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PLUXEE NV (PLX.PA) Stock Fundamental Analysis

Europe - EPA:PLX - NL0015001W49 - Common Stock

15.06 EUR
+0.11 (+0.74%)
Last: 10/17/2025, 7:00:00 PM
Fundamental Rating

5

PLX gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. There are concerns on the financial health of PLX while its profitability can be described as average. PLX scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

In the past year PLX was profitable.
PLX had a positive operating cash flow in the past year.
PLX.PA Yearly Net Income VS EBIT VS OCF VS FCFPLX.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 100M 200M 300M 400M 500M

1.2 Ratios

PLX has a Return On Assets (2.40%) which is comparable to the rest of the industry.
The Return On Equity of PLX (52.23%) is better than 98.04% of its industry peers.
PLX has a better Return On Invested Capital (10.89%) than 82.35% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PLX is significantly above the industry average of 9.42%.
The last Return On Invested Capital (10.89%) for PLX is well below the 3 year average (39.13%), which needs to be investigated, but indicates that PLX had better years and this may not be a problem.
Industry RankSector Rank
ROA 2.4%
ROE 52.23%
ROIC 10.89%
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
PLX.PA Yearly ROA, ROE, ROICPLX.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 50 100 150

1.3 Margins

PLX has a better Profit Margin (13.10%) than 60.78% of its industry peers.
In the last couple of years the Profit Margin of PLX has declined.
The Operating Margin of PLX (27.56%) is better than 74.51% of its industry peers.
PLX's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 27.56%
PM (TTM) 13.1%
GM N/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PLX.PA Yearly Profit, Operating, Gross MarginsPLX.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 5 10 15 20 25

3

2. Health

2.1 Basic Checks

PLX has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for PLX has been increased compared to 1 year ago.
The debt/assets ratio for PLX has been reduced compared to a year ago.
PLX.PA Yearly Shares OutstandingPLX.PA Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 50M 100M 150M 200M
PLX.PA Yearly Total Debt VS Total AssetsPLX.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

The Debt to FCF ratio of PLX is 4.47, which is a neutral value as it means it would take PLX, 4.47 years of fcf income to pay off all of its debts.
PLX has a better Debt to FCF ratio (4.47) than 64.71% of its industry peers.
A Debt/Equity ratio of 3.79 is on the high side and indicates that PLX has dependencies on debt financing.
PLX has a worse Debt to Equity ratio (3.79) than 82.35% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.79
Debt/FCF 4.47
Altman-Z N/A
ROIC/WACC1.87
WACC5.81%
PLX.PA Yearly LT Debt VS Equity VS FCFPLX.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.3 Liquidity

A Current Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
With a Current ratio value of 1.03, PLX is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
A Quick Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
PLX has a Quick ratio of 1.03. This is in the lower half of the industry: PLX underperforms 68.63% of its industry peers.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
PLX.PA Yearly Current Assets VS Current LiabilitesPLX.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 1B 2B 3B 4B 5B

5

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 184.00% over the past year.
The Earnings Per Share has been growing slightly by 4.60% on average over the past years.
The Revenue has grown by 8.21% in the past year. This is quite good.
Measured over the past years, PLX shows a quite strong growth in Revenue. The Revenue has been growing by 18.29% on average per year.
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%

3.2 Future

The Earnings Per Share is expected to grow by 4.66% on average over the next years.
Based on estimates for the next years, PLX will show a small growth in Revenue. The Revenue will grow by 6.08% on average per year.
EPS Next Y22.71%
EPS Next 2Y18.81%
EPS Next 3Y15.95%
EPS Next 5Y4.66%
Revenue Next Year5.08%
Revenue Next 2Y6.93%
Revenue Next 3Y7.72%
Revenue Next 5Y6.08%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
PLX.PA Yearly Revenue VS EstimatesPLX.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
PLX.PA Yearly EPS VS EstimatesPLX.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 2029 0.5 1 1.5 2

