PSI SOFTWARE SE (PSAN.DE) Fundamental Analysis & Valuation

FRA:PSAN • DE000A0Z1JH9

Current stock price

45.1 EUR
+0.1 (+0.22%)
Last:

This PSAN.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. PSAN.DE Profitability Analysis

1.1 Basic Checks

  • In the past year PSAN has reported negative net income.
  • PSAN had a positive operating cash flow in the past year.
  • Of the past 5 years PSAN 4 years were profitable.
  • PSAN had a positive operating cash flow in 4 of the past 5 years.
PSAN.DE Yearly Net Income VS EBIT VS OCF VS FCFPSAN.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

1.2 Ratios

  • The Return On Assets of PSAN (-7.49%) is worse than 69.64% of its industry peers.
  • The Return On Equity of PSAN (-32.80%) is worse than 75.00% of its industry peers.
Industry RankSector Rank
ROA -7.49%
ROE -32.8%
ROIC N/A
ROA(3y)-1.33%
ROA(5y)1.11%
ROE(3y)-4.51%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
PSAN.DE Yearly ROA, ROE, ROICPSAN.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • PSAN's Gross Margin of 87.24% is amongst the best of the industry. PSAN outperforms 83.04% of its industry peers.
  • In the last couple of years the Gross Margin of PSAN has remained more or less at the same level.
  • The Profit Margin and Operating Margin are not available for PSAN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 87.24%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.1%
GM growth 5Y-0.08%
PSAN.DE Yearly Profit, Operating, Gross MarginsPSAN.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. PSAN.DE Health Analysis

2.1 Basic Checks

  • PSAN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • PSAN has about the same amout of shares outstanding than it did 1 year ago.
  • PSAN has less shares outstanding than it did 5 years ago.
  • PSAN has a worse debt/assets ratio than last year.
PSAN.DE Yearly Shares OutstandingPSAN.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
PSAN.DE Yearly Total Debt VS Total AssetsPSAN.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

  • PSAN has an Altman-Z score of 2.62. This is not the best score and indicates that PSAN is in the grey zone with still only limited risk for bankruptcy at the moment.
  • PSAN has a Altman-Z score (2.62) which is in line with its industry peers.
  • The Debt to FCF ratio of PSAN is 10.59, which is on the high side as it means it would take PSAN, 10.59 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of PSAN (10.59) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.84 indicates that PSAN is somewhat dependend on debt financing.
  • PSAN's Debt to Equity ratio of 0.84 is on the low side compared to the rest of the industry. PSAN is outperformed by 77.68% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 10.59
Altman-Z 2.62
ROIC/WACCN/A
WACC7.38%
PSAN.DE Yearly LT Debt VS Equity VS FCFPSAN.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • A Current Ratio of 1.21 indicates that PSAN should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.21, PSAN is doing worse than 63.39% of the companies in the same industry.
  • A Quick Ratio of 1.18 indicates that PSAN should not have too much problems paying its short term obligations.
  • PSAN has a worse Quick ratio (1.18) than 60.71% of its industry peers.
Industry RankSector Rank
Current Ratio 1.21
Quick Ratio 1.18
PSAN.DE Yearly Current Assets VS Current LiabilitesPSAN.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. PSAN.DE Growth Analysis

3.1 Past

  • The earnings per share for PSAN have decreased strongly by -31.53% in the last year.
  • PSAN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.19%.
  • The Revenue has been growing slightly by 2.98% on average over the past years.
EPS 1Y (TTM)-31.53%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1230.31%
Revenue 1Y (TTM)9.19%
Revenue growth 3Y2.04%
Revenue growth 5Y2.98%
Sales Q2Q%8.56%

3.2 Future

  • PSAN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 34.48% yearly.
  • PSAN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.26% yearly.
EPS Next Y49.15%
EPS Next 2Y64.13%
EPS Next 3Y46.47%
EPS Next 5Y34.48%
Revenue Next Year16.95%
Revenue Next 2Y13.4%
Revenue Next 3Y12.26%
Revenue Next 5Y11.26%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PSAN.DE Yearly Revenue VS EstimatesPSAN.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 100M 200M 300M 400M
PSAN.DE Yearly EPS VS EstimatesPSAN.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 1 -1 2

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Find the best growth stocksShow best growing peers

