127.99 USD
+0.25 (+0.2%)
127.99 USD
0 (0%)
Overall PSMT gets a fundamental rating of 6 out of 10. We evaluated PSMT against 39 industry peers in the Consumer Staples Distribution & Retail industry. PSMT scores excellent on profitability, but there are some minor concerns on its financial health. While showing a medium growth rate, PSMT is valued expensive at the moment. Finally PSMT also has an excellent dividend rating. With these ratings, PSMT could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
PSMT had positive earnings in the past year.
PSMT had a positive operating cash flow in the past year.
PSMT had positive earnings in each of the past 5 years.
PSMT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PSMT's Return On Assets of 6.38% is fine compared to the rest of the industry. PSMT outperforms 69.23% of its industry peers.
With a Return On Equity value of 11.61%, PSMT perfoms like the industry average, outperforming 51.28% of the companies in the same industry.
With a decent Return On Invested Capital value of 10.62%, PSMT is doing good in the industry, outperforming 76.92% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PSMT is above the industry average of 8.81%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROIC | 10.62% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
1.3 Margins
With a decent Profit Margin value of 2.75%, PSMT is doing good in the industry, outperforming 69.23% of the companies in the same industry.
PSMT's Profit Margin has improved in the last couple of years.
PSMT's Operating Margin of 4.46% is amongst the best of the industry. PSMT outperforms 82.05% of its industry peers.
PSMT's Operating Margin has improved in the last couple of years.
The Gross Margin of PSMT (17.35%) is worse than 69.23% of its industry peers.
PSMT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% |
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
PSMT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
PSMT has more shares outstanding than it did 1 year ago.
PSMT has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, PSMT has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.73 indicates that PSMT is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.73, PSMT belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
PSMT has a debt to FCF ratio of 1.93. This is a very positive value and a sign of high solvency as it would only need 1.93 years to pay back of all of its debts.
PSMT's Debt to FCF ratio of 1.93 is fine compared to the rest of the industry. PSMT outperforms 76.92% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that PSMT is not too dependend on debt financing.
PSMT has a Debt to Equity ratio of 0.13. This is amongst the best in the industry. PSMT outperforms 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Altman-Z | 5.73 |
ROIC/WACC1.24
WACC8.58%
2.3 Liquidity
A Current Ratio of 1.34 indicates that PSMT should not have too much problems paying its short term obligations.
PSMT has a better Current ratio (1.34) than 74.36% of its industry peers.
PSMT has a Quick Ratio of 1.34. This is a bad value and indicates that PSMT is not financially healthy enough and could expect problems in meeting its short term obligations.
PSMT has a Quick ratio (0.57) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
PSMT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.47%.
The Earnings Per Share has been growing by 13.58% on average over the past years. This is quite good.
The Revenue for PSMT has decreased by -13.33% in the past year. This is quite bad
The Revenue has been growing by 9.62% on average over the past years. This is quite good.
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
3.2 Future
The Earnings Per Share is expected to grow by 16.02% on average over the next years. This is quite good.
PSMT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.19% yearly.
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 26.55 indicates a quite expensive valuation of PSMT.
PSMT's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of PSMT to the average of the S&P500 Index (26.46), we can say PSMT is valued inline with the index average.
PSMT is valuated rather expensively with a Price/Forward Earnings ratio of 23.27.
PSMT's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of PSMT to the average of the S&P500 Index (36.10), we can say PSMT is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.55 | ||
| Fwd PE | 23.27 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PSMT is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PSMT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 38.32 | ||
| EV/EBITDA | 11.59 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PSMT does not grow enough to justify the current Price/Earnings ratio.
PSMT has a very decent profitability rating, which may justify a higher PE ratio.
PSMT's earnings are expected to grow with 16.02% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.88
PEG (5Y)1.96
EPS Next 2Y11.31%
EPS Next 3Y16.02%
5. Dividend
5.1 Amount
PSMT has a Yearly Dividend Yield of 1.02%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 1.99, PSMT pays a bit more dividend than its industry peers.
With a Dividend Yield of 1.02, PSMT pays less dividend than the S&P500 average, which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.02% |
5.2 History
On average, the dividend of PSMT grows each year by 12.53%, which is quite nice.
PSMT has paid a dividend for at least 10 years, which is a reliable track record.
