PLUXEE NV (PLX.PA) Stock Fundamental Analysis
Europe - EPA:PLX - NL0015001W49 - Common Stock
15.06 EUR
+0.11 (+0.74%)
PLX gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. There are concerns on the financial health of PLX while its profitability can be described as average. PLX scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year PLX was profitable.
PLX had a positive operating cash flow in the past year.
1.2 Ratios
PLX has a Return On Assets (2.40%) which is comparable to the rest of the industry.
The Return On Equity of PLX (52.23%) is better than 98.04% of its industry peers.
PLX has a better Return On Invested Capital (10.89%) than 82.35% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PLX is significantly above the industry average of 9.42%.
The last Return On Invested Capital (10.89%) for PLX is well below the 3 year average (39.13%), which needs to be investigated, but indicates that PLX had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 52.23% | ||
| ROIC | 10.89% |
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
1.3 Margins
PLX has a better Profit Margin (13.10%) than 60.78% of its industry peers.
In the last couple of years the Profit Margin of PLX has declined.
The Operating Margin of PLX (27.56%) is better than 74.51% of its industry peers.
PLX's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.56% | ||
| PM (TTM) | 13.1% | ||
| GM | N/A |
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PLX has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for PLX has been increased compared to 1 year ago.
The debt/assets ratio for PLX has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of PLX is 4.47, which is a neutral value as it means it would take PLX, 4.47 years of fcf income to pay off all of its debts.
PLX has a better Debt to FCF ratio (4.47) than 64.71% of its industry peers.
A Debt/Equity ratio of 3.79 is on the high side and indicates that PLX has dependencies on debt financing.
PLX has a worse Debt to Equity ratio (3.79) than 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.79 | ||
| Debt/FCF | 4.47 | ||
| Altman-Z | N/A |
ROIC/WACC1.87
WACC5.81%
2.3 Liquidity
A Current Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
With a Current ratio value of 1.03, PLX is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
A Quick Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
PLX has a Quick ratio of 1.03. This is in the lower half of the industry: PLX underperforms 68.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 184.00% over the past year.
The Earnings Per Share has been growing slightly by 4.60% on average over the past years.
The Revenue has grown by 8.21% in the past year. This is quite good.
Measured over the past years, PLX shows a quite strong growth in Revenue. The Revenue has been growing by 18.29% on average per year.
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
3.2 Future
The Earnings Per Share is expected to grow by 4.66% on average over the next years.
Based on estimates for the next years, PLX will show a small growth in Revenue. The Revenue will grow by 6.08% on average per year.
EPS Next Y22.71%
EPS Next 2Y18.81%
EPS Next 3Y15.95%
EPS Next 5Y4.66%
Revenue Next Year5.08%
Revenue Next 2Y6.93%
Revenue Next 3Y7.72%
Revenue Next 5Y6.08%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.45 indicates a correct valuation of PLX.
Based on the Price/Earnings ratio, PLX is valued a bit cheaper than the industry average as 70.59% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.40, PLX is valued rather cheaply.
With a Price/Forward Earnings ratio of 8.70, the valuation of PLX can be described as very reasonable.
Based on the Price/Forward Earnings ratio, PLX is valued a bit cheaper than the industry average as 76.47% of the companies are valued more expensively.
PLX is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.45 | ||
| Fwd PE | 8.7 |
4.2 Price Multiples
86.27% of the companies in the same industry are more expensive than PLX, based on the Enterprise Value to EBITDA ratio.
78.43% of the companies in the same industry are more expensive than PLX, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.85 | ||
| EV/EBITDA | 0.61 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PLX's earnings are expected to grow with 15.95% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.59
PEG (5Y)N/A
EPS Next 2Y18.81%
EPS Next 3Y15.95%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.29%, PLX has a reasonable but not impressive dividend return.
PLX's Dividend Yield is a higher than the industry average which is at 3.49.
Compared to an average S&P500 Dividend Yield of 2.38, PLX has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.29% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y18.81%
EPS Next 3Y15.95%
EPA:PLX (10/17/2025, 7:00:00 PM)
15.06
+0.11 (+0.74%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners34.46%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.20B
Analysts70.53
Price Target24.89 (65.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.29% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.31%
PT rev (3m)-4.51%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.67%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)-3.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.45 | ||
| Fwd PE | 8.7 | ||
| P/S | 1.76 | ||
| P/FCF | 7.85 | ||
| P/OCF | 5.92 | ||
| P/B | 7 | ||
| P/tB | N/A | ||
| EV/EBITDA | 0.61 |
EPS(TTM)1.12
EY7.44%
EPS(NY)1.73
Fwd EY11.5%
FCF(TTM)1.92
FCFY12.74%
OCF(TTM)2.54
OCFY16.88%
SpS8.58
BVpS2.15
TBVpS-6.88
PEG (NY)0.59
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 52.23% | ||
| ROCE | 19.88% | ||
| ROIC | 10.89% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 27.56% | ||
| PM (TTM) | 13.1% | ||
| GM | N/A | ||
| FCFM | 22.36% |
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.79 | ||
| Debt/FCF | 4.47 | ||
| Debt/EBITDA | 2.62 | ||
| Cap/Depr | 84.26% | ||
| Cap/Sales | 7.27% | ||
| Interest Coverage | 13.27 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 170.73% | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | N/A |
F-Score7
WACC5.81%
ROIC/WACC1.87
Cap/Depr(3y)128.83%
Cap/Depr(5y)N/A
Cap/Sales(3y)9.96%
Cap/Sales(5y)N/A
Profit Quality(3y)289.74%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
EPS Next Y22.71%
EPS Next 2Y18.81%
EPS Next 3Y15.95%
EPS Next 5Y4.66%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
Revenue Next Year5.08%
Revenue Next 2Y6.93%
Revenue Next 3Y7.72%
Revenue Next 5Y6.08%
EBIT growth 1Y8.49%
EBIT growth 3Y32.64%
EBIT growth 5YN/A
EBIT Next Year53.31%
EBIT Next 3Y22.99%
EBIT Next 5Y15.31%
FCF growth 1Y-27.38%
FCF growth 3Y41.63%
FCF growth 5YN/A
OCF growth 1Y-21.68%
OCF growth 3Y33.42%
OCF growth 5YN/A