PRICESMART INC (PSMT) Stock Fundamental Analysis
USA - NASDAQ:PSMT - US7415111092 - Common Stock
115.6 USD
-1.15 (-0.99%)
Taking everything into account, PSMT scores 5 out of 10 in our fundamental rating. PSMT was compared to 39 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and the financial health of PSMT get a neutral evaluation. Nothing too spectacular is happening here. PSMT has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year PSMT was profitable.
In the past year PSMT had a positive cash flow from operations.
PSMT had positive earnings in 4 of the past 5 years.
PSMT had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 6.65%, PSMT is doing good in the industry, outperforming 71.79% of the companies in the same industry.
With a Return On Equity value of 11.74%, PSMT perfoms like the industry average, outperforming 53.85% of the companies in the same industry.
The Return On Invested Capital of PSMT (10.59%) is better than 79.49% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PSMT is in line with the industry average of 8.73%.
The last Return On Invested Capital (10.59%) for PSMT is above the 3 year average (10.01%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.65% | ||
| ROE | 11.74% | ||
| ROIC | 10.59% |
ROA(3y)5.96%
ROA(5y)5.64%
ROE(3y)10.79%
ROE(5y)10.45%
ROIC(3y)10.01%
ROIC(5y)9.24%
1.3 Margins
Looking at the Profit Margin, with a value of 2.76%, PSMT is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
PSMT's Profit Margin has improved in the last couple of years.
The Operating Margin of PSMT (4.49%) is better than 82.05% of its industry peers.
In the last couple of years the Operating Margin of PSMT has grown nicely.
The Gross Margin of PSMT (17.31%) is worse than 71.79% of its industry peers.
In the last couple of years the Gross Margin of PSMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.49% | ||
| PM (TTM) | 2.76% | ||
| GM | 17.31% |
OM growth 3Y1.11%
OM growth 5Y4.71%
PM growth 3Y1.46%
PM growth 5Y4.41%
GM growth 3Y-1.08%
GM growth 5Y1.02%
2. Health
2.1 Basic Checks
PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
There is no outstanding debt for PSMT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 5.82 indicates that PSMT is not in any danger for bankruptcy at the moment.
PSMT's Altman-Z score of 5.82 is amongst the best of the industry. PSMT outperforms 84.62% of its industry peers.
The Debt to FCF ratio of PSMT is 1.31, which is an excellent value as it means it would take PSMT, only 1.31 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 1.31, PSMT belongs to the best of the industry, outperforming 87.18% of the companies in the same industry.
PSMT has a Debt/Equity ratio of 0.09. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.09, PSMT is in the better half of the industry, outperforming 79.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | 1.31 | ||
| Altman-Z | 5.82 |
ROIC/WACC1.22
WACC8.65%
2.3 Liquidity
A Current Ratio of 1.28 indicates that PSMT should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.28, PSMT is doing good in the industry, outperforming 66.67% of the companies in the same industry.
A Quick Ratio of 0.50 indicates that PSMT may have some problems paying its short term obligations.
PSMT has a Quick ratio of 0.50. This is in the lower half of the industry: PSMT underperforms 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.28 | ||
| Quick Ratio | 0.5 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.47% over the past year.
PSMT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.58% yearly.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.56%
3.2 Future
Based on estimates for the next years, PSMT will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.02% on average per year.
PSMT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.14% yearly.
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y7.14%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 23.98, PSMT is valued on the expensive side.
PSMT's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.06. PSMT is around the same levels.
Based on the Price/Forward Earnings ratio of 21.01, the valuation of PSMT can be described as rather expensive.
PSMT's Price/Forward Earnings is on the same level as the industry average.
PSMT's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 32.73.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.98 | ||
| Fwd PE | 21.01 |
4.2 Price Multiples
PSMT's Enterprise Value to EBITDA is on the same level as the industry average.
PSMT's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.33 | ||
| EV/EBITDA | 10.47 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of PSMT may justify a higher PE ratio.
A more expensive valuation may be justified as PSMT's earnings are expected to grow with 16.02% in the coming years.
PEG (NY)1.7
PEG (5Y)1.77
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.07%, PSMT has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.02, PSMT pays a bit more dividend than its industry peers.
With a Dividend Yield of 1.07, PSMT pays less dividend than the S&P500 average, which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.07% |
5.2 History
The dividend of PSMT is nicely growing with an annual growth rate of 24.72%!
PSMT has been paying a dividend for at least 10 years, so it has a reliable track record.
