/EBITDA 15.51
EPS(TTM)0.4
EY2.09%
EPS(NY)0.61
Fwd EY3.17%
FCF(TTM)-3.13
FCFYN/A
OCF(TTM)1.62
OCFY8.47%
SpS3.5
BVpS10.5
TBVpS9.87
PEG (NY)0.15
PEG (5Y)N/A
Graham Number9.72
Profitability
Industry RankSector Rank
ROA 1.55%
ROE 4.17%
ROCE 4.35%
ROIC 3.44%
ROICexc 3.45%
ROICexgc 3.53%
OM 34.13%
PM (TTM) 12.53%
GM 78.2%
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexgc growth 3Y22.58%
ROICexgc growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 6.38
Cap/Depr 533.32%
Cap/Sales 136.11%
Interest Coverage 250
Cash Conversion 77.88%
Profit Quality N/A
Current Ratio 0.68
Quick Ratio 0.68
Altman-Z 0.77
F-Score6
WACC6.91%
ROIC/WACC0.5
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)400%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%333.33%
EPS Next Y327.62%
EPS Next 2Y116.07%
EPS Next 3Y73.01%
EPS Next 5Y41.38%
Revenue 1Y (TTM)26.65%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%23.69%
Revenue Next Year32.5%
Revenue Next 2Y23.1%
Revenue Next 3Y19.11%
Revenue Next 5Y17.23%
EBIT growth 1Y92.71%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year550.2%
EBIT Next 3Y107.02%
EBIT Next 5Y77.98%
FCF growth 1Y-62.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y54.96%
OCF growth 3Y25.13%
OCF growth 5Y63.59%

POSTAL REALTY TRUST INC- A / PSTL FAQ

What is the fundamental rating for PSTL stock?

ChartMill assigns a fundamental rating of 5 / 10 to PSTL.


What is the valuation status of POSTAL REALTY TRUST INC- A (PSTL) stock?

ChartMill assigns a valuation rating of 4 / 10 to POSTAL REALTY TRUST INC- A (PSTL). This can be considered as Fairly Valued.


Can you provide the profitability details for POSTAL REALTY TRUST INC- A?

POSTAL REALTY TRUST INC- A (PSTL) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PSTL stock?

The Price/Earnings (PE) ratio for POSTAL REALTY TRUST INC- A (PSTL) is 47.93 and the Price/Book (PB) ratio is 1.83.


Can you provide the expected EPS growth for PSTL stock?

The Earnings per Share (EPS) of POSTAL REALTY TRUST INC- A (PSTL) is expected to grow by 327.62% in the next year.