7

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.45 indicates a correct valuation of PLX.
Based on the Price/Earnings ratio, PLX is valued a bit cheaper than the industry average as 70.59% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.40, PLX is valued rather cheaply.
With a Price/Forward Earnings ratio of 8.70, the valuation of PLX can be described as very reasonable.
Based on the Price/Forward Earnings ratio, PLX is valued a bit cheaper than the industry average as 76.47% of the companies are valued more expensively.
PLX is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.94, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 13.45
Fwd PE 8.7
PLX.PA Price Earnings VS Forward Price EarningsPLX.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

86.27% of the companies in the same industry are more expensive than PLX, based on the Enterprise Value to EBITDA ratio.
78.43% of the companies in the same industry are more expensive than PLX, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 7.85
EV/EBITDA 0.61
PLX.PA Per share dataPLX.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PLX's earnings are expected to grow with 15.95% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.59
PEG (5Y)N/A
EPS Next 2Y18.81%
EPS Next 3Y15.95%

3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.29%, PLX has a reasonable but not impressive dividend return.
PLX's Dividend Yield is a higher than the industry average which is at 3.49.
Compared to an average S&P500 Dividend Yield of 2.38, PLX has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.29%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
PLX.PA Yearly Dividends per sharePLX.PA Yearly Dividends per shareYearly Dividends per share 2024 0.1 0.2 0.3

5.3 Sustainability

DPN/A
EPS Next 2Y18.81%
EPS Next 3Y15.95%
PLX.PA Yearly Income VS Free CF VS DividendPLX.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 100M 200M 300M 400M

PLUXEE NV

EPA:PLX (10/17/2025, 7:00:00 PM)

15.06

+0.11 (+0.74%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-03 2025-07-03
Earnings (Next)10-30 2025-10-30
Inst Owners34.46%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.20B
Analysts70.53
Price Target24.89 (65.27%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.29%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.31%
PT rev (3m)-4.51%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.67%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)-3.02%
Valuation
Industry RankSector Rank
PE 13.45
Fwd PE 8.7
P/S 1.76
P/FCF 7.85
P/OCF 5.92
P/B 7
P/tB N/A
EV/EBITDA 0.61
EPS(TTM)1.12
EY7.44%
EPS(NY)1.73
Fwd EY11.5%
FCF(TTM)1.92
FCFY12.74%
OCF(TTM)2.54
OCFY16.88%
SpS8.58
BVpS2.15
TBVpS-6.88
PEG (NY)0.59
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.4%
ROE 52.23%
ROCE 19.88%
ROIC 10.89%
ROICexc N/A
ROICexgc N/A
OM 27.56%
PM (TTM) 13.1%
GM N/A
FCFM 22.36%
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 3.79
Debt/FCF 4.47
Debt/EBITDA 2.62
Cap/Depr 84.26%
Cap/Sales 7.27%
Interest Coverage 13.27
Cash Conversion 81.9%
Profit Quality 170.73%
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z N/A
F-Score7
WACC5.81%
ROIC/WACC1.87
Cap/Depr(3y)128.83%
Cap/Depr(5y)N/A
Cap/Sales(3y)9.96%
Cap/Sales(5y)N/A
Profit Quality(3y)289.74%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
EPS Next Y22.71%
EPS Next 2Y18.81%
EPS Next 3Y15.95%
EPS Next 5Y4.66%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
Revenue Next Year5.08%
Revenue Next 2Y6.93%
Revenue Next 3Y7.72%
Revenue Next 5Y6.08%
EBIT growth 1Y8.49%
EBIT growth 3Y32.64%
EBIT growth 5YN/A
EBIT Next Year53.31%
EBIT Next 3Y22.99%
EBIT Next 5Y15.31%
FCF growth 1Y-27.38%
FCF growth 3Y41.63%
FCF growth 5YN/A
OCF growth 1Y-21.68%
OCF growth 3Y33.42%
OCF growth 5YN/A