PSMT has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)24.72%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
26.03% of the earnings are spent on dividend by PSMT. This is a low number and sustainable payout ratio.
The dividend of PSMT is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.03%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
NASDAQ:PSMT (11/10/2025, 2:08:50 PM)
115.6
-1.15 (-0.99%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.24%
Inst Owner Change-1.43%
Ins Owners7.7%
Ins Owner Change-2.68%
Market Cap3.55B
Revenue(TTM)N/A
Net Income(TTM)142.53M
Analysts82
Price Target112.55 (-2.64%)
Short Float %6.39%
Short Ratio8.53
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.07% |
Yearly Dividend2.15
Dividend Growth(5Y)24.72%
DP26.03%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)0.81%
Min EPS beat(2)0.09%
Max EPS beat(2)1.54%
EPS beat(4)2
Avg EPS beat(4)-4.6%
Min EPS beat(4)-10.82%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-2.95%
EPS beat(12)9
Avg EPS beat(12)3.42%
EPS beat(16)11
Avg EPS beat(16)0.31%
Revenue beat(2)0
Avg Revenue beat(2)-1.5%
Min Revenue beat(2)-1.6%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.19%
Min Revenue beat(4)-1.6%
Max Revenue beat(4)-0.48%
Revenue beat(8)1
Avg Revenue beat(8)-0.88%
Revenue beat(12)1
Avg Revenue beat(12)-1.3%
Revenue beat(16)3
Avg Revenue beat(16)-0.69%
PT rev (1m)0%
PT rev (3m)-1.19%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.85%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.98 | ||
| Fwd PE | 21.01 | ||
| P/S | 0.69 | ||
| P/FCF | 38.33 | ||
| P/OCF | 16.08 | ||
| P/B | 2.93 | ||
| P/tB | 3.04 | ||
| EV/EBITDA | 10.47 |
EPS(TTM)4.82
EY4.17%
EPS(NY)5.5
Fwd EY4.76%
FCF(TTM)3.02
FCFY2.61%
OCF(TTM)7.19
OCFY6.22%
SpS167.97
BVpS39.49
TBVpS38.08
PEG (NY)1.7
PEG (5Y)1.77
Graham Number65.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.65% | ||
| ROE | 11.74% | ||
| ROCE | 16.07% | ||
| ROIC | 10.59% | ||
| ROICexc | 12.9% | ||
| ROICexgc | 13.39% | ||
| OM | 4.49% | ||
| PM (TTM) | 2.76% | ||
| GM | 17.31% | ||
| FCFM | 1.8% |
ROA(3y)5.96%
ROA(5y)5.64%
ROE(3y)10.79%
ROE(5y)10.45%
ROIC(3y)10.01%
ROIC(5y)9.24%
ROICexc(3y)12.56%
ROICexc(5y)11.87%
ROICexgc(3y)13.1%
ROICexgc(5y)12.49%
ROCE(3y)15.11%
ROCE(5y)14.04%
ROICexgc growth 3Y3.99%
ROICexgc growth 5Y4.95%
ROICexc growth 3Y4.69%
ROICexc growth 5Y5.78%
OM growth 3Y1.11%
OM growth 5Y4.71%
PM growth 3Y1.46%
PM growth 5Y4.41%
GM growth 3Y-1.08%
GM growth 5Y1.02%
F-Score7
Asset Turnover2.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | 1.31 | ||
| Debt/EBITDA | 0.33 | ||
| Cap/Depr | 147.62% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 69.34% | ||
| Profit Quality | 65.06% | ||
| Current Ratio | 1.28 | ||
| Quick Ratio | 0.5 | ||
| Altman-Z | 5.82 |
F-Score7
WACC8.65%
ROIC/WACC1.22
Cap/Depr(3y)192.6%
Cap/Depr(5y)183.17%
Cap/Sales(3y)3.21%
Cap/Sales(5y)3.15%
Profit Quality(3y)45.31%
Profit Quality(5y)71.22%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.56%
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y7.14%
Revenue Next 5YN/A
EBIT growth 1Y-16.1%
EBIT growth 3Y11.95%
EBIT growth 5Y13.92%
EBIT Next Year47.87%
EBIT Next 3Y22.76%
EBIT Next 5YN/A
FCF growth 1Y-24.91%
FCF growth 3Y40.76%
FCF growth 5Y5.27%
OCF growth 1Y-8.76%
OCF growth 3Y17.74%
OCF growth 5Y4.04%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 5 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 6 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 23.98 and the Price/Book (PB) ratio is 2.93.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.13% in the next year.