PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:PIC-PR-A -
16.46 CAD
+0.1 (+0.61%)
We assign a fundamental rating of 4 out of 10 to PIC-PR-A. PIC-PR-A was compared to 0 industry peers in the Unkown industry. PIC-PR-A scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PIC-PR-A is valied quite expensively at the moment, while it does show a decent growth rate. Finally PIC-PR-A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year PIC-PR-A was profitable.
- In the past year PIC-PR-A had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: PIC-PR-A reported negative net income in multiple years.
- PIC-PR-A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- The last Return On Invested Capital (2.61%) for PIC-PR-A is above the 3 year average (2.40%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 23.31% | ||
| ROE | 23.33% | ||
| ROIC | 2.61% |
ROA(3y)-4.15%
ROA(5y)-1.3%
ROE(3y)-4.16%
ROE(5y)-1.2%
ROIC(3y)2.4%
ROIC(5y)2.38%
1.3 Margins
- In the last couple of years the Profit Margin of PIC-PR-A has grown nicely.
- PIC-PR-A's Operating Margin has been stable in the last couple of years.
- PIC-PR-A's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 73.15% | ||
| PM (TTM) | 471.19% | ||
| GM | 78.02% |
OM growth 3Y1.97%
OM growth 5Y0.95%
PM growth 3Y-19.3%
PM growth 5Y36.9%
GM growth 3Y1.1%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
- PIC-PR-A has more shares outstanding than it did 1 year ago.
- PIC-PR-A has more shares outstanding than it did 5 years ago.
- PIC-PR-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- PIC-PR-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 7.04 indicates that PIC-PR-A has no problem at all paying its short term obligations.
- A Quick Ratio of 7.04 indicates that PIC-PR-A has no problem at all paying its short term obligations.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.04 | ||
| Quick Ratio | 7.04 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 235.81% over the past year.
- PIC-PR-A shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 49.52% yearly.
- PIC-PR-A shows a strong growth in Revenue. In the last year, the Revenue has grown by 36.78%.
- Measured over the past years, PIC-PR-A shows a quite strong growth in Revenue. The Revenue has been growing by 9.29% on average per year.
EPS 1Y (TTM)235.81%
EPS 3Y-15.99%
EPS 5Y49.52%
EPS Q2Q%-109.84%
Revenue 1Y (TTM)36.78%
Revenue growth 3Y13.84%
Revenue growth 5Y9.29%
Sales Q2Q%2.5%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- PIC-PR-A is valuated cheaply with a Price/Earnings ratio of 2.56.
- When comparing the Price/Earnings ratio of PIC-PR-A to the average of the S&P500 Index (27.32), we can say PIC-PR-A is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.56 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.15 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.05
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 20.47%, PIC-PR-A is a good candidate for dividend investing.
- Compared to an average S&P500 Dividend Yield of 1.86, PIC-PR-A pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 20.47% |
5.2 History
- On average, the dividend of PIC-PR-A grows each year by 8.47%, which is quite nice.
- PIC-PR-A has been paying a dividend for at least 10 years, so it has a reliable track record.
- PIC-PR-A has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.47%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- 43.85% of the earnings are spent on dividend by PIC-PR-A. This is a bit on the high side, but may be sustainable.
- PIC-PR-A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP43.85%
EPS Next 2YN/A
EPS Next 3YN/A
PREMIUM INCOME CORP - PICA 8 1/2 11/01/31
TSX:PIC-PR-A (1/21/2026, 7:00:00 PM)
16.46
+0.1 (+0.61%)
Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)01-27 2026-01-27
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap276.86M
Revenue(TTM)16.20M
Net Income(TTM)76.34M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 20.47% |
Yearly Dividend2.57
Dividend Growth(5Y)8.47%
DP43.85%
Div Incr Years1
Div Non Decr Years4
Ex-Date01-15 2026-01-15 (0.10625)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.56 | ||
| Fwd PE | N/A | ||
| P/S | 17.09 | ||
| P/FCF | 18.15 | ||
| P/OCF | 18.15 | ||
| P/B | 0.85 | ||
| P/tB | 0.85 | ||
| EV/EBITDA | N/A |
EPS(TTM)6.43
EY39.06%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.91
FCFY5.51%
OCF(TTM)0.91
OCFY5.51%
SpS0.96
BVpS19.45
TBVpS19.45
PEG (NY)N/A
PEG (5Y)0.05
Graham Number53.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 23.31% | ||
| ROE | 23.33% | ||
| ROCE | 3.62% | ||
| ROIC | 2.61% | ||
| ROICexc | 2.61% | ||
| ROICexgc | 2.61% | ||
| OM | 73.15% | ||
| PM (TTM) | 471.19% | ||
| GM | 78.02% | ||
| FCFM | 94.14% |
ROA(3y)-4.15%
ROA(5y)-1.3%
ROE(3y)-4.16%
ROE(5y)-1.2%
ROIC(3y)2.4%
ROIC(5y)2.38%
ROICexc(3y)2.42%
ROICexc(5y)2.4%
ROICexgc(3y)2.43%
ROICexgc(5y)2.41%
ROCE(3y)3.33%
ROCE(5y)3.3%
ROICexgc growth 3Y4.96%
ROICexgc growth 5Y2.53%
ROICexc growth 3Y4.99%
ROICexc growth 5Y2.53%
OM growth 3Y1.97%
OM growth 5Y0.95%
PM growth 3Y-19.3%
PM growth 5Y36.9%
GM growth 3Y1.1%
GM growth 5Y0.59%
F-Score8
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 19.98% | ||
| Current Ratio | 7.04 | ||
| Quick Ratio | 7.04 | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)235.81%
EPS 3Y-15.99%
EPS 5Y49.52%
EPS Q2Q%-109.84%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)36.78%
Revenue growth 3Y13.84%
Revenue growth 5Y9.29%
Sales Q2Q%2.5%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y41.35%
EBIT growth 3Y16.08%
EBIT growth 5Y10.33%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.2%
FCF growth 3Y34.8%
FCF growth 5YN/A
OCF growth 1Y-74.2%
OCF growth 3Y34.8%
OCF growth 5YN/A
PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 / PIC-PR-A.CA FAQ
What is the fundamental rating for PIC-PR-A stock?
ChartMill assigns a fundamental rating of 4 / 10 to PIC-PR-A.CA.
What is the valuation status of PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA). This can be considered as Overvalued.
How profitable is PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) stock?
PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) has a profitability rating of 3 / 10.
What is the valuation of PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 based on its PE and PB ratios?
The Price/Earnings (PE) ratio for PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) is 2.56 and the Price/Book (PB) ratio is 0.85.
What is the financial health of PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) stock?
The financial health rating of PREMIUM INCOME CORP - PICA 8 1/2 11/01/31 (PIC-PR-A.CA) is 5 / 10.