Logo image of PFIN

P & F INDUSTRIES -CL A (PFIN) Stock Fundamental Analysis

USA - NASDAQ:PFIN - US6928305084 - Common Stock

12.995 USD
0 (0%)
Last: 12/20/2023, 8:00:01 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to PFIN. PFIN was compared to 129 industry peers in the Machinery industry. PFIN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PFIN has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

In the past year PFIN was profitable.
In the past year PFIN had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: PFIN reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: PFIN reported negative operating cash flow in multiple years.
PFIN Yearly Net Income VS EBIT VS OCF VS FCFPFIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

1.2 Ratios

The Return On Assets of PFIN (-1.33%) is worse than 67.42% of its industry peers.
The Return On Equity of PFIN (-1.79%) is worse than 65.15% of its industry peers.
Industry RankSector Rank
ROA -1.33%
ROE -1.79%
ROIC N/A
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
PFIN Yearly ROA, ROE, ROICPFIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 0 5 -5 10 -10

1.3 Margins

PFIN has a better Gross Margin (34.62%) than 67.42% of its industry peers.
In the last couple of years the Gross Margin of PFIN has declined.
PFIN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 34.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
PFIN Yearly Profit, Operating, Gross MarginsPFIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 0 10 -10 20 30

More info and screens

6

2. Health

2.1 Basic Checks

PFIN does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, PFIN has more shares outstanding
PFIN has a worse debt/assets ratio than last year.
PFIN Yearly Shares OutstandingPFIN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 1M 2M 3M
PFIN Yearly Total Debt VS Total AssetsPFIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

2.2 Solvency

PFIN has an Altman-Z score of 4.08. This indicates that PFIN is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.08, PFIN is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
The Debt to FCF ratio of PFIN is 0.45, which is an excellent value as it means it would take PFIN, only 0.45 years of fcf income to pay off all of its debts.
PFIN has a Debt to FCF ratio of 0.45. This is amongst the best in the industry. PFIN outperforms 92.42% of its industry peers.
PFIN has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.07, PFIN belongs to the top of the industry, outperforming 82.58% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 0.45
Altman-Z 4.08
ROIC/WACCN/A
WACC9.02%
PFIN Yearly LT Debt VS Equity VS FCFPFIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 10M 20M 30M 40M

2.3 Liquidity

A Current Ratio of 3.02 indicates that PFIN has no problem at all paying its short term obligations.
With a decent Current ratio value of 3.02, PFIN is doing good in the industry, outperforming 75.00% of the companies in the same industry.
PFIN has a Quick Ratio of 3.02. This is a bad value and indicates that PFIN is not financially healthy enough and could expect problems in meeting its short term obligations.
PFIN has a worse Quick ratio (0.99) than 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 3.02
Quick Ratio 0.99
PFIN Yearly Current Assets VS Current LiabilitesPFIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M

More info and screens

0

3. Growth

3.1 Past

PFIN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -163.89%.
The Revenue has decreased by -0.66% in the past year.
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-228.57%
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Sales Q2Q%-0.83%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PFIN Yearly Revenue VS EstimatesPFIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 99.96, the valuation of PFIN can be described as expensive.
69.70% of the companies in the same industry are cheaper than PFIN, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.31. PFIN is valued rather expensively when compared to this.
Industry RankSector Rank
PE 99.96
Fwd PE N/A
PFIN Price Earnings VS Forward Price EarningsPFIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PFIN indicates a slightly more expensive valuation: PFIN is more expensive than 62.12% of the companies listed in the same industry.
PFIN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. PFIN is cheaper than 94.70% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.93
EV/EBITDA 18.71
PFIN Per share dataPFIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

2

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.54%, PFIN has a reasonable but not impressive dividend return.
PFIN's Dividend Yield is a higher than the industry average which is at 1.81.
PFIN's Dividend Yield is slightly below the S&P500 average, which is at 2.40.
Industry RankSector Rank
Dividend Yield 1.54%

5.2 History

The dividend of PFIN decreases each year by -12.93%.
PFIN has been paying a dividend for over 5 years, so it has already some track record.
PFIN has decreased its dividend recently.
Dividend Growth(5Y)-12.93%
Div Incr Years1
Div Non Decr Years1
PFIN Yearly Dividends per sharePFIN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2022 2023 0.05 0.1 0.15

5.3 Sustainability

The earnings of PFIN are negative and hence is the payout ratio. PFIN will probably not be able to sustain this dividend level.
DP-86.49%
EPS Next 2YN/A
EPS Next 3YN/A
PFIN Yearly Income VS Free CF VS DividendPFIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

More info and screens

P & F INDUSTRIES -CL A

NASDAQ:PFIN (12/20/2023, 8:00:01 PM)

12.995

0 (0%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)11-09 2023-11-09/bmo
Earnings (Next)03-26 2024-03-26/bmo
Inst Owners1.47%
Inst Owner Change0%
Ins Owners9.82%
Ins Owner Change0%
Market Cap41.45M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.54%
Yearly Dividend0.1
Dividend Growth(5Y)-12.93%
DP-86.49%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 99.96
Fwd PE N/A
P/S 0.7
P/FCF 6.93
P/OCF 4.59
P/B 1
P/tB 1.3
EV/EBITDA 18.71
EPS(TTM)0.13
EY1%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.87
FCFY14.43%
OCF(TTM)2.83
OCFY21.81%
SpS18.49
BVpS12.98
TBVpS9.97
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -1.33%
ROE -1.79%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 34.62%
FCFM 10.14%
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 0.45
Debt/EBITDA 1.23
Cap/Depr 111.27%
Cap/Sales 5.19%
Interest Coverage N/A
Cash Conversion 410.91%
Profit Quality N/A
Current Ratio 3.02
Quick Ratio 0.99
Altman-Z 4.08
F-Score6
WACC9.02%
ROIC/WACCN/A
Cap/Depr(3y)85.07%
Cap/Depr(5y)113.52%
Cap/Sales(3y)3.78%
Cap/Sales(5y)4.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-228.57%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Sales Q2Q%-0.83%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y63.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y615.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1632.2%
OCF growth 3YN/A
OCF growth 5Y-6.61%