PLUXEE NV (PLX.PA) Stock Fundamental Analysis
Europe - EPA:PLX - NL0015001W49 - Common Stock
14.8 EUR
+0.34 (+2.35%)
Overall PLX gets a fundamental rating of 5 out of 10. We evaluated PLX against 47 industry peers in the Financial Services industry. While PLX is still in line with the averages on profitability rating, there are concerns on its financial health. PLX scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
PLX had positive earnings in the past year.
PLX had a positive operating cash flow in the past year.
1.2 Ratios
PLX's Return On Assets of 2.40% is in line compared to the rest of the industry. PLX outperforms 55.32% of its industry peers.
The Return On Equity of PLX (52.23%) is better than 97.87% of its industry peers.
PLX has a better Return On Invested Capital (10.89%) than 80.85% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PLX is significantly above the industry average of 9.94%.
The 3 year average ROIC (39.13%) for PLX is well above the current ROIC(10.89%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 52.23% | ||
| ROIC | 10.89% |
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of PLX (13.10%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of PLX has declined.
With a decent Operating Margin value of 27.56%, PLX is doing good in the industry, outperforming 72.34% of the companies in the same industry.
PLX's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.56% | ||
| PM (TTM) | 13.1% | ||
| GM | N/A |
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so PLX is creating value.
Compared to 1 year ago, PLX has more shares outstanding
Compared to 1 year ago, PLX has an improved debt to assets ratio.
2.2 Solvency
PLX has a debt to FCF ratio of 4.47. This is a neutral value as PLX would need 4.47 years to pay back of all of its debts.
The Debt to FCF ratio of PLX (4.47) is better than 68.09% of its industry peers.
PLX has a Debt/Equity ratio of 3.79. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 3.79, PLX is not doing good in the industry: 85.11% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.79 | ||
| Debt/FCF | 4.47 | ||
| Altman-Z | N/A |
ROIC/WACC1.91
WACC5.71%
2.3 Liquidity
PLX has a Current Ratio of 1.03. This is a normal value and indicates that PLX is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of PLX (1.03) is worse than 61.70% of its industry peers.
A Quick Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
PLX has a Quick ratio of 1.03. This is comparable to the rest of the industry: PLX outperforms 40.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 184.00% over the past year.
PLX shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.60% yearly.
The Revenue has grown by 8.21% in the past year. This is quite good.
The Revenue has been growing by 18.29% on average over the past years. This is quite good.
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
3.2 Future
The Earnings Per Share is expected to grow by 4.66% on average over the next years.
The Revenue is expected to grow by 6.17% on average over the next years.
EPS Next Y23.53%
EPS Next 2Y19.33%
EPS Next 3Y16.23%
EPS Next 5Y4.66%
Revenue Next Year5.24%
Revenue Next 2Y7.12%
Revenue Next 3Y7.81%
Revenue Next 5Y6.17%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.21, the valuation of PLX can be described as correct.
70.21% of the companies in the same industry are more expensive than PLX, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.06, PLX is valued rather cheaply.
The Price/Forward Earnings ratio is 8.47, which indicates a very decent valuation of PLX.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PLX indicates a rather cheap valuation: PLX is cheaper than 80.85% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.64. PLX is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.21 | ||
| Fwd PE | 8.47 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, PLX is valued cheaply inside the industry as 95.74% of the companies are valued more expensively.
80.85% of the companies in the same industry are more expensive than PLX, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.71 | ||
| EV/EBITDA | 0.46 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PLX's earnings are expected to grow with 16.23% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.56
PEG (5Y)N/A
EPS Next 2Y19.33%
EPS Next 3Y16.23%
5. Dividend
5.1 Amount
PLX has a Yearly Dividend Yield of 2.35%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of PLX has falen by -21.54%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 3.85, PLX pays a bit more dividend than its industry peers.
PLX's Dividend Yield is comparable with the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.35% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y19.33%
EPS Next 3Y16.23%
EPA:PLX (9/26/2025, 5:26:41 PM)
14.8
+0.34 (+2.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners32.65%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.16B
Analysts72.63
Price Target25.94 (75.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.35% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.08%
PT rev (3m)-0.49%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-3.4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-2.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.21 | ||
| Fwd PE | 8.47 | ||
| P/S | 1.72 | ||
| P/FCF | 7.71 | ||
| P/OCF | 5.82 | ||
| P/B | 6.88 | ||
| P/tB | N/A | ||
| EV/EBITDA | 0.46 |
EPS(TTM)1.12
EY7.57%
EPS(NY)1.75
Fwd EY11.8%
FCF(TTM)1.92
FCFY12.97%
OCF(TTM)2.54
OCFY17.18%
SpS8.58
BVpS2.15
TBVpS-6.88
PEG (NY)0.56
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 52.23% | ||
| ROCE | 19.88% | ||
| ROIC | 10.89% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 27.56% | ||
| PM (TTM) | 13.1% | ||
| GM | N/A | ||
| FCFM | 22.36% |
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.79 | ||
| Debt/FCF | 4.47 | ||
| Debt/EBITDA | 2.62 | ||
| Cap/Depr | 84.26% | ||
| Cap/Sales | 7.27% | ||
| Interest Coverage | 13.27 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 170.73% | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | N/A |
F-Score7
WACC5.71%
ROIC/WACC1.91
Cap/Depr(3y)128.83%
Cap/Depr(5y)N/A
Cap/Sales(3y)9.96%
Cap/Sales(5y)N/A
Profit Quality(3y)289.74%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
EPS Next Y23.53%
EPS Next 2Y19.33%
EPS Next 3Y16.23%
EPS Next 5Y4.66%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
Revenue Next Year5.24%
Revenue Next 2Y7.12%
Revenue Next 3Y7.81%
Revenue Next 5Y6.17%
EBIT growth 1Y8.49%
EBIT growth 3Y32.64%
EBIT growth 5YN/A
EBIT Next Year50.67%
EBIT Next 3Y22.65%
EBIT Next 5Y15.41%
FCF growth 1Y-27.38%
FCF growth 3Y41.63%
FCF growth 5YN/A
OCF growth 1Y-21.68%
OCF growth 3Y33.42%
OCF growth 5YN/A