PSI SOFTWARE SE (PSAN.DE) Fundamental Analysis & Valuation

FRA:PSAN • DE000A0Z1JH9

Current stock price

45.8 EUR
+0.5 (+1.1%)
Last:

This PSAN.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. PSAN.DE Profitability Analysis

1.1 Basic Checks

  • PSAN had negative earnings in the past year.
  • In the past year PSAN had a positive cash flow from operations.
  • PSAN had positive earnings in 4 of the past 5 years.
  • PSAN had a positive operating cash flow in 4 of the past 5 years.
PSAN.DE Yearly Net Income VS EBIT VS OCF VS FCFPSAN.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -7.49%, PSAN is doing worse than 73.15% of the companies in the same industry.
  • The Return On Equity of PSAN (-32.80%) is worse than 75.93% of its industry peers.
Industry RankSector Rank
ROA -7.49%
ROE -32.8%
ROIC N/A
ROA(3y)-1.33%
ROA(5y)1.11%
ROE(3y)-4.51%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
PSAN.DE Yearly ROA, ROE, ROICPSAN.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • With an excellent Gross Margin value of 87.24%, PSAN belongs to the best of the industry, outperforming 80.56% of the companies in the same industry.
  • In the last couple of years the Gross Margin of PSAN has remained more or less at the same level.
  • PSAN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 87.24%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.1%
GM growth 5Y-0.08%
PSAN.DE Yearly Profit, Operating, Gross MarginsPSAN.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. PSAN.DE Health Analysis

2.1 Basic Checks

  • PSAN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, PSAN has about the same amount of shares outstanding.
  • Compared to 5 years ago, PSAN has less shares outstanding
  • PSAN has a worse debt/assets ratio than last year.
PSAN.DE Yearly Shares OutstandingPSAN.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
PSAN.DE Yearly Total Debt VS Total AssetsPSAN.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

  • PSAN has an Altman-Z score of 2.63. This is not the best score and indicates that PSAN is in the grey zone with still only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.63, PSAN is in line with its industry, outperforming 56.48% of the companies in the same industry.
  • The Debt to FCF ratio of PSAN is 10.59, which is on the high side as it means it would take PSAN, 10.59 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 10.59, PSAN perfoms like the industry average, outperforming 43.52% of the companies in the same industry.
  • PSAN has a Debt/Equity ratio of 0.84. This is a neutral value indicating PSAN is somewhat dependend on debt financing.
  • PSAN's Debt to Equity ratio of 0.84 is on the low side compared to the rest of the industry. PSAN is outperformed by 74.07% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 10.59
Altman-Z 2.63
ROIC/WACCN/A
WACC7.09%
PSAN.DE Yearly LT Debt VS Equity VS FCFPSAN.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • PSAN has a Current Ratio of 1.21. This is a normal value and indicates that PSAN is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of PSAN (1.21) is worse than 64.81% of its industry peers.
  • A Quick Ratio of 1.18 indicates that PSAN should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.18, PSAN is not doing good in the industry: 62.04% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 1.21
Quick Ratio 1.18
PSAN.DE Yearly Current Assets VS Current LiabilitesPSAN.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. PSAN.DE Growth Analysis

3.1 Past

  • The earnings per share for PSAN have decreased strongly by -31.53% in the last year.
  • Looking at the last year, PSAN shows a quite strong growth in Revenue. The Revenue has grown by 9.19% in the last year.
  • Measured over the past years, PSAN shows a small growth in Revenue. The Revenue has been growing by 2.98% on average per year.
EPS 1Y (TTM)-31.53%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1230.31%
Revenue 1Y (TTM)9.19%
Revenue growth 3Y2.04%
Revenue growth 5Y2.98%
Sales Q2Q%8.56%

3.2 Future

  • PSAN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 34.48% yearly.
  • Based on estimates for the next years, PSAN will show a quite strong growth in Revenue. The Revenue will grow by 12.07% on average per year.
EPS Next Y49.15%
EPS Next 2Y64.13%
EPS Next 3Y46.47%
EPS Next 5Y34.48%
Revenue Next Year16.95%
Revenue Next 2Y13.4%
Revenue Next 3Y12.26%
Revenue Next 5Y12.07%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PSAN.DE Yearly Revenue VS EstimatesPSAN.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 100M 200M 300M 400M
PSAN.DE Yearly EPS VS EstimatesPSAN.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 1 -1 2

