P & F INDUSTRIES -CL A (PFIN)
US6928305084 - Common Stock
Overall PFIN gets a fundamental rating of 3 out of 10. We evaluated PFIN against 132 industry peers in the Machinery industry. The financial health of PFIN is average, but there are quite some concerns on its profitability. PFIN does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year PFIN was profitable.
PFIN had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: PFIN reported negative net income in multiple years.
In multiple years PFIN reported negative operating cash flow during the last 5 years.
1.2 Ratios
PFIN has a Return On Assets of -1.33%. This is in the lower half of the industry: PFIN underperforms 67.42% of its industry peers.
PFIN has a Return On Equity of -1.79%. This is in the lower half of the industry: PFIN underperforms 65.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.33% | ||
| ROE | -1.79% | ||
| ROIC | N/A |
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
PFIN has a Gross Margin of 34.62%. This is in the better half of the industry: PFIN outperforms 67.42% of its industry peers.
PFIN's Gross Margin has declined in the last couple of years.
PFIN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 34.62% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
PFIN does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PFIN has been increased compared to 1 year ago.
PFIN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, PFIN has a worse debt to assets ratio.
2.2 Solvency
PFIN has an Altman-Z score of 4.08. This indicates that PFIN is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.08, PFIN is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
PFIN has a debt to FCF ratio of 0.45. This is a very positive value and a sign of high solvency as it would only need 0.45 years to pay back of all of its debts.
PFIN has a better Debt to FCF ratio (0.45) than 92.42% of its industry peers.
PFIN has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
PFIN's Debt to Equity ratio of 0.07 is amongst the best of the industry. PFIN outperforms 82.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 0.45 | ||
| Altman-Z | 4.08 |
ROIC/WACCN/A
WACC9.02%
2.3 Liquidity
PFIN has a Current Ratio of 3.02. This indicates that PFIN is financially healthy and has no problem in meeting its short term obligations.
PFIN's Current ratio of 3.02 is fine compared to the rest of the industry. PFIN outperforms 75.00% of its industry peers.
PFIN has a Quick Ratio of 3.02. This is a bad value and indicates that PFIN is not financially healthy enough and could expect problems in meeting its short term obligations.
PFIN's Quick ratio of 0.99 is on the low side compared to the rest of the industry. PFIN is outperformed by 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.02 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for PFIN have decreased strongly by -163.89% in the last year.
Looking at the last year, PFIN shows a decrease in Revenue. The Revenue has decreased by -0.66% in the last year.
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS growth Q2Q-228.57%
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Revenue growth Q2Q-0.83%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 99.96, which means the current valuation is very expensive for PFIN.
PFIN's Price/Earnings ratio is a bit more expensive when compared to the industry. PFIN is more expensive than 69.70% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 24.92. PFIN is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 99.96 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, PFIN is valued a bit more expensive than the industry average as 62.12% of the companies are valued more cheaply.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PFIN indicates a rather cheap valuation: PFIN is cheaper than 94.70% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.93 | ||
| EV/EBITDA | 18.71 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.54%, PFIN has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 1.72, PFIN pays a bit more dividend than its industry peers.
PFIN's Dividend Yield is slightly below the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.54% |
5.2 History
The dividend of PFIN decreases each year by -12.93%.
PFIN has been paying a dividend for over 5 years, so it has already some track record.
PFIN has decreased its dividend recently.
Dividend Growth(5Y)-12.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
PFIN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-86.49%
EPS Next 2YN/A
EPS Next 3YN/A
P & F INDUSTRIES -CL A
NASDAQ:PFIN (12/20/2023, 7:00:01 PM)
12.995
0 (0%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap41.45M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.54% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 99.96 | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.33% | ||
| ROE | -1.79% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 34.62% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover1.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 3.02 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y