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P & F INDUSTRIES -CL A (PFIN) Stock Fundamental Analysis

NASDAQ:PFIN - Nasdaq - US6928305084 - Common Stock - Currency: USD

12.995  0 (0%)

Fundamental Rating

3

PFIN gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 129 industry peers in the Machinery industry. PFIN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. PFIN is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

PFIN had positive earnings in the past year.
In the past year PFIN had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: PFIN reported negative net income in multiple years.
In multiple years PFIN reported negative operating cash flow during the last 5 years.
PFIN Yearly Net Income VS EBIT VS OCF VS FCFPFIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

1.2 Ratios

PFIN has a worse Return On Assets (-1.33%) than 67.42% of its industry peers.
The Return On Equity of PFIN (-1.79%) is worse than 65.15% of its industry peers.
Industry RankSector Rank
ROA -1.33%
ROE -1.79%
ROIC N/A
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
PFIN Yearly ROA, ROE, ROICPFIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 0 5 -5 10 -10

1.3 Margins

Looking at the Gross Margin, with a value of 34.62%, PFIN is in the better half of the industry, outperforming 67.42% of the companies in the same industry.
PFIN's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for PFIN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 34.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
PFIN Yearly Profit, Operating, Gross MarginsPFIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 0 10 -10 20 30

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6

2. Health

2.1 Basic Checks

PFIN does not have a ROIC to compare to the WACC, probably because it is not profitable.
PFIN has more shares outstanding than it did 1 year ago.
PFIN has a worse debt/assets ratio than last year.
PFIN Yearly Shares OutstandingPFIN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 1M 2M 3M
PFIN Yearly Total Debt VS Total AssetsPFIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

2.2 Solvency

An Altman-Z score of 4.08 indicates that PFIN is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.08, PFIN is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
The Debt to FCF ratio of PFIN is 0.45, which is an excellent value as it means it would take PFIN, only 0.45 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 0.45, PFIN belongs to the best of the industry, outperforming 92.42% of the companies in the same industry.
PFIN has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.07, PFIN belongs to the top of the industry, outperforming 82.58% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 0.45
Altman-Z 4.08
ROIC/WACCN/A
WACC9.02%
PFIN Yearly LT Debt VS Equity VS FCFPFIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 10M 20M 30M 40M

2.3 Liquidity

PFIN has a Current Ratio of 3.02. This indicates that PFIN is financially healthy and has no problem in meeting its short term obligations.
PFIN's Current ratio of 3.02 is fine compared to the rest of the industry. PFIN outperforms 75.00% of its industry peers.
A Quick Ratio of 0.99 indicates that PFIN may have some problems paying its short term obligations.
PFIN's Quick ratio of 0.99 is on the low side compared to the rest of the industry. PFIN is outperformed by 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 3.02
Quick Ratio 0.99
PFIN Yearly Current Assets VS Current LiabilitesPFIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M

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0

3. Growth

3.1 Past

PFIN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -163.89%.
Looking at the last year, PFIN shows a decrease in Revenue. The Revenue has decreased by -0.66% in the last year.
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-228.57%
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Sales Q2Q%-0.83%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PFIN Yearly Revenue VS EstimatesPFIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

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2

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 99.96, PFIN can be considered very expensive at the moment.
PFIN's Price/Earnings ratio is a bit more expensive when compared to the industry. PFIN is more expensive than 69.70% of the companies in the same industry.
PFIN is valuated expensively when we compare the Price/Earnings ratio to 24.21, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 99.96
Fwd PE N/A
PFIN Price Earnings VS Forward Price EarningsPFIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PFIN indicates a slightly more expensive valuation: PFIN is more expensive than 62.12% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PFIN indicates a rather cheap valuation: PFIN is cheaper than 94.70% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.93
EV/EBITDA 18.71
PFIN Per share dataPFIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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2

5. Dividend

5.1 Amount

PFIN has a Yearly Dividend Yield of 1.54%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 1.92, PFIN pays a bit more dividend than its industry peers.
PFIN's Dividend Yield is slightly below the S&P500 average, which is at 2.41.
Industry RankSector Rank
Dividend Yield 1.54%

5.2 History

The dividend of PFIN decreases each year by -12.93%.
PFIN has been paying a dividend for over 5 years, so it has already some track record.
The dividend of PFIN decreased recently.
Dividend Growth(5Y)-12.93%
Div Incr Years1
Div Non Decr Years1
PFIN Yearly Dividends per sharePFIN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2022 2023 0.05 0.1 0.15

5.3 Sustainability

PFIN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-86.49%
EPS Next 2YN/A
EPS Next 3YN/A
PFIN Yearly Income VS Free CF VS DividendPFIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

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P & F INDUSTRIES -CL A

NASDAQ:PFIN (12/20/2023, 8:00:01 PM)

12.995

0 (0%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)11-09 2023-11-09/bmo
Earnings (Next)03-26 2024-03-26/bmo
Inst Owners1.47%
Inst Owner Change0%
Ins Owners9.82%
Ins Owner Change0%
Market Cap41.45M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.54%
Yearly Dividend0.1
Dividend Growth(5Y)-12.93%
DP-86.49%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 99.96
Fwd PE N/A
P/S 0.7
P/FCF 6.93
P/OCF 4.59
P/B 1
P/tB 1.3
EV/EBITDA 18.71
EPS(TTM)0.13
EY1%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.87
FCFY14.43%
OCF(TTM)2.83
OCFY21.81%
SpS18.49
BVpS12.98
TBVpS9.97
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -1.33%
ROE -1.79%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 34.62%
FCFM 10.14%
ROA(3y)-2.62%
ROA(5y)0.34%
ROE(3y)-3.46%
ROE(5y)0.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.61%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 0.45
Debt/EBITDA 1.23
Cap/Depr 111.27%
Cap/Sales 5.19%
Interest Coverage N/A
Cash Conversion 410.91%
Profit Quality N/A
Current Ratio 3.02
Quick Ratio 0.99
Altman-Z 4.08
F-Score6
WACC9.02%
ROIC/WACCN/A
Cap/Depr(3y)85.07%
Cap/Depr(5y)113.52%
Cap/Sales(3y)3.78%
Cap/Sales(5y)4.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-163.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-228.57%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.66%
Revenue growth 3Y0.17%
Revenue growth 5Y0%
Sales Q2Q%-0.83%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y63.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y615.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1632.2%
OCF growth 3YN/A
OCF growth 5Y-6.61%