POSTAL REALTY TRUST INC- A (PSTL) Stock Fundamental Analysis
USA - NYSE:PSTL - US73757R1023 - REIT
15.84 USD
0 (0%)
Overall PSTL gets a fundamental rating of 4 out of 10. We evaluated PSTL against 130 industry peers in the Diversified REITs industry. PSTL has a medium profitability rating, but doesn't score so well on its financial health evaluation. PSTL is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year PSTL was profitable.
PSTL had a positive operating cash flow in the past year.
PSTL had positive earnings in 4 of the past 5 years.
Each year in the past 5 years PSTL had a positive operating cash flow.
1.2 Ratios
PSTL has a Return On Assets (1.30%) which is comparable to the rest of the industry.
The Return On Equity of PSTL (3.57%) is comparable to the rest of the industry.
PSTL has a Return On Invested Capital (3.16%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for PSTL is in line with the industry average of 3.05%.
The last Return On Invested Capital (3.16%) for PSTL is above the 3 year average (1.98%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.3% | ||
| ROE | 3.57% | ||
| ROIC | 3.16% |
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
1.3 Margins
The Profit Margin of PSTL (10.36%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of PSTL has grown nicely.
PSTL's Operating Margin of 31.06% is fine compared to the rest of the industry. PSTL outperforms 63.85% of its industry peers.
In the last couple of years the Operating Margin of PSTL has grown nicely.
PSTL has a better Gross Margin (77.25%) than 75.38% of its industry peers.
PSTL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.06% | ||
| PM (TTM) | 10.36% | ||
| GM | 77.25% |
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PSTL is destroying value.
PSTL has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PSTL has more shares outstanding
PSTL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.64, we must say that PSTL is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.64, PSTL perfoms like the industry average, outperforming 58.46% of the companies in the same industry.
PSTL has a Debt/Equity ratio of 1.31. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.31, PSTL perfoms like the industry average, outperforming 48.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.64 |
ROIC/WACC0.46
WACC6.84%
2.3 Liquidity
PSTL has a Current Ratio of 0.59. This is a bad value and indicates that PSTL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of PSTL (0.59) is worse than 76.15% of its industry peers.
A Quick Ratio of 0.59 indicates that PSTL may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.59, PSTL is doing worse than 75.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
PSTL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 233.33%, which is quite impressive.
The Earnings Per Share has been growing slightly by 5.73% on average over the past years.
PSTL shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.43%.
PSTL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.57% yearly.
EPS 1Y (TTM)233.33%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)26.43%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%29.37%
3.2 Future
PSTL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.44% yearly.
Based on estimates for the next years, PSTL will show a quite strong growth in Revenue. The Revenue will grow by 14.88% on average per year.
EPS Next Y207.96%
EPS Next 2Y83.68%
EPS Next 3Y53.39%
EPS Next 5Y31.44%
Revenue Next Year29.82%
Revenue Next 2Y19.63%
Revenue Next 3Y16.49%
Revenue Next 5Y14.88%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 52.80, PSTL can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as PSTL.
PSTL's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.06.
A Price/Forward Earnings ratio of 36.11 indicates a quite expensive valuation of PSTL.
Based on the Price/Forward Earnings ratio, PSTL is valued a bit cheaper than the industry average as 69.23% of the companies are valued more expensively.
PSTL is valuated expensively when we compare the Price/Forward Earnings ratio to 22.64, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 52.8 | ||
| Fwd PE | 36.11 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSTL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 14.41 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of PSTL may justify a higher PE ratio.
A more expensive valuation may be justified as PSTL's earnings are expected to grow with 53.39% in the coming years.
PEG (NY)0.25
PEG (5Y)N/A
EPS Next 2Y83.68%
EPS Next 3Y53.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.93%, PSTL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.58, PSTL has a dividend in line with its industry peers.
PSTL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
The dividend of PSTL is nicely growing with an annual growth rate of 14.57%!
PSTL has been paying a dividend for over 5 years, so it has already some track record.
As PSTL did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)14.57%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
PSTL pays out 324.95% of its income as dividend. This is not a sustainable payout ratio.
