9.31 USD
-0.02 (-0.21%)
9.25 USD
-0.06 (-0.64%)
PRCH gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 281 industry peers in the Software industry. Both the profitability and financial health of PRCH have multiple concerns. PRCH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year PRCH was profitable.
In the past year PRCH had a positive cash flow from operations.
PRCH had negative earnings in each of the past 5 years.
PRCH had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
PRCH's Return On Assets of 7.24% is fine compared to the rest of the industry. PRCH outperforms 77.94% of its industry peers.
PRCH has a better Return On Invested Capital (2.96%) than 69.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.24% | ||
| ROE | N/A | ||
| ROIC | 2.96% |
ROA(3y)-11.28%
ROA(5y)-14.14%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of PRCH (12.82%) is better than 74.38% of its industry peers.
With a decent Operating Margin value of 6.05%, PRCH is doing good in the industry, outperforming 69.75% of the companies in the same industry.
With a Gross Margin value of 67.66%, PRCH perfoms like the industry average, outperforming 46.98% of the companies in the same industry.
In the last couple of years the Gross Margin of PRCH has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.05% | ||
| PM (TTM) | 12.82% | ||
| GM | 67.66% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.32%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PRCH is destroying value.
PRCH has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PRCH has more shares outstanding
PRCH has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.46, we must say that PRCH is in the distress zone and has some risk of bankruptcy.
PRCH has a Altman-Z score of 0.46. This is in the lower half of the industry: PRCH underperforms 68.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.46 |
ROIC/WACC0.28
WACC10.42%
2.3 Liquidity
A Current Ratio of 1.72 indicates that PRCH should not have too much problems paying its short term obligations.
PRCH has a Current ratio of 1.72. This is comparable to the rest of the industry: PRCH outperforms 54.09% of its industry peers.
A Quick Ratio of 1.72 indicates that PRCH should not have too much problems paying its short term obligations.
PRCH has a Quick ratio (1.72) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.72 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
PRCH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 142.11%, which is quite impressive.
Looking at the last year, PRCH shows a small growth in Revenue. The Revenue has grown by 1.75% in the last year.
PRCH shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.53% yearly.
EPS 1Y (TTM)142.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-183.33%
Revenue 1Y (TTM)1.75%
Revenue growth 3Y31.53%
Revenue growth 5YN/A
Sales Q2Q%6.19%
3.2 Future
The Earnings Per Share is expected to grow by 42.38% on average over the next years. This is a very strong growth
PRCH is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.89% yearly.
EPS Next Y110.32%
EPS Next 2Y55.82%
EPS Next 3Y42.38%
EPS Next 5YN/A
Revenue Next Year-6.87%
Revenue Next 2Y4.91%
Revenue Next 3Y8.89%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PRCH is valuated quite expensively with a Price/Earnings ratio of 29.09.
Based on the Price/Earnings ratio, PRCH is valued a bit cheaper than the industry average as 64.77% of the companies are valued more expensively.
PRCH's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.15.
With a Price/Forward Earnings ratio of 51.79, PRCH can be considered very expensive at the moment.
PRCH's Price/Forward Earnings ratio is in line with the industry average.
PRCH's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 36.22.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.09 | ||
| Fwd PE | 51.79 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, PRCH is valued a bit cheaper than 70.11% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 28.79 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as PRCH's earnings are expected to grow with 42.38% in the coming years.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y55.82%
EPS Next 3Y42.38%
5. Dividend
5.1 Amount
No dividends for PRCH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
9.31
-0.02 (-0.21%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners59.24%
Inst Owner Change7.75%
Ins Owners17.81%
Ins Owner Change0.8%
Market Cap1.15B
Revenue(TTM)437.85M
Net Income(TTM)55.83M
Analysts81.43
Price Target18.49 (98.6%)
Short Float %15.34%
Short Ratio7.56
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)153.1%
Min EPS beat(2)132.68%
Max EPS beat(2)173.53%
EPS beat(4)4
Avg EPS beat(4)206.46%
Min EPS beat(4)132.68%
Max EPS beat(4)379.9%
EPS beat(8)7
Avg EPS beat(8)126.46%
EPS beat(12)7
Avg EPS beat(12)49.95%
EPS beat(16)9
Avg EPS beat(16)44.02%
Revenue beat(2)2
Avg Revenue beat(2)5.85%
Min Revenue beat(2)4.34%
Max Revenue beat(2)7.36%
Revenue beat(4)2
Avg Revenue beat(4)-1.32%
Min Revenue beat(4)-10.79%
Max Revenue beat(4)7.36%
Revenue beat(8)5
Avg Revenue beat(8)7.3%
Revenue beat(12)7
Avg Revenue beat(12)7.23%
Revenue beat(16)9
Avg Revenue beat(16)5.06%
PT rev (1m)-8.23%
PT rev (3m)7.67%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15%
EPS NY rev (1m)0%
EPS NY rev (3m)-20.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.09 | ||
| Fwd PE | 51.79 | ||
| P/S | 2.64 | ||
| P/FCF | N/A | ||
| P/OCF | 112.73 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 28.79 |
EPS(TTM)0.32
EY3.44%
EPS(NY)0.18
Fwd EY1.93%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)0.08
OCFY0.89%
SpS3.52
BVpS-0.24
TBVpS-2.28
PEG (NY)0.26
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.24% | ||
| ROE | N/A | ||
| ROCE | 3.74% | ||
| ROIC | 2.96% | ||
| ROICexc | 3.33% | ||
| ROICexgc | 5.59% | ||
| OM | 6.05% | ||
| PM (TTM) | 12.82% | ||
| GM | 67.66% | ||
| FCFM | N/A |
ROA(3y)-11.28%
ROA(5y)-14.14%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.32%
GM growth 5YN/A
F-Score6
Asset Turnover0.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7.76 | ||
| Cap/Depr | 58.48% | ||
| Cap/Sales | 3.28% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 20.12% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.72 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 0.46 |
F-Score6
WACC10.42%
ROIC/WACC0.28
Cap/Depr(3y)42.97%
Cap/Depr(5y)40.18%
Cap/Sales(3y)3.02%
Cap/Sales(5y)3.1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)142.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-183.33%
EPS Next Y110.32%
EPS Next 2Y55.82%
EPS Next 3Y42.38%
EPS Next 5YN/A
Revenue 1Y (TTM)1.75%
Revenue growth 3Y31.53%
Revenue growth 5YN/A
Sales Q2Q%6.19%
Revenue Next Year-6.87%
Revenue Next 2Y4.91%
Revenue Next 3Y8.89%
Revenue Next 5YN/A
EBIT growth 1Y133.13%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year192.88%
EBIT Next 3Y54.17%
EBIT Next 5YN/A
FCF growth 1Y87.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y145.68%
OCF growth 3YN/A
OCF growth 5YN/A
PORCH GROUP INC / PRCH FAQ
What is the ChartMill fundamental rating of PORCH GROUP INC (PRCH) stock?
ChartMill assigns a fundamental rating of 3 / 10 to PRCH.
What is the valuation status for PRCH stock?
ChartMill assigns a valuation rating of 4 / 10 to PORCH GROUP INC (PRCH). This can be considered as Fairly Valued.
How profitable is PORCH GROUP INC (PRCH) stock?
PORCH GROUP INC (PRCH) has a profitability rating of 3 / 10.
What is the valuation of PORCH GROUP INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for PORCH GROUP INC (PRCH) is 29.09 and the Price/Book (PB) ratio is -39.31.
How financially healthy is PORCH GROUP INC?
The financial health rating of PORCH GROUP INC (PRCH) is 1 / 10.