More info and screens

Find the best growth stocksShow best growing peers

2

4. PSAN.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • PSAN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • PSAN is valuated quite expensively with a Price/Forward Earnings ratio of 62.69.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of PSAN indicates a slightly more expensive valuation: PSAN is more expensive than 61.11% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.79, PSAN is valued quite expensively.
Industry RankSector Rank
PE N/A
Fwd PE 62.69
PSAN.DE Price Earnings VS Forward Price EarningsPSAN.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 60

4.2 Price Multiples

  • PSAN's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 85.91
EV/EBITDA N/A
PSAN.DE Per share dataPSAN.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • PSAN's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • PSAN's earnings are expected to grow with 46.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y64.13%
EPS Next 3Y46.47%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. PSAN.DE Dividend Analysis

5.1 Amount

  • PSAN has a Yearly Dividend Yield of 1.72%.
  • PSAN's Dividend Yield is rather good when compared to the industry average which is at 0.91. PSAN pays more dividend than 85.19% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, PSAN has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.72%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
PSAN.DE Yearly Dividends per sharePSAN.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 0 0 0 0 0

5.3 Sustainability

DP0%
EPS Next 2Y64.13%
EPS Next 3Y46.47%
PSAN.DE Yearly Income VS Free CF VS DividendPSAN.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

More info and screens

Find the best dividend stocksShow peers with best dividend

PSAN.DE Fundamentals: All Metrics, Ratios and Statistics

PSI SOFTWARE SE

FRA:PSAN (3/25/2026, 7:00:00 PM)

45.8

+0.5 (+1.1%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-30
Earnings (Next)03-31
Inst Owners33.71%
Inst Owner ChangeN/A
Ins Owners31.18%
Ins Owner ChangeN/A
Market Cap719.06M
Revenue(TTM)287.01M
Net Income(TTM)-23.13M
Analysts75
Price Target44.88 (-2.01%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.72%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-294.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 62.69
P/S 2.51
P/FCF 85.91
P/OCF 42.11
P/B 10.2
P/tB 1728.51
EV/EBITDA N/A
EPS(TTM)-1.48
EYN/A
EPS(NY)0.73
Fwd EY1.6%
FCF(TTM)0.53
FCFY1.16%
OCF(TTM)1.09
OCFY2.37%
SpS18.28
BVpS4.49
TBVpS0.03
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -7.49%
ROE -32.8%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 87.24%
FCFM 2.92%
ROA(3y)-1.33%
ROA(5y)1.11%
ROE(3y)-4.51%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.1%
GM growth 5Y-0.08%
F-Score3
Asset Turnover0.93
Health
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 10.59
Debt/EBITDA N/A
Cap/Depr 57.95%
Cap/Sales 3.03%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.21
Quick Ratio 1.18
Altman-Z 2.63
F-Score3
WACC7.09%
ROIC/WACCN/A
Cap/Depr(3y)60%
Cap/Depr(5y)53.79%
Cap/Sales(3y)3.32%
Cap/Sales(5y)2.97%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.53%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1230.31%
EPS Next Y49.15%
EPS Next 2Y64.13%
EPS Next 3Y46.47%
EPS Next 5Y34.48%
Revenue 1Y (TTM)9.19%
Revenue growth 3Y2.04%
Revenue growth 5Y2.98%
Sales Q2Q%8.56%
Revenue Next Year16.95%
Revenue Next 2Y13.4%
Revenue Next 3Y12.26%
Revenue Next 5Y12.07%
EBIT growth 1Y-45.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year182.87%
EBIT Next 3Y70.69%
EBIT Next 5Y58.56%
FCF growth 1Y308%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y369.02%
OCF growth 3YN/A
OCF growth 5YN/A

PSI SOFTWARE SE / PSAN.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PSI SOFTWARE SE (PSAN.DE) stock?

ChartMill assigns a fundamental rating of 3 / 10 to PSAN.DE.


Can you provide the valuation status for PSI SOFTWARE SE?

ChartMill assigns a valuation rating of 2 / 10 to PSI SOFTWARE SE (PSAN.DE). This can be considered as Overvalued.


How profitable is PSI SOFTWARE SE (PSAN.DE) stock?

PSI SOFTWARE SE (PSAN.DE) has a profitability rating of 2 / 10.


What is the earnings growth outlook for PSI SOFTWARE SE?

The Earnings per Share (EPS) of PSI SOFTWARE SE (PSAN.DE) is expected to grow by 49.15% in the next year.