PSMT has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.53%
Div Incr Years3
Div Non Decr Years11
5.3 Sustainability
PSMT pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
PSMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.73%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
127.99
+0.25 (+0.2%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.24%
Inst Owner Change1.22%
Ins Owners7.7%
Ins Owner Change-1.88%
Market Cap3.95B
Revenue(TTM)5.27B
Net Income(TTM)144.88M
Analysts82
Price Target115.1 (-10.07%)
Short Float %5.91%
Short Ratio8.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.02% |
Yearly Dividend1.26
Dividend Growth(5Y)12.53%
DP26.73%
Div Incr Years3
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.79%
Min EPS beat(2)-5.66%
Max EPS beat(2)0.09%
EPS beat(4)2
Avg EPS beat(4)-3.31%
Min EPS beat(4)-9.21%
Max EPS beat(4)1.54%
EPS beat(8)5
Avg EPS beat(8)-0.52%
EPS beat(12)8
Avg EPS beat(12)2.77%
EPS beat(16)11
Avg EPS beat(16)0.95%
Revenue beat(2)0
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)-1.4%
Revenue beat(4)0
Avg Revenue beat(4)-1.33%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)-0.48%
Revenue beat(8)0
Avg Revenue beat(8)-1.11%
Revenue beat(12)1
Avg Revenue beat(12)-1.33%
Revenue beat(16)2
Avg Revenue beat(16)-0.89%
PT rev (1m)2.27%
PT rev (3m)5.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4.93%
EPS NY rev (3m)4.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-1.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.55 | ||
| Fwd PE | 23.27 | ||
| P/S | 0.75 | ||
| P/FCF | 38.32 | ||
| P/OCF | 15.13 | ||
| P/B | 3.17 | ||
| P/tB | 3.28 | ||
| EV/EBITDA | 11.59 |
EPS(TTM)4.82
EY3.77%
EPS(NY)5.5
Fwd EY4.3%
FCF(TTM)3.34
FCFY2.61%
OCF(TTM)8.46
OCFY6.61%
SpS170.61
BVpS40.38
TBVpS38.98
PEG (NY)1.88
PEG (5Y)1.96
Graham Number66.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 11.61% | ||
| ROCE | 15.23% | ||
| ROIC | 10.62% | ||
| ROICexc | 13.3% | ||
| ROICexgc | 13.78% | ||
| OM | 4.46% | ||
| PM (TTM) | 2.75% | ||
| GM | 17.35% | ||
| FCFM | 1.96% |
ROA(3y)6.18%
ROA(5y)5.99%
ROE(3y)11.19%
ROE(5y)10.91%
ROIC(3y)10.9%
ROIC(5y)10.36%
ROICexc(3y)13.68%
ROICexc(5y)13.02%
ROICexgc(3y)14.22%
ROICexgc(5y)13.61%
ROCE(3y)15.62%
ROCE(5y)14.83%
ROICexgc growth 3Y3.31%
ROICexgc growth 5Y3.73%
ROICexc growth 3Y3.66%
ROICexc growth 5Y4.47%
OM growth 3Y2.49%
OM growth 5Y3.85%
PM growth 3Y2.67%
PM growth 5Y3.44%
GM growth 3Y1.18%
GM growth 5Y0.82%
F-Score6
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.93 | ||
| Debt/EBITDA | 0.5 | ||
| Cap/Depr | 179.37% | ||
| Cap/Sales | 3% | ||
| Interest Coverage | 21.42 | ||
| Cash Conversion | 80.87% | ||
| Profit Quality | 71.21% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 5.73 |
F-Score6
WACC8.58%
ROIC/WACC1.24
Cap/Depr(3y)193.13%
Cap/Depr(5y)186.26%
Cap/Sales(3y)3.22%
Cap/Sales(5y)3.15%
Profit Quality(3y)68.69%
Profit Quality(5y)44.32%
High Growth Momentum
Growth
EPS 1Y (TTM)5.47%
EPS 3Y12.56%
EPS 5Y13.58%
EPS Q2Q%8.51%
EPS Next Y14.13%
EPS Next 2Y11.31%
EPS Next 3Y16.02%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.33%
Revenue growth 3Y9.03%
Revenue growth 5Y9.62%
Sales Q2Q%8.56%
Revenue Next Year8.42%
Revenue Next 2Y9.11%
Revenue Next 3Y8.19%
Revenue Next 5YN/A
EBIT growth 1Y-16.5%
EBIT growth 3Y11.74%
EBIT growth 5Y13.84%
EBIT Next Year52.87%
EBIT Next 3Y22.59%
EBIT Next 5YN/A
FCF growth 1Y164.25%
FCF growth 3Y354.35%
FCF growth 5Y-8.29%
OCF growth 1Y25.88%
OCF growth 3Y28.97%
OCF growth 5Y0.15%
PRICESMART INC / PSMT FAQ
Can you provide the ChartMill fundamental rating for PRICESMART INC?
ChartMill assigns a fundamental rating of 6 / 10 to PSMT.
What is the valuation status for PSMT stock?
ChartMill assigns a valuation rating of 3 / 10 to PRICESMART INC (PSMT). This can be considered as Overvalued.
How profitable is PRICESMART INC (PSMT) stock?
PRICESMART INC (PSMT) has a profitability rating of 7 / 10.
What are the PE and PB ratios of PRICESMART INC (PSMT) stock?
The Price/Earnings (PE) ratio for PRICESMART INC (PSMT) is 26.55 and the Price/Book (PB) ratio is 3.17.
What is the earnings growth outlook for PRICESMART INC?
The Earnings per Share (EPS) of PRICESMART INC (PSMT) is expected to grow by 14.13% in the next year.