PLUXEE NV (PLX.PA) Stock Fundamental Analysis
EPA:PLX - Euronext Paris - Matif - NL0015001W49 - Common Stock - Currency: EUR
PLX gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. There are concerns on the financial health of PLX while its profitability can be described as average. PLX has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
PLX had positive earnings in the past year.
PLX had a positive operating cash flow in the past year.
1.2 Ratios
The Return On Assets of PLX (2.40%) is comparable to the rest of the industry.
With an excellent Return On Equity value of 52.23%, PLX belongs to the best of the industry, outperforming 96.00% of the companies in the same industry.
PLX has a better Return On Invested Capital (10.89%) than 76.00% of its industry peers.
PLX had an Average Return On Invested Capital over the past 3 years of 39.13%. This is significantly above the industry average of 11.55%.
The last Return On Invested Capital (10.89%) for PLX is well below the 3 year average (39.13%), which needs to be investigated, but indicates that PLX had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 52.23% | ||
| ROIC | 10.89% |
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of PLX (13.10%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of PLX has declined.
PLX's Operating Margin of 27.56% is fine compared to the rest of the industry. PLX outperforms 68.00% of its industry peers.
In the last couple of years the Operating Margin of PLX has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.56% | ||
| PM (TTM) | 13.1% | ||
| GM | N/A |
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), PLX is creating value.
Compared to 1 year ago, PLX has more shares outstanding
PLX has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of PLX is 4.47, which is a neutral value as it means it would take PLX, 4.47 years of fcf income to pay off all of its debts.
PLX has a Debt to FCF ratio of 4.47. This is in the better half of the industry: PLX outperforms 68.00% of its industry peers.
A Debt/Equity ratio of 3.79 is on the high side and indicates that PLX has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.79, PLX is doing worse than 86.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.79 | ||
| Debt/FCF | 4.47 | ||
| Altman-Z | N/A |
ROIC/WACC1.74
WACC6.26%
2.3 Liquidity
A Current Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.03, PLX is doing worse than 62.00% of the companies in the same industry.
A Quick Ratio of 1.03 indicates that PLX should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.03, PLX perfoms like the industry average, outperforming 42.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
PLX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 184.00%, which is quite impressive.
PLX shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.60% yearly.
PLX shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.21%.
The Revenue has been growing by 18.29% on average over the past years. This is quite good.
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
3.2 Future
Based on estimates for the next years, PLX will show a small growth in Earnings Per Share. The EPS will grow by 4.66% on average per year.
The Revenue is expected to grow by 5.02% on average over the next years.
EPS Next Y27.89%
EPS Next 2Y21.5%
EPS Next 3Y16.9%
EPS Next 5Y4.66%
Revenue Next Year8.35%
Revenue Next 2Y8.41%
Revenue Next 3Y8.39%
Revenue Next 5Y5.02%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 16.14, the valuation of PLX can be described as correct.
PLX's Price/Earnings ratio is in line with the industry average.
PLX is valuated rather cheaply when we compare the Price/Earnings ratio to 27.46, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9.99, the valuation of PLX can be described as reasonable.
Based on the Price/Forward Earnings ratio, PLX is valued a bit cheaper than the industry average as 76.00% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.44, PLX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.14 | ||
| Fwd PE | 9.99 |
4.2 Price Multiples
90.00% of the companies in the same industry are more expensive than PLX, based on the Enterprise Value to EBITDA ratio.
78.00% of the companies in the same industry are more expensive than PLX, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.42 | ||
| EV/EBITDA | 1.62 |
4.3 Compensation for Growth
PLX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PLX's earnings are expected to grow with 16.90% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.58
PEG (5Y)N/A
EPS Next 2Y21.5%
EPS Next 3Y16.9%
5. Dividend
5.1 Amount
PLX has a Yearly Dividend Yield of 1.96%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.62, PLX has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.34, PLX has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.96% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y21.5%
EPS Next 3Y16.9%
EPA:PLX (7/21/2025, 7:00:00 PM)
18.08
+0.01 (+0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners32.65%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.64B
Analysts72
Price Target25.89 (43.2%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.96% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.19%
PT rev (3m)-1.75%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.14 | ||
| Fwd PE | 9.99 | ||
| P/S | 2.11 | ||
| P/FCF | 9.42 | ||
| P/OCF | 7.11 | ||
| P/B | 8.4 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.62 |
EPS(TTM)1.12
EY6.19%
EPS(NY)1.81
Fwd EY10.01%
FCF(TTM)1.92
FCFY10.61%
OCF(TTM)2.54
OCFY14.06%
SpS8.58
BVpS2.15
TBVpS-6.88
PEG (NY)0.58
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 52.23% | ||
| ROCE | 19.88% | ||
| ROIC | 10.89% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 27.56% | ||
| PM (TTM) | 13.1% | ||
| GM | N/A | ||
| FCFM | 22.36% |
ROA(3y)2.32%
ROA(5y)N/A
ROE(3y)89.83%
ROE(5y)N/A
ROIC(3y)39.13%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y12.13%
OM growth 5YN/A
PM growth 3Y-11.77%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.79 | ||
| Debt/FCF | 4.47 | ||
| Debt/EBITDA | 2.62 | ||
| Cap/Depr | 84.26% | ||
| Cap/Sales | 7.27% | ||
| Interest Coverage | 13.27 | ||
| Cash Conversion | 81.9% | ||
| Profit Quality | 170.73% | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | N/A |
F-Score7
WACC6.26%
ROIC/WACC1.74
Cap/Depr(3y)128.83%
Cap/Depr(5y)N/A
Cap/Sales(3y)9.96%
Cap/Sales(5y)N/A
Profit Quality(3y)289.74%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)184%
EPS 3Y4.6%
EPS 5YN/A
EPS Q2Q%47.87%
EPS Next Y27.89%
EPS Next 2Y21.5%
EPS Next 3Y16.9%
EPS Next 5Y4.66%
Revenue 1Y (TTM)8.21%
Revenue growth 3Y18.29%
Revenue growth 5YN/A
Sales Q2Q%7.08%
Revenue Next Year8.35%
Revenue Next 2Y8.41%
Revenue Next 3Y8.39%
Revenue Next 5Y5.02%
EBIT growth 1Y8.49%
EBIT growth 3Y32.64%
EBIT growth 5YN/A
EBIT Next Year50.67%
EBIT Next 3Y22.65%
EBIT Next 5Y14.75%
FCF growth 1Y-27.38%
FCF growth 3Y41.63%
FCF growth 5YN/A
OCF growth 1Y-21.68%
OCF growth 3Y33.42%
OCF growth 5YN/A