P & F INDUSTRIES -CL A (PFIN) Fundamental Analysis & Valuation

NASDAQ:PFIN • US6928305084

Current stock price

12.995 USD
0 (0%)
Last:

This PFIN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. PFIN Profitability Analysis

1.1 Basic Checks

  • PFIN had positive earnings in the past year.
  • PFIN had a positive operating cash flow in the past year.
PFIN Yearly Net Income VS EBIT VS OCF VS FCFPFIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

1.2 Ratios

  • With a Return On Assets value of -1.33%, PFIN is not doing good in the industry: 67.42% of the companies in the same industry are doing better.
  • Looking at the Return On Equity, with a value of -1.79%, PFIN is doing worse than 65.15% of the companies in the same industry.
Industry RankSector Rank
ROA -1.33%
ROE -1.79%
ROIC N/A
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
PFIN Yearly ROA, ROE, ROICPFIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 0 5 -5 10 -10

1.3 Margins

  • The Gross Margin of PFIN (34.62%) is better than 67.42% of its industry peers.
  • In the last couple of years the Gross Margin of PFIN has declined.
  • PFIN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 34.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
PFIN Yearly Profit, Operating, Gross MarginsPFIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 0 10 -10 20 30

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6

2. PFIN Health Analysis

2.1 Basic Checks

  • PFIN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for PFIN has been increased compared to 1 year ago.
  • Compared to 1 year ago, PFIN has a worse debt to assets ratio.
PFIN Yearly Shares OutstandingPFIN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 1M 2M 3M
PFIN Yearly Total Debt VS Total AssetsPFIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

2.2 Solvency

  • PFIN has an Altman-Z score of 4.08. This indicates that PFIN is financially healthy and has little risk of bankruptcy at the moment.
  • PFIN's Altman-Z score of 4.08 is fine compared to the rest of the industry. PFIN outperforms 72.73% of its industry peers.
  • The Debt to FCF ratio of PFIN is 0.45, which is an excellent value as it means it would take PFIN, only 0.45 years of fcf income to pay off all of its debts.
  • PFIN's Debt to FCF ratio of 0.45 is amongst the best of the industry. PFIN outperforms 92.42% of its industry peers.
  • PFIN has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
  • PFIN's Debt to Equity ratio of 0.07 is amongst the best of the industry. PFIN outperforms 82.58% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 0.45
Altman-Z 4.08
ROIC/WACCN/A
WACC9.02%
PFIN Yearly LT Debt VS Equity VS FCFPFIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 0 10M 20M 30M 40M

2.3 Liquidity

  • A Current Ratio of 3.02 indicates that PFIN has no problem at all paying its short term obligations.
  • The Current ratio of PFIN (3.02) is better than 75.00% of its industry peers.
  • PFIN has a Quick Ratio of 3.02. This is a bad value and indicates that PFIN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.99, PFIN is doing worse than 66.67% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.02
Quick Ratio 0.99
PFIN Yearly Current Assets VS Current LiabilitesPFIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M

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0

3. PFIN Growth Analysis

3.1 Past

  • PFIN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -163.89%.
  • PFIN shows a decrease in Revenue. In the last year, the revenue decreased by -0.66%.
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-228.57%
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Sales Q2Q%-0.83%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PFIN Yearly Revenue VS EstimatesPFIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

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2

4. PFIN Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 99.96, which means the current valuation is very expensive for PFIN.
  • 69.70% of the companies in the same industry are cheaper than PFIN, based on the Price/Earnings ratio.
  • PFIN's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.60.
Industry RankSector Rank
PE 99.96
Fwd PE N/A
PFIN Price Earnings VS Forward Price EarningsPFIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • PFIN's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. PFIN is more expensive than 62.12% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, PFIN is valued cheaply inside the industry as 94.70% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 6.93
EV/EBITDA 18.71
PFIN Per share dataPFIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. PFIN Dividend Analysis

5.1 Amount

  • PFIN has a Yearly Dividend Yield of 1.54%.
  • PFIN's Dividend Yield is a higher than the industry average which is at 1.20.
  • Compared to an average S&P500 Dividend Yield of 1.88, PFIN has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.54%

5.2 History

  • The dividend of PFIN decreases each year by -12.93%.
  • PFIN has been paying a dividend for over 5 years, so it has already some track record.
  • PFIN has decreased its dividend recently.
Dividend Growth(5Y)-12.93%
Div Incr Years1
Div Non Decr Years1
PFIN Yearly Dividends per sharePFIN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2022 2023 0.05 0.1 0.15

5.3 Sustainability

  • PFIN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-86.49%
EPS Next 2YN/A
EPS Next 3YN/A
PFIN Yearly Income VS Free CF VS DividendPFIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

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PFIN Fundamentals: All Metrics, Ratios and Statistics

P & F INDUSTRIES -CL A

NASDAQ:PFIN (12/20/2023, 8:00:01 PM)

12.995

0 (0%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)11-09
Earnings (Next)03-26
Inst Owners1.47%
Inst Owner Change0%
Ins Owners9.82%
Ins Owner Change0%
Market Cap41.45M
Revenue(TTM)58.99M
Net Income(TTM)-740.00K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.54%
Yearly Dividend0.1
Dividend Growth(5Y)-12.93%
DP-86.49%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 99.96
Fwd PE N/A
P/S 0.7
P/FCF 6.93
P/OCF 4.59
P/B 1
P/tB 1.3
EV/EBITDA 18.71
EPS(TTM)0.13
EY1%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.87
FCFY14.43%
OCF(TTM)2.83
OCFY21.81%
SpS18.49
BVpS12.98
TBVpS9.97
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -1.33%
ROE -1.79%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 34.62%
FCFM 10.14%
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 0.45
Debt/EBITDA 1.23
Cap/Depr 111.27%
Cap/Sales 5.19%
Interest Coverage N/A
Cash Conversion 410.91%
Profit Quality N/A
Current Ratio 3.02
Quick Ratio 0.99
Altman-Z 4.08
F-Score6
WACC9.02%
ROIC/WACCN/A
Cap/Depr(3y)85.07%
Cap/Depr(5y)113.52%
Cap/Sales(3y)3.78%
Cap/Sales(5y)4.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-228.57%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Sales Q2Q%-0.83%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y63.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y615.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1632.2%
OCF growth 3YN/A
OCF growth 5Y-6.61%

P & F INDUSTRIES -CL A / PFIN Fundamental Analysis FAQ

What is the fundamental rating for PFIN stock?

ChartMill assigns a fundamental rating of 3 / 10 to PFIN.


What is the valuation status of P & F INDUSTRIES -CL A (PFIN) stock?

ChartMill assigns a valuation rating of 2 / 10 to P & F INDUSTRIES -CL A (PFIN). This can be considered as Overvalued.


What is the profitability of PFIN stock?

P & F INDUSTRIES -CL A (PFIN) has a profitability rating of 2 / 10.


What is the valuation of P & F INDUSTRIES -CL A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for P & F INDUSTRIES -CL A (PFIN) is 99.96 and the Price/Book (PB) ratio is 1.


Can you provide the dividend sustainability for PFIN stock?

The dividend rating of P & F INDUSTRIES -CL A (PFIN) is 2 / 10 and the dividend payout ratio is -86.49%.