The dividend of PSTL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP324.95%
EPS Next 2Y83.68%
EPS Next 3Y53.39%
NYSE:PSTL (9/26/2025, 3:52:54 PM)
15.84
0 (0%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners69.09%
Inst Owner Change5.56%
Ins Owners5.88%
Ins Owner Change-1.57%
Market Cap389.82M
Analysts84.29
Price Target17.04 (7.58%)
Short Float %0.91%
Short Ratio1.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend1.23
Dividend Growth(5Y)14.57%
DP324.95%
Div Incr Years5
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)65.58%
Min EPS beat(2)56.86%
Max EPS beat(2)74.29%
EPS beat(4)4
Avg EPS beat(4)156.59%
Min EPS beat(4)6.95%
Max EPS beat(4)488.24%
EPS beat(8)6
Avg EPS beat(8)75.29%
EPS beat(12)10
Avg EPS beat(12)302.3%
EPS beat(16)11
Avg EPS beat(16)220.98%
Revenue beat(2)2
Avg Revenue beat(2)4%
Min Revenue beat(2)3.36%
Max Revenue beat(2)4.64%
Revenue beat(4)4
Avg Revenue beat(4)6.77%
Min Revenue beat(4)3.36%
Max Revenue beat(4)14.33%
Revenue beat(8)7
Avg Revenue beat(8)3.78%
Revenue beat(12)9
Avg Revenue beat(12)2.66%
Revenue beat(16)13
Avg Revenue beat(16)2.46%
PT rev (1m)2.04%
PT rev (3m)6.08%
EPS NQ rev (1m)10.34%
EPS NQ rev (3m)93.95%
EPS NY rev (1m)0%
EPS NY rev (3m)50.96%
Revenue NQ rev (1m)1.51%
Revenue NQ rev (3m)6.38%
Revenue NY rev (1m)0.99%
Revenue NY rev (3m)4.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 52.8 | ||
| Fwd PE | 36.11 | ||
| P/S | 4.5 | ||
| P/FCF | N/A | ||
| P/OCF | 9.88 | ||
| P/B | 1.55 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | 14.41 |
EPS(TTM)0.3
EY1.89%
EPS(NY)0.44
Fwd EY2.77%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)1.6
OCFY10.12%
SpS3.52
BVpS10.19
TBVpS9.59
PEG (NY)0.25
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.3% | ||
| ROE | 3.57% | ||
| ROCE | 4% | ||
| ROIC | 3.16% | ||
| ROICexc | 3.16% | ||
| ROICexgc | 3.24% | ||
| OM | 31.06% | ||
| PM (TTM) | 10.36% | ||
| GM | 77.25% | ||
| FCFM | N/A |
ROA(3y)0.58%
ROA(5y)0.37%
ROE(3y)1.37%
ROE(5y)0.8%
ROIC(3y)1.98%
ROIC(5y)1.57%
ROICexc(3y)1.99%
ROICexc(5y)1.58%
ROICexgc(3y)2.05%
ROICexgc(5y)1.63%
ROCE(3y)2.51%
ROCE(5y)1.99%
ROICexcg growth 3Y22.58%
ROICexcg growth 5Y119.37%
ROICexc growth 3Y23.31%
ROICexc growth 5Y121.08%
OM growth 3Y19.23%
OM growth 5Y109.67%
PM growth 3Y21.53%
PM growth 5YN/A
GM growth 3Y-0.58%
GM growth 5Y-0.52%
F-Score6
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.6 | ||
| Cap/Depr | 398.5% | ||
| Cap/Sales | 105.55% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.19% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.64 |
F-Score6
WACC6.84%
ROIC/WACC0.46
Cap/Depr(3y)476.49%
Cap/Depr(5y)689.71%
Cap/Sales(3y)150.2%
Cap/Sales(5y)238.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)233.33%
EPS 3Y5.73%
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y207.96%
EPS Next 2Y83.68%
EPS Next 3Y53.39%
EPS Next 5Y31.44%
Revenue 1Y (TTM)26.43%
Revenue growth 3Y24.12%
Revenue growth 5Y46.57%
Sales Q2Q%29.37%
Revenue Next Year29.82%
Revenue Next 2Y19.63%
Revenue Next 3Y16.49%
Revenue Next 5Y14.88%
EBIT growth 1Y79.49%
EBIT growth 3Y47.99%
EBIT growth 5Y207.32%
EBIT Next Year490.84%
EBIT Next 3Y98.95%
EBIT Next 5Y75.7%
FCF growth 1Y-13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y50.88%
OCF growth 3Y25.13%
OCF growth 5Y63.59%