2

4. PSAN.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • PSAN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Based on the Price/Forward Earnings ratio of 61.73, the valuation of PSAN can be described as expensive.
  • PSAN's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.36, PSAN is valued quite expensively.
Industry RankSector Rank
PE N/A
Fwd PE 61.73
PSAN.DE Price Earnings VS Forward Price EarningsPSAN.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 60

4.2 Price Multiples

  • PSAN's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 84.6
EV/EBITDA N/A
PSAN.DE Per share dataPSAN.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • PSAN's earnings are expected to grow with 46.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y64.13%
EPS Next 3Y46.47%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. PSAN.DE Dividend Analysis

5.1 Amount

  • PSAN has a Yearly Dividend Yield of 1.72%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.74, PSAN pays a better dividend. On top of this PSAN pays more dividend than 84.82% of the companies listed in the same industry.
  • PSAN's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.72%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
PSAN.DE Yearly Dividends per sharePSAN.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 0 0 0 0 0

5.3 Sustainability

DP0%
EPS Next 2Y64.13%
EPS Next 3Y46.47%
PSAN.DE Yearly Income VS Free CF VS DividendPSAN.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

More info and screens

Find the best dividend stocksShow peers with best dividend

PSAN.DE Fundamentals: All Metrics, Ratios and Statistics

PSI SOFTWARE SE

FRA:PSAN (4/29/2026, 7:00:00 PM)

45.1

+0.1 (+0.22%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Industry Strength11.49
Industry Growth60.67
Earnings (Last)04-23
Earnings (Next)04-30
Inst Owners32.85%
Inst Owner ChangeN/A
Ins Owners31.18%
Ins Owner ChangeN/A
Market Cap708.07M
Revenue(TTM)287.01M
Net Income(TTM)-23.13M
Analysts75
Price Target44.88 (-0.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.72%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 61.73
P/S 2.47
P/FCF 84.6
P/OCF 41.46
P/B 10.04
P/tB 1702.09
EV/EBITDA N/A
EPS(TTM)-1.48
EYN/A
EPS(NY)0.73
Fwd EY1.62%
FCF(TTM)0.53
FCFY1.18%
OCF(TTM)1.09
OCFY2.41%
SpS18.28
BVpS4.49
TBVpS0.03
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -7.49%
ROE -32.8%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 87.24%
FCFM 2.92%
ROA(3y)-1.33%
ROA(5y)1.11%
ROE(3y)-4.51%
ROE(5y)2.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.1%
GM growth 5Y-0.08%
F-Score3
Asset Turnover0.93
Health
Industry RankSector Rank
Debt/Equity 0.84
Debt/FCF 10.59
Debt/EBITDA N/A
Cap/Depr 57.95%
Cap/Sales 3.03%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.21
Quick Ratio 1.18
Altman-Z 2.62
F-Score3
WACC7.38%
ROIC/WACCN/A
Cap/Depr(3y)60%
Cap/Depr(5y)53.79%
Cap/Sales(3y)3.32%
Cap/Sales(5y)2.97%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.53%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1230.31%
EPS Next Y49.15%
EPS Next 2Y64.13%
EPS Next 3Y46.47%
EPS Next 5Y34.48%
Revenue 1Y (TTM)9.19%
Revenue growth 3Y2.04%
Revenue growth 5Y2.98%
Sales Q2Q%8.56%
Revenue Next Year16.95%
Revenue Next 2Y13.4%
Revenue Next 3Y12.26%
Revenue Next 5Y11.26%
EBIT growth 1Y-45.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year182.87%
EBIT Next 3Y70.69%
EBIT Next 5Y58.56%
FCF growth 1Y308%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y369.02%
OCF growth 3YN/A
OCF growth 5YN/A

PSI SOFTWARE SE / PSAN.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PSI SOFTWARE SE (PSAN.DE) stock?

ChartMill assigns a fundamental rating of 3 / 10 to PSAN.DE.


Can you provide the valuation status for PSI SOFTWARE SE?

ChartMill assigns a valuation rating of 2 / 10 to PSI SOFTWARE SE (PSAN.DE). This can be considered as Overvalued.


What is the profitability of PSAN stock?

PSI SOFTWARE SE (PSAN.DE) has a profitability rating of 2 / 10.


How financially healthy is PSI SOFTWARE SE?

The financial health rating of PSI SOFTWARE SE (PSAN.DE) is 3 / 10.